浦發(fā)銀行上市公司財(cái)務(wù)分析

浦發(fā)銀行上市公司財(cái)務(wù)分析一：公司根本狀況股票代碼注冊(cè)地址公司經(jīng)營(yíng)范圍

600000上海浦東進(jìn)展銀行股份SHANGHAIPUDONGDEVELOPMENTBANKCO.,LTD500銀行業(yè)吸取公眾存款;發(fā)放短期、中期和長(zhǎng)期貸款;辦理結(jié)算;辦理票據(jù)貼現(xiàn);發(fā)行金融債券;代理發(fā)行、代理兌付、承銷(xiāo)政府債券;買(mǎi)賣(mài)政府債券;同業(yè)拆借;供給信用證效勞及擔(dān)保;代理收付款項(xiàng)及代理保險(xiǎn)業(yè)務(wù);供給保險(xiǎn)箱業(yè)務(wù);外匯存款;外匯貸款;外匯匯款;外幣兌換;國(guó)際結(jié)算;同業(yè)外匯拆借;外匯票據(jù)的承兌和貼現(xiàn);外匯借款;外匯擔(dān)保;結(jié)匯、售匯;買(mǎi)賣(mài)和代理買(mǎi)賣(mài)股票以外的外幣有價(jià)證券;自營(yíng)外匯買(mǎi)賣(mài);代客外匯買(mǎi)賣(mài);資信調(diào)查、詢(xún)問(wèn)、見(jiàn)證業(yè)務(wù);離岸銀行業(yè)務(wù);證券投資基金托管業(yè)務(wù);信托投資公司資金信托托管業(yè)務(wù);專(zhuān)項(xiàng)托付資金托管業(yè)務(wù);中比產(chǎn)業(yè)投資基金托管業(yè)務(wù);全國(guó)社會(huì)保障基金托管業(yè)務(wù);農(nóng)村養(yǎng)老保險(xiǎn)基金托管;合格境外機(jī)構(gòu)投資者(QFII)境內(nèi)證券投資托管業(yè)務(wù);企業(yè)年金賬戶(hù)治理業(yè)務(wù);短期融資券承銷(xiāo)業(yè)務(wù);中心單位預(yù)算外資金收入收繳代理業(yè)務(wù);網(wǎng)上銀行業(yè)務(wù);網(wǎng)上支付稅費(fèi)業(yè)務(wù);產(chǎn)業(yè)(創(chuàng)業(yè))投資基金托管業(yè)務(wù);網(wǎng)上銀行(外匯)結(jié)售付匯業(yè)務(wù);信貸資產(chǎn)證券化業(yè)務(wù);保險(xiǎn)資產(chǎn)托管業(yè)務(wù);保險(xiǎn)資本金存款行業(yè)務(wù);企業(yè)年金托管業(yè)務(wù);經(jīng)中國(guó)人民銀行批準(zhǔn)的其他業(yè)務(wù)。總經(jīng)理聯(lián)系人

沈思3100001001236202302公司成立時(shí)間公司簡(jiǎn)介

792588.65081992-10-191992828民銀行總行以銀復(fù)(1992)350,19921019,199319,1999923日,經(jīng)中國(guó)證券監(jiān)視治理委員會(huì)以證監(jiān)發(fā)行字[1999127(A4101999111020232023十股轉(zhuǎn)增五股的資本公積轉(zhuǎn)增方案,20231223委員會(huì)以證監(jiān)發(fā)行字[2023]135A38.452023113證券監(jiān)視治理委員會(huì)以證監(jiān)發(fā)行字[2023]118A股713.64A4.401.006020231122務(wù)全部限責(zé)任公司驗(yàn)證并出具安永大華業(yè)字(2023636202320234,354,882,697101.603”,20234等安排實(shí)施完畢,業(yè)經(jīng)安永大華會(huì)計(jì)師事務(wù)全部限責(zé)任公司驗(yàn)證并出具安永大華業(yè)字(202365756.61業(yè)執(zhí)照變更手續(xù)。公司法定代表人為吉曉輝,法人營(yíng)業(yè)執(zhí)照注冊(cè)號(hào)為310000000013047,金融許可證號(hào)為B11512900H0001。二．股本構(gòu)造〔2023930日的數(shù)據(jù)〕883,004.56萬(wàn)股，流通A股792,588.65萬(wàn)股，占93.5% 。19,900萬(wàn)股，該公司是一家民營(yíng)企業(yè)。三．081231日的財(cái)務(wù)報(bào)表?！矊?duì)于沒(méi)有數(shù)據(jù)的科目下表中沒(méi)有顯示〕〔〕資產(chǎn)負(fù)債表〔準(zhǔn)則〕變動(dòng)時(shí)間2023-09-302023-12-31存放同業(yè)款項(xiàng)11,574,911.195,412,930.50拆出資金2,500,984.952,364,390.95衍生金融資產(chǎn)84,656.84228,777.36買(mǎi)入返售金融資產(chǎn)12,464,793.8717,147,173.34應(yīng)收帳款凈額157,526.58100,869.00應(yīng)收利息447,595.84505,523.04貸款損失預(yù)備1,788,499.54可供出售金融資產(chǎn)5,749,279.575,736,514.93持有至到期投資12,864,930.9811,060,001.65發(fā)放貸款及墊款90,357,165.2068,126,656.80長(zhǎng)期股權(quán)投資凈額134,260.9792,800.56固定資產(chǎn)〔原值)954,197.16累計(jì)折舊325,689.78固定資產(chǎn)凈額628,507.38625,984.68在建工程凈額337.29無(wú)形資產(chǎn)凈額19,494.0820,722.01長(zhǎng)期盼攤費(fèi)用69,207.2576,569.47待處理抵債資產(chǎn)129,014.6658,434.99遞延所得稅資產(chǎn)251,249.67278,860.68資產(chǎn)總計(jì)158,738,292.24130,942,544.20同業(yè)及其他金融機(jī)構(gòu)存放款項(xiàng)22,314,322.5422,244,081.27拆入資金257,908.201,053,285.90衍生金融負(fù)債92,289.92237,820.50賣(mài)出回購(gòu)金融資產(chǎn)款1,085,974.561,968,240.07吸取存款123,969,684.2394,729,358.15應(yīng)付利息994,817.97835,998.63應(yīng)付股利1,792.041,193.49匯出匯款445,905.83應(yīng)付職工薪酬685,753.21692,380.33應(yīng)交稅費(fèi)234,906.67341,869.24應(yīng)付債券1,880,000.001,880,000.00其他負(fù)債149,840.14911,173.35負(fù)債合計(jì)152,226,121.05126,772,364.27實(shí)收資本〔或股本)883,004.56566,134.75資本公積2,432,600.141,086,337.11盈余公積936,674.06686,351.36一般風(fēng)險(xiǎn)預(yù)備690,000.00640,000.00未安排利潤(rùn)1,561,141.881,189,120.37少數(shù)股東權(quán)益8,750.552,236.34全部者權(quán)益合計(jì)6,512,171.194,170,179.93負(fù)債和全部者權(quán)益總計(jì)158,738,292.24130,942,544.20現(xiàn)金流量表〔準(zhǔn)則〕變更日期2023-09-302023-12-31收到的其他與經(jīng)營(yíng)活動(dòng)有關(guān)的現(xiàn)金258,108.861,204,978.90經(jīng)營(yíng)活動(dòng)現(xiàn)金流入小計(jì)37,604,128.4833,867,073.04支付的各項(xiàng)稅費(fèi)571,574.55661,954.77經(jīng)營(yíng)活動(dòng)現(xiàn)金流出小計(jì)33,524,819.8523,316,672.80經(jīng)營(yíng)活動(dòng)產(chǎn)生的現(xiàn)金凈額4,079,308.6310,550,400.24收回投資所收到的現(xiàn)金15,958,966.306,417,504.52取得投資收益所收到的現(xiàn)金2,895.693,702.21收到的其他與投資活動(dòng)有關(guān)的現(xiàn)金2,103.032,400.14投資活動(dòng)現(xiàn)金流入小計(jì)15,963,965.016,423,606.87購(gòu)建固定資產(chǎn)、無(wú)形資產(chǎn)和其他長(zhǎng)期資產(chǎn)所支付的現(xiàn)金63,028.93142,243.92投資所支付的現(xiàn)金18,884,765.2214,264,221.68投資活動(dòng)現(xiàn)金流出小計(jì)18,947,794.1514,406,465.60投資活動(dòng)產(chǎn)生的現(xiàn)金流量?jī)纛~-2,983,829.14-7,982,858.73投資活動(dòng)產(chǎn)生的現(xiàn)金流量?jī)纛~820,000.00籌資活動(dòng)現(xiàn)金流入小計(jì)1,489,115.96822,250.00歸還債務(wù)所支付的現(xiàn)金600,000.00700,000.00安排股利、利潤(rùn)或償付利息所支付的現(xiàn)金176,138.25181,942.69籌資活動(dòng)現(xiàn)金流出小計(jì)776,138.25881,942.69籌資活動(dòng)產(chǎn)生的現(xiàn)金流量?jī)纛~712,977.71-59,692.69四、匯率變動(dòng)對(duì)現(xiàn)金的影響額五、現(xiàn)金及現(xiàn)金等價(jià)物凈增加額加:期初現(xiàn)金及現(xiàn)金等價(jià)物余額9,593,741.567,085,892.73以存貨歸還債務(wù)1,251,583.10固定資產(chǎn)折舊62,975.70六、期末現(xiàn)金及現(xiàn)金等價(jià)物余額11,402,198.759,593,741.56利潤(rùn)安排表〔準(zhǔn)則〕報(bào)告日期2023-9-302023-12-31增減額增減率一.營(yíng)業(yè)收入2,146,711.883,143,485,364.91-997,338,653.03-0.84利息凈收入2,556,846.073,457,449.04-900,602.97-0.52利息收入4,621,010.775,885,860.77-1,264,850.00-0.27利息支出2,573,444.932,718,137.21-164,692.28-0.51手續(xù)費(fèi)及傭金凈收入156,699,882.13179,124,325.87-36,824,208.00-1.03手續(xù)費(fèi)及傭金收入193,940233,016.87-43,956.87-2.22手續(xù)費(fèi)及傭金支出37.027.3454.040.64-17.456.23-1.02投資收益32,308,533.4515,159,218.1816,467,751.6313.23其中:對(duì)聯(lián)營(yíng)企業(yè)和4.189.665.379.70-1.452.23-0.13合營(yíng)企業(yè)的投資收益公允價(jià)值變動(dòng)收益2.013.9129.723.55-27.342.12-4.78匯兌收益31.202.2245.608.3414.875.4315.56其他業(yè)務(wù)收入13.225.2331.780.4428.345.4512.54減，營(yíng)業(yè)支出-1.275.675.02-1.922.855.76-677.345.87-0.56營(yíng)業(yè)稅金及附加〔其-209,113,62-261,638.29-48,017.02-0.55他業(yè)務(wù)本錢(qián)后〕業(yè)務(wù)及治理費(fèi)-851.576.36-1，267，879.93-423.123.45-4.56資產(chǎn)減值損失-190.281.56-371.846.67-180.231.43-2.56其他業(yè)務(wù)本錢(qián)-24.456.34-21.688.563.887.450.23二.營(yíng)業(yè)利潤(rùn)1，332,110,748.911，540,892,154.06213,002,902.971.13加：營(yíng)業(yè)外收入2,242.692,131.14-13,801.55-0.12減：營(yíng)業(yè)外支出1,638.744,427.152,788.410.58三.利潤(rùn)總額1,185,352.861,533,140.0736,178,492.931.16減：所得稅費(fèi)用363,428.79277,934.08-95,214,505.29-0.79四.凈利潤(rùn) 1,321,924.071,571,074.1528,392,998.221.15歸屬于母公司全部者1,321,004.071,571,054.1523,446,770.661.00的凈利潤(rùn)少數(shù)股東損益60.12-13.4942,533.618.23六.每股收益0.000〔一〕根本每股收益0.000〔二〕稀釋每股收益0000四．資產(chǎn)負(fù)債表工程構(gòu)造分析報(bào)表日期報(bào)表日期2023-9-302023-12-312023〔%〕2023變動(dòng)資產(chǎn)：資產(chǎn)：撤出資金資產(chǎn)資產(chǎn)應(yīng)收利息貸款損失準(zhǔn)備額持有至到期投資發(fā)放貸款及墊款資凈額長(zhǎng)期盼攤費(fèi)用資產(chǎn)資產(chǎn)應(yīng)付職工薪酬應(yīng)交稅費(fèi)應(yīng)付債券應(yīng)付股利長(zhǎng)期借款負(fù)債負(fù)債合計(jì)股本)資本公積117,683,616101,980,46410.55%9.89%0.65%1,288,490522,5500.12%0.05%0.06%200,0001,700,0000.02%0.16%-0.15%133,369,088142,453,44011.95%13.82%-1.87%54,441,12837,026,6284.88%3.59%1.29%691,725.06691,725.060.06%0.07%-0.01%93,086,456108,132,9608.34%10.49%-2.15%184,936,400193,357,93616.57%18.76%-2.19%12,234.5214,637.580.00%0.00%0.00%127,062,00863,068,20011.39%6.12%5.27%6,451,2844,735,8710.58%0.46%0.12%233,391,840227,859,69620.91%22.11%-1.19%60,004,14884,940,8885.38%8.24%-2.86%103,337,32864,165,0569.26%6.23%3.03%9,112.502500.00%0.00%0.00%311,000,000280,000,00027.87%27.17%0.70%134,8600.00%0.01%-0.01%4,000,00021,500,0000.36%2.09%-1.73%54,409,65263,162,6964.88%6.13%-1.25%73,336,08085,207,1686.57%8.27%-1.70%9,955,92514,411,1820.89%1.40%-0.51%-12,779,113-1,254,074.80-1.15%-0.12%-1.02%548,393.30472,598.220.05%0.05%0.00%30,787,71632,892,7722.76%3.19%-0.43%95,518,52887,282,5928.56%8.47%0.09%15,000,00015,000,0001.34%1.46%-0.11%24,551,37411,281,3292.20%1.09%1.11%39,551,37226,281,3303.54%2.55%0.99%606,328,580610,091,14054.33%59.19%-4.86%166,000,000166,000,00014.88%16.11%-1.23%291,264,928238,184,75226.10%23.11%2.99%35,140,36835,112,9843.15%3.41%-0.26%16,509,571-21,632,9061.48%-2.10%3.58%509,452,576416,970,78445.65%40.46%5.19%183,7443,588,4160.02%0.35%-0.33%509,636,320420,559,20045.67%40.81%4.86%1,115,964,9301,030,650,300100.00%100.00%0.00%盈余公積盈余公積東權(quán)益合計(jì)少數(shù)股東權(quán)益東權(quán)益)合計(jì)總計(jì)現(xiàn)金流量表〔準(zhǔn)則〕報(bào)表日期 2023-9-30現(xiàn)金流量：小計(jì)

現(xiàn)金流入量 現(xiàn)金流出量 流入構(gòu)造401,935,168

小計(jì)金流量?jī)纛~現(xiàn)金流量：小計(jì)小計(jì)金流量?jī)纛~現(xiàn)金流量：小計(jì)小計(jì)

-74,609,79275,623,632

476,544,96084,873,240 9,249,607256,000,000 241,984,544

65.48%1.27%33.25%籌資活動(dòng)產(chǎn)生的現(xiàn) 14,015,457金流量?jī)纛~現(xiàn)金流量總額 742,808,428 727,779,111 100.00%100.00%六．現(xiàn)金流量水平分析報(bào)表日期2023-9-302023-12-31經(jīng)營(yíng)活動(dòng)產(chǎn)生的現(xiàn)金流量?jī)纛~-74,609,792-55,502,344投資活動(dòng)產(chǎn)生的現(xiàn)金流量?jī)纛~75,623,632-64,666,852籌資活動(dòng)產(chǎn)生的現(xiàn)金流量?jī)纛~14,015,457-5,736,307七．償債力量分析財(cái)務(wù)指標(biāo)2023-9-302023-12-312023-12-312023-12-312023-12-31流淌比率1.03341.00351.61491.62511.4941速動(dòng)比率0.70710.67231.23541.22561.182資產(chǎn)負(fù)債率54.3359.1944.6944.248.61利息保障系數(shù)-6.59474.09213.22094.4289八．經(jīng)營(yíng)效率分析2023-9-302023-12-312023-12-312023-12-312023-12-318.27658.06316.26855.97064.674120.396.2357.4360.295477.02015.78545.51565.9426.95397.14210.020.031.11021.35891.18732.31232.29982.03572.62732.7235財(cái)務(wù)指標(biāo)率財(cái)務(wù)指標(biāo)率天數(shù)(天)率總資產(chǎn)周轉(zhuǎn)率凈資產(chǎn)周轉(zhuǎn)率凈資產(chǎn)周轉(zhuǎn)率總資產(chǎn)周轉(zhuǎn)率固定資產(chǎn)周轉(zhuǎn)率應(yīng)收帳款周轉(zhuǎn)天數(shù)(天)應(yīng)收帳款周轉(zhuǎn)率8060402002023年2023年2023年2023年2023年九．盈利力量，成長(zhǎng)力量分析年度2023-09-302023-12-312023-12-312023-12-312023-12-31每股收益(元)1.302.211.260.850.64每股收益-加權(quán)(元)1.302.211.260.850．64每股未安排利潤(rùn)(元)1.771.532.622.101.85每股凈資產(chǎn)(元)8.207.366.55.673.97每股現(xiàn)金含量(元)4.6218.6412.732.361.47每股資本公積金(元)2.751.331.981.921.76主營(yíng)收入增長(zhǎng)率(%)40.4633.9836.54-11.0628.33凈資產(chǎn)收益率〔%〕40.3330.2119.4313.5716.01凈利潤(rùn)率(%)40.3436.2121.2517.7211.58凈資產(chǎn)增長(zhǎng)率(%)21.7733.5636.72-11.8328.00每股收益(元)每股收益-加權(quán)(元)每股未安排利潤(rùn)(元)每股收益(元)每股