2023年銀行招聘之銀行招聘綜合知識(shí)精選試題及答案二

2023年銀行招聘之銀行招聘綜合知識(shí)精選試題及答案二單選題（共180題）1、以下對(duì)通貨膨脹的描述正確的是（）。A.貨幣發(fā)行量過(guò)多而引起的一般物價(jià)水平普遍持續(xù)地上漲是通貨膨脹B.房屋價(jià)格的不斷上漲，就是通貨膨脹C.通貨膨脹是價(jià)格水平的偶然上漲D.貨幣發(fā)行量過(guò)多導(dǎo)致的股票價(jià)格上漲就是通貨膨脹【答案】A2、資料：With55%ofconsumers'customerserviceinteractionsstartingonlineand63%ofadultsusingtheirsmartphoneseveraltimesamonthtoseekcustomerservice，yourmobilecustomerservicetacticsaremoreimportantthanever.A.ExpectantB.LettingthecustomerstodoC.UsedtoD.Payingcustomsduties【答案】C3、營(yíng)業(yè)利潤(rùn)不包括以下哪項(xiàng)內(nèi)容？（）A.營(yíng)業(yè)外收入B.營(yíng)業(yè)收入C.投資收益D.其他業(yè)務(wù)收入【答案】A4、就業(yè)是最大的民生，保市場(chǎng)主體也是為穩(wěn)就業(yè)保民生。各地加大穩(wěn)崗擴(kuò)崗激勵(lì)力度，企業(yè)和員工共同克服困難。多渠道做好重點(diǎn)群體就業(yè)工作，支持大眾創(chuàng)業(yè)萬(wàn)眾創(chuàng)新帶動(dòng)就業(yè)。新增市場(chǎng)主體恢復(fù)快速增長(zhǎng)，創(chuàng)造了大量就業(yè)崗位。2020年全年城鎮(zhèn)新增就業(yè)1186萬(wàn)人，年末全國(guó)城鎮(zhèn)調(diào)查失業(yè)率降到52％。生活必需品保供穩(wěn)價(jià)，居民消費(fèi)價(jià)格上漲25％。線(xiàn)上辦公、網(wǎng)絡(luò)購(gòu)物、無(wú)接觸配送等廣泛開(kāi)展。大幅度擴(kuò)大失業(yè)保險(xiǎn)保障范圍。對(duì)因疫情遇困群眾及時(shí)給予救助，新納入低保、特困供養(yǎng)近600萬(wàn)人，實(shí)施臨時(shí)救助超過(guò)800萬(wàn)人次。A.凱恩斯定律B.蒙代爾定律C.奧肯定律D.納什定律【答案】C5、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.A.AfterBritainleavingtheE.UtheinvestmentdecisionofinvestorshasbeenaffectedB.AfterBritainleavingtheE.U,thevalueofthepoundwillbeseenweakenedfurtherC.AfterBritainleavingtheE.U,thefedtakesthisopportunitytoraisetherateD.AfterBritainleavingtheE.U,theBankofEnglandhasalreadycutpolicyratesto0.25%【答案】A6、資料：StarAirways,Mumbai'sdominantairlineforthepastfiveyears,hasreporteditisplanningtoreplaceitsentireaircraftfleetwithEuropean-producedSkystreamjets.Startingwithaninitialpurchaseof90jets,StarAirwaysexpectsthechangeovertotakeadecadetocomplete.Thenewplaneswillenabletheairlinetoexpanditsinternationalroutesaswellasprovidereplacementsforitsagingfleetofjetplanes.StarAirwaysandSkystream,inajointannouncementattheBrusselsAirShowonThursday,saidthattheorderincludedseventeenofthenewAWB85Oaircraft.ThiswillmakeStarAirwaysthefirstIndiancarriertoflytheAWB850,anaimithashadsincethepowerfuljetswerefirstproduced.A.SeventeenyearsB.TenyearsC.FiveyearsD.Threeyears【答案】B7、在Exce1工作表中，公式中運(yùn)算符號(hào)的優(yōu)先級(jí)別由高到低的順序?yàn)椋ǎ?。A.數(shù)學(xué)運(yùn)算符、比較運(yùn)算符、字符串連接符B.數(shù)學(xué)運(yùn)算符、字符串連接符、比較運(yùn)算符C.比較運(yùn)算符、字符串連接符、數(shù)學(xué)運(yùn)算符D.字符串連接符、比較運(yùn)算符、數(shù)學(xué)運(yùn)算符【答案】B8、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.A.ImplementsecuritymeasuresforsmartdevicesandprotectthesecurityB.BoostusereducationonthepitfallsofmobilesecurityandassesswhethertheinitiativesareworkingC.BoostusereducationontheappsandtestthesecurityofthemD.Noneofabove【答案】B9、世界第一臺(tái)電子計(jì)算機(jī)誕生于（）年。A.1945年B.1946年C.1947年D.1948年【答案】B10、資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.A.lookingoverawideareaB.seeingobjectsfarawayC.judgingdistancesD.seeingatnight【答案】C11、We’llgiveeveryemployee____fordevelopment.A.roomB.houseC.employmentD.place【答案】A12、毛澤東對(duì)“實(shí)事求是”這句話(huà)作了科學(xué)解釋的著作是（）。A.《改造我們的學(xué)習(xí)》B.《論聯(lián)合政府》C.《關(guān)于領(lǐng)導(dǎo)方法的若干問(wèn)題》D.《論人民民主專(zhuān)政》【答案】A13、Andthatquesthasbrought______benefitsthatimproveourlivesincountlessways.A.tangibleB.displayedC.conditionalD.proved【答案】A14、Shesaidshe’sgonna____themdeadwithherbestdressandmake-up.A.patB.rapC.knockD.kill【答案】C15、某班有50人，其中有42人會(huì)打乒乓球，40人會(huì)打籃球，38人會(huì)打排球，35人會(huì)打羽毛球，則這個(gè)班至少有多少人這四項(xiàng)球類(lèi)都會(huì)打？（）A.2B.3C.4D.5【答案】D16、在日常生活中，居民獲得住房貸款屬于（）。A.商業(yè)信用B.消費(fèi)信用C.國(guó)家信用D.補(bǔ)償貿(mào)易【答案】B17、資料：Acknowledgingthatso-calledcloudcomputingwillblurthedistinctionsbetweencomputersandnetworks,abouttwodozenbiginformationtechnologycompaniesplantoannounceanewstandards-settinggroupforcomputernetworking.Thegroup,tobecalledtheOpenNetworkingFoundation,hopestohelpstandardizeasetoftechnologiespioneeredatStanfordandtheUniversityofCalifornia,Berkeley,andmeanttomakesmallandlargenetworksprogrammableinmuchthesamewaythatindividualcomputersare.A.TheopennetworkingfoundationwillbeledbyStanfordandtheuniversityofCalifornia,BerkeleyB.Withthesettingofnewstandards,operatorsoflargenetworkswillhavemoreflexibilityofcontrolC.PeoplewillhaveabetterunderstandingofthedistinctionsbetweencomputersandnetworksthankstocloudcomputingD.Cloudcomputingwillinvolvemoreroutingcomputersthanthetraditionalinternet【答案】B18、企業(yè)提供的會(huì)計(jì)信息應(yīng)當(dāng)能夠反映其財(cái)務(wù)狀況、經(jīng)營(yíng)成果和現(xiàn)金流量，以滿(mǎn)足會(huì)計(jì)信息使用者的需要，屬于()的運(yùn)用。A.相關(guān)性原則B.可比性原則C.實(shí)質(zhì)重于形式原則D.客觀(guān)性原則【答案】A19、亞當(dāng)*斯密的公平理論中公平比較對(duì)象不包括（)A.自我——內(nèi)部B.自我——外部C.別人——內(nèi)部D.內(nèi)部——外部【答案】D20、喀斯特地貌，是具有溶蝕力的水對(duì)可溶性巖石進(jìn)行溶蝕作用等所形成的地表和地下形態(tài)的總稱(chēng)。以下景觀(guān)不屬于喀斯特地貌的是（）。A.云南昆明石林風(fēng)景區(qū)B.廣西桂林山水C.將樂(lè)縣玉華洞D.新疆克拉瑪依魔鬼城【答案】D21、資料：VirginAmericahelpedAirbuspipBoeingattheposttoretainitscrownastheworld’slargestcommercialplanemaker.A.IndiGo’sorderforAirbus’snewengine-optionA320swasthefirstfirmorderfortheupdatedairplanesB.AirbusdeliveredmoreplanesthanBoeingin2006C.2009sawdemandforBoeing’splanesfallbutnotAirbus’sD.AirbuswasabletostayaheadofBoeinginnumberofordersthroughouttheyear2010【答案】B22、___forcomputingballisticstablesforWW2,theENIACwasthefirstdevicethatcouldactuallyprocessinformationelectronically.A.DesignedB.DesigningC.TodesignD.Design【答案】A23、Itwasonlyaquiz,noneedtotakeit（）.A.strictlyB.solelyC.seriouslyD.sternly【答案】C24、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤(rùn)為0.2元，市場(chǎng)利率為2.5%。A.YXrB.Y/rC.r/YD.YX(1+r)【答案】B25、個(gè)人貸款還款方式不包括（）。A.等額本息還款法B.差額等息還款法C.等額本金還款法D.按月還息、到期一次性還本還款法【答案】B26、“一五”計(jì)劃的基本任務(wù)是集中力量?jī)?yōu)先發(fā)展（）。A.重工業(yè)B.交通運(yùn)輸業(yè)C.輕工業(yè)D.科技和教育【答案】A27、“負(fù)債類(lèi)”賬戶(hù)的本期減少數(shù)和期末余額分別反映在（）。A.借方和借方B.貸方和借方C.借方和貸方D.貸方和貸方【答案】C28、由某一個(gè)人或某一集團(tuán)通過(guò)購(gòu)買(mǎi)兩家或更多的銀行多數(shù)股票的形式，形成聯(lián)合經(jīng)營(yíng)的銀行組織制度屬于（）。A.持股公司制度B.連鎖銀行制度C.分支銀行制度D，單一銀行制度【答案】B29、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.WesternersmayestablishlongtermcooperationwithonesupplierB.ChinesepaneltendstolookforclearalternativesC.ChinesenegotiatorisillogicalD.WesternersarestraightforwardinChinesebusinessmen’seyes【答案】A30、Thelocalareanetworkalsoconnectstoawideareanetworkthatallowamessage___acrossthecountryortoothercountries.A.sendB.sendingC.tobesentD.issent【答案】C31、大額可轉(zhuǎn)讓定期存單最早產(chǎn)生于美國(guó)。美國(guó)的《Q條例》規(guī)定商業(yè)銀行對(duì)活期存款不能支付利息，定期存款不能突破一定限額。20世紀(jì)60年代，美國(guó)市場(chǎng)利率上漲，高于《Q條例》規(guī)定的上限，資金從商業(yè)銀行流入金融市場(chǎng)。為了吸引客戶(hù)，商業(yè)銀行推出可轉(zhuǎn)讓大額定期存單。購(gòu)買(mǎi)存單的客戶(hù)隨時(shí)可以將存單在市場(chǎng)上變現(xiàn)出售。A.收益風(fēng)險(xiǎn)高B.流動(dòng)性差C.容易造成通貨膨脹D.收益率低【答案】B32、Dorothywasalwaysspeakinghighlyofherroleintheplay,_，ofcourse,madetheothersunhappy.A.whoB.whichC.thisD.what【答案】B33、Beingquestionedonthecourt,themandenied（）thediamond.A.havingtakenB.takingC.tohavetakenD.totake【答案】A34、未經(jīng)正式公布的法律是（）。A.有效的B.無(wú)效的C.部分有效的D.以上答案都不對(duì)【答案】B35、在營(yíng)銷(xiāo)調(diào)研中，調(diào)研人員一般先收集（）。A.一手資料B.二手資料C.原始資料D.外部資料【答案】B36、Thestudentsexpectedthere______morereviewingclassesbeforethefinalexam.A.beingB.havebeenC.isD.tobe【答案】D37、資料：Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.A.PriceforthesameflighttoanearerdestinationishigherB.PricesfordifferentdestinationsonthesameflightarethesameC.PriceforthesameflighttoafartherdestinationishigherD.Pricesfordifferentdestinationsonthesameflightaredifferent【答案】A38、TheUnitedStateswilldothatwhichisnecessarytomeetits______toitsowncitizens.A.rulesB.promiseC.principlesD.obligations【答案】D39、財(cái)務(wù)管理的核心環(huán)節(jié)是（）。A.規(guī)劃和預(yù)測(cè)B.財(cái)務(wù)預(yù)算C.財(cái)務(wù)決策D.財(cái)務(wù)控制【答案】C40、Intheexperiment,theresearcherplacedaratinamaze,___itwaspresentedwithdifferentsmellstoseeifitcanresistthedistractionandgettotheexit.A.whatB.thatC.whereD.which【答案】C41、屬于我國(guó)二級(jí)重點(diǎn)保護(hù)動(dòng)物的是（）。A.金絲猴B.長(zhǎng)臂猿C.小熊貓D.大熊貓【答案】C42、商業(yè)銀行財(cái)務(wù)管理的核心內(nèi)容是（）。A.資本金管理B.利潤(rùn)管理C.財(cái)產(chǎn)管理D.成本管理【答案】D43、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.A.teamofPCinsidersinventedweixinforTencentB.teamofoutsidersacquiredbyTencentinventedWeixinC.TencentaskedtheQQinsidersteamtocreateaproductD.TencentcopiedapioneeringIsraelimessagingservice【答案】B44、資料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcanparticipateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearningallowsstudentstoworktogetheringroupstocompletelessonsandassignments.A.ItisdesiredforstudentswithspecialneedsB.ItistutoredbyregularteachersformainstreamstudentsC.ItisplannedforcollaborativelearningbymainstreamstudentsD.Ithasstudentswithspecialneedsandregulareducationclassmates【答案】D45、資料：Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50billionhardwarebusiness,withanother$30billioninsoftwareandperipherals（eg.mouse,keyboard,printer,etc.）by1991.Duringitsshort15years,theindustryevolvedthroughthreesuccessiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthandmultiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustrybecameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasingfragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworldgrabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproductinnovationaswellasrevenuegrowthslowed.A.SharingapplicationsbetweenmachinesB.ProgrammingonthecomputerC.WritingcontractsonthecomputerD.Buyingkeyboardsandprinters【答案】A46、InMargaretAtwood’snovel,womenare______twogroupsbasedonwhetherornottheycangivebirthtoachild.A.dividedintoB.dividedoffC.separatedintoD.separatedfrom【答案】A47、Inadesperatemovetoincreasetheirrevenuestomeettheirsalesgoal,thecompanyisplanningtoofferaspecialdiscount（）itscustomers.A.byB.toC.withD.upon【答案】B48、國(guó)家衛(wèi)健委日前明確，持核酸檢測(cè)陰性證明返鄉(xiāng)從2021年1月28日春運(yùn)開(kāi)始后實(shí)施，至（）春運(yùn)結(jié)束后截止。A.3月8日B.3月1日C.2月28日D.3月6日【答案】A49、金某與妻子葉某于2013年6月4日在明華小區(qū)租了一套房子居住，與房東書(shū)面約定租期為2013年6月5日至2015年5月10日，并按時(shí)交付租金。2014年11月3日，金某遭遇交通事故意外身亡。則在租賃期間（）。A.葉某可以按原租賃合同租賃該房屋B.葉某若繼續(xù)租賃房屋，須重新訂立租賃合同C.原租賃合同終止，不得繼續(xù)租賃該房屋D.葉某必須按原租賃合同租賃該房屋【答案】A50、宋朝著名的女詞人在她的作品《醉花陰》中寫(xiě)道“東籬把酒黃昏后，有暗香盈袖，莫道不消魂，簾卷西風(fēng)，人比黃花瘦?！闭?qǐng)問(wèn)這個(gè)女詞人是（）。A.朱淑真B.李清照C.卓文君D.花蕊夫人【答案】B51、Passage2A.whohasnotbeeninstructedhowtousealifepreserverB.whohasalittleexperienceinusingalifepreserverC.whousesalifepreserverwithoutpermissionD.whobecomesnervousbeforeadisaster【答案】A52、四大洋面積從大到小的排列順序是（）。A.太平洋-北冰洋-大西洋-印度洋B.大西洋-太平洋-北冰洋-印度洋C.大西洋-太平洋-印度洋-北冰洋D.太平洋-大西洋-印度洋-北冰洋【答案】D53、Thisticket（）youtoafreemeal.A.grantsB.entitlesC.creditsD.permits【答案】B54、Ifyoudowhatyoureallylike,youwillknowhowitfeelstobe（）andrelaxed.A.dispassionB.soberC.noiselessD.calm【答案】D55、—Guess,howmuchdoesitcost?A.fromB.betweenC.amongD.with【答案】B56、緊縮性貨幣政策的運(yùn)用會(huì)導(dǎo)致（）。A.減少貨幣供給量，降低利率B.增加貨幣供給量，提高利率C.減少貨幣供給量，提高利率D.增加貨幣供給量，降低利率【答案】C57、剩余價(jià)值（).A.在生產(chǎn)領(lǐng)域中產(chǎn)生，可以離開(kāi)流通領(lǐng)域B.在流通領(lǐng)域中產(chǎn)生，但不能離開(kāi)生產(chǎn)領(lǐng)域C.在生產(chǎn)領(lǐng)域中產(chǎn)生，通過(guò)流通領(lǐng)域來(lái)實(shí)現(xiàn)D.既在流通領(lǐng)域中產(chǎn)生，也在生產(chǎn)領(lǐng)域中產(chǎn)生【答案】C58、我國(guó)歷史上第一個(gè)統(tǒng)一的中央集權(quán)制的封建國(guó)家是（）。A.夏B.商C.秦D.漢【答案】C59、資料：MemoA.YourBestFitnessPlanB.GreenEatsC.TheOlymplan’sCookbookD.ThePharaoh’sLives【答案】B60、在有關(guān)科學(xué)實(shí)踐中，沒(méi)有使用（）的儀器，經(jīng)過(guò)（）的調(diào)查進(jìn)行（）的論證往往很難得出結(jié)論。A.周密?chē)?yán)密細(xì)密B.精密周密細(xì)密C.細(xì)密?chē)?yán)密周密D.精密周密?chē)?yán)密【答案】D61、The（）behindtheyellowtapeisprohibitedtoanyonewithoutapresspass.A.positingB.sceneryC.exteriorD.area【答案】D62、IfEnglishmeansendlessnewwords，difficultgrammarandsometimesstrangepronunciation，youarewrong.Haven’tyounoticedthatyouhavebecomesmartersinceyoustartedtolearnalanguageA.introduceanewcoursetostudentsB.helpstudentslearnaboutinvestmentC.teachhowtoapplyforacreditcardD.encouragestudents’personalsavings【答案】B63、資料：Gonearethedaysof“one-size-fits-all”employeebenefitsprogramsandherecomenewlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlookedatasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot'stakealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirementsofamoreparticularhealthcareconsumer.A.LongtermfinancingtohelpemployeesB.EmployeepurchaseprogramsanddiscountcardsC.PayoffcollegeloansD.Budgetingsoftwareandcompanymatchedsavingsplans【答案】A64、Passage4A.trainstaffforworld-famousfirmsB.offerjobopportunitiestoyoungadultsC.provideyouthwithuniqueexperiencesD.equiptheunemployedwithdifferentskills【答案】C65、Areyougoingtohangthe___oftheDeclarationofIndependenceintheclassroomonintheauditorium?A.rivetB.typhusC.typhoidD.replica【答案】D66、銀行的活期存款人通知銀行在其存款額度內(nèi)無(wú)條件支付一定金額給持票人的書(shū)面憑證是（）。A.支票B.匯票C.本票D.存單【答案】A67、在我國(guó)，全國(guó)人民代表大會(huì)通過(guò)法律須經(jīng)（）。A.到會(huì)代表的過(guò)半數(shù)同意B.全體代表的過(guò)半數(shù)同意C.到會(huì)代表的2/3多數(shù)同意D.全體代表的2/3多數(shù)同意【答案】B68、Sheneverforgavehimfor___hedidher.Neithercouldheridhimselfofthefeelingofguiltforhavingtreatedherthatway.A.wrongingB.awrongC.wrongD.thewrong【答案】D69、假定某產(chǎn)業(yè)資本家依靠借貸資本200萬(wàn)元，平均利潤(rùn)率為18％，年利息率為10％，該產(chǎn)業(yè)資本家獲得的企業(yè)利潤(rùn)為（）。A.16萬(wàn)元B.20萬(wàn)元C.36萬(wàn)元D.40萬(wàn)元【答案】A70、I’msorry,I’mlate.Mycarhada___.A.pureeB.punctureC.pythonD.pane【答案】B71、資料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.A.BlockedflowoftradeandinvestmentB.LossofeconomicvalueC.DecliningworkermobilityD.Distressingjoblosses【答案】D72、資料：Becauseofthebiochemicalreactionsinyourbodythatoccurwitheverytypeoffoodyoueatonadailybases,somefoodsageyoufasterthanyourrealage,whileotherfoodshelptofightaging.A.thedegradingjointsB.thethinningofyourhairC.thegoodconditionofyourorgansD.thewrinklesaroundyoureyes【答案】C73、()會(huì)增加失業(yè)。A.退休工人的數(shù)量增加B.退休勞動(dòng)力隊(duì)伍的人數(shù)增加C.離開(kāi)學(xué)校找工作的人數(shù)增加D*離開(kāi)工作上學(xué)的人數(shù)增加【答案】C74、Godbydefinitionissupernaturalandcannot,inprinciple,be______bysciencewhichdealsexclusivelywiththenaturalworld.A.investigatedB.respondedC.suspectedD.stated【答案】C75、下列（）只能當(dāng)作輸入設(shè)備。A.掃描儀B.打印機(jī)C.讀卡機(jī)D.磁帶機(jī)【答案】A76、在有關(guān)科學(xué)實(shí)踐中，沒(méi)有使用（）的儀器，經(jīng)過(guò)（）的調(diào)查進(jìn)行（）的論證往往很難得出結(jié)論。A.周密?chē)?yán)密細(xì)密B.精密周密細(xì)密C.細(xì)密?chē)?yán)密周密D.精密周密?chē)?yán)密【答案】D77、在金融工具的性質(zhì)中，成反比關(guān)系的是（）。A.期限性與收益性B.風(fēng)險(xiǎn)性與期限性C.期限性與流動(dòng)性D.風(fēng)險(xiǎn)性與收益性【答案】C78、Thesmogisdue（）invisiblegases，mostlyfromautomobileexhaust.A.fromB.toC.forD.with【答案】B79、處置短期投資實(shí)際收到的收入大于賬面價(jià)值的應(yīng)計(jì)人()。A.投資收益B.利息收入C.營(yíng)業(yè)外收入D.其他業(yè)務(wù)收入【答案】A80、資料：EarlyExperiencesA.YouneedtogetridofallunneededfeaturesorfunctionalityB.YouneedtotailortotheneedtomatureusersC.YourownassumptionsarerelevantD.Youneedactualuserstotestyourproducts【答案】D81、晝?yōu)殛?yáng)，夜為陰，則上午為（）。A.陽(yáng)中之陰B.陽(yáng)中之陽(yáng)C.辰D.陰中之陽(yáng)【答案】B82、下列選項(xiàng)中2008年1月1日起實(shí)施的《全國(guó)年節(jié)及紀(jì)念日放假辦法》新增加的國(guó)家法定節(jié)日不包括（）。A.重陽(yáng)節(jié)B.清明節(jié)C.中秋節(jié)D.端午節(jié)【答案】A83、資料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.A.TradeandglobalizationaredebatableB.ErectingtradebarrierscannotbringgrowthandprosperityC.TradeandglobalizationhavecausedseverepaininrecentyearsD.Opposingtradeandglobalizationisunderstandableandreasonable【答案】B84、Itwasbecauseshewastooinexperienced_shedidn’tknowhowtodealwiththesituation.A.sothatB.thatC.thatiswhyD.so【答案】B85、資料：DesktopSupportforPrivateEquityFirminMidtownA.CustomerserviceskillsB.RichexpressionC.KnowledgeofcomputerhardwareD.Knowledgeofnetworkprinterinstallation【答案】B86、下列國(guó)家不在世界四大文明古國(guó)之列的是（）。A.古巴比倫B.古埃及C.雅典D.古印度【答案】C87、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤(rùn)為0.2元，市場(chǎng)利率為2.5%。A.YXrB.Y/rC.r/YD.YX(1+r)【答案】B88、順達(dá)公司為增值稅一般納稅企業(yè)，其向銀行申請(qǐng)一筆流動(dòng)性貸款，銀行工作人員在對(duì)其報(bào)表數(shù)據(jù)調(diào)查以后．了解到該公司發(fā)生如下經(jīng)濟(jì)業(yè)務(wù)，請(qǐng)判斷以下問(wèn)題：A.由于管理不善造成的存貨凈損失計(jì)人管理費(fèi)用B.以存貨抵償債務(wù)結(jié)轉(zhuǎn)的相關(guān)存貨跌價(jià)準(zhǔn)備沖減資產(chǎn)減值損失C.為特定客戶(hù)設(shè)計(jì)產(chǎn)品發(fā)生的可直接確定的設(shè)計(jì)費(fèi)用計(jì)入相關(guān)產(chǎn)品成本D.非正常原因造成的存貨凈損失計(jì)入營(yíng)業(yè)外支出【答案】B89、申請(qǐng)免費(fèi)電子信箱一般通過(guò)（）。A.寫(xiě)信申請(qǐng)B.電話(huà)申請(qǐng)C.電子郵件申請(qǐng)D.在線(xiàn)注冊(cè)申請(qǐng)【答案】D90、“三網(wǎng)”融合中的“三網(wǎng)”不包括（）。A.電信網(wǎng)B.廣播電視兩C.互聯(lián)網(wǎng)D.衛(wèi)星通信網(wǎng)【答案】D91、資料：Askedtonametheirfavoritecity,manyAmericanswouldselectSanFranciscowhichbeganasasmallSpanishoutpostlocatedonamagnificentbay.ThetownwaslittlemorethanavillageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwithMexico.A.heavyindustryB.governmentalheadquartersC.goldminingD.tradeandtourism【答案】D92、2020年4月28日電，中國(guó)證監(jiān)會(huì)已經(jīng)派駐調(diào)查組進(jìn)駐瑞幸咖啡多日，這是《證券法》修改之后證監(jiān)會(huì)首次實(shí)施（）的案件，意味著我國(guó)證券執(zhí)法進(jìn)入了新的歷史階段，開(kāi)啟了證券監(jiān)管新時(shí)代。A.事后監(jiān)管權(quán)B.境外管理權(quán)C.凍結(jié)查封權(quán)D.長(zhǎng)臂管轄權(quán)【答案】D93、資料：AmericanAirlinesCEOtakesblameformaintenanceerrors,disruptedflightsA.ithasnotdoneanyinspectionsbeforeB.itsairplanesarefartoooldtoflyanymoreC.ithasnotmettheFAAmaintenancestandardD.thefatalityratehasdoubledinthelast15years【答案】B94、Coffeeisthe（）ofthisdistrictandbringslocalfarmersalotofmoney。A.majorityB.spiceC.stapleD.elite【答案】C95、Wealsohadtocollectimmenseamountsofhistoricaldataand____satellitestomonitortheocean-atmospheresystem.A.makeupB.setupC.devotetoD.investin【答案】B96、Everyoneintheorganizationhasa（n）______tothiskindofinformation.A.accessB.rightC.tryD.look【答案】A97、下列敘述正確的是（）。A.用高級(jí)程序語(yǔ)言編寫(xiě)的程序稱(chēng)為源程序B.計(jì)算機(jī)能直接識(shí)別并執(zhí)行用匯編語(yǔ)言編寫(xiě)的程序C.機(jī)器語(yǔ)言編寫(xiě)的程序必須經(jīng)過(guò)編譯和連接后才能執(zhí)行D.機(jī)器語(yǔ)言編寫(xiě)的程序具有良好的可移植性【答案】A98、根據(jù)利率期限的結(jié)構(gòu)性溢價(jià)理論，如果在接下來(lái)的3年中，預(yù)期的1年期債券利率分別為4%、5%、6%，3年期債券的流動(dòng)性溢價(jià)為0.5%，那么3年期債券的利率是（）。A.4%B.4.5%C.5%D.5.5%【答案】D99、以協(xié)調(diào)員工個(gè)人成長(zhǎng)和企業(yè)發(fā)展需求兩者之間關(guān)系為目的的人力資源規(guī)劃是（）。A.職業(yè)規(guī)劃B.繼任計(jì)劃C.培訓(xùn)開(kāi)發(fā)規(guī)劃D.配備規(guī)劃【答案】A100、Evenifyoudon’tactuallycarryoutalltheactionsyousayyouwilltake,honeststudentswillappreciateknowingthatyoucareenoughaboutacademic______totakeprecautions.A.entiretyB.integrityC.unityD.reliability【答案】B101、資料：MemoA.YourBestFitnessPlanB.GreenEatsC.TheOlymplan’sCookbookD.ThePharaoh’sLives【答案】B102、Passage5A.TomakeatransitiontoanewtopicB.ToworkasahooktothefollowingparagraphsC.ToprovideacontrasttotheprecedingparagraphsD.Tooffersupportingevidencetotheprecedingparagraph【答案】D103、資料：FromCoinstoCreditBankingThroughouttheAgesisaconcisehistoryofbanksandthebankingindustryfromancienttimestothepresent.JamesGallagher,whohasmadeacareerofcoveringfinancialnewsforseveralnewspapers,hasdoneacarefuljobofinvestigatinghissubject.Althoughhepresentsthefactscarefully,Mr.Gallagherhasmadewhatcouldhavebeenadrybookintoonethatisinterestingandenjoyable.Bytellingamusinganecdotesabouthistoricalfigures,hemakesthemcomealive.Evenpeoplewhoarenotparticularlyattractedtothesubjectmatterwillfindthisbookengrossing.A.dullB.vacantC.aridD.humors【答案】A104、以下不是網(wǎng)絡(luò)操作系統(tǒng)的是（）。A.UNIXB.LinuxC.Windows2000D.DOS【答案】D105、在金融工程中，投資者借入資金買(mǎi)入標(biāo)的資產(chǎn)，買(mǎi)這種操作稱(chēng)為（）。A.買(mǎi)空B.賣(mài)空C.空倉(cāng)D.平倉(cāng)【答案】A106、資料：RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobalInvestments,hasafewchartsheisparticularlyfondofwhenitcomestotellingastoryaboutinvestinginChina.A.WeshouldresistthetrendofautomationB.ThegrowthoftheeconomyandtechnologybringsprosperityC.Technologyisdouble-edgedsincesomejobswillbeeliminatedD.Thedevelopmentoftechnologyisdevastating【答案】C107、資料：Asabusinessowner，itisvitalthatyouunderstandanduseadvancedtechnologies.Technologycanhelpincreasebusinessefficiencyandevenexpandoperations.A.NegativeB.CriticalC.PositiveD.Neutral【答案】C108、下列作家和作品對(duì)應(yīng)不正確的是（）A.葉圣陶——《多收了五斗米》B.巴金——《家》C.矛盾——《包身工》D.老舍——《駱駝祥子》【答案】C109、銀行謹(jǐn)慎監(jiān)管原則就是監(jiān)管當(dāng)局要（）評(píng)估銀行機(jī)構(gòu)的風(fēng)險(xiǎn)。A.一般限度地B.適當(dāng)限度地C.最低限度地D.最大限度地【答案】D110、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.A.increaseB.peakC.diminishD.disappear【答案】C111、資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.A.ShoppingatneighborhoodstoresaremoreofChineseconsumersshoppinghabitB.LargeflagshipstoresareunpopularinChinaC.Americansdonotlikesmall,convenientlylocatedretailoutletsD.governmentbanonfreeshoppingbagshasdampenedChinesebuyersenthusiasm【答案】A112、Theforeignfriendsyoureferredto（）lookingforwardto（）aroundouruniversity.A.are;beingshownB.being;beingshownC.being;showingD.are;beshown【答案】A113、下列選項(xiàng)中，不屬于階級(jí)社會(huì)中關(guān)于法律與道德的共同點(diǎn)的是（）。A.都是社會(huì)規(guī)范B.都具有階級(jí)性C.約束范圍都相同D.都是治國(guó)途徑【答案】C114、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.A.OtherGCCstateswillstarteconomicreforminthewayDubaihasdoneB.NegativeoutlookmightremainforGCCcountries’governmentfinancialconditionC.OilpricewillhardlyriseintheforeseeablefutureD.Oilrevenueaccountsfor85%ofQatar’sgovernmentincome【答案】B115、基金管理公司的監(jiān)管機(jī)構(gòu)是（）。A.證監(jiān)會(huì)B.銀監(jiān)會(huì)C.中國(guó)人民銀行D.中國(guó)銀行協(xié)會(huì)【答案】A116、金融市場(chǎng)最主要的基本功能是（）。A.融通貨幣資金B(yǎng).優(yōu)化資源配置C.風(fēng)險(xiǎn)分散D.定價(jià)功能【答案】A117、WheneverItryto______upwhatinnovationlookslike,thesameslideshowofimagesclicksacrossmymind.A.comeB.figureC.conjureD.set【答案】C118、國(guó)家發(fā)改委2021年1月19日表示，我國(guó)新型城鎮(zhèn)化加快推進(jìn)，城區(qū)常住人口（）的城市基本取消落戶(hù)限制，超過(guò)1億農(nóng)業(yè)轉(zhuǎn)移人口在城鎮(zhèn)落戶(hù)。A.400萬(wàn)以下B.300萬(wàn)以下C.200萬(wàn)以下D.100萬(wàn)以下【答案】B119、根據(jù)購(gòu)買(mǎi)力平價(jià)理論，通貨膨脹高的國(guó)家貨幣匯率（）。A.升值B.貶值C.升水D.貼水【答案】B120、下列關(guān)于外匯說(shuō)法中不正確的是（）。A.外匯是以外國(guó)貨幣表示的，必須具有充分的可兌換性，能夠自由地兌換成其他國(guó)家的貨幣或者其他信用工具進(jìn)行多邊支付B.外匯是非主權(quán)貨幣，通常各國(guó)政府允許外國(guó)貨幣作為本國(guó)市場(chǎng)的計(jì)價(jià)和結(jié)算貨幣，但不允許外國(guó)貨幣在本國(guó)境內(nèi)流通和使用C.外匯必須是在國(guó)外能得到補(bǔ)償?shù)膫鶛?quán)，具有可靠的物質(zhì)償付保證D.外匯必須是各國(guó)普遍接受的支付手段和可用作對(duì)外支付的金融資產(chǎn)【答案】C121、Passage1A.toberichB.tohaveherownparentsC.tohavealotoffriendsD.happiness【答案】D122、當(dāng)利率下降，對(duì)消費(fèi)者的影響是（）。A.刺激消費(fèi)，減少儲(chǔ)蓄B.刺激消費(fèi)，刺激儲(chǔ)蓄C.抑制消費(fèi)，抑制儲(chǔ)蓄D.抑制消費(fèi)，刺激儲(chǔ)蓄【答案】A123、Thepoorman’sclothesareas___asascarecrow’s.A.rampantB.raggedC.regaleD.remiss【答案】B124、下列哪項(xiàng)不屬于20世紀(jì)的四大發(fā)明？（）A.計(jì)算機(jī)B.原子能C.打印機(jī)D.半導(dǎo)體【答案】C125、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.A.TheproblemwillbesettledfasterB.TheproblemwillusuallybesettledinthecustomersfavorC.TheproblemwillnolongerexistimmediatelyD.BothA&B【答案】D126、通貨緊縮的成因不包括（）。A.生產(chǎn)能力過(guò)剩B.貨幣供應(yīng)量急劇減少C.政府緊縮財(cái)政政策D.社會(huì)總需求的過(guò)度增長(zhǎng)【答案】D127、貨幣市場(chǎng)具一般具有期限短、流動(dòng)性強(qiáng)、對(duì)利率敏感等特點(diǎn)，有（）之譽(yù)。A.貨幣B.票據(jù)C.基礎(chǔ)貨幣D.準(zhǔn)貨幣【答案】D128、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPollandcommissionedbytheCTIA.A.DevelopersanddevicemanufacturersarebecomingmoreawareofsecurityfeaturesB.LackofsecurityfeaturescouldresultinnegativeconsumerattitudesC.SmartphoneusersarebecomingmoreawareofsecurityfeaturesD.Smartphoneusersarebecomingmoreawareofgovernmentsurveillance【答案】C129、一次校友聚會(huì)有35人參加，在參加聯(lián)歡會(huì)的同學(xué)中，每個(gè)女生認(rèn)識(shí)的男生人數(shù)各不相同，而且恰好構(gòu)成一串連續(xù)的自然數(shù)，最多的全認(rèn)識(shí)，最少的也認(rèn)識(shí)12個(gè)，這次聚會(huì)有（）個(gè)女生。A.24B.13C.12D.無(wú)法確定【答案】C130、中國(guó)人民銀行在（）領(lǐng)導(dǎo)下依法獨(dú)立執(zhí)行貨幣政策，履行職責(zé)，開(kāi)展業(yè)務(wù)。A.全國(guó)人民代表大會(huì)B.全國(guó)人民代表大會(huì)常務(wù)委員會(huì)C.中國(guó)銀行保險(xiǎn)監(jiān)督管理委員會(huì)D.國(guó)務(wù)院【答案】D131、下面是中國(guó)古典文學(xué)四大名著中的人物與情節(jié)，其中搭配不當(dāng)?shù)囊豁?xiàng)是（）。A.魯智深——倒拔垂楊柳B(niǎo).孫悟空——大鬧天宮C.諸葛亮——三顧茅廬D.劉姥姥——進(jìn)大觀(guān)園【答案】C132、Shesaidshe’sgonna____themdeadwithherbestdressandmake-up.A.patB.rapC.knockD.kill【答案】C133、Ascientistoftenreachesadeadendthatleadstonoalternativesinresearchandhastogobackanddetermineifallthe____madearetruetohowtheworldoperates.A.equationsB.principlesC.assumptionsD.theories【答案】C134、閱讀下列短文，從短文后各題所給的四個(gè)選項(xiàng)中，選出可以填人空白處的最佳選項(xiàng)。A.assureB.confideC.ensureD.guarantee【答案】C135、資料：Youcannotgoforwardbygoingbackward.Takethecurrentdebateabouttradeandglobalization,forinstance,whiletheimpulsetoerecttradebarriersisunderstandablegiventhepainexperiencedinrecentyears,itisnotthewaytocreatelastinggrowthandsharedprosperity.A.TheparticipationinthetradeglobalizationisnotbroadenoughB.Joblossesareoftenunder-estimatedC.DomesticfirmsareproblematicwithproductivityD.Globalizationhindersgrowthofsmallandmedium-sizefirms【答案】A136、依據(jù)法律規(guī)定不得向關(guān)系人發(fā)放（）。A.抵押貸款B.信用貸款C.中期貸款D.長(zhǎng)期貸款【答案】B137、A公司于10月20日向B公司發(fā)出一項(xiàng)要約，欲向其購(gòu)買(mǎi)材料一批，第二天因?yàn)榘l(fā)生安全事故公司停產(chǎn)，便想反悔，10月23日發(fā)出撤回通知。要約于10月26日到達(dá)B公司。27日，B公司正在組織討論是否應(yīng)該接受這個(gè)要約的時(shí)候，撤回通知到達(dá)。則（）。A.要約有效，撤回通知后于要約到達(dá)，未被撤回B.要約有效，要約未被撤銷(xiāo)C.要約無(wú)效，要約已被撤回D.要約生效，要約已被撤銷(xiāo)【答案】D138、有一筆國(guó)債，5年期，溢價(jià)20%發(fā)行，票面利率10%，單利計(jì)息，到期一次還本付清，其到期收益率是（）。A.4.69%B.4.23%C.5.23%D.4.57%【答案】D139、2008年全球金融危機(jī)爆發(fā)以來(lái)，世界主要國(guó)家央行開(kāi)始采取特殊貨幣政策，美國(guó)在利率水平已經(jīng)接近紀(jì)錄最低時(shí)，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長(zhǎng)期流動(dòng)性供給，為壓低長(zhǎng)期利率的資產(chǎn)購(gòu)買(mǎi)計(jì)劃等，除美國(guó)以外，美國(guó)、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策：最近經(jīng)驗(yàn)與前景》報(bào)告，報(bào)告稱(chēng)發(fā)達(dá)國(guó)家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國(guó)政策目標(biāo)，諸如持續(xù)兩年左右的購(gòu)買(mǎi)國(guó)債計(jì)劃幫助美國(guó)和英國(guó)的GDP增速提升了約2個(gè)百分點(diǎn)，然而，發(fā)達(dá)國(guó)家的這些政策對(duì)世界其他國(guó)家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場(chǎng)的匯率過(guò)度升值和波動(dòng)。A.銷(xiāo)售存貨收到現(xiàn)金B(yǎng).用資本公積轉(zhuǎn)增股本C.用現(xiàn)金購(gòu)買(mǎi)原材料D.用銀行存款歸還銀行借款【答案】D140、Theprojectwillnotbefinishedonscheduleiftimeisno