有關(guān)金融制度英語對(duì)話

1、有關(guān)金融制度英語對(duì)話Dillon:Note issue in Japan is controlled by the Bank of Japan ,isn't it ? 狄龍：日本的紙幣發(fā)行是由日本銀行控制嗎?Banker:Yes,the Bank ofJapan has statutory authority to issue yen currency and coinage which is the sole legal ten der in Japa n.銀行家：是的，在發(fā)行日元和硬幣方面， 日本銀行擁有法定性的權(quán)威，它所發(fā)行的日元和硬幣是日本唯一的法 幣。D;I have hea

2、rd a lot about redenomination in Japan .Do you expect that to take place soon ? 狄龍：我聽到了許多有關(guān)日本打算重新規(guī)定日 元單位面額的消息，您預(yù)料這件事會(huì)很快著手進(jìn)行嗎 ?B;That's a very good question,Mr.Dillon ,and I wish I could answer it 銀. 行家：這是個(gè)很好 的問題：狄龍先生，我真希望能答復(fù)這個(gè)問題。The Bank of Japan has had that issue under discussion for a long ti

3、me ,but it hasn't been resolved yet . 實(shí)際上，日本銀行就這個(gè)問題已討 論很久，但仍未做出決定。D:When was the bank founded ?狄龍：該銀行是什么時(shí)候建立的？B:lt was established in 1882 and patterned on the Natio nal Bank of Belgium .銀行家：它是 1822年按照比利時(shí)國民銀行的模式建立的， Its note-issuing provisions were modeled on those of the German Central Bank .它的

4、貨幣發(fā)行章程是仿照德國中央銀行制定的。D:ls it a government agency ？狄龍：它是一個(gè)政府機(jī)構(gòu)嗎 ？B:Yes,since1942 it has been an agency of the government in actual practice .銀行家： 是的，從 1942 年起，日本銀行在實(shí)際業(yè)務(wù)方面已成為政府的機(jī)構(gòu)， While it was originally founded by private stockholders ,the finance minister has had direct authority over its management

5、since its charter was modified in 1942.雖然它原本是由私人股東創(chuàng)辦起來的。但是，自從 1942 年它的章程修訂以后，財(cái)政部長對(duì)于這個(gè)銀行管 理有著直接的權(quán)威。D:It's very much like the Bank of England ,then .That also started as a private institution . 狄龍：這一點(diǎn)很象當(dāng)時(shí)的英格蘭銀行， 那個(gè)銀行開始 時(shí)也是一個(gè)私人機(jī)構(gòu)。B:In the respect it is similar .But the Bank of Japan has a much broa

6、der charter to undertake all kinds of financial activities ,銀行家：在這 方面是相似的。但是日本銀行擁有更加廣泛的職權(quán)從事各種財(cái)政金融活動(dòng)， as directed by the Cabinet .這是在內(nèi)閣直接指揮下進(jìn)行的。Horita:I understand that Bank of England notes have been legal tender in Britain since the early part of the 19th century .堀 田：據(jù)我所知， 從 19 世紀(jì)初葉，英格蘭銀行發(fā)行的紙幣就已經(jīng)成

7、為英國的法幣了。Officer:Yes,actually from 1883,long before the Bank of England was the official central bank for Britain.職 員：是的，實(shí)際上從 1833 年開始， 英格蘭銀行早已成為英國的官方中央銀行了， And special restrictions put on note issurance by other banks in 1844 caused most banks to discontinue issuing notes.而且在1844年，還對(duì)其他銀行的貨幣發(fā)行實(shí) 行期一些特

8、別的限制，這就使得大多數(shù)的銀行不再繼續(xù)發(fā)行紙幣。H:Weren't Bank of England notes backed by specie堀 田：英格蘭銀 行發(fā)行的紙幣不是以金銀鑄幣作為依據(jù)嗎 ?O:Specie or government bonds until 1931.Since then ,of course,the Bank of England like other central banks has not held specie reserves equal to our note issu® 員： 直到 1931 年，還是以鑄幣或政府的債券為依據(jù)的。當(dāng)

9、然，從那以后，象其它的中央銀行一樣，英格蘭銀行并不持有 與我們發(fā)行的紙幣等量的金銀鑄幣儲(chǔ)藏。H:When did the Bank of England become the official central bank of the United Kingdom?堀田：英格蘭銀行什么時(shí)候成為聯(lián)合王國的官方 中央銀行的呢？O:That's difficult to say .Actually ,the bank was nationalized by the government in 1946.職員：這很難說，實(shí)際上，在 1946 年政府已將其收歸國有。Before that ,how

10、ever ,the bank had been the central banking instituion for over a century . 然而，在這之前， 英格蘭銀行就已經(jīng)成為中 央銀行有 100 多年了。While we were privately owned ,successive governments felt that we operated in the public interest and gradually enacted laws當(dāng)時(shí)，雖然我們 是私立銀行， 但歷屆政府都認(rèn)為我們的業(yè)務(wù)經(jīng)營活動(dòng)有利于公眾利益， 并逐步地有所立法， which gave us

11、various supervisory functions over other banks .這一切賦予了我們對(duì)其他銀行的各種監(jiān)督職能。H:So the bank now makes fiscal and monetary policies for the country ?堀田：因此，目前該銀行就是為國家制定財(cái)政和金融政策的。O:In coperation with the Cabinet we do .Our functions are not as independent as those of the Federal Reserve in the United State職員： 我

12、們?cè)谂c內(nèi)閣合作中行使我們的職能，但我們的職能不象美國聯(lián)邦儲(chǔ)藏 那樣具有獨(dú)立性。Tanaka:What is meant by the term Federal Reserve System ?Is that the central bank of the United States?田 中：什么是美國聯(lián)邦儲(chǔ)蓄系統(tǒng) ？ 它是美國的中央銀行嗎 ?Banker :Technically it is not ,Mr.Tanaka,but it functions in that capacity .銀行家：從法律上講，它不是，田中先生。但是它發(fā)揮了那樣的作用。The Federal ReserveSy

13、stem ,or the Fed as it is usually called,is the fiscal agent of the United States .美國聯(lián)邦儲(chǔ)藏系統(tǒng)即平常稱之為 “聯(lián)邦 的是美國財(cái)政機(jī)構(gòu)。It has authority to issure notes which are the main currency of the country ,它有權(quán)發(fā)行作為國家主要貨幣的紙幣， to control the money supply and to supervise banks and banking practices in the country .有權(quán) 控制

14、貨仙的供給量，并有權(quán)監(jiān)督國內(nèi)銀行及銀行業(yè)務(wù)活動(dòng)。T;It's owned by the government ,isn't it ? 田 中：它屬于政府所有，是嗎 ?B:No ,it isn't .Actually ,the Fed really consists of 12 banks which are owned by all the nationally chartered banks in their respective districts. 銀 行家：不是的。實(shí)際上，美國聯(lián)邦儲(chǔ)藏系統(tǒng)包括十二家銀行，這些銀行都是由所 在地區(qū)的國家立案銀行掌握所有權(quán)。But

15、the supervisory board ,called the Board of Governors,is a government agency responsible to the Congress但是他被稱為 總裁理事 會(huì)的具有監(jiān)督作用的理事會(huì)是一個(gè)政府機(jī)構(gòu)，它向國會(huì)負(fù)責(zé)。T:What do you mean by nationally chartered banks?Don't all banks have to have charters?田 中：您所說的國家立案的銀行是什么意思？難道不是所有的銀行都必須立案嗎 ?B:Yes,everybank must have a c

16、harter or license to do business .But we have a dual banking system here in the United States銀行家：是的，每個(gè)銀行都必須立案或者得到準(zhǔn)許證才能 營業(yè)。但是在美國，我們這里實(shí)行的是雙重銀行體制， That means some banks are licensed by the Federal government and some by individual states.就是說，有些銀行是由聯(lián)邦政府簽發(fā)的準(zhǔn)許證，而有些那么是各個(gè)州簽發(fā)的。There are approximately 5,000 national banks and 10