《金融借貸合同范本（中英文對照）》

1、金融借貸合同范本（中英文對照） 金融借貸合同范本（financial loan contract model） 貸款方(lender)身份證件號碼(id number.)地址(address)電話(tel)借款方(borrower)法定代表人(representative) 職務(wù)(title)地址(address)電話(tel)借款方是一家從事生產(chǎn)銷售噴砂和拋光研磨纖維石產(chǎn)品;(砂石品業(yè)務(wù))的公司：the borrower operates manufacture and sale of the spray-stone (the stone business);借款方因生產(chǎn)經(jīng)營需要，向貸款方借

2、款。雙方本著互惠互利的目的，友好協(xié)商，特制訂本合同。for its production and operation， the borrower intends to borrow money from the lender. for the mutual benefits， both parties agree to conclude this contract.第一條 借款金額 article 1 amount of loan借款金額280，000美元 (大寫：貳拾捌萬美元)us$280，000(capital letter： two hundred eighty thousand us

3、dollars)貸款方在簽訂本書面合同之前，已向借款方提供280，000美元貸款。借款方在此確認(rèn)已經(jīng)收到貸款方通過銀行轉(zhuǎn)賬方式提供的280，000美元貸款。the lender agrees to advance the loan us$280，000 to the borrower prior to the signing of this contract. the borrower hereby confirms that it has received the loan us$280，000 advanced by the lender through bank transfer.第二條

4、 借款用途article 2 scope for use本合同所約定的貸款僅用于借款方生產(chǎn)銷售砂石品業(yè)務(wù)，不得挪作它用。the loan hereof is only for borrowers stone business and shall not be appropriated for other use.第三條 利率及還款期article 3 interest and term repayment1. 如果借款方在合同約定的還期限內(nèi)還清借款，貸款方則不收取借款利息。the lender agrees that no interest will be payable on the loa

5、n for the term of the loan while the borrower is not in default of repayment.2. 借款方應(yīng)按照以下還款期向貸款方償還借款：the borrower agrees to repay the loan to the lender in accordance with the following repayment schedule：在本合同簽訂之日起十二個月內(nèi)償還借款 美元;repayment due on or before the date 12 months from the date of this agreem

6、ent.在本合同簽訂之日起二十四個月內(nèi)償還借款 美元;repayment due on or before the date 24 months from the date of this agreement.在合同簽訂之日起三十六個月內(nèi)償還借款 美元。repayment due on or before the date 36 months from the date of this agreement.3. 借款方應(yīng)根據(jù)貸款方合理要求的時間、場所和方式還款。all repayments shall be made at the time and place and in the manne

7、r reasonably required by the lender.第四條 管理費(fèi)用article 4 management fee1.借款方同意在借款期內(nèi)，向貸款方支付管理費(fèi)用，管理費(fèi)用的金額為借款方砂石品業(yè)務(wù)銷售總額1.4%.the borrower agrees to pay to the lender a sum equivalent to 1.4% of the total income received by the borrower， from the sales turnover of the stone business， during the term of the l

8、oan.2. 借款方同意按第4.3條約定自每一財務(wù)季度結(jié)束之日起三十日內(nèi)向貸款方支付管理費(fèi)用，付款時間表如下：subject to clause 4.3 the borrower agrees to pay the management fee to the lender in arrears on or before the date 30 days following the end of the previous financial quarter in accordance with the following payment schedule：每年一月一日至三月三十一日期間的管理費(fèi)用

9、;management fee calculated for the period 1 january 31 march each year.每年四月一日至六月三十日期間的管理費(fèi)用;management fee calculated for the period 1 april 30 june each year.每年七月一日至九月三十日期間的管理費(fèi)用;management fee calculated for the period 1 july 30 september each year.每年十月一日至十二月三十一日期間的管理費(fèi)用。management fee calculated for

10、 the period 1 october 31 december each year.3.本合同簽訂之日起的首個季度管理費(fèi)用自20_(請自填)年 月 日起正式開始計算。management fee due in respect of the financial quarter within which the date of this agreement falls will only become due on the date of 20_(請自填).4. 如果借款方在本合同簽訂之日起兩年內(nèi)提前還清借款280，000美元，借款方支付管理費(fèi)用的義務(wù)自合同簽訂之日起兩年后終止。in case

11、 the borrower repays the loan us$280，000 within 2 years from the date of this agreement then the obligation to pay the management fee will cease at the end of the 2 year period.第五條 浮動抵押 article 5 floating mortgage1. 借款方以其現(xiàn)有的和將來擁有的生產(chǎn)設(shè)備、原材料、成品和半成品向貸款方提供抵押。the borrower agrees to mortgage to the lender

12、all equipments， raw materials， finished and unfinished goods owned now and in the future by the borrower.2.抵押物清單對抵押物價值的約定，并不作為貸款方依本合同對抵押物進(jìn)行處分的估價依據(jù)，也不構(gòu)成貸款方行使抵押權(quán)的任何限制。the value of the mortgaged properties stipulated in the shall neither be deemed as the price of sale nor as any limit on the mortgagees

13、 right， while the lender exercises its right.3. 抵押物的相關(guān)有效證明和資料由當(dāng)事人確認(rèn)封存后，由借款方交與貸款方保管，但法律法規(guī)另有規(guī)定的除外。subject to any the laws and regulations， any information and certifications in respect of the mortgaged properties shall be handed over by the borrower to the lender after sealed.4. 浮動抵押擔(dān)保的范圍為本金、利息、管理費(fèi)、違約

14、金、賠償金以及實(shí)現(xiàn)債權(quán)所發(fā)生的一切費(fèi)用，包括但不限于訴訟費(fèi)、公證費(fèi)、仲裁費(fèi)、律師費(fèi)、財產(chǎn)保全費(fèi)、差旅費(fèi)、執(zhí)行費(fèi)、評估費(fèi)、拍賣費(fèi)等。the floating mortgage hereof secures the principal， interests， management fees， compensation， and any other cost arising from the enforcement of the lenders right pursuant to this contract， including but without limitation court fee， c

15、ost for notarization， arbitration fee， attorney fee， fee for custody， traveling expense， compulsory execution fee， assessment fee and auction fee.5. 借款方應(yīng)自本合同簽訂之日起三十日內(nèi)向有關(guān)部門辦理本合同的審批、備案和登記等事宜，所產(chǎn)生的費(fèi)用由借款方承擔(dān)。the borrower shall apply for administrative approval， record-keeping and registration on its own f

16、ee in thirty days from the signing of this contract.6. 借款方應(yīng)當(dāng)合理使用和妥善保管抵押物，如抵押物的價值比本合同簽訂時的評估價減少15%以上的，借款方應(yīng)當(dāng)在三日內(nèi)通知貸款方。貸款方有權(quán)要求借款方繼續(xù)提供相應(yīng)擔(dān)?；蛘咛崆斑€款。the borrower shall use and keep the mortgaged properties in a reasonable manner， in case the value of the mortgaged properties have been reduced by 15% from the

17、 agreed value at the date of signing this contract， the borrower shall inform the lender. the lender is entitled to require the borrower for appropriate securities or for repayment immediately.7. 貸款方在借款方發(fā)生以下情形之一時，可以行使抵押權(quán)：the lender is entitled to exercise its mortgagees right， in the following cases

18、：(1)借款方違反本合同所約定的義務(wù);the borrower is in default of its obligation hereof;(2)經(jīng)營情況嚴(yán)重惡化、減少注冊資本;the borrowers business has seriously deteriorated or reduced the registered capital.(3)借款方分立、合并; the borrower is to be or has been divided or merged;(4)借款方涉及重大糾紛訴訟，涉案標(biāo)的30萬元人民幣以上;the borrower is involved in an i

19、mportant litigation or any other dispute of which the amount is above 300，000rmb.(5)借款方破產(chǎn)、歇業(yè)、解散、被停業(yè)整頓、被吊銷營業(yè)執(zhí)照;the borrower risks to bankruptcy or goes bankrupt， closes out， dissolves， has been asked to suspend business to raise standards or has its license revoked;(6)借款方住所或法定代表人發(fā)生變更;the business pla

20、ce or the legal representative has been changed;(7)其他因借款方原因可能導(dǎo)致貸款方擁有抵押權(quán)無法實(shí)現(xiàn)的情形。the lender could not enforce the mortgagees right because of any other event due to the borrower.借款方發(fā)生或很可能發(fā)生以上情形之一的，貸款方書面通知借款方之日為浮動抵押財產(chǎn)確定之日。若借款方不簽收通知回執(zhí)的，貸款方有權(quán)按本合同第十四條所示方法通知，視為乙方已經(jīng)收到。if any case above said occurs or more t

21、han likely to occur， the floating mortgage converts into being fixed mortgage at the date of notice sent by the lender. if the borrower refuses to sign receipt， it is deemed to have received the notice sent by the lender in according article 14.第六條 陳述與保證article 6 presentations and warranties借款方在此陳述并

22、保證以下事項屬實(shí)，否則承擔(dān)欺詐的法律責(zé)任：the borrower hereby presents and warrants all the following facts， otherwise it shall be liable for fraud.1.借款方是本合同項下抵押財產(chǎn)完全的、有效的、合法的所有者;該抵押財產(chǎn)不存在權(quán)屬方面的爭議。the borrower has the entire， valid and legal ownership of the mortgaged properties without any dispute or claim.2. 本合同項下抵押財產(chǎn)不存在

23、瑕疵。no defect on the mortgaged properties.3. 本合同項下的抵押財產(chǎn)依法可以設(shè)定抵押，設(shè)立本合同的抵押不會受到任何限制。the mortgaged properties are legally available for mortgage without any limitation.4. 本合同項下的抵押財產(chǎn)未被依法查封、扣押。the mortgaged properties havent been sealed or seized.借款方在此保證在合同存續(xù)期間，未經(jīng)貸款方書面同意，不從事以下行為：without the lenders prior w

24、ritten consent， the borrower hereby warrants that during the term of this contract， it will not：1. 對公司的利潤進(jìn)行分紅;pay any dividend in respect of its profits to its shareholders;2. 在一個財務(wù)季度內(nèi)購買價值合計25，000美元以上的生產(chǎn)設(shè)備;not acquire an aggregate of more than us$25，000 worth of plant or equipment in a calendar quar

25、ter;3. 對抵押財產(chǎn)再次設(shè)立抵押、質(zhì)押或者出租、贈予抵押財產(chǎn)。remortgage， remortgage， rent or give the mortgaged properties to any other person;第七條 經(jīng)銷article 7 distribution借款方同意貸款方在本合同約定的條件下，在世界范圍內(nèi)銷售借款方生產(chǎn)的噴砂和拋光研磨纖維石產(chǎn)品(“砂石產(chǎn)品”)the borrower agrees that the lender may distribute the “spray-stone” and “super-stone” products (“stone

26、products”) anywhere in the world and on whatever terms it sees fit for the term of this agreement.在本合同訂立之日至20_(請自填)年12月31日期間，借款方向貸款方出售砂石產(chǎn)品的'價格不高于當(dāng)次交易時最近三個月借款方出售砂石產(chǎn)品的最低價格。the borrower agrees that from the date of this agreement until 31 december 20_(請自填) it will sell the stone products to the len

27、der at a price no higher than the lowest price for which it sold the stone products in the immediately preceding 3 month period.本條所賦予的經(jīng)銷權(quán)是非獨(dú)家經(jīng)銷權(quán)。the rights conferred by this clause are non-exclusive.貸款方同意在20_(請自填)年12月31日前，不向借款方簽訂本合同時已有的顧客出售砂石產(chǎn)品。該客戶名單以簽訂合同當(dāng)天本合同雙方書面確認(rèn)的名單為準(zhǔn)。the lender agrees that it wi

28、ll not prior to 31 december 20_(請自填) sell the stone products to any existing customer of the borrower at the time of this agreement. only those customers of the borrower confirmed in writing by the parties hereof at the time of this agreement have the binding effect.第八條 監(jiān)督檢查article 8 supervision貸款方和

29、保證人有權(quán)檢查貸款使用情況。檢查時，借款方對調(diào)閱有關(guān)文件、賬冊和記賬憑證，查核物資庫存，生產(chǎn)情況以及其它與借款人的清償能力有關(guān)的信息，必須給予方便。the lender and the surety have the right to supervise the use of loan. the borrower shall provide all kinds of facility to the lender and surety to check the relevant documents， accounting books， accounting vouchers， inventory

30、， production and any other information relating to the solvency of the borrower.第九條 違約責(zé)任article 9 liability1. 借款方不按合同規(guī)定的用途使用借款，貸款方有權(quán)提前收回全部貸款，對違約使用的部分，收取12%/年的利息。1. as if the borrower appropriates the loan from use stipulated herein， the lender is entitled to get back the entire loan immediately and

31、to claim for interests on the amount of loan appropriated at the rate of 12%/year.2.借款方如逾期不還借款，貸款方有權(quán)追回借款，并按0.05%每天加收罰息。as if the borrower fails the repay the loan in time， the lender is entitled to get back the entire loan immediately and to claim for delayed repayment interest at the rate of 0.05%

32、per day.第十條 法律適用article 10 governing law本借款合同的效力、履行、變更、終止和解釋均適用 有關(guān)法律法規(guī)。the validity，performance， modification， termination and interpretation of this contract are governed by law.第十一條 爭議解決article 11 dispute resolution對本合同的效力、履行、變更、終止或解釋發(fā)生爭議，由當(dāng)事人雙方協(xié)商解決。協(xié)商不成，雙方同意向有管轄權(quán)的人民法院起訴。any dispute arising from t

33、he validity，performance， modification，termination or interpretation of this contract， may be settled by negotiation. if an agreement could not be reached， then both parties agree to submit the dispute to the court which has the jurisdiction over the matter.第十二條 通知article 12 notice1.貸款方指定本合同事宜的聯(lián)系人為 .the lender appoints as the particular for receipt.聯(lián)系電話 (tel)傳真 (fax)地址 (address)電子