2021-2022年遼寧省遼陽(yáng)市公共英語(yǔ)五級(jí)(筆試)_第1頁(yè)
2021-2022年遼寧省遼陽(yáng)市公共英語(yǔ)五級(jí)(筆試)_第2頁(yè)
2021-2022年遼寧省遼陽(yáng)市公共英語(yǔ)五級(jí)(筆試)_第3頁(yè)
2021-2022年遼寧省遼陽(yáng)市公共英語(yǔ)五級(jí)(筆試)_第4頁(yè)
2021-2022年遼寧省遼陽(yáng)市公共英語(yǔ)五級(jí)(筆試)_第5頁(yè)
已閱讀5頁(yè),還剩15頁(yè)未讀, 繼續(xù)免費(fèi)閱讀

下載本文檔

版權(quán)說(shuō)明:本文檔由用戶提供并上傳,收益歸屬內(nèi)容提供方,若內(nèi)容存在侵權(quán),請(qǐng)進(jìn)行舉報(bào)或認(rèn)領(lǐng)

文檔簡(jiǎn)介

2021-2022年遼寧省遼陽(yáng)市公共英語(yǔ)五級(jí)(筆試)學(xué)校:________班級(jí):________姓名:________考號(hào):________

一、1.ListeningComprehension(15題)1.Physicalexercisesandfreedomfromworrymightbethetwomostimportantsecretsoflongevity.

A.RightB.Wrong

2.StudyinginanEnglish-speakingcountryisaveryeffectivewaytolearnEnglish.

A.TrueB.Fasle

3.Whatwillshemostlikelydoeventually?

A.Dobasicelectronics.

B.TeachEnglishliterature.

C.Produceeducationalgames.

D.Writecomputerprograms.

4.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

聽力原文:Hello,everyone.TodayIwillintroduceyouthelearningchainsinBritain.Herethechainsrefertoschoolslinkedtogetheraspartofagroup.Theycanofferstudentsmanypracticaladvantages.

Whenpeopleareaskedtonamealanguageschool,moreoftenthannot,theythinkofoneofthelargeinternationalchainsofschools.Somearevastlanguageteachingorganizationswithschoolsinmanydifferentcountriesandmayteachjustonelanguage.

Oneofthemainstrengthsofthesechainsisthefactthattheirnameisfamiliartopeopleallovertheworld.Thiscanbeabigadvantageintheconfusingworldoflanguagelearning.Moststudentsarebewilderedbymelargechoiceofschoolsandcoursesonoffer,bothathomeandabroad,andsomanyprefertochooseaschoolwhichhasafamiliarnameandanestablishedreputation.Chainschoolsknowthis,andpartoftheirsuccessisduetoeffectivemarketingandadvertising,whichhelpstokeeptheirnamewell-known.

Butchainschoolsshouldnotbedismissedbyseriousstudentsjustbecausetheyuseclevermarketingtechniques.Theyhaveotherimportantstrengthenswhichcanprovideadvantagestostudents.Aschoolisonlyasgoodasitsteachersandfacilities,andmanychainsofferveryhighstandardsinboth.Morechainsrequirethattheirteachershaveinternationallyrecognizedqualificationsandamaximumamountofteachingexperience.Itisimportantforchainstomaintainthesestandardsatallschools,becausethereputationofthewholechaincanbeaffectedifoneschoolperformsbadly.

Studentsalsobenefitfromthestandardizedstructureofchains.Mostchainsusethesametextbooksinalltheirschools,andoftentheyproducetheirowncourseworkmaterials.Theyalsoorganizetheircoursesinmesamewaywhichmeansthatstartingdatesandcourselengthsareusuallythesameatallschools.

Forstudents,oneofthemainadvantagesofthisstandardizedstructureissimplicity.IfyoucannotdecidewhethertostudyintheU.S.orBritain,forexample,mostchainsallowstudentstostarttheirlanguagecourseatoneschoolandcontinueatanother,sotheycanexperiencedifferentregionsordifferentcountries,aspartofthesamestudytrip.

Chainschoolstendtobelargerthansinglecenterschools,whichcanalsohaveadvantagesforstudents.Withlargernumbersofstudents,schooladministratorscanachieveabettermixtureofnationalitiesinclassrooms.Thismeansthatstudentscanavoidbeingwithotherstudentswhospeaktheirlanguage.Thisgivesthemthechancetomeetstudentsfromothercountries,andtopracticetheirEnglishwiththem.

Somechainsofferstudentsaverysimplebookingandenrolmentprocedurewhichisalsouseful.Applicationformsandenrolmentproceduresarethesameforallschools,sostudentsneedonlysupplytheirdetailsonce.

Studentsmayfindthattheycanbooktheircourseabroadthrougharepresentativeofachainschoolintheirowntownorcity.Otherchainsofferacentralizedbookingfacility,sostudentsonlyhavetocontactonecentertomakeabookinganywhereintheworld.

Chainschoolsoftenoperateindifferentlocations,whereasasingleschoolislikelytobebasedpermanentlyinonebuilding.Manychainschoolsoperatetemporaryschools,particularlyduringthesummerholidays.InBritain,theyoftenusesecondaryschoolpremiseswhichareemptyduringtheschoolholidays.

StudyingEnglishinanEnglish-speakingcountryisthemosteffectivewaytolearnthelanguage,butformanystudentsthisisonlyonestageoftheirlearningcareer.Moststudentsstartlearning

A.TrueB.Fasle

5.Whatisbehavioralmanagementbasedon?

6.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

聽力原文:DoItYourselfMagazineorganizesacompetitioneverysummertoelectthe“Handymanoftheyear”.ThewinnerofthisyeariSMr.RoyMiller.aSheffieldpostman.Ajournalistandaphotographerhavecometohishouse.ThejournalistisinterviewingMr.Millerforanarticleinthemagazine.

W:Well,I'mveryimpressedbyalltheworkyou'vedoneonyourhouse,Mr.Miller.Howlonghaveyoubeenworkingonit?

M:IfirstbecameinterestedinDo-it-Yourselfseveralyearsago.Yousee,mysonPaulisdisabled.He'sinawheel-chairandIjusthadtomakealterationstothehouse.Icouldn'taffordtopayworkmentodoit.Ihadtolearntodoitmyself.

W:Hadyouhadanyexperienceinthiskindofwork?Didyouhaveanypracticalskills?

M:No.1gotafewbooksfromthelibrarybuttheydidn'thelpverymuch.SoIdecidedtogotoeveningclassessothatIcouldlearnbasiccarpentryandelectricalwiring.

W:Whatsortofchangesdidyoumaketothehouse?

M:Firstofall,practicalthingstohelpPaul.Youneverreallyrealizetheproblemshandicappedpeoplehaveuntilitattacksyourownfamily.Mostgovernmentbuildings,forexample,havestepsuptothedoor.Theydon'tplanbuildingssothatdisabledpeoplecangetinandout.Weusedtoliveinaflat,andofcourse,itwastotallyunsuitable.Justimaginetheproblemsadisabledpersonwouldhaveinyourhouse.WeneededalargerhousewithwidecorridorssothatPaulcouldgetfromoneroomtoanother.Wedidn'thavemuchmoneyandwehadtobuythisone.It'soverninetyyearsoldanditwasinaverybadstateofrepair.

W:Wheredidyoubegin?

M:Theelectrical.IcompletelyrewiredthehousesothatPaulcouldreachalltheswitches.Ihadtolowerthelightswitchesandraisethepower-points.IwentontodothewholehousesothatPaulcouldreachthingsandgowhereheneeded.

W:Whatelsedidyoudo?

M:BythetimeI'dalteredeverythingforPaul,do-it-yourselfhadbecomeahobby.Ireallyenjoyeddoingthingswithmyhands.Look,Ieveninstalledsmoke-alarms.

W:Whatwasthepurposeofthat?

M:Iwasveryworriedaboutfire.Yousee,Paulcan'tmoveveryfast.Ifittedthemsothatwewouldhaveplentyofwarningiftherewereafire.Iputinacompleteburglar-alarmsystem.Ittookweeks.Thefrontdooropensautomatically.andI'mgoingtoputadeviceonPaul'swheelchairsothathe'llbeabletoopenandcloseitwhenhewants.

W:Whatareyouworkingonnow?

M:I'vejustfinishedthekitchen.I'vedesigneditsothathecanreacheverything.NowI'mbuildinganextensionsothatPaulwillhavealargeroomonthegroundfloorwherehecanwork.

W:There'sa$10,000prize.Howareyougoingtospendit?

M:IamgoingtostartmyownbusinesssothatIcanconvertordinaryhousesfordisabledpeople.IthinkI'vebecomeanexpertonthesubject.

ThoughPaulisdisabled,hemanagedtomovearoundinthehouse.

A.RightB.Wrong

7.Astrokevictimcanputglovesonbothhishands.

A.RightB.Wrong

8.Whatproblemdoesthemanthinkcanbesolvedifthegovernmentputupsmallunitstobuildsolarpanels?

A.Theheatsupply.

B.Theelectricsupply.

C.Thewatersupply.

D.Theunemploymentsituation.

9.Whatdoweknowaboutthedifferencebetweenmenandwomenintermsofpersonalrelationships?

A.Itiseasierforwomentomakefriendsamongwomen.

B.Womentendtorevealtheirfeelingsmoreeasily.

C.Personalrelationshipsaremorecentraltomostmen'slives.

D.It'seasiertoestablishpersonalrelationshipswithwomenthanwithmen.

10.Whatwillthespeakerdiscussfirst?

11.Chainschoolsoftenchangetheirlocations.

A.RightB.Wrong

12.InwhichyeardidColumbustakechilipeppertoSpain?

13.Whatwasthenamegiventothegenerationthatcameofageduringthe1960s?

14.AlldirectorsontheBoardarefull-timeemployeesinthecompany.

A.RightB.Wrong

15.Whydoesthewomanrefertofootball?

A.Toillustratemen'sinterest.

B.Toillustratethatmenusuallydonottouchuponanythingimportantintalkingabouttheirworkandinterest.

C.Toprovemenaremostlyfootballfans.

D.Toshowthatmenintentionallytrytoavoidtalkingabouttheirtruefeelings.

二、2.UseofEnglish(10題)16.(39)

17.

【C10】

18.(45)

19.(38)

20.

【C5】

21.(35)

22.(44)

23.

【C12】

24.(40)

25.Impatiencecharacterizesyoungintellectualworkers.Theywanttomaketheirmark【31】______.Soit'simportanttoget【32】______totheminachallengingmannertheidea【33】______bigachievementsrarelycomeeasilyandquickly.Pointoutthatthelittlesuccessesareessential.Showthatthey【34】______turnbecomethefoundationon【35】______reputationsarebuiltandfromwhichmoreimportanttaskscanbeaccomphished.

Avarietyofjobassignments,includingjoborprojectrotation,alsokeepajob【36】______becomingdull.

Whereasit'snaturalforsomeindividualstowanttomoveaheadimmediatelytomoredifficultassignments,【37】______properguidancetheycancontinuetolearnandtogainversatilitybyworkingonanumberofjobsthatareessentially【38】______thesamecomplexity.Thiswaytheygainbreadth,ifnotdepth.

Probablythegreatestoffensetoguard【39】______whendealingwithyoungerspecialistsistorejectideasoutofhand.Youmustlisten—andlistenobjectively—totheirsuggestions.Avoid【40】______overcritical.Youwanttonurtureaninquiringmindwithafreshapproach.You'llfrustrateitquicklyifyoureverttoooften【41】______"We'vetriedthatbeforeanditwon't【42】______here."

Onesurewaytodisenchant【43】______collegegraduatesisflagrantlymisusingtheirtalents.Expectthemtodosomeroutinework,ofcourse.Butdon'tmaketheir【44】______workjustonelongseriesoferrands.Thisincludessuchbreak-inassignments【45】______performingroutinecalculations,diggingup【46】______material,【47】______operatingreproductionequipment.Onelargemanufacturingcompanyrecentlyinterviewedanumberof【48】______engineerswhohadleftthem.Thecompanyfoundthattheoverwhelmingcomplaintwasthatthecompanynotonlydidnotofferworkthat【49】______challengingbutalsoexpected【50】______toolittlefromtheminthewayofperformance.

(31)

三、3.ReadingComprehension(15題)26.

Theenclosuresofthe17thand18thcenturiesmeantthat______.

A.peoplewerenolongerlegallyentitledtoownland

B.peopleweredriventolookelsewhereformeansofsupportingthemselves

C.peoplewerenotadequatelycompensatedforthelossoftheirland

D.peoplewerebadlypaidfortheworktheymanagedtofind

27.

Whichofthefollowingistrueaccordingtothetext?

A.Ashanthineedstoreceivegene-therapytreatmentconstantly.

B.Despitethehugefunding,generesearcheshaveshownfewpromises.

C.Therapeuticgenesarecarriedbyharmlessviruses.

D.Gene-dopingisencouragedbyworldagenciestohelpathletesgetbetterscores.

28.

______producessmallamountsofwaste?

29.PartB

Directions:Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66-70,choosethemostsuitableparagraphfromthelistA-Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Inthefollowingarticlesomeparagraphshavebeenremoved.ForQuestions66~70,choosethemostsuitableparagraphfromthelistA~Ftofitintoeachofthenumberedgaps.Thereisoneparagraphwhichdoesnotfitinanyofthegaps.MarkyouranswersonANSWERSHEET1.

Itwasamomentmostbusinessexecutiveswouldpausetosavor:latelastyear,GermansportinggoodspioneerAdidaslearnedthatafteryearsofdecliningmarketshare,thecompanyhadsprintedpastU.S.ReebokInternationaltotakethesecondplacebehindNikeintheraceforworldwidesales.ButRobertLouis-Dreyfus,therumpledFrenchmanwhonowrunsAdidas,anddidn'tevenstopforoneofhistrademarkHavanacigarsincelebration,worriedthatthecompanywouldgrowcomplacent.Instead,heandagroupoffriendsboughtFrenchsoccerclubOlympicdeMarseille"Nowthat'ssomethingIhavedreamedaboutsinceIwasakid."Louis-Dreyfussayswithanadolescentgrin.

66.______

Withsalesinthefirstthreequartersof1996at$2.5billion,upablithering30.7%over1995,it'shardtorecallthedismalshapeAdidaswasinwhenLouis-DreyfustookoveraschairmaninApril1993.Foundedin1920byAdiDassler,theinventorofthefirstshoesdesignedespeciallyforsports,thecompanyenjoyedanearmonopolyinathleticshoesuntilanupstartcalledNikeappearedinthe1970sandrodetherunningfadtoriches.Bytheearly1990sAdidashadcomeunderthecontrolofFrenchbusinessmanBernardTapie,whowaslaterjailedforbribingthreeFrenchsoccerplayers.AlthoughthecompanytriedtospruceupitsstaidimagewithateamofAmericandesigners,Adidaslostmorethan$100millionin1992,promptingtheFrenchbanksthathadacquiredcontrolofthecompanyfromTapietobeginadesperatesearchforanewowner.

67.______

Thepoker-lovingLouis-Dreyfusknewhehadbeendealtawinninghand.FollowingtheleadsetbyNikeinthe1970s,hemovedproductiontolow-wagefactoriesinChina,IndonesiaandThailandandsoldAdidas'EuropeanfactoriesforatokenoneDeutschemarkapiece.HehiredPeterMoore,aformerproductdesigneratNike,ascreativedirector,andsetupstudiosinGermanyfortheEuropeanmarketandinPortland,Oregon,fortheU.S.Hethenriskedeverythingbydoublinghisadvertisingbudget."Wewentfromamanufacturingcompanytoamarketingcompany,"saysLouis-Dreyfus."Itdidn'ttakeagenius--youjusthadtolookatwhatNikeandReebokweredoing.Itwaseasierforsomeonecomingfromtheoutside,withnobaggage,todoit,thanforsomebodyfrominsidethecompany."

68.______

"ThemarketingatAdidasisvery,verygoodrightnow,"saysEugenioDiMaria,editorofSportingGoodIntelligence,anindustrynewsletterperceivingAdidasasaveryyoungbrand."Thecompanyisparticularlystronginapparel,muchstrongerthanNikeandReebok."

Although90%ofAdidasproductsforwearonstreetinsteadofsportsfields,Louis-DreyfusfeltthepreviousmanagementhadlostsightofAdidas'rootsasasportingproductscompany.Afterall,AdiDasslerinventedthescrew-instudforthesoccershoeandshodAmericanchampionJesseOwensinthe1936Olympics.Sohesoldofforfoldedothernon-corebrandsthatAdidashaddeveloped,includingLeCoqSportif,ArenaandPony.Europeisstillthecompany'slargestmarketbecauseAdidasdominatestheapparelindustryandthankstosoccer'smassivepopularitythere,Louis-Dreyfttsisquicktosharecreditfortheturnaroundwithasmallgroupoffriendswhoboughtthecompanywithhimin1993.Oneofthosefellowinvestorsisaform

30.(67)

31.Itwaslateintheafternoon,andIwasputtingthefinaltouchonapieceofwritingthatIwasfeelingprettygoodabout.Iwantedtosaveit,butmycursorhadfrozen.Itriedtoshutthecomputerdown,anditseizedupaltogether.Unsureofwhatelsetodo,Iyanked(用力猛拉)thebatteryout.

Unfortunately,Windowshadbeeninthemidstofadelicateandcrucialundertaking.Thenextmorning,whenIturnedmycomputerbackon,itinformedmethatafilehadbeencorruptedandWindowswouldnotload.Then,itofferedtorepairitselfbyusingtheWindowsSetupCD.

IopenedthespecialdrawerwhereIkeepCDs,butnoWindowsCDinthere.Iwasforcedtocallthecomputercompany'sGlobalSupportCentre.Mycallwasansweredbyawomaninsomeunnamed,far-offland.IfinditannoyingtomakesmalltalkwithsomeonewhenIdon'tknowwhatcontinentthey'restandingon.SupposeIweretocommentonthebeautifulweatherwe'vebeenhavingwhentherewasamonsoonattheotherendofthephone?SoIgotrighttothepoint.

"Mycomputeristellingmeafileiscorruptedanditwantstofixitself,butIdon'thavetheWindowsSetupCD."

"Soyou'rehavingaproblemwithyourWindowsSetupCD."Shehasapparentlybeendozingand,havingcometojustasthesentenceended,wasattemptingtocoverforherinattention.

Itquicklybecameclearthatthewomanwasnotacomputertechnician.Herjobwastoserveasagatekeeper,ahumanshieldforthetechnicians.Hersoleduty,asfarasIcouldtell,wastoraiseglobalstresslevels.

Tomakemedisappear,thewomangavemethephonenumberforWindows'creator,Microsoft.Thisislikegivingsomeonethephonenumberfor,Idon'tknow,NorthAmerica.Besides,theCDworked;Ijustdidn'thaveit.NomatterhowmanytimesIrepeatedmystory,wecamebacktothesameplace.Shewascalmandresolutelypolite.

Whenmyvoicehitacertaindecibel(分貝),Iwaspassedalong,likeahot,irritablepotato,toatechnician.

"Youdon'thavetheWindowsSetupCD,ma'am,becauseyoudon'tneedit,"heexplainedcheerfully.

"Windowscamepreinstalledonyourcomputer!"

"ButIdoneedit."

"Yes,butyoudon'thaveit."Wewentonlikethisforawhile.Finally,heofferedtowalkmethroughtheuseofadifferentCD,onethatwoulderasemyentiresystem."Ofcourse,you'dloseallyoure-mail,yourdocuments,yourphotos."Itwaslikeofferingtodropasafeonmyheadtocuremyheadache."Youmightbeabletorecoverthem,butitwouldbeexpensive."Hesoundeddelighted."Andit'snotcoveredbythewarranty(產(chǎn)品保證書)!"Thesafebegantoseemlikeagoodidea,provideditwasfull.

Ihungupthephoneanddrovemycomputertoasmall,friendlyrepairplaceI'dheardabout.Asmart,helpfulmandugoutaWindowsCDandtoldmeitwouldn’tbeaproblem.Anhourlater,hecalledtoletmeknowitwasready.Ithankedhim,andwechattedabouttheweather,whichwasthesameoutsidemywindowasitwasoutsidehis.

Whydidtheauthorshutdownhercomputerabruptly?

A.Shehadsavedwhatshehadwritten.

B.Shecouldn'tmovethecursor.

C.Thecomputerrefusedtowork.

D.Thecomputerofferedtorepairitself.

32.(72)

33.(80)

34.Women'smindsworkdifferentlyfrommen's.Atleast,thatiswhatmostmenareconvincedof.Psychologistsviewthesubjecteitherasamatterorfrustrationorajoke.Nowthebiologistshavemovedintothisminefield,andsomeofthemhavefoundthattherearerealdifferencesbetweenthebrainsofmenandwomen.Butbeingdifferent,theypointouthurriedly,isnotthesameasbeingbetterorworse.

Thereis,however,adefinitestructuralvariationbetweenthemaleandfemalebrain.Thedifferenceisinapartofthebrainthatisusedinthemostcomplexintellectualprocesses—thelinkbetweenthetwohalvesofthebrain.

Thetwohalvesarelinkedbyatrunklineofbetween200and300millionnerves,thecorpuscallosum.Scientistshavefoundquiterecentlythatthecorpuscallosuminwomenisalwayslargerandprobablyricherinnervefibersthanitisinmen.Thisisthefirsttimethatastructuraldifferencehasbeenfoundbetweenthebrainsofwomenandmenanditmusthavesomesignificance.Thequestionis"What?",and,ifthisdifferenceexists,arethereothers?Researchshowsthatpresent-daywomenthinkdifferentlyandbehavedifferentlyfrommen.Aresomeofthesedifferencesbiologicalandinborn,aresultofevolution?Wetendtothinkthatistheinfluenceofsocietythatproducesthesedifferences.Butcouldwebewrong?

Researchshowedthatthesetwohalvesofthebrainhaddifferentfunctions,andthatthecorpuscallosumenabledthemtoworktogether.Formostpeople,thelefthalfisusedforwordhanding,analyticalandlogicalactivities;therighthalfworksonpictures,patternsandforms.Weneedbothhalvesworkingtogether.Andthebettertheconnections,themoreharmoniouslythetwohalveswork.And,accordingtoresearchfindings,womenhavethebetterconnections.

Butitisn'tallthateasytoexplaintheactualdifferencesbetweenskillsofmenandwomenonthisbasis.Inschoolsthroughouttheworldgirlstendtobebetterthanboysat"languagesubjects"andboysbetteratmathsandphysics.Ifthesedifferencescorrespondwiththedifferencesinthehemispherictrunkline,thereisanunalterabledistinctionbetweenthesexes.

Weshan'tknowforawhile,partlybecausewedon'tknowofanypreciserelationshipbetweenabilitiesinschoolsubjectandthefunctioningofthetwohalvesofthebrain,andwecannotunderstandhowthetwohalvesinteractviathecorpuscallosum.Butthisstrikingdifferencemusthavesomeeffectand,becausethedifferenceisinthepartsofthebraininvolvedinintellect,weshouldbelookingfordifferencesinintellectualprocessing.

WhichofthefollowingstatementsisCORRECT?

A.Biologistsareconductingresearchwherepsychologistshavegivenup.

B.Braindifferencespointtosuperiorityofonesexovertheother.

C.Resultsofscientificresearchfailtosupportpopularbelief.

D.Thestructuraldifferenceinthebrainbetweenthesexeshaslongbeenknown.

35.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis—findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructrue,isnotsubjecttotaxes,incontrasttootherpersonalinvestments.

However,MacDonaldandotherswarnagainstusinginsurancepoliciespurelyasaninvestment.Whiletherearetaxadvantages,therearealsothecostsconnectedwiththeinsurancecoverage,andifyoudon'tneedthatcoveragethesecanbeexpensivewaystoinvest.

Moreover,MacDonaldnotesthatsomecompaniesareofferinginsurancethathasacriticalillnessorlong-termcarebenefit.Thesepoliciesspecifythatifsomeonesuffersaheartattack,forexample,theywillget25%ofthefaceamountoftheinsurancepolicyimmediatelyratherthanatdeath.Oriftheymustbeconfinedtoanursinghome,theywillbeabletouseuptothefaceamountofthepolicytopaythenursinghomecosts.

Amidtheproliferationofinsuranceproduct,MacDonaldsays,"Thepositivesideofitistherearebetterproducts—they'recheaperandmoreflexible.Thenegativesideisthatit'smorecomplicatedandeasiertomakeamistake.Inthepast,itwasplainvanilla;everybodywassellingthesameproductandeverybodyhadtofindanagenttheyliked.Nowtherehasbeensignificantchangesinproductstructureanddesign,andbenefits,andsoitisworthwhiletoshoparound."

Thepurposeofinsuranceisto______.

A.giveyoumoneywheneveryouneed

B.protectyoufromfinancialrisks

C.savemoney

D.outlivemoney

36.

Thefederalgovernmentgetsmostoftheirincomefrom______.

A.propertytaxB.incometaxC.salestaxD.estatetax

37.

Ed'sencounterwiththerecyclingteamshowsthat______.

A.Edwasdesperatetocorrecthismistake.

B.EdonlywantedtogivemoneytoRaoul.

C.Edwasunwillingtotipthetruckdriver.

D.Ednolongerwantedtogivethemmoney.

38.(68)

39.(73)

40.(77)

四、閱讀理解(5題)41.

47

Whatdoestheunderlinedword“they”inParagraph2referto?

42.

38

Theelectriccatfishhasadifferentelectricsysteminthat__________.

43.

根據(jù)下列文章回答31~35題:

31

Whichofthefollowingwouldbethebesttitleforthetext?

44.

根據(jù)下列文章回答46~50題:

46

Thepurposeofinsuranceisto__________.

45.

24

isnowthelargestindustrialcityinthecountry?__________

參考答案

1.A

2.A

3.C

4.B

5.Howpeoplebehave

6.B

7.B

8.D

9.B

10.Origin(s)ofstudent/wherestudentsarefrom/student(s)background(s)Origin(s)ofstudent/wherestudentsarefrom/student(s)background(s)

11.A

12.(In)1493

13.BabyBoomgeneration

14.B

15.B

16.againstagainst解析:guardagainst意為“防止,防范,警惕”,為固定短語(yǔ),against也可以省略。

17.withwith解析:根據(jù)對(duì)等關(guān)系,這里應(yīng)該與后面的部分“apersonwithagoodunderstanding”相對(duì)應(yīng)。意思是“那些腳踏實(shí)地的人往往是那些很了解現(xiàn)實(shí)的人。”故答案為with。

18.customercustomer解析:從這個(gè)句子的賓語(yǔ)“…thatheorshehasdoneagoodjobofchoosingtheitems.”可以看出,這里說(shuō)的是顧客的行為,他們認(rèn)為自己買這些商品是很理性的。故答案為customer。

19.diddid解析:據(jù)38題解析,由于while意為“盡管”,才有后面起強(qiáng)調(diào)作用的did,意為“確實(shí)”,言下之意有轉(zhuǎn)折之意。

20.whichwhich解析:“聲譽(yù)建立的基礎(chǔ)”英語(yǔ)表達(dá)為“thefoundationonwhichreputationsarebuilt”,which指代foundations。

21.unlikeunlike解析:根據(jù)下文,以日本學(xué)生與美國(guó)和韓國(guó)的作對(duì)比,日本的學(xué)生不像韓國(guó)和美國(guó)的學(xué)生一樣。所以此處應(yīng)填“unlike”。

22.personperson解析:本句話的意思是“與此相反的一類人是那些想入非非的人?!备鶕?jù)上下文的要求這里應(yīng)該填入man的同義詞。故答案為person。

23.butbut解析:這里表達(dá)的前后句意是一種轉(zhuǎn)折關(guān)系。前面說(shuō)“hemayhavedreams.”而后面“hedoesnotallowthemtoblockhisknowledge…”的意思卻是“但是他也不會(huì)讓這些夢(mèng)想阻擋自己對(duì)什么是現(xiàn)實(shí)的理解?!惫蚀鸢笧閎ut。

24.gripgrip解析:顯然,此空應(yīng)填一個(gè)動(dòng)詞“握,拿”,英語(yǔ)中握筆用動(dòng)詞grip。

25.fastfast解析:由上一句句意“不耐心代表了年輕的腦力工作者們的特點(diǎn)?!笨芍?,本句“他們想…成名”中的空

溫馨提示

  • 1. 本站所有資源如無(wú)特殊說(shuō)明,都需要本地電腦安裝OFFICE2007和PDF閱讀器。圖紙軟件為CAD,CAXA,PROE,UG,SolidWorks等.壓縮文件請(qǐng)下載最新的WinRAR軟件解壓。
  • 2. 本站的文檔不包含任何第三方提供的附件圖紙等,如果需要附件,請(qǐng)聯(lián)系上傳者。文件的所有權(quán)益歸上傳用戶所有。
  • 3. 本站RAR壓縮包中若帶圖紙,網(wǎng)頁(yè)內(nèi)容里面會(huì)有圖紙預(yù)覽,若沒有圖紙預(yù)覽就沒有圖紙。
  • 4. 未經(jīng)權(quán)益所有人同意不得將文件中的內(nèi)容挪作商業(yè)或盈利用途。
  • 5. 人人文庫(kù)網(wǎng)僅提供信息存儲(chǔ)空間,僅對(duì)用戶上傳內(nèi)容的表現(xiàn)方式做保護(hù)處理,對(duì)用戶上傳分享的文檔內(nèi)容本身不做任何修改或編輯,并不能對(duì)任何下載內(nèi)容負(fù)責(zé)。
  • 6. 下載文件中如有侵權(quán)或不適當(dāng)內(nèi)容,請(qǐng)與我們聯(lián)系,我們立即糾正。
  • 7. 本站不保證下載資源的準(zhǔn)確性、安全性和完整性, 同時(shí)也不承擔(dān)用戶因使用這些下載資源對(duì)自己和他人造成任何形式的傷害或損失。

最新文檔

評(píng)論

0/150

提交評(píng)論