2024年拉丁美洲科技報告

OPENINGOPENINGLETTEROPENINGOPENINGLETTERGofromzerotooneyun1osstoriinowportsRppiGympassTFacilyGympassoliststoneyraiSOURCES15,98015,00010,0005,0005,0227,8974,2364,1862,74320192020202115,98015,00010,0005,0005,0227,8974,2364,1862,74320192020202120222023Q1-Q32024BRAZIBRAZIL3,113MEXICOCOLOMBIACHILEARGENTINAPERU2,5002,000-1,7831,5001,2021000202236223737537411443COUNTRYCOUNTRY-58%BRAZILMEXICO-58%BRAZILMEXICO23%33%44%COCOLOMBIA15%15%CHILE138%ARGENTICHILE138%ARGENTINA1,060%4%3%-100%PERU-100%PERUTOTALTOTALITITHASGOTTENWORSE:10.3%ITHASSTAYEDTHESAME:48.3%ITHASGOTTENBETTER:41.4%ITWILLGETWORSE:3.4%1TWILLSTAYTHESAME:27.6%ITWILLGETBETTER:69%20%40%60%80%100%15.2%2.2%20%40%60%80%100%TheFutureofFintechNORTHNORTHAMERICAEUROPEASIA-PACIFICLATINAMERICAAFRICAMIDDLEEAST48%11%34%5%2%1%20%40%60%80%100%4%2%41%30%14%40%80%20%SOURCESSOURCESto20+fintechunicorns化creditas化creditasstoneSOURCESbe9be9d.localBANXKcltoMagieenaganecfintows回paytrinioTyun1oBANKINGnneeoorr圖WOOBANKINGnneeoorr圖WOOrneGbelvINSURANCEbelvINSURANCE3,3661,6901,5661,04773652640258381,9766,000TOTALBANKSB2CLENDINGB2BLENDINGPAYMENTSSOFTWARE5,0004,0003,0002,0001,000688654184229250145833,3661,6901,5661,04773652640258381,9766,000TOTALBANKSB2CLENDINGB2BLENDINGPAYMENTSSOFTWARE5,0004,0003,0002,0001,0006886541842292501458380841,5541,45226715220192020202120222023Q1-Q32024FINFINTECH:THETRENDSSOURCES42%46%36%57%20%40%60%80%100%FINFINTECH:THETRENDSEmbeddedfinanceturnsnon-fintechsintofintechsSOURCESFINFINTECH:THETRENDS92%82%33%32%25%23%20%20%40%60%80%100%SOURCESFINFINTECH:THETRENDSSOURCESFINFINTECH:THETRENDSSOURCESciprianoEchavarria,LuizRamalho,andMarioAugustos?ininterviewsforLatitud.FINFINTECH:THETRENDSSOURCESFINTECH:THETRENDSCASHVOLUME46%46%DIGITALVOLUME52%55%57%63%72%76%79%80%82%83%48%45%43%51%54%37%34%17%20%18%24%21%28%20222023F2024F2025F2026FSOURCESaserearMareh2Q2;sergiosaraviaininterviewforLatitud.FINFINTECH:THETRENDSSOURCESFINTECH:THEOPPORTUNITIES250OTHERREGIONSRISINGMARKETSSOURCES 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