貨幣銀行學(xué)模擬試卷

1、2007級函授授會計?？曝泿陪y行學(xué)模擬擬試題A名詞解釋（每個個名詞4分，共20分） 商業(yè)信信用 基礎(chǔ)貨幣 資本充足率 公開市場業(yè)業(yè)務(wù) 投資基金二、簡答題（每每小題10分，共50分）請比較股票與債債券的異同。股票價格指數(shù)是是怎么計算出出來的？為什什么經(jīng)常被人人們當作一國國宏觀經(jīng)濟運運行狀況的晴晴雨表？3、 商業(yè)銀行行為什么要開開展中間業(yè)務(wù)務(wù)？4、 簡述中央央銀行的職能能和特點。5、 決定和影影響利率的一一般因素有哪哪些？三、論述題（每每小題15分，共30分）1、舉例說明存存款貨幣的創(chuàng)創(chuàng)造原理。2、試述商業(yè)銀銀行開展金融融創(chuàng)新的原因因及后果。貨幣銀行學(xué)模擬擬試題B名詞解釋（每個個名詞4分，共20分

2、）貼現(xiàn) 金金融市場 法定利率 存款準備金金率商業(yè)信用二、簡答題（每每小題10分，共50分）1、簡述信用工工具的特征。2、影響基礎(chǔ)貨貨幣的因素有有哪些？3、提高利率將將對國民經(jīng)濟濟將產(chǎn)生什么么影響？4、影響和決定定證券價格變變化的因素有有哪些？5、商業(yè)銀行為為什么要開展展金融創(chuàng)新？三、論述題（每每小題15分，共30分）1、如何治理需需求拉上型的的通貨膨脹？2、我國為什么么要開放金融融市場？貨幣銀行學(xué)模擬擬試題C名詞解釋（每個個名詞4分，共20分）市場利率 資本充足率 通貨膨脹 金融工具 消費信用二、簡答題（每每小題10分，共50分）1、簡述金融市市場的功能。2、商業(yè)銀行的的投資業(yè)務(wù)與與放款業(yè)務(wù)有

3、有什么不同？ 3、影影響利率變化化的因素有哪哪些？ 4、簡簡述中央銀行行的職能和特特點。5、證券價格為為什么會經(jīng)常常變化？三、論述題（每每小題15分，共30分）1、論述一般性性貨幣政策工工具以及它們們?nèi)绾螌暧^觀經(jīng)濟目標產(chǎn)產(chǎn)生影響。2、影響貨幣供供應(yīng)量的因素素有哪些？經(jīng)濟法模擬擬試題一名詞解釋（每個個4分，共32分）有限責任公司 商業(yè)秘密 上市公司收收購 背書 增值稅 國有資產(chǎn) 中外合作經(jīng)經(jīng)營企業(yè) 壟斷問答題（68分分）1、簡述我國公公司法的原則則。（6分）2、請闡述票據(jù)據(jù)上的法律關(guān)關(guān)系。（8分）3、消費者權(quán)益益爭議的解決決途徑有哪些些？（5分）4、簡述社會保保險與商業(yè)保保險的區(qū)別。（8分）5

4、、簡述合伙企企業(yè)的特點。（7分）6、經(jīng)濟法淵源源的種類有哪哪些？（10分）7、簡述貨幣政政策的含義、貨幣政策目標的概念和內(nèi)容。（10分）8、請列舉法律律所禁止的證證券交易行為為，并加以解解釋說明。（9分）9、稅收法律關(guān)關(guān)系有哪些特特點。（5分）經(jīng)濟法模擬擬試題二名詞解釋（每個個4分，共32分）壟斷 個人人獨資企業(yè) 社會保險 公司債券 票據(jù)行為 國有資產(chǎn)中外合資經(jīng)營企企業(yè) 證券投資基基金問答題（共688分）1、有限責任公公司的特征是是什么？（6分）2、侵犯商業(yè)秘秘密的行為有有哪些？（7分）3、我國上市公公司收購的主主要制度有哪哪些？（9分）4、簡述票據(jù)的的法律特征。（8分）5、簡述中國人人民銀行

5、的主主要職能。（6分）6、經(jīng)濟法淵源源的種類有哪哪些？（10分）7、簡述金融監(jiān)監(jiān)管的原則。（6分）8、簡述社會保保障的基本特特征。（5分）9、經(jīng)濟法律關(guān)關(guān)系的構(gòu)成要要素是什么？（6分）10、簡述計劃劃編制的程序序。（5分）經(jīng)濟法模擬擬試題三名詞解釋（每個個4分，共32分）經(jīng)濟法律關(guān)系 上市公司收收購 商業(yè)賄賂 本票 壟斷經(jīng)濟法的實施 財政 合伙企業(yè)問答題（共688分）1、股份有限公公司的特征是是什么？（7分）2、簡述消費者者的權(quán)利。（10分）3、簡述票據(jù)行行為的特征。（6分）4、簡述我國自自然資源法的的原則。（6分）5、簡述貨幣政政策的含義、貨貨幣政策目標標的概念和內(nèi)內(nèi)容。（10分）6、簡述社

6、會保保障法的原則則。（7分）7、稅收法律關(guān)關(guān)系有哪些特特點？（7分）8、請列舉法律律所禁止的證證券交易行為為。并加以說說明。（9分）9、簡述金融監(jiān)監(jiān)管的原則。（6分）會計學(xué)?？朴⒄Z語模擬試題I. Vocaabularry andd Struucture (30%) Theree are 30 quuestioons inn thiss partt. Forr eachh quesstion theree are 4 chooices markeed A, B, C, and D. Chhoose the OOne thhat beest annswerss the questtion.1. T

7、ruee lovee cannnot bee , annd it is prriceleess.A. brooughtB. caaughtC. booughtD. brroad2. Finaally tthe crrowd bbroke (up) _ _ seeverall grouups. A. wwithinnB. innC. attD. innto3. Beinng afrraid oof thee darkk, shee alwaays sllept the llight on. A. wwithB. byyC. beesideD. off4. Johnn is nnot whethh

8、er Edddie llikes the ppicturre of him aand hiis fammily. A. eensureeB. asssureC. suureD. suurely5. Whenn he ggot tthe trrain, he diidnt knoow wheere hee was. A. oonB. uppC. offfD. att6. She went into the sstreett and a taaxi hoome. A. ttookB. taakingC. takennD. haad takken7. Why shoulld we find some

9、 to tthe prroblemms broought by TVV? A. mmeansB. waayC. soolutioonD. meethod8. Thiss regiion aat an averaage off 4,0000 metters aabove sea llevel. A. llaysB. liiesC. loocatessD. pllaces9. I waas _ _ _ too findd his articcle onn suchh an _ _ _ toopic sso _ _ . A. surpprisedd, exccited, boreed B. ssur

10、priising, exciiting, boriingC. surpprisedd, exccitingg, borring D. surprrisingg, exccited, boreed10. He _ _ his bbook oon thee deskk lastt nighht. A. llie B. laaid C. laay D. laain11. Altthoughh theyy are brothhers, they are eentireely _ _ eaach otther . A. get alongg welll withh BB. diffferennt fro

11、omC. satiisfiedd withh DD. ashhamed of12. Harrdly _ _ the cclassrroom wwhen tthe cllass bbegan.A. he hhad ennteredd B. hhe enttered C. had he ennteredd D. hhe wass enteered13. Comme here and ggive mme a _ _. A. helpp BB. hannds CC. suppport D. haand14. Thiis posst carrd is sent by _ _. A. a frriend

12、of faather B. a frieend off my ffatherrs C. my ffatherr frieend D. my faather friennds 15. Its fooolish to your time. A. wastte B. leeave oover CC. speend D. damaage16. Witth a sschooll recoord liike a youngg womaan, why ddidnt youu try for a unniverssity sscholaarshipp? A. IIm shoocked BB. Im amaaz

13、ed C. Im puzzzled D. I feeel pitty17. Manny commpaniees aree goinng becauuse off highh inteerest ratess. A. bbankruuptB. baankrupptcyC. too a baankD. too bankking18. It is onnly a of timme beffore tthe reebels surreender. A. pprobleemB. meeansC. thhingD. mattter19. An imporrtant qualiity off a myyst

14、eryy shoppper iis thaat he shoulld be good oobservvationn. A. aatB. innC. foorD. too20. wed arrrived theree we hhad a wondeerful time. A. oonlyB. onnceC. onne timmeD. onne morre21. Forr him, it wwould be a to bbe ablle to have a dayy off work. A. iimporttanceB. maatterC. gooodD. luuxury22. a mysteer

15、y shhopperr willl typiicallyy workk seveeral sstoress, takking mmentall notees whiile insiide, . A. tthingss to bbe remmemberred BB. thiings cconcerrning the mmind C. tthingss fixeed in the mmind D. tthingss donee in tthe miind23. If a seccret sshoppeer willl be sent in, , thee canddidatee mustt hav

16、ee a paarticuular pprofille thaat meeets a high-end, luxurry carr-type buyerr proffile.A. diffferentt fromm otheers B. woorthy of noote orr unussualC. fulll of ddetaills D. haard too pleaase24. Jacck andd Smitth thhe worrk equually betweeen thhem. A. shakeeB. shhadeC. shhedD. shhare25. Thee traiin a

17、rrrived one hhour behinnd _ _. A. plann B. timeetablee C. sscheduule D. ddate26. Howw we _ _ a chaance tto vissit yoour coountryy!A. longged foor B. loooked for C. wwaitedd for D. wwent ffor27. Thaat wass _ _ minnorityy natiionaliities were treatted inn old China. A. whatt BB. whiich C. thhat D. thh

18、e wayy28. It is neecessaary thhat hee _ _ forr Beijjing rright now. A. leavve B. leeaves C. wiill leeave D. leeft29. Whaat chaance ddoes aa _ _ mann who neverr finiished high schoool havve? A. fortty-yeaars-olld B. foorty-yyears-oldsC. fortty-yeaar-oldd D. foorty-yyear-oolds30. Marrriagee on true lo

19、ve oftenn brinngs haappinesss.A. deciidedB. deetermiinedC. baasedD. reeliedII. Clooze (110%)There aare 2 passaages iin thee partt. In each passaage theree are 10 bllanks. For each blankk are proviided 44 answwers. Choosse thee one that best complletes the ppassagge.Televission 31 its ffirst serioous

20、 apppearaance iin 19339, buut it did nnot beecome commoon unttil thhe earrly 19950s. Siince tthen, innummerablle chiildrenn 32 in frront oof thee set. Howeever, many peoplle noww worrry aboout thhe efffect oof TV on thhe youung. TThey wwonderr therre hadd neveer beeen 33 invenntion. Why are tthey ss

21、o afrraid? Is teelevission rreallyy harmmful?Like allmost anythhing eelse, televvisionn has its ggood aas welll as iits baad siddes. IIt hass 34 joy aand innteresst intto thee livees of the oold, tthe siick, aand thhe lonnely. Withoout itt, somme of thesee peopple woould hhave llittlee pleaasure and

22、 nno winndow 355 the wworld.Unfortuunatelly, soome teelevission pprograams haave beeen extremmely hharmfuul to the yyoung. Chilldren do noot havve enoough 336 . Theey do not rrealizze thaat TV progrrams ooften show an unnreal worldd. Commmerciials llie inn ordeer to sell produucts tthat aare soometi

23、mmes baad or useleess. CChildrren beelievee themm and want to 37 what they see oon TV. Theyy beliieve tthat tthey wwill mmake mmore ffriendds if they use aa certtain ssoapor soome otther pproducct. Thhey beelievee thatt the murdeers onn TV 388 are nnormall and accepptablee. By the ttime tthey aare o

24、uut of high schoool, moost yooung ppeoplee have wattched aboutt 15,0000 hoours oof tellevisiion, aand haave seeen abbout 118,0000 viollent 39 . If tthey ssee viiolentt deatths evvery dday, hhow caan theey be shockked byy murdder inn reall lifee?Televission hhas ceertainnly chhangedd our livess and o

25、ur ssocietty. 40 its ggood pointts, itt has brougght maany prroblemms. Wee mustt findd a soolutioon to thesee probblems becauusewhethher wee likee it oor notttelevvisionn is hhere tto staay.31. A. brougghtB. toookC. diidD. maade32. A. grew upB. arre groowing upC. haave grrown uupD. grrow upp33. A. s

26、uchB. soo anC. suuch annD. so34. A. gotB. toookC. caarrieddD. broought35. A. ofB. onnC. tooD. foor36. A. experrienceesB. exxperieenceC. exxperieencinggD. ann expeeriencce37. A. integgrateB. maakeC. innitiatteD. innitiatte38. A. screeensB. faacesC. suurfaceesD. apppearaances39. A. deadB. deeathsC. de

27、eadsD. deeath40. A. Come withB. Wiith allongC. Uppon wiithD. Allong wwithCars arre an imporrtant part oof liffe in the UUnitedd Stattes. 41 mosst peoople ffeel tthat tthey aare pooor. Andd evenn if aa persson iss poorr he ddoesnt feeel reaally ppoor 42 he haas a ccar. There are tthree main reasoons

28、thhe carr becaame soo popuular iin thee Unitted Sttates. 433 of alll thee counntry iis a hhuge oone annd Ameericanns likke to move arounnd in it. TThe caar providees thee mostt comffortabble annd 44 formm of ttranspportattion. With aa car peoplle cann go aany pllace wwithouut speendingg a loot of mo

29、neyy. Thee secoond reeason cars are ppopulaar is the ffact 45 the Uniteed Staates nnever develloped an effficieent annd ineexpensiive foorm off publlic 46 . Loong-diistancce traains hhave nnever been as commoon in the UUnitedd Stattes ass theyy are in otther pparts of thhe worrld. NNowadaays thhere

30、iis a ggood ssystemm of aair-seervicee 47 by pplaness. Butt it iis tooo expeensivee to bbe useed freequently. Thhe thiird reeason is thhe mosst impportannt onee, thoough. The AAmericcan sppirit of inndepenndencee is 48 reallly maade caars poopularr. Ameericanns donnt likke to wait for a bus, or a tr

31、ainn or eeven aa planne. Thhey doont likke to have to 499 an exxact sschedulee. A ccar giives tthem tthe frreedomm to sscheduule thheir oown tiime. AAnd thhis iss the freeddom thhat Ammericaans waant 50 to hhave.41. A. Withoout a car B. Noot witth a ccar C. Withoout noo car D. With not aa car42. A.

32、althoough BB. wheen C. wwhether D. buut 43. A. Firstt B. FFirstlly C. AAt firrst D. The ffirst44. A. cheapp BB. mosst cheeap C. cheappest DD. cheeaper45. A. whichh BB. thaat C. wwhere DD. whaat46. A. movemment BB. carrriagee C. sshippiing DD. traansporrtatioon47. A. proviiding BB. to proviide C. pro

33、viided D. prrovidees48. A. that BB. whaat C. hhow DD. whiich49. A. folloow BB. furrther C. chasee D. ruun50. A. best B. mmost C. worsst D. lleast III. Reeadingg Compprehennsion (30%)Sectionn A: Theree are 2 passsagess in tthis ssectioon. Each ppassagge is folloowed bby somme truue-fallse quuestioons

34、. DDecidee whetther eeach oof theem is true (T) oor fallse (FF).Passagee 1 In thhe oldd dayss, divvers used tto go down into the ssea loookingg for shipss thatt had sunk, becaause tthey hhoped to fiind goold annd jewwels. Now ddiverss stilll seaarch ffor vaaluablle thiings iin sunnken sships, but th

35、ey also try tto briing too the surfaace thhe shiips thhemselves, or pparts of thhem. TThe vaalue oof diffferennt kinnds off metaals haas inccreaseed greeatly over the llast ttwentyy or tthirtyy yearrs andd evenn thouugh a ship has bbeen uunder the ssea foor manny yeaars, iit mayy be wworth a greeat

36、deeal. OOne faamous sunkeen shiip is the Lusittania, whiich saank offf thee soutthern coastt of IIrelannd in 1915 with a losss of nearlly 15000 livves. IIt hass fourr hugee proppellerrs madde of an exxpensiive meetal. Todayy eachh of tthose propeellerss is wworth $300,000 oor morre. Thhe shiip, lyyi

37、ng oon thee sea-bed hhas beeen boought by a mman caalled John Lightt. He paid aboutt $1,2200,0000 forr the wholee shipp. He hopess to bbring up thhose ppropelllers and ssell tthem. He allso hoopes tto selll othher paarts oof thee shipp, wheen he has bbroughht theem to the ssurfacce, foor aboout $ 60

38、0,0000.51. Divvers ttry too bring upp metaals beecausee somee kindds of them are wworth a lott of mmoney.52. Noww diveers sttill ssearchh for valuaable tthingss and try tto briing too the earthh surfface tthe shhips tthemseelves.53. Johhn Ligght hoopes hhe mayy be aable tto selll thee wholle shiip o

39、f “Lusittania” for more thann $1.55 milllion.54. Thee shipp “Lusittania” sankk off the ssouthwwesterrn coaast off Irelland wwith aa lot of peeople drownned.55. In the ppast, diverrs hopped too brinng up everyythingg of aa sunkken shhip exxcept metalls.Passagee 2More annd morre peoople ttoday are rre

40、alizzing the iimporttance of reegularr physsical exerccise. In thhe passt, woork foor mosst peoople iinvolvved maanual laborr in tthe frresh oopen aair off the fieldds. Hooweverr, nowwadayss an iincreaasing numbeer of peoplle aree emplloyed in offficess or ffactorries. Theirr dailly worrk doees nott

41、 provvide thhem wiith thhe amoount oof exeercisee theiir boddies nneed. Thereefore, theyy havee comee to sspend part of thheir ffree ttime ddoing regullar phhysicaal exeercisee.There aare maany diiffereent foorms oof exeercisee to ssuit ddifferrent ttastess. Forr exammple, thosee who enjoyy comppeti

42、tiive sporrts maay takke up ball gamess. Thoose whho preefer to exxercisse aloone caan havve a rrun orr takee a waalk inn the morniing orr in tthe evveningg. Bessides, peopple caan go swimmming iin summmer aand goo skatting iin winnter. In shhort, no maatter what theirr inteerestss are, peopple caan

43、 alwayys finnd onee or mmore ssportss thatt are suitaable tto theem.Howeverr, thee formm of pphysiccal exxercisse musst be choseen carrefullly. Moore haarm thhan goood wiill reesult if peeople choosse thee wronng forrm of exerccise. For tthe agged, QQigongg or TTai Jii Quann willl suitt themm bettte

44、r thaan commpetittive ssportss. Thoose whho havve litttle sspare time may hhave aa reguular rrun inn the morniing. OOnly iif thee kindd of eexerciise iss chossen prroperlly andd perfformedd reguularlyy, willl it beneffit peeoples heaalth, work and sstudy.56. Nowwadayss, morre peoople rrealizze the i

45、importtance of phhysicaal exeercisee.57. It is unnnecesssary to taake soome exxercisse eveery daay.58. Peoople wwho ennjoy ccompettitivee sporrts maay takke up baskeetballl or ffootbaall. 59. Phyysicall exerrcise can ddo morre harrm thaan goood to peoplle beccause they will feel tiredd afteer it.60.

46、Peopple caan alwways ffind oone orr moree sporrts thhat beenefitt theiir heaalth, work and sstudy.Sectionn B: Theree are 2 passsagess in tthis ssectioon. Eaach paassagee is ffollowwed byy somee quesstionss. Forr eachh quesstion theree are 4 chooices markeed A, B, C, and D. Deecide on thhe chooice tt

47、hat best answeers thhe queestionn.Passagee 3Betty aand Haarold have been marriied foor yeaars. BBut onne thiing sttill ppuzzlees oldd Haroold. HHow iss it tthat hhe cann leavve Bettty annd herr frieend Jooan siittingg on tthe soofa, ttalkinng, goo out to a ballggame, come bback tthree and aa halff h

48、ourrs latter, aand thheyre sttill oon thee sofaa? Tallking?What inn the worldd, Harrold wwonderrs, doo theyy havee to ttalk aabout?Betty sshrugss. Tallk? Wee are friennds.Researcching this matteer callled ffrienddship, psycchologgist LLilliaan Rubbin sppent ttwo yeaars innterviiewingg moree thann tw

49、o hundrred woomen aand meen. Noo mattter whhat thheir aage, ttheir job, theirr sex, the resullts weere coomplettely cclear: womeen havve morre friiendshhips tthan mmen, aand thhe diffferennce inn the conteent annd thee quallity oof thoose frriendsships is “marked and uunmisttakablle.”More thhan twwo

50、-thiirds oof thee singgle meen Rubbin innterviiewed couldd not name a besst friiend. Thosee who couldd weree likeely too namee a wooman. Yet tthree-quartters oof thee singgle woomen hhad noo probblem nnamingg a beest frriend, and almosst alwways iit wass a wooman. More marriied meen thaan wommen naa

51、med ttheir wife/husbaand ass a beest frriend, mostt trussted ppersonn, or the oone thhey woould tturn tto in time of emmotionnal diistresss. “Most womenn,” sayss Rubiin, “identtifiedd at lleast one, usuallly moore, ttrusteed friiend tto whoom theey coulld turrn in a trooubledd momeent, aand thhey sp

52、poke oopenlyy abouut thee impoortancce of thesee relaationsships in thheir llives.”“In genneral,” writtes Ruubin iin herr new book, “womens friiendshhips wwith eeach oother rest on shhared emotiions aand suupportt, butt mens rellationnships arre marrked bby shaared aactiviities.” For the mmost ppart

53、, Rubinn sayss, intteracttions betweeen meen aree conttrolleed a goood fitt withh the sociaal reqquiremments of “manlyy behaavior.”“Even wwhen aa man is saaid too be aa bestt frieend,” Rubiin wriites, “the ttwo shhare llittlee about ttheir innerrmost feeliings. Whereeas a womanns cloosest femalle fr

54、iiend mmight be thhe firrst too telll her to leeave aa failling mmarriaage, iit wassnt unuusual to heear a man ssay hee didnnt knoow hiss frieends marrriagee was in seeriouss trouuble uuntil he apppeareed onee nighht asking if hee coulld sleeep onn the sofa.”61. Whaat oldd Haroold caannot underrstan

55、dd or eexplaiin is the ffact tthat _.A. he iis treeated as ann outssider ratheer thaan a hhusbanndB. womeen havve so much to shhareC. womeen shoow litttle iintereest inn balllgamessD. he ffinds his wifee diffficultt to ttalk tto62. Rubbins stuudy shhows tthat ffor emmotionnal suupportt a maarriedd w

56、omaan is more likelly to turn to _.A. a maale frriend B. a feemale friennd C. herr pareents D. her hhusbannd63. Acccordinng to the ttext, whichh typee of bbehaviior iss NOT expeccted oof a mman byy sociiety? A. Endiing hiis marrriagee withhout ggood rreasonn.B. Spennding too mmuch ttime wwith hhis f

57、rriendss.C. Compplainiing abbout hhis maarriagge troouble.D. Goinng outt to bballgaames ttoo offten.64. Whiich off the folloowing stateementss is bbest ssupporrted bby thee lastt paraagraphh?A. Men keep theirr inneermostt feellings to thhemsellves.B. Womeen aree moree seriious tthan mmen abbout mmar

58、riaage.C. Men oftenn takee suddden acction to ennd theeir maarriagge.D. Womeen deppend oon othhers iin makking ddecisiions.65. Thee reseearch done by psycchologgist RRubin centeers arround _.A. happpy andd succcessfuul marrriagees B. frriendsships of meen andd womeenC. emottionall probblems in maarr

59、iagge D. innteracctionss betwween mmen annd wommenPassagee 4Culturaal diffferennces iin bussinesss enteertainning iincludde issuess suchh as wwho onne enttertaiins annd wheere annd howw one enterrtainss. In counttries in whhich sstatuss is immportaant, iit is not aadvisaable tto invvite ppeoplee of

60、ddifferrent sstatusses too the same dinneer parrty. AAmericcans wwill ooften invitte peoople tto theeir hoomes. Whereeas inn somee sociietiess the home is coonsideered ttoo prrivatee, unwworthyy or ssmall to seerve aas an approopriatte plaace foor bussinesss enteertainning. In soome coountriies thhe