美國【金融+金融工程專業(yè)】優(yōu)秀文書匯總

1、申請專業(yè)：金融工程在我看來金融工程是一種創(chuàng)新、創(chuàng)造技術(shù)，一種對金融工具、金融手段和系統(tǒng)的創(chuàng)造和創(chuàng)新技術(shù)，一種平衡收益和風(fēng)險的技術(shù).它包含了數(shù)學(xué),計算機, 金融方面的知識,是一門充滿了趣味的交叉學(xué)科,而數(shù)學(xué)知識和數(shù)學(xué)模型是這個學(xué)科中必不可少的核心內(nèi)容：馬科維茨的投資組合選擇理論，夏普的資本資產(chǎn)定價模 型，Black-Scholes的期權(quán)定價模型以及考克斯等人的“二項式”模型正是這種核心地位的體現(xiàn)。In my opinion, the Financial Engineering is a kind of creative technology to the Financial Instrument

2、s, Financial Means and system. It used to balance the benefits and venture as an interesting interdisciplinary subject. It covers many fields such as mathematics, computer science and finance, in which the mathematics and mathematical modeling are the two main aspects of the Financial Engineering. T

3、he Investment Portfolio Theory of Markowitz, the capital asset pricing model of the Sharp, Option Pricing Model of Black-Scholes and “Binomial” model of Cox can best reflect the critical position of the two subjects.我有幸選擇了數(shù)學(xué)與應(yīng)用數(shù)學(xué)這個專業(yè)，在三年和它的接觸了解中，使我對數(shù)學(xué)，尤其對數(shù)學(xué)建模有了較深的理解和體會。(記得第一次去聽清華大學(xué) XX系姜啟源教授的講座,他在講座上

4、舉了一個“現(xiàn)實生活中的數(shù)學(xué)”例子：“1公斤面, 1公斤餡, 包100個餃子;若餡比 1公斤多, 應(yīng)多包幾個, 還是少包幾個呢? ” 是這個生動、形象、富于生活氣息的包餃子問題把我領(lǐng)進(jìn)了數(shù)學(xué)建模的世界。)I am glad to choose mathematics and applied mathematics. Three years study had deepened my understanding of them, especially of mathematical modeling. (It still occurs to me when I went to attend the

5、 class of XX department given by Professor Jiang qiyuan in Tsinghua University for the first time. “1 kilogram of flour added with 1 kilogram of stuffing can make 100 dumplings, but what if the stuffing is more than 1 kilogram?” He used a very simple, vivid and interesting example which aroused my i

6、nterest and led me into the mathematical modeling world.第一次和數(shù)學(xué)建模親密接觸是在05年的暑假，我有幸參加了學(xué)校組織的數(shù)學(xué)建模培訓(xùn)。經(jīng)驗豐富的數(shù)學(xué)老師們通過實實在在的例子告訴我們什么是數(shù)學(xué) 建模。給我印象最深的是一個關(guān)于SARS的例子：2003年，SARS爆發(fā)并在世界范圍內(nèi)傳播，嚴(yán)重影響到我國經(jīng)濟(jì)發(fā)展和人民生活，定量的研究SARS的 傳播規(guī)律并建立數(shù)學(xué)模型預(yù)測和控制傳染病蔓延成為數(shù)學(xué)工作者必須解決的問題于是Logistic回歸便成為我永恒的記憶。為期2周的數(shù)學(xué)建模培訓(xùn)，給 我留下的不僅是一個個經(jīng)典的數(shù)學(xué)模型，更重要的是一份澎湃的激情和一

7、份冷靜的思考：數(shù)學(xué)和數(shù)學(xué)建模是人類的守護(hù)神，因為有了她的存在，人類的生存和發(fā)展才 有條不紊的繼續(xù)著;那么當(dāng)SARS病毒肆無忌憚時，當(dāng)AIDS病毒肆意侵蝕人們?nèi)怏w時，一個熱愛數(shù)學(xué)、熱愛數(shù)學(xué)建模，更加熱愛生命的人能夠做些什么?The first time I kissed the mathematical modeling was in the summer vacation of 2005, when I got a good opportunity to attend the mathematical modeling training organized by our school. Sea

8、soned mathematics teachers told me what on earth the mathematical modeling is through some existing examples, in which the one about SARS impressed me most. In 2003, SARS broke out and shrouded rapidly to the whole world, which imperiled our economic development and peoples living. Therefore, study

9、on its spreading regularity and building the mathematical modeling for predicting and controlling its extension had become the “Archimedes Heels” for all mathematicians So, the Logistic regression has been carved in my memory. Two weeks training has presented me with a kind of passion and calm think

10、ing much more than just those classical mathematical models. As the patron saint of our human-beings, the existence of Mathematics and mathematical modeling are maintaining our subsistence and development. Then, when SARS ran riot, when we are suffering from the pain of AIDS, what can I do as a math

11、ematics and mathematical modeling lover who loves life so much?懷著這份激情和思考，在大二的秋天，我第一次嘗試了運用數(shù)學(xué)建模的知識去解決實際問題，我和另外兩名隊員代表學(xué)校參加了全國大學(xué)生數(shù)學(xué)建模比 賽。比賽要求結(jié)合數(shù)據(jù)對長江水質(zhì)做出定量評價，分析各地區(qū)的水質(zhì)污染;并對未來長江水質(zhì)污染發(fā)展趨勢做出預(yù)測分析，制定污水處理計劃。長達(dá)17頁的數(shù)據(jù)和 多個評價指標(biāo)對我們來說著實是個挑戰(zhàn)!究竟應(yīng)該選擇哪些數(shù)據(jù)?怎樣綜合考慮多個指標(biāo)?我們嘗試了近一天，推翻了以前建立的種種模型，有好幾次都被弄得想要 放棄，是隊友間的相互鼓勵的力量和鍥而不舍的精神讓

12、我們最終找到了自己滿意的模型：綜合指數(shù)法模型評價長江水質(zhì)，既體現(xiàn)水質(zhì)的各種評價因子，又能反映主要 污染物對水質(zhì)的突出作用;通過多元線性回歸擬合預(yù)測未來水質(zhì)污染，建立線性優(yōu)化模型，制定污水處理計劃。我們小組的參賽論文獲北京市二等獎。三天三夜的建 模經(jīng)歷，那份澎湃的激情已經(jīng)漸漸平息，取而代之的是更加冷靜的思考：數(shù)學(xué)建模創(chuàng)造、創(chuàng)新，成功地解決問題依賴于扎實的數(shù)學(xué)基礎(chǔ)知識和過硬的數(shù)學(xué)建模能力; 依賴于不拘一格的創(chuàng)新思維和創(chuàng)造能力;還依賴于對多方面知識的了解和積累。Pocketed with this passion and thinking, I tasted to use mathematical

13、modeling into practice and solve the practical problems by attending the National College Mathematical Modeling Contest with the other two schoolmates on behalf of our college. It required us to evaluate the water quality of Changjiang River according to the data, through which we had to analyze the

14、 water pollution in every region and predict the trend of it in the future. Finally we had to bring out the plan against it. It was really a challenge for us towards flood of data and estimations as long as 17 pages. We tried almost a whole day only to filter those data and take the evaluations into

15、 comprehensive account. Pulling down various models we had built before, we were so defeated that we wanted to give up many times. However, we finally found the satisfactory model thanks to our encouragement to each other which armed us with full strength to go further.We managed to evaluate the wat

16、er quality by Composite index model, which could not only represent the evaluation factors, but also reflect the main impacts of the contaminations to the water pollution. We predicted the future water pollution through multiple linear regressions fitting and brought out the plan against it by build

17、ing linear optimization model. Finally, we got the second prize in Beijing for our thesis. Three days and nights modeling experience had cooled our passion and gave us even more calm thinking instead. The creation of the mathematical modeling, along with the successful solution to the problems throu

18、gh it lied on the solid mathematics foundation, strong modeling ability, accumulation of the knowledge on different fields, unique creative ideas and creativity.參加數(shù)學(xué)建模比賽的經(jīng)歷更加激發(fā)起我的學(xué)習(xí)興趣，使我在學(xué)習(xí)數(shù)學(xué)理論的同時更加注重它們的應(yīng)用性。除此之外，我抓住一切可能的機會再次參加實際 的數(shù)學(xué)建模。大三的上學(xué)期，我有幸參加了為期3天的電工數(shù)學(xué)建模實習(xí)：給某大型運動會比賽項目排序。由于對圖論知識很熟悉，我很快將問題轉(zhuǎn)化為尋找最佳

19、 Hamilton回路。接近87億種不同的排序的數(shù)據(jù)量，比上次的全國數(shù)模競賽更大，我的算法運行時間相當(dāng)長而且運行的結(jié)果也很不理想。這種情況的發(fā)生不 僅僅沒有打消我的積極性,反而使我的情緒高漲,這是人生中難得的自我考驗,自我提高的機會!通過查詢資料改用遺傳算法，運行時間和結(jié)果都大大提高.最后成 功地完成這次實習(xí).這次實習(xí)給我的感觸很大，一個數(shù)學(xué)模型是否能夠完美地解決實際問題還要考慮其運算成本，實際問題不僅需要一個成功的模型還需要一個快速 有效的算法。The experience from this contest further aroused my interest in mathematic

20、s. I began to pay more attention to its application as well as learning the theories. In addition, I tried to catch every opportunity to take part in the practical mathematical modeling. My efforts finally rewarded when I was in the first term as a junior. I had a chance to participate in the 3-day

21、electrician mathematical modeling practice-classifying the sports programs for a big sports meeting. Being familiar with the Graph Theory, I immediately found the way to solve the problems by seeking the best Hamilton circuit line. Facing the nearly 8.7 billion data files with different orders much

22、more than that on the National Mathematical Modeling Contest, I spent a long time on Algorithm without any perfect result. I wasnt defeated towards this case, but so excited instead that I could have such a chance to challenge and improve myself. Looking up dozens of files, I finally made a perfect

23、end of the practice by using the Genetic Algorithm into full account. It needs both a successful model and an effective arithmetic to solve these problems. , which largely shortened the operation time and improved the operation result. I learnt a lot from this practice. I came to know that to build

24、successful mathematics modeling that can effectively solve the practical problems, we must take the operation cost電工數(shù)模實習(xí)結(jié)束后，濃厚的學(xué)習(xí)興趣和電工數(shù)學(xué)實習(xí)的教訓(xùn)促使我和數(shù)學(xué)系、計算機系幾名同學(xué)共同籌劃并創(chuàng)建“數(shù)學(xué)建模沙龍”，將計算機算法和數(shù) 學(xué)模型共同作為沙龍的主題。每周二下午，我們會組織有興趣的同學(xué)一起，以傳授經(jīng)驗、分享心得、共同思考、共同討論的方法學(xué)習(xí)和交流數(shù)學(xué)思想和算法。傳統(tǒng)的 運輸問題、儲存問題和新興的模擬退火算法、螞蟻算法都曾成為我們的討論話題。通過這個活動我從數(shù)

25、學(xué)系和計算機系的同學(xué)身上分享了更多的知識,他們的思維方 式,處理問題的方法!到目前為止這個活動仍然在進(jìn)行著,參加的人數(shù)也越來越多.帶動了學(xué)校的一個學(xué)習(xí)熱潮,我為此感到非常的興奮!Summarizing my failures in the mathematical modeling electrician practice and proceeding from my interest in this field, I began to think of collaborating on the “Mathematical Modeling Saloon” with several stude

26、nts from mathematics and computer departments, taking the Computer Algorithms and mathematical modeling as the two themes of the book. Every Tuesday afternoon, we would organized those students interested in this field to study and exchange the ideas and arithmetic by imparting experience, sharing w

27、hat we learnt, pondering together and discussing with each other. Both the traditional transportation & storage problems and the modern Stimulated Annealing Arithmetic (SAA), Ant Algorithm have ever been the topic of our discussion, from which I have learnt many thinking styles and methods to th

28、e problems from the students both in mathematics and computer department. So far, I am excited to see that this activity is still in the wind with more and more participants and it aroused a learning upsurge in our college.在老師的推薦下，大三暑假，我參加了邢永麗老師的教學(xué)改革項目“提高數(shù)學(xué)課堂教學(xué)質(zhì)量”的結(jié)果分析。04-05年，邢老師在她和其他幾個數(shù) 學(xué)老師的任課班級上做了

29、課堂互動的教學(xué)實踐，其數(shù)據(jù)大多以調(diào)查問卷等文字形式出現(xiàn)。此模型的特點讓我馬上聯(lián)想到模糊數(shù)學(xué)定量分析模型，但敢于嘗試新模型的 念頭讓我最后選擇了AHP層次分析法。通過量化數(shù)據(jù)，應(yīng)用AHP層次分析法定量分析老師的綜合素質(zhì)、授課技巧等因素在師生互動、提高數(shù)學(xué)課堂教學(xué)質(zhì)量中所 起的作用，得出教師的授課技巧和課堂問題設(shè)置在課堂互動中所占分量最重的結(jié)論，并和邢老師合作完成層次分析法在課堂互動教學(xué)效果評價中的應(yīng)用論文，邢 老師和我對論文都非常滿意，已向多個期刊投稿并有望發(fā)表。Recommended by my teacher, I have participated in the Teaching Refo

30、rm Program of Mrs. Xing yongli-the results analysis of “Improving the mathematics teaching quality on class”. Mrs. Xing, along with some other mathematics teachers experienced the class mutual activities in 2004 to 2005 with the character data files in form of paper investigations. For this style of

31、 data files, I finally used the Analytic Hierarchy Process (AHP) as a creative challenge instead of the fuzzy mathematical quantitative analysis models, which firstly knocked my mind. By quantitating data and using the AHP, I succeeded in analyzing how the overall quality of the teachers and their t

32、eaching skills work in improving the mathematics teaching quality on class, from which we got the conclusion that the teaching skills and the way to put forward questions on class play the most important role in the class mutual activities. Besides, Mrs. Xing collaborated with me on the thesis named

33、 “The Application of Analytic Hierarchy Processinto the Evaluation of Class Mutual Activities”. Both of us were satisfied with this thesis and contributed it to many presses to be published.和數(shù)學(xué)建模一樣，金融工程的靈魂是創(chuàng)新思維和創(chuàng)造能力，而數(shù)學(xué)和數(shù)學(xué)建模知識在金融工程的應(yīng)用更讓我對這門學(xué)科充滿了興趣;更s重要的是，金融工程技術(shù)能給人們的生活、社會的穩(wěn)定、國家的發(fā)展做出重要貢獻(xiàn)，我想這個也更加符合我學(xué)習(xí)數(shù)

34、學(xué)建模的初衷。Similar with the mathematical modeling, the soul of the Financial Engineering is also the creativity. Therefore, the perfect application of the mathematics and mathematical modeling into the Financial Engineering once more surged my enthusiasm in this field. Furthermore, the Financial Enginee

35、ring plays the important part in peoples living, social stability and the national development, which is my original intention to choose this field I think.申請專業(yè)：金融/經(jīng)濟(jì)學(xué) Economics and Finance Personal StatementHaving a flair for Economics and accounting I have decided that I want a degree in Accountin

36、g and Finance or Management. The many brilliant representatives of the management community around the world have strengthened that resolve.When I worked in my school as a tutor of English as a Second Language for students from a community school in Muscat, I realized the importance of a strong lead

37、er who could organize, command respect, and be able to work well with others. These ideas were further enforced by my month long internship at Novartis Pharmaceutical (Accounts and Finance Department and Human Resources Department).I attended the Harvard Model Congress in Paris and won the Award of

38、Distinction. One skill in particular that contributed to this award was my confident public speaking.The last 4 months have been crucial in my learning of real world business and economics. For my IB Extended Essay, titled “To What Extent Does Subway in Oman Operate as an Oligopoly”, I set out to pr

39、ove the oligpolistic structure of the fast food market in Oman. In this effort, I have come across many real life complexities in pricing behaviour, profit making and other aspects of the Theory of the Firm. While attempting to explain these alternate theories of firms I have developed a keen intere

40、st in analyzing and understanding how the world of business works.After an undergraduate degree in accounting and finance or management I plan to go onto post graduate studies and work on an MBA. A strong performance in a BA will allow me to move onto an MBA and only then shall I be satisfied.For th

41、e last four years I have been part of our schools volleyball team ICE. We have retained our ISAC (Inter Schools Activities Conference, Middle East) title for four years. Playing in the power hitters (spiker) position requires immense physical fitness and to accomplish that I regularly go to the gym

42、for fitness training. I am also part of my school track and field team. Being the fastest sprinter in the school since 11th grade the 100m, 200m and 400m races are my specialty even though I still pursue long distance running. In my spare time I explore and master the computer as I am conversant wit

43、h a Visual Basic Programming course. It is imperative for me to have the latest hardware and software and I make it a point to install everything myself. I also learn Urdu as it is my native tongue and a link to my culture, to maintain that is crucial.Living in a diverse international community of o

44、ver 52 nationalities has allowed to me recognize and appreciate different cultures. With the experience I have and the strong motivation to craft a bright future I feel I can justify my decision to pursue a career in Accounting and Finance or Management.具有經(jīng)濟(jì)學(xué)的天賦和會計我已經(jīng)決定，我要在會計及財務(wù)管理或?qū)W位。在世界各地管理界的無數(shù)輝煌的代

45、表都加強了決心。當(dāng)我在學(xué)校擔(dān)任英語家庭教師作為第二語言從在馬斯喀特社區(qū)學(xué)校的學(xué)生，我意識到一個強有力的領(lǐng)導(dǎo)誰可以組織，指揮的尊重，并能夠同他人一道很好工作的重要性。這些想法是由諾華制藥（會計及財務(wù)部和人力資源部）我一個月的實習(xí)進(jìn)一步加強。我參加了哈佛模式代表大會在巴黎，贏得了區(qū)分獎。一個特別的技能，這個獎項貢獻(xiàn)是我自信的公開演講。在過去4個月一直在我的現(xiàn)實世界的商業(yè)和經(jīng)濟(jì)學(xué)的學(xué)習(xí)是至關(guān)重要的。對于我的IB拓展論文，標(biāo)題為“地鐵是否在阿曼操作多大程度上為寡頭”，我著手證明在阿曼快餐市場的oligpolistic結(jié)構(gòu)。在這一努力中，我在定價行為，營利與企業(yè)理論等方面遇到很多現(xiàn)實生活中的復(fù)雜性。雖然

46、試圖解釋企業(yè)的這些替代理論，我已經(jīng)開發(fā)的分析和理解商業(yè)世界是如何工作的濃厚興趣。本科學(xué)位會計及財務(wù)或管理層后，我打算去上研究生學(xué)習(xí)和MBA學(xué)位工作。在BA的強勁表現(xiàn)讓我走上MBA學(xué)位，然后才將我滿意。在過去的四年里，我一直是我們學(xué)校的排球隊ICE的一部分。我們保留了我們的ISAC（國際學(xué)?；顒訒h，中東）稱號四年。在玩的權(quán)力打者（主攻手）位置需要巨大的體能和完成，我經(jīng)常去健身房健身訓(xùn)練。我也是我校田徑隊的一部分。作為以來11年級的學(xué)校最快的短跑運動員100米，200米和400米的比賽是即使我仍然追求長跑我的專長。在我的業(yè)余時間我探索和掌握計算機，因為我熟悉一個Visual Basic程序設(shè)計課

47、程。當(dāng)務(wù)之急是，讓我有最新的硬件和軟件，我在此點安裝都要親力親為。我也學(xué)烏爾都語，因為它是我的母語和我的文化紐帶，維護(hù)是至關(guān)重要的。生活在52以上國籍的多元化，國際社會已經(jīng)讓我認(rèn)識和欣賞不同的文化。有了經(jīng)驗，我已經(jīng)和強烈的動機來制作一個光明的未來，我覺得我可以證明我的決定攻讀會計與財務(wù)管理或事業(yè)。金融+經(jīng)濟(jì)My aspiration for finance can be traced back to my teenage years, when my father was fascinated with stock market and I bought stocks together wit

48、h him for fun. When he purchased a new one, I would ask him the bid price and expected ask price, and then brainstormed how much we may possibly get.Earning money by investment after ups and downs was a fantastic experience for me, and I came to realize that there exist rules and principles deeply r

49、ooted in finance theories and statistics, which drove me to further explore the field.Now, through three-year systematic studies in economics and finance, my interest and passion have been fully exploited and I made up my mind to pursue a career in the field of finance.The more I know, the more I wa

50、nt to know. In order to do further study and build a successful future career, I plan to go for advanced study in the United Kingdom, where the most cutting-edged researches and practices of financial analysis are being carried out.Luckily, I believe that I am in possession of essential qualities fo

51、r undertaking both advanced training and career development in finance and economics, such as the good control of English and an always-stay-discrete attitude. I believe with those characteristics, I will surely survive through twists and turns in the world of finance.My undergraduate studies in eco

52、nomics have provided me with good academic foundations. Through studying fundamental theories in economics (including Advanced Mathematics (95%), Intermediate Microeconomics (87%), Macroeconomics (80%), Monetary Banking (83%), Development Economics (89%) and Econometrics (87%) with the using of Evie

53、ws software, which enables me to establish basic mathematical models to solve problems), I have mastered a basic understanding and a clear picture of Western Economics, Risk Management & Insurance, Finance, Financial Engineering, etc.Benefiting from my strength in mathematics and effective learn

54、ing, I enjoyed an upward trend in the academic performance, preparing myself to be a capable student with diligent studying style.Since junior year, I began to focus on securities and futures. Supervised by my financial professor named Qingyuan Zhang who taught me Monetary Banking, I researched the

55、stock index futures in western financial markets and its performance. Based on the research, I completed an essay (to be published in National Financial Journal in Nov. 2012) where I listed the operations of stock index futures investment in western capital markets and put forward my ideas about sto

56、ck index futures investment in Chinese mainland markets.Thanks to the research, I have mastered the methodology on how to approach a problem in a logical and analytical manner. In January 2013, I have participated in Hongkong Management Trainee Plan. I had been engaged in communication and arrangeme

57、nt works with Harry Ho-Director of Aviva and Andy Mak-Chief Investment Strategist of Aviva, analyzing the result of GSEC Marketing Competition Simulation Contest of each group by using relative software, participating in the discussion on fund mix choice, supervising the implementation of public pro

58、jects and assisting in auditing the project last-term report and grade.Besides academic excellence, I also tried to enhance my social communicative skills and leadership. For three years, I worked at student union of my university, in charge of organizing various campus activities such as music fest

59、ival, arts gala, and cultural salon. I nurtured interpersonal communication skills, leading my team to complete the activity-launching tasks within limited time. I believe these skills are necessary for supporting my success in both the academic and social life in a new environment.However, it is far from enough to arrive at my destination-the field of business and management. In order to gain more improv