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1、INTERNAL FACTORSEXTERNAL FACTORSSTRENGTHSWEAKNESSESOPPORTUNITIESTHREATSSWOTYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes h

2、ereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereHARMFULTo achieving the objectivesHELPFULTo achieving the objectivesS

3、WOT AnalysisHARMFULTo achieving the objectivesHELPFULTo achieving the objectivesINTERNAL FACTORSEXTERNAL FACTORSSTRENGTHSWEAKNESSESOPPORTUNITIESTHREATSSWOTAnalysisNegativeSWOT AnalysisSTRENGTHSWEAKNESSESOPPORTUNITIESTHREATSSWOTInternal factorsExternalfactorsPositive利用大數(shù)據(jù)、新的征信系統(tǒng)更準(zhǔn)確分析行業(yè)基于互聯(lián)網(wǎng)的風(fēng)控系統(tǒng),方便銀行

4、在網(wǎng)上進(jìn)行管理、傳播彌補(bǔ)傳統(tǒng)銀行在個(gè)人消費(fèi)金融中大數(shù)據(jù)分析的缺失沒(méi)有獨(dú)立征信能力,所需數(shù)據(jù)來(lái)自于外部發(fā)展時(shí)間較短,并沒(méi)有長(zhǎng)時(shí)間,大量的樣本來(lái)分析模型國(guó)家宏觀政策鼓勵(lì)個(gè)人消費(fèi)/征信系統(tǒng)的發(fā)展,促進(jìn)行業(yè)發(fā)展個(gè)人消費(fèi)金融在近幾年乃至預(yù)期的后幾年將會(huì)穩(wěn)定增加中國(guó)人口結(jié)構(gòu)復(fù)雜,大量沒(méi)有征信信用的人有待深入挖掘新的互聯(lián)網(wǎng)模式對(duì)銀行的經(jīng)營(yíng)方式提出新的要求,帶來(lái)許多新的業(yè)務(wù)國(guó)內(nèi)外巨頭,例如費(fèi)埃哲、zest finance、芝麻信用的競(jìng)爭(zhēng)優(yōu)勢(shì)依賴的銀行機(jī)構(gòu)行動(dòng)遲緩,在與互聯(lián)網(wǎng)企業(yè)的競(jìng)爭(zhēng)中處于劣勢(shì)StrengthsOpportunitiesThreatsSWOTWeaknessesSWOT AnalysisSWO

5、TAnalysisSWOT AnalysisSTRENGTHSWEAKNESSESOPPORTUNITIESTHREATSSWOTNegativeInternal factorsExternalfactorsPositiveSWOT AnalysisSTRENGTHSWEAKNESSESOPPORTUNITIESTHREATSYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYou

6、r text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes her

7、eYour text goes hereNegativeInternal factorsExternalfactorsPositiveSWOT AnalysisSWOTStrengthsYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes he

8、reYour text goes hereYour text goes hereYour text goes hereYour text goes hereSWOT AnalysisSWOTWeaknessesYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour

9、text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereSWOT AnalysisSWOTOpportunitiesYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereSWOT AnalysisSWOTThreatsYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYour text goes hereYo

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