個(gè)人借款英文版

個(gè)人借款英文版合同編號(hào)：__________PersonalLoanAgreementThisPersonalLoanAgreement(the"Agreement")ismadeandenteredintoasof__________(the"EffectiveDate"),andbetween:Lender:____________________Address:____________________ContactInformation:____________________Borrower:____________________Address:____________________ContactInformation:____________________(eacha"Party"andcollectivelythe"Parties")RECITALS:WHEREAS,theLenderiswillingtolendcertainsumsofmoneytotheBorroweronthetermsandconditionssetforthherein;WHEREAS,theBorrowerrequiresaloanandiswillingtoacceptthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thePartiesagreeasfollows:1.LOANAMOUNTANDTERM1.1LoanAmount:TheLenderagreestolendtotheBorrowerthesumof__________USD(the"LoanAmount").(a)thedateonwhichtheLoanAmountisfullyrepaidtheBorrower;or(b)__________(the"MaturityDate").2.REPAYMENT2.1RepaymentSchedule:TheBorrowershallmakemonthlypaymentsofprincipalandinterestinaccordancewiththerepaymentschedulesetforthinExhibitAattachedhereto(the"RepaymentSchedule").2.2Prepayment:TheBorrowershallhavetherighttoprepaytheLoaninfullorinpartatanytimewithoutpenalty,uponwrittennoticetotheLender.3.INTEREST3.1InterestRate:TheLoanshallbearinterestatanannualpercentagerateof__________(the"InterestRate").4.USEOFFUNDSTheBorroweragreestousetheLoanAmountsolelyforthepurposeof:____________________(the"Purpose").5.SECURITY5.1Security:Thisisanunsecuredloanandnocollateralisrequired.6.CONDITIONSOFLOAN6.1ConditionsPrecedent:TheobligationsoftheLendertomaketheLoanunderthisAgreementareconditionaluponthefollowing:(a)TheaccuracyofallrepresentationsandwarrantiesmadetheBorrowerinthisAgreement;(b)TheLender'sreasonablesatisfactionwiththeBorrower'screditworthinessandfinancialcondition;and(c)TheexecutionofalldocumentsandagreementsrequiredtheLender.7.REPRESENTATIONSANDWARRANTIES7.1BorrowerRepresentationsandWarranties:TheBorrowerrepresentsandwarrantstotheLenderthat:(a)IthasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder;(b)TheexecutionanddeliveryofthisAgreementandtheperformanceofitsobligationshereunderdonotviolateanylaworregulationtowhichitissubject,oranyagreementorinstrumenttowhichitisapartyorwhichitisbound;(c)Itisnotcurrentlyindefaultunderanyotherloanorcreditagreement;and7.2LenderRepresentationsandWarranties:TheLenderrepresentsandwarrantstotheBorrowerthat:(a)IthasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder;(b)Itisnotcurrentlyindefaultunderanyotherloanorcreditagreement;and8.INDEMNIFICATIONTheBorrowershallindemnifyandholdharmlesstheLenderfromandagainstanyandallclaims,demands,actions,suits,losses,damages,liabilities,andexpenses(includingreasonableattorneys'feesandcostsofinvestigation)arisingoutoforinconnectionwiththisAgreementorthetransactionscontemplatedhere.9.GOVERNINGLAWANDDISPUTERESOLUTION9.1GoverningLaw:ThisAgreementshallbe一、附件列表：1.借款申請表2.身份證明文件3.收入證明文件4.還款計(jì)劃表5.貸款合同公證文件二、違約行為及認(rèn)定：1.借款人未按約定的還款計(jì)劃進(jìn)行還款2.借款人提供的信息不真實(shí)、不準(zhǔn)確或不完整3.借款人將貸款用于約定之外的目的4.借款人違反任何法律法規(guī)或合同條款三、法律名詞及解釋：1.借款人：指接受貸款的個(gè)人2.貸款人：指出借資金的個(gè)人或機(jī)構(gòu)3.貸款金額：指合同約定的出借資金總額4.貸款期限：指合同約定的借款人償還貸款的時(shí)間長度5.利息：指借款人因使用貸款而需支付的費(fèi)用四、執(zhí)行中遇到的問題及解決辦法：1.借款人無法按時(shí)還款：與借款人協(xié)商，制定新的還款計(jì)劃；提供財(cái)務(wù)咨詢，幫助借款人管理財(cái)務(wù)。2.借款人提供的信息不真實(shí)：要求