《貨幣銀行學》雙語試卷B及答案

1、7/7Money And Banking 試卷 B 適用于考試時間120分鐘,總分100分,閉卷考試題號一二三四總分分數(shù)評卷人一單項選擇題（共10小題，每題1分，共10分）1.Which of the following can be defined as derived financial instrument：A.swaps B.common stock C.negotiable certificates of deposit D.commercial paper2.Which of the following can be refer to paper money fully backe

2、d by a precious metal:A.commodity money B.representative money C.credit money D.electronic money3.According to Grashams law,which of following is true:A.bad money drove out good money acted B.bad money is the money that its real value is higher than its nominal valueC.good money is the money that it

3、s nominal value is higher than its real vaueD.the good money will be abundant in the market4.According to Marxs theory on interest rate,which of the following is the most important factor in determining the interest rate:A.social average of profit B.demand and supply of moneyC.national economic poli

4、cies D.level of international interest rate5.Which of the following is not the police bank in China:A.Peoples bank of China B.the State Development Bank of ChinaC.the Agricultural Development Bank of China D.the Export-Import Bank of China6.Which of the following is true:A.the five-classification lo

5、ans can be defined as pass ,special mention,substandard,doubtful and loss loansB.FEDWIER is an electronic funds transfer systems in UKC.the functions of the central bank is not including the bankers bankD.the European Union is adopting the Quasi-central bank system now7.which of the following cannot

6、 defined as indirect credit control:A.window guidance B.moral suasion C.financial examination D.interest ceiling8.which of the following is not true:A.overdraft means that a bank allows its demand depositors to draw money from the bank within the line of credit by writing checksB.traditional deposit

7、s can be grouped as demand,savings and time depositsC.deposits are the liabilities of the commercial banksD.branch banking refers to the system without any branches9.Which of the following is not true:A.capital markets deal in the long-term debts with a maturity longer than one yearB.Capital markets

8、 include bond market and stock marketC.There are higher yields,higher risks of financial instruments in capital marketsD.repurchase agreements can be regarded as capital market instrument10.which of the following is not the features of money markets:A.short maturity B.high liquidity C.high risk D.me

9、eting temporary demands for funds二名詞解釋（共6小題，每個5分，共30分）1.Primary market2.Standard of value3.Multinational central bank system4.Unit banking5.Monetary base6.Time lag三簡答題（共4小題，每個10分，共40分）1.What is the definition of the guaranteed loans？2.What is called as liquidity trap？3.What is the definition of on-d

10、iscount?4.What can be defined as treasury bills?四論述題（共1個小題，每個20分，共20分）According to Keynes theory of money demand,the reason why people hold money is that they have the liquidity preference.It is the desire that forms peoples demand for money,which can be determined by three motives.Please write down

11、 which are three motives of the Keyness theory.Money And Banking試卷B答案一、單項選擇題（共10小題，每題1分，共10分）1A 2.B 3.A 4.A 5.A10.A 7.D 8.D 9.D 10.C二名詞解釋（共6小題，每個5分，共30分）1.Primary market:primary market involves creating and issuing new securities2.Standard of value:when money displays and measures the value of other

12、 commodities,it functions as the standard of value3.Multinational central bank system:it refers to a central bank established by a group of counties which are the members of a certain monetary union4.Unit banking:it refers to a system under which banking businesses are conducted only by independent banks without any branches5.Monetary base:the monetary base is defined as the banking system reserves plus the currency held by the publ