（精選）保險(xiǎn)專業(yè)英語常用詞匯

1、保險(xiǎn)英語，保險(xiǎn)詞匯共享：acceptance policy 核保政策 accounting period 結(jié)算期 aggregate limit 累積限額 aggregated loss 累積損失 antiselection 逆選擇ART (Alternative Risk Transfer) 新型風(fēng)險(xiǎn)轉(zhuǎn)移 balance 所欠款項(xiàng) barrages 堰壩 captive pools 自保組合 catastrophe risk 巨災(zāi)風(fēng)險(xiǎn) ceiding company 分出公司 cession limit 分保限額 claim-prone 容易出險(xiǎn) claims assistance 理賠協(xié)助

2、 clean cut 結(jié)清方式 coinsurance 共保 commencement and termination 起訖 cover 承保 cover 責(zé)任額 deposit premium 預(yù)付保費(fèi) destroyed 毀壞 earth caves 土壞房屋 EPAevent limit 事件限額 ex gratia payments 通融賠款 excess loss 超額賠款 exclusion 除外責(zé)任 exposed areas 風(fēng)險(xiǎn)承受區(qū)域 facultative reinsurance 臨時(shí)分保 fault zone 斷層區(qū) finite risk 有限制的風(fēng)險(xiǎn) flash f

3、loods 驟發(fā)洪水 flooding of rivers 洪水泛濫 frame structure 框架結(jié)構(gòu) full coverage 全額承保 full insurance value 足額保險(xiǎn)價(jià)值 full liability 全部責(zé)任 Geophysics Institute 地球物理研究所 GNPI 總凈保費(fèi)收入 hailstorm 雹暴 heavy damage 嚴(yán)重破壞 hollow brick wall 空斗磚結(jié)構(gòu) 4保險(xiǎn)英語詞匯翻譯險(xiǎn)種及險(xiǎn)別 險(xiǎn)種 health insurance 疾病保險(xiǎn)，健康保險(xiǎn) sickness insurance 疾病保險(xiǎn) insurance du

4、ring a period of illness 疾病保險(xiǎn) insurance for medical care 醫(yī)療保險(xiǎn) major medical insurance policy 巨額醫(yī)藥費(fèi)保險(xiǎn) life insurance 人壽保險(xiǎn) endowment insurance 養(yǎng)老保險(xiǎn) insurance on last survivor 長壽保險(xiǎn) social insurance 社會(huì)保險(xiǎn) personal property insurance 個(gè)人財(cái)產(chǎn)保險(xiǎn) insurance of contents 家庭財(cái)產(chǎn)保險(xiǎn) 險(xiǎn)別 Free from Particular Average（F.P.

5、A.） 平安險(xiǎn) With Particular Average （W.P.A.） 水漬險(xiǎn) All Risks 一切險(xiǎn) risk of breakage 破碎險(xiǎn) risk of clashing 碰損險(xiǎn) risk of rust 生銹險(xiǎn) risk of hook damage 鉤損險(xiǎn) risk of contamination (tainting) 污染險(xiǎn) insurance against total loss only (TLO) 全損險(xiǎn) risk of deterioration 變質(zhì)險(xiǎn) risk of packing breakage 包裝破裂險(xiǎn) risk of inherent vic

6、e 內(nèi)在缺陷險(xiǎn) risk of normal loss (natural loss) 途耗或自然損耗險(xiǎn) risk of spontaneous combustion 自然險(xiǎn) risk of contingent import duty 進(jìn)口關(guān)稅險(xiǎn) insurance against war risk 戰(zhàn)爭險(xiǎn) Air Transportation Cargo War Risk 航空運(yùn)輸戰(zhàn)爭險(xiǎn) overland Transportation Insurance War Risk 陸上運(yùn)輸戰(zhàn)爭險(xiǎn) insurance against strike, riot and civil commotion (

7、SRCC) 罷工，暴動(dòng)，民變險(xiǎn) insurance against extraneous risks, insurance against additional risks 附加險(xiǎn) risk of theft, pilferage and nondelivery (TPND) 盜竊提貨不著險(xiǎn) risk of fresh and/of rain water damage(wetting) 淡水雨淋險(xiǎn) risk of leakage 滲漏險(xiǎn) risk of shortage in weight/quantity 短量險(xiǎn) risk of sweating and/or heating 受潮受熱險(xiǎn) 5

8、保險(xiǎn)英語翻譯risk of bad odour(change of flavour) 惡味險(xiǎn)，變味險(xiǎn) risk of mould 發(fā)霉險(xiǎn) on deck risk 艙面險(xiǎn) 6保險(xiǎn)英語翻譯保險(xiǎn)業(yè)詞匯 Terms used in insurance industryaccident意外事故險(xiǎn) actuarial method精算法 Advance Loss Profits (ALOP)預(yù)期利潤損失險(xiǎn)，利損險(xiǎn) Advance profit預(yù)期利潤 broker經(jīng)紀(jì)人 Business Interruption Insurance (BI)營業(yè)中斷險(xiǎn) captive自保公司 casualty意外傷害險(xiǎn)

9、 catastrophe巨災(zāi)險(xiǎn) ceding company分出公司 claim索賠 claim settlement理賠 combined ratio綜合賠付率 Consequential Loss (CL)7保險(xiǎn)英語翻譯，保險(xiǎn)專業(yè)詞匯。后果損失 Contractors All Risks (CAR)建筑工程一切險(xiǎn)（建工險(xiǎn)） cover保障 Delay in completion完工延誤 EEIhour clause 小時(shí)條款 hurricane 颶風(fēng) individual losses 單一損失 insurability 可保性 insured losses 保險(xiǎn)損失 intensity

10、烈度 layering 層次 less exposed 損失可能性小 liability 責(zé)任 light damage 輕度破壞 line slips 分保條 loading 附加費(fèi) loss occurrence 損失發(fā)生 loss occurring basis 損失發(fā)生基礎(chǔ) loss participation 分擔(dān)損失 loss settlement 損失賠付 magnitude 震級(jí) malicious damage 惡意損害 moderate damage 中度破壞 multi-story building 多層建建筑 Munich Re 慕尼黑再 net retained li

11、nes 凈自留額 net retained losses 損失凈自賠額 no profit commission 無純益風(fēng)險(xiǎn) non-proportional reinsurance 非比例再保險(xiǎn) notification 告知 object 標(biāo)的 obligatory reinsurance 固定分保 original deductibles 原始免賠額 original rate 原始費(fèi)率 paid-up capital 已付資本 peak accelerator 峰值加速度 peril 危險(xiǎn) PICC Re 中保再 placement 安排 PML 可能最大損失 policyholder

12、 保單持有者 pool 共保組合 portfolio entry 未滿期責(zé)任的出帳 portfolio outgo 未滿期責(zé)任的入帳 premium 保費(fèi) previous losses 既往損失 priority 分保自留額 priority 自付責(zé)任 3保險(xiǎn)英語詞匯表proportional reinsurance 比例再保險(xiǎn) rainstorm 雨暴 rating 費(fèi)率 reinforced concrete building 鋼筋混凝土建筑 reinstatement 恢復(fù)保額 reinsured 分出公司 reinsurer 再保險(xiǎn)人 retention 自留額 retention

13、areas 滯洪區(qū) return period 重現(xiàn)期 revoke license 吊銷營業(yè)執(zhí)照 seaquake 海震 second event cover 第二事件承保 securitization 證券化 seismic demage 震害 set-off 抵銷 shear wall structure 剪力墻結(jié)構(gòu) single 險(xiǎn)位超賠 spread loss 分散風(fēng)險(xiǎn) stop loss 賠付率超賠 storm surges 風(fēng)暴潮 susceptibility of goods to water 易受水浸性 tarrif 費(fèi)率表 TG 拐點(diǎn)周期 tidal wave 海嘯 top

14、ographic map 地形圖 tornado 龍卷風(fēng) total sum insured 總保額 treaty-limits 合約限額 tube structure 筒體結(jié)構(gòu) underwriting policy 承保政策 windstorm 風(fēng)暴 電子設(shè)備險(xiǎn) engineering insurance工程保險(xiǎn) Erection All Risks (EAR)安裝工程一切險(xiǎn)（安工險(xiǎn)） excess of loss cover超額賠償 EXL protection超賠保障 facultative business臨分保 IBRNIncurred but not reported losse

15、s 已發(fā)生但未報(bào)的損失 IBRN reserveIBRN 儲(chǔ)備金 indemnity period/limit賠期/期限 inflated claim超額索賠 insurance capacity承保能力 8保險(xiǎn)英語翻譯insured property參保物業(yè) Kobe 神戶 Lloyd勞合社 long-tail長尾 Loss of profit利損險(xiǎn) Machinery (Breakdown) Insurance機(jī)器（損壞險(xiǎn)，機(jī)損險(xiǎn) mail/sub-contractor主/分承包商 maintenance保證期 multiple claim多次（重復(fù)）索賠 non-life非壽險(xiǎn) offi

16、cer & director liability雇主保險(xiǎn) outstanding claim reserve未決索賠準(zhǔn)備金 PC industryproperty & catastrophe industryperil危險(xiǎn) policy保單 9保險(xiǎn)英語翻譯pool 英語翻譯：聯(lián)營 possible maximum loss 英語翻譯：可能的最大損失 premium 英語翻譯：保費(fèi) primary insurance company 英語翻譯：原保公司、主保險(xiǎn)商 principal/employer 英語翻譯：業(yè)主 professional 英語翻譯：專業(yè)險(xiǎn) profit margin 英語翻譯

17、：利潤邊際 property 英語翻譯：財(cái)產(chǎn)險(xiǎn) proportional cover比例分保 punitive damage懲罰性損害 rate費(fèi)率 reinsurer分保人（分保公司） reinsurer2保險(xiǎn)英語詞匯翻譯hour clause 小時(shí)條款 hurricane 颶風(fēng) individual losses 單一損失 insurability 可保性 insured losses 保險(xiǎn)損失 intensity 烈度 layering 層次 less exposed 損失可能性小 liability 責(zé)任 light damage 輕度破壞 line slips 分保條 loading

18、 附加費(fèi) loss occurrence 損失發(fā)生 loss occurring basis 損失發(fā)生基礎(chǔ) loss participation 分擔(dān)損失 loss settlement 損失賠付 magnitude 震級(jí) malicious damage 惡意損害 moderate damage 中度破壞 multi-story building 多層建建筑 Munich Re 慕尼黑再 net retained lines 凈自留額 net retained losses 損失凈自賠額 no profit commission 無純益風(fēng)險(xiǎn) non-proportional reinsura

19、nce 非比例再保險(xiǎn) notification 告知 object 標(biāo)的 obligatory reinsurance 固定分保 original deductibles 原始免賠額 original rate 原始費(fèi)率 paid-up capital 已付資本 peak accelerator 峰值加速度 peril 危險(xiǎn) PICC Re 中保再 placement 安排 PML 可能最大損失 policyholder 保單持有者 pool 共保組合 portfolio entry 未滿期責(zé)任的出帳 portfolio outgo 未滿期責(zé)任的入帳 premium 保費(fèi) previous l

20、osses 既往損失 priority 分保自留額 priority 自付責(zé)任 再保人 reserve準(zhǔn)備金 retention自留10return period（巨災(zāi)）間隔期 short-tail短尾 solvency margin賠償能力 standing charges維持費(fèi)用 subject insured風(fēng)險(xiǎn)標(biāo)的 sum insured保額 tarrif zone險(xiǎn)區(qū) Third Party Liability (TPL)第三者責(zé)任險(xiǎn) treaties business合同分保 turnover營業(yè)額 underwriting承保 working expenses /cost營業(yè)費(fèi)用 writing承保3保險(xiǎn)詞匯翻譯prop