私人資金借貸

私人資金借貸合同編號：__________privatemoneylendingagreementthisagreement(hereinafterreferredtoasthe"agreement")ismadeandenteredintoonthis____dayof____,20____,andbetween:fullname:_______________________________________________address:_______________________________________________identitycardnumber:____________________________________(hereinafterreferredtoasthe"lender"),and:fullname:_______________________________________________address:_______________________________________________identitycardnumber:____________________________________(hereinafterreferredtoasthe"borrower").referencesinthisagreementto"party"shall,unlessthecontextotherwiserequires,meaneitherpartytothisagreementand"parties"shallmeanbothparties.1.LOANAMOUNTthelenderagreestolendtotheborrowerthesumof_____________(the"loanamount")onthetermsandconditionssetoutinthisagreement.2.PURPOSEOFLOANtheborrowershallusetheloanamountforthefollowingpurpose:(insertpurposeofloan).3.REPAYMENTtheborrowershallrepaytheloanamounttothelendertogetherwithinterestthereonasfollows:(a)theborrowershallmakemonthlyinstallmentsof_____________(the"monthlyinstallments")towardstherepaymentoftheloanamountandinterestfromthedateofthisagreementuntiltheloanamountandinterestarefullyrepaid;and(b)theborrowershallalsopayinterestonanyoutstandingbalanceoftheloanamountatarateof_____________perannum,calculatedonadailybasisfromthedateofthisagreementuntiltheloanamountandinterestarefullyrepaid.4.INTERESTtheinterestrateapplicabletotheloanamountshallbe_____________perannum,calculatedonadailybasisfromthedateofthisagreementuntiltheloanamountandinterestarefullyrepaid.5.SECURITYtheborrowershallprovidethelenderwithsuchsecurityasthelendermayrequireinitssolediscretiontosecuretherepaymentoftheloanamountandinterest.6.USEOFFUNDStheborrowershallusetheloanamountforthepurposespecifiedinclause2ofthisagreementandshallnotusetheloanamountforanyotherpurposewithoutthepriorwrittenconsentofthelender.7.CONFIDENTIALITYthepartiesagreetokeepthetermsandconditionsofthisagreementconfidentialandnottodisclosethesametoanythirdpartyexceptasmayberequiredlaworregulation.8.GOVERNINGLAWthisagreementshallbegovernedandconstruedinaccordancewiththelawsofthepeople'srepublicofchina.9.DISPUTERESOLUTIONanydisputesarisingoutoforinconnectionwiththisagreementshallberesolvedarbitrationinaccordancewiththerulesofthechinesearbitrationassociation.10.ENTIREAGREEMENTthisagreementconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal,betweenthepartiesrelatingtothesubjectmatterofthisagreement.INWITNESSWHEREOF,thepartieshaveexecutedthisagreementasofthedatefirstabovewritten.____________________________lenderfullname:____________________________signature:____________________________date:________________________________________________________borrowerfullname:____________________________signature:____________________________date:____________________________一、附件列表：1.借款人的身份證明文件2.貸款用途的證明文件3.借款人提供的擔(dān)保文件4.貸款合同的副本5.仲裁協(xié)議的副本二、違約行為及認(rèn)定：1.借款人未按約定用途使用貸款，即未按照合同約定的目的使用貸款。2.借款人未按時償還貸款本息，即未按照合同約定的還款方式和時間償還貸款。3.借款人提供的擔(dān)保不真實或者不足以覆蓋貸款本息。4.借款人違反了合同約定的其他條款。三、法律名詞及解釋：1.貸款人：指按照合同約定提供貸款的法人或者其他組織。2.借款人：指按照合同約定接受貸款的法人或者其他組織。3.貸款金額：指合同約定的借款人應(yīng)當(dāng)償還的金額。4.利息：指借款人因使用貸款而應(yīng)當(dāng)支付的費用。5.擔(dān)保：指借款人提供的用以保證償還貸款的財產(chǎn)或者權(quán)利。四、執(zhí)行中遇到的問題及解決辦法：1.借款人未按約定用途使用貸款：貸款人可以要求借款人立即改正，并按照合同約定支付違約金。2.借款人未按時償還貸款本息：貸款人可以要求借款人立即償還貸款本息