2025屆高三上學(xué)期英語一輪復(fù)習(xí)專項：01011ChinaDaily-私人養(yǎng)老金計劃將助力資本市場-時文閱讀語法填空專項練習(xí)（含答案）

Privatepensionplantoboostcapitalmarkets私人養(yǎng)老金計劃將助力資本市場Theimplementationofaprivatepensionprogramnationwidewillplayanimportant(1)______(role)asadriverfortheincreasedmaturityofChinesecapitalmarkets.However,thereisstill(2)______(room)forittoattractmoreuserswhoarewillingtoopenaccountsandinvest,expertssaid.Accordingtoanoticejointly(3)______(release)byfivecentralgovernmentdepartmentssuchastheMinistryofHumanResourcesandSocialSecurity,theMinistryofFinanceandtheStateTaxationAdministration,theprivatepensionprogramstartedtobefullyimplementedacrossthecountryfromDec15.Undertheplan,allChineseemployees(4)______(cover)bythecountry'sbasicpensioninsurancesystem—alsoknownasthefirstpillar—canvoluntarilyopenprivatepensionaccountsatdesignatedcommercialbanks.DatafromtheMinistryofHumanResourcesandSocialSecurity(5)______(suggest)thatmorethan1billionChinesemightbeeligiblefortheprogram.It'sagoodopportunityforpeopletoplanfortheirfuture.Theycanchooseto(6)______(invest)indifferentwaysaccordingtotheirownneeds.Theprivatepensionprogramisalsobeneficialtothestabilityofthecapitalmarkets.Itcanbringmore(7)______(capital)intothemarkets.Moreover,withmorepeoplejoiningin,theprogramwilldevelopbetter.Anditwillhaveapositiveimpactonthewholeeconomic(8)______(system).Weshouldencouragemorepeopletounderstandandmakeuseofthisprogram.Inthisway,itcanhelptoimprovepeople'slivingstandardsandmakeoursocietymore(9)______(stable).Hopefully,inthefuture,theprogramwillbeimprovedcontinuouslyto(10)______(meet)thechangingneedsofthepublic.答案：role（考查固定搭配，“playanimportantroleas...”表示“作為……起著重要作用”，所以填role，考查固定搭配知識點）room（考查名詞，“room”在這里表示“空間，余地”，是不可數(shù)名詞，根據(jù)語境用原形，所以填room，考查名詞知識點）released（考查非謂語動詞，“released”是過去分詞作后置定語，修飾“notice”，表被動，所以填released，考查非謂語動詞知識點）covered（考查非謂語動詞，“covered”是過去分詞作后置定語，修飾“employees”，表被動，所以填covered，考查非謂語動詞知識點）suggest（考查動詞時態(tài)，此處描述客觀事實，用一般現(xiàn)在時，主語是“Data”，謂語動詞用原形，所以填suggest，考查時態(tài)知識點）invest（考查動詞形式，根據(jù)“chooseto”后接動詞原形，所以填invest，考查動詞形式知識點）capital（考查名詞，“capital”表示“資金”，此處用原形，所以填capital，考查名詞知識點）system（考查名詞，“economicsystem”表示“經(jīng)濟體系”，用原形，所以填system，考查名詞知識點）stable（考查詞性轉(zhuǎn)換，此處作賓語補足語要用形容詞，“makesth.+adj.”表示“使某物……”，所以填stable，考查詞性轉(zhuǎn)換知識點）meet（考查動詞形式，根據(jù)“to”后接動詞原形，所以填meet，考查動詞形式知識點）Individualsareallowedtodepositamaximumof12,000yuan($1,645)everyyear(1)______theirprivatepensionaccounts.Thedepositcanbefinishedeitheronamonthlyoryearly(2)______(base).DongKeyong,aprofessorattheSchoolofPublicAdministrationandPolicyofRenminUniversityofChina,said,"Thenationwideimplementationcanbeseenasthe(3)______(erect)ofathirdpillarinChina'spensionsystemintherealsense.It'sanimportantstepforwardinbuildingamultilayeredpensionsysteminourcountry."InNovember2022,theprivatepensionprogramexperiment(4)______(start)in36majorcitiesincludingBeijing,Shanghai,GuangzhouinGuangdongprovince,andXi'aninShaanxiprovince.AccordingtodatafromtheMinistryofHumanResourcesandSocialSecurity,72.79millionChinesehadopenedtheirprivatepensionaccountsbytheendofNovember.JinWeigang,deputydirectoroftheChinaAssociationofSocialSecurity,saidthatamajor(5)______(achieve)oftheprivatepensionpilotprogramoverthepasttwoyearswastoeducatepeopleabouttheaccount'sfunctionasfinancialpreparationforoldage.What'smoreimportant,theprogramwillgreatly(6)______(aid)inmakingtheChinesecapitalmarketmoremature,asindustryexpertssaid.Basedoninternationalexperiences,pensions,aslong-termcapital,actasthecornerstoneofastableand(7)______(soundly)stockmarket,accordingtoWanLi,afinancialindustryanalystatBOCOMInternational.Asmorepeopleopenaccountsanddepositmoney,privatepensionsarelikelytobecomeanimportantincrementalcapitalinflowintotheA-sharemarket.Suchcapitalusually(8)______(focus)onlong-terminvestments,whichis(9)______(benefit)tothesustainabledevelopmentoftheChinesestockmarket.Weshouldencouragemorepeopletotakepartinthisprogramsothatitcanplayabetterroleandmakeourpensionsystemmore(10)______(complete).答案：into（考查介詞，“o...”表示“把……存入……”，是固定搭配，所以填into，考查固定搭配知識點）basis（考查詞性轉(zhuǎn)換，“ona...basis”表示“以……為基礎(chǔ)，按照……”，此處用名詞形式，所以填basis，考查詞性轉(zhuǎn)換知識點）erection（考查詞性轉(zhuǎn)換，根據(jù)前面的定冠詞“the”和后面的“of”可知此處用名詞形式，所以填erection，考查詞性轉(zhuǎn)換知識點）started（考查動詞時態(tài)，根據(jù)“InNovember2022”可知描述過去的事情，用一般過去時，所以填started，考查時態(tài)知識點）achievement（考查詞性轉(zhuǎn)換，根據(jù)前面的不定冠詞“a”和形容詞“major”可知此處用名詞單數(shù)形式，所以填achievement，考查詞性轉(zhuǎn)換知識點）aid（考查動詞形式，根據(jù)“will”后接動詞原形，所以填aid，考查動詞形式知識點）sound（考查詞性轉(zhuǎn)換，此處和“stable”并列，修飾名詞“stockmarket”要用形容詞，所以填sound，考查詞性轉(zhuǎn)換知識點）focuses（考查動詞時態(tài)，此處描述客觀事實，主語是“Suchcapital”，為單數(shù)，謂語動詞用第三人稱單數(shù)形式，所以填focuses，考查時態(tài)知識點）beneficial（考查詞性轉(zhuǎn)換，“bebeneficialto...”表示“對……有益”，此處用形容詞形式，所以填beneficial，考查詞性轉(zhuǎn)換知識點）complete（考查詞性轉(zhuǎn)換，此處作賓語補足語要用形容詞，“makesth.+adj.”表示“使某物……”，所以填complete，考查詞性轉(zhuǎn)換知識點）ThevalueofChina'sprivatepensionmarketisexpectedtoriseto12trillionyuanby2035.ExpertsfromCITICSecuritiessaidthisincreasewill(1)______(significant)boostcapitalmarketvitality.ZhengZhengthoughtthefullimplementationoftheprogramisa"milestone"asitcanstimulatemorefinancialproduct(2)______(innovate).Theinvestablescopeunderprivatepensionaccountshasbeenexpanded,whichis"amajorhighlight",saidYanZhipeng.Morefinancialproductsliketreasurybondsanddesignatedpensiondepositshavebeen(3)______(include).Yanalsomentionedthebondladderstrategy.Itcan(4)______(reduce)risksbyspreadinginvestmentsacrossdifferentbonds.Indexfundshavebeenaddedasaninvestableproduct.DongfromRenminUniversityofChinasaidtheycanhelpindividualinvestors(5)______(alleviate)risks.However,therearesomeproblems.Onlyabout22percentofpeoplewhoopenedaccountshadactuallydepositedmoneybyMarch2023,showingmanyaccountswere(6)______(idle).Thelongermaturitycycleofprivatepensionsbringsaliquidityissue.YuFenghuisuggestedmorewithdrawal(7)______(method)todealwithit.Also,thechoiceofpensionproductsislimitedasanindividualcanonlychooseonebanktoopenanaccount.Andchoosingtherightproductfromalargenumberisnot(8)______(easy).Tosolvethese,financialinstitutionsareencouragedtoprovideinvestmentconsultationservicesbasedonclients'risk(9)______(appetite).Moreover,effortsshouldbemadetobuildaunifiedplatformandexpl