2023年銀行招聘之銀行招聘綜合知識(shí)能力測(cè)試試卷B卷附答案

2023年銀行招聘之銀行招聘綜合知識(shí)能力測(cè)試試卷B卷附答案

單選題（共200題）1、經(jīng)濟(jì)成本和經(jīng)濟(jì)利潤(rùn)具有以下特征（）。A.前者比會(huì)計(jì)成本小，后者比會(huì)計(jì)利潤(rùn)大B.兩者都比相應(yīng)的會(huì)計(jì)成本和會(huì)計(jì)利潤(rùn)大C.前者比會(huì)計(jì)成本大，后者比會(huì)計(jì)利潤(rùn)小D.兩者都比相應(yīng)的會(huì)計(jì)成本和會(huì)計(jì)利潤(rùn)小【答案】C2、我國(guó)政府提出的（）是“低碳”概念的核心概念。A.節(jié)能減排B.環(huán)境保護(hù)C.出口退稅D.計(jì)劃生育【答案】A3、Hehasbeendrinkingalcoholsoheavilythathishealthseverelyaffectedandgothis___alcoholically.A.quantumB.qualmC.quailD.quietus【答案】D4、下列關(guān)于我國(guó)“四大名窟”的說(shuō)法，錯(cuò)誤的是（）A.四大名窟都是以中國(guó)佛教文化為特色的B.四大名窟都位于我國(guó)南北分界線以北C.四大名窟均始建于魏晉南北時(shí)期D.四大名窟分布于我國(guó)四個(gè)不同省份【答案】D5、資料：What，ifanything，dowegainbyclingingtoourantioxidantsupplements？A.AlargeamountofantioxidantsupplementsarenotnecessaryB.OxidationcannotdoanythinggoodatalltoourbodyC.PlantssurvivinghardconditionscanproducealotofantioxidantD.Antioxidantsupplementscanimproveone’sphysicalperformance【答案】A6、資料：HappywoodspritesknowsthewaytoFenghuangcity.A.ItiscreamedB.ItissteamedC.ItisgrilledD.Itisroasted【答案】C7、資料：Thedailychangesofthemarketcanleadinvestorsastray.Theupsanddownsmakethetendencytolookattheportfolio,sperformancefrequentlytootemping.Thismeansinvestersarelikelytoperceivemererisk,forgettingabouttheirkeytermgoals.A.MostinvestorslogintotheirtradingaccountseverydayB.TheinvestorswhoseldomcheckdailychangesmaygetmorereturnsC.ThepotentialgainandlossofassetscanbepredictedD.Thepotentialgrowthrateoftheportfolioislikelytobefixed【答案】B8、2008年全球金融危機(jī)爆發(fā)以來(lái)，世界主要國(guó)家央行開始采取特殊貨幣政策，美國(guó)在利率水平已經(jīng)接近紀(jì)錄最低時(shí)，推出了一系列非常規(guī)貨幣政策，包括為了支持銀行貸款的長(zhǎng)期流動(dòng)性供給，為壓低長(zhǎng)期利率的資產(chǎn)購(gòu)買計(jì)劃等，除美國(guó)以外，美國(guó)、日本和歐洲銀行也采取了非常規(guī)貨幣政策。IMF于2013年5月16日發(fā)布了《非常規(guī)貨幣政策：最近經(jīng)驗(yàn)與前景》報(bào)告，報(bào)告稱發(fā)達(dá)國(guó)家的非常規(guī)貨幣政策在很大程度上幫助實(shí)現(xiàn)了該國(guó)政策目標(biāo)，諸如持續(xù)兩年左右的購(gòu)買國(guó)債計(jì)劃幫助美國(guó)和英國(guó)的GDP增速提升了約2個(gè)百分點(diǎn)，然而，發(fā)達(dá)國(guó)家的這些政策對(duì)世界其他國(guó)家也造成了很大的影響，大量資本流入拉丁美洲和亞洲，導(dǎo)致新興市場(chǎng)的匯率過(guò)度升值和波動(dòng)。A.緊縮貨幣政策B.消極貨幣政策C.中性貨幣政策D.寬松貨幣政策【答案】D9、新農(nóng)合”是指（）。A.新型農(nóng)村合作社B.新型農(nóng)村合作保險(xiǎn)C.新型農(nóng)村合作醫(yī)療D.新型農(nóng)村合作教育【答案】C10、勞動(dòng)者在下列哪種情形中，用人單位可以解除勞動(dòng)合同？（）A.勞動(dòng)者患病或者非因公負(fù)傷，在規(guī)定的醫(yī)療期內(nèi)的B.嚴(yán)重違反用人單位的規(guī)章制度的C.勞動(dòng)者不能勝任工作，經(jīng)過(guò)培訓(xùn)或者調(diào)整工作崗位，仍不能勝任工作的D.女職工在孕期、產(chǎn)期、哺乳期內(nèi)的【答案】B11、資料：“Iwouldn’tbeheretodayifnotforthegenerosityofstrangers,”saidMichaelMoritz,whileannouncingamajordonationtoOxfordUniversity.AformerTimeMagazinereporter,Mr.MoritzleftjournalismtobecomeoneofthemostsuccessfulventurecapitalistsinSiliconValley.ThroughSequoiaCapital,thefirmhejoinedin1986andhasledformanyyears,Mr.MoritzwasanearlyinvestorinGoogle,Yahoo,PayPalandLinkedIn.Hispersonalfortuneisestimatedatwellover$1billion.OxfordUniversityannouncedlastWednesdaythatheandhiswife,thenovelistHarrietHeyman,donated￡75million,or$115million,tofundanewscholarshipprogramaimedatprovidingfinancialaidtostudentsfromlow-incomebackgrounds.Behindtheheadlinesaboutthesizeofthegiftwasafamilystoryofimmigration,educationandasenseofobligationthattranscendedgenerations.A.ObjectiveB.IndifferentC.SuspiciousD.Supportive【答案】D12、屬于南宋的作者是（）。A.蘇軾B.周邦彥C.范成大D.雎景臣【答案】C13、2020年1月2日電，自今年1月1日起，符合條件的港澳臺(tái)居民可在（）參加社會(huì)保險(xiǎn)。目前，珠海市已啟動(dòng)實(shí)施港澳臺(tái)居民參加珠海社會(huì)保險(xiǎn)工作，專題部署和組織培訓(xùn)。A.珠海市B.深圳市C.廣州市D.廈門市【答案】A14、填入括號(hào)中最恰當(dāng)?shù)囊豁?xiàng)是（）。A.發(fā)表，獨(dú)樹一幟B.抒發(fā)，獨(dú)出心裁C.發(fā)表，別具一格D.抒發(fā)，別有用心【答案】B15、債券價(jià)格、必要收益率與息票利率之間存在以下（）的關(guān)系。A.息票利率小于市場(chǎng)利率，債券價(jià)格高于票面價(jià)值B.息票利率小于市場(chǎng)利率，債券價(jià)格小于票面價(jià)值C.息票利率大于市場(chǎng)利率，債券價(jià)格小于票面價(jià)值D.息票利率等于市場(chǎng)利率，債券價(jià)格不等于票面價(jià)值【答案】B16、2012年是中國(guó)銀行成立（）周年。A.90B.100C.110D.80【答案】B17、Passage3A.arecookedwiththepowderofsomeplantsB.havefufuinthemC.aretoohardtoeatD.areveryhard【答案】D18、資料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.A.Heisthesoleauthorof“Authenticity”B.HeencouragesfirmstolookfortypicaleventsfromarchivesC.Helovesthecobalt-blueglassedofRitz-CarltonhotelverymuchD.Healsobelievesthatyoungerfirmscanusehistoryaswell【答案】B19、Henry’sbusinessismuchworsethanbefore,therefore,hehasto______theexpenseofhiscorporation.A.cutintoB.cutinC.cutdownD.cutoff【答案】C20、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.A.Kuwait，QatarandUAEwillfacetoughersituationthanotherpeersB.QatarandUAE’seconomywillbebetterthanthatofKuwaitC.LifeforSaudiArabia，OmanandBahrainwillonlybetougherD.AllGCCstateswillhardlysolvethehardproblem【答案】C21、資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.A.LocalizetheirproductselectionB.BetterunderstandtheevolvingChineseconsumerpreferencesC.BeawareoftheimportanceoflocationchoiceD.Allabove【答案】D22、()要求企業(yè)應(yīng)當(dāng)以實(shí)際發(fā)生的交易或者事項(xiàng)為依據(jù)進(jìn)行確認(rèn)、計(jì)量和報(bào)告，如實(shí)反映符合確認(rèn)和計(jì)量要求的各項(xiàng)會(huì)計(jì)要素及其他相關(guān)信息。A.可靠性B.可理解性C.實(shí)質(zhì)重于形式D.重要性【答案】A23、在20世紀(jì)80年代，鄧小平提出了對(duì)馬克思主義進(jìn)行再認(rèn)識(shí)的兩個(gè)基本問(wèn)題，他說(shuō)：“什么叫社會(huì)主義?什么叫馬克思主義?我們過(guò)去對(duì)這個(gè)問(wèn)題的認(rèn)識(shí)不是完全清醒的。”這種不清醒的突出表現(xiàn)是（）。A.不重視發(fā)展生產(chǎn)力B.不重視改革開放C.忽視了改善人民生活D.忽視了中國(guó)國(guó)情【答案】D24、It'sthepaintingsinLouvre______DaVinciworkedonforyears______havebecomeafascinationtopeoplefromallovertheworld.A.where;thatB.that;whenC.that;thatD.where;when【答案】C25、E—mai1郵件本質(zhì)是（）。A.一個(gè)文件B.一份傳真C.一個(gè)電話D.一個(gè)網(wǎng)頁(yè)【答案】A26、Wehavedataminingandloadingtoolsforbothmaintenancetaskdataandcomponentdata,whichmeansaconsiderable___inimplementationtime.A.stopB.savingC.consumptionD.economy【答案】B27、新中國(guó)第一家全國(guó)性的股份制商業(yè)銀行成立于（）年。A.1980B.1979C.1987D.1985【答案】C28、資料：Nomatterhowcarefullyyoupickthemembersonyourteam,youmaystillendupwithanegativeemployee.Theseworkersdon’tnecessarilyfallintothecategoryof“toxic,”butthey’rejustkindofadragwiththeircynical,pessimisticworldview.Ifyou‘redealingwithanegativeemployee,hereare3stepstotake.A.BeingveryinquisitivejustlikeapolicemanB.Speakingdirectlyaboutone’sshortcomingwithoutconsideringone’sfeelingsC.HittingthenailontheheadintheconversationD.Focusingonthenegativeemotionbehindamessageratherthantherealproblem【答案】D29、Thischaptergivesanoverviewofthree-dimensional（3D）textilesinsportsandleisureclothing______manufacturingprocessesandproductrequirements.A.inconnectionwithB.incommonwithC.regardlessofD.withrespectto【答案】D30、聯(lián)合國(guó)大會(huì)將每年的（）定為“婦女和女童參與科學(xué)國(guó)際日”，今年的主題是“投資婦女和女童參與科學(xué)，促進(jìn)包容性綠色增長(zhǎng)”。A.2月10日B.2月11日C.2月12日D.2月13日【答案】B31、當(dāng)?shù)貢r(shí)間2013年3月26日晚上7時(shí)30分，中共中央總書記、國(guó)家主席習(xí)近平同志d席金磚峰會(huì)開幕式。開幕式前中國(guó)人民銀行宣布當(dāng)天已與巴西達(dá)成了中巴（）協(xié)議，旨在力強(qiáng)雙邊金融合作。A.人民幣清算B.本幣互換C.經(jīng)濟(jì)合作D.金融服務(wù)【答案】C32、資本主義條件下的借貸資本（）。A.是從職能資本運(yùn)動(dòng)中分離出來(lái)的一種生息資本B.是貨幣資本C.是高利貸資本D.是職能資本【答案】A33、關(guān)于債券收益率的說(shuō)法錯(cuò)誤的是（）。A.易被贖回的債券的名義收益率比較高B.享受稅收優(yōu)惠的債券的收益率比較低C.流動(dòng)性低的債券收益率較高D.違約風(fēng)險(xiǎn)髙的債券收益率比較低【答案】D34、LifemagazinechoseOprah____thewifeofthepresidentas“America’sMostPowerfulwoman”.A.aboveB.overC.beyondD.beside【答案】B35、根據(jù)路徑一目標(biāo)理論，主動(dòng)征求并采納下屬意見的領(lǐng)導(dǎo)方式稱為（）。A.指導(dǎo)式領(lǐng)導(dǎo)B.支持型領(lǐng)導(dǎo)C.參與式領(lǐng)導(dǎo)D.成就取向式領(lǐng)導(dǎo)【答案】C36、資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishingandothermaritimetrades.Environmentalgroupswho’dbeenpushinganendangeredlistingsaidtheproposalwasa“turningpoint”theyhopewillleadtogreaterturtleprotections.A.ItthreatensthesandybeachesonwhichseaturtleslayeggsB.TherisingclimatemakesitdifficultfortheireggstohatchC.TherisingsealevelsmakeitharderfortheirhatchlingstogrowD.Ittakesthemlongertoadapttothehightemperatureinthebeach【答案】A37、企業(yè)下列經(jīng)濟(jì)業(yè)務(wù)中，會(huì)影響其償債能力的是（）。A.企業(yè)向投資者分配股票股利B.企業(yè)提前支付某供應(yīng)商貨款C.企業(yè)用資本公積轉(zhuǎn)增資本D.企業(yè)用盈余公積彌補(bǔ)虧損【答案】B38、下列經(jīng)濟(jì)事項(xiàng)中，不屬于國(guó)際貨幣基金組織會(huì)員國(guó)國(guó)際儲(chǔ)備構(gòu)成內(nèi)容的是（）。A.貨幣性黃金B(yǎng).直接投資收益C.外匯儲(chǔ)備D.特別提款權(quán)【答案】B39、資料：Largeindustrializedarenowinarecession.Whataretheprospectsforeconomicrecovery?A.LatinAmericancountriesandinSouth-EastAsiaB.German,JapanandChinaC.German,JapanandUnitedStatesD.Notmentioned【答案】C40、Theleaveshavebeensweptintohuge____.A.pyramidsB.layersC.heapsD.loads【答案】C41、小王是一名應(yīng)屆畢業(yè)生，成功入職A公司與A公司簽訂勞動(dòng)合同，約定適用期為1個(gè)月且約定月工資為6000元。若A公司所在地的最低月工資標(biāo)準(zhǔn)為3000元，則按照《勞動(dòng)法》的規(guī)定，小王在試用期的月工資應(yīng)不低于（）。A.6000元B.5400元C.4800元D.3600元【答案】C42、根據(jù)我國(guó)憲法的規(guī)定，下列有關(guān)公民基本權(quán)利的憲法保護(hù)的表述，哪一個(gè)是正確的？（）A.—切公民都有選舉權(quán)和被選舉權(quán)B.憲法規(guī)定了對(duì)華僑、歸僑權(quán)益的保護(hù)，但沒(méi)有規(guī)定對(duì)僑眷權(quán)益的保護(hù)C.憲法對(duì)建立勞動(dòng)者休息和休養(yǎng)的設(shè)施未加以規(guī)定D.公民合法財(cái)產(chǎn)的所有權(quán)和私有財(cái)產(chǎn)的繼承權(quán)規(guī)定在憲法“總綱”部分【答案】D43、資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.A.BestBuy'sfailureinChinaB.Chineselocalretailers'reasonforsuccessC.Overseasretailers'struggleintheChinesemarketD.ThedevelopmentofretailindustryinChina【答案】A44、央行中期借貸便利（MLF）和央行逆回購(gòu)性質(zhì)上屬于（）。A.中央銀行再貸款B.常備借貸便利操作C.利率政策D.公開市場(chǎng)業(yè)務(wù)操作【答案】D45、___forcomputingballisticstablesforWW2,theENIACwasthefirstdevicethatcouldactuallyprocessinformationelectronically.A.DesignedB.DesigningC.TodesignD.Design【答案】A46、資料：EarlyExperiencesA.YouneedtogetridofallunneededfeaturesorfunctionalityB.YouneedtotailortotheneedtomatureusersC.YourownassumptionsarerelevantD.Youneedactualuserstotestyourproducts【答案】D47、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?A.YouneedtohavemoreconversationsandconnectionswithinyournewcareerpathB.Youneedtobuildamarketingcampaignforyourbusiness-of-oneC.YouneedtogivethelogicandpassionbehindyourcareerchangeD.Youneedtomakesureeveryoneknowsaboutit【答案】D48、資料：Amanlookingforartforhisnewhomehaswona$1millionPicassopaintingwitha$138raffleticket.JeffreyGonanotoldthePittsburghTribune-Reviewhe'snotsurehe'lleverhangthemasterpieceinhishomeinWexford,inwesternPennsylvania,givenitsvalue.The25-year-oldGonano,whoworksforhisfamily'sfiresprinklerbusiness,learnedWednesdaythathistickethadwontheParisraffle.Organizerssaynearly50,000ticketsweresoldworldwide,for100eurosapiece,tobenefitaLebanesecharity.A.HeboughtitforhisnewhomeB.HereceiveditfromPicasso'sfamilyC.HewontheFrenchlotteryD.Hegotitfromacharityorganization【答案】C49、I（）inthelibraryeverynightoverthelastthreemonths.A.worksB.workedC.havebeenworkingD.hadbeenworking【答案】C50、某有限責(zé)任公司被吊銷營(yíng)業(yè)執(zhí)照，以下為法律顧問(wèn)提供的法律意見，不正確的是（）。A.公司應(yīng)當(dāng)自被吊銷營(yíng)業(yè)執(zhí)照之日起15日內(nèi)成立清算組B.清算組由董事或者股東大會(huì)確定的人員組成C.公司逾期不成立清算組，債權(quán)人可以申請(qǐng)人民法院指定人員組成清算組D.清算組代表公司參與民事訴訟活動(dòng)【答案】B51、資料：Wearepleasedtoinviteyoutoattendthe14thCanadianCollaborativeMentalHealthCareConference（14thCCMHCC）tobeheldonThursday，June27thandFriday，June28th，2013.Montrealhasbeenselectedasthehostcity.ThisannualeventwilltakeplaceattheDeltaCentreVileHotel，adowntownlocationwithineasywalkingdistanceoftheOldCity.YouwillbecharmedbytheuniquecharacterofthecityofMontreal，themetropolisoftheprovinceofQuebec.Forthoseofyouwhowishtoextendyourstay，youcancombinebusinessandpleasurebyattendingthe34thInternationalJazzFestivalofMontrealthatwillbeginonFriday，June28thandcontinueforthenext10days.A.psychologistB.surgeonsC.researchersD.psychiatrists【答案】B52、甲做生意急需用錢，并與乙約定，乙借給甲10萬(wàn)元，甲將收藏的一件古董交給乙，若一年后如期還錢，乙就歸還古董；若一年后未如期還錢，乙就出賣古董抵債。對(duì)此，甲與乙的關(guān)系屬于（）。A.抵押關(guān)系B.質(zhì)押關(guān)系C.留置關(guān)系D.侵權(quán)關(guān)系【答案】B53、聯(lián)合國(guó)總部設(shè)在（）。A.日內(nèi)瓦B.維也納C.瑞士D.紐約【答案】D54、（）是不可以用于異地結(jié)算的結(jié)算工具。A.托收承付B.本票C.支票D.銀行卡【答案】B55、Weappreciateyourpatienceandhopetoserveyouinatimeliermannerinthefuture.____,pleasecontactourorderdepartmentat716-555-0160withanyquestions.A.insteadB.meanwhileC.incontrastD.besides【答案】D56、某醫(yī)院醫(yī)生甲為患者乙做手術(shù)時(shí)將一塊紗布遺留在乙腹腔，乙因此所受的損害應(yīng)有（）。A.醫(yī)院承擔(dān)全部賠償責(zé)任B.甲承擔(dān)全部賠償責(zé)任C.醫(yī)院和甲承擔(dān)連帶賠償責(zé)任D.甲承擔(dān)賠償責(zé)任，醫(yī)院承擔(dān)補(bǔ)充責(zé)任【答案】A57、假設(shè)某公司的權(quán)益乘數(shù)為2.02，其總資產(chǎn)報(bào)酬率為7.39%，銷售凈利率為4.53%，則其所有者權(quán)益報(bào)酬率應(yīng)為（）。A.14.93%B.9.15%C.15.25%D.10.34%【答案】A58、內(nèi)存(主存儲(chǔ)器)比外存(輔助存儲(chǔ)器)（）。A.讀寫速度快B.存儲(chǔ)容量大C.可靠性高D.價(jià)格便宜【答案】A59、Ifoundthewindows___.A.openB.tobeopenedC.opensD.opening【答案】A60、Passage4A.trainstaffforworld-famousfirmsB.offerjobopportunitiestoyoungadultsC.provideyouthwithuniqueexperiencesD.equiptheunemployedwithdifferentskills【答案】C61、公文區(qū)別于其他類別文章的主要之處是（）。A.公文形成的主體是國(guó)家機(jī)關(guān)及其他社會(huì)組織B.公文形成的條件是行使職權(quán)和實(shí)施管理C.公文是具有法定效用與規(guī)范格式的文件D.公文是辦理公務(wù)的重要工具之一【答案】C62、Californiawildfiresarebeingmagnifiedandmadesomuchworsebythebadenvironmentallawswhicharen’tallowingmassiveamountsofreadilyavailablewatertobeproperly______。A.utilizedB.changedC.avoidedD.converted【答案】A63、Stereotypes______women’srolestodutieswithinthedomesticsphere，suchasfoodpreparationandchildcare。A.confineB.limitC.restrainD.conform【答案】A64、能量守恒與轉(zhuǎn)化定律又稱為熱力學(xué)第（）定律。A.—B.二C.三D.四【答案】A65、在償還賒銷款項(xiàng)時(shí)貨幣執(zhí)行的職能是（）。A.價(jià)值尺度B.流通手段C.貯藏手段D.支付手段【答案】D66、回復(fù)上級(jí)機(jī)關(guān)的詢問(wèn)，使用（）。A.通報(bào)B.報(bào)告C.請(qǐng)示D.通知【答案】B67、資料：Acknowledgingthatso-calledcloudcomputingwillblurthedistinctionsbetweencomputersandnetworks,abouttwodozenbiginformationtechnologycompaniesplantoannounceanewstandards-settinggroupforcomputernetworking.Thegroup,tobecalledtheOpenNetworkingFoundation,hopestohelpstandardizeasetoftechnologiespioneeredatStanfordandtheUniversityofCalifornia,Berkeley,andmeanttomakesmallandlargenetworksprogrammableinmuchthesamewaythatindividualcomputersare.A.TheopennetworkingfoundationwillbeledbyStanfordandtheuniversityofCalifornia,BerkeleyB.Withthesettingofnewstandards,operatorsoflargenetworkswillhavemoreflexibilityofcontrolC.PeoplewillhaveabetterunderstandingofthedistinctionsbetweencomputersandnetworksthankstocloudcomputingD.Cloudcomputingwillinvolvemoreroutingcomputersthanthetraditionalinternet【答案】B68、中國(guó)人民銀行發(fā)布的2019年第三季度中國(guó)貨幣政策執(zhí)行報(bào)告稱，當(dāng)前，中國(guó)仍實(shí)施常態(tài)貨幣政策。央行通過(guò)創(chuàng)新和完善宏觀調(diào)控，運(yùn)用多種貨幣政策工具，保持流動(dòng)性合理充裕；加大貨幣政策逆周期調(diào)節(jié)力度，通過(guò)改善貨幣政策傳導(dǎo)機(jī)制，落實(shí)金融對(duì)實(shí)體經(jīng)濟(jì)的支持。A.經(jīng)濟(jì)趨熱，貨幣政策相應(yīng)緊縮B.經(jīng)濟(jì)趨冷，貨幣政策相應(yīng)擴(kuò)張C.經(jīng)濟(jì)趨冷，加大貨幣投放力度D.經(jīng)濟(jì)趨熱，定向降低準(zhǔn)備金率【答案】D69、喀斯特地貌，是具有溶蝕力的水對(duì)可溶性巖石進(jìn)行溶蝕作用等所形成的地表和地下形態(tài)的總稱。以下景觀不屬于喀斯特地貌的是（）。A.云南昆明石林風(fēng)景區(qū)B.廣西桂林山水C.將樂(lè)縣玉華洞D.新疆克拉瑪依魔鬼城【答案】D70、被譽(yù)為“俄羅斯文學(xué)之父”的作家是（）。A.屠格涅夫B.陀思妥耶夫斯基C.高爾基D.普希金【答案】D71、Youwouldimaginethatsleepingwasaquietandpeacefulexperiencebutinreality，ourbrainsaremoreactiveduringsomestagesofsleepthanwhenweare______。A.wakeB.awakeC.wakenD.awaken【答案】B72、為了避免重復(fù)記賬．習(xí)慣上對(duì)于將現(xiàn)金存入銀行的業(yè)務(wù)，一般只編制（）。A.現(xiàn)金付款憑證B.銀行存款收款憑證C.現(xiàn)金收款憑證D.銀行存款付款憑證【答案】A73、關(guān)于X理論和Y理論，下列說(shuō)法中正確的有（）。A.只有（1）和（2）B.只有（1）和（3）C.只有（2）和（3）D.三項(xiàng)觀點(diǎn)都正確【答案】D74、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.A.LuxurylandmarksdominateGulfskylineB.OilpriceisboomingC.GulfauthoritiesrefusetoraisetaxesD.OilPriceisaround$40pergallon【答案】A75、Passage5A.poorqualityrailsandunreliablestoppingsystemsB.lackoffinancialsupportfordevelopmentC.limitedrailroadlinesD.lackofatranscontinentalrailroad【答案】A76、商品內(nèi)在的使用價(jià)值和價(jià)值的矛盾，其完備的外在表現(xiàn)形式是（）。A.商品與商品的對(duì)立B.具體勞動(dòng)與抽象勞動(dòng)的對(duì)立C.私人勞動(dòng)與社會(huì)勞動(dòng)的對(duì)立D.商品與貨幣的對(duì)立【答案】D77、基準(zhǔn)利率作為其他利率水平或金融資產(chǎn)價(jià)格確定的基礎(chǔ)，在我國(guó)，基準(zhǔn)利率是（）。A.同業(yè)拆借利率B.公定利率C.存貸款利率D.市場(chǎng)利率【答案】C78、Itisrequestedthatanapplicantwhoseundergraduateworkisdoneatanotherinstitution（）twocopiesofundergraduatetranscriptsanddegreesdirectlytothedeanofthegraduateschool.A.mustsendB.sendC.aretosendD.needsend【答案】B79、資料：Peoplediffergreatlyintheirreadinesstotrynewproducts.Ineachproductarea，thereare“consumptionpioneers”andearlyadopters.Otherindividualsadoptnewproductsmuchlater.Afteraslowstart，anincreasingnumberofpeopleadoptthenewproduct.A.TheconsumptionpioneersB.HowpeopleadoptthenewproductC.Thefive-adopterclassificationD.Thedifferentphasesofadoptingnewideas【答案】C80、下列屬于無(wú)形資產(chǎn)的是（）。A.設(shè)備B.建筑物C.商標(biāo)D.流動(dòng)資產(chǎn)【答案】C81、民法調(diào)整（）的人身關(guān)系和財(cái)產(chǎn)關(guān)系。A.平等主體的公民之間、法人之間、公民和法人之間B.法人之間C.公民和法人之間D.公民之間、法人之間、公民和法人之間【答案】A82、Experimentsofthiskind（）inboththeU.SandEuropewellbeforetheWWII.A.havebeenconductedB.haveconductedC.hadconductedD.hadbeenconducted【答案】D83、Ifit__，they’llhaveasportsmeetingintheirschool.A.isn’trainB.doesn’trainC.didn’trainD.won’train【答案】B84、Passage3A.therulesfordinnertimearenotstrictB.dinnerisalwaysatsixintheeveningC.afamilyoffersfoodonlyatfourintheafternoonD.peopleusuallyinvitetheirgueststodinnerlaterintheevening【答案】A85、資料：Askedtonametheirfavoritecity,manyAmericanswouldselectSanFranciscowhichbeganasasmallSpanishoutpostlocatedonamagnificentbay.ThetownwaslittlemorethanavillageservingrancherswhentheUnitedStatestookpossessionofitin1846duringthewarwithMexico.A.heavyindustryB.governmentalheadquartersC.goldminingD.tradeandtourism【答案】D86、多數(shù)魚類背部發(fā)黑、腹部發(fā)白，其原因是（）。A.長(zhǎng)期進(jìn)化形成的保護(hù)色B.背部比腹部接受光線多，導(dǎo)致色素沉淀C.背部比腹部黏膜厚，吸收光線多D.背部魚鱗多，吸收光線多【答案】A87、The______oftheinternationalcommunitywasencouragedinsolvingtheproblems.A.requirementB.settlementC.managementD.involvement【答案】D88、某企業(yè)2011年3月發(fā)生了如下經(jīng)濟(jì)業(yè)務(wù)：①預(yù)付下季度房租20000元；②收到3月份銷售商品貨款25000元，款項(xiàng)已存入銀行；③購(gòu)買1000元的辦公用品，④預(yù)收購(gòu)貨方定金12000元，貨物尚未發(fā)送。以權(quán)責(zé)發(fā)生制為核算基礎(chǔ)時(shí)，3月份的收支凈額為()元。A.24000B.16000C.4000D.36000【答案】A89、在1月18日凌晨結(jié)束的2021斯諾克大師賽決賽中，20歲的中國(guó)球員（）戰(zhàn)勝英國(guó)名將約翰·希金斯奪冠，成為歷史首位“00后”大師賽冠軍。A.顏丙濤B.顏振濤C.丁俊輝D.王濤【答案】A90、下列與不作為犯罪相關(guān)的表述，哪一選項(xiàng)是正確的?（）A.甲警察接到報(bào)案：有歹徒正在殺害其妻。甲立即前往現(xiàn)場(chǎng)，但只是站在現(xiàn)場(chǎng)觀看，沒(méi)有采取任何措施。此時(shí)，縣衛(wèi)生局副局長(zhǎng)劉某路過(guò)現(xiàn)場(chǎng)，也未救助被害婦女。結(jié)果，歹徒殺害了該女子。甲和劉某都是國(guó)家機(jī)關(guān)工作人員，都沒(méi)有履行救助義務(wù)，均應(yīng)成立瀆職罪B.甲非常討厭其侄子乙(6歲)。某日，甲攜乙外出時(shí)，張三酒后駕車撞傷了乙并迅速逃逸。乙躺在血泊中。甲心想，反正事故不是自己造成的，于是離開了現(xiàn)場(chǎng)。乙因得不到救助而死亡。由于張三負(fù)有救助義務(wù).所以甲不構(gòu)成不作為犯罪C.甲下班回家后，發(fā)現(xiàn)自家門前放著一包來(lái)歷不明、類似面粉的東西。甲第二天上班時(shí)拿到實(shí)驗(yàn)室化驗(yàn)，發(fā)現(xiàn)是海洛因，于是立即倒入廁所馬桶沖入下水道。甲雖然沒(méi)有將毒品上交公安部門.但不構(gòu)成非法持有毒品罪D.《消防法》規(guī)定，任何人發(fā)現(xiàn)火災(zāi)都必須立即報(bào)警。過(guò)路人甲發(fā)現(xiàn)火災(zāi)后沒(méi)有及時(shí)報(bào)警，導(dǎo)致火災(zāi)蔓延。甲的行為成立不作為的放火罪【答案】C91、“如果三年內(nèi)不結(jié)婚，贈(zèng)送你一萬(wàn)元”，這個(gè)說(shuō)法（）。A.是有期限的贈(zèng)與合同B.無(wú)效合同C.是附有負(fù)擔(dān)的贈(zèng)與合同D.是贈(zèng)與合同【答案】C92、資料：Seekingtoendastalemateinnegotiationsoverhercountry’swithdrawalfromtheEuropeanUnion,PrimeMinisterTheresaMayofBritainofferedFridaysubstantialpaymentstotheblocduringatwo-yeartransitionperiodimmediatelyafterthecountry’sexit.A.TodemonstrateherresolvetodivorceBritainfromEUB.TopavethewayfordialoguesandnegotiationswithEUonBrexitC.TocomfortthesentimentofBritishpeopleD.ToendthedivisionbetweenhercabinetandtheConservativeParty【答案】B93、資料：Italy'snextgovernment,acoalitionbetweenthepopulistFiveStarMovementandthefar-rightNorthernLeague,isgivinginvestorsplentytoworryabout.Leakedplans,hastilyabandoned,suggesteditmightwanttoleavetheeuroorasktheEuropeanCentralBanktoforgive€250bn（$292bn）ofItaliandebt.ButlessattentionhasbeenpaidtowhatitmightmeanforItalianbanks,andinparticularfortheirbiggestburden:non-performingloans（NPLs）.Over€185bnofNPLswereoutstandingattheendof2017,themostforanycountryintheEuropeanUnion.（1）A.uneasyB.awkwardC.furiousD.indifferent【答案】A94、下列詩(shī)句描述的節(jié)日與其他三項(xiàng)不同的是（）。A.兩情若是久長(zhǎng)時(shí)，又豈在朝朝暮暮B.塵世難逢開口笑，菊花須插滿頭歸C.不見穿針?gòu)D，空懷故國(guó)樓D.天階夜色涼如水，臥看牽牛織女星【答案】B95、Whiletheymainlyhave______Japanesetouristspreviously，luxurystoresinParisnowemployMandarin-speakingassistantsforcustormersfromChina.A.amountedtoB.referrdetoC.adheredtoD.cateredto【答案】D96、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤(rùn)為0.2元，市場(chǎng)利率為2.5%。A.4B.5C.8D.20【答案】C97、Henry'scollectionofwealthhasgradually______overthelastfewyears.A.builtupB.setupC.coveredupD.doubledup【答案】A98、2012年GDP增速目標(biāo)為（）；全年CPI控制在4%。A.7.5%B.7.8%C.7.6%D.8%【答案】A99、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.A.Onthemainland,mobiledevicescostalotB.TextmessagesarelessexpensivethanmessagingappinAmericaC.ChinesepeoplelikemessagingappsmorethantextmessagesD.Americanmessagingappsarenotfree【答案】C100、資料：It'ssocommontohearpeoplesay，“I’mstressedout，”almostasabadgeofhonor，asifthisisasymptomonlyofourfast-pacedmodernlife.Butinherbook，“Exhaustion：AHistory，”AnnaKatharinaSchaffnerwritesthatthesyndromeofmentalexhaustionhasexistedalmostsincethebeginningofhumanhistory.A.Somementalailmentsthroughouttimewerecausedbycivilrightsmovementofwomenin19thcenturyB.Neurastheniamightbecausedbylate20thcentury’slifewhenelectricityandtelegraphycameintobeingC.ChronicfatiguesyndromecausedbySpiritualfailingsmightbepopularinMedievaltimesD.Othermentalailmentsin18thcenturywereattributedtothenewpsycho-socialpressuresofneo-liberalcapitalism【答案】C101、剩余價(jià)值率反映的是（）。A.不變資本的價(jià)值增值程度B.資本家對(duì)工人的剝削程度C.固定資本的價(jià)值增值程度D.預(yù)付資本的價(jià)值增值程度【答案】B102、InMargaretAtwood’snovel,womenare______twogroupsbasedonwhetherornottheycangivebirthtoachild.A.dividedintoB.dividedoffC.separatedintoD.separatedfrom【答案】A103、需求拉上的通貨膨脹可以通俗地表述為（）。A.太多的貨幣追求太多的商品B.太多的貨幣追求太少的商品C.太少的貨幣追求太多的商品D.太少的貨幣追求太少的商品【答案】B104、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."A.introduceanewcoursetostudentsB.helpstudentslearnaboutinvestmentC.teachhowtoapplyforacreditcardD.encouragestudents’personalsavings【答案】B105、（）outofthewindow,Isawabus.A.HavelookedB.LookC.BeinglookedD.Looking【答案】D106、資料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.A.arrangescheduleaccordingtothedeadlineB.driveaccordingtothedeadlineC.afraidofthedeadlineD.procrastination【答案】A107、Thecarindustryhasexpandedata（）rateoverthepasttenyears.A.rapidnessB.rapidlyC.rapidityD.rapid【答案】D108、Injuriesfromrear-end______weredown，whichcouldmeanmorethan$45millionsavedonaccidentdamageperyear.A.collisionsB.combatsC.contradictionsD.conflicts【答案】A109、Wehavetoaskourselvesifitisreallyasessentialtoabasiceducationaswe______.A.resumeB.assumeC.summarizeD.consume【答案】B110、亞當(dāng)*斯密的公平理論中公平比較對(duì)象不包括（)A.自我——內(nèi)部B.自我——外部C.別人——內(nèi)部D.內(nèi)部——外部【答案】D111、資料：Whatattractscustomers?Obviouslythequalityofaproductdoes,butvisualimagescontributeagreatdeal.Itisnotonlytheimageprovidedbythepackagingthatcountsbutthewholecorporateidentityofthecompany.A.ontheletterheadsandpackagesB.inthesocialmediaplatformC.advertisementsonTVD.Allofabove【答案】D112、資料：Workforceplanninghelpsanorganizationtoestimateitsfutureworkforcerequirementsandcalculatethenumbers,natureandsourcesofpotentialemployeeswhomightmeetthatdemand.A.thosewhohavemanyworkexperiencesB.thosewhoarelikelytoquitinayearC.thosewhoarefriendlytocolleaguesD.thosewhoareskilledaswellascommitted【答案】D113、設(shè)立農(nóng)村商業(yè)銀行的注冊(cè)資本最低限額為（）元人民幣。A.10億B.1億C.2億D.5000萬(wàn)【答案】D114、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?A.Asnewindustriesarise,thepopularityofdifferentcareersalsochangeB.Nowadayspeopledon’tknowwhattheyreallywanttodoC.BecausechangingcareersisbecomingmorepopularD.Becauseonecouldhaveasmanyasninecareersinhisprofessionallifetime【答案】A115、認(rèn)為利率純粹是一種貨幣現(xiàn)象，利率水平由貨幣供給與貨幣需求的均衡點(diǎn)決定的理論是（）。A.馬克思的利率決定理論B.實(shí)際利率理論C.可貸資金論D.凱恩斯的利率決定理論【答案】D116、二戰(zhàn)后第一個(gè)圣誕節(jié)來(lái)臨之際，美國(guó)雷諾公司看準(zhǔn)這個(gè)時(shí)機(jī)，從阿根廷引進(jìn)了美國(guó)人從未見過(guò)的圓珠筆并很快形成了規(guī)模生產(chǎn)。當(dāng)時(shí)每支圓珠筆的生產(chǎn)成本只有0．5美元，雷諾公司通過(guò)對(duì)市場(chǎng)的充分研究后認(rèn)為j圓珠筆在美國(guó)屬于首次出現(xiàn)，奇貨可居，又值圣誕節(jié)，應(yīng)用高價(jià)格引導(dǎo)，刺激消費(fèi)。于是，公司決定以10美元批給零售商，零售商則以每支20美元賣給消費(fèi)者。事情果然如預(yù)測(cè)的那樣，圓珠筆盡管以生產(chǎn)成本40倍的高價(jià)上市，但是立刻以其新穎、奇特、高貴的魅力風(fēng)靡全美國(guó)。雖然后來(lái)跟風(fēng)者蜂擁而至，生產(chǎn)成本降到了0．1美元，市場(chǎng)價(jià)也跌倒了0．7美元，但雷諾公司早已狠狠地賺了一大筆。雷諾公司的這種定價(jià)方式屬于（）。A.撇脂定價(jià)B.滲透定價(jià)C.心理定價(jià)D.差別定價(jià)【答案】A117、下列不屬于銀行認(rèn)可的個(gè)人汽車貸款擔(dān)保措施的是（）。A.信用擔(dān)保B.質(zhì)押C.第三方保證D.房地產(chǎn)抵押【答案】A118、中國(guó)進(jìn)出口銀行的主要任務(wù)不包括（）。A.籌集和引導(dǎo)境內(nèi)外資金B(yǎng).執(zhí)行國(guó)家產(chǎn)業(yè)政策和外貿(mào)政策C.為擴(kuò)大我國(guó)機(jī)電產(chǎn)品和成套設(shè)備等資本性貨物出口提供政策性金融支持D.促進(jìn)對(duì)外貿(mào)易的穩(wěn)定發(fā)展【答案】A119、下列哪一職位，不屬于國(guó)務(wù)院的組成人員？（）A.國(guó)務(wù)院副總理B.國(guó)務(wù)委員C.國(guó)務(wù)院副秘書長(zhǎng)D.審計(jì)長(zhǎng)【答案】C120、在管理方格理論中，（9，1）對(duì)應(yīng)的是（）領(lǐng)導(dǎo)方式。A.團(tuán)隊(duì)性B.任務(wù)型C.鄉(xiāng)村俱樂(lè)部型D.中庸指導(dǎo)型【答案】B121、中國(guó)證監(jiān)會(huì)根據(jù)國(guó)務(wù)院的授權(quán),依法對(duì)（）實(shí)施監(jiān)督管理。A.證券業(yè)B.信托業(yè)C.基金業(yè)D.租賃業(yè)【答案】A122、某企業(yè)投資了一個(gè)加工廠，建成后，每年可生產(chǎn)某種零件2.5萬(wàn)件，每件毛利潤(rùn)為1元。第一年的維護(hù)成本是0.1萬(wàn)元，以后按照每年0.1萬(wàn)元遞增，則該廠可在第（）年實(shí)現(xiàn)累計(jì)利潤(rùn)（毛利潤(rùn)-維護(hù)成本）20萬(wàn)的目標(biāo)。A.12B.11C.10D.13【答案】B123、“負(fù)債類”賬戶的本期減少數(shù)和期末余額分別反映在（）。A.借方和借方B.貸方和借方C.借方和貸方D.貸方和貸方【答案】C124、貨幣市場(chǎng)具一般具有期限短、流動(dòng)性強(qiáng)、對(duì)利率敏感等特點(diǎn)，有（）之譽(yù)。A.貨幣B.票據(jù)C.基礎(chǔ)貨幣D.準(zhǔn)貨幣【答案】D125、資料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.A.ManysushirestaurantsrefusetoservesomefishbecauseoftheriskoffakefishB.PeoplehaveaccesstotracktheoriginsoffishsoldinsushishopsC.MostfishsoldinsushistoresismislabeledbutnewtechcanhelptofixtheproblemD.Citiz