【高一 拓展閱讀-金融】Peru Teenagers Innovative Eco-Bank

PeruTeenager’sInnovativeEco-BankAtthetenderageofseven，whilehisfriendswerespendingtheirallowanceson“frivolous”thingslikecandyandtoys，JoseAdolfoQuisocolawasbusysavingmoneyformoreessentialpurchases.Totrytogethispeerstodothesamething，theyoungsterfromArequipa，Perucameupwiththeinnovativeideaofaneco-bank，whichallowskidsofallagestobecomeeconomicallyindependentandfinanciallysavvy（聰明有見(jiàn)識(shí)的）whilealsohelpingtheenvironment.Establishedin2012，theBartselanaStudentBankistheworld'sfirstcooperativebankforkids.Prospectivemembershavetobringinatleast5kilogrammesofsolidwaste（paperorplastic）andestablishasavingsgoal.Onceaccepted，allbank“partners”arerequiredtodepositatleastoneadditionalkilogrammeofrecyclablesonamonthlybasisandcomplywithotherrequirements，suchasattendingfinancialeducationandenvironmentalmanagementworkshops.Thewastecollectedissoldtolocalrecyclingcompanies，whothankstosomeclevernegotiationbyJose，payahigher-than-marketrateforeverythingbroughtinbyBartselanaStudentBankmembers.Thefundsreceived，areplacedintheindividual’saccountwheretheycollectuntilhis/hersavingsgoalisreached.Theaccountholdercanthenwithdrawhis/hermoney,orchoosetoleaveitandcontinuetogrowforabiggertarget.“Atthebeginning,myteachersthoughtIwascrazyorthatachildcouldnotundertakethistypeofproject,”Joserecalls.“Theydidnotunderstandthatwearenotthefutureofthecountrybutitspresent.Luckily,Ihadthesupportoftheschoolprincipalandanassistantinmyclassroom.”Theyoungster’spersistencepaidoff,andby2013,BartselanaStudentBankhadover200memberswhocollectivelybroughtinonetonofrecyclablewaste.Thingshaveonlyimprovedsince.Today,theeco-bank,whichnowhasthesupportofseverallocalinstitutions,boaststeneducationalcentres.Theyaredesignedtoteachover3,000clients,aged10-18,tobecomeeconomicallyindependent,investwisely,andhelptheenvironment.Notsurprisingly,Jose’seffortshaveearnedtheyoungsterseveralnationalandinternationalawards.OnNovember20,2018,theyoungentrepreneurandeco-activist,whoisnowallof13,addedtothegrowinglistofaccoladesbywinningtheprestigious（有聲望的）Children’sClimatePrize(CCP).EstablishedbySweden’sTelgeEnergi,theannualaward,whichcomeswithamedaland65,620SwedishKrona(about$5,500)inprizemoney,isgiventoachildoryouthwhohasaccomplishedanextraordinaryfeatfortheclimateorenvironmentReadingComprehensionChoosethecorrectanswerforeachquestion.1.WhatwasJosebusydoingattheageofseven?A.Savingmoneyforbuyingtoys.B.Savingmoneyforbuyingcandies.C.Workingwithaneco-bank.D.Savingmoneyformoreessentialthings.2.Whatdoesastudenthavetodotobecomeamemberofthebank?A.Deposit1kgofrecyclableseverymonth.B.Takeinsomesolidwasteandsetagoal.C.Attendfinancialeducationregularly.D.Gotoenvironmentalprotectionworkshops.3.Whatdoestheword“accolade”meaninthelastparagraph?A.Gift.B.Success.C.Prize.D.Commission.4.WhichofthefollowingisNOTanaimofBartselanaStudentBank?A.Toallowitsclientstobecomeeconomicallyindependent.B.Toteachitsclientstohelptheenvironment.C.Toteachitsclientstoinvestwisely.D.Toteachitsclientswaystogetrich.5.WhichparagraphbestintroducestheawardsthatJose'searned?A.Paragraph3.B.Paragraph4.C.Paragraph5.D.Paragraph6.Vocabulary基礎(chǔ)詞essentialadj.最重要的；不可缺少的；本質(zhì)的記詞根記憶：ess（存在）+ential→存在的基礎(chǔ)→不可缺少的independentadj.自立的；獨(dú)立的；自主的英havingorearningenoughmoneysothatyoudonothavetorelyonsbelseforhelp記詞根記憶：in（不）+depend（依靠）+ent（…的）→不依靠別人的→獨(dú)立的depositvt.存儲(chǔ)；存放n.存款記詞根記憶：de+posit（放）→妥善保管財(cái)物→將錢存入銀行→存儲(chǔ)例Shedepositedhermoneyinthebank.她把錢存入了銀行。basisn.基礎(chǔ)；根據(jù)；基準(zhǔn)；原因英thereasonwhypeopletakeaparticularaction記詞根記憶：bas（基礎(chǔ)）+is（表性質(zhì)）→基礎(chǔ)institutionn.制度；制定；公共機(jī)構(gòu)，團(tuán)體記詞根記憶：in（使…）+stitut（建立）+ion（表名詞）建立制度→制度investv.投資記詞根記憶：in（進(jìn)入）+vest（衣服）→把口袋里的錢投入事業(yè)中→投資例Idon’tknowifDevynwantstoinvesthismoneyinamovie.我不知道德文是否想把錢投資在電影上。awardn.獎(jiǎng)；獎(jiǎng)品；獎(jiǎng)金ⅵ.授予，獎(jiǎng)勵(lì)；裁定英（ofteninnamesofparticularawards）aprizesuchasmoney，etcforsththatsbhasdone記聯(lián)想記憶：奧斯卡金像獎(jiǎng)是AcademyAward，又叫學(xué)院獎(jiǎng)例Annawasawardedthefirstprizeintheessaycompetition.安娜在作文競(jìng)賽中獲得了一等獎(jiǎng)。Vocabulary進(jìn)階詞frivolousadj.愚蠢的；可笑的；無(wú)聊的；不嚴(yán)術(shù)的；輕佻的記詞根記憶：frivol（打破）+ous（…的）→愚蠢到把東西打破了→愚蠢的innovativeadj.革新的，創(chuàng)新的；新穎的；富有革新精神的英introducingorusingnewideas，waysofdoingsth，etc記詞根記憶：in（使…）+nov（新的）+ative（…的）創(chuàng)新的cooperativeadj.合作的，協(xié)作的n.合作社英involvingdoingsthtogetherorworkingtogetherwithotherstowardsasharedaimprospectiveadj.預(yù)期的；潛在的；可能的記詞根記憶：pro（向前）+spect（看）+ive（…的）→向前看的→預(yù)期的complyⅵ.遵從；服從記詞根記憶：com（共同）+ply（重疊）→（觀點(diǎn)）共同疊在一起→服從搭complywith遵守negotiationn.協(xié)商；談判英formaldiscussionbetweenpeoplewhoaretryingtoreachanagreementundertakev.承擔(dān)；負(fù)責(zé)；承諾；答應(yīng)搭undertakeresponsibility承擔(dān)責(zé)任persistencen.堅(jiān)持；持續(xù)存在英thestateofcontinuingtoexistforalo