銀行考試常用英語詞匯R-Z

銀行考試常用英語詞匯R-Zransom贖金rateofdepositturnover存款周轉率rateofdepreciation折舊率ratioofcashreservestodeposits存款支付準備率ratioofcashreservestodeposits存款支付準備率ratioofcashreservestodeposits存款支付準備率ratioofdoubtfulloanstototalloans壞帳比率ratioofprofittocapital收益同資本的比率rationingofexchange外匯配售realestate不動產realestateandpersonalpropertytax不動產和動產稅realestatebrokerageservices不動產經紀業(yè)務realestateinvestmenttrust不動產投資信托公司realestateloans不動產貸款realestatemortgage不動產抵押realestatemortgagebonds不動產抵押債券realestatetax不動產稅reciprocalreinsurance互惠互保redbalance赤字差額redbalance赤字差額redbalance赤字差額rediscountbank再貼現(xiàn)銀行rediscountpolicy再貼現(xiàn)政策reexchange回匯、退匯registrationfee注冊費relateddocuments有關單據(jù)remitvt.傳寄，匯寄，送remittancebank匯款銀行remittancebydraft匯票匯款remittancecharges匯費remittancen.匯款remittern.匯款人remittingbank匯出銀行remittingbank匯出行，匯款行remittingbank(=entrustingbank)托收行repressedinflation抑制性通貨膨脹requestingbank委托開證銀行requiredreserveratio法定準備率reserveaccount準備金帳戶reservedeposit準備存款reservefinancing累積融資reservemargin準備金比率reserveratio法定存款準備金比率reserverequirements法定存款準備金reservingbank儲備銀行resistance阻擋區(qū)resourcetax資源稅restrictivelendingpolicy貸款緊縮政策restrictivemonetarypolicy緊縮通貨膨脹retailtransaction零售交易retaliatorytariff報復性關稅revenueaccount收入帳戶reversal反轉revisetherepayandcondition已定的細則riggedmarket受操縱的市場rightofpledge質權risk(orrisk-bearing)capital承擔風險的資本riskadjustedreturn風險調整報酬率riskanalysis風險分析riskanalysis風險分析riskassets冒風險的資產riskassets風險資產riskdecision風險性決策riskfund風險基金riskguaranty風險擔保riskhedge風險保值riskhedginginstruments風險保值工具risklosses風險損失riskmanagement風險管理riskminimization風險減至最小限度riskmoney（出納員）短款補貼riskpremium風險補貼，風險溢價riskprevention風險防范riskproject風險項目riskprotection風險保護riskratio風險率risktransfer風險轉移risktransformation風險轉移risk/venturecapital風險資本risk-adjusteddiscountrate風險調整折現(xiàn)率risk-coveringinsurance風險保險risk-returncharacteristics風險與收益特性riskscontribution風險分攤risk-takingcompany風險企業(yè)riskycost風險成本riskyinvestment風險投資riskyloans有風險貸款riskyreserve風險儲備riskyrevenue風險收入runonabank銀行擠兌safedepositfacilities保險箱業(yè)務safetydepositboxes保管箱saleandleasebackagreement出售資產與回租安排saleofproperty出售物業(yè)salestax銷售稅salestaxes銷售稅salttax鹽稅savingaccount(S.A.)儲蓄帳戶savingsaccounts儲蓄存款帳戶savingsandloanassociation儲蓄與放款合作協(xié)會savingsandloanshareaccounts儲蓄貸款協(xié)會的股金券savingsbank儲蓄銀行savingsdeposit儲蓄存款scientificresearchunitbonustax科研單位獎金稅screen(stocks)選股securitiesbrokerageservices證券經紀業(yè)務securitiesunderwritingservices證券承銷業(yè)務securitybond保付單securityforanobligation債權擔保seekamarket尋求入市機會self-liquidatedloans自償性商業(yè)貸款self-ownedcapitalratio自有資本比率sellforward遠期賣出seller'srisks賣方風險sellingbank賣方銀行sellingrisk銷售風險settlement交割settlementprice結算價格shiftingrisk轉嫁風險，轉移風險shippingtonnageduty船舶噸稅shortarbitrage空頭套利shortposition空頭shortpurchase買空，空頭補進shortrate短期匯率shortseller賣空者shortageoffinancialresources財源短缺short-livedsecurities短期有效證券short-termdeposits短期存款short-termfunds短期資金shunting（美）套利、套匯side-workbank兼業(yè)銀行simpleinterest單利singleexchangerate單一匯率sinkingfund償債基金slackoffinance銀根松緩slaughteringtax屠宰稅slidingpeg（匯率）滑動釘住smallbusinessfinance中小企業(yè)融資smallleases小型租賃small-orderautomaticsystem小額定單執(zhí)行系統(tǒng)socialsecuritypayments支付社會保障金socializedmedicalinsurance社會醫(yī)療保險softcurrency軟幣solicitor'sfee律師費sourceoffinance融資渠道specialbank特殊銀行specialconsumptiontax（specialconsumertax）特別消費稅specialdeposit特種存款specialfinance特別融資specialfueloiltax燒油特別稅specialregulationtax專項調節(jié)稅specializedforeignexchangebank外匯專業(yè)銀行specificinsurance特殊保險speculatingrisks投機風險speculation投機speculationinstock股票投機speculationonforeignexchange外匯投機spotandforwardprices即期與遠期價格spotexchange現(xiàn)匯spotexchangerate單方面外匯買賣spotexchangetransactions即期外匯業(yè)務spotrateofexchange即期外匯匯率spread差額，利差，利潤幅度spreadbetweendomesticandoverseasint國內外利潤差額squareposition差額軋平（未抵沖的外匯買賣余額的軋平狀況）stagflation滯脹stampduty印花稅stamptax印花稅state-ownedenterprisebonustax國營企業(yè)獎金稅state-ownedenterpriseincometax國營企業(yè)所得稅state-ownedenterpriseregulationtax國營企業(yè)調節(jié)稅state-ownedenterprisewagesregulation國營企業(yè)工資調節(jié)稅statusinquiry信用狀況調查stickydeal棘手交易stockindexfutures股票指數(shù)期貨stockindexfuturescontract股票指數(shù)期貨合約stockindexes股票指數(shù)stockwrap股市行情stockpilefinancing儲存融資stop-gapfund臨時通融資金strikeprice協(xié)定價格subaccount公帳戶sublease轉租，分租subrogatedright代位求償subscription認股書subsidyaccount補助金帳戶sum-of-the-years'digitsmethodofdepre年數(shù)總和折舊法sundryaccount雜項帳戶surrenderofexchange移存外匯surtax附加稅swapposition調期匯率頭寸swaprate掉期率swing變動（幅度），擺動，漲落symmetry對稱syndicateleases銀團租賃syntheticfinancialfuturesposition綜合金融期貨頭寸syntheticoptions合成期權T/T(=TelegraphicTransfer)電匯tariff關稅taxanticipationnote(bill,bond)預付稅金票據(jù)，先期繳稅債券taxavoidance避免taxbase征稅基礎taxcode稅法taxcollection稅收制度taxconcession賦稅優(yōu)惠taxcreditleases減稅租賃taxevasion逃稅taxgrades征稅級距taxholiday免稅期taxontransport運輸稅taxrelief稅收減免taxstatutes稅收法taxable可征稅的，應納稅的taxingpower稅收能力，課稅能力technologyrisk技術風險telegraphictransfer(T/T)電匯telephonetransfers電話轉帳tellquelexchangerate調整匯率teller'swindow(=teller'station)出納窗口temporarybridgingfinance臨時融資tenderbond投標保證金tendern.貨幣，投、招標，提供，償付termsofloan放款條件theadditionalinsured附加被保險人thecapacityofatax稅收負擔theConstructionBankofChina中國建設銀行theGilts金邊債券theInternationalTrustandInvestmentC中國國際信托投資公司theopeninterest未結清權益thePeople'sBankofChina中國人民銀行theratestructureofthetax稅率結構thriftencouragement儲蓄鼓勵tightmarket旺市timelag時滯timeorder限時訂單time-depositaccounts定期存款帳戶tobehedging進行套做保值todefuse(attemptedmonopolypositions)沖破（形成的市場壟斷狀況）totalforeignexchange外匯收支總額totalFXportfolio外匯投資總額totalloss全損totallossofpart部分全損totallossonly全損賠償險tradeclaim商業(yè)索賠traderisk交易風險tradingpit交易場transactionexposure交易風險transactionscosts交易費用transfern.轉讓，劃撥，轉帳transfertoreserveaccount轉到準備金帳戶transferablemoney可轉帳貨幣translationexposure轉換風險transmittingbank轉證銀行transnationalleases跨國租賃traveller'sletterofcredit旅行信用證trustbank信托銀行trustfund信托基金trustleases信托租賃trustservices信托業(yè)務trusteebank受托銀行turnoverofaccountreceivable應收帳款周轉率turnoverratioofworkingcapital流動資本周轉率two-tierexchangerate雙重匯率ultimateborrower最終借款人ultra-cheapmoneypolicy超低息政策unbalancefinance赤字財政uncoveredinterestarbitrage未擔保利率套利underinsurance保險不足underinsured保額不足underlyingsecurities標的證券undertakingunitbonustax事業(yè)單位獎金稅underwriter承銷商underwriter保險承受人underwriting承保underwritingaccount保險帳戶underwritinglimit承保限額underwritingprofit承保利益unemployedcapital游資unexpiredinsurance