2024年全國(guó)銀行招聘之銀行招聘綜合知識(shí)考試快速提分題(附答案)10

姓名:_________________編號(hào):_________________地區(qū):_________________省市:_________________ 密封線 姓名:_________________編號(hào):_________________地區(qū):_________________省市:_________________ 密封線 密封線 全國(guó)銀行招聘考試重點(diǎn)試題精編注意事項(xiàng):1.全卷采用機(jī)器閱卷，請(qǐng)考生注意書寫規(guī)范；考試時(shí)間為120分鐘。2.在作答前，考生請(qǐng)將自己的學(xué)校、姓名、班級(jí)、準(zhǔn)考證號(hào)涂寫在試卷和答題卡規(guī)定位置。

3.部分必須使用2B鉛筆填涂;非選擇題部分必須使用黑色簽字筆書寫，字體工整，筆跡清楚。

4.請(qǐng)按照題號(hào)在答題卡上與題目對(duì)應(yīng)的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域書寫的答案無(wú)效:在草稿紙、試卷上答題無(wú)效。一、選擇題

1、廉租住房建設(shè)貸款，貸款期限最長(zhǎng)不超過(guò)（）年。A.2B.3C.5D.8

2、資料：之后，經(jīng)濟(jì)學(xué)家Mr.V發(fā)表了關(guān)于一些新名詞的感悟，請(qǐng)根據(jù)下列資料回答問(wèn)題。Theword“globalization”isindailyusethroughouttheworld.VariouslyreferredtoasmondialisationinFrench,globalisierunginGerman,orQuanquihuainChina（Scholte,1996）,newsarticles,television,andeventextbooksoftenusetheword“globalization”tomeanmanydifferentthings.AuthorJanPieterse（1995）assertstherearealmostasmanyconceptualizationsofglobalizationastherearedisciplinesinthesocialsciences.Teachersandscholarsindisciplinessuchasmanagement,marketing,finance,accounting,andeconomicsalsousetheword“globalization”tomeandifferentthings.Forexample,somebelieveglobalizationistheabsenceofbordersandbarrierstotradebetweennations（Ohmae,1995）,butalsoithasbeendescribedasashiftintraditionalpatternsofinternationalproduction,investment,andtrade（Dicken,1992）.Anotherpopularconceptionofglobalizationisthatitisabusinessstrategythatmeansdoingeverythingthesameeverywhere（KanterandDretler,1998）.Othersbelieveglobalizationisinterconnectionsbetweenoverlappinginterestsofbusinessandsociety（Brown1992;renesch1992）.Asyoucansee,thesedefinitionsdifferinsignificantways.Becausedefinitions,descriptions,andvisionsofglobalizationvarywidely,itisdifficulttoknowwhatitmeansforbusinessestogo“global”.Whichofthefollowingstatementaboutglobalizationhasnoreference?（）A.GlobalizationisabusinessstrategythatmeansdoingeverythingthesameeverywhereB.Globalizationisashiftintraditionalpatternsofinternationalproduction,investment,andtradeC.GlobalizationisinterconnectionsbetweendifferentinterestsofbusinessandsocietyD.Globalizationistheabsenceofbordersandbarrierstotradebetweennations

3、中國(guó)農(nóng)業(yè)銀行于2010年7月15日和16日正式在上海和香港兩地上市，至此，中國(guó)四大國(guó)有商業(yè)銀行全部實(shí)現(xiàn)上市，中國(guó)金融改革開始新的一頁(yè)。根據(jù)上述材料，回答問(wèn)題：（），中國(guó)光大銀行在上海證券交易所上市。A.2010年8月18日B.2009年1月1日C.2009年8月18日D.2010年7月1日

4、資料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.“IgrewupinCardiff,wenttoanordinarycomprehensiveschool,andwastheonlypupilinmyyeartogotoOxbridge,”Mr.Moritzexplained.“MyfatherwaspluckedasateenagerfromNaziGermanyandwasabletoattendaverygoodschoolinLondononascholarship.”Inaninterviewafterward,Mr.Moritzsaidthathisfather,Alfred,hadgrownupinMunich,wherehisfatherwasajudgewholosthispostwhentheNaziscametopower.Mr.Moritz’smother,Doris,waspartofthekindertransport,arescueeffortthattookabout9,300unaccompanied,mostlyJewishchildrenfromGermany,Austria,PolandandCzechoslovakiatoBritainshortlybeforetheoutbreakofWorldWarⅡ.“Myfather’scousin,FritzUrsell,wasalsorescuedfromterriblecircumstances.WhenhecametoBritain,healsobenefitedfromscholarships,andgrewuptobecomeamemberoftheRoyalSociety,”saidMr.Moritz.“Itisalltooeasynottoremember,”saidMr.Moritz,whohasahistorymajorandtheeditorofIsis,Oxford’sstudentliterarymagazine,asanundergraduatebeforecompletinganMBAattheWhartonSchoolofUniversityofPennsylvania.InMay,Mr.Moritzannouncedthathehadbeendiagnosedwithararemedicalconditionwhichisincurable.Buthepreferrednottonamethedisease.“IfeltIwantedtobemypartnersandwiththepublic.ButIdidn’twanteveryghoulontheinternetfollowingme.”CharlotteAnderson,asecond-yearstudentstudyingGermanatOxfordandthefirstpersoninherfamilytogotoauniversity,saidthatanxietyabouttakingondebthadnearlykeptherfromacceptingtheofferfromtheschool.“it’sgreattothinkthatfuturestudentswhofollowmecandosowithoutthefearthatIwentthrough.”Shesaidwhileattendingthenewsconference.Askedwhethertheuniversity’scampaigntofinancestudentscholarshipsthroughprivatedonationsratherthangovernmentfundingmeantthatOxfordwasgivingupeffortstosecuremorepublicsupport,theuniversity’schancellor,ChrisPatten,aformerConservativeministertoPrimeMinisterMargaretThatcherandJohnMajor,jokedthathewas“nolongerallowedtohaveanypoliticalviews.”Theword“ghoul”(Para.3)mostprobablymeans().A.anindependentjournalistorreporterwhosellsnewstowebsitesB.apersonwithanunnaturallystronginterestinunpleasantthingsC.alatestnewsitemthatreleasedexclusivelyontheinternetD.anonlinelinkthatdirectspeopletothemostheatedissue

5、近年來(lái)，中國(guó)人民銀行加強(qiáng)了對(duì)利率工具的運(yùn)用。利率調(diào)整逐年頻繁，利率調(diào)整方式更為靈活，調(diào)控機(jī)制日趨完善，利率作為重要的經(jīng)濟(jì)杠桿，在國(guó)家宏觀調(diào)控體系中將發(fā)揮更加重要的作用。以下哪一項(xiàng)不屬于目前中國(guó)人民銀行采用的利率工具？（）A.制定相關(guān)政策對(duì)各類利率結(jié)構(gòu)和檔次進(jìn)行調(diào)整B.發(fā)放政府發(fā)行的中、長(zhǎng)期國(guó)庫(kù)券C.調(diào)整金融機(jī)構(gòu)法定存貸款利率D.制定金融機(jī)構(gòu)存貸利率的浮動(dòng)范圍

6、How’syourtouraroundtheNorthLakeIsitbeautiful—It（）be,butitisnowheavilypolluted.A.willB.wouldC.shouldD.Must

7、Passage6Firsttwohours,nowthreehours—thisishowfarinadvanceauthoritiesarerecommendingpeopleshowuptocatchadomesticflight,atleastatsomemajorU.S.airportswithincreasinglymassivesecuritylines.Americansarewillingtotoleratetime-consumingsecurityprotocolsinreturnforincreasedsafety.ThecrashofEgyptAirFlight804,whichterroristsmayhavedownedovertheMediterraneanSea,providesanothertragicreminderofwhy.Butdemandingtoomuchofairtravelersorprovidingtoolittlesecurityinreturnunderminespublicsupportfortheprocess.Anditshould:WastedtimeisadragonAmericans'economicandprivatelives,nottomentioninfuriating.Lastyear,theTransportationSecurityAdministration（TSA）foundinasecretcheckthatundercoverinvestigatorswereabletosneakweapons—bothfakeandreal—pastairportsecuritynearlyeverytimetheytried.Enhancedsecuritymeasuressincethen,combinedwithariseinairlinetravelduetotheimprovingeconomyandlowoilprices,haveresultedinlongwaitsatmajorairportssuchasChicago'sO’HareInternational.Itisnotyetclearhowmuchmoreeffectiveairlinesecurityhasbecome—butthelinesareobvious.Partoftheissueisthatthegovernmentdidnotanticipatethesteepincreaseinairlinetravel,sotheTSAisnowrushingtogetnewscreenersontheline.Partoftheissueisthatairportshaveonlysomuchroomforscreeninglanes.Anotherfactormaybethatmorepeoplearetryingtooverpacktheircarry-onbagstoavoidchecked-baggagefees,thoughtheairlinesstronglydisputethis.ThereisonesteptheTSAcouldtakethatwouldnotrequireremodelingairportsorrushingtohire:EnrollmorepeopleinthePreCheckprogram.PreCheckissupposedtobeawin-winfortravelersandtheTSAPassengerswhopassabackgroundcheckareeligibletouse?expedited?screeninglanes.ThisallowstheTSAtofocusontravelerswhoarehigherrisk,savingtimeforeveryoneinvolved.TSAwantstoenroll25millionpeopleinPreCheck.Ithasnotgottenanywhereclosetothat,andonebigreasonisstickershock:Passengersmustpay$85everyfiveyearstoprocesstheirbackgroundchecks.Sincethebeginning,thispricetaghasbeenPreCheck’sfatalflaw.Upcomingreformsmightbringthepricetoamorereasonablelevel.ButCongressshouldlookintodoingsodirectly,byhelpingtofinancePreCheckenrollmentortocutcostsinotherways.TheTSAcannotcontinuedivertingresourcesintounderusedPreChecklaneswhilemostofthetravelingpublicsuffersinunnecessarylines.Itislongpasttimetomaketheprogramwork.Whichofthefollowingwouldbethebestforthetext?（）A.LessScreeningforMoreSafetyB.PreCheck–aBelatedSolutionC.GettingStuckinSecurityLinesD.UnderusedPreCheckLanes

8、采用成本加成定價(jià)法，關(guān)鍵問(wèn)題是確定合理的（）。A.銷售利潤(rùn)率B.成本利潤(rùn)率C.比例利潤(rùn)率D.內(nèi)扣利潤(rùn)率

9、研究發(fā)現(xiàn)，與非復(fù)陽(yáng)患者相比，復(fù)陽(yáng)患者在住院期間表現(xiàn)出更少的癥狀，更持久的CT成像緩解和更早的RNA轉(zhuǎn)陰，但血漿抗體水平表現(xiàn)與非復(fù)陽(yáng)患者相似。重新入院后，這些復(fù)陽(yáng)患者沒(méi)有表現(xiàn)出明顯的臨床癥狀或疾病進(jìn)展，CT影像正常以及炎癥性細(xì)胞因子水平也正常。這段文字主要說(shuō)明的是（）。A.與非復(fù)陽(yáng)患者相比，復(fù)陽(yáng)患者擁有不同的癥狀表征B.住院期間和重新入院治療期間，復(fù)陽(yáng)患者的表現(xiàn)前后有所不同C.復(fù)陽(yáng)患者比非復(fù)陽(yáng)患者更難治療D.在某些癥狀上，復(fù)陽(yáng)患者比非復(fù)陽(yáng)患者的表現(xiàn)要輕得多

10、期貨交易與現(xiàn)貨交易的不同之處在于（）。A.風(fēng)險(xiǎn)較小的合約B.不需要交保證金的合約C.實(shí)物交割率低的合約D.交易所并不提供結(jié)算服務(wù)

11、Educationaboutconsumptiontaxesismorelikelytoboostgrowth，______thegrowtheffectsofincomeandcapitaltaxesareambiguous。A.ifB.whenC.whileD.for

12、亞當(dāng)*斯密的公平理論中公平比較對(duì)象不包括（)A.自我——內(nèi)部B.自我——外部C.別人——內(nèi)部D.內(nèi)部——外部

13、資料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.That'sbecause74%offishsoldatsushivenuesintheUSismislabeledandoftencompletelydifferentthanwhat'sonthemenu,accordingtoa2013surveyfromtheoceanconservationgroupOceana.Butnewtechnologycouldhelpmaketheseafoodbusinessabitmoretransparent.GoogleisteamingupwithOceanaandtheaerialandsatelliteimagingnonprofitSkyTruthtolaunchGlobalFishingWatchthisfall,theNewYorkTimesreports.Theinitiativewilltrackandanalyzefishingboatpracticesusingsatellitetechnologyand,ideally,helpensurethatfewerfakeormislabeledfishareswappedinalongtheway.Seafoodprovidersarealsoinvestingintechnologytoreducefraud.BostonseafooddistributorRed'sBest,forexample,hasincreasedtransparencybysellingfishwithlabelsthatbuyerscanscanwiththeirsmartphonestoaccessawebpagethatprovidesdetailsabouttheindividualfish,includingwherethefishcamefrom,theNewYorkTimesreports.Evenifarestaurantservessomereal,correctlylabeledfish,95%ofthe118sushirestaurantssurveyedbyOceanaincitiesincludingNewYork,Chicago,andLosAngeleshadatleastonefakedsushiitemonthemenu.Currently,thebiggestculpritsforfakesushiaresnapper（92%misleadinglylabeled）andtuna（71%）.Whitetunaisoftenswappedforescolar,whichissometimescalledthe"Ex-LaxFish,"accordingtoInsideEdition,becauseitcancauseintestinalproblems.Roughly75%offishlabeledsnapperisn'tevenfromthesnapperfamily.Becauseofthepredominanceoffraudinthesupplychain,NewYorksushirestaurantSushiNakazawarefusestoserveredsnapperbecausetheriskoffakefishistoohigh.WhydoestheauthormentionBostonseafooddistributorRed'sBest?（）A.Toemphasizetheimportanceofseafoodproviders'responsibilitiesB.ToshowthattheproblemoffakeormislabeledfishhasalreadybeensolvedC.TointroduceanewtechnologyofscanningD.Toillustratethatseafoodprovidersalsotakeactionstoreducefraud

14、Itisofhighimportancethatyou___attheairportontime.A.arriveB.aretoarriveC.mustarriveD.needtoarrive

15、Therecurrentlyseemstobealarge____betweenthenumberofpeopleemployedinserviceindustries,andthoseemployedintheprimarysector.A.differentB.differentialC.discriminationD.discrepancy

16、資料：Inthebusinessenvironmentnearlyallindividualswithinanorganizationwillbelongtooneormoregroupsorteams.Ateamisasetofpeoplewitharangeofdifferentskillsthatwillideallyhaveobjectivesthatcontributetotheoverallcorporatestrategyofthebusiness.Theywillusuallyhavesomebodywhoisidentifiedastheteamleader.Theimportanceofteamsthatperformwellcannotbeunderestimated.Itisgenerallyacceptedbyhighachievingorganizationsthattobeeffectiveyouneedto.1.createamotivatedteam2.giveteammembersabriefalongsideobjectives3.appointaleaderoftheteam4.managethevidethemwithauthority6.monitortheprogressoftheteam7.ensureeffectivecommunicationsstreams（lackofcommunicationcanbetheoneofthebiggestissuesandfailureswithinorganization.）Thephrase'twoheadsarebetterthanone'helpstodescribethepurposeofteams.Teamsprovideanopportunitytoshareideasandstrengthsanduseavarietyofviewpointsandexperiences.Ateamprovidesindividualswithacommonpurpose.Theyalsohaveacommonidentityastheystrivetogethertowardsacommongoal.Whatisnotsupposedtodoifyouwanttobeeffectiveinbusiness?A.expressclearlythecommongoaloftheteamB.allowtheteamleadertomakefinaldecisionsafterdiscussionsC.createateamrandomlyD.monitortheprogressoftheteam

17、Allcarmakersarespendingbillionstryingtofigureoutafuturethatismore______，moreautonomousandstepsbackfromfossilfuels。A.electricB.electricalC.electronicD.electrified

18、Theinformationmeanslittleifwecannot______iteffectively.A.confirmB.exploreC.considerD.express

19、InMayof1826,thefair-hairedyouthwiththeazureblueeyes（）forEuropetoturnhimselfintoascholarandalinguist.A.setaboutB.setdownC.setoutD.setup

20、Inadesperatemovetoincreasetheirrevenuestomeettheirsalesgoal,thecompanyisplanningtoofferaspecialdiscount（）itscustomers.A.byB.toC.withD.upon

21、下列經(jīng)濟(jì)事項(xiàng)中，不屬于國(guó)際貨幣基金組織會(huì)員國(guó)國(guó)際儲(chǔ)備構(gòu)成內(nèi)容的是（）。A.貨幣性黃金B(yǎng).直接投資收益C.外匯儲(chǔ)備D.特別提款權(quán)

22、Thecustomerwantedtogetarefund,becausethepurchasedmerchandisewasneithergoodinquality（）price.A.orB.norC.forD.but

23、以協(xié)調(diào)員工個(gè)人成長(zhǎng)和企業(yè)發(fā)展需求兩者之間關(guān)系為目的的人力資源規(guī)劃是（）。A.職業(yè)規(guī)劃B.繼任計(jì)劃C.培訓(xùn)開發(fā)規(guī)劃D.配備規(guī)劃

24、資料：Childrenbackatschool,nightsslowlystartingtodrawinandtheweathermorechangeable.Theseasonsareturningandafteraneerilycalmsummerforfinancialmarkets,there'sawhiffofuncertaintyintheair.Bondyieldsareupfromtheirlows,andtherelentlessmigrationofglobalcapitaltowardsanyasset,anywhere,withsomeyield,isslowing.Theconcernisthegrowingawarenessofcentralbanks'waningabilitytoboostgrowthwithever-lowerinterestratesandever-biggerpurchasesofassets.Thedebateaboutif,whenandhowslowlytheUSFederalReservewillraiseinterestdragson,butifdownwardpressureonglobalbondyieldsfromtheEuropeanCentralBank（ECB）andtheBankofJapan's（BOJ）largesseisdrawingtoaclose,that'sabiggermilestoneformarkets.Aworldofhigherbondyieldsisonewherethepressuretoseekyieldinexoticplacesisdiminished.It'salsoaworldwherethecapitalgainsthataccompaniedfallingyieldsbecomecapitallossesandinvestorsquestionthemeritofbondsovercash（orequities）.Thissearchforyieldinexoticplaceshas,sincetheendofJanuary,helpedtheBrazilianrealgainmorethan20%againsttheUSdollar,withtheRussianroublemanagingalmostasmuch.Thedollar,itself,hasfallenbackisby7.5%fallintrade-weightedterms,unwindingnearly40%ofthegainsithasseensincemind-2014.There'snoneedtopanicaboutbondyieldsrising,becauseraterisesinJapanortheEurozoneareyearsawayandtheFed'sstilltinkering.But10-yearyieldsonbothGermanandJapanesegovernmentbondyieldsfellbelowzeroforthefirsttimeinlateJune.Theyhavebeenedginghigherthroughthesummer.It'salmostasifinvestorsreallyaren'tthatkeenontyingmoneyupatnegativeyieldsforthatlong–whynotsticktocash?IntheUS,estimatesof"neutral"realinterestratesaretumblingtoaroundzero.Estimatesofhowmuchslackthereisleftinthelabourmarketarebeingrevisedupandafterfiveyearswhenproductivitygrowthhasaveragedameasly0.5%,there'swidespreadacceptancethatit'sunlikelytoacceleratebymagic.Butevenifwetakeallofthisintoaccount,marketsarenowpricinginanextraordinarilyslowpaceofratehikesbytheFed–fromtheircurrent0.25-0.5%range,toabout0.75%bytheendof2017andto1%bytheendof2018.GDPgrowthstilloscillatesaround2%,theFed'sfavouredmeasureofinflationisat1.6%andtheunemploymentrateistrendinglower.Thepricingofthefuturepathofshorttermratesseemstoolowevenforthe"newnormal"economicenvironment.AllofthesecurrencieshavegainedagainstthepoundandIcan'tseethatchanging.ToomuchimportanceshouldnotbeplacedoneitherthecollapseinconfidenceimmediatelyafterthevotetoleavetheEUorthesubsequentbounce.TheeconomicimpactofleavingtheEUwillbefeltthroughdelayedinvestmentdecisionsasaresultofuncertaintyaboutwhenandonwhattermsithappens.Adebilitatingratherthanacorrosiveimpactontheeconomywillbeseeninslower,butpositivegrowth.Itwillalsobefeltinfurther（slower）sterlingweakness.TheBankofEnglandhasalreadycutpolicyratesfrom0.5%to0.25%,andthere'smoretocomefromboththeBankandthepoundoverthenextyear.A5%fallfromherewouldtakethepoundcloseto€1.1,andwecouldseeitfallbelow$1.25astheFederalReserveedgesrateshigher.AccordingtothethepassagewhichofthefollowingsisNottrue?A.InrecentyearscentralbanksadoptthemethodoflowerinterestratesandassetpurchasestopromoteeconomicgrowthbutnowsuchabilityofcentralbankshavebecomeincreasinglyweakerB.Investorsdoubtthattheyieldswilldecline,becausethebondpricesoffinancialmarketarefallingC.InthefirsthalfofthisyearglobalfinancialmarketsareaschangeableastheweatherchangesD.The10-yearyieldsGermanandJapanesegovernmentbondhavebeenmovingupslowlythroughthesummer

25、ConstructiononanewwingattheMarkunasMuseum____assoonasadditionalfundinghasbeenarranged.A.hasbeenresumedB.toberesumingC.wasresumedD.willresume

26、甲有一套商品房欲出售，經(jīng)人介紹．與乙簽訂房屋買賣合同，丙知道后找到甲，表示愿意以更高的價(jià)格購(gòu)買，甲便與丙訂立合同并辦理房屋過(guò)戶手續(xù)。下列說(shuō)法正確的是（）。A.房屋應(yīng)歸乙，甲向丙承擔(dān)違約責(zé)任B.房屋應(yīng)歸丙，甲向乙承擔(dān)違約責(zé)任C.房屋產(chǎn)權(quán)登記有誤，應(yīng)重新登記為甲D.甲與丙訂立的合同無(wú)效，甲與乙協(xié)商房屋的歸屬權(quán)

27、資料：Inthebusinessenvironmentnearlyallindividualswithinanorganizationwillbelongtooneormoregroupsorteams.Ateamisasetofpeoplewitharangeofdifferentskillsthatwillideallyhaveobjectivesthatcontributetotheoverallcorporatestrategyofthebusiness.Theywillusuallyhavesomebodywhoisidentifiedastheteamleader.Theimportanceofteamsthatperformwellcannotbeunderestimated.Itisgenerallyacceptedbyhighachievingorganizationsthattobeeffectiveyouneedto.1.createamotivatedteam2.giveteammembersabriefalongsideobjectives3.appointaleaderoftheteam4.managethevidethemwithauthority6.monitortheprogressoftheteam7.ensureeffectivecommunicationsstreams（lackofcommunicationcanbetheoneofthebiggestissuesandfailureswithinorganization.）Thephrase'twoheadsarebetterthanone'helpstodescribethepurposeofteams.Teamsprovideanopportunitytoshareideasandstrengthsanduseavarietyofviewpointsandexperiences.Ateamprovidesindividualswithacommonpurpose.Theyalsohaveacommonidentityastheystrivetogethertowardsacommongoal.Whatisthefeatureofateam?A.everyoneintheteamisequalinpositionB.everyoneworksinthesameofficeC.everypersonintheteamhasdifferentskillsD.everyoneworksforthecommongoal

28、圖片設(shè)置的文字環(huán)繞為（）。A.四周型B.上下行C.嵌入型D.浮于文字上方

29、Theprojectwillnotbefinishedonscheduleiftimeisnoteffectively（）.A.managingB.managedC.manageD.manager

30、根據(jù)數(shù)字使用規(guī)范，下列公文中的數(shù)字寫法正確的是（）。A.初步估計(jì)共需三十七、八萬(wàn)元B.一篇講話稿長(zhǎng)達(dá)5千200字C.“文件”二字可采用2號(hào)字體D.該村直到95年才修通公路

31、Notonly______thefalloftheczar,butitalsodestroyedtheprovisionalgovernment.A.didWorldWarIcauseB.WorldWarIcauseC.wasWorldWarIcauseD.WorldWarItocause

32、資料：Whenweseewell，wedonotthinkaboutoureyesveryoften.Itisonlywhenwecannotseeperfectlythatwerealizehowimportantoureyesare.Peoplewhoarenear-sightedcanonlyseethingsthatareveryclosetotheireyes，Everythingelseseemsblurry（=unclear）.Manypeoplewhodoalotofwork，suchaswriting，readingandsewingbecomenear-sighted.Peoplewhoarefar-sightedsufferfromjusttheoppositeproblem.Theycanseethingsthatarefaraway，buttheyhavedifficultyinreadingabookunlesstheyholditatarm’slength.Iftheywanttodomuchreading，theymustgetglasses，too.Otherpeopledonotseeclearlybecausetheireyesarenotexactlytherightshape.Theyhavewhatiscalledastigmatism.This，too，canbecorrectedbyglasses.Somepeople’seyesbecomecloudybecauseofcataracts.Longagothesepeopleoftenbecameblind.Now，however，itispossibletooperateonthecataractsandremovethem.Havingtwogoodeyesisimportantforjudgingdistances.Eacheyeseesthingsfromaslightlydifferentangle.Toprovethistoyourself，lookatanobjectoutofoneeye；Thenlookatthesameobjectoutofyourothereye.Youwillfindtheobject’srelationtothebackgroundandotherthingsaroundithaschanged.Thedifferencebetweenthesetwodifferenteyeviewshelpsustojudgehowfarawayanobjectis.Peoplewhohaveonlyoneeyecannotjudgedistanceaspeoplewithtwoeyes.Weshouldtakegoodcareofoureyes______.A.evenifwecanseewellB.onlywhenwecannotseeperfectlyC.onlywhenwerealizehowimportantoureyesareD.onlywhenwecanseewell

33、需要層次理論的提出者是（）。A.庇古B.馬歇爾C.馬斯洛D.科特勒

34、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.Consumersshouldcomplaininpersonwheneverpossible，butiftheycannotgettotheplaceofpurchase，itisacceptabletophoneorwritethecomplaintinaletter.Complainingisusuallymosteffectivewhenitisdonepolitelybutfirmly，andespeciallywhentheconsumercandemonstratewhatiswrongwiththeiteminquestionIfthiscannotbedone，theconsumerwillsucceedbestbypresentingspecificinformationastowhatiswrong.ratherthanbymakinggeneralstatements.Forexample，“Theleftspeakerdoesnotworkatallandthesoundcomingoutoftherightoneisunclear”isbetterthan“Thisstereodoesnotwork”Thestoremanagermayadvicetheconsumertowritetothemanufacturer.Ifso，theconsumershoulddothis，statingthecomplaintaspolitelyandfirmlyaspossible.Ifapolitecomplaintdoesnotachievethedesiredresult，theconsumercangotoastepfurther.Sheorhecanthreatentotakethesellertocourtorreportthesellertoaprivateorpublicorganizationresponsibleforprotectingconsumer'srights.Whydoestheauthormentiontheexampleofstereoinparagraph3?A.ToillustratethatitwillbebetterifthecustomerstatesthespecificproblemB.ToshowthatthestereoisreallynotworkingC.TocomplainaboutthestereoD.Tostressthatsomethingiswrongwiththeleftspeakerandthesound

35、用支出法核算GDP正確的公式是（）。A.GDP=消費(fèi)支出＋投資＋政府購(gòu)買＋（出口-進(jìn)口）B.GDP=消費(fèi)支出＋投資＋政府購(gòu)買＋（出口-進(jìn)口）＋轉(zhuǎn)移支付C.GDP=工資＋利息＋利潤(rùn)＋租金＋間接稅和企業(yè)轉(zhuǎn)移支付＋折舊D.GDP=工資＋利息＋利潤(rùn)＋租金＋直接稅和企業(yè)轉(zhuǎn)移支付＋折舊

36、截至2011年末，我國(guó)境內(nèi)股市已經(jīng)成為全球第（）大市場(chǎng)。A.二B.三C.四D.五

37、不屬于投行業(yè)務(wù)特征的是（）。A.專業(yè)性B.審慎性C.廣泛性D.創(chuàng)新性

38、Largenumbersofstate-runpreschoolswereexpedientlycloseddownduringthe1990seconomicreformandinstead,avarietyoffor-profitprivatepreschoolssprung______acrossthecountry.A.byB.outC.inD.up

39、Passage4AlexTaw,a21yearoldstudentfromWiltshire,England.Hespentlastsummerlikeanyotherhighschoolgraduate—hangingoutwithfriends,preparingforcollege,worryingabouthisuniversityfees.Whilemostofhispeersgaveupontheirpipedreams,hesatdownwithanotebookathome,andjotteddownthequestion:HowcanIbecomeamillionaire?TheresultwastheMillionDollarH.Alex’sinitialinvestmentwas50poundstobuywebspaceandadomainname.Hedividedtheblankhomepageintoonemillionpixels,10,000blocksof100pixelseach.Eachpixelwasworth$1withminimumpurchase100pixels.WithinamonthAlexhadearnedsome$37,000,enoughforhimtocovertheentirecostofhisforthcomingthreeyearsatuniversity.Injustafewmonths,hebecamearealmillionaire.HowdidhecomeupwiththeideaoftheMillionDollarHomepage?“Well,IwastryingtothinkofawaytomakesomemoneybeforeIstarteduniversity,asIwasabouttotakeonahugedebtandIwasalreadyoverdrawn.Swiftactionwasnecessary!”Hesaid.Healsoadded,“Theimportantthingisthatanythingispossible—weareonlylimitedbyourimagination.Ialwayshadthisbeliefthatagoodideacanbesuccessfulonitsown.IthinkI’velearnedthatifwethinkdeepertherearemagicalsolutionshidingawayforustofind.”Hispersonalphilosophyaroundmoneyis:Moneyisnoteverything,butit’sanessentialpartofthewaywelive.Havingsomeremovesacertainamountofstress,but,unlesswearecareful,itcancreateanewtypeofstress.Healsosaid,“Istillwanttogotouniversity.Asidefromgainingknowledgeaboutbusiness,thereareotherreasons—exploringyourinterests,meetingnewpeople,andbeinginacreativeenvironment.”Besidesmakingcontributionstosociety,hewouldtrytoencourageandinspirepeopletothinkofcreativesolutionstoproblems,whatevertheyare.Accordingtothepassage,whichofthefollowingisNOTanimportantfactorforbeingamillionaire?（）A.LargeimaginationB.QuickactionC.GreatambitionD.Greatinvestment

40、Theleaveshavebeensweptintohuge______.A.heapsB.pyramidsC.layersD.loads

41、債券價(jià)格、必要收益率與息票利率之間存在以下（）的關(guān)系。A.息票利率小于市場(chǎng)利率，債券價(jià)格高于票面價(jià)值B.息票利率小于市場(chǎng)利率，債券價(jià)格小于票面價(jià)值C.息票利率大于市場(chǎng)利率，債券價(jià)格小于票面價(jià)值D.息票利率等于市場(chǎng)利率，債券價(jià)格不等于票面價(jià)值

42、Meanwhile,youcancollectspecialstickersthateitheropenupsecretsorlaunch____powerfulattacks.A.devastatinglyB.consequentlyC.merelyD