2025年度住房按揭貸款合同標(biāo)準(zhǔn)范本

甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專(zhuān)業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專(zhuān)業(yè)合同封面RESUMEPERSONAL

2025年度住房按揭貸款合同標(biāo)準(zhǔn)范本本合同共三部分組成，僅供學(xué)習(xí)使用，第一部分如下：甲方（借款人）：姓名：________________住址：________________乙方（貸款銀行）：名稱(chēng)：________________地址：________________法定代表人：________________鑒于：一、甲方因購(gòu)買(mǎi)住房需要資金，愿意向乙方申請(qǐng)住房按揭貸款。二、乙方同意向甲方提供住房按揭貸款。為明確雙方的權(quán)利義務(wù)，經(jīng)雙方友好協(xié)商，特訂立本合同，以資共同遵守。第一條貸款金額甲方從乙方處申請(qǐng)住房按揭貸款人民幣（大寫(xiě)）：________________元整（小寫(xiě)）：________________元。第二條貸款期限本合同約定的貸款期限為_(kāi)___年，自乙方放款之日起計(jì)算。第三條貸款利率本合同約定的貸款利率為：年利率_____%。第四條還款方式甲方采用等額本息還款方式，每月還款日為每月____日。第五條還款金額本合同約定的每月還款金額為人民幣（大寫(xiě)）：________________元整（小寫(xiě)）：________________元。第六條貸款發(fā)放乙方在收到甲方提供的合法、有效、齊全的貸款申請(qǐng)材料后，根據(jù)審批結(jié)果，在____個(gè)工作日內(nèi)向甲方發(fā)放貸款。第七條甲方義務(wù)1.甲方保證提供的申請(qǐng)材料真實(shí)、完整、有效，如有虛假，乙方有權(quán)解除本合同，并要求甲方承擔(dān)相應(yīng)責(zé)任。2.甲方應(yīng)按照本合同的約定按時(shí)、足額還款。3.甲方不得擅自改變貸款用途。4.甲方應(yīng)按照乙方的要求提供貸款使用情況的相關(guān)證明。5.甲方應(yīng)配合乙方對(duì)貸款使用情況進(jìn)行檢查、監(jiān)督。第八條乙方義務(wù)1.乙方應(yīng)按照本合同的約定向甲方發(fā)放貸款。2.乙方應(yīng)按照約定利率向甲方收取利息。3.乙方應(yīng)按照約定還款期限和還款方式向甲方收取本金。4.乙方應(yīng)按照約定對(duì)貸款使用情況進(jìn)行檢查、監(jiān)督。5.乙方應(yīng)按照約定及時(shí)向甲方提供貸款使用情況的相關(guān)證明。第九條貸款變更1.甲方如需提前還款、部分提前還款或變更還款方式，應(yīng)提前____個(gè)工作日向乙方提出書(shū)面申請(qǐng)，經(jīng)乙方同意后，按約定執(zhí)行。2.乙方如需提前收回貸款、部分提前收回貸款或變更貸款利率，應(yīng)提前____個(gè)工作日向甲方提出書(shū)面通知，經(jīng)甲方同意后，按約定執(zhí)行。第十條違約責(zé)任1.甲方未能按照本合同的約定按時(shí)、足額還款，應(yīng)向乙方支付逾期利息，逾期利息按逾期金額的_____%計(jì)算。2.甲方如提供虛假材料騙取貸款，乙方有權(quán)解除本合同，并要求甲方承擔(dān)相應(yīng)責(zé)任。3.乙方如未能按照本合同的約定發(fā)放貸款、收取利息或收回貸款，應(yīng)向甲方支付違約金，違約金按逾期金額的_____%計(jì)算。第十一條爭(zhēng)議解決雙方在履行本合同過(guò)程中發(fā)生的爭(zhēng)議，應(yīng)通過(guò)友好協(xié)商解決；協(xié)商不成的，任何一方均可向合同簽訂地人民法院提起訴訟。第十二條合同生效本合同自雙方簽字（或蓋章）之日起生效。甲方（借款人）簽字（或蓋章）：________________乙方（貸款銀行）簽字（或蓋章）：________________簽訂日期：___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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甲方的申請(qǐng)，并允許第三方介入。2.乙方在履行貸款合同過(guò)程中，如需第三方協(xié)助進(jìn)行貸后管理、催收等工作，可以邀請(qǐng)第三方介入。三、第三方責(zé)任限額1.第三方在本合同中的責(zé)任限額，由甲乙雙方在合同中約定，并在第三方服務(wù)協(xié)議中明確。2.第三方在履行服務(wù)過(guò)程中，因自身原因造成甲方或乙方損失的，應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任，但賠償金額不超過(guò)合同約定的責(zé)任限額。3.第三方責(zé)任限額的約定，不影響甲乙雙方根據(jù)本合同約定的責(zé)任承擔(dān)。四、第三方權(quán)利和義務(wù)1.第三方有權(quán)根據(jù)本合同約定，向甲方收取相關(guān)服務(wù)費(fèi)用。2.第三方應(yīng)按照本合同約定，履行相關(guān)服務(wù)職責(zé)，確保服務(wù)質(zhì)量。3.第三方應(yīng)保守甲方和乙方的商業(yè)秘密，不得泄露。4.第三方在履行服務(wù)過(guò)程中，如發(fā)現(xiàn)甲方或乙方存在違約行為，應(yīng)及時(shí)通知甲乙雙方。五、第三方與其他各方的劃分說(shuō)明1.第三方與甲方的關(guān)系：第三方為甲方提供相關(guān)服務(wù)，甲方應(yīng)支付相應(yīng)服務(wù)費(fèi)用。2.第三方與乙方的責(zé)任劃分：第三方在履行服務(wù)過(guò)程中，如因自身原因造成甲方或乙方損失，應(yīng)承擔(dān)相應(yīng)責(zé)任；乙方對(duì)第三方的服務(wù)進(jìn)行監(jiān)督，如第三方存在違約行為，乙方有權(quán)要求第三方承擔(dān)相應(yīng)責(zé)任。3.第三方與甲乙雙方的關(guān)系：第三方作為獨(dú)立法人或其他組織，與甲乙雙方之間不存在隸屬關(guān)系，甲乙雙方應(yīng)根據(jù)本合同約定，各自承擔(dān)相應(yīng)的責(zé)任。六、第三方介入的具體條款1.甲方在申請(qǐng)貸款過(guò)程中，如需第三方提供擔(dān)保、評(píng)估、中介等服務(wù)，應(yīng)在申請(qǐng)材料中注明，并由乙方審核。2.乙方同意第三方介入后，應(yīng)與第三方簽訂服務(wù)協(xié)議，明確雙方的權(quán)利義務(wù)。3.第三方介入后，應(yīng)按照服務(wù)協(xié)議約定，履行相關(guān)服務(wù)職責(zé)。4.第三方在履行服務(wù)過(guò)程中，如發(fā)現(xiàn)甲方或乙方存在違約行為，應(yīng)及時(shí)通知甲乙雙方，并協(xié)助甲乙雙方解決。5.第三方介入的費(fèi)用，由甲乙雙方在合同中約定，并由甲方支付。七、第三方介入的終止1.第三方在履行服務(wù)過(guò)程中，如發(fā)現(xiàn)甲方或乙方存在嚴(yán)重違約行為，有權(quán)終止服務(wù)，并要求甲方支付已發(fā)生的服務(wù)費(fèi)用。2.第三方在履行服務(wù)過(guò)程中，如因自身原因無(wú)法繼續(xù)履行服務(wù)職責(zé)，應(yīng)提前通知甲乙雙方，并協(xié)助甲乙雙方尋找替代方案。3.第三方介入的終止，不影響甲乙雙方根據(jù)本合同約定的責(zé)任承擔(dān)。八、本合同的解釋和適用本合同中關(guān)于第三方介入的條款，如與本合同其他條款存在沖突，以本合同中關(guān)于第三方介入的條款為準(zhǔn)。九、本合同的修改和補(bǔ)充本合同關(guān)于第三方介入的條款，經(jīng)甲乙雙方協(xié)商一致，可以修改或補(bǔ)充。修改或補(bǔ)充的內(nèi)容，與本合同具有同等法律效力。十、爭(zhēng)議解決雙方在履行本合同過(guò)程中發(fā)生的爭(zhēng)議，應(yīng)通過(guò)友好協(xié)商解決；協(xié)商不成的，任何一方均可向合同簽訂