國際商務(wù)禮儀Unit-13-Job-hunting-Etiquette求職禮儀課件

UnitThirteenJob-huntingEtiquette

求職禮儀UnitThirteenJob-huntingEti1FocalPoints1.Basicrulesofjob-huntingetiquette2.Howtousethetelephoneproperlyinjob-hunting3.HowtobehavewellintheinterviewFocalPoints1.Basicrulesof2ContentsLeadin1ReadingA2ReadingB3ReadingC45ExercisesContentsLeadin1ReadingA2Read3TestYourJobSeeker'sEtiquette(Addupthenumberofcorrespondingpointsforeachletter.A’sare2points,B’sare1pointandC’sare0points.)1.Howdidyoudecidewhatkindofajobtolookfor?A.Icarefullyevaluatedmyskills,interestsandgoalsandhavetargetedaprofessionthatwouldallowmetoachievemygoalsandkeepmeinterestedoveralongperiodoftime.B.Alotofmyfriendshavegoneintothisprofessionandthey'rereasonablyhappywithit.C.Idon'tcarewhatIdo,Ijustwanttomakealotofmoney.2.Howhaveyouputnetworkingtoworkforyou?A.IhavecontactedeveryoneIknowtoseeiftheyhaveanygoodcontactsformeoriftheyhaveheardofanyjobopenings.B.ItoldafewofmyfriendsthatIwaslookingforwork,butIdon'twanttopushanyoneintohelpingmefindajob.C.Iwanttogetthisjobonmyown.WarmingupTestYourJobSeeker'sEtiquet43.Howhaveyouusedthephonetofindoutaboutopenpositions?A.IhavecalledalloftheplaceswhereIaminterestedinworkingtoseeiftheyhaveanyopenpositions.B.I'mafraidthatifIcallIwillbebotheringthem.C.I'mnotplanningtocontactanypotentialemployersbyphone.Iftheyneedhelpthey'lladvertise.4.Howhaveyoubeentryingtofindadsthatdescribethejobyouwant?A.Ireadtheadsinthelocalpapers,online,andinalloftherelatedtradepublicationsIcouldfindbothinprintandonline.B.IreadtheadsinthepaperandIhavebeenkeepingmyeyesopendowntownforHelpWantedsigns.C.Ireadtheadsinthelocalpaper.Warmingup3.Howhaveyouusedthephone55.Howhaveyoumadesurethatyourresumereallysellsyouandyourskills?A.Icarefullycreatedmyresumewithallofmystrengthsandrelatedexperienceinmind.ThenIproofreaditagainandagain.Finally,Ihandeditouttoafewofmyprofessionalcontactstogettheirfeedbackonit.B.ItookalotoftimetocreatemyresumeandIranitthroughspellcheckonmycomputer.C.IwrotedownwhatI'vedoneinmycareerandwhenIdidit.6.Whatdoyousayinthecoverletter?A.IwritealetterdetailingwhyIwanttheavailableposition,whyIamqualifiedtofillit,andwhereIhavereceivedtheexperiencethatqualifiesmefortheposition.B.IwriteaparagraphtellingthemthatIaminterestedintheopenposition,thatIhavealotofgoodexperienceandthatIamaveryhardworkingemployee.C.IjustwriteafewsentencessayingthatIaminterestedinthejobtheyadvertisedinthepaper.Warmingup5.Howhaveyoumadesurethat67.Howdoyoudressfortheinterview?A.ItrytodresswiththecultureoftheofficeIamvisitinginmindwhilestrivingtolookprofessional.B.Iwearmynormalworkclothes—theonesIworetoworkthatdayanyway.C.Iwearmyjeansandteeshirt—Idon'twanttohavetochangewhoIamjusttomakeanimpression.8.Howdoyourespondtoquestionsintheinterview?A.Ilistencarefullyandtaketimetothinkabouteachquestionbeforeofferingaresponse,beingsuretohighlightmystrengths.B.Irespondquicklywiththefirstresponsethatcomestome.C.AssoonasIthinkIknowwhatthequestionis,Ijumpinwithmyanswer,eveniftheinterviewerisnotfinishedaskingthequestion.Warmingup7.Howdoyoudressforthein79.Howdoyouchooseyourreferences?A.IthinkaboutwhoIhaveworkedforandwhereIgotjobexperiencethatrelatestothejobIamlookingfor.Then,IcalltheformeremployerswhoIhavetargetedandaskthemiftheywouldbewillingtospeakaboutme.Finally,iftheyagreetobeoneofmyreferences,IsendthemacopyofmyresumeandalettertellingthemwhatIamlookingfor.B.Ilistmyfavoritepastemployersandcallthemorleavemessagestellingthemthatsomeonemightbecallingtoaskaboutme.C.Ijustlistallofmypreviousemployersandhopethattheysaygoodthingsaboutme.10.Whendoyousendthank-younotes?A.Isendoutathank-younoteaftereveryinterviewonthedayoftheinterview.Eveniftheydon'thiremethistime,Iamprettysuretheywillremembermenexttime.B.Isendthank-younotestotheplaceswhereIreallywanttowork.Idon'tbotherwiththeothers.C.Idon'tthinkthank-younotesarereallynecessary.TheyknowIaminterestedinthejobandthat'sreallyallthatmatters.Warmingup9.Howdoyouchooseyourrefe8Addupthenumberofcorrespondingpointsforeachletter.A’sare2points,B’sare1pointandC’sare0points.15–20Yougetthejob!You’reinterestedandexcitedaboutyourwork,youarethoughtfulandconsiderateandwethinkyou'llbeahugeassettothecompany!10–14Youarebeingconsidered.Focusonapproachingeveryjobopportunitywithenthusiasmandconfidence.Remember,youwantthejoboffer,evenifyoudon'tthinkyou'lltakethejob.0–9Yourresumeisinthepile.Youneedtospendconsiderabletimeconsideringwhatyouwanttodowithyourcareerbeforeapplyingforanymorejobs,andwhenyoudoapply—sellyourself!WarmingupWarmingup9BusinessEtiquetteWhileJobHunting

Jobhuntingcanbefrighteningbusiness--notonlyareyoumeetingnewpeopleandstrugglingtomakegoodfirstimpressions,butyourfinancialandprofessionalfuturemayberidingonit.Still,followingsomebasicrulesofetiquettewillhelpyoupresentyourselftherightwayandleaveyourpotentialfutureemployerwithpositivememoriesofyourfirstmeeting.ReadingAUnitThirteenJob-huntingEtiquetteBusinessEtiquetteWhileJobH10BusinessEtiquetteWhileJobHuntingBePrompt

Duringeverystepofthejobhuntingprocess,youshouldbepunctual.Whenyou'relate,evenifitisnotyourfault,youappearirresponsibleandcareless--twothingsthatemployerswanttoavoid.Withthatinmind,alwaysbudgetextratimefortravel--thereisnotellingifyoumightgetcaughtintraffic,stuckonabroken-downbusorevenlost.Keepyourinterviewer'sphonenumberonyourpersonincaseacatastrophepreventsyoufrombeingontime--theleastyoucandoisletthemknowyouarerunninglate.

ReadingAUnitThirteenJob-huntingEtiquetteBusinessEtiquetteWhileJobH11BusinessEtiquetteWhileJobHuntingLookGood

WhetheryouareapplyingtobeaCEOoramailroomclerk,youshouldlookprofessionalandpresentableinyourinterview.Thisdemonstratesyouaretakingthejobopportunityseriouslyandyouhaverespectforthecompany.Yourclothesshouldbecleanandpressed,yourhairneatand,formen,yourfaceclean-shaven.Donotapplytoomuchfragrantcologne,aftershaveorperfume,andavoidanyclothingthatistoosexy--you'reapplyingforajob,nottryingtopickupadate.ReadingAUnitThirteenJob-huntingEtiquetteBusinessEtiquetteWhileJobH12BusinessEtiquetteWhileJobHuntingBeAppreciative

Anoften-overlookedbitofbusinessetiquetteissimplethankfulness--showgenuineappreciationfortheopportunitytoobtainanewjob.Thisisnotcomplicated,andtakeslittletime--beginbythankingyourinterviewerinadvanceattheendofyourcoverletter.Thankher/himagaininyourinterview,andexpressexcitementattheopportunitytostartthisnewjob.Afinal,memorabletokenofthanksistosendathank-younotefollowingtheinterview--thisisawaytoshowyouareseriousaboutthepositionwhilekeepingyourselfintheinterviewer'sthoughtslongafteryourmeetingisover.

ReadingAUnitThirteenJob-huntingEtiquetteBusinessEtiquetteWhileJobH13BusinessEtiquetteWhileJobHuntingPayAttentionDuringyourjobsearch,youshouldappearfocused--itispooretiquettetonotpayproperattentiontoyourpotentialfutureemployer.Turnoffyourcellphonebeforeanyinterview,andfocusontheconversation.Askquestionsandappearinterestedinthediscussion--simplysmilingandnoddingmakesyouappearuninterestedorevenbored.Remembernamesandproperspellings,andalwaysaddressyourcorrespondencetotherightperson.ReadingAUnitThirteenJob-huntingEtiquetteBusinessEtiquetteWhileJobH14BusinessEtiquetteWhileJobHuntingBeFormalinWritingRemembertoberespectfulandproperinallwrittencommunication,particularlye-mail.Donottypeinallcapitalletters,andalwaysaddressyourintervieweras"Mr.,""Mrs."or"Ms."Considersigningupforanemailaddresstousesolelywhilejobhunting--itreflectspoorlyonyoutohaveasillyorotherwiseinappropriateemailaddress.Somethingassimpleasyournameadheresto

professionaletiquette.Alwaysdouble-checkforspellingerrorsandtyposbeforesendinganemail.ReadingAUnitThirteenJob-huntingEtiquetteBusinessEtiquetteWhileJobH15JobHuntingEtiquetteandWhattoDoinanInterviewUndertoday'seconomicconditions,jobhuntingetiquettehasneverbeenmoreimportant.Howyoupresentyourself,whatyousay,howyousayitarejustafewthingsthatcansetyouapart

fromthecompetition.Itallstartswithyourresume.Yourresumeislikelythefirstchanceyouhavetomakeanimpressiononapotentialemployer.Whenitcomestoproperjobhuntingetiquette,herearesomeofthechiefthingstokeepinmindwhenpreparingyourresume:ReadingBUnitThirteenJob-huntingEtiquetteJobHuntingEtiquetteandWhat16JobHuntingEtiquetteandWhattoDoinanInterviewUsegoodqualitypaperListaspecificemploymentobjectivefirstIncludeonlyinformationthat's

pertinenttothejobyou'reapplyingforResearchvariousstylesuntilyoufindtheonethatbestsuitsyourbackground(somearedesignedtohighlighteducation,othersyourworkhistory)UsepasttensewhenreferringtojobdutiesUseactiveverbsBeasspecificaspossibleMakesuretherearenotyposorgrammaticalerrorsReadingBUnitThirteenJob-huntingEtiquetteJobHuntingEtiquetteandWhat17JobHuntingEtiquetteandWhattoDoinanInterviewYoushouldtrytobea“professional”resumewriter.Thisisagreatwaytohaveastellarresumethatcanmakeahugedifferenceinwhetheryougetafootinthedoorornot.Nowonceyouhaveyourfootinthedoorandhaveanactualinterviewsetup,youwanttocarefullychoosewhatyou'regoingtowear.Agoodjobhuntingetiquetteruleofthumbforthisistofindoutwhatsortofdresscode

acompanyhas,thendressatleastonenotchabovethat.Andevenwheninterviewingatabusinessthat'sextremelycasual,youstillwanttodressatahigherlevelthanmayberequired.Itshowsanemployeryoucareenoughaboutgettingthejobthatyouputinsomeextraeffort.ReadingBUnitThirteenJob-huntingEtiquetteJobHuntingEtiquetteandWhat18JobHuntingEtiquetteandWhattoDoinanInterviewBeforetheinterview,properjobhuntingetiquettecallsforyoutodosomehomeworkaboutthecompanyandbusinesswhereyou'reinterviewing.Youwanttoshowtheemployerthatyouknowaboutandunderstandtheirindustry.Also,besuretogetdetaileddirectionstothecompany.Thelastthingyouwanttodoistobelateforyourinterview!Somejobhuntingetiquettetipsfortheactualintervieware:StandwhensomeoneofeithersexcomesintotheroomStandalsowhenbeingintroducedWearasmileasmuchaspossibleGiveafirmhandshakewithyourrighthandMakeandmaintaineyecontactHaveextracopiesofyourresumeandanyotherpertinentinformationwithyouListencarefullyAskquestionswheneverpossibleReadingBUnitThirteenJob-huntingEtiquetteJobHuntingEtiquetteandWhat19JobHuntingEtiquetteandWhattoDoinanInterviewOnethingyoudefinitelydonotwanttododuringtheinterviewistalkaboutsalaryorbenefitsunlesstheinterviewerbringsthesetopicsup.Discussingthepositionanditsrequirementsaregreat,buttoday'sjobhuntingetiquettesaysthatmoneytalkduringafirstinterviewisahugefauxpas.Youwanttoseemeagertogetthejobandinterestedinit,notthesalary.Finally,afteryourinterview,you'llwanttosendathankyoucardornoteimmediately.Jobhuntingetiquettesisprettyemphaticthatthethankyoubesentrightaftertheinterview.Sodon'twaitaweek.Senditwithin24hoursanddefinitelywithin48hours.Youmainlywanttoshowappreciationfortheinterview,butit'salsoagoodtimeandsimplewaytoexpressyourinterestintheposition.Andthatcanmakeallthedifferenceinwhetheryougetthejoborsecondinterviewornot!ReadingBUnitThirteenJob-huntingEtiquetteJobHuntingEtiquetteandWhat20OvercometheTerroronYourSideoftheDeskJobsearchescanbenerve-racking,andthestressoftenonlyincreaseswhenitcomestimetofaceaninterviewerandputourbestfootforward.Facingsomeone(orevenagroupofpeople)we’remeetingforthefirsttimeandmakingaconvincingpresentationthatwearetheanswertotheirhiringneedisadauntingtask.Althoughformanypeopletheinterviewprocessisthemostdreadedpartofthejobsearch,itdoesn’thavetobe.Withtherightamountofpreparationandarealisticperspective,thejobinterview,handledwithprofessionalismandfinesse,canbethekeytoyoursuccess.Herearesomeguidelinestohelpyouturnyournextinterviewintotheeventthattipsthedecisioninyourfavor.ReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi21OvercometheTerroronYourSideoftheDeskLearnaboutthehiringcompany.

Ratherthanspendingallyourenergyreadingoneofthosebooksthatoffersthe‘‘perfectanswerforeveryinterviewquestion,’’dosomeresearchonthecompanyanditsindustry.Ifthecompanyhasrecentlybeenrecognizedforsomeachievement,bepreparedtotalkaboutit.Ifthefirmfaceschallenges,somequestionsaboutitscurrentstrategieswillshowthatyoudon’thaveunrealisticexpectations.

ReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi22OvercometheTerroronYourSideoftheDeskBepreparedtoaskquestions.

Askinginsightfulquestionsnotonlypositionsyouasathoughtfulcandidatebutalsogivesyoumorecontrolofthemeeting.However,youneedtoaskquestionsthatrevealsomeofyourabilitiesandinterestsaswellasyourdesiretoknowmoreabouttheworkingsoftheorganization.Makesurethatsomeofyourquestionstouchonhowyoucancontributeto

thefirm’ssuccessifyougetthejobandwhatcriteriaareinplacetodefineoutstandingperformance.Avoidquestionsthatseemself-serving,suchasthenumberofvacationdaysduringthefirstyearortherobustnessofthebenefitspackage.ReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi23OvercometheTerroronYourSideoftheDeskDon’tmisrepresentyourabilitiesorexperience.

Althoughyouwanttoappearinthemostfavorablelight,resistthetemptation,bothonyourresumeandinyourinterview,tomisrepresentyouraccomplishments.Evenstretchingthetruthcanhavedireconsequences.Didyouleadtheprojectorwereyouasupportperson?Whatwereyourspecificdutiesontheteam?ManypeoplehaveassumedthatnoonewouldeverchecktheirresumeortheirassertionsandthenfoundoutthehardwaythattheirassumptionwasabigReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi24OvercometheTerroronYourSideoftheDeskBepreparedfortheunexpected.

Aninterviewisanappointmentthatneedstogooffwithoutahitch.Yetwe’reallfamiliarwithMurphy’sLaw.Trytoanticipatetheworstandprepareforit.Firstofall,getonyourwayinplentyoftimetoarriveearly.Beinglateforajobinterviewisgenerallyanunforgivablefauxpas.Notonlydoesitinconvenienceothers,but,accordingtoLouisImundo,authorofTheEffectiveSupervisor’sHandbook,latenessmayevenindicateaproblemwith.ReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi25OvercometheTerroronYourSideoftheDeskRememberthatfirstimpressionsarecritical.

Looksharp.Savvyinterviewersknowthatmostpeopleshowingupforajobinterviewarepresentingtheirbestprofessionalappearance,probablylookingbetterthantheywilleverlookintheworkplace.Sogoallouttocreatethatgreatfirstresponsefromyourinterviewer.Wearanoutfitthatfitswellandiscleanandpressed.Choosesomethingprofessionalandconservative;saveyourflashyfashionsforanothertime.Anddon’tforgetyourshoes.Makesuretheyareclean,polished,andconservative.Finally,ifyouneedahaircut,getagoodone.ReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi26OvercometheTerroronYourSideoftheDeskRelaxandprojectconfidence.

Agoodinterviewerpaysattentiontothelittlethingsthatgivecluestoacandidate’scharacter:thewayyouwalkintoaroom,howyoushakehands,andifyoumakestrongeyecontact.Eventhoughyoumayfeelnervous,whichisnatural,beconfidentinyourselfandyourabilities.Visualizeyourselfwalkingintotheinterviewroomwithpoise,lookingtheinterviewerintheeye,andshakinghandswithafirmgrip.Rememberthatyou’veworkedhardtogetwhereyouare,andyoushouldfeelgoodaboutyourself.ThatconfidencewilltranslatetoafavorablefirstReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi27OvercometheTerroronYourSideoftheDeskTreateveryoneyoumeetwithrespect.

Don’tsaveyourgoodmannersforwhenyouwalkintotheinterviewer’soffice.Youneverknowwhomightprovidethegoodwordthatgivesyoutheadvantageoverthecompetition.OneexecutiveIknowalwaysuseshissecretaryasabarometerforassessingcandidates.Afteraninterview,healwaysheadsovertoseeherandasks,‘‘Whatdoyouthink?’’Iftheapplicanthadbeencurt,disrespectful,orhadgenerallyignoredher,thatpersondidn’tgethired.Obviously,candidatesneverknewthattheywerebeingtestedinthereceptionarea.Therefore,iftheyweregenuinelycourteoustootherstaffmembers,theexecutivefeltfairlyconfidenttheywouldalsobecourteousonthejob.ReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi28OvercometheTerroronYourSideoftheDeskAlwayssendathank-younote.

Althoughahandwrittennoteispreferable,attheveryleastsendathank-youe-mail.Thesooneryouwriteit,themoresincereitwillbeandthemoresomeonewillappreciateyourquickresponse.Writingthenotewithintwenty-fourhourswillallowyoutocapturetheenthusiasmthattheinterviewgenerated.However,ifyouhavedelayedinwritingthenote,donotassumethatit’stoolate.Sendingthenotelateisfarbetterthannotatall.

ReadingCUnitThirteenJob-huntingEtiquetteOvercometheTerroronYourSi29OvercometheTerroronYourSideoftheDeskReadingCUnitThirteenJob-huntingEtiquetteIntervieweeChecklist?Clearlywrittendirectionstointerviewlocation?Contactphonenumber,incaseyou’redelayed?Padfortakingnotes?Questionsforinterviewer,aboutthecompanyandthejob?Fifty-wordresponsefor‘‘Tellmeaboutyourself’’?Collapsibleumbrellathatwillfitinabriefcase(incaseofanunexpectedshower)?High-qualitypenfortakingnotes?Breathmints?Headachemedicine?HandkerchieforfacialtissueOvercometheTerroronYourSi30OvercometheTerroronYourSideoftheDeskReadingCUnitThirteenJob-huntingEtiquetteIntervieweeChecklist?Extranecktieformen/additionalpairofpantyhoseforwomen(incaseofspillsorruns)?Neatlypressedclothingandshinedshoes?Professionalandbusinesslikehairstyle?Combinationbriefcase/handbagforwomen(sothatyouaren’tcarryingtwoobjects)?Noringsonrighthandincaseofabone-crusherhandshakefromtheinterviewer?Newspapertocatchupontoday’seventstouseininterviewconversationOvercometheTerroronYourSi31I．Job-huntingetiquettequiz:Answer“True”or“False”tothefollowingstatementsanddiscusstheanswerswithyourpartner.ExercisesWhengreetingsomeoneforthefirsttime,acuppedhandshake(inwhichyourlefthandcoversthenormalhandshake)isagoodwaytoshowmysincerityandinterest.Ataninterviewormeeting,itisgenerallynecessaryformetostandonlywhenawomenwalksintotheroom(regardlessofmygender).Atjobfairs--andotherprofessionalsettings--whenIreceiveabusinesscardfromsomeone,Ishouldtakethetimetoreallyreadthecardbeforestickingitinmypocketorbriefcase.Ishouldalwaysturnoff(orsilence)mycellphonebeforeheadingintoanyintervieworbusinessmeeting.Indiningsituations,mydrinksareonmyrightandmybreadplateisonmyleft.False

False

TrueTrueTrueI．Job-huntingetiquettequiz:32I．Job-huntingetiquettequiz:Answer“True”or“False”tothefollowingstatementsanddiscusstheanswerswithyourpartner.ExercisesWhenonanon-siteinterview,ifIgetaparkingticketwhileattheinterview,IcanaddthecostofthetickettotheexpensereimbursementformIsubmittothecompany.Afterajobinterview,regardlessofwhetherIamstillinterestedinthejobornot,Ishouldalwaysfollowupwithathankyounote.Afewdaysafterajobinterview,Ibegincallingtheemployereverydaytoseewhenahiringdecisionwillbemade.Whenintroducingmyselfatjobfairsorotherbusinesssettings,Ishouldavoidsayinganythingexceptmynameuntiltheotherpersonrespondsinkind.WhenIknowacompanyIaminterviewingwithishavingacasualdayonthedayIaminterviewing,itisbesttodressdownfortheinterview.False

True

False

False

False

I．Job-huntingetiquettequiz:33II.Thinkaboutthefollowingmostcommonjob-interviewingquestions.Discusswithyourpartnertofigureoutsomeproperanswerstothosequestions.Youmayalsocomeupwithsomepossiblequestionsfromaninterviewer.

ExercisesMostCommonJob-InterviewingQuestions“Whyareyouinterestedinthisposition?”“Thejobdescriptionisaperfectmatchformyskillsandaspirations.Thisisawin-winopportunity.IknowIcanbeagreatassettoyourcompanyandbelievethatmysuccesseswillberewarded.”2.“Whatareyourgreateststrengths?”3.“Whatisyourbiggestweakness?”4.“Whydoyoufeelyouarerightforthisposition?”5.“Canyougivemethehighlightsofyourresume?”II.Thinkaboutthefollowing34II.Thinkaboutthefollowingmostcommonjob-interviewingquestions.Discusswithyourpartnertofigureoutsomeproperanswerstothosequestions.Youmayalsocomeupwithsomepossiblequestionsfromaninterviewer.

ExercisesMostCommonJob-InterviewingQuestions6.“Tellmeaboutyourself.”7.“Whydidyouchooseyourmajor?”8.“Whatareyourinterests?”9.“Whatareyourshort-andlong-termgoals?”10.“Givemeanexampleofyourteamworkandleadership.”II.Thinkaboutthefollowing35frighteningadj.令人恐懼的；引起突然驚恐的

例：ThepicturebecomesevenmorefrighteningwhenoneconsiderstherisingincidenceofHIV.當(dāng)我們同時(shí)考慮升高的愛滋病發(fā)生率，情況會(huì)變得更嚇人。Words&ExpressionsfrighteningWords&Expression36financialadj.金融的；財(cái)政的，財(cái)務(wù)的

例：Thiswouldencouragefinancialinstitutionstotakemorerisk.這將鼓勵(lì)金融機(jī)構(gòu)承受更大的風(fēng)險(xiǎn)。Words&ExpressionsfinancialWords&Expressions37processvt.處理；加工n.過程，進(jìn)行；方法，步驟；作用；程序；推移

例：Thisprocessoughttobehighlysophisticated.這個(gè)過程應(yīng)該是非常復(fù)雜的。Words&ExpressionsprocessWords&Expressions38punctualadj.準(zhǔn)時(shí)的，守時(shí)的；精確的

例：Aclerkwhoworkedveryhardandwasusuallyverypunctualarrivedathisoffice.一天上午，一位工作非常努力、總是準(zhǔn)時(shí)上班的職員到達(dá)辦公室。Words&ExpressionspunctualWords&Expressions39broken-downadj.故障的；衰弱的

例：Ourfirstvehiclewasanoldbroken-downbicycle.一輛破舊的自行車是我們?nèi)业牡谝粋€(gè)交通工具。Words&Expressionsbroken-downWords&Expression40catastrophen.大災(zāi)難；大禍；慘敗

例：Dr.Fieldingsayspersonalhygieneisimportantinanycatastrophe,andsimplemeasuressuchashandwashingcanlimitthespreadofdisease.醫(yī)生說個(gè)人衛(wèi)生在大災(zāi)難中都非常的重要，一些簡(jiǎn)單的措施比如像是洗手都能夠減少疾病的傳播。Words&ExpressionscatastropheWords&Expression41presentableadj.漂亮的；可見人的；有規(guī)矩的

例：Hisquickshowerandshavehadlefthimlookingreasonablypresentablebuthaddonelittletoeasehisanxiety.雖然匆忙的洗梳之后讓他看起來還算過得去，但他心中的焦慮卻無法立即撫平。Words&ExpressionspresentableWords&Expression42colognen.古龍香水

例：Cologne,isthecityinGermanywherecolognewasfirstproduced.Cologneisascentedliquidmadeofalcoholandvariousfragrantoils,similarperfume.科隆是德國的一座城市，是科隆香水的發(fā)源地?？坡∠闼怯镁凭透鞣N香油制成的有味的液體，類似于香水。Words&ExpressionscologneWords&Expressions43obtainvi.獲得；流行vt.獲得例：Displayterminalistheimportanthumancomputerinterfaceandvisualismainobtaininformationapproach.顯示終端是最重要的人機(jī)界面，視覺是學(xué)生獲取信息的主要途徑。Words&ExpressionsobtainWords&Expressions44complicatedadj.難懂的，復(fù)雜的

例：Themorecontroversialandcomplicatedinternationaldefamationlawbecomes,thebetterforlawyers.而更復(fù)雜的且有爭(zhēng)議的國際誹謗法變得，更方便律師們了。Words&ExpressionscomplicatedWords&Expressions45memorableadj.顯著的，難忘的；值得紀(jì)念的

例：Everyonefeltthatwasamemorabletrip.每個(gè)人都覺得那是一次難忘的旅行。Words&ExpressionsmemorableWords&Expressions46noddingadj.點(diǎn)頭的，低垂的；昏昏欲睡的v.點(diǎn)頭；打盹；擺動(dòng)（nod的ing形式）例：Somelistenattentively,perhapsnoddingasifinagreement,whiletheyaresilentlyrejectingeverythingthatisbeingsaid.一些人聚精會(huì)神傾聽，或許會(huì)點(diǎn)頭像接受既成事實(shí)的樣子，而實(shí)際上是在默默地否認(rèn)醫(yī)生的診斷。Words&ExpressionsnoddingWords&Expressions47correspondencen.通信；一致；相當(dāng)

例：ThenIcanspendmoretimedealingwithcorrespondence.那樣，我就可以有更多的時(shí)間處理來往的信函。Words&ExpressionscorrespondenceWords&Express48sillyadj.愚蠢的n.傻瓜例：Willyoutwostophavingsuchasillydisagreement?你們兩個(gè)可以停止如此愚蠢的爭(zhēng)執(zhí)嗎？Words&ExpressionssillyWords&Expressions49adhereto堅(jiān)持；粘附；擁護(hù)，追隨

例：I