簡單貸款合同格式

簡單貸款合同格式合同編號：__________SimpleLoanContractParties:Lender:___________________________Address:___________________________ContactInformation:___________________________Borrower:___________________________Address:___________________________ContactInformation:___________________________LoanAmount:___________________________LoanTerm:___________________________DateofLoanAgreement:___________________________1.LoanGranting1.1TheLenderagreestolendtheBorrowerthesumoftheLoanAmountonthetermsandconditionssetforthinthisAgreement.1.2TheBorroweragreestoreceivetheloanfromtheLenderandtousethefundsforthepurpose(s)specifiedintheLoanPurposesectionofthisAgreement.2.RepaymentTerms2.1TheBorrowershallrepaytheLoanAmount,plusinterest,totheLenderinequalmonthlyinstallments,asspecifiedintheLoanRepaymentScheduleattachedheretoasExhibitA.2.2Theinterestrateshallbe___________percent(%)perannum,calculatedontheoutstandingprincipalbalanceoftheloan.2.3TheBorrowershallmakethefirstpaymentontheLoanAmountandinterestonthefirstdayofthesecondmonthfollowingthemonthinwhichtheloanisdisbursed.3.Interest3.1Interestshallbecalculatedontheoutstandingprincipalbalanceoftheloan,calculatedonamonthlybasis,andshallbechargedtotheBorrowermonthly.3.2Theinterestrateshallbefixedat___________percent(%)perannum,unlessotherwiseagreedbothpartiesinwriting.4.LoanDisbursement4.1TheLendershalldisbursetheLoanAmounttotheBorrowerwithin___________daysaftertheexecutionofthisAgreement,subjecttotheLender'sreceiptofallrequireddocumentsandapprovals.4.2TheLendermayrequiretheBorrowertoprovidealienoncertainassetsassecurityfortheloan,asspecifiedintheSecurityAgreementattachedheretoasExhibitB.5.UseofFunds5.1TheBorroweragreestousetheloanfundssolelyforthepurpose(s)specifiedintheLoanPurposesectionofthisAgreement.5.2TheBorrowershallprovidetheLenderwithareportontheuseoftheloanfundsupontheLender'srequest.6.Defaultandremedies6.1TheBorrowershallbeindefaultifitfailstomakeanypaymentwhendueunderthisAgreement.6.2Intheeventofdefault,theLendermaydeclaretheentireoutstandingbalanceoftheloandueandpayableimmediately.6.3TheLendermayalsoexerciseanyotherrightsandremediesavailabletoitunderapplicablelaworthisAgreement,including,withoutlimitation,therighttoforecloseonthecollateralsecuringtheloan.7.Indemnification7.1TheBorrowershallindemnifyandholdharmlesstheLenderagainstanyandallclaims,demands,losses,damages,liabilities,costs,andexpenses(includingreasonableattorneys'fees)arisingoutoforinconnectionwiththeloanoranybreachofthisAgreement.8.GoverningLawandJurisdiction8.1ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsofthejurisdictionspecifiedintheJurisdictionSectionofthisAgreement.8.2AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolvedarbitrationinaccordancewiththerulesofthe仲裁機構(gòu)名稱,andthedecisionofthearbitrator(s)shallbefinalandbindingupontheparties.9.EntireAgreement9.1ThisAgreement(includingtheexhibitshereto)constitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheparties.9.2ThisAgreementmaybeamendedormodifiedonlyawritteninstrumentexecutedbothparties.INWITNESSWHEREOF,thepartieshaveexecutedthisSimpleLoanContractasofthedatefirstabovewritten.Lender:___________________________By:___________________________Name:___________________________Title:___________________________Borrower:___________________________By:___________________________Name:___________________________Title:___________________________ExhibitALoanRepaymentScheduleExhibitBSecurityAgreement一、附件列表：1.貸款還款計劃表（附件A）2.抵押/擔(dān)保協(xié)議（附件B）二、違約行為及認定：1.違約行為：借款人未能按時支付貸款本金和/或利息。借款人未能按照協(xié)議規(guī)定使用貸款資金。借款人提供的信息和文件不真實、不準確或不完整。借款人未能維持其還款能力的義務(wù)。2.違約認定：逾期還款：借款人未能在約定的還款日期之前支付應(yīng)付款項。用途不符：借款人未將貸款用于約定的用途。信息不實：借款人提供的信息與實際情況不符。財務(wù)狀況惡化：借款人未能保持足以償還貸款的能力。三、法律名詞及解釋：1.貸款人（Lender）：提供貸款并有權(quán)收取還款的一方。2.借款人（Borrower）：接受貸款并承諾還款的一方。3.貸款金額（LoanAmount）：合同中約定的借款人應(yīng)借的總金額。4.貸款期限（LoanTerm）：借款人償還貸款的時間長度。5.利息（Interest）：借款人因使用貸款資金而需支付的費用。6.違約（Default）：借款人未能履行合同約定的義務(wù)。7.抵押/擔(dān)保（Collateral/Security）：為確保貸款償還而提供的資產(chǎn)。四、執(zhí)行中遇到的問題及解決辦法：1.還款困難：解決方案：與貸款人協(xié)商，尋求延期還款或制定還款計劃。2.用途不符：解決方案：確保所有貸款資金均用于約定的用途，并保存相關(guān)支出