International trade terms of payment

1、International trade terms of paymentInternational trade terms of payment國(guó)國(guó) 際際 貿(mào)貿(mào) 易易 的的 付付 款款 方方 式式Letter of CreditRemittanceCollection Concepts and propertiesBelonging to commercial creditRemitter 匯款人Beneficiary 收款人Remitting Bank 匯出行Paying Bank 匯入行Intermediary Bank 中間行電匯：T/T Telegraphic Transfer 國(guó)際常

2、使用信匯：M/T Mail Transfer 票匯：D/D Demand Draft國(guó)內(nèi)常使用BeneficiaryRemitterRemitting BankPaying Bank1.電匯申請(qǐng)書(shū)、交款付費(fèi)2.電匯回執(zhí)3.加押電報(bào)4.電匯通知時(shí)5.收款人收據(jù)、付款6.付訖借記通知書(shū)Remitter Beneficiary Remitting BankPaying Bank1.簽訂合同3.寄送匯票2.購(gòu)買(mǎi)匯票4.憑匯票取得款項(xiàng)5.辦理清算手續(xù) Concepts and propertiesBelonging to commercial creditPrincipal 委托人Remitting B

3、ank 托收行Collecting Bank 代收行Payer/Drawee 付款人Present Bank 提示行Clean Collection 光票托收Documentary Collection 跟單托收 付款交單D/PDocuments against Payment1.即期付款交單 2.遠(yuǎn)期付款交單 承兌交單D/ADocuments against AcceptanceD/PD/P遠(yuǎn)期遠(yuǎn)期D/AD/ASimilaritiesAll belong to commercial credit All payable at usanceBuyers acceptanceDifference

4、sDelivered termThe buyer paid off the loan Buyers acceptance draft/ billsDocument against paymentSimultaneityDocument first, after paymentSellers riskRelatively smallAbsolutely great 1.Definition信用證是一種銀行開(kāi)立的，有條件的承諾付款的書(shū)面文件。2.Characteristic信用證是一種銀行信用開(kāi)證行為第一付款人信用證是一種自足的文件信用證獨(dú)立于買(mǎi)賣(mài)合同信用證是一種單據(jù)的買(mǎi)賣(mài)“憑單付款”Applicant 開(kāi)證（申請(qǐng)）人Opening Bank 開(kāi)