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20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方:XXX乙方:XXXPERSONALRESUMERESUME2024年度法人借款合同補(bǔ)充擔(dān)保協(xié)議本合同目錄一覽1.定義與解釋1.1定義1.2解釋2.借款金額與期限2.1借款金額2.2借款期限3.利息計算與支付3.1利息計算3.2利息支付4.擔(dān)保方式與擔(dān)保物4.1擔(dān)保方式4.2擔(dān)保物5.擔(dān)保責(zé)任與義務(wù)5.1擔(dān)保責(zé)任5.2擔(dān)保義務(wù)6.擔(dān)保期限與解除條件6.1擔(dān)保期限6.2解除條件7.違約責(zé)任與賠償7.1違約責(zé)任7.2賠償8.爭議解決8.1爭議解決方式8.2爭議解決程序9.法律適用與管轄9.1法律適用9.2管轄10.通知與送達(dá)10.1通知方式10.2送達(dá)方式11.不可抗力11.1不可抗力定義11.2不可抗力處理12.保密條款12.1保密內(nèi)容12.2保密義務(wù)13.合同生效與終止13.1合同生效13.2合同終止14.其他約定14.1其他約定事項14.2其他約定條款第一部分:合同如下:1.定義與解釋1.1定義1.1.1“借款人”指本合同中借款的一方,即[借款人名稱]。1.1.2“貸款人”指本合同中出借貸款的一方,即[貸款人名稱]。1.1.3“擔(dān)保人”指為本合同中的借款提供擔(dān)保的一方,即[擔(dān)保人名稱]。1.1.4“擔(dān)保物”指擔(dān)保人提供的用于擔(dān)保借款的財產(chǎn)。1.1.5“借款合同”指借款人與貸款人之間簽訂的借款合同。1.1.6“本合同”指本補(bǔ)充擔(dān)保協(xié)議。1.2解釋1.2.1本合同中的術(shù)語和定義應(yīng)按照借款合同中的定義為準(zhǔn)。2.借款金額與期限2.1借款金額2.1.1借款金額為人民幣[借款金額]元。2.1.2借款金額應(yīng)以人民幣計價,并以實際到賬金額為準(zhǔn)。2.2借款期限2.2.1借款期限自[借款起始日期]起至[借款到期日期]止,共計[借款期限]個月。3.利息計算與支付3.1利息計算3.1.1利息按照[年利率]計算,按月計息。3.1.2利息計算公式為:利息=借款本金×年利率÷12×借款期限(月)。3.2利息支付3.2.1借款人應(yīng)于每月[利息支付日]前向貸款人支付當(dāng)月利息。3.2.2利息支付方式為轉(zhuǎn)賬或現(xiàn)金支付。4.擔(dān)保方式與擔(dān)保物4.1擔(dān)保方式4.1.1擔(dān)保方式為抵押擔(dān)保。4.1.2擔(dān)保人同意以其名下[擔(dān)保物名稱]作為借款的抵押物。4.2擔(dān)保物4.2.1擔(dān)保物為位于[擔(dān)保物地址]的[擔(dān)保物類型],產(chǎn)權(quán)清晰,無任何權(quán)利瑕疵。4.2.2擔(dān)保物的價值經(jīng)雙方評估為人民幣[擔(dān)保物價值]元。5.擔(dān)保責(zé)任與義務(wù)5.1擔(dān)保責(zé)任5.1.1擔(dān)保人在借款人未能按時償還借款本息時,應(yīng)承擔(dān)代為償還的責(zé)任。5.1.2擔(dān)保人同意在貸款人要求下,將擔(dān)保物變現(xiàn)以償還借款本息。5.2擔(dān)保義務(wù)5.2.1擔(dān)保人應(yīng)保持擔(dān)保物的完好無損,不得將其出售、轉(zhuǎn)讓、抵押或以其他方式處置。5.2.2擔(dān)保人應(yīng)承擔(dān)因擔(dān)保物產(chǎn)生的任何稅費、保險費等費用。6.擔(dān)保期限與解除條件6.1擔(dān)保期限6.1.1本合同的擔(dān)保期限自借款合同生效之日起至借款本息全部清償之日止。6.1.2擔(dān)保期限屆滿后,擔(dān)保責(zé)任自動解除。6.2解除條件6.2.1借款人按照借款合同約定,按時足額償還借款本息。6.2.2貸款人書面通知擔(dān)保人解除擔(dān)保協(xié)議。7.違約責(zé)任與賠償7.1違約責(zé)任7.1.1若借款人違反本合同約定,貸款人有權(quán)要求借款人承擔(dān)違約責(zé)任。7.1.2若擔(dān)保人違反本合同約定,貸款人有權(quán)要求擔(dān)保人承擔(dān)違約責(zé)任。7.2賠償7.2.1借款人應(yīng)向貸款人支付因違約而產(chǎn)生的所有費用,包括但不限于律師費、訴訟費等。7.2.2擔(dān)保人應(yīng)向貸款人支付因違約而產(chǎn)生的所有費用,包括但不限于律師費、訴訟費等。8.爭議解決8.1爭議解決方式8.1.1雙方在履行本合同過程中發(fā)生的爭議,應(yīng)通過友好協(xié)商解決。8.1.2如協(xié)商不成,任何一方均有權(quán)將爭議提交至[仲裁委員會名稱]進(jìn)行仲裁。8.2爭議解決程序8.2.1仲裁應(yīng)按照[仲裁規(guī)則名稱]進(jìn)行。8.2.2仲裁裁決為終局裁決,對雙方均有約束力。9.法律適用與管轄9.1法律適用9.1.1本合同的訂立、效力、解釋、履行、變更、終止和爭議的解決均適用中華人民共和國法律。9.2管轄9.2.1本合同的簽訂地[簽訂地名稱]為本合同爭議管轄地。9.2.2雙方同意,凡因本合同引起的或與本合同有關(guān)的任何爭議,均應(yīng)提交至[簽訂地名稱]的人民法院管轄。10.通知與送達(dá)10.1通知方式a)郵寄至對方指定的地址;b)傳真或電子郵件發(fā)送至對方指定的聯(lián)系人;c)直接交付至對方指定的接收人。10.2送達(dá)方式10.2.1通知自送達(dá)之日起生效,除非送達(dá)方能夠證明通知在送達(dá)前已因不可抗力等原因未能送達(dá)。11.不可抗力11.1不可抗力定義11.1.1不可抗力指不能預(yù)見、不能避免并不能克服的客觀情況,如自然災(zāi)害、戰(zhàn)爭、政府行為等。11.2不可抗力處理11.2.1發(fā)生不可抗力事件時,受影響的一方應(yīng)及時通知對方,并采取一切可能的措施減輕損失。11.2.2不可抗力事件持續(xù)期間,雙方應(yīng)暫停履行本合同中受影響的部分,直至不可抗力事件消除。12.保密條款12.1保密內(nèi)容12.1.1雙方對本合同內(nèi)容、商業(yè)秘密、技術(shù)秘密以及其他任何未公開的信息負(fù)有保密義務(wù)。12.2保密義務(wù)12.2.1雙方未經(jīng)對方同意,不得向任何第三方泄露保密信息。13.合同生效與終止13.1合同生效13.1.1本合同自雙方簽字(或蓋章)之日起生效。13.2合同終止13.2.1本合同因借款本息全部清償、擔(dān)保義務(wù)履行完畢、協(xié)商一致解除或其他法定原因終止。14.其他約定14.1其他約定事項14.1.1本合同未盡事宜,雙方可另行簽訂補(bǔ)充協(xié)議,補(bǔ)充協(xié)議與本合同具有同等法律效力。14.2其他約定條款14.2.1本合同一式[份數(shù)]份,借款人、貸款人和擔(dān)保人各執(zhí)[份數(shù)]份,具有同等法律效力。第二部分:第三方介入后的修正1.第三方定義與介入目的1.1第三方定義1.1.1“第三方”指除借款人、貸款人和擔(dān)保人以外的,根據(jù)本合同約定參與合同履行、監(jiān)督或提供專業(yè)服務(wù)的任何個人或?qū)嶓w。1.1.2第三方包括但不限于中介方、評估機(jī)構(gòu)、審計機(jī)構(gòu)、律師事務(wù)所、會計師事務(wù)所等。1.2介入目的1.2.1第三方的介入旨在協(xié)助合同各方履行合同義務(wù),確保合同條款的準(zhǔn)確執(zhí)行,提高合同履行的效率與安全性。2.第三方責(zé)任限額2.1責(zé)任限額定義2.1.1責(zé)任限額指第三方在履行本合同過程中因其過錯或疏忽導(dǎo)致的損失,對借款人、貸款人或擔(dān)保人應(yīng)承擔(dān)的最高賠償責(zé)任。2.2責(zé)任限額確定2.2.1第三方的責(zé)任限額應(yīng)在本合同中明確約定,具體數(shù)額由雙方協(xié)商確定。2.3責(zé)任限額的調(diào)整2.3.1在合同履行期間,如因市場變化、法律法規(guī)調(diào)整等原因?qū)е仑?zé)任限額不足以覆蓋潛在風(fēng)險,雙方可協(xié)商調(diào)整責(zé)任限額。3.第三方責(zé)權(quán)利劃分3.1第三方權(quán)利3.1.1第三方有權(quán)根據(jù)本合同約定,獲取必要的信息和資料,以履行其職責(zé)。3.1.2第三方有權(quán)要求借款人、貸款人或擔(dān)保人提供必要的協(xié)助和配合。3.2第三方義務(wù)3.2.1第三方應(yīng)遵守本合同約定,履行其職責(zé),確保合同履行過程中的信息安全和保密。3.2.2第三方應(yīng)對其提供的服務(wù)質(zhì)量負(fù)責(zé),確保其行為符合相關(guān)法律法規(guī)和行業(yè)標(biāo)準(zhǔn)。3.3第三方與其他各方的關(guān)系3.3.1第三方與借款人、貸款人和擔(dān)保人之間的關(guān)系為獨立合同關(guān)系,第三方不承擔(dān)借款人、貸款人或擔(dān)保人的合同責(zé)任。3.3.2第三方在履行職責(zé)過程中,應(yīng)保持獨立,不得偏袒任何一方。4.第三方介入的具體條款4.1中介方4.1.1中介方負(fù)責(zé)協(xié)助雙方達(dá)成合同,提供合同履行過程中的協(xié)調(diào)服務(wù)。4.1.2中介方的報酬和費用由雙方另行約定。4.2評估機(jī)構(gòu)4.2.1評估機(jī)構(gòu)負(fù)責(zé)對擔(dān)保物進(jìn)行評估,確定其價值。4.2.2評估機(jī)構(gòu)應(yīng)出具評估報告,作為本合同擔(dān)保物價值的依據(jù)。4.3審計機(jī)構(gòu)4.3.1審計機(jī)構(gòu)負(fù)責(zé)對借款人、貸款人或擔(dān)保人的財務(wù)狀況進(jìn)行審計。4.4律師事務(wù)所4.4.1律師事務(wù)所負(fù)責(zé)提供法律咨詢,協(xié)助處理合同履行過程中的法律事務(wù)。4.4.2律師事務(wù)所應(yīng)出具法律意見書,作為本合同履行的法律依據(jù)。4.5會計師事務(wù)所4.5.1會計師事務(wù)所負(fù)責(zé)對借款人、貸款人或擔(dān)保人的財務(wù)報表進(jìn)行審計。4.5.2會計師事務(wù)所應(yīng)出具審計報告,作為本合同履行的財務(wù)依據(jù)。5.第三方介入的額外條款5.1第三方介入的必要條件5.1.1第三方介入應(yīng)符合本合同約定,并經(jīng)借款人、貸款人和擔(dān)保人同意。5.1.2第三方介入的必要條件包括但不限于:第三方具備相應(yīng)的資質(zhì)和經(jīng)驗,能夠履行其職責(zé)。5.2第三方介入的程序5.2.1第三方介入前,借款人、貸款人和擔(dān)保人應(yīng)簽訂書面協(xié)議,明確第三方的職責(zé)、權(quán)利和義務(wù)。5.2.2第三方介入后,應(yīng)按照本合同約定和書面協(xié)議的約定履行其職責(zé)。5.3第三方介入的變更與解除5.3.1第三方介入的變更或解除,需經(jīng)借款人、貸款人和擔(dān)保人協(xié)商一致。5.3.2第三方介入的變更或解除,不影響本合同的繼續(xù)履行。第三部分:其他補(bǔ)充性說明和解釋說明一:附件列表:1.附件一:借款合同1.1詳細(xì)要求和說明:借款合同應(yīng)包含借款金額、期限、利率、還款方式、擔(dān)保條款等關(guān)鍵信息,并由借款人、貸款人和擔(dān)保人簽字或蓋章。2.附件二:擔(dān)保物清單2.1詳細(xì)要求和說明:擔(dān)保物清單應(yīng)詳細(xì)列明擔(dān)保物的名稱、數(shù)量、價值、所在地等信息,并由擔(dān)保人簽字或蓋章。3.附件三:第三方評估報告3.1詳細(xì)要求和說明:第三方評估報告應(yīng)由具有資質(zhì)的評估機(jī)構(gòu)出具,包含對擔(dān)保物的評估價值、評估方法、評估依據(jù)等內(nèi)容。4.附件四:第三方審計報告4.1詳細(xì)要求和說明:第三方審計報告應(yīng)由具有資質(zhì)的審計機(jī)構(gòu)出具,包含對借款人、貸款人或擔(dān)保人財務(wù)狀況的審計結(jié)果、審計意見等內(nèi)容。5.附件五:第三方法律意見書5.1詳細(xì)要求和說明:第三方法律意見書應(yīng)由具有資質(zhì)的律師事務(wù)所出具,包含對合同條款的法律效力、履行風(fēng)險、合規(guī)性等方面的法律意見。6.附件六:第三方會計師事務(wù)所審計報告6.1詳細(xì)要求和說明:第三方會計師事務(wù)所審計報告應(yīng)由具有資質(zhì)的會計師事務(wù)所出具,包含對借款人、貸款人或擔(dān)保人財務(wù)報表的審計結(jié)果、審計意見等內(nèi)容。7.附件七:第三方中介服務(wù)協(xié)議7.1詳細(xì)要求和說明:第三方中介服務(wù)協(xié)議應(yīng)明確中介方的服務(wù)內(nèi)容、費用、違約責(zé)任等內(nèi)容,并由雙方簽字或蓋章。8.附件八:通知送達(dá)證明8.1詳細(xì)要求和說明:通知送達(dá)證明應(yīng)證明通知已按照合同約定方式送達(dá)至對方,可包括郵寄單據(jù)、傳真記錄、電子郵件發(fā)送記錄等。說明二:違約行為及責(zé)任認(rèn)定:1.違約行為:1.1借款人未按約定時間償還借款本息;1.2擔(dān)保人未按約定履行擔(dān)保義務(wù);1.3第三方未按約定提供專業(yè)服務(wù);1.4貸款人未按約定提供貸款;1.5雙方未按約定履行合同其他義務(wù)。2.責(zé)任認(rèn)定標(biāo)準(zhǔn):2.1違約行為的認(rèn)定應(yīng)以合同約定為準(zhǔn);2.2違約責(zé)任的認(rèn)定應(yīng)根據(jù)違約行為對合同履行的影響程度、違約方的主觀過錯、實際損失等因素綜合考慮。3.違約責(zé)任示例說明:3.1借款人未按約定時間償還借款本息,應(yīng)向貸款人支付違約金,并承擔(dān)相應(yīng)的法律責(zé)任;3.2擔(dān)保人未按約定履行擔(dān)保義務(wù),應(yīng)向貸款人承擔(dān)相應(yīng)的賠償責(zé)任;3.3第三方未按約定提供專業(yè)服務(wù),應(yīng)向受影響方支付違約金,并承擔(dān)相應(yīng)的法律責(zé)任;3.4貸款人未按約定提供貸款,應(yīng)向借款人支付違約金,并承擔(dān)相應(yīng)的法律責(zé)任;3.5雙方未按約定履行合同其他義務(wù),應(yīng)根據(jù)違約行為的具體情況,承擔(dān)相應(yīng)的違約責(zé)任。全文完。2024年度法人借款合同補(bǔ)充擔(dān)保協(xié)議1合同目錄一、協(xié)議概述1.1協(xié)議簽訂背景1.2協(xié)議目的1.3協(xié)議適用范圍二、借款方信息2.1借款方基本信息2.2借款方信用狀況三、借款信息3.1借款金額3.2借款期限3.3借款利率3.4借款用途四、擔(dān)保方信息4.1擔(dān)保方基本信息4.2擔(dān)保方信用狀況五、擔(dān)保方式5.1擔(dān)保物5.2擔(dān)保范圍5.3擔(dān)保期限六、擔(dān)保責(zé)任6.1擔(dān)保責(zé)任范圍6.2擔(dān)保責(zé)任承擔(dān)6.3擔(dān)保責(zé)任免除七、違約責(zé)任7.1借款方違約責(zé)任7.2擔(dān)保方違約責(zé)任7.3違約責(zé)任追究八、爭議解決8.1爭議解決方式8.2爭議解決機(jī)構(gòu)九、協(xié)議生效與終止9.1協(xié)議生效條件9.2協(xié)議終止條件9.3協(xié)議解除條件十、其他約定10.1通知與送達(dá)10.2協(xié)議修改10.3協(xié)議附件十一、法律適用11.1適用法律11.2司法管轄十二、協(xié)議簽署12.1簽署日期12.2簽署地點12.3簽署人員十三、協(xié)議附件13.1借款合同13.2擔(dān)保物清單13.3其他附件十四、協(xié)議解除與終止14.1協(xié)議解除條件14.2協(xié)議終止條件14.3協(xié)議解除程序合同編號_________一、協(xié)議概述1.1協(xié)議簽訂背景1.2協(xié)議目的本協(xié)議的目的是明確借款人提供的補(bǔ)充擔(dān)保內(nèi)容、責(zé)任及雙方的權(quán)利義務(wù)。1.3協(xié)議適用范圍本協(xié)議適用于借款人向出借人借款期間,借款人提供的所有補(bǔ)充擔(dān)保事項。二、借款方信息2.1借款方基本信息借款人名稱:________________法定代表人:________________注冊地址:________________聯(lián)系電話:________________2.2借款方信用狀況借款人信用狀況良好,無不良信用記錄。三、借款信息3.1借款金額借款金額為人民幣________________元。3.2借款期限借款期限為________________年。3.3借款利率借款利率為________________。3.4借款用途借款用途為________________。四、擔(dān)保方信息4.1擔(dān)保方基本信息擔(dān)保方名稱:________________法定代表人:________________注冊地址:________________聯(lián)系電話:________________4.2擔(dān)保方信用狀況擔(dān)保方信用狀況良好,無不良信用記錄。五、擔(dān)保方式5.1擔(dān)保物擔(dān)保物為________________。5.2擔(dān)保范圍擔(dān)保范圍為借款人因借款而產(chǎn)生的全部債務(wù)。5.3擔(dān)保期限擔(dān)保期限與借款期限一致。六、擔(dān)保責(zé)任6.1擔(dān)保責(zé)任范圍擔(dān)保方對借款人因借款而產(chǎn)生的全部債務(wù)承擔(dān)連帶保證責(zé)任。6.2擔(dān)保責(zé)任承擔(dān)當(dāng)借款人未按借款合同約定的期限和金額償還借款時,擔(dān)保方應(yīng)立即履行擔(dān)保責(zé)任,代借款人償還借款本息。6.3擔(dān)保責(zé)任免除(1)借款人因不可抗力導(dǎo)致無法履行借款合同;(2)借款人因國家政策調(diào)整導(dǎo)致無法履行借款合同;(3)借款人因被依法查封、扣押、凍結(jié)等原因?qū)е聼o法履行借款合同。七、違約責(zé)任7.1借款方違約責(zé)任借款人如未按借款合同約定的期限和金額償還借款,應(yīng)向出借人支付違約金,違約金為借款金額的________________%。7.2擔(dān)保方違約責(zé)任擔(dān)保方如未按本協(xié)議約定的期限和金額履行擔(dān)保責(zé)任,應(yīng)向出借人支付違約金,違約金為借款金額的________________%。7.3違約責(zé)任追究違約方應(yīng)承擔(dān)相應(yīng)的違約責(zé)任,包括但不限于支付違約金、賠償損失等。如違約方拒絕履行,出借人有權(quán)依法向人民法院提起訴訟,追究違約方的法律責(zé)任。八、爭議解決8.1爭議解決方式本協(xié)議項下發(fā)生的爭議,雙方應(yīng)通過友好協(xié)商解決;協(xié)商不成的,任何一方均有權(quán)向借款人住所地人民法院提起訴訟。8.2爭議解決機(jī)構(gòu)無九、協(xié)議生效與終止9.1協(xié)議生效條件本協(xié)議自雙方簽字蓋章之日起生效。9.2協(xié)議終止條件(1)借款合同終止;(2)借款人全部債務(wù)履行完畢;(3)本協(xié)議約定的其他終止條件。9.3協(xié)議解除條件(1)借款人未按借款合同約定的期限和金額償還借款;(2)借款人提供虛假信息或隱瞞重要事實;(3)本協(xié)議約定的其他解除條件。十、其他約定10.1通知與送達(dá)本協(xié)議項下的通知,除法律另有規(guī)定外,應(yīng)以書面形式進(jìn)行。通知自發(fā)出之日起視為送達(dá)。10.2協(xié)議修改本協(xié)議的修改必須經(jīng)雙方協(xié)商一致,并以書面形式簽訂補(bǔ)充協(xié)議,作為本協(xié)議的組成部分。10.3協(xié)議附件本協(xié)議附件包括但不限于借款合同、擔(dān)保物清單等。十一、法律適用11.1適用法律本協(xié)議適用中華人民共和國法律。11.2司法管轄本協(xié)議項下發(fā)生的爭議,由借款人住所地人民法院管轄。十二、協(xié)議簽署12.1簽署日期________________12.2簽署地點________________12.3簽署人員出借方代表(簽字):________________借款方代表(簽字):________________擔(dān)保方代表(簽字):________________十三、協(xié)議附件13.1借款合同13.2擔(dān)保物清單13.3其他附件十四、協(xié)議解除與終止14.1協(xié)議解除條件同第九章9.3解除條件。14.2協(xié)議終止條件同第九章9.2終止條件。15.1合同方簽字出借方(簽字):________________借款方(簽字):________________擔(dān)保方(簽字):________________15.2日期___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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