英文版民間貸款合同

英文版民間貸款合同合同編號(hào)：__________CONTRACTNUMBER:__________BETWEEN:[Loaner’sName]Hereinafterreferredtoasthe"Loaner",whichexpressionshall,unlessthecontextotherwiserequires,includehis/her/itssuccessorsandassigns;AND[Borrower’sName]Hereinafterreferredtoasthe"Borrower",whichexpressionshall,unlessthecontextotherwiserequires,includehis/her/itssuccessorsandassigns;WITNESSETH:WHEREAS,theLoaneriswillingtolendcertainsumsofmoneytotheBorroweronthetermsandconditionssetforthherein;ANDWHEREAS,theBorrowerdesirestoborrowthesaidsumsofmoneyfromtheLoanerandiswillingtoacceptthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualpromisescontainedhereinandforothergoodandvaluableconsideration,thereceiptandsufficiencyofwhicharehereacknowledged,thepartiesheretoagreeasfollows:1.LOANAMOUNTANDTERM1.1TheLoaneragreestolendtotheBorrowertheprincipalamountof__________(the"PrincipalAmount").1.2TheloanshallbeevidencedthisAgreementandshallbedueandpayableonthe__________(the"MaturityDate").2.REPAYMENT2.1TheBorroweragreestorepaythePrincipalAmount,togetherwithinterestthereon,inaccordancewiththefollowingschedule:[ScheduleofRepayments]2.2Theinterestrateapplicabletotheloanshallbe[SpecifyInterestRate],whichshallbecalculatedona[SpecifyBasis]basis.2.3TheBorroweragreestomakeallpaymentsduehereunder[SpecifyPaymentMethod],inaccordancewiththetermsandconditionssetforthherein.3.USEOFFUNDSTheBorroweragreestousetheproceedsoftheloansolelyforthepurposeof[SpecifyPurpose].4.GUARANTEE4.1TheBorrowerhereguaranteesthefullandpromptpaymentofthePrincipalAmountandallinterestthereon,ifany,whendue,whetheratmaturity,accelerationorotherwise,andtheperformanceofallotherobligationsoftheBorrowerunderthisAgreement.4.2TheBorroweragreestoexecuteanddeliversuchfurtherdocumentsandinstrumentsasmaybenecessaryorappropriate,intheopinionoftheLoaner,toevidence,secureorperfecttheLoaner’sLiensandsecurityinterestsinandtotheCollateral.5.COLLATERAL5.1AssecurityforthepaymentofthePrincipalAmountandallinterestthereon,ifany,whendue,whetheratmaturity,accelerationorotherwise,theBorrowerherepledgesandhypothecatestotheLoaneralloftheBorrower’sright,andinterestinandtotheCollateral.5.2TheBorroweragreestomaintainandkeeptheCollateralingoodcondition,freefromanyliensandencumbrancesotherthanthoseLiensandencumbrancesgrantedinfavoroftheLoaner.6.CONDITIONS6.1TheobligationsoftheLoanertomaketheloanhereunderaresubjecttothesatisfactionofthefollowingconditions:[ListofConditions]6.2TheLoanermay,atitssolediscretion,requiretheBorrowertoobtainandmaintaininforceandeffectanyandallnecessaryapprovals,authorizations,consents,franchises,licensesandpermitsinconnectionwiththeexecution,deliveryandperformanceofthisAgreementandtheconsummationofthetransactionscontemplatedhere.7.DEFAULTANDREMEDIES7.1IftheBorrowerfailstomakeanypaymentwhendueunderthisAgreement,oriftheBorrowerbreachesanyotherobligationunderthisAgreement,theLoanermaydeclaretheentirePrincipalAmount,togetherwithallaccruedandunpaidinterestthereon,tobeimmediatelydueandpayable.7.2IntheeventofdefaulttheBorrowerunderthisAgreement,theLoanershallhaveallrightsandremediesavailabletoitunderapplicablelaw,including,withoutlimitation,therighttoenforceitsLiensandsecurityinterestsintheCollateral.8.INDEMNIFICATIONTheBorroweragreestoindemnifyandholdharmlesstheLoanerfromandagainstanyandalllosses,damages,claims,actions,suits,proceedings,judgments,fines,penalties,interest,reasonableattorneys’feesandothercostsandexpenses(including,withoutlimitation,anycostsandexpenses一、附件列表：1.[貸款申請(qǐng)表]2.[借款人身份證明文件]3.[貸款用途證明文件]4.[還款計(jì)劃表]5.[擔(dān)保物清單]6.[貸款批準(zhǔn)函]7.[貸款合同副本]8.[其他相關(guān)法律文件]二、違約行為及認(rèn)定：1.未能按約定的還款計(jì)劃及時(shí)還款。2.借款人使用貸款用于非法用途或未按約定用途使用。3.借款人未能維持擔(dān)保物的價(jià)值或出現(xiàn)擔(dān)保物價(jià)值減損的情況。4.借款人未能履行或違反合同中的任何其他條款。三、法律名詞及解釋：1.貸款人（Loaner）：指提供貸款的一方。2.借款人（Borrower）：指接受貸款的一方。3.貸款金額（PrincipalAmount）：指合同約定的借款本金。4.還款期限（MaturityDate）：指合同約定的貸款到期日。5.利息（Interest）：指借款人因使用貸款而需支付給貸款人的費(fèi)用。6.擔(dān)保物（Collate