保險英語詞匯已排版

abandonmentclause accountingperiod 結(jié)算期actofgod actualtotalloss actuarialmethod additional 附加additional advance aggregate aggregated

all-risks一切險保antiselection assignmentclause average average binding breakageof

cargoinsurance 貨物費(fèi)cargo cargo貨物保單，貨物cargo 貨運(yùn)費(fèi)，貨物 captive

cashlosscashvalue

貨物承保人（商，貨險cargodamageadjustment cargodamageinspection cargodamageprevention cargodamagereport cargoinsurance 貨物

excessofloss（CXL）巨災(zāi)超賠\巨災(zāi)categoriesof cedingretrocession(for ofcargodamage ofinsurance 證明、憑證cessionlimit InsuranceClause(CIC) 中國條 claim claim claimsandarbitration claimsassistance clashandbreakage cleancut 共同公

combinedratio 綜合賠付率commencementandtermination concurrentinsurance 同時consequentialloss(CL) 損失constructivetotalloss contingentliquidity insurance 繼續(xù)co-relatedrisks covernote 證明書,承保單，證明covernote damagecargoclerk damagecargolist damage損壞證明書damageclaim damagedbyothercargo damagedcargolist damagedcargoreport 免賠額depositpremium disbursement(船舶)駛費(fèi)dividend

double 雙dualvaluation endowment endowment人壽定期event exgratiapayments excessloss excessoflosscover excessof EXL exposed exposurerating extended-terminsurance 過期extracharges extra 額外extraneousrisksadditional facultative facultative fault financialquota

fine finite finiterisk floating浮動franchise ofallaverage(FAA) freight freight運(yùn)費(fèi)full full fullinsurance 足額價full general grace grossnetpremium group guaranteeof health 疾病，健heavydamage holisticrisktransfer hookdamage hour

IBRN 已發(fā)生但未報的損失儲備金，IBRNimportcargoinsurance increasedvalueclause increasedvalueinsurance 增值increasingcoverageextending Incurredbutnotreportedlosses(IBRN) indemnity indemnity industrialinsurance 產(chǎn)業(yè)inflatedclaim inherentnatureofcargo inherentvice inherentviceof inspectionofcargo inspectionofcargoGAorPA inspectionondamaged installment InstituteCargoClauses(ICC，I.C.C.) ，費(fèi)，金

insurance 條insuranceagainst insurance ，insurance insurance insurance insurance insurance insurance insurance憑證insurance insurance insurance 公insurance 條件\契約約insurance insurance insurancecoverage insurancedeclarationsheet(bordereau) insurance insurance單insuranceexpense insurancefond insuranceindustry insurance insurancelaw insuranceonlastsurvivor 長壽insuranceperiod

insurance單\保insurance insuranceproceeds 金（收入）,賠償金，賠款insurancerate insurancesecuritization insuranceslip insurancesubject insurance insuranceunderwriter insurancevalue(insuranceamount) 被人，受保人 被人insuredamount insuredloss 損失insuredproperty InsuredValue 人、公司，商insurer(underwriter) 承保人、人investmentinsurance 投資J Llawof

lawoflargenumbers lessexposed letterofguarantee保函，保 liabilityinsurance責(zé)任license life 人壽投保life life 人壽基life lifeinsurance 人壽精算lifeinsurance 人壽責(zé)任準(zhǔn)備life light line liquidity 人壽附加費(fèi)lossadjuster lossoccurrence lossoccurring lossofprofit lossparticipation lossratio loss loss

mail main malicious 損marine marine medical mortality multiple multiple mutual mutual 相互公NatCatpooling 自然共保naturalcatastrophe（NatCat）自然naturalpremium netretainedlines netretainedlosses noprofitcommission no-claimsbonus

obligatory oceanmarinecargoclauses 海洋貨物條ondeck open預(yù)約openinsurance 預(yù)約originaldeductibles originalrate over overland（transportation）insurance 陸上保parcelpost partialloss particularaverage(PA) 、事故perilsofthesea permitbond 證 保單、單、契約holder package 承保多項內(nèi)容的單proofofinterest reserves

pooladministrator portfolioentry portfoliooutgo um premiumrate premiumrebate previouslosses 既往損失primary 原保公司、主 principleofcompensation priority(deductible) profit propertycovered propertyinsurance 財產(chǎn)proportionalcover proportional proximate punitive

pure pure rain reinstatementvalue 分保、再、轉(zhuǎn) rejection renew renewal renewing return revoke riot 險別、風(fēng)險、，risk

risk 承risk 承risk risk risks salvage salvage secondevent 第二承 settlementof sicknessinsurance 疾病socialinsurance 社會 償付能力solvencymargin spreadloss 分散風(fēng)險standingcharges stoploss subjectinsured subrogationcenter sueandlaborexpenses suicideclauses suminsured surplusinsurance 盈余surveyatjettyrisk

surveyincustoms tariff term the 被人，受保time定期單topographicmap totalloss totalsum treaties treaty under 承運(yùn)人、公司 underwriting承保政unvalued unvalued不定值保utmostgood

Vvalued voluntary Wwaiverandes 棄權(quán)與反 workingcost workingexpenses written BIBusinessInterruptionInsurance營業(yè)中斷險CARconstructionallrisks建筑工程一切險（建工險）CICInsuranceClause中國條款CLConsequentialLoss損失 excessofloss巨災(zāi)超賠分保EARErectionAllRisks安裝工程一切險（安工險）EEIElectronicEquipmentInsurance電子設(shè)備險F.A.A.ofallaverage一切海損不賠險\全損賠f.g.a./faaofgeneralaverage共同海損不賠F.O.D.ofdamage損壞不 of(from)particular

F.R.E.C.FireRiskExtensionClauseForStorageofCargoatDestination,Including,orMacao出口貨物到包括九龍在內(nèi)）F.W.R.D.rainfreshwaterdamageRisk淡水雨淋險FCSR&CCofcapture,seizure,riotsandcivilcommotions擄獲,捕捉,和內(nèi)亂不賠險FPAfromparticularaverage平安G.A.A.generalaverageagreementbond)共同海損協(xié)G.A.C.generalaveragecontributionGNPIGrossNet eIBRNIncurredbutnotreportedlosses已發(fā)生但未報ICCInstituteCargoClauses,London倫敦貨物條款()IWLinstitutewarrantylimits(倫敦人)保證航l.&d.lossanddamageL/ALloyd'sagent公司人,船級社人Lkg/Bkgleakage&breakageLOIletterofindemnitymscamissingcargo

O.R.B.owner'sriskofbreakage破損風(fēng)險由貨主承擔(dān)O.R.D.owner'sriskofdamage損失風(fēng)險由貨主承擔(dān)O.R.F.owner'sriskoffire火災(zāi)風(fēng)險由貨主承擔(dān)P.&I.clauseprotectionandindemnityclause保護(hù)和 （Association）船東保賠P.L.partialloss部分損失(保)PandiclubProtectionandIndemnityclub會PIeople'sInsuranceof民公PICCRePeople'sInsuranceof公司再公司 umloss可能最大損失PTLpartialtotalloss部分和全部損失SRCC/S.R.C.C.insuranceagainststrike,riotandcivilcommotion，，民變險 TLO/T.L.O.insuranceagainsttotallossonly

TRNDriskoftheft,pilferageandnon-delivery提U/wunderwriterXLexcessofloss"majormedical"insurance費(fèi)保AlternativeRiskTransfer（ART) 貨物險再保兌換 AutomaticPremium 自動墊交BrokenandDamagedCargo CargoLossPrevention cargoproportionofgeneral

coveringallmarinerisks 貨物除外責(zé)任ofparticularaverage(FPA) GeneralAverageContributionDuetoCargo貨物共

ondamaged 驗殘，殘

Incurredbutnotreportedlosses（IBRN） 貨物期限ContributoryValueof coveringalleventual

InspectionofCargoGAor inspectionondamagedcargo 檢驗InsuranceProtection outstandingclaim OutstandingLossReserve reportofcargodamagesurvey susceptibilityofgoodstowater thePeople'sInsuranceofthestipulationsfor tocover(effect,arrange,takeout)insurance投保tohaveahealthinsurance健康toprovidetheinsurance 為…提供topurchasehealthinsurance 健康UnearnedPremiumReserve 未到期責(zé)任準(zhǔn)備

Mr.ZhangmetMr.WilliamintheofficeofthePeople'Insuranceof.張先生人民公司的接待了先生Afterloadingthegoodsonboardthehip,Igototheinsurance tohavetheminsured.WhenshouldIgoandhavetheteaAllright.Let'sleaveinsurance（5）Ihavecometoexinthatunfortunateaffairabouttheinsurance.我是來解釋這件的不幸的（6）Imustsaythatyou'vecorrectedmyideasabouttheinsurance.我該說已經(jīng)糾正了我對的看法（7）Thisinformationofficeprovidesswithinformationoncargoinsurance.Theunderwritersareresponsibleforthe

asfarasitiswithinthescopeof只要是在責(zé)任范圍內(nèi)，公司就應(yīng)負(fù)責(zé)賠償Thelossinquestionwasbeyondthecoveragegrantedbyus.Theextentofinsuranceisstipulatedinthebasicformandinthevariousriskclause.PleasefillintheapplicationWhatrisksisthePeople'sInsuranceofabletocover?WhatrisksshouldbeWhatkindofinsuranceareyouabletoprovideformyconsignment?It'sbetterforyoutocantheleaflet,andthenmakeadecision.

Thesekindsofriskssuityour（17）MayIaskwhatexactlyinsurancecoversaccordingtoyourusualC.I.Fterms?請問根據(jù)常用的CIF價格條件，所保的究竟包括It'simportantforyoutoreadthe"fineprint"inanyinsurancesothatyouknowwhatkindofcoverageyouarebuying.道你要買的包括哪些項目。WhatistheinsuranceThepremiumistobecalculatedinthisThetotalpremiumis800U.S.費(fèi)總共是800Thecoverpaidforwillvaryaccordingtothetypeofgoodsandthecircumstances.Theratesquotedbyusareverymoderate.

我們所收取的費(fèi)率是很有限的，當(dāng)然，費(fèi)用要Accordingtoco-insuranceclauses,theinsuredmustpayusually20percentofthetotalexpenses根據(jù)共同條款，人通常必須付全部費(fèi)用的百Theinsurancerateforsuchkinkofriskwillvaryaccordingtothekind. Insurancebrokerswillquoteratesforalltypesofcargoandrisks.Canyougivemeaninsurance（29）Couldyoufindoutthepremiumrateforthetermsandlimitationsofaninsuranceagreementthatappearsbestsuitedtoyourneeds.你不僅要研究各種所標(biāo)明的給予人的賠償

（31..A.FPA代表平安險。（33）I'llhavethegoodscoveredagainstfromParticularAverage.（34）IknowthatF.P.Ainsurancedoesn'tcoverlossesonconsumergoods.（35）Idon'tthinkthattheW.P.AinsurancecoversmorerisksthantheF.P.A..（36）fromParticularAverageisgoodThegoodsaretobeinsured

Whatyou'vecoveredis（40）W.P.Acoverageistoonarrowforashipmentofthisnature,pleaseextendthecoveragetoinclude（41）Don'tyouwishtoarrangeforW.P.A.additionalcoverageagainstRiskofNoteverybreakageisaparticularAnAllRiskscoverseverysortofhazard,doesn'tit?

AllRisks.PleaseinsuretheshipmentforRMB5,000againstAllRisks.請將這批貨物投保綜合險5000元We'vecoverinsuranceonthesegoodsfor10%abovethevalueagainstAllRisks.我們已經(jīng)將這些貨物按金額加百分之十投保綜合AnF.P.A.onlycoversyouagainstlossinthecaseofminorTheF.P.A.doesn'tcoverpartiallossofthenatureofparticularaverage.（51）AW.P.A.orW.A.coversyouagainstpartiallossinallcases.You'llcoverSRCCrisks,won't要保、、民變險，是嗎

Asourusualpractice,insurancecoversbasicrisksonly,at110percentofthevalue.Ifcoverageagainstotherrisksisrequired,suchasbreakage,leakage,TPND,hookandcontaminationdamages,theextrapremiuminvolvedwouldbeforthebuyer'saccount.、如果要加保其它險別例如破碎險滲漏險遺失險、鉤損和污染險等，額外費(fèi)由買方負(fù)擔(dān)。、（54）Wecanserveyouwithabroadrangeofcoverageagainstallkinksofrisksforseatransport.我公司可以承保海洋的所有險別。Generallyspeaking,aviationinsuranceismuchcheaperthanmarineinsurance.空運(yùn)一般要比海運(yùn)便宜Then"allmarinerisks"meanslessthan"allIntheinsurancebusiness,theterm"average"simplymeans"loss"inmostcases.

Breakageisaparticularaverage,isn'tTheriskofbreakageiscoveredbymarineinsurance,isn'tit?TheEnglishunderstoodby"marinerisks"onlyriskstotransportbysea.英國人對“海洋貨物險”只理解為海洋中的意外風(fēng)Generally,theterm"allmarinerisks"isliabletobemisinterpretedanditsuseshouldbeavoidedinPleaselmewhetherIneedtopurchaseaforeignstudent.告訴我是否我需要外國學(xué)生coverageshouldincludebenefitsforoutpatient,hospital,surgeryandmedicalexpenses.知道基本健康所列的項目是否應(yīng)包括醫(yī)院門

WillyoupleaselmewhereIcanpurchasehealthinsurance?Healthinsuranceismerelyameanbywhichpeoplepoolmoneytoguardagainstthesuddeneconomicconsequencesofsicknessorinjury.健康就是籌集一些錢以預(yù)防疾病或受傷而突然發(fā)生的經(jīng)濟(jì)。（67）"Major designedtohelpoffsetheavymedicalexpensesthatcanresultfromaprolongedillnessorseriousinjury. 費(fèi)”旨在協(xié)助減輕久病及重傷所造成的重大開支（68）Ifthebenefitsprovidedunderacertainhaveadollarlimitationforeachservice,youshoulddeterminewhethertheselimitationsarerealistic.如果某一家公司的健康對每種服務(wù)定有賠償單cover 承保單，證floating(oropen) 流動單importcargoopencover 進(jìn)口預(yù)約合同knock-for-knockagreement

主要人海上貨運(yùn)協(xié)議marinecargoinsurance海上貨物單marineinsurance海運(yùn)單opencovercargoinsurance 貨物預(yù)約單，預(yù)約貨物單pen預(yù)約specific單獨(dú)time期限valued定值voyage航程accessoryrisksofcargo accident additional advancelossprofits(ALOP) aflatoxin aircargo airtransportationallrisk航空綜合airtransportationcargoinsurance航空貨物airtransportationcargoinsurance空運(yùn)貨物airtransportationcargowarrisk航空貨物戰(zhàn)airtransportation airtransportation 航空airtransportationwar

aircraftinsurance 飛機(jī)allrisk allriskinsurance 全annuities auto baggage basic bidbond blanket bondinsurance 保證breakageofpackingrisk burglaryinsurance businessinterruptioninsurance cardamage cargoinsurance 貨運(yùn)，貨物cargomarineinsurance 貨物海上，海運(yùn)貨物，海洋貨運(yùn)cargotransportationinsurance cargo(extendedcover)clauses 意外險casualty catastrophe childrengroup civilservant

collision combinationautoinsurance 汽車綜合保commercialblanketbond 商業(yè)總括保證comprehensive constructionallrisks（CAR） contractorsallrisksinsurance courtbondsinsurance 保證creditinsurance 信用crop customhousebonds damagecausedbysweatingand/orheating受潮受dependentsofernmentemployeeinsurance公務(wù)員家屬depositinsurance存款deteriorationrisk腐爛變質(zhì)險disabilityinsurance殘疾domesticcargotransportationinsurance國內(nèi)貨物運(yùn)輸earthquake

elevatorliabilityinsurance 電梯責(zé)任employer'sliabilityinsurance endowmentassurance 生死兩全endowmentinsurance 養(yǎng)老 enterprisepropertyinsurance 企業(yè)財產(chǎn)erectionallrisks(EAR) excessoflossratioreinsurance excessoflossreinsurance 超額賠款再explosioninsurance extraneous facultativereinsurance 臨時再(可選擇的failuretodeliver FCSR&CC ofcapture,seizure,riotsandcivil 擄獲,捕捉,和內(nèi)亂不賠險fidelity fiduciary financial finiterisk fire fireriskextensionclause-forstorageofcargoat firstloss

flood fireinsurance from/ofparticularaverage(FPA，F(xiàn).P.A.) ernmentemployeeinsurancegrouplifeaccidentinsurancegrouplifeinsurance團(tuán)體人壽險、團(tuán)體人身hail hookdamagerisk hullinsurance 船舶hypothecationinsurance 抵押importduty inherentvice inlandmarineinsurance 內(nèi)陸運(yùn)送institutewarrisk 學(xué)會險insuranceagainstadditionalrisks insuranceagainstadditionalrisks insuranceagainstairrisk insuranceagainstallrisks insuranceagainstbreakage

insuranceagainstextraneousrisks insuranceagainstrainorfreshwater保淡水雨淋險insuranceagainststrike，riotandcivilcommotion 、、民變險insuranceagainsttotallossonly(TLO)全損險insuranceagainstwarrisk insuranceduringaperiodofillness疾病insuranceformedicalcare 醫(yī)療insuranceof(from)particularaverage(FPA) insuranceofcontents 家庭財產(chǎn)insuranceofdeckcargo 甲板貨insuranceonlast insurancewithparticularaverage( intermixtureandcontaminationriskinvestmentinsurance(politicalrisks)投資政治風(fēng)jointlife labour landtransitinsurance leaseholdinterestinsurance 租借權(quán)益lifeaccidentinsurance lifeinsurance 人壽、人身livestockinsurance 家畜loss(damage)causedbybreakageofpacking lossand/ordamagecausedbybreakageof

machinery(breakdown)insurance機(jī)器（損壞）險，marinecargoinsurance 海運(yùn)貨物marinecargototallossonly貨物全損險marineinsurance 海運(yùn)貨物motorinsurance汽車oceanmarinecargo 海洋貨oceanmarinecargostrikerisks 海洋貨物罷oceanmarinecargowarrisks 海上貨物戰(zhàn)oceanoverlandtransportationcargorisks officer&director ondeck overlandtransportationallrisks overlandTransportationInsuranceWarRisk陸上運(yùn)輸險overlandtransportation

parcelpostall parcelpostinsurance parcelpostrisk parcelpostwarrisk 郵包險People'sInsuranceof(PICC)民公albelongings al alPension alproperty PICC productliabilityinsurance 產(chǎn)品責(zé)任productqualitybondinsurance產(chǎn)品質(zhì)量保證profitlossinsurance propertydamageliabilityinsurance險property propertyinsurancefor propertyinsurancefor protectionandindemnity publicliability rejectionrisk residence e riskofbadodour(changeofflavour)

riskof riskof riskofclashing& riskof riskof riskofcontamination riskofcontaminationwithothercargo染污險riskofcontingentimportduty riskofdeterioration riskof riskoffreshand/ofrainwaterdamage(wetting)淡水riskofhook riskofimport riskofinherent riskoflabelsbeingwashed riskof riskof riskof riskofnaturallossornormallossriskofnon- riskofnormalloss(naturalloss)riskof riskofoil riskofpacking riskofrainand/orfreshwaterdamageriskof riskof riskof riskofshortagein

riskofshortagein riskofspontaneouscombustionriskofsweatingand/or riskoftheft,pilferageandnondelivery(TPND)提rust sickness simplelife singleinterest social specialadditional strike strike,riotsandcivilcommotion(S.R.C.C.)、暴strikes studentsgroup surveyatjettyrisk surveyincustomsrisk sweatandheating taintofodour theft thirdpartyliability

thirdpartyliability injuredliabilityinsurance第三者受傷責(zé)任tontine totallossonly transportation travelaccident Uunemployment warinsurance warrisk wholelife 人壽\壽wholesale wind-storm withparticularaverage（ 勞工和雇主責(zé)任airtransportationcargoinsurance

航空貨 airtransportationcargowarrisk航空貨物險條AmericanInstituteCargoInsurance貨物條cargoallriskscargo貨物條excludingriskoffromwarehousetowarehouseincludingriskofbadincludingriskofbreakageandincludingriskofchip&2

InstituteAirCargo航空貨物條InstituteCargo倫敦業(yè)公會貨物條insurance…includingdeviationinternationalcargotransportationInternationalCargoTransportationInsurance oceanmarinecargo（insurance）海洋貨物條excludingnaturallossinpropertyinsurance財產(chǎn)條OceanMarineCargo海洋貨物險條（20）oceanmarineinsuranceclauses(frozen

海洋冷藏貨物條parcelpostinsurance郵包條parcelpostwarriskinsuranceoceanmarinecargoinsurance海洋貨物條oceanmarineinsuranceclauses(woolin海洋散裝桐油條overlandtransportationinsuranceclauses(train,陸上貨物條款（火車、汽車overlandtransportationinsuranceclauses(frozenproducts).陸上冷藏貨物條（27）FireRiskExtensionClauseForStorageofCargoatDestination,Including,orMacaoF.R.E.C.）.出口貨物到（包括九龍在內(nèi)）或存?zhèn)}火險

of investmentinsurance(politicalrisks)clauses.公司投資（政治風(fēng)險）條款。 of Erectionallrisksclauses. of contractorsallrisksclauses.livestock&poultryinsuranceclauses(bysea,landorair).…risksclausesoftheP.I.C.C.subjecttomarineinsurancepoliciesorsinnegotiableform,for110%fullCIFcoveringtherisksofWar&W.A.asperthePeople'sInsuranceCo.ofdated1/1/1976.withextendedcoveruptoKualaLumpurwithclaimspayablein(at)KualaLumpurinthecurrencyofdraft(irrespectiveof

作為可議付格式的海運(yùn)單或憑證按照到岸價的發(fā)的險和基本險，負(fù)責(zé)到吉隆坡為止。按照匯票所使用的貨幣在吉隆坡賠付（無免。insuranceorsettlingagent'snameistobeindicated,anyadditionalpremiumtocoverupliftbetween10and17%maybedrawninexcessofthecreditvalue.單或憑證須表明理賠人的名稱，費(fèi)如增10-17%可在本證金額以外支付。insurance()…NameofAssuredtobeshowed:A.B.C.Co...單或憑證作成以A.B.C.為被人insuranceorcoveringW.A.(orF.P.A.)andwarrisksasperoceanmarinecargoclauseandoceanmarinecargowarriskclausesofthePeople'sInsuranceofdated單或憑證根據(jù)公司1981年1月1日的海洋貨物條款和海洋貨物險條款投保水漬險（或平安險）和險。insurance/coveringallwarminesrisks.、、單/憑證投保一切險險險（注、、解釋為，屬于險的負(fù)責(zé)范圍，可以接受

W.A.riplicatecoveringallrisksandwarrisksincludingW.A.andbreakageinexcessoffivepercentonthewholeconsignmentandincludingW/Wuptobuyer'sgodowninPenang.方在檳城的倉庫為止（的單）一式三份。insuranceissuedofendorsedtoorder…forthefacevalueofplus10%coveringincludingwarwith15daysafterarrivalofgoodsdestination,onlyagainstFPAand天有效，僅負(fù)責(zé)平安險和提貨不著險的單開insuranceorissuedbyaninsuranceCo.withW.P.A.clausecoveringthemerchandiseforabout10%abovethefullvalueincludingunlimitedtransshipmentwithclaimspayableatSingapore.由公司簽發(fā)的單或憑證按總金額另加

marineinsuranceincluding"bothotblame"collisionclausesandfullycoveringtheshipment.coveringoverlandtransportationallrisksasperoverlandtransportationcargoinsuranceclauses(train,trucks)ofthePeople'sInsuranceofdated…. 公司×年×月×日陸上貨物條款（火車、汽車）投保陸上一切險。coveringairtransportationallriskasperairtransportationcargoinsuranceclausesofP.I.C.C.. 公司×年×月×日航空貨物insuranceorcoveringparcelpostallrisksincludingwarrisksasperparcelpostinsuranceclausesandparcelpostwarriskinsuranceclausesofthePeop