簡單借款協(xié)議模版

簡單借款協(xié)議模版合同編號：__________parties（甲方）：fullname：（全名）address：（地址）contactinformation：（聯(lián)系方式）hereinafterreferredtoasthe"lender".parties（乙方）：fullname：（全名）address：（地址）contactinformation：（聯(lián)系方式）hereinafterreferredtoasthe"borrower".forthepurposeofensuringthesmoothimplementationofthecontractandtherightsandinterestsofbothparties,thepartieshavereachedthefollowingagreement:article1:loanamountandterm1.1theborrowershallborrowfromthelenderatotalloanamountof____（借款總額）(hereinafterreferredtoasthe"loanamount").1.2thetermofthisloanagreementshallbe____（期限）fromthedateofthisagreementtothedateofmaturity.article2:interest2.1theborrowershallpayinterestontheloanamountatanannualinterestrateof____（年利率）%.2.2theinterestshallbecalculatedona____（計息方式，如：principalandinterest,interestonly）basisandshallbepaid____（支付方式，如：quarterly,annually）duringthetermofthisagreement.article3:useoffundstheborrowershallusetheloanamountfor____（資金用途）andshallnotuseitforanyotherpurposewithouttheconsentofthelender.article4:guarantee4.1theborrowershallprovidethelenderwith____（擔保方式，如：guarantee,mortgage,pledge）assecurityfortheloan.4.2iftheborrowerfailstoperformitsobligationsunderthisagreementorbreachesanyothercontractwiththelender,thelendershallhavetherighttorealizetheguaranteeandrecovertheoutstandingloanamountandotherrelatedexpenses.article5:breachofcontract5.1ifeitherpartyfailstoperformitsobligationsunderthisagreement,theotherpartyshallhavetherighttorequirethebreachingpartytoperformitsobligationswithinareasonableperiod.ifthebreachingpartyfailstodoso,thenonbreachingpartyshallhavetherighttoclaimdamages.article6:terminationofthecontract6.1thisagreementmaybeterminatedagreementofbothpartiesorasprovidedforinthisagreement.6.2upontheterminationofthisagreement,theborrowershallimmediatelyrepaytheoutstandingloanamountandotherrelatedexpensestothelender.article7:disputeresolutionanydisputesarisingoutoforinconnectionwiththisagreementshallbesubmittedto____（仲裁機構）forarbitrationinaccordancewithitsrules.article8:otherprovisions8.1thisagreementmaybeamendedorsupplementedwrittenagreementofbothparties.8.2thisagreementshallbeeffectiveuponthesignatureofbothparties.8.3thisagreementshallbegovernedandconstruedinaccordancewiththelawsof____（適用法律）andthepartiessubmittotheexclusivejurisdictionofthecourtsof____（管轄法院）.inWitnesswhereof,thepartieshaveexecutedthisagreementasofthedatefirstabovewritten.lender:borrower:attachment:____（附件，如：loancontract,guaranteeletter）一、附件列表：借款協(xié)議擔保方式文件（如果有的話）貸款用途證明文件利息計算明細表還款計劃表任何其他雙方同意的附件二、違約行為及認定：乙方未按約定時間償還本金或支付利息乙方未按約定用途使用貸款資金乙方提供的擔保物價值不足以覆蓋借款本金及利息乙方未按約定方式支付利息或未按時還款乙方違反任何其他合同條款三、法律名詞及解釋：借款人（乙方）：指從貸款人（甲方）處借款的個人或實體。貸款人（甲方）：指向乙方提供貸款的個人或實體。擔保：為確保借款的償還而提供的財產(chǎn)或權利。利息：借款人因使用貸款資金而需支付的費用。違約：未履行合同約定的義務。合同履行：按照合同條款完成各自的權利和義務。四、執(zhí)行中遇到的問題及解決辦法：問題：乙方拖延償還貸款。解決辦法：發(fā)送催款通知，協(xié)商制定還款計劃，必要時法律途徑追討。問題：乙方未按約