2025年度國家助學(xué)貸款專項(xiàng)合同模板

甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUMEPERSONAL

2025年度國家助學(xué)貸款專項(xiàng)合同模板本合同共三部分組成，僅供學(xué)習(xí)使用，第一部分如下：甲方（貸款銀行）：全稱：__________________地址：__________________乙方（借款學(xué)生）：全稱：__________________地址：__________________鑒于：1.甲方為中華人民共和國國家助學(xué)貸款業(yè)務(wù)的提供者，具有合法的貸款經(jīng)營資格。2.乙方為中華人民共和國公民，具有完全民事行為能力，愿意申請國家助學(xué)貸款。3.甲方愿意為乙方提供國家助學(xué)貸款。根據(jù)《中華人民共和國合同法》、《中華人民共和國商業(yè)銀行法》等法律法規(guī)的規(guī)定，甲乙雙方在平等、自愿、公平、誠實(shí)信用的原則基礎(chǔ)上，經(jīng)協(xié)商一致，達(dá)成如下協(xié)議：第一條貸款金額1.1本貸款金額為人民幣_____元整。第二條貸款期限2.1本貸款期限自_____年_____月_____日起至_____年_____月_____日止。第三條貸款利率3.1本貸款利率按照中國人民銀行規(guī)定的同期貸款基準(zhǔn)利率執(zhí)行。第四條還款方式（1）按月等額本金還款法：乙方每月償還貸款本金為：貸款本金/貸款期限；每月償還利息為：剩余本金×月利率。（2）按月等額本息還款法：乙方每月償還貸款本息為：貸款本金×月利率×（1+月利率）^貸款期限/（（1+月利率）^貸款期限1）。第五條還款日期5.1乙方應(yīng)按照約定的還款日期償還本貸款。第六條逾期還款6.1乙方如逾期還款，甲方有權(quán)按照中國人民銀行規(guī)定的逾期貸款利率計(jì)收逾期利息，并有權(quán)采取法律手段追償。第七條提前還款7.1乙方有權(quán)在本合同約定的貸款期限屆滿前提前償還全部或部分貸款本金。第八條貸款用途8.1乙方應(yīng)將本貸款用于其在中國境內(nèi)接受高等教育期間的學(xué)習(xí)、生活費(fèi)用。第九條保證方式9.1本合同采用保證方式擔(dān)保，保證人為：__________________第十條違約責(zé)任10.1甲方或乙方違反本合同的約定，應(yīng)承擔(dān)相應(yīng)的違約責(zé)任。第十一條爭議解決11.1本合同在履行過程中發(fā)生的爭議，由雙方協(xié)商解決；協(xié)商不成的，任何一方均可向保證人所在地的人民法院提起訴訟。第十二條合同的生效、變更和解除12.1本合同自雙方簽字（或蓋章）之日起生效。12.2本合同生效后，未經(jīng)雙方書面同意，任何一方不得變更或解除本合同。第十三條合同的附件13.1本合同附件如下：（1）貸款借據(jù)（2）借款合同（3）保證合同（4）其他有關(guān)文件第十四條本合同一式______份，甲乙雙方各執(zhí)______份，具有同等法律效力。甲方（蓋章）：__________________代表人（簽字）：__________________乙方（簽字）：__________________簽訂日期：_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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