英文版企業(yè)借款合同范本

英文版企業(yè)借款合同范本合同編號：__________BORROWINGAGREEMENTRECITALS:WHEREAS,theBorrowerrequiresfundsforitsoperationaland/orcapitalrequirements(the“Purpose”);WHEREAS,theLenderiswillingtoprovidealoantotheBorroweronthetermsandconditionssetforthherein;NOW,THEREFORE,inconsiderationofthemutualcovenantsandagreementscontainedherein,thepartiesheretoagreeasfollows:1.LOANAMOUNTANDTERM1.1LoanAmount.TheLenderagreestolendtotheBorroweraprincipalamountof_____________(“LoanAmount”).2.REPAYMENT2.2MaturityDate.Theentireoutstandingprincipalamount,togetherwithallaccruedandunpaidinterest,shallbedueandpayableonthematuritydate,whichis_____________(the“MaturityDate”).3.USEOFFUNDSTheBorrowershallusetheproceedsoftheLoanAmountsolelyforthePurposeandnotforanyotherpurposewithoutthepriorwrittenconsentoftheLender.4.INTEREST4.1InterestRate.TheannualinterestratefortheLoanAmountshallbe_____________,subjecttoanychangesasagreedthepartiesinwriting.5.SECURITY5.1SecurityInterest.TheBorrowerheregrantstotheLenderafirstprioritylienandsecurityinterestinandtoalloftheBorrower’sright,,andinterestinandtoitspresentandfutureassetsandproperties,tangibleandintangible,assecurityforthepromptpaymentoftheLoanAmountandtheperformanceoftheBorrower’sobligationsunderthisAgreement(the“SecurityInterest”).5.2Collateral.TheSecurityInterestshallsecurethepromptpaymentoftheLoanAmountandallotherobligationsoftheBorrowerunderthisAgreement.6.REPRESENTATIONSANDWARRANTIES6.1DueAuthorization.Eachofthepartiesheretorepresentsandwarrantsthatithasallnecessarycorporateorsimilarauthority,power,andlegalcapacitytoenterintothisAgreementandtoperformitsobligationshereunder.7.DEFAULTANDCONSEQUENCESOFDEFAULT7.1Default.TheBorrowershallbeindefaultifitfailstomakeanypaymentrequiredunderthisAgreementwhendue,orifitbreachesanyothercovenantoragreementcontainedherein.7.2ConsequencesofDefault.Intheeventofdefault,theLendershallhavetherighttodeclaretheentireoutstandingprincipalamount,togetherwithallaccruedandunpaidinterest,dueandpayableimmediately.TheLendermayalsoexerciseanyotherrightsandremediesavailabletoitunderapplicablelaworthisAgreement.8.INDEMNIFICATIONTheBorroweragreestoindemnifyandholdtheLenderharmlessfromandagainstanyandallclaims,demands,actions,suits,proceedings,losses,damages,liabilities,costs,andexpenses(includingreasonableattorneys’fees)arisingoutoforinconnectionwiththisAgreementorthetransactionscontemplatedhere.9.GOVERNINGLAWANDDISPUTERESOLUTION9.1GoverningLaw.ThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof__________________.9.2DisputeResolution.AnydisputesarisingoutoforinconnectionwiththisAgreementshallberesolvedarbitrationinaccordancewiththerulesofthe__________________.一、附件列表：1.borrower的營業(yè)執(zhí)照副本2.borrower的財務報表3.borrower的信用報告4.lender的授權書5.貸款用途證明文件6.抵押物的所有權證明7.借款合同的簽字副本二、違約行為及認定：1.借款方未能按時還款或未能全額還款2.借款方未能按照約定的用途使用貸款3.借款方提供了虛假或誤導性的信息4.借款方未能履行合同中約定的其他義務5.貸款方未能按照約定的時間提供貸款6.貸款方未能履行合同中約定的其他義務三、法律名詞及解釋：1.借款方：指根據(jù)合同約定，從貸款方那里獲得貸款的企業(yè)或個人。2.貸款方：指根據(jù)合同約定，向借款方提供貸款的企業(yè)或個人。3.貸款金額：指合同中約定的借款方可以從貸款方那里獲得的資金總額。4.還款期限：指合同中約定的借款方需要償還貸款的時間期限。5.利息：指借款方因為使用貸款而需要支付給貸款方的費用。6.違約：指借款方或貸款方未能履行合同中約定的義務。四、執(zhí)行中遇到的問題及解決辦法：1.遇到借款方未能按時還款的情況，貸款方可以與借款方協(xié)商，要求其在規(guī)定的時間內償還欠款。如果協(xié)商無果，貸款方可以通過法律途徑追究借款方的違約責任。2.遇到借款方未能按照約定的用途使用貸款的情況，貸款方可以與借款方協(xié)商，要求其改正錯誤。如果協(xié)商無果，貸款方可以通過法律途徑追究借款方的違約責任。3.遇到借款方提供虛假或誤導性信息的情