金融專業(yè)英語蘭容英

演講人：日期：金融專業(yè)英語蘭容英目錄CourseIntroductionandBackgroundFinancialmarketsandinstitutionsFinancialProductsandBusinessInternationalTradeandSettlementFinancialMarketAnalysisandForecasting01CourseIntroductionandBackgroundFocusonfinancialterminology,concepts,andpracticesDeveloplanguageskillsforfinancialcommunicationandtransactionsEmphasisreadingcomprehensionandwritingskillsinthefinancialcontextOverviewofFinancialProfessionalEnglishExpertiseinteachingfinancialEnglishwithyearsofexperiencePublishednumericalarticlesandbooksonfinancialEnglishReceivedmultipleawardsforexcellenceinteachingActivelyinvolvedinresearchanddevelopmentoffinancialEnglishcurriculum01020304IntroductiontoTeacherLanRongyingRequirementsincluderegularattention,activeparticipation,andcompletionofassignmentsFostercriticalthinkingandanalyticalskillsforfinancialdecisionmakingEnhancecommunicationskillsinfinancialsettingsthroughspeakingandwritingMasterbasicfinancialvocabularyandconceptsDevelopabilitytoreadandunderstandfinancialtextsanddocumentsCourseobjectivesandrequirements03Additionalresourcesprovidedbytheteacherthroughthecourse01Recommendedtextbooksinclude"FinancialEnglish"byXYZauthorand"PracticalFinancialEnglish"byABCauthor02Referencematerialsincludearticlesfromfinancialjournals,reports,andwebsitesTextbooksandreferencematerials02FinancialmarketsandinstitutionsWheresecuritiesareissuedandsoldforthefirsttime,helpingcompaniesraisecapitalforexpansionandotherpurposesPrimaryMarketsWherepreviouslyissuedsecuritiesareboughtandsold,improvingliquidityandpricediscoveryforinvestorsSecondaryMarketsShorttermdebitmarketswherefinancialinstitutionslendandborrowfunds,criticalformaintainingcashflowandmanagingrisksMoneyMarketsLongtermdebtandequitymarketswherecompaniesandgovernmentsraisefundsformajorinvestmentsandprojectsCapitalMarketsClassificationandfunctionsoffinancialmarketsPensionFundsManageandinvestfundscontributedbyemployeesandemployeestoprovideretentionbenefitsCommercialBanksProvidearangeofbankingservicestoindividualsandbusinesses,includingdeposits,loans,andinvestmentproductsInvestmentBanksAssistcompaniesinraisingcapital,advisingonmerchantsandacquisitions,andfacilitatingsecuritiestradingInsuranceCompaniesOfferriskmanagementproductssuchaslife,health,andpropertyinsurancetoprotectindividualsandbusinessesfromfinanciallossesTypesandResponsibilitiesofFinancialInstitutions01IndependentagenciesthatoverlapandenforcerulesandregulationsinthefinancialmarketstoprotectinvestorsandensuremarketintegrityRegulatoryBodies02Focusesonthesafetyandsoundnessoffinancialinstitutions,requiringthemtomaintaincapitalandliquidityratiosPrudentialRegulation03Aimstopromotefairandtransparenttradingpractices,preventingmarketmanipulationandinsidertradingMarketConductRegulation04Setbycentralbankstocontrolinflation,stabilizeeconomicgrowth,andpromoteemploymentthroughthemanagementofinterestratesandmoneysupplyMonetaryPolicyFinancialregulatorysystemandpoliciesTheGreatDepressionAsevereglobaleconomicdownturninthe1930scausedbyacombinationoffactorsincludingstockmarketcrashes,bankingfailures,andwidespadunemploymentTheGlobalFinancialCrisisof2008TriggeredbythecollapseoftheUShousingmarketandthesubsequencefailureofmajorfinancialinstitutions,leadingtoaglobalreceptionandsignificantgovernmentinterventionsCasestudy:FinancialmarketriskeventsTheFlashCrashof2010AhiddenandbriefmarketcrashcausedbyacombinationofhighfrequencytradingalgorithmsandmarketliquidityissuesTheCOVID-19MarketCrashof2020AsharpmarketdownturncausedbytheoutbreakoftheCOVID-19pandemicandthesubsequenceeconomicshutdownsaroundtheworldCasestudy:Financialmarketriskevents03FinancialProductsandBusinessDepositsSecure,lowriskfinancialproductsofferedbybanks,includingdemanddeposits,timedeposits,andsavingsdepositsLoansFinancialproductsprovidedbybanksorotherfinancialinstitutionstoborrowers,whorepaytheprincipalandinterestoveraspecifiedperiodSecuritiestradablefinancialinstrumentsrepresentingownershipordebt,suchasstocks,bonds,andmutualfundsDerivativesComplexfinancialinstrumentswhosevalueisderivedfromthevalueofanunderlyingasset,suchasoptions,futures,andswapsTypesandcharacteristicsoffinancialproductsCustomeridentificationandverificationBanksmustestablishrobustcustomerduediligenceprocessestoverifytheidentityoftheircustomersandassesstheirriskprofilesTransactionmonitoringandreportingBanksarerequiredtomonitorcustomertransactionsforsuspiciousactivityandreportanypotentialmoneylaunderingorterrorismfinancingtotherelevantauthoritiesRiskmanagementandinternalcontrolsBanksmustimplementrobustriskmanagementframeworksandinternalcontrolstoinitiatetherisksassociatedwiththeirbusinessactivitiesBankingbusinessprocessesandoperationalstandardsCompliancewithregulationsandlawsBanksmustcomplywithallapplicablelawsandregulations,includingthoserelatedtoantimoneylaundering,antibribery,andanticorruptionBankingbusinessprocessesandoperationalstandardsInvestmentstrategiesFinancialprofessionalsmustdevelopinvestmentstrategiesbasedontheclient'sriskprofile,investmentobjectives,andtimehorizonPortfoliodiversificationDiversifyinginvestmentsacrossdifferentassetclassesandgraphscanhelpreduceoverallportfolioriskRiskmanagementtechniquesFinancialprofessionalsusevariousriskmanagementtechniques,suchashedging,tolimitpotentiallossesandprotectclientassetsInvestmentandWealthManagementStrategiesandRiskManagementWealthplanningandsuccessplanningFinancialprofessionalsadvisoryclientsonwealthaccumulationandpreservationstrategies,includingestimateplanningandsuccessplanningInvestmentandWealthManagementStrategiesandRiskManagementIdentificationofmarketneedsFinancialinstitutionsidentifyamarketneedforinnovativefinancialproductsthatmeetspecificcustomerrequirementsoraddressagapinthemarketProductdevelopmentandtestingThefinancialinstitutiondevelopstheinnovativeproduct,whichmayinvolvecreatingnewfinancialinstrumentsorcombiningexistingonesinnovelwaysTheproductisthentestedwithasmallgroupofcustomerstogatherfeedbackandrefinetheofferingCasestudy:PromotionofInnovativeFinancialProductsMarketingandpromotionOncetheproducthasbeenrefinedandisreadyforlaunch,thefinancialinstitutiondevelopsamarketingstrategytopromoteittoawideraudienceThismayinvolveadvertising,directmarketing,orpartnershipswithotherorganizationsOngoingmonitoringandadaptationAftertheproducthasbeenlaunched,thefinancialinstitutioncontinuestomonitoritsperformanceandgathercustomerfeedbacktoidentifyanyissuesorareasforimprovementTheproductmaybeadaptedovertimetomeetchangingmarketconditionsorcustomerneedsCasestudy:PromotionofInnovativeFinancialProducts04InternationalTradeandSettlementUnderstandingthedefinitionandnatureofinternationaltrade:theexchangeofgoodsandservicesbetweencountriesorregionsFamiliaritywiththemainparticipantsininternationaltrade:importers,exporters,freightforwarders,customsbrokers,etcKnowledgeofthebasicprocessesofinternationaltrade,includingnegotiation,contractsigning,payment,shipment,andcustomsclearanceBasicConceptsandProcessesofInternationalTradeUnderstandingthecommonmethodsoftradesettlement:letterofcredit,collection,openaccount,anddocumentarycreditFamiliaritywiththecharacteristicsandadvantagesanddisadvantagesofeachsettlementmethodAbilitytoselectappropriatesettlementmethodsandtoolsbasedontradeterms,buyerandsellercreditworthiness,andcountryriskTradesettlementmethodsandtoolselection01Knowledgeofthemajorcrossborderpaymentsystems:SWIFT,CHIPS,andFedWire02Understandingtheoperationalmechanismsofthesesystems,includingmessageformats,processingprocedures,andsettlementarrangements03FamiliaritywiththeregulationsandcompliancerequirementsrelatedtocrossborderpaymentsCrossborderpaymentsystemsandtheiroperationalmechanismsAnalysisofcommonrisksincrossbordertrade,suchasfraud,nonpayment,andshippingdelaysDiscussionofriskpreventionmeasures,includingduediligenceontradingpartners,useofsecurepaymentmethods,andinsurancecoverageExaminationofrealworldcasestudiestoillustratetheapplicationofriskpreventionstrategiesinpracticeCasestudy:Riskpreventionincrossbordertrade05FinancialMarketAnalysisandForecastingTheimpactofmacroeconomicindicatorsonfinancialmarketsGlobaleconomicandpoliticaldevelopmentscanleadtovolatilityinfin