2025年度循環(huán)貸款合同（信用保證）范本3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024年度循環(huán)貸款合同（信用保證）范本本合同目錄一覽1.定義與解釋1.1定義1.2解釋2.合同雙方2.1甲方2.2乙方3.貸款金額3.1貸款總額3.2分期貸款金額4.貸款期限4.1貸款起始日期4.2貸款到期日期5.利率與費用5.1利率5.2費用5.3利息計算方式6.貸款發(fā)放6.1貸款發(fā)放條件6.2貸款發(fā)放程序7.貸款償還7.1償還方式7.2償還日期7.3償還金額8.信用保證8.1保證人8.2保證方式8.3保證期限9.保密條款9.1保密內(nèi)容9.2保密期限10.違約責任10.1違約行為10.2違約責任11.爭議解決11.1爭議解決方式11.2爭議解決機構(gòu)12.合同生效與終止12.1合同生效條件12.2合同終止條件13.合同變更與解除13.1合同變更程序13.2合同解除程序14.其他條款14.1法律適用14.2通知與送達14.3合同份數(shù)14.4合同附件第一部分：合同如下：1.定義與解釋1.1定義1.1.1“循環(huán)貸款”是指乙方在甲方處開立的，在一定期限和額度內(nèi)，可以循環(huán)使用的貸款。1.1.2“信用保證”是指為保證乙方按時償還貸款，甲方要求乙方提供的擔保方式。1.1.3“貸款期限”是指乙方開始使用貸款至貸款全部償還的期限。1.1.4“貸款利率”是指乙方應(yīng)支付給甲方的貸款利息比率。1.1.5“貸款金額”是指乙方從甲方處借取的貸款本金總額。1.1.6“貸款費用”是指乙方在貸款過程中產(chǎn)生的各項費用，包括但不限于管理費、擔保費等。1.2解釋1.2.1本合同中未明確定義的術(shù)語，按照相關(guān)法律法規(guī)和金融行業(yè)慣例進行解釋。2.合同雙方2.1甲方甲方全稱：[甲方全稱]甲方地址：[甲方地址]甲方聯(lián)系人：[甲方聯(lián)系人]甲方聯(lián)系電話：[甲方聯(lián)系電話]2.2乙方乙方全稱：[乙方全稱]乙方地址：[乙方地址]乙方聯(lián)系人：[乙方聯(lián)系人]乙方聯(lián)系電話：[乙方聯(lián)系電話]3.貸款金額3.1貸款總額[貸款總額]3.2分期貸款金額[分期貸款金額]4.貸款期限4.1貸款起始日期[貸款起始日期]4.2貸款到期日期[貸款到期日期]5.利率與費用5.1利率[貸款利率]5.2費用5.2.1管理費[管理費金額]5.2.2擔保費[擔保費金額]5.3利息計算方式[利息計算方式]6.貸款發(fā)放6.1貸款發(fā)放條件6.1.1乙方須滿足甲方提出的貸款發(fā)放條件。6.1.2甲方在收到乙方提供的全部必要文件后，將按照約定進行貸款發(fā)放。6.2貸款發(fā)放程序6.2.1乙方應(yīng)在約定的時間內(nèi)向甲方提交貸款申請及相關(guān)文件。6.2.2甲方對乙方提交的貸款申請進行審核，并在審核通過后通知乙方。6.2.3甲方在通知乙方后，按照約定的貸款金額和期限向乙方發(fā)放貸款。7.貸款償還7.1償還方式7.1.1乙方應(yīng)按照約定的還款方式償還貸款。7.1.2乙方可選擇分期償還或一次性償還。7.2償還日期[每次還款的具體日期]7.3償還金額7.3.1每期還款金額包括本金和利息。7.3.2本金和利息的具體金額以甲方計算為準。8.信用保證8.1保證人8.1.1乙方應(yīng)向甲方提供[保證人姓名或名稱]，作為其信用保證。8.2保證方式8.2.1保證人應(yīng)提供[保證方式]，包括但不限于抵押、質(zhì)押或保證人信用擔保。8.2.2保證方式的具體條款由雙方另行簽訂保證合同。8.3保證期限8.3.1保證期限自貸款發(fā)放之日起至貸款全部償還之日止。8.3.2在保證期限內(nèi)，保證人不得撤銷保證。9.保密條款9.1保密內(nèi)容9.1.1雙方對本合同內(nèi)容、貸款業(yè)務(wù)信息以及與貸款相關(guān)的其他信息負有保密義務(wù)。9.1.2保密內(nèi)容不包括公開信息或法律要求必須公開的信息。9.2保密期限9.2.1本合同簽訂之日起至貸款全部償還之日止，雙方均應(yīng)保持保密。9.2.2合同終止后，保密義務(wù)仍然有效，直至保密信息不再具有商業(yè)價值。10.違約責任10.1違約行為10.1.1乙方未按約定時間償還貸款本金或利息。10.1.2乙方未履行保密義務(wù)，導(dǎo)致保密信息泄露。10.1.3甲方未按約定時間發(fā)放貸款。10.2違約責任10.2.1乙方違約的，應(yīng)向甲方支付違約金，違約金按[違約金比例]計算。10.2.2甲方違約的，應(yīng)向乙方支付違約金，違約金按[違約金比例]計算。10.2.3任何一方違約，對方有權(quán)采取法律手段追究違約方的法律責任。11.爭議解決11.1爭議解決方式11.1.1雙方應(yīng)友好協(xié)商解決合同履行過程中發(fā)生的爭議。11.1.2協(xié)商不成的，任何一方均可向[爭議解決機構(gòu)]申請仲裁。11.2爭議解決機構(gòu)[爭議解決機構(gòu)名稱]12.合同生效與終止12.1合同生效條件12.1.1本合同自雙方簽字蓋章之日起生效。12.1.2甲方在收到乙方提供的全部必要文件后，本合同生效。12.2合同終止條件12.2.1貸款全部償還完畢。12.2.2雙方協(xié)商一致終止合同。12.2.3出現(xiàn)合同約定的終止情形。13.合同變更與解除13.1合同變更程序13.1.1雙方任何一方要求變更合同內(nèi)容的，應(yīng)書面通知對方。13.1.2經(jīng)雙方協(xié)商一致，簽訂書面變更協(xié)議。13.2合同解除程序13.2.1雙方任何一方要求解除合同的，應(yīng)書面通知對方。13.2.2經(jīng)雙方協(xié)商一致，簽訂書面解除協(xié)議。14.其他條款14.1法律適用本合同適用中華人民共和國法律。14.2通知與送達14.2.1任何一方通知對方，應(yīng)以書面形式進行，并采用[送達方式]。14.2.2通知送達日期以[送達方式]記錄的日期為準。14.3合同份數(shù)本合同一式[合同份數(shù)]份，甲乙雙方各執(zhí)[份數(shù)]份，具有同等法律效力。第二部分：第三方介入后的修正15.第三方介入15.1第三方定義15.1.1“第三方”是指在本合同履行過程中，由甲乙雙方共同認可的，提供專業(yè)服務(wù)或協(xié)助的獨立第三方機構(gòu)或個人。15.1.2第三方不包括甲乙雙方的關(guān)聯(lián)方或利益相關(guān)者。15.2第三方介入范圍15.2.1第三方介入的范圍包括但不限于：貸款評估、擔保評估、法律咨詢、財務(wù)咨詢、資產(chǎn)評估、貸款管理、風險控制等。15.3第三方介入程序15.3.1甲乙雙方應(yīng)就第三方介入事項達成一致，并簽訂書面協(xié)議。15.3.2第三方介入?yún)f(xié)議應(yīng)明確第三方的權(quán)利、義務(wù)和責任。15.4第三方責任限額15.4.1第三方的責任限額應(yīng)根據(jù)第三方介入?yún)f(xié)議和本合同的具體情況進行約定。15.4.2第三方的責任限額應(yīng)包括但不限于：因第三方自身過錯導(dǎo)致的損失、因第三方違反合同約定導(dǎo)致的損失等。15.5第三方責任劃分15.5.1第三方在履行職責過程中，對因自身原因造成的損失承擔全部責任。15.5.2第三方在履行職責過程中，因甲乙雙方的原因造成的損失，由甲乙雙方各自承擔相應(yīng)的責任。15.5.3第三方在履行職責過程中，因不可抗力原因造成的損失，免除其責任。16.第三方權(quán)利16.1第三方有權(quán)根據(jù)合同約定，收取相應(yīng)的服務(wù)費用。16.2第三方有權(quán)要求甲乙雙方提供必要的資料和協(xié)助，以完成其職責。17.第三方義務(wù)17.1第三方應(yīng)按照合同約定，獨立、客觀、公正地履行其職責。17.2第三方應(yīng)保守甲乙雙方的商業(yè)秘密和合同內(nèi)容。17.3第三方應(yīng)按時提交工作成果，并保證其工作成果的質(zhì)量。18.第三方介入的額外條款18.1第三方介入后，甲乙雙方應(yīng)確保第三方能夠獨立履行其職責，不受任何不當影響。18.2第三方介入后，甲乙雙方應(yīng)按照合同約定，及時向第三方提供必要的資料和協(xié)助。18.3第三方介入后，甲乙雙方應(yīng)與第三方保持溝通，確保合同履行過程中的問題能夠及時解決。19.第三方與其他各方的劃分說明19.1第三方與甲方的劃分說明19.1.1第三方作為甲方聘請的專業(yè)服務(wù)提供者，其職責僅限于合同約定的范圍內(nèi)。19.1.2第三方對甲方不承擔超出合同約定的責任。19.2第三方與乙方的劃分說明19.2.1第三方作為乙方聘請的專業(yè)服務(wù)提供者，其職責僅限于合同約定的范圍內(nèi)。19.2.2第三方對乙方不承擔超出合同約定的責任。19.3第三方與甲乙雙方的關(guān)系19.3.1第三方與甲乙雙方均為獨立主體，相互之間不承擔連帶責任。19.3.2第三方在履行職責過程中，應(yīng)尊重甲乙雙方的合法權(quán)益。第三部分：其他補充性說明和解釋說明一：附件列表：1.貸款申請表詳細要求：包含乙方基本信息、貸款用途、還款計劃等。說明：貸款申請表是乙方申請貸款的必要文件，需真實、完整填寫。2.信用報告詳細要求：由信用機構(gòu)出具的乙方信用狀況報告。說明：信用報告用于評估乙方的信用風險。3.擔保合同詳細要求：明確保證人提供擔保的具體條款和責任。說明：擔保合同是保證人承擔信用保證的法律文件。4.第三方介入?yún)f(xié)議詳細要求：明確第三方介入的具體范圍、權(quán)利、義務(wù)和責任。說明：第三方介入?yún)f(xié)議是第三方參與合同履行的法律文件。5.貸款合同詳細要求：包含貸款金額、期限、利率、還款方式等條款。說明：貸款合同是甲乙雙方約定貸款事宜的法律文件。6.保密協(xié)議詳細要求：明確雙方保密義務(wù)和保密期限。說明：保密協(xié)議是保護雙方商業(yè)秘密的法律文件。7.違約金計算表詳細要求：根據(jù)違約行為和責任認定標準，計算違約金。說明：違約金計算表是計算違約金的具體依據(jù)。8.爭議解決協(xié)議詳細要求：明確爭議解決的方式和機構(gòu)。說明：爭議解決協(xié)議是解決合同履行過程中爭議的法律文件。說明二：違約行為及責任認定：1.乙方未按約定時間償還貸款本金或利息責任認定標準：按照合同約定的違約金比例計算違約金。示例：若乙方逾期還款，應(yīng)支付每日萬分之五的違約金。2.乙方未履行保密義務(wù)，導(dǎo)致保密信息泄露責任認定標準：乙方應(yīng)承擔因泄露保密信息導(dǎo)致的全部損失。示例：若乙方泄露保密信息，導(dǎo)致甲方遭受損失，乙方應(yīng)賠償甲方損失。3.甲方未按約定時間發(fā)放貸款責任認定標準：按照合同約定的違約金比例計算違約金。示例：若甲方未按時發(fā)放貸款，應(yīng)支付每日萬分之五的違約金。4.第三方未按約定履行職責責任認定標準：第三方應(yīng)承擔因自身原因造成的損失。示例：若第三方未按約定完成評估工作，導(dǎo)致甲方遭受損失，第三方應(yīng)賠償甲方損失。5.任何一方違反合同約定責任認定標準：按照合同約定的違約金比例計算違約金。示例：若任何一方違反合同約定，應(yīng)支付每日萬分之五的違約金。全文完。2024年度循環(huán)貸款合同（信用保證）范本1合同目錄一、合同訂立1.合同雙方基本信息2.合同訂立時間與地點3.合同生效條件4.合同簽訂程序5.合同附件與補充協(xié)議二、貸款基本信息1.貸款金額2.貸款期限3.貸款利率4.還款方式5.貸款用途三、信用保證1.保證人基本信息2.保證范圍3.保證責任4.保證期限5.保證方式四、貸款發(fā)放1.貸款發(fā)放時間2.貸款發(fā)放方式3.貸款發(fā)放條件4.貸款發(fā)放程序5.貸款發(fā)放后的管理五、還款與支付1.還款時間安排2.還款金額計算3.支付方式4.滯納金計算與收取5.貸款提前還款六、違約責任1.逾期還款2.貸款挪用3.信用保證違約4.其他違約行為5.違約責任承擔七、爭議解決1.爭議解決方式2.爭議解決機構(gòu)3.爭議解決程序4.爭議解決費用5.爭議解決結(jié)果八、合同變更與解除1.合同變更條件2.合同解除條件3.合同變更程序4.合同解除程序5.合同變更與解除后的處理九、合同終止1.合同終止條件2.合同終止程序3.合同終止后的處理4.合同終止后的債權(quán)債務(wù)處理5.合同終止后的爭議解決十、保密條款1.保密范圍2.保密期限3.保密責任4.違約責任5.保密條款的適用法律十一、通知與送達1.通知方式2.送達地址3.送達方式4.送達時間5.送達證明十二、其他約定1.合同解釋2.合同生效3.合同份數(shù)4.合同附件5.合同簽署十三、附件1.貸款申請表2.信用保證書3.貸款發(fā)放憑證4.還款計劃表5.爭議解決協(xié)議十四、合同簽署1.簽署人姓名2.簽署人職務(wù)3.簽署日期4.簽署地點5.簽署人簽字合同編號_________一、合同訂立1.合同雙方基本信息貸款人名稱貸款人地址貸款人法定代表人或授權(quán)代表姓名貸款人法定代表人或授權(quán)代表身份證號碼借款人名稱借款人地址借款人法定代表人或授權(quán)代表姓名借款人法定代表人或授權(quán)代表身份證號碼2.合同訂立時間與地點合同訂立時間：____年__月__日合同訂立地點：____省____市____區(qū)3.合同生效條件雙方簽署并加蓋公章借款人提供相關(guān)資料和擔保4.合同簽訂程序雙方協(xié)商達成一致雙方簽署合同雙方加蓋公章5.合同附件與補充協(xié)議貸款申請表信用保證書其他相關(guān)文件二、貸款基本信息1.貸款金額貸款本金總額：人民幣____元整2.貸款期限貸款期限：自____年__月__日起至____年__月__日止3.貸款利率年利率：____%4.還款方式等額本息還款法5.貸款用途用于____業(yè)務(wù)三、信用保證1.保證人基本信息保證人名稱保證人地址保證人法定代表人或授權(quán)代表姓名保證人法定代表人或授權(quán)代表身份證號碼2.保證范圍對借款人因貸款而產(chǎn)生的全部債務(wù)承擔連帶保證責任3.保證責任在借款人未按時償還貸款本息時，保證人承擔償還責任4.保證期限與貸款期限相同5.保證方式一般保證四、貸款發(fā)放1.貸款發(fā)放時間自合同生效之日起____個工作日內(nèi)2.貸款發(fā)放方式直接轉(zhuǎn)入借款人指定賬戶3.貸款發(fā)放條件合同雙方簽署并加蓋公章借款人提供相關(guān)資料和擔保4.貸款發(fā)放程序貸款人審核借款人資料貸款人決定是否發(fā)放貸款貸款人通知借款人5.貸款發(fā)放后的管理貸款人定期檢查貸款使用情況五、還款與支付1.還款時間安排每月__日為還款日2.還款金額計算按照等額本息還款法計算3.支付方式通過銀行轉(zhuǎn)賬方式支付4.滯納金計算與收取每逾期一日，按日利率__%計收滯納金5.貸款提前還款借款人可提前還款，但需提前____個工作日通知貸款人六、違約責任1.逾期還款借款人未按期還款，貸款人有權(quán)采取催收措施，并按約定計收滯納金2.貸款挪用借款人挪用貸款，貸款人有權(quán)提前收回貸款，并追究其法律責任3.信用保證違約保證人未履行保證責任，貸款人有權(quán)向其追償4.其他違約行為如有其他違約行為，雙方應(yīng)協(xié)商解決，協(xié)商不成可依法訴訟5.違約責任承擔違約方應(yīng)承擔違約責任，包括但不限于支付違約金、賠償損失等七、爭議解決1.爭議解決方式通過友好協(xié)商解決2.爭議解決機構(gòu)如協(xié)商不成，提交____仲裁委員會仲裁3.爭議解決程序仲裁委員會按照仲裁規(guī)則進行仲裁4.爭議解決費用仲裁費用由敗訴方承擔5.爭議解決結(jié)果仲裁結(jié)果為終局裁決，雙方應(yīng)遵守并執(zhí)行八、合同變更與解除1.合同變更條件雙方協(xié)商一致2.合同解除條件合同約定的解除條件成就3.合同變更程序雙方簽署變更協(xié)議變更協(xié)議生效4.合同解除程序雙方簽署解除協(xié)議解除協(xié)議生效5.合同變更與解除后的處理完成相關(guān)債權(quán)債務(wù)的清算九、合同終止1.合同終止條件合同約定的終止條件成就2.合同終止程序雙方簽署終止協(xié)議終止協(xié)議生效3.合同終止后的處理完成相關(guān)債權(quán)債務(wù)的清算4.合同終止后的債權(quán)債務(wù)處理按合同約定處理5.合同終止后的爭議解決如有爭議，按第八章約定處理十、保密條款1.保密范圍合同內(nèi)容及其相關(guān)信息2.保密期限自合同簽訂之日起____年3.保密責任雙方均應(yīng)保守合同秘密4.違約責任違約方應(yīng)承擔違約責任5.保密條款的適用法律適用中華人民共和國法律十一、通知與送達1.通知方式書面通知2.送達地址合同雙方在合同中指定的地址3.送達方式郵寄、專人送達或電子郵件4.送達時間送達后____個工作日內(nèi)5.送達證明送達回執(zhí)或電子送達記錄十二、其他約定1.合同解釋如有歧義，按合同目的解釋2.合同生效合同自雙方簽署并加蓋公章之日起生效3.合同份數(shù)本合同一式____份，雙方各執(zhí)____份4.合同附件合同附件與合同具有同等法律效力5.合同簽署雙方法定代表人或授權(quán)代表簽署十三、附件1.貸款申請表2.信用保證書3.貸款發(fā)放憑證4.還款計劃表5.爭議解決協(xié)議十四、合同簽署1.簽署人姓名貸款人：________________借款人：________________2.簽署人職務(wù)貸款人：________________借款人：________________3.簽署日期貸款人：________________借款人：________________4.簽署地點貸款人：________________借款人：________________5.簽署人簽字貸款人：________________借款人：___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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