個(gè)人、商業(yè)保險(xiǎn)中英術(shù)語合集

1、個(gè)人、商業(yè)保險(xiǎn)中英文術(shù)語詞匯表AAbandonment 委付Absolute assignment 完全轉(zhuǎn)讓Accelerated death benefit 加速死亡給付Accident 意外事故Accidental death benefit 意外死亡保險(xiǎn)金Accounts receivable coverage form 應(yīng)收賬款保單Actual cash value (ACV) 實(shí)際現(xiàn)金價(jià)值A(chǔ)ctual cash value 實(shí)際現(xiàn)金價(jià)值A(chǔ)ctual Cash Value-Mobile home 實(shí)際現(xiàn)金價(jià)值-活動(dòng)房屋Additional auto 新增車輛Additional ins

2、ured endorsement 附加被保險(xiǎn)人批單Additional interests-residence premises endorsement 額外利益-住宅房產(chǎn)批單Additional limits of liability coverages A, B, C and D 保障A 、B、 C、D 額外責(zé)任限額批單Additional residence rented to others endorsement 其他出租住宅批單Advertising injury 傳播性傷害Aggregate excess 累計(jì)超額Aggregate limit 累計(jì)限額Agreed value 議

3、定價(jià)值A(chǔ)ircraft insurance 飛機(jī)保險(xiǎn)All-risk 一切險(xiǎn)Alteration 改動(dòng)American Association of Insurance Service 美國(guó)保險(xiǎn)服務(wù)協(xié)會(huì)Annual transit policy 年度貨物運(yùn)輸保單Annuity 年金Appraisal 估價(jià)、公估Arbitration 仲裁Assignment Clause 轉(zhuǎn)讓條款A(yù)ssignment 轉(zhuǎn)讓Assumption of liability 承擔(dān)責(zé)任Auto insurance plan 汽車保險(xiǎn)計(jì)劃Auto physical damage 汽車車身物質(zhì)損失Auto 汽車Autom

4、atic premium loan provision 自動(dòng)保費(fèi)貸款條款A(yù)voidance 規(guī)避BBailee customers policy 委托人顧客保單Bailee 受托人Bailor 寄托人Basic medical expense coverage 基本醫(yī)療費(fèi)用保障 Beachfront and windstorm plan 海濱地區(qū)和暴風(fēng)雨計(jì)劃Beneficiary designations 受益人指定條款Betterment 改良Bid bonds 投標(biāo)保證Bill of lading 提單Blackout period 社會(huì)保障津貼暫停期Blanket insurance 總

5、括保險(xiǎn)Bobtail and deadhead coverage 短尾呆頭保障Bodily injury 人身傷害Boiler and machinery coverage form 鍋爐和機(jī)器保障格式Boiler and machinery insurance 鍋爐和機(jī)器保險(xiǎn)Boiler 鍋爐Bonds 債券BOP special property coverage form 企業(yè)所有人保險(xiǎn)單特別財(cái)產(chǎn)保障格式BOP standard property coverage form 企業(yè)所有人保險(xiǎn)單標(biāo)準(zhǔn)財(cái)產(chǎn)保障格式Breach of contract 違約Broad theft coverage

6、 擴(kuò)展盜竊險(xiǎn)Builders risk coverage form 建筑商風(fēng)險(xiǎn)保障格式Building and personal property coverage form(BPP) 建筑商和個(gè)人財(cái)產(chǎn)保障格式Building 建筑物Burglary and robbery optional coverage 盜竊和搶劫選擇性保障Burglary 盜竊Business auto coverage form 商業(yè)汽車保障格式Business income (and extra expense) coverage age form 營(yíng)業(yè)收入（包括額外費(fèi)用）保障格式Business income (

7、without extra expense) coverage form 營(yíng)業(yè)收入（不包括額外費(fèi)用）保障格式Business income changes- educational institutions endorsement 營(yíng)業(yè)收入變化-教育機(jī)構(gòu)批單Business income insurance 營(yíng)業(yè)收入保險(xiǎn)Business income premium adjustment endorsement 營(yíng)業(yè)收入保單保費(fèi)調(diào)整批單Business income 營(yíng)業(yè)收入Business owners liability coverage form 企業(yè)所有人責(zé)任保障格式Business

8、owners policy (BOP) 企業(yè)所有人保險(xiǎn)單Business personal property 商用個(gè)人財(cái)產(chǎn)Business pursuits endorsement 商業(yè)事務(wù)批單CCalendar-year deductible 日歷年度免賠額Camera and musical instrument dealer coverage form 照相機(jī)和樂器經(jīng)銷商保單格式Cancellation 撤銷（保單）Capital appreciation 資本升值Car pools 汽車合用組織Cargo war risk policy 貨物運(yùn)輸戰(zhàn)爭(zhēng)風(fēng)險(xiǎn)保單Cause of loss

9、損失原因Causes of loss forms 損失原因格式Causes of loss-basic form 損失原因-基本格式Causes of loss-broad form 損失原因-廣義格式Causes of loss-earthquake form 損失原因-地震保單Causes of loss-special form 損失原因-特殊格式Civil law 民法Claim expenses 理賠費(fèi)用Claims-made coverage trigger 提出索賠式觸發(fā)機(jī)制Class beneficiary 集體受益人Class code 類別號(hào)Class rating 分級(jí)費(fèi)

10、率Coinsurance 共同保險(xiǎn)（共保）Collapse 倒塌Collateral assignment 擔(dān)保性轉(zhuǎn)讓Collision coverage 碰撞保障Collision damage waiver 碰撞損失棄權(quán)書Collision insurance 碰撞保險(xiǎn)Collision 碰撞Combined single limit 綜合單一限額Commercial automobile insurance 商業(yè)汽車保險(xiǎn)Commercial crime insurance 商業(yè)犯罪保險(xiǎn)Commercial general liability insurance 商業(yè)普通責(zé)任保險(xiǎn)Comme

11、rcial insurance 商業(yè)保險(xiǎn)Commercial Lines Manual (CML) 商業(yè)保險(xiǎn)手冊(cè)Commercial package policy(CPP) 商業(yè)一攬子保險(xiǎn)保單Commercial property conditions form 商業(yè)財(cái)產(chǎn)保險(xiǎn)條件格式Commercial property conditions 商業(yè)財(cái)產(chǎn)保險(xiǎn)承保條件Commercial property coverage form 商業(yè)財(cái)產(chǎn)保障格式Commercial property coverage part 商業(yè)財(cái)產(chǎn)保障部分Commercial property declaration p

12、age 商業(yè)財(cái)產(chǎn)保單聲明頁Commercial property insurance 商業(yè)財(cái)產(chǎn)保險(xiǎn)Common carriers 一般承運(yùn)人Common policy conditions 一般保單條件Common stock 普通股Comparative negligence law 比較過失法Compensatory damages 補(bǔ)償性損害賠償金Competitive state funds 競(jìng)爭(zhēng)性州基金Completed operations liability exposure 完工責(zé)任風(fēng)險(xiǎn)Comprehensive coverage 綜合保障Compulsory insuranc

13、e law 強(qiáng)制保險(xiǎn)法Computer fraud 計(jì)算機(jī)行竊Concealment 隱瞞Concurrent causation 并發(fā)損失Conditionally renewable條件可續(xù)保Condominium association coverage form 共有產(chǎn)權(quán)機(jī)構(gòu)保單格式Condominium association insurance 共管住宅協(xié)會(huì)保險(xiǎn)Condominium commercial unit-owners coverage form 共有產(chǎn)權(quán)商業(yè)單元所有人保單格式Condominium declaration 共管住宅聲明書Condominium maste

14、r policy 共管住宅業(yè)主保單Condominium units 共管住宅單位Condominium 共管住宅Consequential damage endorsement 后續(xù)損失批單Contingent beneficiary 或有受益人Continuing expenses 繼續(xù)發(fā)生的費(fèi)用Contract bonds 合同保證Contract carriers 合同承運(yùn)人Contract 合同Contractors equipment floater 承運(yùn)人設(shè)備運(yùn)輸保險(xiǎn)Contractual liability 合同責(zé)任Contributory negligence law 共有過

15、失法Contributory plan 分?jǐn)傂陀?jì)劃Convertible 可轉(zhuǎn)換Cooperative unit 共有單元Coordination-of-benefit provision 協(xié)調(diào)給付條款Corridor deductible 通道免賠額Cost-of-living rider 生活成本調(diào)整附加條款Court bond 法庭擔(dān)保Coverage C increased special limits of liability 保障C提高特殊責(zé)任限額批單Coverage for damage to your auto (Max limit of liability) endorsem

16、ent 車輛損失險(xiǎn)（最大責(zé)任限額）批單Coverage for damage to your auto 車輛損失險(xiǎn)Coverage for excess sound reproducing equipment, audio visual and data electronic equipment, and tapes, records, disks and other media endorsement 額外的聲音復(fù)制設(shè)備，聲頻，視頻及數(shù)據(jù)電子設(shè)備，磁帶、錄制品唱片以及其他媒介保險(xiǎn)批單Coverage symbols 承保標(biāo)志Credit card, fund transfer card, f

17、orgery and counterfeit money coverage endorsement 信用卡、轉(zhuǎn)賬卡、偽造品和偽幣保險(xiǎn)批單Credit card, fund transfer card, forgery and counterfeit money 信用卡、轉(zhuǎn)賬卡、偽造品和偽幣Crime insurance 犯罪保險(xiǎn)Criminal law 刑法Current assumption whole life insurance 當(dāng)期假設(shè)終身壽險(xiǎn)Current interest rate 當(dāng)期利率Currently insured 目前被保險(xiǎn)Custodian 管理人Customizin

18、g equipment coverage endorsement 定制設(shè)備保險(xiǎn)批單DDamages 損害賠償金Damages 損失Debris removal 損遺物清理Declaration 說明Decreasing term insurance 保額遞減型定期壽險(xiǎn)Deferred annuity 延期年金Defined benefit plan 規(guī)定收益計(jì)劃Defined contribution plan 規(guī)定繳費(fèi)計(jì)劃Dental insurance 牙科保險(xiǎn)Dependency period 依賴期Dependent property exposures 連帶財(cái)產(chǎn)風(fēng)險(xiǎn)（間接營(yíng)業(yè)中斷風(fēng)險(xiǎn)

19、）Destruction 毀壞DIC, difference in conditions policy 補(bǔ)足保險(xiǎn)保單Difference in conditions (DIC) insurance 補(bǔ)足保險(xiǎn)Difference in conditions (DIC) policy 補(bǔ)足保險(xiǎn)保單Diminution in value 貶值Directors and officers liability policies 董事和經(jīng)理人責(zé)任保險(xiǎn)單Disability income insurance 傷殘收入保險(xiǎn)Disability insured 傷殘被保險(xiǎn)Disappear 消失Discover

20、y period 發(fā)現(xiàn)期Dismemberment 失能Diversification 多元化Dividend options 紅利支付選擇權(quán)條款Drop down coverage 順延責(zé)任保障Dwelling policy 住宅保單EEach occurrence limit 每一事件限額Earthquake endorsement 地震批單Education IRA 教育IRAElectronic data processing (EDP) equipment floater 電子數(shù)據(jù)處理設(shè)備運(yùn)輸流動(dòng)保單Eligibility period 資格期Elimination period 免

21、責(zé)期間Emergency program 緊急計(jì)劃Employee benefits liability insurance 雇員福利責(zé)任保險(xiǎn)Employee dishonesty optional coverage 雇員欺詐行為選擇性保障Employee dishonesty 雇員不忠誠(chéng)Employee 雇員Employers non ownership liability 非雇主所有的汽車責(zé)任Employment practices liability insurance 雇用行為責(zé)任保險(xiǎn)Endorsement 批單Ensuing losses 繼發(fā)損失Equipment dealers

22、coverage form 設(shè)備經(jīng)銷商保單格式Errors and omissions liability policy 過錯(cuò)和遺漏責(zé)任保單Estate clearance fund 遺產(chǎn)清理基金Estate settlement 遺產(chǎn)分配Evidence of insurability 可保性證明Excess liability policies 超額責(zé)任保單Exclusive provider organization 專門供應(yīng)者組織Expediting expenses 加速費(fèi)用Experience rating plan 經(jīng)驗(yàn)費(fèi)率計(jì)劃Exposure 風(fēng)險(xiǎn)，風(fēng)險(xiǎn)載體Extended b

23、usiness income 延長(zhǎng)期營(yíng)業(yè)收入Extended non-owned coverage for named individual endorsement 為記名被保險(xiǎn)人擴(kuò)展非自有車輛責(zé)任批單Extended period of indemnity 補(bǔ)償?shù)难娱L(zhǎng)期期限Extended reporting period 延長(zhǎng)報(bào)告期Extended term insurance 展期保險(xiǎn)Exterior glass optional coverage 外部玻璃選擇性保障Extortion 敲詐勒索Extra expense coverage form 額外費(fèi)用保障格式Extra expen

24、ses 額外費(fèi)用Extraterritorial provisions 治外法權(quán)條款FFAIR plans, beachfront and windstorm plans 公平保險(xiǎn)需求計(jì)劃（FAIR），海岸及風(fēng)暴計(jì)劃FAIR, Fair Access to Insurance Requirements Plans 公平保險(xiǎn)需求計(jì)劃Farm insurance policies 農(nóng)場(chǎng)保險(xiǎn)保單Farm insurance 農(nóng)場(chǎng)保險(xiǎn)Farmers personal liability endorsement 農(nóng)場(chǎng)主個(gè)人責(zé)任批單Fatality rate 事故死亡率FDIC, federal depo

25、sit insurance corporation 聯(lián)邦儲(chǔ)蓄保險(xiǎn)公司Federal surety bond 聯(lián)邦保證保險(xiǎn)FEMA 聯(lián)邦緊急事務(wù)管理局Fiduciary bond 信托擔(dān)保Fiduciary liability insurance 信托責(zé)任保險(xiǎn)Film coverage form 影視保單Financial institution bonds 金融機(jī)構(gòu)保證保險(xiǎn)Financial planning 財(cái)務(wù)計(jì)劃Financial responsibility 經(jīng)濟(jì)責(zé)任法Finish stock 制成品存貨Fire damage limit 火損限額Fire department ser

26、vice charge 消防費(fèi)用Fire department service charge 消防局服務(wù)費(fèi)用Fire legal liability coverage 火宅法律責(zé)任保障First named insured 第一指定被保險(xiǎn)人First party insurance 第一方保險(xiǎn)First-party insurance 第一方汽車責(zé)任保險(xiǎn)Fixed annuity 定額年金Fixed-amount option 固定給付金額方式Fixed-period option 固定給付期限方式Flat deductibles 統(tǒng)一免賠額Flexible-premium annuity 可

27、變保費(fèi)年金Flood insurance policies 洪水保險(xiǎn)保單Floor plan coverage form 抵押物保單格式Forgery 偽造Freight 運(yùn)費(fèi)Friendly fire 善意之火Functional replacement cost 同功能重置成本GGarage business 汽車經(jīng)營(yíng)業(yè)務(wù)Garage coverage form 汽車服務(wù)商保單Garage keepers insurance 車輛照管人保險(xiǎn)Garage policy 車庫保險(xiǎn)General aggregate limit 全部累計(jì)限額General average 共同海損General

28、damages 一般損害賠償金General provision 一般條款Glass coverage form 玻璃保險(xiǎn)Glass or safety glazing material 玻璃或安全玻璃材料Grace period 寬限期Guaranteed cost policies 成本保證保單Guaranteed insurability 保證可保性Guaranteed renewable 保證可續(xù)保HHealth insurance, including Medicare 健康保險(xiǎn)，包括政府醫(yī)療保障保險(xiǎn)Health maintenance organization 健康維持組織High

29、ly protected risks 高度保護(hù)風(fēng)險(xiǎn)HO- 6 unit-owners form HO-6 共同所有者格式HO-2 broad form HO-2 廣義格式HO-4 contents broad form HO-4 室內(nèi)物品擴(kuò)展格式HO-8 modified coverage form HO-8修改的承保范圍格式Hold harmless agreement 免除傷害協(xié)議Home business endorsement 家庭商業(yè)保險(xiǎn)批單Home business insurance coverage endorsement 家庭商業(yè)保險(xiǎn)保障批單Home day care cov

30、erage endorsement 家庭日托保險(xiǎn)批單Homeowner policy 屋主保單Homeowners 3 special form 屋主保單3號(hào)特殊格式Hospital expense insurance 住院費(fèi)用保險(xiǎn)Hostile fire 惡意之火HPR insurance 高度保護(hù)風(fēng)險(xiǎn)保單Hull insurance 船舶保險(xiǎn)Hull 船體Human loss exposure 人身損失風(fēng)險(xiǎn)（載體）IImmediate annuity 即期年金Implied permission 默認(rèn)許可Improvements and betterments 提高和改良Incidenta

31、l farming personal liability endorsement 附屬性農(nóng)場(chǎng)個(gè)人責(zé)任批單Incidental motorized land conveyance endorsement 偶用機(jī)動(dòng)化陸地交通工具批單Incontestable clause 不可爭(zhēng)條款I(lǐng)ncreased limit on personal property in other residence endorsement其他居所個(gè)人財(cái)產(chǎn)提高責(zé)任限額批單Independent contractor 獨(dú)立訂約人Inflation guard endorsement 抵消通貨膨脹批單Inflation gua

32、rd 通貨膨脹保護(hù)Inland marine insurance 內(nèi)陸運(yùn)輸保險(xiǎn)Installation floater 安裝流動(dòng)保單Insurable interest 可保利益Insured contract 被保險(xiǎn)合同Insured location 承保區(qū)域Insured status 被保險(xiǎn)資格Intentional tort 故意侵權(quán)Interest option 利息給付方式Interest-sensitive life insurance 利率敏感型壽險(xiǎn)Interior glass optional coverage 內(nèi)部玻璃選擇性保障Investing 投資Investment

33、 risk 投資風(fēng)險(xiǎn)Irrevocable beneficiary 不可變更受益人ISO, Insurance Service Office 保險(xiǎn)服務(wù)局ISOs homeowners policy program manual ISO屋主保單計(jì)劃手冊(cè)JJewelers block coverage form 珠寶保單格式Joint-and-survivor income option 共同生存收入方式JUAs 聯(lián)合承保協(xié)會(huì)Judgment rating 判斷定費(fèi)發(fā)Judicial bond 司法保證KKeogh plan 基奧計(jì)劃LLandlords furnishings 房東的家具Lega

34、l liability 法律責(zé)任Liability coverage 責(zé)任險(xiǎn)Liberalization clause 自動(dòng)承保條款License bond 執(zhí)照擔(dān)保Lien holder 留置權(quán)人Life income option 終身收入方式Life insurance amount 人壽保險(xiǎn)限額Life insurance 人壽保險(xiǎn)Limited Mexico coverage endorsement 有限制的墨西哥保險(xiǎn)批單Limited payment life insurance 限期繳費(fèi)終身壽險(xiǎn)Limited theft coverage 有限盜竊險(xiǎn)Line of busines

35、s 業(yè)務(wù)范圍Liquidity 流動(dòng)性Liquor liability coverage form 酒類責(zé)任保單格式Litigation 起訴Livestock collision coverage endorsement 家畜碰撞險(xiǎn)批單Long-term care insurance 長(zhǎng)期護(hù)理保險(xiǎn)Loss adjustment endorsement 損失調(diào)整批單Loss assessment coverage endorsement 損失追征金保險(xiǎn)批單Loss assessment coverage 損失評(píng)估保障Loss assessment 損失追征金Loss conditions 損失

36、條件Loss control 損失控制Loss cost 損失費(fèi)用Loss exposure 損失風(fēng)險(xiǎn)Loss prevention 防損Loss reduction 減損MMail coverage form 郵件保單Maintenance bond 維修保證Maintenance of underlying insurance condition 維持基本保險(xiǎn)條件Maintenance of underlying insurance condition 下層保單的維持條件Major medical insurance 大宗醫(yī)療費(fèi)用保險(xiǎn)Managed care plans 管理醫(yī)療計(jì)劃Mar

37、ine extension clauses 海上保險(xiǎn)擴(kuò)展保障條款Marine insurance 運(yùn)輸保險(xiǎn)Market value 市場(chǎng)價(jià)值Master deed 業(yè)主證書Material fact 重要事實(shí)Material misrepresentation 重大不實(shí)告知Maximum period of indemnity 最長(zhǎng)補(bǔ)償期限Maximum probable loss (MPL) 最大可能損失Mechanical breakdown optional coverage 機(jī)械故障選擇性保障Medicaid 政府醫(yī)療補(bǔ)助計(jì)劃Medical expense limit 醫(yī)療費(fèi)用限額Me

38、dical payment coverage 醫(yī)療費(fèi)用賠償險(xiǎn)Medical payment insurance 醫(yī)療給付保險(xiǎn)Medical payments to others 他人醫(yī)療費(fèi)用保險(xiǎn)Medicare 政府醫(yī)療保障計(jì)劃Messenger 信使Mint condition 完好無損Miscellaneous real property coverage 混合不動(dòng)產(chǎn)保障Miscellaneous type vehicle amendment(motor home)其他車輛修正批單（移動(dòng)房車）Miscellaneous type vehicle endorsement 多種車輛保險(xiǎn)Misc

39、ellaneous type vehicle endorsement 其他車輛保險(xiǎn)批單Misrepresentation 不實(shí)告知Misrepresentation 誤告Misstatement of age or sex 年齡或性別誤報(bào)條款Mobile equipment 機(jī)動(dòng)設(shè)備Mobile home endorsement 活動(dòng)房屋批單Mobile home insurance 活動(dòng)房屋保險(xiǎn)Mobile home lienholders single interest 活動(dòng)房屋留置權(quán)人單方面利益Monetary threshold 貨幣臨界Money and securities opt

40、ional coverage 貨幣和證券選擇性保障Money purchase pension plan 保費(fèi)基準(zhǔn)制養(yǎng)老金計(jì)劃Money 現(xiàn)金Monocline policy 單一保險(xiǎn)保單Monopolistic state funds 壟斷性州基金Monthly limit of indemnity 每月補(bǔ)償限額Moral hazard 道德風(fēng)險(xiǎn)Motor carrier coverage form機(jī)動(dòng)車承運(yùn)人保單格式Motor truck cargo insurance 卡車貨運(yùn)保險(xiǎn)Multistate revisions 多州修訂本Mutual funds 共同基金NNamed insu

41、red 記名被保險(xiǎn)人National Council on Compensation Insurance 美國(guó)勞工保險(xiǎn)委員會(huì)National flood insurance program (NFIP) 全國(guó)洪水保險(xiǎn)計(jì)劃National flood insurance program, NFIP國(guó)家洪水保險(xiǎn)計(jì)劃National security Council 國(guó)家安全理事會(huì)Nationwide marine definition 全國(guó)范圍運(yùn)輸定義Needs approach 需求法Net income 凈收入Net worth 凈財(cái)富Newly acquired auto 新置車輛No-fa

42、ult automobile insurance 無過失汽車保險(xiǎn)Non cancelable 不可撤銷Non forfeiture options 不喪失價(jià)值選擇權(quán)條款Nonfiled policies 非歸檔保單Noninsurance transfer 非保險(xiǎn)風(fēng)險(xiǎn)轉(zhuǎn)移Non-owned auto 非自有車輛Nonparticipating policies 非分紅型保單Nonrenewable 拒絕續(xù)保OObject definitions endorsements 對(duì)象定義批單Object 對(duì)象Obligee 權(quán)利人Occurrence coverage trigger 事故發(fā)生式觸發(fā)機(jī)

43、制Occurrence limit 事故限額Occurrence 事件Ocean marine insurance 海洋運(yùn)輸保險(xiǎn)Open cargo policy 預(yù)約貨物運(yùn)輸保單Operation 經(jīng)營(yíng)Operations liability exposure 業(yè)務(wù)經(jīng)營(yíng)責(zé)任保險(xiǎn)Ordinance or law coverage 法令或法律保險(xiǎn)Ordinance or law 法令或法律Ordinance or law-increased amount of coverage endorsement 法令或法律提高保險(xiǎn)金額批單Ordinance or law-increased period

44、of restoration endorsement 法令或法律增加的恢復(fù)期間批單Ordinary life insurance 普通壽險(xiǎn) Ordinary payroll limitation or exclusion endorsement 普通工人工資限制或除外責(zé)任批單Other insurance 其他保險(xiǎn) Other structure 其他建筑Other structure-increased limits endorsement 其他建筑提高責(zé)任限額批單Other-than-collision loss 非碰撞損失Outdoor signs optional coverage 室

45、外標(biāo)志選擇性保障Out-of-state coverage 州外保險(xiǎn)Owner-operators 所有者-運(yùn)營(yíng)者Owners and contractors protective liability coverage 所有人和承包商保護(hù)性責(zé)任批單PPackage modification factors 一攬子保單修正系數(shù)Package policy 一攬子保險(xiǎn)保單Paid-up additions 增額繳清保險(xiǎn)Participating policies 分紅型保單Particular average 單獨(dú)海損Payment bond 支付保證Peak season limit of in

46、surance endorsement 高峰季節(jié)保險(xiǎn)金額批單Performance bond 履約保證Peril 風(fēng)險(xiǎn)事故Perils of the seas 海上危險(xiǎn)Period of restoration 恢復(fù)期間Permanent partial disability永久部分殘疾Permanent total disability 永久全殘Permit bond 允許擔(dān)保Permitted incidental occupancies-residence premises endorsement許可的附屬性占有住宅房產(chǎn)批單Permitted incidental occupancy e

47、ndorsement 許可的附屬性占用批單Personal and advertising injury limit 個(gè)人傳播性傷害限額Personal articles floater 個(gè)人特定財(cái)產(chǎn)保險(xiǎn)Personal articles floater 個(gè)人物品流動(dòng)保險(xiǎn)單Personal auto insurance 個(gè)人汽車保險(xiǎn)Personal auto policy 個(gè)人汽車保單Personal effects floater 個(gè)人流動(dòng)物品保單Personal injury endorsement 個(gè)人傷害批單Personal injury protection個(gè)人傷害保障Persona

48、l injury 個(gè)人傷害Personal insurance 個(gè)人保險(xiǎn)Personal liability supplement 個(gè)人責(zé)任補(bǔ)充保險(xiǎn)Personal loss exposure 個(gè)人損失風(fēng)險(xiǎn)，個(gè)人損失風(fēng)險(xiǎn)載體Personal property floater 個(gè)人財(cái)產(chǎn)流動(dòng)保險(xiǎn)單Personal property of others 他人個(gè)人財(cái)產(chǎn)Personal property replacement cost endorsement 個(gè)人財(cái)產(chǎn)重置成本批單Personal risk management 個(gè)人風(fēng)險(xiǎn)管理Personal umbrella liability ins

49、urance 個(gè)人傘式責(zé)任保險(xiǎn)Physical coverage 車身損失險(xiǎn)Physical damage coverage 物質(zhì)損失險(xiǎn)Physicians visits insurance 醫(yī)生診費(fèi)保險(xiǎn)Physicians and surgeons equipments coverage form 醫(yī)師用具保單格式Physicians professional liability policy 內(nèi)科醫(yī)生職業(yè)責(zé)任保單Pickup 小型運(yùn)貨車PIP endorsement 人身傷害保障批單Point-of-service plan 自選醫(yī)療服務(wù)機(jī)構(gòu)計(jì)劃Policy period 保單期Pollu

50、tant cleanup and removal 污染物清理和轉(zhuǎn)移Pollution liability coverage form 污染責(zé)任保單格式Portability 可移植性Post judgment interest 判決后利息Power, heat, and refrigeration Endorsement 供電、加熱及制冷費(fèi)用批單Pre judgment interest 預(yù)斷利息Pre-existing conditions 既存病況Preferred provider organization 優(yōu)先供應(yīng)者組織Preferred stock 優(yōu)先股Premature deat

51、h 早逝Premise liability exposure 營(yíng)業(yè)場(chǎng)所責(zé)任風(fēng)險(xiǎn)Premises alarm or fire protection system endorsement 居所警報(bào)或防火系統(tǒng)批單Premium audit 費(fèi)率審計(jì)Premium base 保費(fèi)基礎(chǔ)Preservation of property 財(cái)產(chǎn)保存Presumptive disability 推定傷殘Principal 被保證人Principle Liability Coverage 基本責(zé)任保險(xiǎn)Private carriers 私人承運(yùn)人Private passenger auto 私人轎車Pro rata

52、 refund 比例返還Probate 遺囑檢驗(yàn)Products liability exposure 產(chǎn)品責(zé)任風(fēng)險(xiǎn)Products-completed operations aggregate limit 產(chǎn)品及完工累計(jì)限額Professional liability policies 職業(yè)責(zé)任保險(xiǎn)單Professional liability 職業(yè)責(zé)任Profit sharing plan 利潤(rùn)分享計(jì)劃Proof of loss 損失證明Property damage 財(cái)產(chǎn)損壞Property exposed to loss 受險(xiǎn)財(cái)產(chǎn)Property loss exposure 財(cái)產(chǎn)損失風(fēng)

53、險(xiǎn)Property other than money and securities 現(xiàn)金和有價(jià)證券外的其他財(cái)產(chǎn)Property removed increased limit 提高移走財(cái)產(chǎn)責(zé)任限額Property removed 移走的財(cái)產(chǎn)Protection and indemnity (R&I) insurance 保賠保險(xiǎn)Protection and indemnity insurance 保護(hù)和賠償金保險(xiǎn)Punitive damages 懲罰性損害賠償金RRate 費(fèi)率Rater 費(fèi)率厘定人Rating factors 費(fèi)率因素Rating 費(fèi)率制定Readjustment perio

54、d 重整期Real estate investment trusts(REITs)不動(dòng)產(chǎn)投資信托Real estate 不動(dòng)產(chǎn)Reasonable repairs 合理的修理Reduced paid-up insurance 減額繳清保險(xiǎn)Reentry 再投保Regular program 常規(guī)計(jì)劃Reinstatement clause 復(fù)效條款Reinsurance facilities 再保險(xiǎn)機(jī)構(gòu)Released value bill of lading 豁免價(jià)值提單Renewable 可續(xù)保Replacement auto 重置車輛Replacement cost 重置成本Reside

55、nce employee 住所雇員Residence premises 住宅房產(chǎn)Residence premises-three or four family dwelling endorsement 住宅房產(chǎn)由三個(gè)或四個(gè)家庭使用的住宅保險(xiǎn)批單Residual disability 后續(xù)傷殘收入減少給付Residual market 剩余市場(chǎng) Retention 自留Retroactive date 回溯日Retrospective rating plan 追溯費(fèi)率計(jì)劃Revocable beneficiary 可變更受益人Rider 附加條款Risk management 風(fēng)險(xiǎn)管理Robbe

56、ry 搶劫Roth IRA 稅后個(gè)人退休賬戶SSafe burglary 保險(xiǎn)箱入室行竊Safe driver rating plan 駕駛者安全行駛費(fèi)率計(jì)劃Salvage 救助費(fèi)用Saving Incentive Match Plan for Employees SIMPLE計(jì)劃（匹配雇員儲(chǔ)蓄機(jī)動(dòng)計(jì)劃）Saving 儲(chǔ)蓄Scheduled article 表定財(cái)產(chǎn)Scheduled personal property endorsement 列舉式個(gè)人財(cái)產(chǎn)保險(xiǎn)批單Seasonal increase provision 季節(jié)性增加條款Securities 有價(jià)證券Self-insured retention (SIR) 自保自留Self-insured ret