2025年光大銀行歷年公開招聘筆試真題題庫（含答案）

2025年光大銀行歷年公開招聘筆試真題題庫(含答案)一、單選題1.當(dāng)作者與主要受文者存在不相隸屬關(guān)系時(shí)，只能選取()。A、上行文2.對(duì)某班學(xué)生按年齡分成3組：16～18歲，19～20歲，21～23歲，則23歲是C、第3組的上限D(zhuǎn)、第3組的下限解析：這里應(yīng)注意兩點(diǎn)：第一，23是上限，因?yàn)樯舷藓拖孪薜膮^(qū)別就在于數(shù)值的大??；第二，23是第3組的上限，因?yàn)樗^上限、下限都是就每一組組距而3.某時(shí)期A國的GDP為1000億美元，同時(shí)期本國國民在國外創(chuàng)造的價(jià)值增值為50億美元.外國國民在本國創(chuàng)造的價(jià)值增值為60億美元，則該時(shí)期A國的GNP為()美元。4.在會(huì)計(jì)核算中，資金運(yùn)動(dòng)的具體內(nèi)容是通過在賬簿中設(shè)置()來反映的。A、賬戶C、單元們的記錄，你們的會(huì)員資格在12月底"本句話中缺少的部分需要的是謂6.關(guān)于奧爾德弗提出的ERG理論的說法錯(cuò)誤的是()。的需要以及部分“尊重需要”C、如果較高層次的需要不能得到滿足.那么滿足低層次需要的欲望一定會(huì)減弱強(qiáng)，選項(xiàng)C說法有誤。7.下列選項(xiàng)中不屬于基本金融工具的是()。D、貨幣8.0PECholdsmeetingsfrequentlysoastoregulatetheoutpofoil.解析：A選項(xiàng)意為“第一的，基本的”;B選項(xiàng)意為“天然的，未加工的”;C選項(xiàng)意為“原始的，最初的”;D選項(xiàng)意為“初級(jí)的，基本的油輸出國家組織(OPEC)經(jīng)常召開會(huì)議，以控制油產(chǎn)量。"crudeoil為固定搭配，意為“原油”。因此選B,控制原油產(chǎn)量。子”指的是()。植三父子合稱“三曹”,但他們是沛國譙(今安徽亳州)人，與峨眉無關(guān)；蘇洵、10.Itwasabout100yearsagothisbeautifulclockwasmade11.In1913,thestatespasse題目意為“1913年，各州通過了憲法第十六條修正案?！钡谑鶙l修正案與憲法是從屬關(guān)系，因此選C,表達(dá)“屬于”的含義。12.儲(chǔ)蓄存款口頭或函電掛失必須在()日之內(nèi)補(bǔ)辦正式手續(xù)，否則，掛失自動(dòng)13.NowthatwehaveanescapedpoliticalprisoneronthetingshyofhavinganythingtodowithpeopleA、loose解析：本題考查近義詞辨析。題目意為“由于我們有個(gè)政治犯逃脫了，仍在 ,每個(gè)人都像你一樣不想和他扯上關(guān)系。"A選項(xiàng)中，ontheloose為固定搭配，有逍遙法外之意，結(jié)合題意，故選A。14.下列有關(guān)文學(xué)常識(shí)的表述不正確的是()。A、《國語》是最早的國別體史書，《左傳》是最早的敘事詳備的編年體史書；《國語》、《左傳》既長于記事，又長于記言B、我國古典小說中真正的吸收史傳文學(xué)寫人藝術(shù)經(jīng)驗(yàn)的第一部作品是《水滸傳》C、《金瓶梅》開辟了一條寫平凡人生活的道路，顯示了現(xiàn)實(shí)主義文學(xué)的長足發(fā)展D、《資治通鑒》是一部編年體通史，敘述了從戰(zhàn)國到五代1300年的歷史解析：《國語》長于記言而不長于記事。idMichaeIMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobeeoneofsfulventurecapitalistsinSiliconValley.ThroughSequoiaCapijoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedln.Hispersonalfortuneisestimatedatwelloverlion.OxfordUniversityannouncedlastWednesdaythathestHarrietHeyman,donatedE75million,or$$115million,tofundaipprogramaimedatprovidingfinancialaidtostudentsfroBehindtheheadlinesaboutthesizeofthegiftwasafamiducationandasenseofobligationthattranscendedgenerationsrdiff,wenttoanordinaryprehensiveschool,andwastheontoOxbridge,"Mr.Moritzexplained.“MyfatherwaspluckedasateenaziGermanyandwasabletoattendaverygoodschoolinLondononascholaaninterviewafterward,Mr.Moritzsaidthathisfather,Alfred,nich,wherehisfatherwasajudgewholosthispostwhentheNazMoritz'smother,Doris,waspartofthekindertranspokabout9,300unacpanied,mostlyJewishchildrenfromGermany,AandCzechoslovakiatoBritainshortlybeforether'scousin,FritzUrsell,wasalsorescuedfromterriblecircumstnhecametoBritain,healsobenefitedfromscholarships,roftheRoyalSociety,"saidMr.Moritz."ItisalltooidMr.Moritz,whohasahistorymajorandtheeditoroflserarymagazine,asanundergraduatebeforepletinganMBAattheWhartonScUniversityofPennsylvania.InMay,Mr.Moritzannounedwithararemedicalconditionwhichisincurable.Buthepreferredisease."IfeltIwantedtobemypartnersandwiththepubliceveryghoulontheinternetfollowingme."CharlotteAnderson,udentstudyingGermanatOxfordandthefirstpersoninherity,saidthatanxietyabouttakingondebthadnearlykeptfferfromtheschool.“it'sgreattothinkthatfuturestudentswhofoldosowithoutthefearthatIwentthrough."Shesaidwhileattendingtheneerence.Askedwhethertheuniversity'scaigntofinancestudenthroughprivatedonationsratherthangovernmentfundingvingupeffortstosecuremorepublicsupport,theuniversity'schancelloisPatten,aformerConservativeministertoPrimeMinistedJohnMajor,jokedthathewas"nolongerallowedtohavA、Howeducationcanchangeaperson'slifB、0xfordUniversitywelesthegC、Animmigrationfamily'sD、largeamountofprivatedonat解析：本題考查的是主旨大意。【關(guān)鍵詞】themainideaofthepassage【主題句】第一段0xfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donatedE75million,or$115milliohipprogramaimedatprovidingfinancialaidtostudentsfs.(牛津大學(xué)上周三宣布，他和他的妻子小說家哈麗雅特海曼，捐贈(zèng)E7500萬，或1.15億美元，資助一個(gè)新的獎(jiǎng)學(xué)金項(xiàng)目，旨在為低收入家庭背景的學(xué)生提供經(jīng)濟(jì)援助。)【解析】本題問"本文的主旨大意是?”。選項(xiàng)A意為“教育如何改變一個(gè)人的生活”;選項(xiàng)B意為“牛津大學(xué)歡迎陌生人的慷慨”;選項(xiàng)C意為“移民家庭的成功故事”;選項(xiàng)D意為“來自牛津大學(xué)一名畢業(yè)生的大量私人捐款”。根據(jù)全文可知，第一段敘述了一位風(fēng)險(xiǎn)投資家向牛津捐款設(shè)立獎(jiǎng)學(xué)金幫助家境不好的學(xué)生完成學(xué)業(yè)。第二段描述了莫里茲家人如何在獎(jiǎng)學(xué)金的幫助下完成學(xué)業(yè)并成為社會(huì)棟梁。第三段是對(duì)莫里茲的身體狀況描述。第四段描述了在獎(jiǎng)學(xué)金的設(shè)立下學(xué)生的感想。綜合四段內(nèi)容以及最后作者對(duì)牛津大學(xué)校長的提問whethertheuniversity'scaigntofinancestudentscholarshipsthroughnationsratherthangovernmentfundingmeantthatOxforsecuremorepublicsupport(當(dāng)被問及大學(xué)通過私人捐款而不是政府資助來資助學(xué)生獎(jiǎng)學(xué)金時(shí)，是否意味著牛津大學(xué)放棄了爭取更多政府支持的努力。)可知本A、sensible兩個(gè)詞的意思有一些細(xì)微的差別?！盇選項(xiàng)“明智的，明顯的”,B選項(xiàng)“細(xì)微的”,C選項(xiàng)“(身體)虛弱的，無力的”,D選項(xiàng)“卑微的，卑賤的?！苯馕觯罕绢}考查形近詞辨析。選項(xiàng)A意為“果泥”;選項(xiàng)B意為“〔輪胎上扎破的〕小孔，小洞”;選項(xiàng)C意為“巨蟒”;選項(xiàng)D意為“窗格”。題目意為“很抱歉我來遲了，我的汽車車胎被扎破了。”因此選B,(輪胎上扎破的)小孔。wneda$$50billionhardwarebusiness,withanother$$30billioninsoftwareripherals(eg.mouse,keyboard,printer,etc.)by1991.Durinars,theindustryevolvedthroughthreesuccessiveperiods.Durin6years,itwascharacterizedbyexplosivegrowthandmultiple,smingforapieceofthemarket.From1981to1985,theindustryndardsandretailshelfspace.ThethirderawasoneofincreFrom1986through1991-1992,newmanufacturersfromarmtheindustryleadersasnewchannelsofdistributionemertionaswellasrevenuegrowthslowed.DuringtheearlyyearsoftheinduurecapitalintheU.S.encouragedtheentryofnewfirmsthveryconceivableshapeandsize.By1980,newentrantsfloodedthemarket,promptingdistinctstandardsanduniquetechnicalfeatures.Almosteverferentconfigurationofhardwareandsoftware.ThefirstPChadrelativespeedormemory.However,eventheseearlyputersallowedmanagersksthatwereverytimeconsuming.WhatwasimpossibleduringtheearlyyeaA、Sharingapplicationsbetweenmachin答案：A解析：本題考查的是細(xì)節(jié)理解?！娟P(guān)鍵詞】impossible;theearlndustry【主題句】Almosteveryfirmhadadifferentcndsoftware.幾乎每家公司都有不同的硬件和軟件配置。However,evenlyputersallowedmanagerstop早期工業(yè)階段時(shí)期什么是不可能的?”選項(xiàng)A意為“機(jī)器之間共享應(yīng)用程序”,選項(xiàng)B意為“電腦上編程”,選項(xiàng)C意為“在電腦上寫合同”,選項(xiàng)D意為“購買鍵盤和打印機(jī)”,根據(jù)主題句，19.Theauthorwasrequiredtosubmitan()o20.各國在進(jìn)行貨物貿(mào)易統(tǒng)計(jì)時(shí)對(duì)于出VI額的資料以()。A、FOB計(jì)價(jià)B、CIF計(jì)價(jià)C、FR計(jì)價(jià)解析：大多數(shù)國家(地區(qū))統(tǒng)計(jì)出口額以F0B價(jià)格計(jì)算，統(tǒng)計(jì)進(jìn)口額以CIF價(jià)格計(jì)算。所以選擇A。21.科學(xué)發(fā)展觀形成的根本依據(jù)和理論基礎(chǔ)是()。A、我國社會(huì)主義初級(jí)階段基本國情B、我國經(jīng)濟(jì)社會(huì)發(fā)展的階段性特征C、我國社會(huì)主義建設(shè)和改革開放的實(shí)踐經(jīng)驗(yàn)D、當(dāng)代世界的發(fā)展實(shí)踐和發(fā)展理念答案：A解析：基本國情是科學(xué)發(fā)展觀形成的根本依據(jù)和理論基礎(chǔ)；我國經(jīng)濟(jì)社會(huì)發(fā)展的階段性特征是科學(xué)發(fā)展觀形成的現(xiàn)實(shí)基礎(chǔ)；我國社會(huì)主義建設(shè)和改革開放的實(shí)踐經(jīng)驗(yàn)是科學(xué)發(fā)展觀形成的實(shí)踐基礎(chǔ)。22.justsixmonthsago,Finson'sGrillhasquicklybeeoneofthemostpopula解析：四個(gè)選項(xiàng)是動(dòng)詞open的幾種時(shí)態(tài)。A選項(xiàng)為一般過去時(shí)；B選項(xiàng)為過去完成時(shí)；C選項(xiàng)為被動(dòng)語態(tài)，意為“被打開”;D選項(xiàng)為一般將來時(shí)。題目意為“六個(gè)月前剛剛的芬森的燒烤店很快就成為Detion最受歡迎的餐廳之一?！睍r(shí)間狀語是sixmonthsago,為過去時(shí)，因此選A。23.《物權(quán)法》規(guī)定，除法律另有規(guī)定外，()代表國家行使國有財(cái)產(chǎn)的所有權(quán)。A、全國人大B、全國人大常委會(huì)C、國家主席D、國務(wù)院解析：《物權(quán)法》第45條規(guī)定，法律規(guī)定屬于國家所有的財(cái)產(chǎn)，屬于國家所有即全民所有。國有財(cái)產(chǎn)由國務(wù)院代表國家行使所有權(quán)；法律另有規(guī)定的，依照其規(guī)定。24.資料：From:prornofruittisom.To:kkamate:March8DearMr.Kaminski.lamwritingtosharesomeexcitingnewsuittisomisnowlaunchinganewlineofnaturalfruitjuicsendyousomeslessothatyoucantrythemtoo.FreesLesarebeingoffstomerswhohavepurchasedFruittisomjuicesfromouronlinestoretyear.Ifyouwishtoreceiveslesofthenewlineofourproducts,gotoouoreandselectuptothreeproductsyouwouldliketotry.Then,instayment,enterpromotionalcodeTY117563,andyourselectionswilourhomewithoutcharge.Withbestregards,AshleyHockstraWhatiA、HehasshoppedatFruittisom'sonlinesB、Hehasbeenchargedinco答案：A解析：本題考查的是細(xì)節(jié)理解。【關(guān)鍵詞】suggested;Mr.Kaminski【主題句】FreesLesarebeingofferedonlytocustomerswhohavepurchafromOuronlinestorewithinthelastyear.免費(fèi)樣品僅面向在過去一年內(nèi)從我們的在線商店購買Fruittisom果汁的客戶提供?！窘馕觥康?題問“關(guān)于Kaminski先生可推測什么?”根據(jù)主題句可知，只有過去一年內(nèi)在線購買過果汁，才能有機(jī)會(huì)嘗試新品，所以A選項(xiàng)“他在Fruitisom網(wǎng)店購過物”,該選項(xiàng)和原文一致，故為正確答案。B選項(xiàng)“他有一個(gè)付款有誤的訂單”,C選項(xiàng)“他為Fruitisom工作”,D選項(xiàng)“他有一個(gè)延期交貨”,以上三個(gè)選項(xiàng)均未在文中提及，25.資料：GoogleandUberhavegrabbedmostoftheattentionregardingtheadventofself-drivingcars,butonSunday,LyftthrewdowntheultimatecorityofautonomousvehiclesforLyftwithinamerefiveyears.ThebadebyLyftco-founderJohnZimmerinapostonMediumoutlininghispany'sviorthenextdecade."WithinfiveyearsafullyautonomousfleetofcaethemajorityofLyftridesacrossthecountry,"saidZimmer,indicalyversionsofsuchcarshavebeeninoperationinSanFrancilywhentechfounderslayouttheirvision,it'stypicaltalmostpushtheboundariesofbelievability.That'swhattechint.Butinthecaseofself-drivingcars,thesituationisabitmoreplicasalreadybegunrollingoutself-drivingcartestsinPittsburghrdatworkonthesamekindofsolutionontheWestCoast.Therself-drivingcarsontheroadis,atthispoint,lessaboutthetechnaboutlogistics.WeknowGooglehasenoughcashtotripledownonandecidestotackle.Andasthecurrentride-sharingleaderintheU.ughmarketshare-poweredcredibilitythatafutureincludingcarsisn'tunrealistic.Todaytherearesomeinternet-basedridbuttooverethecriticalmassthesystemhastobereal-timelyeasytouse.HoweverinthecaseofLyft,whichcontinuestostrer(onereportclaimsthatUberhasover80percentmarketshareintshorttimelinetowardrollingoutafleetofself-drivingcarsseemitious.Nevertheless,Zimmercontinueshisvisionessayictions."By2025,privatecarownershipwillallbutendysZimmer,apredictionthat,ifitturnsouttobetrue,wouldmeanitwouldtakejusteightyearsforthemajorityofthehuman-drivencarsonU.S.roadstodPossible?Sure.Likely?Eightyearsseemslike,onceaingonZimmer'spart.Remember,ithasn'tevenbeen10yeareiPhone,andasrecenteventsprove,smartphonesarestillacategIdcatastrophicresultsifnotdoneright.Andthoehiclesentrustedwithtransportingandprotectinghumanliveser'sessaydoesoffersomefactsandfiguresinanattempttobackubutmuchofitdoesn'tappeartotakeintoaccountvariableeddedinterestsofautomobilepaniesstillrelyingonconsumeraulasthemanylegalandroadwaylogisticsthatwillneedtoberingaboutthismassivetransformationinsuchashorttimondoeslittletoaddressthemillionsofhumanjobsthatwillbelostoncvingcarsdisplacenotonlytaxidrivers,buttruckdrivers."Webelieveefirstfiveormoreyearsfollowingtheintroductionofautonomoneedforhumandriverswillactuallyincrease,notdecreaenautonomouscarscanonlysolveaportionofthosetrips,moreLyfeneededtoprovideservicetothegrowingmarketofformercarownemer.Butwhataboutafterfiveyears,whenautonomouscarsce?Whataboutthehumandrivers?Thepushbackfromhumandriversloikelybeanother,majorrippleintheevolutionofself-drherautomatedsystemsenteringU.S.societyiningyears.ogisticalissuesdiminishZimmer'sideas.Hisvisionofthefuturevehiclesseemsquitelogicalandinstepwithmostwhoworkinandwatchtheosely.Butthespeedbumpinacceptinghisvisionwholesaleishisambitioussdrivingcartimelineingeneral,andforLyftinpar答案：B解析：本題考查詞義判斷?！娟P(guān)鍵詞】layout;meanchfounderslayouttheirvisionit'stypicaltoheargrandclaim句子‘Usuallywhentechfounclaimsthatalmostpushtheboundariesofbelievability.'中的layout是指?”選項(xiàng)A意為“整齊地安排它們”,選項(xiàng)B意為“清楚地展示”,選項(xiàng)C意為“正確地設(shè)計(jì)”,選項(xiàng)D意為“適當(dāng)?shù)亟ㄗh”,根據(jù)主題句句意。1,則表明模型中存在()。B、異方差解析：若某個(gè)解釋變量對(duì)其余解釋變量的判定系數(shù)接近于1,說明該解釋變量可27.為會(huì)計(jì)核算提供了必要手段的會(huì)計(jì)假設(shè)是()。28.完全壟斷企業(yè)可以以()方法定價(jià)，以獲得最大壟斷利潤。29.一般來說，在經(jīng)濟(jì)過熱、總需求過度膨脹導(dǎo)致通貨膨脹時(shí)，應(yīng)實(shí)行(),這推動(dòng)型和結(jié)構(gòu)型。當(dāng)總需求過度膨脹導(dǎo)致通貨膨脹時(shí)，應(yīng)采取盈余性財(cái)政政策.30.商業(yè)資本作為一種獨(dú)立的職能資本，也獲得平均利潤，其直接原因是()。D、產(chǎn)業(yè)部門將工人創(chuàng)造的一部分剩余價(jià)值分割給商業(yè)部門答案：A解析：平均利潤是按照平均利潤率所取得的利潤，是部門之間競爭的結(jié)果，或者說，是資本在不同部門之間流動(dòng)的結(jié)果。這里一定要明確，只有是一個(gè)部門(而不是部門內(nèi)部的企業(yè)),才有獲得平均利潤的資格。B、D項(xiàng)是講商業(yè)利潤的實(shí)現(xiàn)方式，C項(xiàng)是講商業(yè)利潤的來源。31.資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersareimplementingsecuritymeasuresfortheirdevientsurveybyHarrisPollandmissionedbytheCTIA.ThesurveywasasongoingeffortstoboostusereducationonthepitfallsofmobilessesswhethertheCTIA'sinitiativesareworking.ItturnsoutthantheUShavebegunimplementingmanyoftheinitiativesseedbothawarenessof,andprotectionfor,theirmobiledevices:MosersareprotectingtheirdeviceswithPINsandpasswordsthaninpreIn2016,ofsmartphoneusershadsomesortofPIN/p12.Anincreasingnumberofsmartphoneusersh-and-erasesoftware.Ofsurveyrespondents,havethistypeoflockftwareinstalled,upanastoundingfrom2015andfrom2012.Smartphoneusncreasinglyawareoftheimportanceofanti-virussoftwahaveananti-virussoftwareinstalled,paredwithonlyof15,accordingtoBIIntelligence.Thesurveyrgincreasinglyawareofthedangerposedbytheincreasingrelianceonologyformnotonlymaliciousentitieslikehackers,butllance.Specifically,usersareincreasinglyseekingforesinlightofanumberofrecenthigh-profileincidentsinvolving-likeApple'scaseagainsttheFBI,forexle.Becauseofthis,itwinglymonforappdevelopersanddevicemanufacturestobuito-endencryption.ThiscanbeseenindevicesandappssuchasWhatsApps.Developersanddevicemanufacturersthatdon'tincludethisfeaturroductscouldbefacedwithnegativeconsumerattitudes.e,ofsmartphoneusershadsomesortofPIN/passwordin2015and2012.解析：本題考查的是細(xì)節(jié)理解?！娟P(guān)鍵詞】smartphoneusers;PIN/passwordin2015and2012【主題句】第四段In2016,ofsmartphoneusershadsomesortofPIN/password,upfrom2015andfrom2012.(在2016年，的智能手機(jī)用戶會(huì)使用個(gè)人識(shí)別碼/密碼，比2015年增長了，比2012年增長了。)【解析】本題問“根據(jù)文章，在2015年和2012年，百分之多少的智能手機(jī)用戶會(huì)使用個(gè)人識(shí)別碼/密碼?”。這是一道數(shù)學(xué)題，文中說2016年比2015年增長了，所以2015年的比例是，比2012年增長了，所以2012年比例是。英語里“up”表示增長了。32.甲乙兩人合資購買一輛運(yùn)輸車，其中甲出資10萬，乙出資5萬。兩年后乙遠(yuǎn)赴國外做生意，甲決定將運(yùn)輸車賣給丙。那么,下列說法中正確的是()。A、甲只能轉(zhuǎn)讓屬于他的部分所有權(quán)，可以事先不通知乙B、甲的份額大，無需征求乙的同意，即可將運(yùn)輸車賣給丙C、乙可以委托他人處理自己的權(quán)益，將運(yùn)輸車賣給其他人D、同丙相比，乙擁有優(yōu)先購買運(yùn)輸車的權(quán)利解析：《物權(quán)法》第101條規(guī)定：按份共有人可以轉(zhuǎn)讓其享有的共有的不動(dòng)產(chǎn)或者動(dòng)產(chǎn)份額。其他共有人在同等條件下享有優(yōu)先購買的權(quán)利。所以本題答案選D。33.社會(huì)生產(chǎn)方式包括的兩個(gè)方面是()。A、經(jīng)濟(jì)基礎(chǔ)和上層建筑B、生產(chǎn)力和生產(chǎn)關(guān)系C、人的因素和物的因素D、勞動(dòng)者和生產(chǎn)資料答案：B解析：生產(chǎn)力和生產(chǎn)關(guān)系的統(tǒng)一構(gòu)成了生產(chǎn)方式。容易混淆的是A項(xiàng)經(jīng)濟(jì)基礎(chǔ)和上層建筑，經(jīng)濟(jì)基礎(chǔ)和上層建筑的統(tǒng)一構(gòu)成了一定的社會(huì)形態(tài)。34.Areyougoingout?Yes,pleaselock答案：B解析：本題考查動(dòng)詞時(shí)態(tài)。題目意為“你要出去嗎?那么,你出去時(shí)請(qǐng)鎖門?！贝颂幱靡话悻F(xiàn)在時(shí)表示將來，選項(xiàng)A為一般將來時(shí)，選項(xiàng)C為現(xiàn)在完成進(jìn)行時(shí)，選項(xiàng)D為將來完成時(shí)，均不符合題意。故選B。35.完全競爭市場和壟斷競爭市場的主要區(qū)別在于()。賬面價(jià)格是3000萬元，甲公司發(fā)行5000萬股(每股1元)進(jìn)行對(duì)價(jià)支付。合并完成后，甲公司需要沖減資本公積()。解析：甲公司運(yùn)用5000萬的股份僅僅購買了乙公司3000萬的股份，相當(dāng)于虧損了2000萬.需要用資本公積來進(jìn)行沖減。entalHealthCareConference(14thCCMHCC)tobeheldonThursddFriday,June28th,2013.MontrealhasbeenselectedasthehostaleventwilltakeplaceattheDeltaCentreVileHotel,adowntowneasywalkingdistanceofthe0ldCity.YouwillbecharmedbytofthecityofMontreal,themetropolisoftheprovinceofQuebec.Fowhowishtoextendyourstay,youcanbinebusinessandpleasurebyattendin4thlnternationalJazzFestivalofMontrealthatwillbeginonFriday,andcontinueforthenext10days.The14thCCMHCCisorganizedbythhiatricAssociationandtheCollegeofFamilyPhysicianseWorkingGrouponSharedMentalHealthCare.Thisconferencewilualcharacter.inFrenchandinEnglish,andsimultaneousailableforthemainspeechesandpresentations.ThisisauniqueoringtogetherpeoplewhoareinvolvedincollaborativemeocreatelinksthatconsolidateandenrichthenetworksamongthesesWeareexpectingover300delegatesfromQuebec,Canadaandtheinternanity.Theinterestincollaborativementalhealthcareise,includingparticularlyindividualslivingwithamentaldisorderandtamilies,healthcareprofessionalsfromdifferentbackgrounddecisionmakersmunitygroupsworkinginthefield,physicians(ilyphysicians,pediatriciansandpsychiatrists).teapartments,researchersandcollaboratorsfromdiffergencysocialservices,lawenforcementofficers,oremplencewillprovideanadditionalimpetustocollaborativecare,amovementwhichredesignsthehealthcaresysteminordertesofthe21stcentury.Thethemeoftheconference,CollaboratieekingOutNewFormsofLife,illustratestheemergingnatureofsionofcollaborativecare,settheclinicaloperationswithinapichfitsinthepostmodernsocietalmodelandpointsoutitotential.Weinvitesponsorshipsupporttohelpmakethisconferehereareseveralwaystohelp,additionalinformationwiWelookforwardtowelingyoutoMontreal!Accordingtothepassage,whfollowingdoesthethemeoftheconferencesuA、TheinnovativepotentialofclinicaloperationsisyettobereaB、CollaborativecareshouldbeviewedfromC、linicaloperationsshouldn'tconformtopostmod解析：本題考查的是細(xì)節(jié)理解?！娟P(guān)鍵詞】themeoftheconference【主題句】第3自然段Thethemeoftheconference,Collaborationandplexity.SeekingOutNewFormsofLife,illustratestheemergingnatureofthestrategicvisionofcborativecare,settheclinicaloperationswithinaplexepostmodernsocietalmodelandpointsoutitsprofou議的主題是協(xié)作和復(fù)雜性。尋求新的生活形式，闡述合作護(hù)理戰(zhàn)略愿景的新興性A選項(xiàng)“臨床操作的創(chuàng)新潛力還有待發(fā)現(xiàn)”;B選項(xiàng)“應(yīng)從戰(zhàn)略前景的角度來看合作護(hù)理”;C選項(xiàng)“臨床操作不應(yīng)該符合后現(xiàn)代社會(huì)模式”;D選項(xiàng)“以上皆非”。根據(jù)題目中關(guān)鍵詞找到主題句，主題句中，選項(xiàng)B符合題意。38.Themonitorhas()usoftom39.存款人開立單位銀行結(jié)算賬戶，自正式開立之日起()個(gè)工作日后，方可辦解析：B在存款人開立單位銀行結(jié)算賬戶，自正式開立之日起3個(gè)工作日后，方可辦理付款業(yè)務(wù)。40.Thereseemedlittlehopethattheexplorer,()inthetropicalfore解析：本題考察動(dòng)詞的時(shí)態(tài)和語態(tài)，題目意為“迷失在熱帶雨林中的探險(xiǎn)家找到出去的路的希望渺茫。"A選項(xiàng)表示將來時(shí)態(tài)和被動(dòng)語態(tài)，B選項(xiàng)表示主動(dòng)語態(tài)，C選項(xiàng)時(shí)態(tài)混亂，D選項(xiàng)表述被動(dòng)語態(tài)的完成時(shí)態(tài)并可能延續(xù)下去。41.《刑事訴訟法》第190條第I款規(guī)定：“第二審人民法院審判被告人或者他的法定代理人、辯護(hù)人、近親屬上訴的案件，不得加重被告人的刑罰?！倍彿ㄔ涸趯彶橐黄鹕显V案時(shí)認(rèn)為該案事實(shí)清楚，證據(jù)確鑿，只是量刑畸輕，那么()。A、應(yīng)加重被告人的刑罰B、應(yīng)減輕被告人的刑罰C、最好是駁回上訴，維持原判D、應(yīng)追究一審法院的責(zé)任解析：量刑的原則是：從輕處理，那么A排除，題中認(rèn)為一審判罰較輕，那么B排除，沒有二審追究一審法院責(zé)任的做法，排除D。所以選C42.《黨政機(jī)關(guān)公文處理工作條例》規(guī)定的公文種類有()。A、14種D、17種43.下列屬于我國金融機(jī)構(gòu)組織的是()。A、銀行、保險(xiǎn)公司、農(nóng)村信用合作社、股票交易所信用合作社，證券公司(投資銀行),財(cái)務(wù)公司等。第四類，在境內(nèi)開辦的外資、44.資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarketsoductatalocalstore?Consumerswillonlybewillingtopaymore,estores,iftheyarebuyingsomethingtheycannotgetelsewhere.WhilescaconomyhaveallowedbigChinastoresinAmericatooffercheaperprplayers,localretailersinChinaareabletoundercutpricsinsalaries,benefits,rent,andelectricity.RantpiracyinChincalputersshopsarewillingtoinstallcounterfeitMicrosoftsots,whichmakesitmoreappealingforcustomers.Apartfromfailingtoateitsproductlines,BestBuyalsomadethemistakeoffocusingoflagshipstores,likeintheU.S,ratherthansmaller,convenientlylocailoutlets.Chinamayhaveoneofthehighestcaradoptionsperennialtrafficcongestionsandlackofparkingmeanconsumersofteoshopclosertotheirhomes.Agovernmentbanonfreeshoppingbagshtedinconsumersshoppingmoreoften,butbuyinglesseachtime,furthehepopularityofneighborhoodstores.WhatisthemostlikelydiscussedbeforethesethreeA、BestBuy'sfailureinCB、ChineselocalretaileC、Overseasretailers'struggleinth答案：A解析：本題考查的是推理判斷?！娟P(guān)鍵詞】mostlikelycontent;discussedbeforethesethreeparagraphs【主題句】第1自然段Accordingtoourresearch,Bestedhigherthaninlocalmarkets.根據(jù)我們的研究，中國的百思買被認(rèn)為太貴了，他們的許多產(chǎn)品的價(jià)格都高于當(dāng)?shù)厥袌?。?自然段Apartfromfailingtodifferentiateitsproductlines,BestBuyalsomadethemistaklargeflagshipstores,likeintheU.S,ratherthansmalldretailoutlets.除了未能對(duì)其產(chǎn)品線進(jìn)行區(qū)分之外，百思買也犯了一個(gè)錯(cuò)誤，析】題干意為“在這三段之前，作者最有可能討論的內(nèi)容是是百思買在中國的失敗，故選A。選項(xiàng)B意為“中國本土零售商成功原因”,選項(xiàng)C意為“海外的零售商在中國的艱難境地”,涵蓋的范圍太廣，本文未提及其他的海外零售商。選項(xiàng)D意為“中國零售業(yè)發(fā)展”,均與題意不符。45.“政府的主要作用是掌舵，而不是劃槳”,這一說法是指()。46.下列各項(xiàng)財(cái)政支出中，體現(xiàn)政府非市場性分配活動(dòng)的支出是()。47.下列關(guān)于網(wǎng)絡(luò)帶寬的說法錯(cuò)誤的是()。bit/s,有時(shí)也寫作bps,即bitpersecond)表示。所以A是正確的。帶寬的實(shí)確的。影響帶寬容量的因素有很多，比如網(wǎng)絡(luò)設(shè)備(交換機(jī)、路由器、集線器);硬件防火墻);電力系統(tǒng)和自然災(zāi)害引起的故障率。所以B項(xiàng)是不對(duì)的。48.2009年6月10日臺(tái)灣地區(qū)領(lǐng)導(dǎo)人()宣布參選新一屆中國國民黨主席選舉。49.在會(huì)計(jì)核算原則中，要求合理核算可能發(fā)生的費(fèi)用和損失的原則是指()。50.They'renotallowedcontactwiththeoutsideworIdoranysA、tidy沒有完全的物質(zhì)。”因此選D,不能接觸沒有完全消毒的物質(zhì)。51.本幣升值的影響表現(xiàn)為本國商品的()。解析：本國商品出口以本幣表示價(jià)格，所以出口的商品價(jià)格不變。而本幣升值是指本幣對(duì)外升值，不會(huì)影響國內(nèi)價(jià)格。故本題答案選D。52.在下列有關(guān)賬項(xiàng)核對(duì)中，不屬于賬賬核對(duì)的內(nèi)容是()。A、銀行存款日記賬余額與其總賬余額的核對(duì)B、銀行存款日記余額與銀行對(duì)賬單余額的核對(duì)C、總賬賬戶借方發(fā)生額合計(jì)數(shù)與明細(xì)借方發(fā)生額合計(jì)數(shù)的核對(duì)D、總賬賬戶貸方發(fā)生額合計(jì)數(shù)與明細(xì)貸方發(fā)生額合計(jì)數(shù)的核對(duì)答案：B解析：B選項(xiàng)屬于賬實(shí)核對(duì)。53.資料：AnewChinese-ledinternationaldevelopmentbankannounceditsfirstfourloansonSaturday,pledgingtolend$$509millionforprojectstosprtricpowerinruralBangladesh,upgradelivingconditionsinslumsinlnandimproveroadsinPakistanandTajikistan.Atthefirstoftheaetingsofininstitution,theAsianlnfrastructurelnvestmenpresident,JinLiqun,saidtheprojectswerefinanciallyIlyfriendlyandhadbeenacceptedbythepeopleintjikistanisjustthreemileslong,butitwillhelpcleartrafficcongestiononanimportanttradingroutenearthecapital,Dushanbe.A$$1anisfor40milesofhighwayinPunjabProvincethatwouldpletethelastsectnationalartery,theM-4,thebanksaid.Threeoftheprojithotherinstitutions-theAsianDevelopmentBank,theeanbankforReconstructionandDevelopment-anapproachthatallktobegintheprojectsquickly.Thebank's$165millionltyinruralareasofBangladeshisitsonlystand-aloneproject.Byfinaectswithlong-establishedinstitutions,theBeijing-basedbaequicklybecauseworkonmeetingenvironmentalstandardsandprocieshadbeenpleted,staffmembersatthebanksaid.Althousidea,itisintendedtooperateasaninternationalbankdedicatedhebasicstructuresandfacilitiesneededtostimulatedeMr.JinsaidatanewsconferenceonSaturday.UnlikethevelopmentBank,theAsianlnfrastructurelnvestmentBankplaceslessenthereductionofpoverty,hesaid.Thebank“wasbornwitbutitsupbringingisinternational,"Mr.Jinsaid.Referriinstitutionsthatwillfinancetheprojects,hesaid,"ogether."Thenewbankisbeingwatchedclosely.TheUnitedStatenwhenitwasofferedmembershipin2014.Japanhasalsonotebank.ButPresidentObama'sadministrationwasmostlyconcerwouldchallengethecurrentdevelopmentarchitecture,theBrettonWoodsstyear,Mr.JinhasworkedtoreassureWashington,largelybyagreerojectsthathavealreadybeenapprovedbytheWorldBank,ankandtheEuropeanBank.Hehasalsoemphasizedthatthenewbankwamlinedandstrivetobe"lean,greenandclean."BritainwasthemosteeWesterndemocraciestojointhebank,anditbrokerankswiththedbecameamemberinthefallof2014.0thermembersoftheEuropeanUgFranceandGermany,rushedinafterBritain.ThewithdrawalofBruropeanUnionisnotexpectedtoaffectitsrelationshipwd.“IbelievetheUnitedKingdomwillcontinuetoplayanimportanelopmentofthebank,"hesaidatthenewsconference.Askedifhebelitain'sdecisionshowedthattheoldguardwascrumblingcountrieshaveexpressedinterestinjoiningthebank,andtheysethetwo-daymeeting,Mr.Jinsaid.ThenewmemberswouldefromEasterninAmerica,andcouldjoinasearlyas(缺失)year.Whatdoes"lean"meaninPar答案：C解析：本題考查的是詞義判斷?！娟P(guān)鍵詞】“l(fā)ean”;Paragraph6【主題句】第obe"lean,greenandclean."(他還強(qiáng)調(diào)亞投行的結(jié)構(gòu)將會(huì)較為精煉，努力做到“精干、廉潔和綠色”。)【解析】本題問“第六段的“l(fā)ean”的意思是?”Iean是形容詞，“瘦的、貧乏”的意思，結(jié)合上下文推斷在該文中，這個(gè)詞的意思是不冗余，不臃腫的。選項(xiàng)A,“組織有序的”選項(xiàng)B,“資金完備的”。選項(xiàng)C,“不累贅的”。選項(xiàng)D,“不腐化的”。54.恩格爾系數(shù)是指()占消費(fèi)者總支出的比例。56.Hissisterlefthomein19957.在計(jì)算機(jī)網(wǎng)絡(luò)中，數(shù)據(jù)資源共享指的是()。題正確答案為C成()發(fā)放的貸款。A、It+Tab設(shè)其他條件不變，當(dāng)生產(chǎn)成本上升時(shí)，在坐標(biāo)圖上就表現(xiàn)為這種農(nóng)產(chǎn)品的()。解析：生產(chǎn)成本的變化會(huì)導(dǎo)致供給曲線的位移。生產(chǎn)成本提61.以下不是政府短期債券的市場特征的是()。izeexperienceintothelightestandmostpactMacnoteboginingeveryelementtomakeitnotonlylighterandthinnerbutalssultismorethanjustanewnotebook.It'sthefutureofthenotebhsixth-generationlntelprocessors,improvedgraphicspeashstorage,andupto10hoursofbatterylife.MacBookisevenmorementyouopenyourMacBook,itsgorgeous12-inchRetinadieglassbringseverythingintofocus.Everyphotoleapsoffthescrrantdetail.0ver3millionpixelsrendereachletterwithallestolightonthethinnestRetinadisplayeveronaMac,meticuleliveraboldvisualexperiencewithinanimpossiblyminimaldesign.WhattA、notice解析：本題的問題是“本文的類型是什么?”。選項(xiàng)A意為“通知”;選項(xiàng)B意為“廣告”;選項(xiàng)C意為“提案，提議”;選項(xiàng)D意為“備忘錄”。根據(jù)主題句可知，本文是一個(gè)廣告，故選B。63.資料：KeepingtheZealofaStartupasYouScaleTherearemanyreasonsthatfounder-ledpaniesaresogoodatdisruptingindustriesandmarslow-movingincumbents.Butperhapsthemostpowerfulireatinsurgencies.Theyignoreestablishedindustryrulecreatebetterwaystosolveoldproblems.Theydisdainanythingthatblursocusonthefrontline.Fromtoptobottom,theyareatwaragainstthersonbehalfofundeservedcustomers.Ourresearchonwhatwecalsmentality"showsthatmaintainingastronginsurgentmissionisng-term,sustainablegrowth.Buttopetelongterm,insudevelopscaleandscope,whichveryoftendullstheirinsurgent'says,thisisbecausetheirperspectiveonthefutureslowlychangeeethedaysahead—bothlongandshortterm—asripewithopportuncechangeandchaos.Theyinvestinwhateverittakestoinnovatenewscustomers.Incumbents,ontheotherhand,veryoftenseethefutleadersinvestedheavilyinthestatusquo,innovationanddforthem.Turbulenceerodesprofitability;innovationmarginalizrentproductofferings.Thefutureisnotbetter.Thepanevescalewithoutlosingtheirinsurgentmission---wecallthemnts"--remainacutelyalerttothisdifferenceinperspeghtbackagainsttheverynaturaltendencytoretreatbehindthecaoidfuturechangeandturbulence.Instead,theydowhatinsomepanikeheresy---theymittodisruptingtheirowninsurgencyngthebenefitsofscalerequiresruthlessfocusonawell-ndamitmenttobuildingthesystemsandprocessestosupeddedtotheirbusinessmodel—theyareweddedtowhatwillservetbest.Ratherthanerectingdefensesagainstthefuture,flimitlesshorizons—theideathatapanycanintelligentlyextendthebesofitscoreeveroutward.Whatismaindifferencebetweenan"A、ninsurgentpanyinvestsmoreinthefuturewhileanincumbentpanyinvestsmorB、AninsurgentpanypreC、AninsurgentpanyloveD、Aninsurgentpanyseeschangesasopportunitiesw解析：本題考查的是細(xì)節(jié)理解?！娟P(guān)鍵詞】difference;“insurgent“pany;“incumbent”pany【主題句】第二段Insurgentsseethedaysahead—bothlongandshortterm—asripewithopportunity.Theyembracechastinwhateverittakestoinnovatenewsolutionsforcustomers.(“叛亂企業(yè)”把未來(長期和短期)看成充滿機(jī)遇。他們接受改變和混亂。他們會(huì)為了給消費(fèi)者，把錢投資在尋找新的解決方案上。)Incumbents,ontheotherhand,veryoftenseethefutureasathreat.Asleadersinvestedheavilyinthestatusanddisruptionarenotgoodforthem.(另一方面，領(lǐng)導(dǎo)地位的企業(yè)通常把未來看成威脅。由于領(lǐng)導(dǎo)者大量投資現(xiàn)狀，所以創(chuàng)新和干擾對(duì)于他們來說不是好事)【解析】第3題問“‘叛亂企業(yè)’和‘領(lǐng)導(dǎo)地位企業(yè)'的主要區(qū)別是什么?”。文章第二段談到了兩種企業(yè)的不同之處?！芭褋y企業(yè)”把未來看成充滿機(jī)遇，接受改變和混亂，會(huì)為消費(fèi)者謀福利?！邦I(lǐng)導(dǎo)地位企業(yè)”把未來看成威脅，不喜歡創(chuàng)新和干擾。綜上所述，A選項(xiàng)“‘叛亂企業(yè)’把更多的錢投資在未來，然而‘領(lǐng)導(dǎo)而是說把錢投資在尋找新的解決方案上，故排除A。B選項(xiàng)“和穩(wěn)定相比，叛亂度推理，故排除。C選項(xiàng)“叛亂企業(yè)喜歡挑戰(zhàn)領(lǐng)導(dǎo)地位企業(yè)”,文中并未涉及此64.某市人民政府辦公廳2004年所發(fā)的、排序編為5號(hào)公文的發(fā)文字號(hào)的正確寫A、政辦發(fā)(2004)第5號(hào)B、廳發(fā)20045號(hào)C、政辦發(fā)[2004]5號(hào)D、政發(fā)[2004]5號(hào)處理?xiàng)l例》和《國家行政機(jī)關(guān)公文處理辦法》中均作出了明確規(guī)定，綜合起來，機(jī)關(guān)的發(fā)文字號(hào)。其具體要求是：(1)發(fā)文字號(hào)三個(gè)構(gòu)成要位(即1不編為001,不加“第”字);(2)黨政機(jī)關(guān)的發(fā)文字號(hào)以分開為宜：(3)政協(xié)、政法委三機(jī)關(guān)的代字都會(huì)編成“×政發(fā)”),要力求避免；(6)在機(jī)關(guān)代字中，要不要注明承辦部門的代字，可視具體情況而定：(7)發(fā)文字號(hào)的下側(cè)：(8)公文的發(fā)文字號(hào)，一般用3號(hào)仿宋體字標(biāo)識(shí)。65.下列關(guān)于運(yùn)人行進(jìn)行核算的會(huì)計(jì)分錄，正確的是()。66.Manysourcesofinformationcanourchanceso當(dāng)前世界時(shí)事的機(jī)會(huì)。”A選項(xiàng)“提高，增加”,B選項(xiàng)“擴(kuò)大，擴(kuò)張”,C選項(xiàng)“限制，限度”,D選項(xiàng)“想象，猜想”。根據(jù)句義，enhancechance,意為“增加機(jī)會(huì)”。67.()假設(shè)是指在可以預(yù)見的將來，企業(yè)將會(huì)按當(dāng)前的規(guī)模和狀態(tài)繼續(xù)經(jīng)營下68.降低利率，降低存款準(zhǔn)備金率，以促進(jìn)經(jīng)濟(jì)增長。這種手段屬于()。貨幣供給和利率.進(jìn)而影響宏觀經(jīng)濟(jì)的方針和措施A、outfor“看不起，輕視”。C選項(xiàng)lookinon“順便拜訪”。D選項(xiàng)look解析：本題執(zhí)行的是邏輯運(yùn)算D3<=60,由于D3單元格中的數(shù)值為70,因此70<=60的運(yùn)算結(jié)果為Fa1se。71.單位定期存款計(jì)息采用()。A、逐筆對(duì)年對(duì)月計(jì)息C、余額表計(jì)息解析：A單位定期存款計(jì)息采用逐筆對(duì)年對(duì)月計(jì)息的方法。72.Thegovernmenthastotryeverymeanstotherateofinflation.答案：B解析：本題考查動(dòng)詞短語辨析。題目意為“政府必須想方設(shè)法降低通貨膨脹率?！盇選項(xiàng)“帶回，還回”,B選項(xiàng)“降價(jià)”,C選項(xiàng)“提出，展示”,D選項(xiàng)“導(dǎo)致，引起”。根據(jù)題意，政府想要降低通貨膨脹率。73.下列關(guān)于公告與通告的區(qū)別表述錯(cuò)誤的是()。A、從知照范圍看，公告面向國內(nèi)外，而通告面向一定轄區(qū)范圍的群眾B、從性質(zhì)上看，公告內(nèi)容屬重要事項(xiàng)或法定事項(xiàng)，重在知照性；通告內(nèi)容專業(yè)性較強(qiáng)，或宣布行政措施，或告知具體事務(wù)，兼有知照和約束的性質(zhì)C、從發(fā)布方式看，公告一般通過新聞媒體發(fā)布，通告采用在相關(guān)地區(qū)張貼或登報(bào)、廣播的方式D、從公文類型上看，公告屬于法定公文，通告屬于事務(wù)文書解析：公告、通告都屬于法定公文，事務(wù)文書是機(jī)關(guān)、團(tuán)體、企事業(yè)單位處理日常事務(wù)所使用的非正式文件的統(tǒng)稱，如計(jì)劃、總結(jié)、簡報(bào)、報(bào)表、記錄、調(diào)查報(bào)告等。故本題答案選D。74.美國的高盛公司、摩根·斯坦利公司、日本的野村證券等投資銀行的形式在世界范圍內(nèi)廣泛存在，并且它們都有各自擅長的專業(yè)方向。高盛公司、摩根·斯坦利公司等投資銀行屬于()類型的投資銀行。A、獨(dú)立的專業(yè)性銀行B、商人銀行C、全能性銀行解析：美國的高盛公司、摩根·斯坦利公司、日本的野村證券等投資銀行是獨(dú)立的專業(yè)性銀行。75.IntheheartofPatagoniaarea,glaciersriseinthemidstofalpinemeadows,closeenoughtohikerightuptoand().A、touched答案：B解析：四個(gè)選項(xiàng)皆為touch“觸摸”的不同形式。題目意為“在巴塔哥尼亞的中心地帶，冰川躍然于百岳和高山草甸之中，近得足夠徒步攀登和觸摸。"and連接的兩個(gè)并列結(jié)構(gòu)時(shí)態(tài)應(yīng)該保持一致，而本題中and連接的前面的詞是hike,是動(dòng)詞原形，所以touch也應(yīng)該使用動(dòng)詞原形。因此選B。76.期權(quán)交易中的選擇權(quán)，屬于交易中的()。本質(zhì)上講.期權(quán)實(shí)質(zhì)上是在金融領(lǐng)域中將權(quán)利和義務(wù)作賣方；買方即是權(quán)利的受讓人，而賣方則是必須履行77.金融市場按交易性質(zhì)可劃分為()。78.In2012,thelastfloodhitthesouthwesternp解析：本題目意為“2012年，最后一場洪水襲擊了荷蘭的西南部，造成1800多人傷亡。”選項(xiàng)A意為“不利的，有害的”;選項(xiàng)B意為“激進(jìn)的，徹底的，根本的”;選項(xiàng)C意為“嚴(yán)峻的，嚴(yán)厲的”;選項(xiàng)D意為“災(zāi)難性的，損失79.下列選項(xiàng)中，表述不準(zhǔn)確的一項(xiàng)是()。D、商業(yè)銀行的分離、合并，應(yīng)當(dāng)經(jīng)國務(wù)院銀行業(yè)監(jiān)督管理機(jī)構(gòu)審查批準(zhǔn)解析：根據(jù)《商業(yè)銀行法》第43條的規(guī)定，商業(yè)銀行在中華人民共和國境內(nèi)不80.資料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOffitheCurrency(OCC);thesearereferredtoas"Nationates-charteredbankswhichreceivetheircharterfromthesuper"StateBanks".Banksareallowedtoregistereitherwiththeauthority.Letusnowlookattheorganizationalstructureofmechincludeunitbanking,groupbankingandbranchbanking.Themainicofunitbankingisthatitcanoperateonlyasinglefullselocation.Unitbankinginstitutionsarenotallowedtohavebrawever,unitbankingdoesnotnecessarilyhavetobesmall.Infact,manyuniarequitelarge.Groupbankingreferstobankingoperationsconducteationowningmorethanonebank.Thegroupbankingsystemusuallyeteswherebranchbankingisprohibited.Asforbranching,itissometimesdto"limitedbranching"or"statesidebranching".Limitedbranchingsbanktooperatebrancheswithingeographicterritoriesauthorizlaw.Statesidebranchingimpliesthatbankbranchesareaerewithinthestate.NewYorkState,California,FloridaandsoesidebranchbankingareaswhichMinnesota,Arkansas,lowerandoedbranchingareas.IntheUnitedStates,therearealsospecializingtheEdgeActBanks,theinternationalBankingFacilthesavingbanks,thesavingsandloansassociations,thecreditunionsandnmentownedandtheRealEstatelnvestmentTrust(TEITkfinancialinstitutionsintheUSA,includingthesecurandmercialfinancepanies,themortgagebankersandtheRealEstarust(REIT).Letusnowl