電子商務英語（第三版）unit 6

電子商務英語（第三版）E-PaymentinE-CommerceUNIT

6A1.TolearnthedifferencebetweenE-commerceandbrick-and-mortarpaymentmethods.了解電子商務和實體商務支付手段之間的差異。2.TounderstandthetypesofE-paymentinE-commerce.理解電子商務中電子支付的類型。3.TomasterdifferentE-paymentmethodsandtheirfunctions.掌握不同的電子支付手段及其功能。LearningTargets點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenElectronicpaymentisageneralconceptdescribinganewwayofhandlingpaymentamongpartiesthatarelinkedwithbusinesstransactions.Itusesstate-of-the-arttechnologythatminimizesthenumberofintermediariesinvolvedinpaymentprocesses.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosen(2)(4)(6)(1)(3)(5)CashlessSocietySmartCardsE-CheckCreditCardsIntermediariesWireTransfer(7)C.O.D.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenCashlessSocietyThesecurityriskofsendingconcealedcashishigh，andthusfew，ifany，E-commercestoreswillacceptcashasapaymentmethod.However，analternativetothisistoacceptmoneyorders，personalchecksandcashier’schecks.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenCreditCardsCreditcardsarethedominantformofpaymentontheWeb.EverywherefromeBaytoAmazon，youwillbeabletopayviaacreditcard.Thisallowsbusinessesandconsumerstopayandreceivepaymentimmediately，duetotheelectronicnatureofthismedia.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenSmartCardsASmartcardissimilartoacreditcard；howeveritcontainsanembedded8-bitmicroprocessoranduseselectroniccashwhichtransfersfromtheconsumers’cardtothesellers’device.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenIntermediariesThereareafewcompaniesonlinewhowillfacilitateyourpaymentsforyou，andoftenprotectyoufrom，orproviderelieffromfraud.Moneyisoften“insured”andifyouarethevictimoffraudyoumayqualifyforreimbursementfromthecompanyitself，ortheywilltrytogetyourmoneybackonyourbehalf.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenE-CheckE-Checkisaconceptwhichlinkstheideaofthetraditionalcheckwithelectronicpaymentsystems.E-Checksareusedjustlikepaperchecks，i.e.theclearingbetweenpayerandpayeeisbasedonbankingsettlementsystem.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenWireTransferThisoptionisgreatforblocktransactions.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenC.O.D.ItisnotrecommendedtoshiporreceivethegoodsinaccordancewithC.O.D.，i.e.CashOnDelivery，unlessyouhaveworkedwiththecustomerbefore.Itmightbepossiblethatthecompanywillenduplosingtheshippingcostsandhavingtore-stocktheproductwhennopaymentwasofferedupondelivery.點擊添加文本點擊添加文本點擊添加文本點擊添加文本TextWhichE-CommercePaymentMethodtobeChosenConclusion030201FindingthebestpaymentmethodsforanE-commercebusinessdependsonmanyfactors.ThesetoolshavebecomeevenmoreimportantwithgrowingpopularityofInternetcommerce.Itdependsonthetypeofproducttheyaresellingandwhattypeofcustomersyouexpecttohave.evaluate［i′v?ljueit］ v.評價，估計physical［′fizik?l］ adj.身體的，物質的，自然的點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordscashless［′k??l?s］ adj.無現(xiàn)款的，無現(xiàn)金的conceal［k?n′si：l］ v.隱藏，隱蔽，隱瞞點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordsawhile［?′wail］ adv.片刻，一會兒dominant［′d?min?nt］ adj.有統(tǒng)治權的，占優(yōu)勢的，支配的點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordsauthorize［′?：θ?raiz］ v.批準fraud［fr?：d］ n.欺騙，欺詐行為點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordsintermediary［int?′mi：di?ri］ n.仲裁者，調解者，中間人relief［ri′li：f］ n.（痛苦等的）減輕，（債務等的）免除點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordsreimburse［ri：im′b?：s］ v.償還e-check［′i：t?ek］ n.電子支票點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordshandy［′h?ndi］ adj.有用的，方便的downside［′daunsaid］ n.消極面，負面點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordsroute［ru：t］ v.按路線發(fā)送bounce［bauns］ v.（指支票）被銀行退票點擊添加文本點擊添加文本點擊添加文本點擊添加文本NewWordscreditcard 信用卡debitcard 借記卡點擊添加文本點擊添加文本點擊添加文本點擊添加文本PhrasesandExpressionsmoneyorder 匯票，郵政匯票cashier'scheck 銀行本票點擊添加文本點擊添加文本點擊添加文本點擊添加文本PhrasesandExpressionspersonalcheck 個人支票wiretransfer 電匯點擊添加文本點擊添加文本點擊添加文本點擊添加文本PhrasesandExpressionsC.O.D.（CashOnDelivery） 貨到付款asopposedto 與……相反點擊添加文本點擊添加文本點擊添加文本點擊添加文本PhrasesandExpressions

endup 以……結束點擊添加文本點擊添加文本點擊添加文本點擊添加文本PhrasesandExpressions點擊添加文本點擊添加文本點擊添加文本點擊添加文本Notes1.E-commerceencouragespaymenttransactionswhichdonotrequirephysicalfundslikecash，butinsteadinvolveonlydatatransfer，suchascreditordebitcards.電子商務鼓勵不使用真實資金，而是只涉及數(shù)字傳輸?shù)慕灰追绞?，比如信用卡或者借記卡。點擊添加文本點擊添加文本點擊添加文本點擊添加文本Notes2.EverywherefromeBaytoAmazon，youwillbeabletopayviaacreditcard.從eBay到亞馬遜，你都可以用信用卡支付。點擊添加文本點擊添加文本點擊添加文本點擊添加文本Notes3.Businessesdonotrequireasignaturetoauthorizeacreditcardtransaction，andthiscanleadtohigherfraudrates.商家在使用信用卡交易時不需要簽名授權，這就可能導致更高的欺詐率。點擊添加文本點擊添加文本點擊添加文本點擊添加文本Notes4.Moneyisoften“insured”andifyouarethevictimoffraudyoumayqualifyforreimbursementfromthecompanyitself，ortheywilltrytogetyourmoneybackonyourbehalf.SuchexamplesofthesecompaniesarePayPalandWesternUnionBidPay.點擊添加文