2024年全國銀行招聘之銀行招聘綜合知識考試黑金試題詳細參考解析372x - 銀行從業(yè)資格考試技巧

姓名:_________________編號:_________________地區(qū):_________________省市:_________________ 密封線 姓名:_________________編號:_________________地區(qū):_________________省市:_________________ 密封線 密封線 全國銀行招聘考試重點試題精編注意事項:1.全卷采用機器閱卷，請考生注意書寫規(guī)范；考試時間為120分鐘。2.在作答前，考生請將自己的學校、姓名、班級、準考證號涂寫在試卷和答題卡規(guī)定位置。

3.部分必須使用2B鉛筆填涂;非選擇題部分必須使用黑色簽字筆書寫，字體工整，筆跡清楚。

4.請按照題號在答題卡上與題目對應(yīng)的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域書寫的答案無效:在草稿紙、試卷上答題無效。(參考答案和詳細解析均在試卷末尾)一、選擇題

1、Passage1Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."Thatpainofearningandlosingmoneyisafeelingthatpublicschoolsincreasinglywanttoteach.Fortystatesnowoffersometypeoffinancialinstructionatthehigh-schoollevel,teachingstudentshowtobalancecheckbooksandbuystockinmathandsocial-studiesclasses.Thoughit'stooearlytomeasurethefullinfluenceoftheGreatRecession,theinterestinpersonal-financeclasseshasrisensince2007whenbankfailuresstartedtooccurregularly.Now,manystatesincludingMissouri,Utah,andTennesseerequireteenagerstotakefinancialclassestograduatefromhighschool.SchooldistrictssuchasChicagoareencouragingmoney-managementclassesforkidsasyoungasprimaryschool,andabout300collegesoruniversitiesnowofferonlinepersonal-financeclassesforincomingstudents."Theseclassesreallysay,'Thisishowyouliveindependently,'"saysTedBeck,presidentofNationalEndowmentforFinancialEducation.Ratherthanteachinvestmentmethodsorfinancialskills,thesecoursesofferaback-to-the-basicsapproachtohandlingmoney:Don'tspendwhatyoudon'thave.Putpartofyourmonthlysalaryintoasavingsaccount,andinvestinthestockmarketforthelong-termratherthanshort-termgains.ForRay,thismeansdividingherearningsfromherpart-timejobatafast-foodrestaurantintoseparateenvelopesforpayingbills,spendingandsaving."Moneyissohardtomakebutsoeasytospend,"shesaysoneweekdayafterschool."Thatisthebigtakeaway."Teachingkidsaboutthevalueofcashcertainlyisoneoftheprograms'goals,butteachersalsowantstudentstothinkhardabouttheirfinanceslongterm.It'seasyforteenagerstogetannoyedaboutgaspricesbecausemanyofthemdrivecars.ButthehardpartisurgingthemtoputofftheinstantsatisfactionofbuyinganewT-shirtoraniPod."Investingandretirementaren'tthingsteenagersarethinkingabout.Forthem,thefutureisthisweekend,"saysGayleWhitefield,abusinessandmarketingteacheratUth’sRivertonHighSchool.That’sabiggoalfortheseclasses:preventingkidsfrommakingthesamefinancialmisstepstheirparentsdidwhenitcomestosaving,spending,anddebt.Thoughthepersonalsavingsratehasincreasedupto4.2percent,that’sstillafardistancefrom1982,whenAmericanssaved11.2percentoftheirincomes.“It’shardforschoolstoreachstrictmoney-managementskillswhenteenagersgohomeandwatchtheirparentsincreasecredit-carddebt.It’sliketellingyourkidsnottosmokeandthenlightingupacigaretteinfrontofthem,”Becksays.Evenwiththesechallenges,studentssuchasRaysaylearningaboutmoneyinschoolisworthwhile.AfterRayfinishedherfinancialclass,sheopenedupasavingsaccountatherlocalbankandstartedtothinkmoreabouthowsheandherfamilywouldpayforcollege.“Shejusthasabetterunderstandingofmoneyandhowitaffectstheworld,”sayshermother,Darleen－andthat’ssowntothedetailsofhowmoneyisspentfromdailyexpensestovarioustaxes.AllofthistalkofmoneycanmakeRayworry,shesays,butluckily,shefeelspreparedtofaceit.Accordingtothepassage,takingmoney-managementcourseswill（）.A.betterstudents’learningmethodsB.preventstudentsgoingintodebtC.helpstudentsgetacceptedbycollegesD.makestudentsbecomeverywealthy

2、大氣中的臭氧層能夠保護地球上的生物，這主要是因為臭氧層可以（）。A.釋放出大量氧氣B.濾除大量紫外線C.屏蔽太陽的輻射D.吸收大量二氧化碳

3、資料：From:prorno@To:kkaminski@Subject:NewflavorsDate:March8DearMr.Kaminski.Iamwritingtosharesomeexcitingnewswithyou.Fruittisomisnowlaunchinganewlineofnaturalfruitjuices.，andwewouldliketosendyousomesamplessothatyoucantrythemtoo.FreesampLesarebeingofferedonlytocustomerswhohavepurchasedFruittisomjuicesfromouronlinestorewithinthelastyear.Ifyouwishtoreceivesamplesofthenewlineofourproducts,gotoouronlinestoreandselectuptothreeproductsyouwouldliketotry.Then,insteadofmakingapayment,enterpromotionalcodeTY117563,andyourselectionswillbeshippedtoyourhomewithoutcharge.Withbestregards,AshleyHockstraHowcanMr.Kaminskireceiveasample?A.ByprovidingacodeB.BymakingapaymentC.BypromisingtowriteareviewD.Bysendinginproofofapurchase

4、Itisdifficulttoknowwhyaworkofartproducessomeemotions，butithasbeenknownforaverylongtimethatpaintings，musicandpoetryhavethepowertotouchus，torepelusandto______intensepleasureordispleasure.A.riseB.ariseC.raiseD.arouse

5、我國現(xiàn)行憲法規(guī)定（）。A.社會主義的公有財產(chǎn)不可侵犯.公民的私有財產(chǎn)不受侵犯B.中華人民共和國的公有財產(chǎn)神圣不可侵犯，公民的私有財產(chǎn)不受侵犯C.社會主義的合法的公有財產(chǎn)神圣不可侵犯，公民的私有財產(chǎn)不受侵犯D.社會主義的公有財產(chǎn)神圣不可侵犯，公民的合法的私有財產(chǎn)不受侵犯

6、MUN,which___ModelUnitedNations,isaconferencethatprovidesstudentsallovertheworldwiththeopportunitytoexperiencewhatit’sliketobeintheUnitedNations.A.standbyB.standsforC.standupD.standout

7、關(guān)于共同犯罪，下列表述最為準確的是（）。A.共同犯罪是指兩人以上共同參加的犯罪B.三人以上為共同實施犯罪而組織在一起的，是犯罪集團C.犯罪集團是共同犯罪的特殊形式D.刑法理論上，對共同犯罪成員的分類一般是主犯、從犯、教唆犯、脅從犯

8、Itwasbecauseshewastooinexperienced_shedidn’tknowhowtodealwiththesituation.A.sothatB.thatC.thatiswhyD.so

9、資料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)Fearmongeringandmyth-makingabouthuman-likeandsocialrobotsisstoppingusfromengagingwiththetechnologybehindthemandhavinganinputintohowthey—andwe—evolve,saysHaticeGunes,AssociateProfessoratUniversityofCambridge'sComputerLaboratory.(2)DrGuneswillbespeakingaboutherresearchattheHayFestivalon1stJuneandsaysweneedtomovebeyondsensationalistportrayalsofhuman-likerobot.HerHaytalkwillcentreonhumanrobotinteraction[HRI]andhowitcanbeusedforourbenefit,forinstance,forhelpingchildrenwithautismlearnhowtoreadexpressionsandtostimulatethesensesofelderlypeopleincare.(3)DrGuneswilloutlinehowHRIworks.Shesaysithastobebelievableinordertobeeffective.Thatmeansrobots’appearanceisveryimportant.Thisiswhathasdriventhedevelopmentofhumanoidrobotswitharmsandaspectsofahumanfacewhichcanbehaveinahuman-likeway,forinstance,movingtheirarms,legsandeyes.However,moreimportantthanappearanceistheirbehaviourandemotionalexpressivity.DrGunesreferstothewaywerelatetoDisney’sanimatedcharacters.“Peoplebelieveinthembecausetheycanportrayemotion,”shesays.(4)Toachieveexpressivityrequiresanunderstandingofhowhumanemotionsareportrayedandtriggered.Scientistshavebeenworkingonartificialemotionalintelligencewhichenablesnewtechnologysuchasembodiedagentsandrobotstobothexpressanddetectemotions,understandingnon-verbalcues.DrGunescitestheworkofCharlesDarwinonthevisualnatureofemotionsandhowtheycanbemappedtovariouschangesinfacialexpressions.(5)Herresearchinvestigateshowhumanoidscanbeprogrammednotonlytoextractandrespondtofacialcluestoemotions,butalsotounderstandthecontextinwhichthoseemotionsareexpressed.Thatmeanstheywillbeabletoofferaresponsethatissensitivetospecificcontexts.(6)Willrobotseverbeabletohaveemotionsthemselvesthough?DrGunessaysthereisnoreasonwhynotandquestionswhatemotionsare.Theprocessofworkingwithrobotsonartificialemotionalintelligenceunpicksthenatureofouremotions,showingthemtobealayeringofdifferentgoals,experiencesandstimuli.(7)Anotherareawhichscientistsarelookingatintheirquesttoimprovehumanoids’believabilityispersonality.DrGuneshasdonealotofworkonpersonalityintelepresencerobotics,robotscontrolledremotelybyahuman—akindof3Davatar.Thesecanbeusedinmanyways,forinstance,bymedicalstafftoofferremotehomecare.Themedicalpersoncanbebasedanywhereandoperatetherobotthroughavirtualheadset.DrGunesisinterestedinhowpeoplereacttotheteleoperator(thehumancontrollingtherobotremotely)whoispresentinrobotform.Onceagain,boththerobot’sphysicalappearanceandbehaviourareimportantandresearchshowsthattheirpersonalityneedstobetaskdependent.(8)DrGunessaysthereremainsomebigchallengesforscientistsworkingonHRI,includinghowtoprocessandcombineallthedifferentdatatheyaregathering,howtomodifytheirappearanceandbehaviourdynamically,andhowtokeeptheirpowergoing24/7.Themajorchallenges,however,aretodowithbreakingdownsomeofthemythsandfearspeoplehaveabouthumanoids.(9)Partofthisisbecausetheydon’tunderstandthebenefitshumanoidrobotscanbringandwhy,forinstance,theyneedtotakeonahumanformandunderstandemotions.Shesayshumanoidscanbepositiveintermsofincreasingtrustandengagementamongcertaingroups,suchastheelderly;thathumanstendstoanthropomorphisetechnologyinanyevent;andthatrobotscanbeprogrammedtobelimitedtopositiveemotionsthatpromotealtruism.(10)“Peopletendtoloveorhaterobots,buttheydon’treallyknowalotabouA.ToenablerobotstoservehumansB.TodecreasehumansfearaboutrobotsC.Tomakerobotsmorehuman-likeD.Toequiprobotswithhumanemotions

10、當人靜止地站在斜坡式電梯上隨電梯一起向上運動時（手與電梯不接觸），下列表述準確的是（）。A.人不受摩擦力作用B.人所受的摩擦力方向沿電梯面向下C.人所受的摩擦力方向沿電梯面向上D.人所受的摩擦力方向可能沿電梯向上，也可能向下

11、Passage10Withsomuchfocusonchildren'suseofscreens,it'seasyforparentstoforgetabouttheirownscreenuse.“Techisdesignedtoreallysuckonyouin,”saysJennyRadeskyinherstudyofdigitalplay,“anddigitalproductsaretheretopromotemaximalengagement.Itmakesithardtodisengage,andleadstoalotofbleed-overintothefamilyroutine.”Radeskyhasstudiedtheuseofmobilephonesandtabletsatmealtimesbygivingmother-childpairsafood-testingexercise.Shefoundthatmotherswhosueddevicesduringtheexercisestarted20percentfewerverbaland39percentfewernonverbalinteractionswiththeirchildren.Duringaseparateobservation,shesawthatphonesbecameasourceoftensioninthefamily.Parentswouldbelookingattheiremailswhilethechildrenwouldbemakingexcitedbidsfortheirattention.Infantsarewiredtolookatparents’facestotrytounderstandtheirworld,andifthosefacesareblankandunresponsive—astheyoftenarewhenabsorbedinadevice—itcanbeextremelydisconcertingforthechildren.Radeskycitesthe“stillfaceexperiment”devisedbydevelopmentalpsychologistEdTronickinthe1970s.Init,amotherisaskedtointeractwithherchildinanormalwaybeforeputtingonablankexpressionandnotgivingthemanyvisualsocialfeedback;Thechildbecomesincreasinglydistressedasshetriestocapturehermother'sattention.“Parentsdon’thavetobeexquisitelyparentsatalltimes,butthereneedstobeabalanceandparentsneedtoberesponsiveandsensitivetoachild’sverbalornonverbalexpressionsofanemotionalneed,”saysRadesky.Ontheotherhand,Tronickhimselfisconcernedthattheworriesaboutkids’useofscreensarebornoutofan“oppressiveideologythatdemandsthatparentsshouldalwaysbeinteracting”withtheirchildren:“It’sbasedonasomewhatfantasized,verywhite,veryupper-middle-classideologythatsaysifyou’refailingtoexposeyourchildto30,000wordsyouareneglectingthem.”Tronickbelievesthatjustbecauseachildisn’tlearningfromthescreendoesn’tmeanthere’snovaluetoit—particularlyifitgivesparentstimetohaveashower,dohouseworkorsimplyhaveabreakfromtheirchild.Parents,hesays,cangetalotoutofusingtheirdevicestospeaktoafriendorgetsomeworkoutoftheway.Thiscanmakethemfeelhappier,whichletsthenbemoreavailabletotheirchildtherestofthetime.TheoppressiveideologymentionedbyTronickrequiresparentsto（）.A.protectkidsfromexposuretowildfantasiesB.teachtheirkidsatleast30,000wordsayearC.ensureconstantinteractionwiththeirchildrenD.remainconcernedaboutkid'suseofscreens

12、資料：Nocredit，badcreditHearthetermsoftenenoughandtheycanblurtogether.Thesecreditstatusesaren’toneandthesame，though.Whetheryouhavenocreditorbadcredit，onething’sforsure：Youdon’thavegoodcredit.Andwithoutgoodcredit，you’llfaceanuphillbattleanytimeyouapplyforaloanorcreditcard.Potentiallenderswillwanttoknowthatyouwillalmostcertainlyrepayanymoneythatyouborrow.Theylikelywon’triskloaningmoneyorextendingcredittothosewhosecreditworthinessisabigquestionmarkor，worse，whohaveatrackrecordofpoormoneymanagement.Ifyoufallintoeitherofthesecategories，it’ssmarttofocusonraisingyourcreditscores.Ifyouhavenocreditscore，youdon’thaveacredithistory.Ifyouhavebadcredit，it’slikelythatyou’vemishandledcreditinthepast.Andthesetwoless-than-idealcreditstandingsrequiredifferentsolutions.Ifyoufallintheno-creditcategory，youhaven’tnecessarilymadeanyfinancialmistakes.Inthiscase，agoodwaytostartbuildingthathistoryistoacquireacreditcardforpeoplewithnocredit.Securedcreditcards（whichrequireasecuritydeposit）orcollegestudentcreditcardsaretypicallytheeasiesttoqualifyforifyouhavenocredit.Acredit-builderloancanalsohelpyouestablishcredit.Badcreditcanbearesultoffinancialmissteps，includingmissingpayments，defaultingonloans，orhavingaccountssenttocollections.Ifyoufallintothiscategoryandneedcredit，you’llneedtolookforabad-creditcreditcard.Asecuredcardorcredit-builderloanisagoodoptioninthissituation，aswell.Youalsomayqualifyforabad-creditpersonalloan.Ifyoustillhaveopenaccounts，paydownthebalancesbutdon’tclosecreditaccountsifyoucanavoidit.Peoplewithnocreditarejuststartingtobuildtheirfinancialreputation，whilethosewithbadcreditaredoingdamagecontrol.Movingfromoneoftheselessdesirablesituationstoagoodcreditstandingmayusedifferenttools，butthemethodismuchthesame：Makeyourpaymentsontimeandkeepyourdebtlow.Ittakesdiligenceanddedication，butitcanbedone.Thesolution（s）forBad-creditcouldbe______.A.havingaccountssenttocollectionsB.lookingforano-creditcreditcardC.payingdownthebalanceD.closingyourcreditaccounts

13、計算機網(wǎng)絡(luò)中傳送速率的單位bps的含義是（）。A.每秒字節(jié)數(shù)B.每秒波特數(shù)C.每秒字符數(shù)D.每秒位數(shù)

14、通過觀察持續(xù)數(shù)期的會計報表，比較各期的有關(guān)項目金額，分析有關(guān)指標的增減變動情況，并在此基礎(chǔ)上獲知有關(guān)企業(yè)發(fā)展前景信息，這種會計報表分析方法被稱為（）。A.趨勢分析法B.比較分析法C.因素分析法D.比率分析法

15、在Excel提供的4類運算符中，優(yōu)先級最高的是（）。A.算術(shù)運算符B.比較運算符C.文本運算符D.引用運算符

16、證券公司為客戶融券交易屬于（）。A.內(nèi)幕交易B.操縱市場C.欺詐客戶D.信用交易

17、Nosingleindividualcan____handlethiskindofresponsibilitiesalone.A.efficientlyB.adequatelyC.necessarilyD.appropriately

18、IBMnowhasincentiveto______orfireemployeesbeforethatDec.15date.A.laydownB.layoffC.layasideD.layout

19、Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial（）inmymindfordays．A.prolongedB.insistedC.restedD.lingered

20、下列說法不正確的是（）。A.孔子是儒家創(chuàng)始人，核心是“仁”B.莊子是道家代表，代表作是《道德經(jīng)》C.韓非是法家思想的集大成者D.朱熹是理學的重要代表，著有《四書集注》

21、閱讀下列短文，從短文后各題所給的四個選項中，選出可以填人空白處的最佳選項。Thegovernmentistobanpaymentstowitnessesbynewspapersseekingtobuyuppeopleinvolvedinprominentcases?1?thetrialofRosemaryWest.Inasignificant?2?oflegalcontrolsoverthepress，LordIrvine，theLordChancellor，willintroducea?3?billthatwillproposemakingpaymentstowitnesses?4?andwillstrictlycontroltheamountof?5?thatcanbegiventoacase?6?atrialbegins.InalettertoGeraldKaufman，ChairmanoftheHouseofCommonsMediaSelectCommittee，LordIrvinesaidhe?7?withacommitteereportthisyearwhichsaidthatselfregulationdidnot?8?sufficientcontrol.?9?ofthelettercametwodaysafterLordIrvinecauseda?10?ofmediaprotestwhenhesaidthe?11?ofprivacycontrolscontainedinEuropeanlegislationwouldbelefttojudges?12?toParliament.TheLordChancellorsaidintroductionoftheHumanRightsBill，which?13?theEuropeanConventiononHumanRightslegally?14?inBritain，laiddownthateverybodywas?15?toprivacyandthatpublicfigurescouldgotocourttoprotectthemselvesandtheirfamilies.“Pressfreedomswillbeinsafehands?16?ourBritishjudges，”hesaid.Witnesspaymentsbecamean?17?afterwestwassentencedto10lifesentencesin1995.Upto19witnesseswere?18?tohavereceivedpaymentsfortellingtheirstoriestonewspapers.Concernswereraised?19?witnessesmightbeencouragedtoexaggeratetheirstoriesincourtto?20?guiltyverdicts[中國工商銀行真題]A.betterthanB.otherthanC.ratherthanD.soonerthan

22、Similarly,hetoldcouplestoseekmaritalcounseling____ifthey’rehavingtroublecommunicating.A.onthebrinkB.onthevergeC.inparticularD.aheadoftime

23、Everyoneintheorganizationhasa（n）______tothiskindofinformation.A.accessB.rightC.tryD.look

24、資料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.ButI’vealsolearnedthatifyoudon’thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they’llsimplynevergetdone.Andthatmeansyouwon’tmaketheprogressthat’sreallygoingtomoveyourbusinessforward.1.FINDYOURMOSTPRODUCTIVETIMEFaceit:Youaren’tcrankingoutworkatabsolutepeakproductivityfortheentireday.Instead,therearelikelycertaintimeswhenyou’reatyourmostfocusedandothertimeswhenyourenergywanes.That’snormal.Maybeforyou,it’sbrightandearlyinthemorning,beforeanyoneelsearrivesintheoffice,whenyoudoyourbestwork.Wheneveritis,identifythatchunkoftime（evenifit’sonlyanhour!）whenyoufeelmostproductive,andthenreserveitonyourcalendarlikeyouwouldanyotherimportantmeeting.Youneedtoprotectthisblockoftimefromintrusion--itisn’toptional.Thatwayyou’reguaranteedtohavearegular,designatedperiodwhenyoucanatleastgetstartedonthosebiggerto-dos.2.CREATEPHYSICALBARRIERSNobodyworksinavacuum.Weallhavetocollaboratewithotherstosomedegreeoranother.Andit’sthepeopleweworkclosestwithwhomwetendtoputfirst--wewanttobereadilyavailableiftheyneedourhelp.Buttherearetimesyouneedtotuneoutthedistractionsandfocusifyou’regoingtogetanymeaningfulworkdone.OneofthemosteffectivemethodsI’vefoundistoputphysicalbarriersbetweenus.I’llworkfromaconferenceroomorevenfromhomeonoccasioninordertogetsomeliteralspacefrompeopleneeding“justonequickthing.”Whatisthearticlemainlyabout?A.HowtomanageyourtimewellB.HowtoovercomedifferentchallengesintheofficeC.HowtowincompetitionsandgetpromotionsD.Howtopreventdistractionsandfocusonbigissues

25、資料：之后，經(jīng)濟學家Mr.W談了談對中國的一些看法，請根據(jù)下列資料回答問題。Chinaisanemergingeconomicgiantwithalmostendlesspotentialforbusinessopportunities.Guanxi-meaning“connections”or“relationship”-isaChinesewayofdoingbusinessandispracticallyconsideredanartformthere.Itinvolvesexchanging“favors”whenyouneedsomethingdone.ManyChinesebusinesspeopleseeitasawaytosolidifyrelationships,getthingsdone,andcultivatewell-being.ToWesterners,however,itoftenlooksmorelikegraftintheformofbribery,nepotism,giftgiving,andkickbacks.Transparencyinternational,aGerman-basedcorruptionwatchdog,ranksChinaalongwithIndia,Russia,Turkey,Malaysia,andSouthAfricaasthecountrieswiththemostrampantcorruption.However,Chinaiscrackingdownbyenactingstricteranticorruptionlawsandprosecutingviolators.In2007,China’sformerdirectoroftheStateFoodandDrugAdministrationwasexecutedfortakingbribes.Accordingtothepassage,whatisTRUEaboutGuanxiintheChineseculture?（）A.ItrequiresyoutoexchangefavorstogetthingsdoneB.ItistheartformofbriberyinthebusinessC.ItinvolvesmoneyandpowerD.Itmeansconnectionsorrelationshipamongfamilymembers

26、下列選項中屬于同業(yè)拆借的是()。A.甲銀行為彌補信貸資金缺口從乙銀行拆入一筆資金B(yǎng).甲銀行融人資金投資房地產(chǎn)C.甲銀行在停止營業(yè)時發(fā)現(xiàn)資金收支不平衡向其他銀行融入長期資金D.甲銀行內(nèi)部分支機構(gòu)之間的資金調(diào)度

27、相對剩余價值的獲得是（）。A.個別企業(yè)提高勞動生產(chǎn)率的結(jié)果B.一個生產(chǎn)部門提高勞動生產(chǎn)率的結(jié)果C.企業(yè)勞動生產(chǎn)率高于部門平均勞動生產(chǎn)率的結(jié)果D.整個社會勞動生產(chǎn)率提高的結(jié)果

28、下列各項，不影響企業(yè)利潤表中“營業(yè)利潤”的項目有（）。A.主營業(yè)務(wù)收入B.營業(yè)外收入C.投資收益D.資產(chǎn)減值損失

29、Passage8Treesshouldonlybeprunedwhenthereisagoodandclearreasonfordoingsoand,fortunately,thenumberofsuchreasonsissmall.Pruninginvolvescuttingawayofovergrownandunwantedbranches,andtheinexperiencedgardenercanbeencouragedbythethoughtthatmoredamageresultsfromdoingitunnecessarilythanfromleavingthetreestogrowintheirownways.First,pruningmaybedonetomakesurethattreeshaveadesiredshapeorsize.Theobjectmaybetogetatreeoftherightheight,andatthesametimetohelpthegrowthofsmallsidebrancheswhichwillthickenitsappearanceorgiveitaspecialshape.Secondly,pruningmaybedonetomakethetreehealthier.Youmaycutoutdiseasedordeadwood,orbranchesthatarerubbingagainsteachotherandthuscausingwounds.ThehealthofatreemaybeencouragedbyremovingthebranchesthatareblockingupthecenterandsopreventingthefreemovementofairOneresultofpruningisthatanopenwoundisleftonthetreeandthisprovidesaneasyentryfordiseases,butitisawoundthatwillheal.Oftenthereisaracebetweenthehealingandthediseaseastowhetherthetreewillliveordie,orthatthereisaperiodwhenthetreeisatrisk.Itshouldbetheaimofeverygardenertoreducetheriskasfaraspossible.Itisessentialtomaketheareawhichhasbeenprunedsmoothandclean,forhealingwillbesloweddownbyroughness.Youshouldallowthecutsurfacetodryforafewhoursandthenpaintitwithoneofthesubstancesavailablefromgardenshopsproducedespeciallyforthispurpose.Pruningisusuallydoneinwinterforthenyoucanseetheshapeofthetreeclearlywithouttheinterference（妨礙）fromtheleavesanditis,too,veryunlikelythatthecutsyoumakewillbleedIfthisdoeshappen,itis,ofcourse,impossibletopaintthemproperly.Whyisaspecialmaterialpaintedonthetree?（）A.causeitcanhelpawouldtodryB.BecauseitcancoveraroughsurfaceBBecauseitcanmakeawouldsmoothC.Becauseitcanpreventdiseaseenteringawound

30、資料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.Robbinli,ChairmanandCEOofBaidu,said:"ThechallengesBaidufacedinthesecondquarterservedasahealthyremindertostayfocusedonthekeydriversofgrowth,sustainabilityandleadership;deliveringthebestuserexperienceandstayingattheforefrontoftechnology.AsweenterthenextchapteroftheInternet,ledbyartificialintelligence,Baiduhasneverbeenbetterpositionedtoserveourusersandworkwithourcustomersandpartners,andchangetheworldthroughtechnology."Thebusinesshasbeenrockedbyaseriesofhighprofitsissueswithitsadvertisingbusinessthisyear.Baiduwascalledoutforitspracticesaroundsellingaccesstoforumsearlythisyear.Notlongafteritalsoagreedtooverhaulthewayitdeliversitssearchads,includingthevolumeofadsserved,afterahugepublicbacklashsawBaidutakingsomeoftheblameforthedeathofastudentwhodiedaftertakingexperimentalcancertreatmentthatbefoundfromasearchad.Theoverhaulhasbeenwelcomedbytheindustrywhichbelieveswillcreateabetterexperience,particularlyonmobile.Thebusinesssaidtherevenuefrommobilewasgrowingasitrepresented63percentoftotalrevenuesforthesecondquarterof2016,comparedto50percentin2015.AccordingtoBaidu,mobilesearchmonthlyactiveuserswere667millionforthemonthofJune2016,anincreaseof6percentyear-over-year.Itsaidusersofitsmobilemapsservicegrewby13percentandthenumberofactivatedBaiduWalletaccountsreached80million,representinga131percentyear-on-yeargrowth.Whatistheauthor'sattitudetowardsBaidu?A.SubjectiveB.CriticalC.UnbiasedD.Supportive

31、Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dreameventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer’slife.Theyseemrealwhiletheyaretakingplace.Somedreamsarepleasant,othersareannoying,andstillothersarefrightening.Everyonedreams,butsomepersonsneverrecalldreaming.Othersrememberonlyalittleaboutadreamtheyhadjustbeforeawakeningandnothingaboutearlierdreams.Noonerecallsallhisdreams.Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappenstohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.Peopleseeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Mostdreamsoccurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.Dreamsareaproductofthesleeper’smind.Theyhaveincludedeventsandfeelingsthathehasexperienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishesofthedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishesorfears-especiallythoseheldsincechildhoodoftenappearindreams,andmanydreamsfulfilsuchwishes.Eventsinthesleeper’ssurrounding-aloudnoise,forexample,maybecomepartofadream,buttheydonotcausedreams.Somedreamsinvolvedeepfeelingsthatapersonmayno