協(xié)會(huì)貨物運(yùn)輸保險(xiǎn)附加協(xié)會(huì)散裝油條款

附加協(xié)會(huì)散裝油條款（注冊(cè)號(hào)：H00012931622017041409521）承保危險(xiǎn)1.本保險(xiǎn)承保下列危險(xiǎn)，但以下第4、5、6、7條除外保險(xiǎn)標(biāo)的物的毀損或污染合理歸因于：1.1火災(zāi)或爆炸1.2船舶或駁船擱淺、觸礁、沉沒或傾覆1.3船舶、駁船或運(yùn)輸工具與除水以外的任何外界物體碰撞或接觸1.4在遇難港卸貨1.5地震、火山爆發(fā)或閃電1.6由于下列原因所致使保險(xiǎn)標(biāo)的物的毀損或污染1.6.1共同海損犧牲1.6.2投棄1.6.3在裝貨、轉(zhuǎn)運(yùn)或卸貨過程中從連接管道的滲漏1.6.4船長(zhǎng)或船員在抽吸貨物、壓艙沙袋或燃油方面的疏忽1.6.5由于天氣影響所致使保險(xiǎn)標(biāo)的物的污染2.本保險(xiǎn)承保因避免保險(xiǎn)事故所致?lián)p失的共同海損及救助費(fèi)用，但以下第4、5、6及7條及其它除外事項(xiàng)則不包括在內(nèi)，關(guān)于其理算及認(rèn)定應(yīng)依據(jù)運(yùn)送契約及適用的法律與慣例。3.本保險(xiǎn)另對(duì)被保險(xiǎn)人在運(yùn)送契約內(nèi)“雙方過失碰撞條款”所負(fù)的責(zé)任，按照保單應(yīng)付的比例額予以賠償，倘船舶所有人依據(jù)該條款要求賠償時(shí)，被保險(xiǎn)人應(yīng)即通知保險(xiǎn)人，后者得自費(fèi)為被保險(xiǎn)人就該賠償要求提出抗辯。除外事項(xiàng)4.本保險(xiǎn)無(wú)論如何不承保下列事宜：4.1因被保險(xiǎn)人的故意不當(dāng)行為所致之損失或費(fèi)用。4.2保險(xiǎn)標(biāo)的物之正常漏損、重量或容量的正常減少或自然耗損。4.3因保險(xiǎn)標(biāo)的物之固有瑕疵或本質(zhì)所致使的毀損、滅失或費(fèi)用。4.4直接因遲延所致使的毀損、滅失或費(fèi)用，即使此項(xiàng)遲延是因承保危險(xiǎn)所致使。（但上述第2條可支付的費(fèi)用則不在此限）。4.5因船舶所有人、經(jīng)理人、租船人或營(yíng)運(yùn)人的無(wú)力償債或財(cái)務(wù)失信所引起的毀損、滅失或費(fèi)用。4.6因使用核子分裂、融合、其他類似反應(yīng)或放射能一放射性物質(zhì)之武器所致使的毀損、滅失或費(fèi)用。不適航和不適運(yùn)除外條款5.5.1本保險(xiǎn)無(wú)論如何不承保下列事項(xiàng)所致使的毀損、滅失或費(fèi)用：船舶或駁船不適合安全航行。船舶、駁船、運(yùn)輸工具、貨柜或貨箱不適合保險(xiǎn)標(biāo)的物安全裝運(yùn)。但上述不適航、不適運(yùn)以被保險(xiǎn)人或其受雇人在保險(xiǎn)標(biāo)的物裝船時(shí)已知情為限。5.2保險(xiǎn)人放棄違反船舶適航及適運(yùn)保險(xiǎn)標(biāo)的物至目的地的任何默許的保證，但被保險(xiǎn)人或其授雇人對(duì)于此項(xiàng)不適航或不適運(yùn)已知情者不在此限。戰(zhàn)爭(zhēng)除外條款6.本保險(xiǎn)無(wú)論如何不承保下列事項(xiàng)所致使的毀損、滅失或費(fèi)用6.1戰(zhàn)爭(zhēng)、內(nèi)戰(zhàn)、革命、叛亂、顛覆或因而引起的內(nèi)亂，或來(lái)自/對(duì)抗交戰(zhàn)國(guó)的敵對(duì)行為。6.2捕獲、扣押、拘捕、監(jiān)禁或拘留（海盜除外）和此種行為引起的后果或進(jìn)行此種行為的企圖。6.3遺棄的水雷、魚雷、炸彈或其他武器罷工除外條款7.本保險(xiǎn)無(wú)論如何不承保下列事項(xiàng)所致使的毀損、滅失或費(fèi)用7.1由于罷工工人、停工工人、或參與勞工騷擾、暴動(dòng)或內(nèi)亂的人所致者。7.2由于罷工、停工、勞工騷擾、暴動(dòng)或內(nèi)亂所致者。7.3由于任何恐布份子或因政治動(dòng)機(jī)的行為所致者。保險(xiǎn)期間8.8.1本保險(xiǎn)責(zé)任始于保險(xiǎn)標(biāo)的物在載明的地點(diǎn)為裝船而離開油罐開始運(yùn)送之時(shí)，在通常運(yùn)送過程中連續(xù)并終止于8.1.1保險(xiǎn)標(biāo)的物進(jìn)入油罐卸到所載明的目的地的儲(chǔ)存處所或屯船，或8.1.2船舶抵達(dá)載明的目的地后滿30天，以最先發(fā)生的為準(zhǔn)。8.2如被保險(xiǎn)貨物于最終卸貨港卸下完畢后，而本保險(xiǎn)尚水終止時(shí)，欲再運(yùn)往本保險(xiǎn)單所載明以外的其他目的地時(shí)，除非保險(xiǎn)人立即接獲通知，并另行同意繼續(xù)承保，若不，那本保險(xiǎn)的效力，除仍受前述保險(xiǎn)終止約定的限制，應(yīng)于該貨物開始再運(yùn)往其他目的地時(shí)終止。8.3若保險(xiǎn)人立即接獲通知并于必要時(shí)加收保險(xiǎn)費(fèi)，本保險(xiǎn)對(duì)于非由被保險(xiǎn)人所能控制的遲延、偏航、被迫卸貨、重運(yùn)或轉(zhuǎn)船，以及其他在航程中非由被保險(xiǎn)人所能控制的危險(xiǎn)變更的期間內(nèi)繼續(xù)有效（但仍受上述第8.1及8.2條終止約定，及以下第9條的限制）運(yùn)輸合同終止條款9.在被保險(xiǎn)人無(wú)法控制的情況下，運(yùn)送契約在原訂目的港以外的港口或地點(diǎn)終止，或因其他緣故在貨物未能如前述第8條的約定交貨前，該運(yùn)送已告終止時(shí)，則本保險(xiǎn)亦同時(shí)終止，除非保險(xiǎn)人立即接獲通知并要求繼續(xù)保險(xiǎn)效力，并于必要時(shí)回收保險(xiǎn)費(fèi)，則本保險(xiǎn)仍然有效，并于下述的其一情況下為止。9.1貨物已在該港或該地出售并交付，又如無(wú)其他特別的約定，則以被保險(xiǎn)貨物到達(dá)該港或該地屆滿30天，二者以最先發(fā)生的情況為準(zhǔn)。9.2如貨物在上述30天內(nèi)（或任何協(xié)議處長(zhǎng)的期間內(nèi)）運(yùn)往本保險(xiǎn)所訂的目的地或其他目的地時(shí)，本保險(xiǎn)的效力依上述第8條的約定終止。航程改變條款10.本保險(xiǎn)生效后，如被保險(xiǎn)人變更目的地，應(yīng)立即通知保險(xiǎn)人，使本保險(xiǎn)繼續(xù)有效，但須另行恰定保險(xiǎn)費(fèi)和條件。理賠11.11.1被保險(xiǎn)人在損害發(fā)生時(shí)，須對(duì)被保險(xiǎn)標(biāo)的物具有保險(xiǎn)利益，始能要求保險(xiǎn)賠償。11.2依上述11.1的約定，被保險(xiǎn)人對(duì)保險(xiǎn)期間內(nèi)所發(fā)生被保物的損失，有權(quán)利要求賠償，即使損失發(fā)生于保險(xiǎn)契約簽訂之前，但被保險(xiǎn)人知道損害已經(jīng)發(fā)生而保險(xiǎn)人不知情，則不在此限。轉(zhuǎn)運(yùn)費(fèi)用條款12.由于本保險(xiǎn)所承保危險(xiǎn)的發(fā)生，致使被保險(xiǎn)運(yùn)輸在本保單所載明以外的港口或地點(diǎn)終止時(shí)，被保險(xiǎn)人因卸貨、儲(chǔ)存及轉(zhuǎn)運(yùn)保險(xiǎn)標(biāo)的物至保險(xiǎn)單所載明目的地，其所支出的適當(dāng)而合理的一切額外費(fèi)用，保險(xiǎn)人同意予以補(bǔ)償。本條款不適用于共同海損或救助費(fèi)用，除仍須受上述第4、5、6及7條除外約定的限制外，并且不包括因被保險(xiǎn)人或其受雇人的過失、疏忽、無(wú)力清償或債務(wù)失信所引起的費(fèi)用。推定全損條款13.除非保險(xiǎn)標(biāo)的物的實(shí)際全損顯已無(wú)法避免，或其回復(fù)、整修及運(yùn)還原承保目的地的費(fèi)用，勢(shì)將超過其抵達(dá)后的價(jià)值，被保險(xiǎn)人不得以推定全損請(qǐng)求賠償。增加價(jià)值條款14.14.1若被保險(xiǎn)人對(duì)本保險(xiǎn)的貨物投保增加保險(xiǎn)價(jià)值時(shí)，該貨物的協(xié)議價(jià)值應(yīng)視同承保貨物保險(xiǎn)總價(jià)值與增加保險(xiǎn)價(jià)值之和，而本保險(xiǎn)之責(zé)任則按其保險(xiǎn)金額占上述保險(xiǎn)總金額之比例分擔(dān)。索賠時(shí)被保險(xiǎn)人須向保險(xiǎn)人提出所有其他保險(xiǎn)有在保險(xiǎn)金額的證明。14.2本保險(xiǎn)為增值保險(xiǎn)時(shí)，必須適用下列條款：被保險(xiǎn)人投保同一損害危險(xiǎn)的增值保險(xiǎn)，該貨物的協(xié)議價(jià)值應(yīng)視為原保險(xiǎn)與全部增值保險(xiǎn)二者金額的總和，而本保險(xiǎn)的責(zé)任則按其保險(xiǎn)金額占上述保險(xiǎn)總金額的比例分擔(dān)。索賠時(shí)被保險(xiǎn)人須向保險(xiǎn)提出所有其他保險(xiǎn)有關(guān)保險(xiǎn)金額的證明。理算條款15.根據(jù)本保險(xiǎn)可獲賠償?shù)臐B漏或缺少的索賠，應(yīng)按下述規(guī)定理算：15.1賠償額為，將離開油罐裝船的總的油的容積與運(yùn)送結(jié)束時(shí)卸到油罐中的總的油的容積相比較，所損失的油的容量的那部分保險(xiǎn)價(jià)值，但如果買賣合同是其于重量而非容積，則應(yīng)以重量為基礎(chǔ)確定賠償額。本條款中的“總?cè)莘e”是指不扣除沉積物和水份以及游離水份的總?cè)莘e，除非被保險(xiǎn)人人能證明由于本保險(xiǎn)承保的風(fēng)險(xiǎn)作用的結(jié)果，在被保運(yùn)送過程中，水份已異常增加。15.2在根據(jù)上述第15.1條計(jì)算時(shí)，應(yīng)進(jìn)行調(diào)整，以盡量減少溫度變化引起的容積變化和在確定重量時(shí)由于使用不一致的程序引起的重量的明顯變化。15.3如果本保險(xiǎn)規(guī)定滲漏或缺少的索賠須超過一定的額度，該額度應(yīng)包括重量或容積的通常損失，但不包括溫度變化或扣除水份引起的損失。如果沒有此種規(guī)定，根據(jù)上述15.1及15.2條可得到的賠償額須受前述第4.2條除外的通常損失的限制。保險(xiǎn)的利益16.運(yùn)送人或其他受托人不得妄用本保險(xiǎn)的利益。損失的減輕17.被保險(xiǎn)人及其受雇人及代理人對(duì)保險(xiǎn)的可賠損失，應(yīng)盡下列義務(wù)：17.1應(yīng)采取避免或減輕上述損失的適當(dāng)措施。17.2一切對(duì)抗運(yùn)送人一受托人或其他第三者的權(quán)利應(yīng)予適當(dāng)保留及行使。保險(xiǎn)人同意除本保險(xiǎn)可得的任何損失賠償外，對(duì)于被保險(xiǎn)人為履行上述義務(wù)所作適當(dāng)、合理支出的一切費(fèi)用另予補(bǔ)償。棄權(quán)條款18.被保險(xiǎn)人和保險(xiǎn)人采取的旨在拯救、保護(hù)或恢復(fù)保險(xiǎn)標(biāo)的的措施不得視為放棄或接受委付或在其他方面損害任何一方的權(quán)利。遲延之避免19.被保險(xiǎn)人在其所能控制的一切情況下應(yīng)作合理而迅速的處理，此為本保險(xiǎn)的必要條件。法律及慣例20.本保險(xiǎn)以英國(guó)法律及慣例為依據(jù)。注意：當(dāng)被保險(xiǎn)人知悉本保險(xiǎn)為“暫予投保”的情況發(fā)生時(shí)，應(yīng)立即通知保險(xiǎn)人。而此保險(xiǎn)的權(quán)利，則依據(jù)被保險(xiǎn)人對(duì)上述通知義務(wù)的履行。INSTITUTEBULKOILCLAUSES(FORUSEONLYWITHTHENEWMARINEPOLICYFORM)RISRSCOVERED 1 Thisinsurancecovers,exceptasprovidedinclauses4,5,6and7below, 1.1 lossoforcontaminationofthesubjected-matterinsuredreasonablyattributableto 1.1.1 fireo 1.1.2 1.1.3 collision1.1.4 discharge1.1.5 earthquake 1.2 lossoforcontaminationofthesubjected-matterinsuredcausedby 1.2.1 1.2.2 1.2.3 leakagefromconnectingpipelinesinloadingtranshipment1.2.4 negligence 1.3 contaminationofthesubject-matterinsuredresultingfromstressofweather.2 Thisinsurancecoversgeneralaverageandsalvagecharges,adjustedordeterminedaccordingtothecontractofaffreightmentand/orthegoverninglawandpractice,incurredtoavoidorinconnectionwiththeavoidanceoflossfromanycauseexceptthoseexcludedinClauses4,5,6and7orelsewhereinthisinsurance.Thisinsuranceisextendedtoindemnify,theAssuredagainstsuchProportionofliabilityunderthecontractofaffreightment"BothtoBlameCollision"Clauseasisinrespectofalossrecoverablehereunder.IntheeventofanyclaimbyshipownersunderthesaidClausetheAssuredagreetonotifytheUnderwriterswhoshallhavetheright,attheirowncostandexpense,todefendtheAssuredagainstsuchclaim.EXCLUSIONS4 4.1 lossdamageorexpenseattributabletowilfulmisconductoftheAssured42 ordinaryleakage,ordinarylossinweightorvolume,orordinarywearandtearofthesubject-matterinsured4.3 lossdamageorexpensecausedbyinherentviceornatureofthesubject-matterinsured4.4 lossdamageorexpenseproximatelycausedbydelay,eventhoughthedelaybecausedbyariskinsured against(expectexpensespayableunderClause2above) 4.5 lossdamageorexpensearisingfrominsolvencyorfinancialdefaultoftheownersmanagerscharterersoroperatorsofthevessel 4.6 lossdamageorexpensearisingfromtheuseofanyweaponofwaremployingatatomicornuclearfissionand/orfusionorotherlikereactionorradioactiveforceormatter.UnseaworthinessandUnfitnessExclusionClause55.1 Innocaseshallthisinsurancecoverlossdamageorexpensearisinunseaworthinessofvesselcraft,unfitnessofvesselcraftorconveyanceforthesafecarriageofthesubject-matterinsured,wheretheAssuredortheirservantsareprivytosuchunseaworthinessorunfitness,atthetimethesubject-materTheUnderwriterswaiveanybreachoftheimpliedwarrantiesofseaworthinessoftheshipandfitnessoftheshiptocarrythesubject-matterinsuredtodestination,unlesstheAssuredortheirservantsareprivytosuchunseaworthinessorunfitness.WarExclusionClause6 Iwarcivilwarrevolutionrebellioninsurrection,orcivilstrifearisingtherefrom,oranyhostileactbyoragainstabelligerentpowercaptureseizurearrestrestraintordetainment(piracyexcepted),andtheconsequencesthereoforanyattemptthereat6.3derelictminestorpedoesbombsorotherderelictweaponsofwar.StrikesExclusionClause7 7.1 causedbystrikers,locked-outworkmen,orpersonstakingpartinlabourdisturbances,riotsorcivilcommotionsresultingfromstrikes,lock-outs,labourdisturbances,riotsorcivilcommotionscausedbyanyterroristoranypersonactingfromapoliticalmotive.DURATION8 8.1 Thisinsuranceattachesasthesubject-matterinsuredleavestanksforthepurposeofloadingattheplacenamedhereinforthecommencementofthetransit,continuesduringtheordinarycourseoftransitandterminateseither 8.1.1 8.1.2 Ifafterdischargefromtheoverseavesselintocraftatthefinalportorplaceofdischarge,butpriortotheterminationofthisinsuranceunder8.1above,thesubject-matterinsuredoranypartthereofistobeforwardedtoadestinationotherthanthattowhichitisinsuredhereunder,theinsuranceonthesubject-matterinsuredorsuchpartthereofshallnotextendbeyondthecommencementoftransittosuchotherdestination,unlessotherwiseagreedbytheUnderwritersuponreceiptofpromptnoticefromtheAssured.SubjecttopromptnoticebeinggiventotheUnderwritersandtoanadditionalpremiumifrequiredbythem,thisinsuranceshallremaininforce(untilterminatedunder8.1or8.2aboveandsubjecttothetotheprovisionsofClause9below)duringdelaybeyondthecontroloftheAssured,anydeviation,forceddischarge,reshipmentortranshipmentandduringanyothervariationoftheadventureprovidedsuchothervariationisbeyondthecontroloftheAssured.TerminationofContractofCarriageClause9IfowingtocircumstancesbeyondthecontroloftheAssuredeitherthecontractofcarriageisterminatedataportorplaceotherthanthedestinationnamedthereinorthetransitisterminatedotherwisethanasprovidedinClause8above,thenthisinsuranceshallalsoterminateunlesspromptnoticeisgiventotheUnderwritersandcontinuationofcoverisrequestedwhentheinsuranceshallremaininforce,subjecttoanadditionalpremiumifrequiredbytheUnderwriters,either 9.1untilthegoodswesoldanddeliveredatsuchportorplace,orunlessotherwisespeciallyagreed,untiltheexpiryof30daysafterarrivalofthegoodsherebyinsuredatsuchportorplace,whichevershallfirstoccur,or 9.2 ifthegoodsareforwardedwithinthesaidperiodof30days(oranyagreedextensionthereof)tothedestinationnamedhereinortoanyotherdestination,untilterminatedinaccordancewiththeprovisionsofClause8above. ChangeofVoyageClause10. Where,afterattachmentofthisinsurance,thedestinationischangedbytheAssured,heldcoveredatapremiumandonconditionstobearrangedsubjecttopromptnoticebeinggiventotheUnderwriters.CLAIMS11. 11.1InordertorecoverunderthisinsurancetheAssuredmusthaveaninsurableinterestinthesubject-matterinsuredatthetimeoftheloss. 11.2Subjectto11.1above,theAssuredshallbeentitledtorecoverforinsuredlossoccuringduringtheperiodcoveredbythisinsurance,notwithstandingthatthelossoccurredbeforethecontractofinsurancewasconcluded,unlesstheAssuredwereawareofthelossandtheUnderwriterswerenot.ForwardingChargesClauseWhere,asaresultoftheoperationofariskcoveredbythisinsurance,theinsuredtransitisterminatedatapatorplaceotherthanthattowhichthesubject-matteriscoveredunderthisinsurance,theUnderwriterswillreimbursetheAssuredforanyextrachargesproperlyandreasonablyincurredinunloadingstoringandforwardingthesubject-mattertothedestinationtowhichitisinsuredhereunder.ThisClause12,whichdoesnotapplytogeneralaverageorsalvagecharges,shallbesubjecttotheexclusionscontainedinClause4,5,6and7above,andshallnotincludechargesraisingfromthefaultnegligenceinsolvencyorfinancialdefaultoftheAssuredortheirservants.ConstructiveTotalLossClause13NoclaimforConstructiveTotalLossshallberecoverablehereunderunlessthesubject-matterinsuredisreasonablyabandonedeitheronaccountofitsactualtotallossappearingtobeunavoidableorbecausethecostofrecovering,reconditioningandforwardingthesubject-mattertothedestinationtowhichitisinsuredwouldexceeditsvalueonarrival.IncreasedValueClause1414.1 IfanyIncreasedValueInsuranceiseffectedbytheAssuredonthecargoinsuredhereintheagreedvalueofthecargoshallbedeemedtobeincreasedtothetotalamountinsuredunderthisinsuranceandallIncreasedValueInsurancecoveringtheloss,theliabilityunderthisinsuranceshallbeinsuchproportionasthesuminsuredhereinbearstosuchtotalamountinsured.IntheeventofclaimtheAssuredshallprovidetheUnderwriterswithevidenceoftheamountsinsuredunderallotherinsurances. 14.2WherethisinsuranceisonIncreasedValuethefollowingclauseshallapply:TheagreedvalueofthecargoshallbedeemedtobeequaltothetotalamountinsuredundertheprimaryinsuranceandallIncreasedValueinsurancescoveringthelossandeffectedonthecargobytheAssured,andliabilityunderthisinsuranceshallbeinsuchproportionasthesuminsuredhereinbearstosuchtotalamountinsured.IntheeventofclaimtheAssuredshallprovidetheUnderwriterswithevidenceoftheamountsinsuredunderallotherinsurances.AdjustmentClause15Claimsforleakageandshortagerecoverableunderthisinsurancearetobeadjustedasfollows:15.1Thisamountrecoverableshallbetheproportionateinsuredvalueofthevolumeofoillost，tobeascertainedbyacomparisonofthegrossvolumecertifiedashavinglefttanksforloadingontothevesselwiththegrossvolumecertifiedashavingbeendeliveredtotanksattheterminationofthetransit，exceptthatwherethecontractofsaleisbasedonweightandnotonvolumetheamountrecoverablemaybecalculatedonaweightbasisfromsuchcertifiedquantities.Theterm“grossvolume”inthisClause15.1meanstotalvolumewithoutdeductionofsedimentandwatercontentandfreewater，excepttotheextentthattheamountofwatercanbeshownbytheAssuredtohaveincreasedabnormallyduringtheinsuredtransitasaresultoftheoperationofariskcoveredbytsinsurance.15.2AdjustmentshallbemadetothecalculationunderClause15.1abovetoeliminateanychangeinvolumecausedbyvariationintemperatureandanyapparentchangeinquantityarisingfromtheuseofinconsistentproceduresindeterminingthecertifiedquantities.15.3Wherethisinsuranceprovidesforanexcesstobeappliedtoclaimsforleakageorshortage，suchexcessshallbedeemedtoincludeordinarylossinweightorvolumeexceptwhencausedbyvariationintemperatureorsettlingoutofwater.Wherethereisnosuchprovision，theamountrecoverableinaccordancewithClause15.1and15.2shallbesubjecttoreductionforanyordinaryloss