銀行校園招聘考試英語部分專項訓練六

1、銀行校園招聘考試英語部分專項訓練（六）19 / 16Section I Use of EnglishDirections:Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1.A recent poll indicated that half the teenagers in the United States believe that communication between them and their parents

2、 is_1_and further that one of the prime causes of this gap is _2_listening behavior. As a(an)_3_ in point, one parent believed that her daughter had a severe_4_problem. She was so _5_that she took her to an audiologist to have her ear tested. The audiologist carefully tested both ears and reported b

3、ack to the parent: “ Thenroethinsg wrong with her hearing. She s just _6_you out.”A leading cause of the _7_divorce rate (more than half of all marriages end in divorce) is the failure of husbands and wives to _8_effectively. They don t lis each other. Neither person_9_to the actual message sent by

4、the other.In _10_fashion, political scientists report that a growing number of people believe that their elected and _11_officials are out of_12_with the constituents they are supposedly _13_. Why? Because they don t believe that they listen to them. In fact, it seems that sometimes our politicians

5、don t even listen to themselves. Thefollowing is a true story: At a national_14_conference held in Albuquerque some years ago, then Senator Joseph Montoya was_15_a copy of a press release by a press aide shortly before he got up before the audience to_16_ a speech. When he rose to speak,_17_the horr

6、or of the press aide and the_18_of his audience, Montoya began reading the press release, not his speech. He began,“ For immediate release. Senator Joseph M. Montoya, Democrat of New Mexico, last night told theNational.” Montoya read the esnitxir-epage release,_19_ with the statement that he “ was r

7、epeatedly _20_by applause.1 .Ascarce2 .Amalignantfeeble3 .Acasesuggestion4 .Aaudio5 .Abelievingdoubtless6 .AturningB littleB deficient B exampleB auralCrareCineffective ClessonChearingDpoor D DD listeningBconvinced Cassured D B tuning Ctucking Dtugging7 . Arisingarousing8 . Aexchange D interactBaris

8、ingCraising9. Arelatesresorts10 . Alike likewise11 . Anominatedsupported12 . Aconnection D touch13 . Aleadingsupporting14 . Alegislativeliberal15 . Adistributedsubmitted16 . Apresentpursue17 .Ato Don18.Ajoy Ddelight19 .Aconclude concluded20 .AstoppedB interchangeC encounterBrefersC respondsB alike B

9、 selected BreachClikely Cappointed CassociationB representing C delegating B legitimateB awardedBpublish BwithBenjoymentBto concludedisrupted B interfered ClegalizedChanded Cdeliver Cfor CamusementCconcludingCinterruptedDDDDD DDDDDSection n Reading ComprehensionDirections:Read the following four tex

10、ts. Answer the questions below each text by choosing A, B, C or D. Mark your answers on ANSWER SHEET 1.Text 1As a young bond trader, Buttonwood was given two pieces of advice, trading rules of thumb, if you will: that bad economic news is good news for bond markets and that every utterance dropping

11、from the lips of Paul V olcker, the then chairman of the Federal Reserve, and the man who restored the central bank s credibility bystomping on runaway inflation, should be respected than Pope orders. Today s traders are, of course, a more sophisticated bunch. But the advice still seems good, apart

12、from two slight drawbacks. The first is that the well-chosen utterances from the present chairman of the Federal Reserve, Alan Greenspan,is of more than passing difficulty. The second is that, of late, good news for the economy has not seemed to upset bond investors all that much. For all the cheer

13、that has crackled down the wires, the yield on ten-year bonds which you would expect to rise on good economic news is now, at 4.2%, only two-fifths of a percentage point higher than it was at the start of the year. Pretty much unmoved, in other words.Yet the news from the economic front has been bet

14、ter by far than anyone could have expected. On Tuesday November 25th, revised numbers showed that America seconomy grew by an annual 8.2% in the third quarter, a full percentage point more than originally thought, driven by the ever-spendthrift American consumer and, for once, corporate investment.

15、Just about every other piece of information coming out from special sources shows the same strength. New houses are still being built at a fair clip. Exports are rising, for all the protectionist crying. Even employment, in what had been mocked as a jobless recovery, increased by 125,000 or thereabo

16、uts in September and October. Rising corporate profits, low credit spreads and the biggest-ever rally in the junk-bond market do not, on the face of it, suggest anything other than a deep and long-lasting recovery. Yet Treasury-bond yields have fallen.If the rosy economic backdrop makes this odd, ma

17、king it doubly odd is an apparent absence of foreign demand. Foreign buyers of Treasuries, especially Asian certral banks, who had been swallowing American government debt like there was no tomorrow, seem to have had second thoughts lately. In September, according to the latest available figures, fo

18、reigners bought only $5 6 billion of Treasuries, compared with $25.1 billion the previous month and an average of $38.7 billion in the preceding four months. In an effort to keep a lid on the yen s rise, the Japanese central bank isstill busy buying dollars and parking the money in government debt.

19、Just about everyboby else seems to have been selling.1. The advice for Buttonwood suggests that.A Paul Volcker enjoyed making comments on controlling inflationB the Federal Reserve has an all-capable power over inflation controlC economy has the greatest influence upon the daily life of ordinary peo

20、ple D the economic sphere and bond markets are indicative of each other2. The word “passing ” (Line 7, Paragraph 1) most probably means.A instantB trivialC simple D negligible3. Which of the following is responsible for the rapid economic growth in theUS?ADomestic consumers.BForeign investments.CRea

21、l estate market.DRecovering bond market.4. According to the last paragraph, most Asian central banks are becomingArather regretfulCmore cautious5. The phrase “ keepalid onAput an end toCtighten the controloverBless ambitiousD speculative(Line 6, Paragraph 3) most probably meansBset a limit onD reduc

22、e the speed ofText 2We re moving into another era, as the toxic effects of the bubble and its grave consequencesspread through the financial system. Just a couple of years ago investors dreamed of 20 percent returns forever. Now surveys show that they re dto a “ realistic ” 8 percent to 10 percent r

23、ange.But what if the next few years turn out to be below normal expectations? Martin Barners of the Bank Credit Analyst in Montreal expects future stock returns to average just 4 percent to 6 percent. Sound impossible? After a much smaller bubble that burst in the mid-1960s Standard & Poor s5000 sto

24、ck average returned 6.9 percent a year (with dividends reinvested) for the following 17 years. Few investors are prepared for that.Right now denial seems to be the attitude of choice. That tsypical, says Lori Lucas of Hewitt, the consulting firm. You hate to look at your investments when they re goi

25、ng down. Hewitt tracks 500,000 401 (k) accounts every day, and finds that savers are keeping their contributions up. But they rmeuch less inclined to switch their money around. “ It thes slot-machine effect, L” ucas says. “ Peopleget more interested in playing when they think they ve got a hot machi

26、ne ” and nothing today. The average investor feels overwhelmed.Against all common sense, many savers still shut their eyes to the dangers of owning too much company stock. In big companies last year, a surprising 29 percent of employees held at least three quarters of their 402 (k) in their own stoc

27、k.Younger employees may have no choice. You often have to wait until you re 50or 55 before you can sell any company stock you get as a matching contribution.But instead of getting out when they can, old participants have been holding, too. One third of the people 60 and up chose company stock for th

28、ree quarters of their plan, Hewitt r eports. Are they inattentive? Loyal to a fault? Sick? It s as if Lucent, Enroand Xerox never happened.No investor should give his or her total trust to any particular companyAnd while you re at it, think how you d be if future stockavretruargnisng good years and

29、bad are as poor as Barnes predicts.If you ask me, diversified stocks remain good for the long run, with a backup in bonds. But I, too, am figuring on reduced returns. What a shame. Dear bubble, I ll never forget. It s the ernadnodfaaffgair.1. The investors judgment of the present stock returns seems

30、 to be . A fanciful Bpessimistic Cgroundless D realistic2. In face of the current stock market, most stock-holders.A stop injecting more money into the stock marketB react angrily to the devaluing stockC switch their money around in the marketD turn a deaf ear to the warning3. In the author s opinio

31、n, employees should . A invest in company stock to show loyalty to their employer B get out of their own company s stock C wait for some time before disposing of their stock D give trust to a particular company s stock4. It can be inferred from the text that Lucent, Enron and Xerox are names ofA suc

32、cessful businessesB bankrupted companiesC stocksD huge corporations5. The author s attitude towards th-etelormnginvestors decision is A positive Bsuspicious Cnegative D ambiguousText 3What accounts for the astounding popularity of Dr.Phil McGraw? Why have so many TV viewers and book buyers embraced

33、this tough warrior of a psychologist who tells them to suck it up and deal with their own problems rather than complaining and blaming everyone else? Obviously, Oprah Winfrey has a lot to do with it. She made him famous with regular appearanceson her show, and is co-producing the new “ Dr.Phil ” sho

34、w that s likely to be the hottest new daytime offering this fall. But we decided to put Dr. Phil on the cover not just because he s a phenomenon. We thinksuccess may reflect an interesting shift in the American spirit of time. Could it be thatwe re finally getting tired of the culture of victimology

35、?This is a tricky subject, because there are very sad real victims among us. Men still abuse women in alarming numbers. Racism and discrimination persist in subtle and not-so-subtle forms. But these days, almost anyone can find a therapist or lawyert thto assure them that their professional relation

36、ship or health problems arenAs Marc Peyser tells us in his terrific pro Dr. Phil, the TV suits were initially afraidaudiences would be offended by his stern advice toget real!In fact, viewers thirsfor the tough talk. Privately, we all know we have to take responsibility for decisions we control. It

37、may not be revolutionary advice (and may leave out important factorslike unconscious impulses). But its still an important message with clear echoing as,a year later, we contemplate the personal lessons of September 11.Back at the ranch (livestock farm) the one in Crawford, Texas President Bush cont

38、inued to issue mixed signals on Iraq. He finally promised to consult allies andt coming right now (Congress before going to war, and signaled an attack isn patient man” ). But so far there has been little consensus-building, even as theadministration talks ofregime change ” and positions troops in t

39、he gulf. Bushalso ridiculed the press for giving so much coverage to the Iraq issue. Defense debate has been inside the Republican Party, where important voices of experience argue Bush needs to prepare domestic and world opinion and think through the global consequences before moving forward. With

40、so much at stake, the media shouldn attention? Now who s being silly?Secretary Rumsfeld called it a as “ s-einlfflicted silliness.frenzy,andy PArrei sFslhrertadrismissed itBut as Michael Hirsh notes in our lead story, much of the1. Faced with diversified issues of injustice, Dr. Phil McGraw advised

41、that people should _. A strongly voice their condemnation of those responsible B directly probe the root of their victimization C carefully examine their own problems D sincerely express their sympathy for the victims2. One possible response, when the program“ Dr. Phil ”ntewd aosn fTirsVt, presethat

42、 people were afraid of was .A suspicionB satisfactionC indifferenceD indignation3. The word “ tough ” (Line 7, Paragraph 2) most probably means.A piercing to thetruthB using vulgarlanguageC mean and hostile D difficult to understand4. The author advises the public to . A leave out factors such as un

43、conscious impulses B draw lessons of their own from September 11 C respond decisively to September 11 tragedy D accept decisions beyond our control5. With a series of questions at the end of the text, the author . A feels uncertain of what his own opinion is B differentiates two conflicting views C

44、criticizes the Bush Administration D argues for the US policy on IraqText 4Pressure is mounting on Ahold sembattled supervisory board following the Dutch grocery group s decision to pay its new chief executive more than C= 10m to lead its recovery from a ruining accounting scandal.Anders Moberg s pa

45、y packagaend the timing of its disclosure at a shareholder meeting last week has confronted Ahold with a new credibility crisis as it struggles to restore confidence after the C=970m ( $1 bn) scandal.The dispute-evident in a sea of critical media comment in the Netherlands at the weekend threatens t

46、o divert management from its recovery strategy, built on significant divestments and a likely rights issue to reduce C=11bn in net debt. Units deemed unable to attain first or second position in food retail within three to five years will immediately be put up for sale.The board s position appears a

47、ll the more delicate following comments made by Mr. Moberg to the Financial Times, in which he criticized non-executive directors for ignoring his advice to disclose his salary in May, when he agreed his contract.Instead Ahold waited more than four months to make the announcement, on the day share-h

48、olders were asked to approve Mr. Moberg s appointment.“ I was the one who said I liked transparency, and I had hope d the supervisory boardhad shown the salary packagein May to avoid a situation like this,” Mr.Moberg told the FT.As the row prompted the left-leaning Dutch Daily to call for a boycott

49、of Ahold sDutch Albert Heijn supermarket chain where only last week Ahold announced 440 redundancies it was clear the supervisory board had badly misjudged the reaction.While Henny de Ruiter, supervisory board chairman, said the salary was a fair reflection of what a company in Ahold usnfavorable ci

50、rcumstances had to pay toattract a top manager,furious investors accused it of pushing through the package regardless of investor opinion.Furthermore, Dutch media commentators noted that the scandal at Ahold had been the trigger for the Dutch government to appoint a commission to strengthen corporat

51、e governance.That commission has recommended a limit on executive bonuses, far below the potential two-and-a-half times annual salary that Mr. Moberg could earn.Meanwhile, Mr. Moberg is trying to distance himself from the row and focus on strategy. He told the FT that measures had already been taken

52、 to raise its stake in the ICA-Ahold joint venture in Scandinavia.Ahold had included in its forecasts an amount necessaryto buy the shares ofeither of its joint venture partners, who should exercise a“ pthuetior ption ” and sestake from April 2004.1. The decision on Anders Moberg s pay package has .

53、 A incurred much criticism from the shareholders B helped restore public confidence in Ahold C saved the supervisory board from another crisis D put pressure on the new chief executive2. The recovery strategy by Ahold s management includes .A avoiding the next accounting scandalB diverting investmen

54、t to other fieldsC issuing rights to more retailersD selling the retailers with poor performance3. Anders Moberg thought that if his salary had been announced earlier, .A the board s position would have become less difficultB he would have agreed to the contract with AholdC more time could have been

55、 devoted to his recovery planD the shareholders wouldn t have strongly opposed4. Before the scandal at Ahold, the executive bonuses in Dutch companies . A were higher than what Moberg earned B were regulated by a commission C were not monitored by the government D were not set by corporate management5. According to Moberg s recovery strategy, Ahold will . A sell its stake to other joint venture companies B buy shares of its Scandinavian partners C choose to put money in its chain sh