2025年中小企業(yè)流動資金貸款合同范本3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2025年中小企業(yè)流動資金貸款合同范本本合同目錄一覽1.合同基本信息1.1貸款雙方基本信息1.2貸款金額、期限及利率1.3貸款用途及使用條件1.4還款方式及還款計(jì)劃2.貸款發(fā)放及使用2.1貸款發(fā)放時(shí)間及條件2.2貸款使用監(jiān)控及限制2.3貸款使用報(bào)告及審查3.利息計(jì)算及支付3.1利息計(jì)算方式3.2利息支付方式及時(shí)間3.3利息減免及調(diào)整4.逾期貸款及罰息4.1逾期貸款認(rèn)定標(biāo)準(zhǔn)4.2逾期貸款罰息計(jì)算4.3逾期貸款處理及催收5.借款人權(quán)利義務(wù)5.1借款人權(quán)利5.2借款人義務(wù)5.3借款人責(zé)任6.貸款擔(dān)保6.1擔(dān)保方式及擔(dān)保物6.2擔(dān)保合同簽訂及生效6.3擔(dān)保責(zé)任及追償7.合同變更及解除7.1合同變更條件及程序7.2合同解除條件及程序7.3合同解除后的處理8.爭議解決8.1爭議解決方式8.2爭議解決機(jī)構(gòu)8.3爭議解決程序9.違約責(zé)任9.1違約行為及認(rèn)定9.2違約責(zé)任承擔(dān)9.3違約賠償及補(bǔ)償10.合同生效及終止10.1合同生效條件10.2合同終止條件10.3合同終止后的處理11.其他約定11.1通知送達(dá)11.2不可抗力11.3合同附件12.合同份數(shù)及保管12.1合同份數(shù)12.2合同保管13.合同解釋13.1合同解釋原則13.2合同解釋順序14.合同簽署及生效日期第一部分：合同如下：1.合同基本信息1.1貸款雙方基本信息1.1.1借款人名稱、住所、法定代表人或負(fù)責(zé)人姓名、聯(lián)系方式1.1.2貸款人名稱、住所、法定代表人或負(fù)責(zé)人姓名、聯(lián)系方式1.2貸款金額、期限及利率1.2.1貸款金額：人民幣____元整1.2.2貸款期限：自____年____月____日起至____年____月____日止1.2.3貸款利率：年利率為____%，按月計(jì)息，計(jì)息方法為____1.3貸款用途及使用條件1.3.1貸款用途：用于____1.3.2使用條件：借款人必須按照貸款用途使用貸款，不得挪作他用1.4還款方式及還款計(jì)劃1.4.1還款方式：____（如：等額本息、等額本金、按期還息一次性還本等）1.4.2還款計(jì)劃：借款人應(yīng)按照約定的還款計(jì)劃按時(shí)足額還款2.貸款發(fā)放及使用2.1貸款發(fā)放時(shí)間及條件2.1.1貸款發(fā)放時(shí)間：____2.1.2貸款發(fā)放條件：借款人須滿足貸款人規(guī)定的條件，并提供相關(guān)證明材料2.2貸款使用監(jiān)控及限制2.2.1貸款使用監(jiān)控：貸款人有權(quán)對貸款使用情況進(jìn)行監(jiān)控2.2.2貸款使用限制：借款人不得將貸款用于禁止事項(xiàng)或違反法律法規(guī)的活動2.3貸款使用報(bào)告及審查2.3.1使用報(bào)告：借款人應(yīng)定期向貸款人提交貸款使用報(bào)告2.3.2審查：貸款人有權(quán)對貸款使用報(bào)告進(jìn)行審查3.利息計(jì)算及支付3.1利息計(jì)算方式3.1.1利息計(jì)算公式：____3.1.2利息計(jì)算周期：____3.2利息支付方式及時(shí)間3.2.1支付方式：____（如：銀行轉(zhuǎn)賬、現(xiàn)金支付等）3.2.2支付時(shí)間：____3.3利息減免及調(diào)整3.3.1利息減免：根據(jù)貸款人規(guī)定，在特定條件下可減免利息3.3.2利息調(diào)整：根據(jù)市場利率變動，貸款人有權(quán)調(diào)整貸款利率4.逾期貸款及罰息4.1逾期貸款認(rèn)定標(biāo)準(zhǔn)4.1.1逾期貸款定義：借款人未按約定的還款日期償還貸款本金或利息4.1.2逾期貸款認(rèn)定：自還款期限屆滿之日起____天未償還的貸款本金及利息視為逾期貸款4.2逾期貸款罰息計(jì)算4.2.1罰息比例：____%4.2.2罰息計(jì)算方法：____4.3逾期貸款處理及催收4.3.1處理方式：貸款人有權(quán)采取催收措施，包括但不限于電話催收、上門催收等4.3.2催收費(fèi)用：借款人須承擔(dān)由此產(chǎn)生的合理催收費(fèi)用5.借款人權(quán)利義務(wù)5.1借款人權(quán)利5.1.1了解貸款條件及風(fēng)險(xiǎn)5.1.2享受貸款服務(wù)5.1.3依法維護(hù)自身合法權(quán)益5.2借款人義務(wù)5.2.1依法提供真實(shí)、準(zhǔn)確、完整的貸款申請材料5.2.2按時(shí)足額還款5.2.3遵守貸款合同約定5.3借款人責(zé)任5.3.1違約責(zé)任：借款人違反本合同約定的，應(yīng)承擔(dān)相應(yīng)的違約責(zé)任5.3.2損害賠償責(zé)任：因借款人違約給貸款人造成損失的，借款人應(yīng)承擔(dān)賠償責(zé)任6.貸款擔(dān)保6.1擔(dān)保方式及擔(dān)保物6.1.1擔(dān)保方式：____（如：抵押、質(zhì)押、保證等）6.1.2擔(dān)保物：____6.2擔(dān)保合同簽訂及生效6.2.1擔(dān)保合同簽訂：借款人與擔(dān)保人應(yīng)簽訂擔(dān)保合同6.2.2擔(dān)保合同生效：擔(dān)保合同自雙方簽字（或蓋章）之日起生效6.3擔(dān)保責(zé)任及追償6.3.1擔(dān)保責(zé)任：擔(dān)保人應(yīng)按照擔(dān)保合同約定承擔(dān)擔(dān)保責(zé)任6.3.2追償：貸款人有權(quán)向擔(dān)保人追償7.合同變更及解除7.1合同變更條件及程序7.1.1變更條件：在合同有效期內(nèi)，經(jīng)雙方協(xié)商一致，可變更合同內(nèi)容7.1.2變更程序：變更合同應(yīng)書面通知對方，經(jīng)雙方簽字（或蓋章）后生效7.2合同解除條件及程序7.2.1解除條件：在合同有效期內(nèi)，出現(xiàn)法定或約定解除合同的情形7.2.2解除程序：一方提出解除合同，經(jīng)雙方協(xié)商一致，書面通知對方，合同解除生效8.爭議解決8.1爭議解決方式8.1.1爭議解決方式：雙方應(yīng)友好協(xié)商解決爭議8.1.2協(xié)商不成，任何一方均有權(quán)向合同簽訂地人民法院提起訴訟8.2爭議解決機(jī)構(gòu)8.2.1本合同爭議解決機(jī)構(gòu)：無8.3爭議解決程序8.3.1協(xié)商解決：自一方提出爭議之日起____日內(nèi)，雙方應(yīng)盡力協(xié)商解決8.3.2法院訴訟：一方提起訴訟后，另一方應(yīng)按照法院的通知參加訴訟9.違約責(zé)任9.1違約行為及認(rèn)定9.1.1違約行為：包括但不限于借款人未按時(shí)足額還款、提供虛假信息、挪用貸款等9.1.2違約認(rèn)定：貸款人有權(quán)根據(jù)合同約定和實(shí)際情況認(rèn)定違約行為9.2違約責(zé)任承擔(dān)9.2.1違約責(zé)任：借款人應(yīng)承擔(dān)相應(yīng)的違約責(zé)任，包括但不限于支付罰息、賠償損失等9.2.2追償權(quán)：貸款人有權(quán)追償借款人因違約而產(chǎn)生的全部損失9.3違約賠償及補(bǔ)償9.3.1賠償金額：根據(jù)違約行為及損失情況確定9.3.2補(bǔ)償方式：包括但不限于金錢賠償、恢復(fù)原狀等10.合同生效及終止10.1合同生效條件10.1.1合同生效：本合同自雙方簽字（或蓋章）之日起生效10.1.2生效日期：____年____月____日10.2合同終止條件10.2.1合同終止原因：包括但不限于貸款到期、借款人提前還款、合同解除等10.2.2終止通知：合同終止前，雙方應(yīng)提前____日通知對方10.3合同終止后的處理10.3.1貸款結(jié)清：合同終止后，借款人應(yīng)結(jié)清全部貸款本金及利息10.3.2擔(dān)保解除：合同終止后，擔(dān)保人可申請解除擔(dān)保責(zé)任11.其他約定11.1通知送達(dá)11.1.1通知方式：包括但不限于書面信函、電子郵件、傳真等11.1.2送達(dá)地址：雙方應(yīng)在合同中明確通知送達(dá)地址11.2不可抗力11.2.1不可抗力事件：包括自然災(zāi)害、戰(zhàn)爭、政府行為等11.2.2不可抗力處理：發(fā)生不可抗力事件，雙方應(yīng)協(xié)商解決，如協(xié)商不成，可終止合同11.3合同附件11.3.1合同附件：包括但不限于貸款申請表、擔(dān)保合同、還款計(jì)劃表等11.3.2附件效力：合同附件與本合同具有同等法律效力12.合同份數(shù)及保管12.1合同份數(shù)：本合同一式____份，雙方各執(zhí)____份12.2合同保管：雙方應(yīng)妥善保管合同，不得擅自修改或毀損13.合同解釋13.1合同解釋原則13.1.1合同解釋：根據(jù)合同條款的字面意思進(jìn)行解釋13.1.2合同解釋順序：解釋合同條款，如無明確規(guī)定，再解釋合同目的和交易習(xí)慣13.2合同解釋順序13.2.1解釋合同條款13.2.2如無明確規(guī)定，再解釋合同目的和交易習(xí)慣14.合同簽署及生效日期14.1簽署日期：____年____月____日14.2生效日期：自雙方簽字（或蓋章）之日起生效第二部分：第三方介入后的修正1.第三方介入的概念和范圍1.1第三方定義：指在本合同履行過程中，根據(jù)甲乙雙方約定或法律規(guī)定，介入本合同關(guān)系，提供專業(yè)服務(wù)或參與本合同履行的獨(dú)立第三方機(jī)構(gòu)或個(gè)人。1.2第三方介入范圍：包括但不限于貸款評估、擔(dān)保、審計(jì)、咨詢、中介、監(jiān)管等。2.第三方介入的程序和條件2.1第三方介入程序：甲乙雙方應(yīng)就第三方介入事宜達(dá)成一致，并簽訂相應(yīng)的合作協(xié)議或合同。2.2第三方介入條件：第三方應(yīng)具備相應(yīng)的資質(zhì)和條件，能夠勝任其所提供的服務(wù)。3.第三方責(zé)任限額3.1責(zé)任限額定義：第三方在本合同履行過程中，因其過錯(cuò)或疏忽導(dǎo)致甲乙雙方或合同項(xiàng)下其他權(quán)利人遭受損失的，第三方應(yīng)承擔(dān)的責(zé)任限額。3.2責(zé)任限額確定：責(zé)任限額應(yīng)根據(jù)第三方的資質(zhì)、服務(wù)內(nèi)容、合同約定等因素綜合確定。3.3責(zé)任限額條款：甲乙雙方應(yīng)在合作協(xié)議或合同中明確第三方的責(zé)任限額。4.第三方責(zé)任承擔(dān)4.1責(zé)任承擔(dān)方式：第三方責(zé)任承擔(dān)方式包括但不限于賠償損失、退還費(fèi)用、承擔(dān)違約責(zé)任等。4.2責(zé)任承擔(dān)期限：第三方責(zé)任承擔(dān)期限自合同簽訂之日起至合同終止之日止。5.第三方與其他各方的權(quán)利義務(wù)5.1第三方與甲方的權(quán)利義務(wù)：5.1.1第三方應(yīng)按照甲方要求，提供專業(yè)、高效的服務(wù)。5.1.2第三方應(yīng)保守甲方商業(yè)秘密，不得泄露給任何第三方。5.1.3第三方違反本條款，甲方有權(quán)要求其承擔(dān)相應(yīng)的法律責(zé)任。5.2第三方與乙方的權(quán)利義務(wù)：5.2.1第三方應(yīng)按照乙方要求，提供專業(yè)、高效的服務(wù)。5.2.2第三方應(yīng)保守乙方商業(yè)秘密，不得泄露給任何第三方。5.2.3第三方違反本條款，乙方有權(quán)要求其承擔(dān)相應(yīng)的法律責(zé)任。5.3第三方與其他權(quán)利人的權(quán)利義務(wù)：5.3.1第三方應(yīng)尊重其他權(quán)利人的合法權(quán)益，不得損害其利益。5.3.2第三方違反本條款，其他權(quán)利人有權(quán)要求其承擔(dān)相應(yīng)的法律責(zé)任。6.第三方介入的合同條款6.1第三方介入條款：甲乙雙方應(yīng)在合作協(xié)議或合同中明確第三方介入的具體條款，包括服務(wù)內(nèi)容、費(fèi)用、責(zé)任限額等。6.2第三方介入合同的生效：第三方介入合同自甲乙雙方簽字（或蓋章）之日起生效。7.第三方介入的監(jiān)督和管理7.1監(jiān)督機(jī)構(gòu)：甲乙雙方可共同設(shè)立監(jiān)督機(jī)構(gòu)，對第三方介入活動進(jìn)行監(jiān)督和管理。7.2監(jiān)督內(nèi)容：監(jiān)督機(jī)構(gòu)應(yīng)監(jiān)督第三方是否按照合同約定履行職責(zé)，是否存在違規(guī)行為等。7.3監(jiān)督結(jié)果：監(jiān)督機(jī)構(gòu)應(yīng)將監(jiān)督結(jié)果報(bào)告甲乙雙方，甲乙雙方有權(quán)根據(jù)監(jiān)督結(jié)果采取相應(yīng)措施。8.第三方介入的變更和解除8.1變更條件：在合同履行過程中，如需變更第三方介入的條款，甲乙雙方應(yīng)協(xié)商一致。8.2解除條件：在合同履行過程中，如需解除第三方介入，甲乙雙方應(yīng)協(xié)商一致，并書面通知第三方。8.3解除后果：第三方介入解除后，甲乙雙方應(yīng)根據(jù)合同約定處理相關(guān)事宜。9.第三方介入的爭議解決9.1爭議解決方式：甲乙雙方應(yīng)友好協(xié)商解決第三方介入產(chǎn)生的爭議。9.2爭議解決機(jī)構(gòu)：協(xié)商不成，任何一方均有權(quán)向合同簽訂地人民法院提起訴訟。第三部分：其他補(bǔ)充性說明和解釋說明一：附件列表：1.貸款申請表詳細(xì)要求：填寫借款人基本信息、貸款用途、還款計(jì)劃等。說明：貸款申請表是借款人向貸款人申請貸款的必要文件。2.貸款合同詳細(xì)要求：明確貸款金額、期限、利率、還款方式、違約責(zé)任等。說明：貸款合同是甲乙雙方權(quán)利義務(wù)的依據(jù)。3.擔(dān)保合同詳細(xì)要求：明確擔(dān)保方式、擔(dān)保物、擔(dān)保責(zé)任等。說明：擔(dān)保合同是擔(dān)保人為借款人提供擔(dān)保的協(xié)議。4.貸款使用報(bào)告詳細(xì)要求：定期報(bào)告貸款使用情況，包括貸款使用金額、用途等。說明：貸款使用報(bào)告是貸款人監(jiān)控貸款使用情況的重要文件。5.貸款還款計(jì)劃表詳細(xì)要求：詳細(xì)列出還款時(shí)間、還款金額等。說明：還款計(jì)劃表是借款人還款的指導(dǎo)文件。6.不可抗力事件證明詳細(xì)要求：證明發(fā)生不可抗力事件的相關(guān)材料。說明：不可抗力事件證明是免除違約責(zé)任的重要依據(jù)。7.爭議解決協(xié)議詳細(xì)要求：約定爭議解決的方式和程序。說明：爭議解決協(xié)議是解決爭議的指導(dǎo)文件。8.其他相關(guān)文件詳細(xì)要求：根據(jù)合同履行過程中產(chǎn)生的其他文件，如審計(jì)報(bào)告、中介服務(wù)協(xié)議等。說明：其他相關(guān)文件是合同履行過程中產(chǎn)生的輔助性文件。說明二：違約行為及責(zé)任認(rèn)定：1.違約行為違約行為一：借款人未按時(shí)足額還款責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人未按約定的還款日期償還貸款本金或利息。示例說明：借款人應(yīng)于每月____日償還當(dāng)月利息，未按時(shí)償還，構(gòu)成違約。違約行為二：借款人提供虛假信息責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人在申請貸款過程中提供虛假、誤導(dǎo)性信息。示例說明：借款人虛構(gòu)收入證明，導(dǎo)致貸款人錯(cuò)誤評估其還款能力，構(gòu)成違約。違約行為三：借款人挪用貸款責(zé)任認(rèn)定標(biāo)準(zhǔn)：借款人未按照約定的用途使用貸款。示例說明：借款人將貸款用于炒股，違反貸款用途，構(gòu)成違約。違約行為四：擔(dān)保人未履行擔(dān)保責(zé)任責(zé)任認(rèn)定標(biāo)準(zhǔn)：擔(dān)保人未按照擔(dān)保合同約定履行擔(dān)保責(zé)任。示例說明：擔(dān)保人未在貸款人要求下履行擔(dān)保義務(wù)，構(gòu)成違約。2025年中小企業(yè)流動資金貸款合同范本1合同目錄第一章合同簽訂與生效1.1合同簽訂主體1.2合同簽訂時(shí)間與地點(diǎn)1.3合同生效條件1.4合同簽訂方式1.5合同份數(shù)與保管第二章貸款基本條款2.1貸款金額2.2貸款期限2.3貸款利率2.4還款方式2.5貸款用途2.6貸款擔(dān)保第三章貸款發(fā)放與使用3.1貸款發(fā)放時(shí)間3.2貸款發(fā)放條件3.3貸款使用監(jiān)督3.4貸款使用范圍3.5貸款使用報(bào)告第四章還款計(jì)劃與安排4.1還款計(jì)劃4.2還款時(shí)間4.3還款方式4.4還款違約責(zé)任4.5還款變更程序第五章貸款利率調(diào)整5.1利率調(diào)整條件5.2利率調(diào)整方式5.3利率調(diào)整通知5.4利率調(diào)整爭議解決第六章貸款擔(dān)保6.1擔(dān)保方式6.2擔(dān)保物權(quán)利6.3擔(dān)保物保管6.4擔(dān)保物處置6.5擔(dān)保責(zé)任第七章違約責(zé)任7.1違約情形7.2違約責(zé)任承擔(dān)7.3違約糾紛解決7.4違約賠償?shù)诎苏聽幾h解決8.1爭議解決方式8.2爭議解決程序8.3爭議解決地點(diǎn)8.4爭議解決期限第九章合同解除9.1合同解除條件9.2合同解除程序9.3合同解除后果9.4合同解除通知第十章合同變更10.1合同變更條件10.2合同變更程序10.3合同變更內(nèi)容10.4合同變更通知第十一章合同終止11.1合同終止條件11.2合同終止程序11.3合同終止后果11.4合同終止通知第十二章合同附件12.1附件一：貸款申請表12.2附件二：貸款擔(dān)保合同12.3附件三：還款計(jì)劃表12.4附件四：其他相關(guān)文件第十三章合同簽署13.1合同簽署人13.2合同簽署日期13.3合同簽署地點(diǎn)第十四章合同生效與法律適用14.1合同生效條件14.2合同法律適用14.3合同爭議解決法律適用合同編號_________第一章合同簽訂與生效1.1合同簽訂主體甲方（貸款銀行名稱）：全稱、地址、法定代表人等基本信息。乙方（借款企業(yè)名稱）：全稱、地址、法定代表人等基本信息。1.2合同簽訂時(shí)間與地點(diǎn)合同簽訂時(shí)間為____年____月____日，地點(diǎn)為____。1.3合同生效條件1.3.1雙方代表簽字蓋章。1.3.2甲方收到乙方足額保證金。1.3.3甲方內(nèi)部審批程序完成。1.4合同簽訂方式合同簽訂方式為書面形式。1.5合同份數(shù)與保管本合同一式____份，甲乙雙方各執(zhí)____份，各份具有同等法律效力。第二章貸款基本條款2.1貸款金額貸款金額為人民幣____元整。2.2貸款期限貸款期限為____年，自____年____月____日起至____年____月____日止。2.3貸款利率貸款利率為年利率____%，按中國人民銀行規(guī)定的貸款基準(zhǔn)利率執(zhí)行，具體利率調(diào)整按照中國人民銀行相關(guān)規(guī)定執(zhí)行。2.4還款方式還款方式為分期償還，每月償還本金及利息，具體還款計(jì)劃詳見附件三。2.5貸款用途乙方承諾將貸款用于______（具體用途）。2.6貸款擔(dān)保乙方自愿提供______（擔(dān)保方式）作為貸款擔(dān)保，擔(dān)保合同另行簽訂。第三章貸款發(fā)放與使用3.1貸款發(fā)放時(shí)間甲方在合同簽訂后____個(gè)工作日內(nèi)將貸款發(fā)放至乙方指定的賬戶。3.2貸款發(fā)放條件3.2.1乙方須提供合法有效的營業(yè)執(zhí)照、稅務(wù)登記證、組織機(jī)構(gòu)代碼證等文件。3.2.2乙方須按照合同約定用途使用貸款。3.3貸款使用監(jiān)督甲方有權(quán)對乙方貸款使用情況進(jìn)行監(jiān)督，乙方應(yīng)積極配合。3.4貸款使用范圍貸款僅限用于______（具體用途）。3.5貸款使用報(bào)告乙方應(yīng)按月向甲方提交貸款使用情況報(bào)告。第四章還款計(jì)劃與安排4.1還款計(jì)劃詳見附件三：還款計(jì)劃表。4.2還款時(shí)間每月____日為還款日。4.3還款方式還款方式為銀行轉(zhuǎn)賬，乙方應(yīng)提前將還款資金劃轉(zhuǎn)至甲方指定的賬戶。4.4還款違約責(zé)任若乙方未能按期足額還款，應(yīng)向甲方支付_____%的違約金。4.5還款變更程序如需變更還款計(jì)劃，雙方應(yīng)協(xié)商一致，并簽訂書面協(xié)議。第五章貸款利率調(diào)整5.1利率調(diào)整條件按照中國人民銀行相關(guān)規(guī)定進(jìn)行調(diào)整。5.2利率調(diào)整方式根據(jù)中國人民銀行公布的新利率，自動調(diào)整。5.3利率調(diào)整通知甲方將在利率調(diào)整后____個(gè)工作日內(nèi)書面通知乙方。5.4利率調(diào)整爭議解決若對利率調(diào)整有爭議，雙方應(yīng)友好協(xié)商解決；協(xié)商不成的，按本合同約定的爭議解決方式處理。第六章貸款擔(dān)保6.1擔(dān)保方式詳見附件二：貸款擔(dān)保合同。6.2擔(dān)保物權(quán)利甲方享有對擔(dān)保物的優(yōu)先受償權(quán)。6.3擔(dān)保物保管擔(dān)保物由乙方負(fù)責(zé)保管，甲方有權(quán)檢查。6.4擔(dān)保物處置如乙方違約，甲方有權(quán)處置擔(dān)保物以清償債務(wù)。6.5擔(dān)保責(zé)任詳見附件二：貸款擔(dān)保合同。第七章違約責(zé)任7.1違約情形7.1.1乙方未按期足額還款。7.1.2乙方未按約定用途使用貸款。7.1.3乙方提供虛假文件或資料。7.1.4乙方有其他違約行為。7.2違約責(zé)任承擔(dān)7.2.1乙方應(yīng)承擔(dān)相應(yīng)的違約責(zé)任，包括但不限于支付違約金、賠償損失等。7.3違約糾紛解決違約糾紛應(yīng)通過友好協(xié)商解決；協(xié)商不成的，可向合同簽訂地人民法院提起訴訟。7.4違約賠償乙方違約，應(yīng)向甲方支付違約金及因此造成的全部損失。第八章爭議解決8.1爭議解決方式雙方應(yīng)友好協(xié)商解決爭議。如協(xié)商不成，任何一方均有權(quán)向合同簽訂地人民法院提起訴訟。8.2爭議解決程序爭議解決程序應(yīng)按照我國相關(guān)法律和法規(guī)的規(guī)定進(jìn)行。8.3爭議解決地點(diǎn)爭議解決地點(diǎn)為合同簽訂地。8.4爭議解決期限爭議解決期限自爭議發(fā)生之日起____個(gè)月內(nèi)。第九章合同解除9.1合同解除條件9.1.1甲方有充分理由認(rèn)為乙方可能無法履行合同。9.1.2乙方違反合同約定的還款義務(wù)。9.1.3雙方協(xié)商一致解除合同。9.2合同解除程序合同解除程序應(yīng)按照我國相關(guān)法律和法規(guī)的規(guī)定進(jìn)行。9.3合同解除后果合同解除后，乙方應(yīng)立即停止使用貸款，并按合同約定歸還貸款本息。9.4合同解除通知解除合同的通知應(yīng)以書面形式發(fā)出，自通知到達(dá)對方之日起合同解除。第十章合同變更10.1合同變更條件10.1.1合同內(nèi)容確需變更。10.1.2變更內(nèi)容不違反法律法規(guī)。10.1.3雙方協(xié)商一致。10.2合同變更程序合同變更程序應(yīng)按照我國相關(guān)法律和法規(guī)的規(guī)定進(jìn)行。10.3合同變更內(nèi)容變更內(nèi)容應(yīng)以書面形式簽訂補(bǔ)充協(xié)議，作為本合同的一部分。10.4合同變更通知變更通知應(yīng)以書面形式發(fā)出，自通知到達(dá)對方之日起變更內(nèi)容生效。第十一章合同終止11.1合同終止條件11.1.1貸款本息全部償還完畢。11.1.2合同約定的其他終止條件成就。11.2合同終止程序合同終止程序應(yīng)按照我國相關(guān)法律和法規(guī)的規(guī)定進(jìn)行。11.3合同終止后果合同終止后，雙方的權(quán)利義務(wù)終止。11.4合同終止通知終止合同的通知應(yīng)以書面形式發(fā)出，自通知到達(dá)對方之日起合同終止。第十二章合同附件12.1附件一：貸款申請表12.2附件二：貸款擔(dān)保合同12.3附件三：還款計(jì)劃表12.4附件四：其他相關(guān)文件第十三章合同簽署13.1合同簽署人甲方代表簽字：____________________乙方代表簽字：____________________13.2合同簽署日期合同簽署日期：____年____月____日13.3合同簽署地點(diǎn)合同簽署地點(diǎn)：____________________第十四章合同生效與法律適用14.1合同生效條件本合同自雙方代表簽字蓋章之日起生效。14.2合同法律適用本合同適用中華人民共和國法律。14.3合同爭議解決法律適用本合同的爭議解決法律適用條款按照第八章的規(guī)定執(zhí)行。甲方（貸款銀行名稱）：乙方（借款企業(yè)名稱）：___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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