2021關(guān)于銀行業(yè)務(wù)情景對話

1、關(guān)于銀行業(yè)務(wù)情景對話 下面 _為大家?guī)斫鹑谟⒄Z關(guān)于銀行業(yè)務(wù)情景對話，歡迎大家學(xué)習(xí)! John Anderson and Betty Rogers continue their discussion about the operation and organization of her bank . 約翰安德森和貝蒂羅杰斯繼續(xù)談?wù)撚嘘P(guān)貝蒂所在銀行的業(yè)務(wù)和組織機(jī)構(gòu)。 Anderson:Who is the highest officer of the bank ? 安德森：誰是銀行中最高級的職員? Rogers:Thats Mr.Sunderland ,our president .He is

2、responsible to the Board of Directors, 羅杰斯：我們的董事長森德先生，他負(fù)責(zé)董事會的工作。 Which is elected by the stockholders.He is assisted by the senior vice-presidents , 是由全體股東選舉出來的。高級副董事長協(xié)助他進(jìn)行工作， vice-presidents and assistant vice-presidents . 還有副董事長和助理董事長。 A;How many vice-presidents do you have ? 安德森：你們有多少副董事長? R:Ther

3、e are quite a few .Usually each department is headed by a vice-president or an assistant cashier . 羅杰斯：有不少呢，通常每個部門都有一個副董事長或者一個助理司庫作為領(lǐng)導(dǎo)， Thats the lowest -ranking officer position in most banks. 助理司庫是大多數(shù)銀行中主管級別中最低的一級。 A:Arent all department managers officers? 安德森：并不是所有部門的經(jīng)理都是主管級的吧? R;No,not all of th

4、em are .Actually ,the word officer means a person authorized by the Board of directors to represent the bank in certain dealings . 羅杰斯：對，不全是主管級。實(shí)際上主管人員這個名詞表示這個人得到了董事會授權(quán)，代表銀行經(jīng)營某些業(yè)務(wù)的人。 It doesnt necessarily represent his function in a department . 這個詞并不一定表示他在一個部門的職權(quán)。 For example ,my boss is not a bank

5、 officer ,he is chief _er . 譬如說，我的上司并不是銀行的主管級人員，他是出納主任。 If we were an officer ,his title would be assistant-cashier and chief- _er. 如果他是主管級人員的話，他的職稱應(yīng)是助理司庫和出納主任。 A:That sounds very confusing .Why dont banks just make all department managers officers? 安德森：聽起來另人費(fèi)解。為什么銀行不讓所有的部門經(jīng)理都成為主管級呢? R:Its part of t

6、he banks system of assigning authority and responsibility . 羅杰斯：這是標(biāo)志權(quán)力和責(zé)任的銀行制度的部分內(nèi)容。 After all,banks have special obligations to their depositors because we are handling their money ,not only our own. 銀行對于它們我儲戶畢竟有著特殊的責(zé)任，因?yàn)槲覀冋?jīng)營著他們的錢，而不僅僅是我們自己的錢。 A;Thats right.And I am a depositor ,too.Ive got $37.50

7、 in my aount. 安德森：是的。我本人也是個儲戶，在我的帳戶里存著37美元50美分。 John Andersons girl-friend ,Betty Rogers ,is a _er at the First National Bank. 約翰安德森的女友貝蒂羅杰斯是第一國民銀行的出納員。 She is explaining the operation and organization of the bank to John. 她正給約翰解釋銀行的業(yè)務(wù)和組織。 Rogers:Our bank is organized into a number of departments ,e

8、ach of which is responsible for a particular area of business. 羅杰斯：我們的銀行分成許多部門，每一部門都負(fù)責(zé)某一特定的業(yè)務(wù)。 For example ,the Trust Department handles investments ,the Collateral Department keeps loan records and pledged securities , 譬如說，信托部門從事投資，證券擔(dān)保部門負(fù)責(zé)保存貸款記錄和抵押有價證券， and the Real Estate Department handles mortg

9、age oans on real estate. 不動產(chǎn)部門負(fù)責(zé)不動產(chǎn)方面的抵押貸款。 Anderson:What department are you in ?You re a _er ,arent you? 安德森：您在哪個部門?您是一位出納員吧? R:Yes,I am a paying and receiving _er .We are usually the people who have the most contact with our customers . 羅杰斯：是的，我是收付出納員。我們通常是和顧客接觸最多的人。 We are part of the Operations

10、Department ,the department which takes care of most of the day-to-day business of the bank . 我們是營業(yè)部門的職員，這個部門負(fù)責(zé)從事銀行大多數(shù)的日常業(yè)務(wù)。 A:Whats the Auditing Department ?Isnt that where your friend Alice works? 安德森：什么是審計部門?您的朋友艾麗斯不就是在那個部門工作嗎? R:Yes,Alice is an assistant auditor .The Auditing Department has the r

11、esponsibility of checking and supervising all of the banks activities to be sure there are no errors or improper procedures. 羅杰斯：是的，艾麗斯是助理審計員，審計部門有檢查和監(jiān)督銀行所有活動的責(zé)任以確保這些活動中沒有差錯或不恰當(dāng)?shù)某绦颉?A:Does the Auditing Department keep the main records of all transactions? 安德森：審計部門保存所有業(yè)務(wù)活動的主要記錄嗎? R:No,thats the job of the General Ledger Department .Thats the department that is the central