英語六級模擬試卷三及答案詳解

Directions:Forthispart,youareallowed30minutestowriteashortessayentitledMyViewonPostgraduateCrazefollowingtheoutlinegivenbelow.Youshouldwriteatleast150wordsbutnomorethan200words.1.目前考研正形成熱潮2.分析這股熱潮產(chǎn)生的原因3.我的看法SectionADirections:Inthissection,youwillhearthreenewsreports.Attheendofeachconversation,youwillhearfourquestions.Boththeconversationandthequestionswillbespokenonlyonce.Afteryouhearaquestion,youmustchoosethebestanswerfromthefourchoicesmarkedA),B),C)andD).ThenmarkthecorrespondingletteronAnswerSheet1withasinglelinethroughthecentre.Questions1to4arebasedontheconversationyouhavejustheard.1.A)Australia.B)America.C)Britain.D)Austria.2.A)Approving.B)Disapproving.C)Cautious.D)Uncertain.3.A)Giveuphisrighttovote.B)Voterandomly.C)SupportonepartyfirmlyD)Taketheydislikeallthelistedparties.4.A)Whentheyareinahurry.B)Whentheyareforcedtovote.C)Whentheydislikeallthelistedparties.D)Whentheydon’twanttowastetheirvotes.Questions5to8arebasedontheconversationyouhavejustheard.5.A)Toattendtheorientation.C)Tofindsomebooks.B)Tomeethisprofessor.D)Tousethecomputer.6.A)Thenameoftheauthor.B)HisstudentID.C)Thetitleofthebook.D)Hiswhereabouts.7.A)Onthesecondfloorofthewestwing.C)Onthefirstfloorofthewestwing.B)Onthesecondflooroftheeastwing.D)Onthefirstflooroftheeastwing.8.A)Becausetheprofessormayneedthemfromtimetotime.B)Becausetheyareverypreciousandvaluable.C)Becausetheprofessorhopestheyareavailabletoallthestudents.D)Becausetheyarealreadyreservedbysomestudents.SectionBDirections：Inthissection,youwillheartwolongconversations.Attheendofeachconversation,youwillhearfourquestions.Boththeconversationandthequestionswillbespokenonlyonce.Afteryouhearaquestion,youmustchoosethebestanswerfromthefourchoicesmarkedA),B),C),andD).ThenmarkthecorrespondingletteronAnswerSheet1withasinglelinethroughthecentre.Questions9to11arebasedonthepassageyouhavejustheard.9.A)Humans’socialstructureisthemostcomplicated.B)Humansareabletocooperatewitheachother.C)Predictionisthekeytohumans’survival.D)Humansaresensitiveandmotivated.10.A)Boilinghotwater.B)Slightlyhotwater.C)Roomtemperaturewater.D)Icycoldwater.11.A)Watching“warm”videos.B)Watchingcontrolvideos.C)Watching“cold”videos.D)Alloftheabove.Questions12to15arebasedonthepassageyouhavejustheard.12.A)Tosolveeconomicproblems.B)Toincreasegenderequality.C)Tofollowtheinternationaltrend.D)Toincreasethenumberofpopulation.13.A)Onlymotherscantakethepaidparentalleave.B)Noparentalleavecanbetakenafterthechildis8.C)Onlyfamiliesoftwoworkingparentscanenjoythepaidleave.D)Parentsmustreservethepaidparentalleaveinadvance.14.A)2weeks.B)10weeks.C)2months.D)3months.15.A)Theyworryaboutthesalarycut.B)Theyareinfavoroftakingtheleave.C)Theythinkwomenshouldbenefitmore.D)Theyhavetotakemoreresponsibilityforchildrearing.SectionCDirections:Inthissection,youwillhearthreerecordingsoflecturesortalksfollowedbythreeorfourquestions.Therecordingswillbeplayedonlyonce.Afteryouhearaquestion,youmustchoosethebestanswerfromthefourchoicesmarkedA),B),C),D).ThenmarkthecorrespondingletteronAnswerSheet1withasinglelinethroughthecentre.Questions16to18arebasedontherecordingyouhavejustheard.16.A)Incidentsofworkerscausedglobalanger.B)Kafalasystemleavesworkersopentoabuse.C)AnIndonesiaworkerwasstarvedtodeath.D)Migrantworkerscanbetargetsofabuse.17.A)Hersupporterspaidthefamilyofthemanshekilled.B)ShegothelpfromtheInternationalLaborOrganization.C)Shearguedthatheremployerwasrapingheratthetime.D)Shespentamonthinahospitalbecauseofherinjuries.18.A)Itneedsnegotiationforbetterconditions.C)Itcanbecomesimilartohumantrafficking.B)Itrequiresatleastathree-yearsuspension.D)ItneedsILO’sapprovalonConvention189.Questions19to22arebasedontherecordingyouhavejustheard.19.A)Hisbookshavebeensoldworldwide.B)Hecanspeakandwriteeightlanguages.C)Hislifestyleiswell-knownintheworld.D)Hehasbeentomanycountriesbefore.20.A)Itappearsinyourphysiology.B)Itisinyourvaluesystem.21.A)Itisthecentreoftheworld.B)Itisnoteasytoreach.22.A)Trytogetwhatyou’vemissedB)Lovetheabundanceyouhave.C)Itisemphasizedbyphilosophers.D)Itcarriesitsownbeliefs.C)Ithasnoroomforlies.D)Itisbrightlikethesun.C)Thinkofwaystobebetter.D)Besatisfiedwithyourpast.Questions23to25arebasedontherecordingyouhavejustheard. 23.A)Imitatingthewordsinmovies.B)Rememberingwordsinasong.C)Listeningandrepeatingwords.D)Speakingthewordstoarhythm.24.A)Thethreegroupsdidexactlythesame.C)Thesecondgroupperformedbetter.B)Thefirstgroupdidthebestin4tests.D)Thethirdgroupcameoutontop.25.A)Singingcouldleadtonewwaysoflearningaforeignlanguage.B)Learnersshouldn’tusemusicallthetimetolearnaforeignlanguage.C)Languagelearnersalreadyknowthevalueofusingsinging.D)Adultslearnwordsbetterwhenrememberingtheminsongs.SectionADirections:Inthissection,thereisapassagewithtenblanks.Youarerequiredtoselectonewordforeachblankfromalistofchoicesgiveninawordbankfollowingthepassage.Readthepassagethroughcarefullybeforemakingyourchoices.Eachchoiceinthebankisidentifiedbyaletter.PleasemarkthecorrespondingletterforeachitemonAnswerSheet2withasinglelinethroughthecentre.Youmaynotuseanyofthewordsinthebankmorethanonce.Questions26to35arebasedonthefollowingpassage.Theselfishnessofhumansisacentralassumptionoforthodox(傳統(tǒng)的)economics,whereitisthoughttoleadtobenefitsfortheeconomyasawhole.Itiswhatthe18th-centuryScottisheconomistAdamSmithdescribedasthe“invisiblehand”.Butevolutionarybiologistshavecometoseecooperationandselflessnessasabigpartofour__26__asaspecies.Duringthecourseofourevolution,theypointout,cooperativegroups__27__outcompetedgroupsofcheats.Soweareinherentlycooperativewhenoperatingwithinourowngroups.Wehavealso__28__socialmechanismstoreinforceactionsthatbenefitthegroup.“Youcouldsayteamworkatthescaleofsmallgroupsisthesignature__29__ofourspecies,”saysevolutionarybiologistDavidSloanWilsonfromBinghamtonUniversityinNewYork.But__30__teamworkcanincludeacompetitionmechanismtopromoteactionsthatbenefitthegroup,particularlyinlargergroups.It’salsoimportanttorememberthatin-groupcooperationevolvedpartlyinresponsetocompetitionbetweengroups.Thisevolutionaryperspectiveisradicallynewtoeconomics,anditcouldberelevanttogrand-scaleeconomicproblemsthatrequiresolutionsinvolvingcooperationbetweennations.Takethechallengeofgettingnationstoworktogetherovereconomicsolutionstoclimatechange—a__31__focusintherun-uptoclimatenegotiationsinParis,France,laterthisyear.Thisisagargantuan(巨大的)problemfromanyperspective,butitis__32__anissueofcoordinationforthesakeofthecommongoodatamassivescale,saysWilson,“Thechallengeisthereforeto___33__atlargerscalesthecoordinationandcontroltakesplacemorespontaneouslyatsmallerscales,”hesays—frommulticellular(多細(xì)胞的)organismstovillage-sizedgroupsofhumans.“Moralityevolvedoutofcooperationwithinandcompetitionbetweengroups,sowhenactingasasinglegrouptotackleglobalproblemswewillhaveto__34__theroleofnaturalselectionourselves,”Wilsonsays.Thismightinvolvepursuingawidevarietyof__35__,identifyingthosethatworkbest,andthencreatingincentivestocooperateonimplementation.“Insomewaysit’stheoppositeoftheinvisiblehand.”A)adaptationB)assumeC)compelD)consistentlyE)developedF)effectiveG)essentiallyH)implementI)particularJ)promptlyK)remarkableL)rumorM)strategiesN)successO)suspicionSectionBDirections:Inthissection,youaregoingtoreadapassagewithtenstatementsattachedtoit.Eachstatementcontainsinformationgiveninoneoftheparagraphs.Identifytheparagraphfromwhichtheinformationisderived.Youmaychooseaparagraphmorethanonce.Eachparagraphismarkedwithaletter.AnswerthequestionsbymarkingthecorrespondingletteronAnswerSheet2.Self-publishing[A]Toawriter,self-publishingisanincrediblypowerfulandalluringconcept.Onthesimplestlevel,it’sanintriguingsolutiontoanageoldproblem:Howdoyougetyourwordstoawideaudience(ideally,whileearningsomemoneyalongtheway)?Onamoreartisticlevel,itisauniqueextensionofthecreativeprocess.Beyondputtingwordsonthepage,theself-publisheractuallycontrolseveryaspectofauthoring—heorshecreatesthephysicalbookandactivelybringsittoanaudience.It’sauniquelyharmoniousandsatisfyingmeldingofartandbusiness.Beginningthebook[B]Inmostcases,thefirststepinself-publishingisdevelopinganideaforyourbook.Youcanself-publishalmostanythingyouwant,butifyouwanttomakeaprofit,ithelpstoconsideryourbooknotjustasapieceofartbutalsoasasellableproduct.Whataudienceisinterestedinthesubjectandhowdoyougettheirattention?[C]Everybodyhasanopiniononwhatsells,andwewon’tgetintotoomuchhere—it’spartoftheindividualcreativeprocessthatself-publishersgothrough.Theimportantpointisthatasaself-publisher,youhavetoconsidersalesjustasalargepublisherwould.Steponeisarrivingatanapproachtothebookthatwillmakeitvaluabletoanaudience.Amongotherthings,thatmeansseeingwhatsimilarbooksareoutthere,andseeinghowthey’vesold(checkingAmazonrankingsisagoodplacetostart).[D]Moneyisn’teverythingofcourse.Fewbooksaregoingtobeblockbusters(一鳴驚人者)，andmanyself-publishersaren’tthatconcernedwithmakingmoneyatall.Butevensettingprofitaside,itisessentialthatyouhaveabusinessplanbasedonwhatyoureasonablybelieveyoucansell.Toputitanotherway,there’snopointinprinting10,000booksifbookslikeyourstypicallytakethreeyearstosell1,000copies.Whatsortofbook?[E]Youcertainlydon’tneedtoknowexactlyhowmanypagesyourbookisgoingtobebeforeyouevengetstartedwriting.Butifyouhaveatarget,andyouknowwhattypeofbookyou’recreating,youcanplanyourbudgetaccordingly.Thebroaddecisionfirst:Doyouwantahardbackbookoratradepaperbackbook?Hardbackbooksaresignificantlymoreexpensivetoprint,andbecauseofthehighercoverprice,mayselllessthanapaperbackbook.But,forsomebooks—amammoth(巨大的)textbook,say—hardbackbooksarereallytheonlywaytogo.[F]Afteryou’vemadethisdecision,youcandecidehowmanypagesyou’llwant.Thinkaboutthescopeofwhatyouhavetosayandlookatthepagecountinbookswithsimilarcontent.Butalsothinkaboutwhatyouwantthebooktofeellike.Simplypickoutabookthatisaboutthesamesizeandformatofwhatyouhaveinmind.[G]Whenyoufindagoodmodeltoshootfor,countthenumberofwordsperpage.Multiplythatbythenumberofpages.Thensubtractwordsforany“oddpages”—thefirstandlastpagesofeachchapter(thesearen’tusuallyfilled),anyblanknumberedpagesandanypagesatthebeginningandendofthebook.Thiswillgiveyoua roughwordcountforthebook.Ifyoucalculatehowmanywordsareonapageinyourwordprocessingprogram(orpaperifyouuseatypewriterorifyouwritelonghand),youcangiveyourselfatargetpagecount.[H]Whydoesthismatter?Foronething,youneedtothinkaboutthepsychologyofabook-buyer.Ifyou’relookingtocreateagiftbookpaperback,youdon’twantamassive500volume,becauseitmayfeeltoomuchlikeareferenceencyclopedia(百科全書).Itsintendedaudiencehasmoreofacasualinterest,soitshouldhavealighterfeel.Butifyou’reputtingtogetherahow-toguide,a100bookisn’tgoingtoseemlikeagooddealtoyourpotentialcustomer.They’llpickthethickerbookontheshelfnexttoyours,becauseitseemsmoresubstantial.[I]PricealsoplaysarolehereMorepagescostmore,andcertainmultiplesofpagesarecheaperthanothers.Printingpressesprintasetnumberofpagesinonepass—typically32pages,frontandback.Thismeansit’ssubstantiallycheapertoprinta320pagebookthana321pagebook.Thisisn’tsomethingyouhavetofigureoutrightaway,butitshouldbeafactorwhenyouarelayingoutthefinishedbook.Creatingcontent[J]Onceyounaildownwhatkindofbookyouwanttoendupwith,youcangetbusywriting.Theobviouswaytogoaboutthisistoshutthedoortotheworld,writewhateveryouwantandworryabouteditingdowntheline.Showyourfriendsandfamilywhenyouwantto,butotherwise,doithoweveryoulike.Youdon’thaveapublishertoworryabout,soyoucanreallywritehoweveryouwantto.[K]Tomanyself-publishers,thisdoesn’tworkverywell—it’stoounstructured,andtheygetlostwithoutsomebodytobounceideasoff.Onesolutionistohireafreelance(自由職業(yè)者)developmentaleditor.Adevelopmentaleditorservesthesamebasicfunctionastheeditoryouwouldworkwithatapublishinghouse—youcanshowthemdraftsandoutlines,andtheycanmakeeditstoimprovethebook.Thedifferenceofcourseisthatwhatyousayisthelastword,ratherthantheotherwayaround.Ideally,themainthingtheybringisexpertiseinbookpublishing—adevelopmentaleditorshouldbesomebodywhoknowshowtobuildagoodbook.[L]Thepriceofadevelopmentaleditorgoesinyourtotalbudgetforthebook.Dependingonhowyouwork,itmaysaveyouenoughofyourowntimetomakeitaworthwhileexpense.Selling[M]Whenyoufinallyreachyourpublishdate,youhaveonebasicjob:Getpeopletobuyyourbook.Forindividualbook-buyers,thisisprettysimple.Theypaythecoverprice,yourecordthetransactionandyoushiporgivethemthebooks.Butindividualbook-buyersarethesmallestpieceofyourcustomerbase.Yourmajorcustomersincludeindependentbookstores,wholesalerswhofillordersfrommanybookstores(Theyonlybuywhattheyneedorexpecttheywillneed.),distributorswhobuybookstoactivelyresellthemtobookstores,exclusivedistributors,whowillhandleeverythinginvolvedinthesellingofyourbook,inexchangefortheexclusiverighttodistribute,andonlinebooksellers.[N]Twonewfactorsenterthemixwiththesecustomers—discountsandreturns.Toensureaprofit,booksellersalwaysbuybookswellbelowthecoverprice,andmostreservetheoptiontoreturnbookstheycannotsell.Ifthebooksareundamaged,youmustrefundthebuyers’money.You’llneedaterms-and-conditionssheetthatoutlines,indetail,howyou’lloperateyourbusiness—whatkindofdiscountsyouoffer,howyouhandlereturns,howyouhandlebilling,etc.Yourtermsandconditionsareuptoyou,butyou’llhavetotreatparticulartypesofbuyersacertainwayinordertodobusiness.[O]Sellingisanongoingprocessthatcanlastforyears.Whenyourunthroughyourfirstshipment,andthere’sstilldemand,yougototheprinterforyournextshipment.Ifyourbookreallycatcheson,youmaybeabletolandagooddealwithalargerpublisherwhocanpushyoursalestoahigherlevel.Overtheyears,manysuccessfulauthorshaveusedthisroadtogetonapublisher’sradar.[P]Thesweetspotofwritingisgenerallyatthebeginningoftheprocess—whenyou’resittingatakeyboardputtingyourideasintowords.Incontrast,thesweetspottopublishinggenerallycomesafteralltheworkisdone—whenyou’verecouped（彌補(bǔ)）yourinitialcosts,andeverybooksoldismoneyinyourpocket.Thisisaself-publisher’sultimatereward. 36.Althoughsellingisanongoingprocess,theauthor’ssuccessdependsonthereaders’demand.37.Hardbackbookscostmuchtoprint,butitisamustforthepublicationofcertainbooks.38.Adevelopmentaleditorwillbeworthyofthemoneybecauseheisabletosavethetimeoftheself-publisher.39.Self-publishingbecomesaninterestingideapartlybecauseitgetauthors’thoughtstoawideaudience.40.Tosolvetheproblemoflackingfeedbacksfromothers,adevelopmentaleditormaybeemployed.41.Self-publishershavetodecidewhatbookwillsellwellaccordingtotheirownopinions.42.Whenplanningthedetailsofhisdiscountsandreturns,aself-publisherneedstoworkoutdifferentwaystotreatparticulartypesofbuyers.43.Togiveatargetpagecount,youhavetochooseabookwiththesamesizeandformatofwhatyouhaveinmind.44.Ifaself-publisherwantshisbooktocostless,certainmultiplesofpagesshouldbeavailable.45.Individualbuyers,likethewholesalersanddistributors,shouldbeconsideredasmajorcustomersofself-publishers.SectionCDirections:Thereare2passagesinthissection.Eachpassageisfollowedbysomequestionsorunfinishedstatements.ForeachofthemtherearefourchoicesmarkedA),B),C)andD).YoushoulddecideonthebestchoiceandmarkthecorrespondingletteronAnswerSheet2withasinglelinethroughthecentre.PassageOneQuestions46to50arebasedonthefollowingpassage.Itbeganwithsomemarshmallows(棉花軟糖).Inthe1960sWalterMischel,apsychologistthenworkingatStanfordUniversity,startedaseriesofexperimentsonyoungchildren.Achildwasleftalonefor15minuteswithamarshmalloworsimilartreat,withthepromisethat,ifitremaineduneatenattheendofthisperiod,asecondwouldbeadded.Someofthechildren,whowereagedfourorfiveatthetime,yieldedtotemptationbeforetimewasup.Othersresisted,andheldoutforthereward.Dr.Mischelthenfollowedthechildren’sprogressastheygrewup.Thosewhohadresisted,hefound,didbetteratschoolthanthosewhohadgivenin.Asadultstheygotbetterjobs,werelesslikelytousedrugsandgotintotroublewiththelawlessfrequently.Moreover,children’sfamilycircumstancessuggestedthatimpulsivebehaviorwasasmuchlearnedasinherited.Thissuggestedthatitcouldbeunlearned—improvingthechildinquestion’schancesinlife.StudyafterstudyhasconfirmedDr.Mischel’sinsight.However,recentobservations,however,raisethepossibilitythatdevelopingself-controlisnotalwaysanunalloyed(純粹的)good.WorkpublishedtwoyearsagobyGeneBrodyoftheUniversityofGeorgia,wholookedatagroupofyoungblackAmericans,showedthatthosewhoexhibitedself-controlasteenagersdidindeedgettheexpectedbenefits.Butifsuchself-controllerscamefromdeprivedbackgrounds,theydevelopedhigherbloodpressure,weremorelikelytobeobeseandhadhigherlevelsofstresshormonesthantheirless-self-controlledpeers.Thatcorrelationdidnotapplytopeoplewhostartedfartherupthesocialladder.Dr.Brodyandhiscolleagueshavefollowedthisstudywithonethatcomestoanequallyastonishingconclusion:forpeoplebornatthebottomofthesocialheap,self-controlspeedsuptheprocessofageing.Dr.Brodyandhiscolleaguesfollowedalmost300blackAmericanteenagersofdifferentbackgroundsastheyagedfrom17to22.Forthefirstfewyearstheresearchersassessedtheirvolunteers’levelsofself-control,andalsolookedforsignsofdepression,aggressionanddruguse.Theyassessed,too,thosevolunteers’socioeconomicbackgrounds.Butthelastexamination,whenparticipantswere22yearsold,wasdifferent.Then,theresearcherstookabloodsample,recordedtheDNA-methylation(DNA甲基化)patternsofcellsinit,andworkedouthowmuchthesedeviatedfromthepatternexpectedatthatparticularage.Asthestudyshows,forpeoplefromhigh-statusbackgrounds,higherself-controlmeantlowercellularages.Forthosebackgroundwaslow-status,thereversewastrue. Dr.Brody’sfindingsarebothintriguingandworrying.Theresearchintogenemethylationsuggestschangingmethylationpatternsareacommonresponsetochangingcircumstancesaswellaschangingage,asthebody’sphysiologystrugglestokeepup.Fortunately,peoplecanchangetheircircumstancesinrationalways:thelessonofthemarshmallowsshowsthat.IfDr.Brody’sresultisconfirmed,thechallengeitposeswillbetoworkouthowtoavoidtheadverseeffectsofself-control.46.WhichofthefollowingistrueofDr.Mischel’sexperiment?A)Itprobedintotheself-controlleveloflittlechildren.B)Itshowedthatmostchildrencouldn’tresisttemptation.C)Itexhibitedthatself-controlconnectswithlifeachievement.D)Itfoundoutawaytohelpchildrendevelopself-control.47.Dr.Brody’snewstudywithyoungblackAmericansrevealsthat.A)developingself-controlisnotbeneficialatallB)teenagerscanbenefitfromdevelopingself-controlC)theeffectofself-controlrelatestosocialbackgroundD)self-controlcauseshighbloodpressureandobesity48.WhatcanweinferaboutDNA-methylationfromthepassage?A)Itcanreveallevelsofself-control.B)Itrelatestothephysiologicalage.C)Itisoneoftheingredientsofblood.D)Itchangeswithsocialcircumstance.49.WhatcanweknowaboutDr.Brody’sfindings?A)Theyareoutoftheexpectationoftheresearchers.B)Theyrevealaconnectionbetweengeneandage.C)TheycontradictwiththeresultsofMischel’sstudy.D)Theyraiseanewissueforresearchinthefuture.50.Whichofthefollowingcanbeasuitabletitleforthepassage?A)SocialBackgroundandSelf-controlB)WhatBenefitsWillSelf-controlBring?C)HowShouldWeDevelopSelf-control?D)ProbingtheEffectsofSelf-controlPassageTwoQuestions51to55arebasedonthefollowingpassage.Marketplaceorpeer-to-peer(P2P)lendingmatchesborrowersonlow-costonlineplatforms.Byskirtingbanks,P2Plendingallowsborrowerandlenderaliketoachievebetterratesofinterest.Essentially,P2Plendingisawayofcapitalizingonthenetworkeffectofsocialmediaandthevolumesofdatageneratedthereintoallowcheaperaccesstocapital.AccordingtoLiberum,P2PlendingintheU.K.willgrowat98percentyear-on-yearin2015,with￡3.5billionpresentlylentout.Worldwidein2015,it’sestimatedthat$77billionwillbelentviaP2Pplatforms—$60billionChina,$12billionU.S.A.and$5billionU.K.MorganStanley’sHuwSteenissays,“Whilemarketplacelendingisstillabout1percentofunsecuredconsumerandSMElendingintheU.S.,wethinkitcanreachapproximately10percentby2020…Weforecasttheglobalmarkettogrowto$150-$490billionby2020.”AsLiberum’sCormacLeechsays,“Wearewitnessingthebiggestchangestothebankingsectorfor400years.”P2Plendingoffershugeopportunities,mainlyattheexpenseofbanks,whosebiggestmarginsaretraditionallyinunsecuredlending.HereinisthelayeroffatP2Pplatformsareguzzling(大肆掠食的)，pickingoffthebanks’bestcustomers.P2Pplatformshavealsoprovedsuperioratharvestingandmanagingbigdata,andhavelowercostbasesthanbanks.Asignificantdevelopmentisthatinstitutionalmoneyisnowalighting.ThelargestquotedinstitutionalP2Plender,P2PGlobalInvestmentPLC,floatedinLondonlastyear.Ithasraisednearly500mandaimstodoublethatthisyear.Asarewardforlofting“transformational”amountsofcashontovariousplatforms,P2PGlobalhasbeenaccumulatingwarrantsandoptionsontheirequity,notablyRatesetter,Zopa,DirectMoneyandLendingWorks. Inatwisttothisdevelopment,NeilWoodford,Britain’smostfamousfundmanager,recentlyuppedhisstakeinP2PGlobal.LastAugustWoodfordsoldoutofHSBC,fearing“fineinflation”.Thisseemsaringingendorsementofthisdisruptivebutnascent(初期的)sector.Perhapsmostsignificantly,inMaythisyear,Zopa,theP2Pplatform,announceditsdebutinsecured(mostP2Plendingisunsecured)lendingbycollaboratingwithUber.UberdriversinU.K.willbeabletoborrowviaZopatobuytheircars,withloanssecuredagainstthecarsthemselves.Ofcourse,thesectorpresentsrisks.Thecreditdry-upwheninterestratesrise.AP2Pplatformmaygobust.Butsomeinvestors,regulatoryandtechnologicalupheaval(突變).Andwhenthebanksfinallyunderstand,howwilltheyreact?Whoknows?Sofar,noneofthemhave.51.Liberum’sdataquotedinParagraphTwoindicatesthat.A)P2PplatformoffershugeopportunitiesforbanksB)P2PlendingattractstheoldcustomersofbanksC)P2PhasseizedmostshareofthefinancialmarketD)P2Plendinghasbeenexperiencingfastbooming52.WhatcanwelearnaboutP2PGlobalInvestmentPLC?A)ItisthelargestinvestmentcompanyinLondon.B)IthasbeenraisinghugefundsforP2Plending.C)Ithascombinedwithafewfamouscompanies.D)Ithasawell-knowneconomistasitsmanager.53.ThecooperationbetweenZopaandUberhas.A)createdanewwayofP2PlendingB)helpeddriverstobuytheirnewcarsC)raisedtheP2PlendinginterestratesD)posedrisksforotherP2Pcompanies54.Whatistheauthor’sattitudetowardsthefutureofP2Plending?A)Pessimistic.B)Optimistic.C)Wait-and-see.D)Indifferent.55.What’sthepurposeoftheauthorinwritingthispassage?A)Tointroducesomerecentchangesinlendingmarket.B)ToanalyzetherisksofinvestingwithP2Pplatforms.C)Tocallforbanks’attentiontothedevelopmentofP2P.D)ToforecastthepossibledifficultiesP2Plendingmayface.