BBC英語六分鐘-每天堅(jiān)持口語How would you like to pay

HowwouldyouliketopayBBC英語六分鐘練起來（2023.03.07）TranscriptNote:Thisisnotaword-for-wordtranscriptAlice

Helloandwelcometo6MinuteEnglish.I'mAlice…Neil

…andI'mNeil.Alice,haveyougottwopounds?IforgotmywalletandIneedacoffee.I'veonlygotthesepennies.Alice

Sorry–Ialwaysusemybankcardinthecafeteria.Neil

Youuseacardtobuycoffee?Alice

Yes.It'satap-and-gocardsoit'squick–youdon'tenteraPINnumber–andeveryoneinthecoffeequeueusesthem…exceptyou.Andtoday'sshowisabouthowwepayforthings.Neil

Well,Ipayforthingswithmoney!Alice

Therearedifferentkindsofmoney.You'rebehindthecurve,diggingaroundinyourpocketsforchange,Neil.Doyoustillusechequestoo?Neil

Yes,Ido.Chequesareveryuseful.Now,being

behindthecurve

meansnotkeepingupwithcurrenttrends.Sohelpmekeepup,Alice.What'satap-and-gocard?Ithoughtyouweretalkingaboutyourregularbankcard.Alice

Well,

tap-and-go

cardsareregularbankcardsbutwithabuilt-inchipandantenna.Thecardreadersendsoutaradiofrequencyandwhenyoubringthecardclosetothereader,theantennapicksupthesignaltomakethepayment.Neil

Hmm.Thisantennabusinessdoesn'tsoundsecure–an

antenna

isusedforsendingorreceivingradiosignals.Doesn'titmeanyourpersonaldataisflyingaroundintheetherforanyonetosteal?AliceInthiscontext,

ether

meanstheairwhereelectroniccommunicationhappens.Andnothing'sflyingaround,PeterPan!Atlessthanhalfasecondpertransaction,there'snotimeforanyonetostealyourcash!Now,whydon'tyouanswertoday'squizquestion?Whichman'sfaceappearsonaUKtenpoundnote?Isit…

a)

CharlesDarwin

b)

IsaacNewton

orc)

AlbertEinstein

Neil

Noneofthem–it'stheQueen.

Alice

No,Neil.TheQueenisononeside,butontheothersideofeachnoteisanimportanthistoricalfigure.Neil

Ohreally?I'venevernoticed…OK,I'llgoforb)IsaacNewton.He'sahistoricalfigure.Alice

SoareDarwinandEinstein.Andcoinsandbanknoteswillbehistoricalsoon.Butwe'llfindoutifyou'rerightlateron.Neil

I'mstillconcernedabouttap-and-go.Whatifsomeonestealsmycard?Alice

Eachcontactlesspaymentislimitedtoacertainamount–theUK'slimitis￡30.Afteryou'veusedyourcardafewtimesinarow,youhavetoenteryourPIN.Andifathiefdoesgoonaspendingspreewithyourcard,yourbankcoversyouagainstfraud.Whereas,ifsomeonestealsyourbanknotes,that'syourbadluck!Neil

OK,goodpoints.

Fraud

meansgettingmoneybycheatingpeople.Anda

spendingspreeisashortperiodoftimewhereyoudoalotofshopping.Areyouabigspender,Alice?Alice

Notwithmytap-and-go,Neil.Howaboutyouandyourchequebook?Neil

Nocomment.Alice

Movingon.Ifgettingyourbankcardoutseemsliketoomuchtroublethere'snowasolutionwith

wearabletech

–that'sclothingandaccessoriesthatincludecomputerandelectronictechnologies.Let'shearwhatKennethCukier,atechnologyexpert,hastosay.INSERT

KennethCukier,economistandtechnologyexpert

Youcansimplytakeanywirelesscardandthechipfromitthatyourbankmightissueyouwith,andyoucanputitintothecoatandthenwhenyouwanttomakeapaymentyoujustsimplywaveyourarminfrontoftheterminalandleavewithyourlatte.Thisisintendedforpeoplewhoareincrediblylazywhodon'twanttotaketheircardoutoftheirwallet,orusetheirphone,orusetheirwatch.Peoplearegoingtobemakingmorepurchasesmoreofthetime–particularlyforsmall-valuedgoods.Neil

WhatKennethCukiersaidisveryinteresting.ThatsoundstemptingbutI'mstillconcernedabouthowsafethisallis.WhatifIwavemyarmaroundandmakeapaymentbymistake?Alice

Thechiphastogetveryclosetothecardreadertomakeapaymentsothat'snotlikelytohappen.Nowcompaniesarecreatingnewbiometrictechnology–whichyoumightlikeNeil–becauseitcombinespaymentandsecuritytechnology.Let'shearmorefromtheBBCreporterKateRussell.INSERT

KateRussell,BBCreporter

Forthosetimeswhennotevencarryingaphoneisconvenient–atthebeachorafestivalforexample–thefingo-paysystemreadstheuniquemapsofveinsunderthesurfaceofyourfinger.Thetrickisrememberingwhichfingeryouregisteredwith.Alice

Thishigh-techstuffreporterKateRussellistalkingaboutisamazing!Somedaysoonwewon'thavetocarryawalletorapurseoranything.Theveinsinourfingerwill

authenticate

payments–andprovethepaymentsareours.Ican'twait!Neil

Hmm.Soundsabittoosci-fiformyliking.Howaboutgivingustheanswertotoday'squizquestion?Alice

Alrightthen.Iasked:Whichman'sfaceappearsonaUKtenpoundnote?Isit…a)CharlesDarwinb)

IsaacNewtonorc)

AlbertEinsteinNeil

AndIsaidb)IsaacNewton.Alice

Yes.Andyouwerewrong,Neil!Itwasthatotherfamousperson,a)CharlesDarwin.IsaacNewtonwasontheoldonepoundnotewhichisnolongerused.AndEinsteinwasGerman,notBritish,sohewouldn'tappearonaUKbanknoteanyway.Neil

Welltheylooksimilar,Ithink.Canyoutellustoday'swordsonceagain,Alice?Alice

Yes,ofcourseIcan.Theyare:

behindthecurve

tap-and-go

antenna

ether

fraud

spendingspree

wearabletech

authenticate

Neil

Well,that'stheendofthiseditionof6MinuteEnglish.Getaheadofthecurve,andjoinusagainsoon.Meanwhile,visitourwebsite:

,whereyou'llfindguidestogrammar,exercises,videosandarticlestoreadandimproveyourEnglish.Both

Bye.

Vocabularybehindthecurve

notkeepingupwithcurrentthinkingortrends

tap-and-go

wirelesspaymenttechnologyusingcreditanddebitcards,ormobilephones

antenna

equipmentusedforsendingandreceivingradioorTVsignals

ether

theairwhereelectroniccommunicationhappens

fraud

gettingmoneybycheatingpeople

spendingspree

doingalotofshoppingoverashortperiodoftime

wearabletech

thingsyoucanwearwhichcombinepaymentandsecuritytechnology

authenticate

(ingeneral)provesomethingistrueorgenuineTranscript（雙語版）Helloandwelcometo6MinuteEnglish.I’mAlice...大家好，歡迎收聽六分鐘英語，我是愛麗絲?！璦ndI’mNeil.Alice,haveyougottwopounds?IforgotmywalletandIneedacoffee.I’veonlygotthesepennies.我是尼爾。愛麗絲，你有兩英鎊嗎？我忘帶錢包了，但我需要買一杯咖啡。我只有這幾便士。Sorry–Ialwaysusemybankcardinthecafeteria.不好意思，我在自助餐廳都用銀行卡。Youuseacardtobuycoffee?你用銀行卡買咖啡？Yes.It’satap-and-gocardsoit’squick–youdon’tenteraPINnumber–andeveryoneinthecoffeequeueusesthem…exceptyou.Andtoday’sshowisabouthowwepayforthings.是的。用的是感應(yīng)式支付銀行卡，所以非?？旖?，你不需要輸入密碼。咖啡館排隊(duì)買咖啡的人都用這種卡，除了你。今天的節(jié)目我們討論支付方式。Well,Ipayforthingswithmoney!我用現(xiàn)金支付！Therearedifferentkindsofmoney.You’rebehindthecurve,diggingaroundinyourpocketsforchange,Neil.Doyoustillusechequestoo?現(xiàn)在錢有很多不同的類型。你太落后了，還在口袋里到處找零錢。你現(xiàn)在還用支票嗎？Yes,Ido.Chequesareveryuseful.Now,beingbehindthecurvemeansnotkeepingupwithcurrenttrends.Sohelpmekeepup,Alice.What’satap-and-gocard?Ithoughtyouweretalkingaboutyourregularbankcard.是的，支票很實(shí)用。落后是指趕不上潮流。所以幫我趕趕潮流，愛麗絲。什么是感應(yīng)式支付卡？我以為你說的是常見的銀行卡。Well,tap-and-gocardsareregularbankcardsbutwithabuilt-inchipandantenna.Thecardreadersendsoutaradiofrequencyandwhenyoubringthecardclosetothereader,theantennapicksupthesignaltomakethepayment.感應(yīng)式支付卡也是常見的銀行卡，但內(nèi)部有植入的芯片和天線。讀卡器會(huì)發(fā)射一種無線電頻率，當(dāng)你的卡靠近讀卡器時(shí)，卡內(nèi)的天線接收這個(gè)信號(hào)并完成支付。Hmm.Thisantennabusinessdoesn’tsoundsecure–anantennaisusedforsendingorreceivingradiosignals.Doesn’titmeanyourpersonaldataisflyingaroundintheetherforanyonetosteal?這個(gè)天線聽上去不太安全。天線常常用來發(fā)射或接收無線電信號(hào)。這是不是意味著我們的個(gè)人信息在我們周圍這個(gè)以太構(gòu)成的環(huán)境中飛來飛去，從而被他人竊?。縄nthiscontext,ethermeanstheairwhereelectroniccommunicationhappens.Andnothing’sflyingaround,PeterPan!Atlessthanhalfasecondpertransaction,there’snotimeforanyonetostealyourcash!Now,whydon’tyouanswertoday’squizquestion?Whichman’sfaceappearsonaUKtenpoundnote?Isit…a)CharlesDarwinb)IsaacNewtonorc)AlbertEinstein在這里，以太是指電子通訊發(fā)生的空間。沒有東西在飛來飛去，彼得潘！每筆交易不到半秒就完成了，其他人沒有時(shí)間來偷你的錢！現(xiàn)在回答今天的問題吧？英國(guó)十英鎊紙幣上是誰的頭像？a)查爾斯達(dá)爾文？b)艾薩克牛頓？還是c)阿爾伯特愛因斯坦？Noneofthem–it’stheQueen.都不是，是女王的頭像。No,Neil.TheQueenisononeside,butontheothersideofeachnoteisanimportanthistoricalfigure.不，尼爾。一面是女王的頭像，另一面是一個(gè)著名歷史人物的頭像。Ohreally?I’venevernoticed…OK,I’llgoforb)IsaacNewton.He’sahistoricalfigure.真的嗎？我沒注意。好吧，那我選b)艾薩克牛頓。他是有名的歷史人物。SoareDarwinandEinstein.Andcoinsandbanknoteswillbehistoricalsoon.Butwe’llfindoutifyou’rerightlateron.達(dá)爾文和愛因斯坦也是啊。硬幣和紙幣很快也會(huì)成為歷史。之后我們?cè)倏茨慊卮鸬檬欠裾_。I’mstillconcernedabouttap-and-go.Whatifsomeonestealsmycard?我仍然對(duì)感應(yīng)式支付很感興趣。萬一有人把我的卡偷走了呢？Eachcontactlesspaymentislimitedtoacertainamount–theUK’slimitis?30.Afteryou’veusedyourcardafewtimesinarow,youhavetoenteryourPIN.Andifathiefdoesgoonaspendingspreewithyourcard,yourbankcoversyouagainstfraud.Whereas,ifsomeonestealsyourbanknotes,that’syourbadluck!每種非接觸支付卡都有一定的支付限額，英國(guó)的支付額度是30英鎊。如果你連續(xù)使用此卡支付之后，你就需要輸入密碼。如果小偷真的用你的卡瘋狂購(gòu)物，銀行為你的卡上防詐騙險(xiǎn)。然而，如果有人偷走了你的紙幣，你只能怪自己運(yùn)氣不好了！OK,goodpoints.Fraudmeansgettingmoneybycheatingpeople.Andaspendingspreeisashortperiodoftimewhereyoudoalotofshopping.Areyouabigspender,Alice?這確實(shí)不錯(cuò)。詐騙是指通過欺騙他人獲取金錢。瘋狂購(gòu)物是指在短時(shí)間內(nèi)大肆購(gòu)買。你是揮金如土的人嗎，愛麗絲？Notwithmytap-and-go,Neil.Howaboutyouandyourchequebook?沒有用感應(yīng)卡揮霍過。你呢？用你的支票揮霍過嗎？Nocomment.無可奉告。Movingon.Ifgettingyourbankcardoutseemsliketoomuchtroublethere’snowasolutionwithwearabletech–that’sclothingandaccessoriesthatincludecomputerandelectronictechnologies.Let’shearwhatKennethCukier,atechnologyexpert,hastosay.那我們繼續(xù)說。如果你覺得掏出銀行卡太麻煩，有一種解決辦法，那就是可穿戴技術(shù)，將計(jì)算機(jī)和電子科技應(yīng)用于衣物或配件上。我們來聽聽技術(shù)專家KennethCukier怎么說。Youcansimplytakeanywirelesscardandthechipfromitthatyourbankmightissueyouwith,andyoucanputitintothecoatandthenwhenyouwanttomakeapaymentyoujustsimplywaveyourarminfrontoftheterminalandleavewithyourlatte.Thisisintendedforpeoplewhoareincrediblylazywhodon’twanttotaketheircardoutoftheirwallet,orusetheirphone,orusetheirwatch.Peoplearegoingtobemakingmorepurchasesmoreofthetime–particularlyforsmall-valuedgoods.你可以攜帶無線卡以及銀行發(fā)給你的芯片，將其放入衣服內(nèi)，當(dāng)你想要付款時(shí)，在終端設(shè)備上揮一下手臂，就可以帶走你的咖啡了。這是為懶人量身設(shè)計(jì)的，為那些不想從包里拿出卡，或者不想使用手機(jī)或手表支付的懶人設(shè)計(jì)的。之后大部分時(shí)間人們購(gòu)物的頻率會(huì)增加，尤其是購(gòu)買低價(jià)值商品。WhatKennethCukiersaidisveryinteresting.ThatsoundstemptingbutI’mstillconcernedabouthowsafethisallis.WhatifIwavemyarmaroundandmakeapaymentbymistake?KennethCukier提到的非常有趣。這聽上去很吸引人，但我還是關(guān)心這安不安全。如果我揮一下手就不小心支付了怎么辦？Thechiphastogetveryclosetothecardreadertomakeapaymentsothat’snotlikelytohappen.Nowcompaniesarecreatingnewbiometrictechnology–whichyoumightlikeNeil–becauseitcombinespaymentandsecuritytechnology.Let’shearmorefromtheBBCreporterKateRussell.芯片需要非常靠近讀卡器才能完成支付，所以你說的這種情況不太可能發(fā)生。現(xiàn)在一些公司在研發(fā)新的生物識(shí)別技術(shù)，你也許會(huì)喜歡的，因?yàn)檫@是一項(xiàng)囊括支付與安全性能的技術(shù)。讓我們聽BBC記者KateRussell的介紹。Forthosetimeswhennotevencarryingaphoneisconvenient–atthebeachorafestivalforexample–thefingo-paysystemreadstheuniquemapsofveinsunderthesurfaceofyourfinger.Thetrickisrememberingwhichfingeryouregisteredwith.一些時(shí)候我們攜帶手機(jī)也不方便，例如在沙灘上或慶祝節(jié)日時(shí)，指靜脈識(shí)別系統(tǒng)通過識(shí)別手指表面獨(dú)一無二的靜脈圖來完成支付。你只要記住用哪根手指注冊(cè)的就好。Thishigh-techstuffreporterKateRussellistalkingaboutisamazing!Somedaysoon