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外刊精讀現(xiàn)金消亡的時代是否會到來導讀:數(shù)百年來,硬幣和鈔票一宜是人類進行商品交易的主要方式。在英國,自借記卡和信用卡被發(fā)明以來,現(xiàn)金的使用已不如以往那樣普遍。2017年,使用現(xiàn)金交易的金額的總數(shù)低于借記卡支付的交易金額。這難道意味著我們離現(xiàn)金時代的消亡不遠了?借記卡會變成未來唯一的交易方式嗎?所有人都認可這種交易方式嗎?《外刊精讀》帶你展望無現(xiàn)金社會的種種可能。一、語篇泛讀Vocabulary:money詞匯:金錢Cashisking,orsotheysay.Inoneformoranother,humanbeingshavebeencarryingaroundmoneyforhundredsofyears.Metalwasfirstcoinedintocashbetween700and600BCbytheLydians,andbanknoteshavebeenincirculationsincetheirfirstuseinChinaaround1000AD.Thesedays,though,habitshavechanged.Moderntechnologymeansthatwhilemoneyisstillwidelyused,it'smorelikelytobeadigitaltransactionthanawadofnotesandahandfulofshrapnel.Ifcashisking,thenitmayeventuallybedethroned.IntheUK,theuseoftangiblecurrencyisindecline.In2017,thebankingtradebodyUKFinancereporteda15%fallintheuseofreadymoney.Sincetheirfirstuse,debitcardpaymentshavegivencasharunforitsmoney.Lastyear,forthefirsttimeever,theuseofdebitcardsandcontactlesspaymentsbecamethemostpopularwaytostumpup.Infact,iftrendscontinue,theuseofcoldhardcash,wouldendby2026,saysthereport.Forbusinesses,thesmartmoneyisonnottakingcash.Bydoingso,theyareinthemoney.Forexample,theBootpubinFrestonopenedlastI'msellingraffleticketstoraisemoneyforacharitablecause.Willyoubuyone?Howcanyouworkwiththismessonyourdesk?Ithinkyouneedtodeclutterit.It'satoughjacketbutit'sshowingsignsofwearandtear.See?Thesleeveisripped.Youeatallyourfoodanddon'tbewasteful.Therearemanypeoplewhoarehungry.It'sanoldcar,butit'sstillserviceable.Justdon'tdriveithundredsofmilesinonego!yearasacashlesspub.InaBBCarticle,itsownerMikeKeenlistsseveraladvantages,includingaquickerspeedofservice,lowerinsurancepremiumssincenocashiskeptonsite,andasavingintimeasheneedn'tcashupeachdaynormakeadepositinthebankseveraltimeseachweek.However,eightmillionpeopleintheUKstillneedcash,accordingtotheAccesstoCashReview,anindependentbodymeasuringtheneedforcashintheUK.Thoselivinginruralareaswithpoorinternetconnectivityandpeoplewhohavephysicalormentalhealthissuesareamongthosethatfinditdifficulttousedigitalservices.Inaddition,manyserviceproviders,suchaswindowcleaners,arestillpaidcashinhand.Nottomention,budgeting,whichiseasierwithcashsince"youknowwhatyou'vegot/'intervieweeKevJacksontoldtheBBC.Iscashdead?Notyetitwouldseem,thoughasmoretechnologicalsolutionstopayment,suchassmartwatches,becomecommonplace,itsuseislikelytodeclinemore.What'simportantis,thereportconcludes,toputinplaceinfrastructuretoensurethatthosewhostillneedtopaythegood,old-fashionedwaycangettheirmoney'sworth.二、詞匯表cashisking現(xiàn)金為王,現(xiàn)金至上coin鑄造(貨幣)cash現(xiàn)金banknote鈔票incirculation(貨幣)在流通transaction交易wadofnotes一沓鈔票shrapnel零錢currency貨幣readymoney現(xiàn)款、現(xiàn)金givesomethingarunforitsmoney給…帶來競爭contactlesspayment非接觸式支付stumpup(不情愿的)掏腰包,付錢coldhardcash“硬當當?shù)摹ìF(xiàn)金thesmartmoneyison內(nèi)彳亍認為…inthemoney賺大錢cashless不用現(xiàn)金的cashup清點、結(jié)算賬目makeadeposit(往銀行賬戶里)存款cashinhand現(xiàn)金支付在手budgeting計算開支getyourmoney'sworth把錢花得物有所值三、測試與練習閱讀課文并回答問題。Howlonghashumanitybeenusingcoinsascurrency?Trueorfalse?Payingbycoshismorepopularthaneverbefore.Whyarebusinessesandretailersturningtoacashlesssystem?Whyisbudgetingwithcasheasier?Whichwordinthetextmeans'happeningorbeingseenoften'?請在不參考課文的情況下完成下列練習。選擇一個意思合適的單詞填入句子的空格處。Hetriedtopayme£15in!ItoldhimIdidn'twantthatgreatbigpileofmetal.notescoineddepositshrapneldepositI'vegotaweekendjobforyou.It'ssoyougetpaidbytheday.cashinhandthesmartmoneybudgetingcontactlesspaymentRight,Iboughtthelastthreemeals.Thistimeyouarepaying,socashuppuckerupstumpupclenchupIdon'tknowwheretheyare,buttheisonthembeingonholiday.readymoneyoldhardcashdepositsmartmoneyLookwhojustboughtanewsportscar!Iguessyougotyourbonus!Someone's!cashinhandinthemoneybudgetinggivingarunfortheirmoney【參考答案】閱讀課文并回答問題。Howlonghashumanitybeenusingcoinsascurrency?Metalwasfirstcoinedintocashbetween700and600BCbytheLydians.Trueorfalse?Payingbycashismorepopularthaneverbefore.False.In2017,thebankingtradebodyUKFinancereporteda15%fallintheuseofcash.Whyarebusinessesandretailersturningtoacashlesssystem?Bynottakingcash,businesseswouldbeatanadvantage.Whyisbudgetingwithcasheasier?Budgetingwithcashiseasierbecauseyouknowwhatyou'vegot.Whichwordinthetextmeans'happeningorbeingseenoften'?Commonplace.(Notyetitwouldseem,thoughasmoretechnologicalsolutionstopaymentbecomecommonplace,itsuseislikelytodeclinemore.)請在不參考課文的情況下完成下列練習。選擇一個意思合適的單詞填入句子的空格處。Hetriedtopayme£15inshrapnel■ItoldhimIdidn'twantthatgreatbigpileofmetal.I'vegotaweekendjobforyou.It'scashinhandsoyougetpaidbytheday.Right,Iboughtthelastthreemeals.Thistimeyouarepaying,sostumpup.Idon'tknowwheretheyare,butthesmartmoneyisonthembeingonholiday.Lookwhojustboughtanewsportscar!Iguessyougotyourbonus!Someone'sinthemoney!英國的慈善義賣商店導讀:處理多余的舊物是很多人日常生活中的一大難題。有些東西雖然不再需要,但扔掉又可惜。在英國,人們經(jīng)常會把多余的衣服、書籍等物品捐給慈善義賣商店,這些商店隨后會以折扣價把它們轉(zhuǎn)賣出去,從而幫助那些真正有需要的貧困者。本集《外刊精讀》介紹英國慈善商店的前世今生。一、語篇泛讀Vocabulary:charityandrecycling詞匯:慈善和回收利用Whatdoyoudowitholdstuff?Thattopyouboughtforapartythreeyearsago,forexample.Youworeitonceandit'sbeenhanginginyourwardrobeeversince.Youcouldthrowitaway,butthatseemswasteful-afterallit'sstillperfectlyusable.So,whattodo?IntheUK,wemighttakeittoacharityshop.ThefirstcharityshopsappearedinBritaininthe19thCentury.TheSalvationArmy,aUKcharity,wasoneofthefirsttorunasecond-handclothingshoptoprovidetheimpoverishedandneedywithaffordableclothes.ThiswasfollowedbycharitiessuchastheBritishRedCross,whoalsorelievedhardshipandraisedmoneyforthewareffortduringWorldWarTwo.Themodernformweknowtodaywasopenedin1947byOxfam.Thesedays,charityshopsareacommonsightwitharound11,200shopsacrosstheUK,accordingtotheCharityRetailAssociation.Duringbusinesshoursanymemberofthepubliccandonatetheirunwanteditemstoacharityshop-clothes,books,electronics,furniture.Mostcharityshopswilltakeanything.Theseitemsarecheckedforwearandtearandiffoundstillserviceable,priceduptobesoldataheavilydiscountedprice.Formany,thisisawin-winsituation.Tothecharity,itmeansavaluablesourceofrevenue,whichtheycanusetopursuetheircharitableaim.Totheconsumer,itprovidestheopportunitytobuy,oftenextremelycheaply,itemsandclothes.Thoughpreviouslyowned,theyaredurable.Tothedonator,itdecluttersandmayhelptoassuageconsumerguilt."Youcanmakeaprettygoodcasetoyourselfthatyouaredoinggood,becausewhatyouaredoingisgoingtowardsacharitablecause[and]youaresavingstufffromlandfill/7ClarePress,fashionjournalistandsustainablestyleadvocate,tellstheGuardian.Indeed,approximately£140millionworthofclothingalonegoesintolandfilleachyear,accordingtoUKcharityWRAP,theWasteandResourcesActionProgramme.Therearesometimeshiddentreasuresforthebuyers,too.Onmorethanoneoccasionabuyerhaspurchasedsomethingverycheaply,onlytolaterdiscoveritstruevalue-suchasascreenprintboughtfor99pandlaterfoundtobebyEnglishartistBenNicholson.Itsoldatauctionfor£4,200.Sonexttimeyouneedtoridyourselfofsomething,spareathoughtforthecharityshop-afterall,charitybeginsathome!二、詞匯表throwaway扔掉wasteful浪費的usable能用的charityshop慈善商店second-hand二手的impoverished貧困的needy窮苦的,貧寒的relievehardship解困donate捐出unwanted不需要的,多余的wearandtear磨損serviceable可以使用的previouslyowned二手的durable耐用的declutter清理(多余的物品)dogood做好事charitablecause慈善事業(yè)

sustainable可持續(xù)的hiddentreasure隱藏的寶藏charitybeginsathome好事從身邊做起三、測試與練習閱讀課文并回答問題。Whenwasthefirstcharitablesaleofsecond-handclothinginBritain?Whatdocharityshopsdobeforesellingitems?Whyarecharityshopsadvantageousforcharities?HowmuchclothingisthrownawayintheUKeachyear?Whichwordinthetextmeans'makeunpleasantfeelingslessstrong,?請在不參考課文的情況下完成下列練習。選擇一個意思合適的單詞填入句子的空格處。I'msellingraffleticketstoraisemoneyfora.Willyoubuyone?needyunwantedhiddentreasurecharitablecauseHowcanyouworkwiththismessonyourdesk?Ithinkyouneedtoit.declutterthrowawayrelievedurableIt'satoughjacketbutit'sshowingsignsof.See?Thesleeveisripped.second-handhardshipwearandtearwearandtearwearandteardu

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