2025版外貿(mào)貨物保險合同范本英文版3篇

20XX專業(yè)合同封面COUNTRACTCOVER20XX專業(yè)合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME2024版外貿(mào)貨物保險合同范本英文版本合同目錄一覽1.ContractOverview1.1ContractDefinition1.2ContractPurpose1.3ContractDuration2.PartiesInvolved2.1InsuredParty2.2Insurer2.3Beneficiary3.CoverageDetails3.1ScopeofCoverage3.2PerilsCovered3.3Exclusions4.PremiumandPaymentTerms4.1PremiumCalculation4.2PaymentSchedule4.3LatePaymentPenalties5.ClaimsProcess5.1NotificationofClaim5.2ClaimDocumentation5.3ClaimPayment6.InsuranceLimitsandDeductibles6.1LimitsofInsurance6.2DeductibleAmount7.TerminationandCancellation7.1TerminationConditions7.2CancellationPolicy8.GoverningLawandJurisdiction8.1ApplicableLaw8.2DisputeResolution9.AmendmentsandModifications9.1ProcedureforAmendments9.2AcceptanceofAmendments10.Confidentiality10.1ConfidentialInformation10.2DisclosureRestrictions11.ForceMajeure11.1DefinitionofForceMajeure11.2ImpactonContractPerformance12.AssignmentandTransfer12.1AssignmentofRights12.2TransferofObligations13.MiscellaneousProvisions13.1EntireAgreement13.2WaiverofBreach13.3Severability14.Signatures14.1InsuredPartySignature14.2InsurerSignature第一部分：合同如下：1.ContractOverview1.1ContractDefinitionThisContract(hereinafterreferredtoas"theContract")isanagreemententeredintobetweentheInsuredParty(hereinafterreferredtoas"theInsured")andtheInsurer(hereinafterreferredtoas"theInsurer"),forthepurposeofprovidinginsurancecoverageforthegoodsbeingexported.1.2ContractPurposeThepurposeofthisContractistoensurethattheInsured'sinterestsareprotectedagainstrisksassociatedwiththetransportationandhandlingoftheinsuredgoodsduringtheexportprocess.1.3ContractDurationTheContractshallbeeffectivefromthedateofissuanceandshallremaininforceforaperiodofoneyearunlessterminatedorrenewedinaccordancewiththeprovisionsofthisContract.2.PartiesInvolved2.1InsuredPartyTheInsuredPartyis[Insured'sName],a[Insured'sDescription],withregisteredaddressat[Insured'sAddress].2.2InsurerTheInsureris[Insurer'sName],a[Insurer'sDescription],withregisteredaddressat[Insurer'sAddress].2.3BeneficiaryTheBeneficiaryis[Beneficiary'sName],a[Beneficiary'sDescription],withregisteredaddressat[Beneficiary'sAddress].3.CoverageDetails3.1ScopeofCoverageTheinsurancecoverageprovidedunderthisContractshallapplytoallrisksoflossordamagetotheinsuredgoodsduringtheirtransportationanymeansfromthepointofshipmenttothefinaldestination.3.2PerilsCoveredTheinsuranceshallcoverthefollowingperils:theft,pilferage,nondelivery,shortdelivery,damagesea,air,orlandtransportation,andwarrisks.3.3ExclusionsTheinsuranceshallnotcoverthefollowing:inherentvice,wearandtear,oranyotherrisknotspecificallymentionedinthepolicy.4.PremiumandPaymentTerms4.1PremiumCalculationThepremiumfortheinsuranceshallbecalculatedbasedontheagreedvalueoftheinsuredgoodsandtheapplicableinsurancerateaspertheInsurer'stariff.4.2PaymentScheduleThepremiumshallbepaidinfullupontheissuanceofthepolicy.Subsequentpayments,ifany,shallbemadeinaccordancewiththepaymentscheduleagreeduponbothparties.4.3LatePaymentPenaltiesIntheeventoflatepayment,theInsuredshallbesubjecttoapenaltyof[percentage]%oftheunpaidpremiumforeachmonthofdelay.5.ClaimsProcess5.1NotificationofClaimUponoccurrenceofaclaim,theInsuredshallimmediatelynotifytheInsurerinwriting,providingallnecessarydetailsanddocumentation.5.2ClaimDocumentationTheInsuredshallprovideallnecessarydocumentationtosupporttheclaim,includingbutnotlimitedto:invoice,billoflading,packinglist,andproofofloss.5.3ClaimPayment6.InsuranceLimitsandDeductibles6.1LimitsofInsuranceTheinsuranceshallhaveamaximumlimitof[amount]foreachclaimand[amount]intotalforthedurationoftheContract.6.2DeductibleAmountAdeductibleamountof[amount]shallapplytoeachclaim,subjecttothelimitsofinsurance.8.GoverningLawandJurisdiction8.1ApplicableLawThisContractshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction'sName].8.2DisputeResolution9.AmendmentsandModifications9.1ProcedureforAmendmentsAnyamendmentormodificationtothisContractshallbeinwritingandshallbeexecutedbothparties.SuchamendmentormodificationshallbedeemedtobepartofthisContractuponacceptancebothparties.9.2AcceptanceofAmendmentsAcceptanceofanyamendmentormodificationtothisContractshallbeevidencedthesignaturesoftherespectivepartiesontheamendmentormodificationdocument.10.Confidentiality10.1ConfidentialInformation"ConfidentialInformation"meansanyinformationdisclosedonepartytotheotherthatismarkedasconfidentialorthatwouldreasonablybeexpectedtobeconfidentialgiventhenatureoftheinformationandthecircumstancesofdisclosure.10.2DisclosureRestrictionsThepartiesagreetoholdallConfidentialInformationinstrictconfidenceandnottodiscloseittoanythirdpartywithoutthepriorwrittenconsentofthedisclosingparty,exceptasrequiredlaworcourtorder.11.ForceMajeure11.1DefinitionofForceMajeure"ForceMajeure"shallmeananyeventorcircumstancebeyondthereasonablecontroloftheparties,includingbutnotlimitedtoactsofGod,naturaldisasters,war,strikes,labordisputes,andgovernmentactions.11.2ImpactonContractPerformanceIntheeventofForceMajeure,theaffectedpartyshallbeexcusedfromperformanceunderthisContractforthedurationoftheForceMajeureevent.ThenonaffectedpartyshallnotbeendtoclaimdamagesorpenaltiesagainsttheaffectedpartyforanyfailuretoperformduetoForceMajeure.12.AssignmentandTransfer12.1AssignmentofRightsTheInsuredmaynotassignitsrightsorobligationsunderthisContractwithoutthepriorwrittenconsentoftheInsurer.12.2TransferofObligationsTheInsurermaynottransferitsobligationsunderthisContractwithoutthepriorwrittenconsentoftheInsured.13.MiscellaneousProvisions13.1EntireAgreementThisContractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreements,understandings,ornegotiations,whetherwrittenororal.13.2WaiverofBreachThefailureofeitherpartytoenforceanyprovisionofthisContractshallnotbedeemedawaiverofsuchprovisionnoroftherightofeitherpartythereaftertoenforceeachandeveryprovisionofthisContract.13.3SeverabilityIfanyprovisionofthisContractisheldtobeinvalid,illegal,orunenforceable,theremainingprovisionsshallremaininfullforceandeffect.14.Signatures14.1InsuredPartySignatureThisContractshallbeexecutedtheInsuredPartysigningthefollowingpage.14.2InsurerSignatureThisContractshallbeexecutedtheInsurersigningthefollowingpage.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthisContract,a"ThirdParty"referstoanyentityorindividual,otherthantheInsuredandtheInsurer,thatisengagedinactivitiesrelatedtotheinsurancetransaction,includingbutnotlimitedtobrokers,consultants,carriers,andotherintermediaries.15.2RoleofThirdPartyTheThirdPartymaybeinvolvedintheinsurancetransactiontoprovideservicessuchasriskassessment,policyissuance,claimshandling,oranyotherservicesdeemednecessarytheInsuredortheInsurer.15.3ApprovalofThirdPartyAnyThirdPartyinvolvedintheinsurancetransactionmustbeapprovedinwritingboththeInsuredandtheInsurer.TheapprovalshallincludethescopeofservicestobeprovidedtheThirdPartyandanyspecifictermsandconditionsapplicabletotherelationship.16.AdditionalTermsandConditionsforInvolvementofThirdParty16.1NotificationRequirementUpontheinvolvementofaThirdParty,theInsuredandtheInsurershallnotifyeachotherinwriting,providingthedetailsoftheThirdParty,thenatureoftheservicestobeprovided,andanyrelevanttermsoftheagreementwiththeThirdParty.16.2ThirdParty'sObligations16.3ThirdParty'sResponsibilityLimitation16.3.1LimitationofLiabilityTheliabilityoftheThirdPartyunderthisContractshallbelimitedtothescopeofservicesagreeduponandthefeespaidtotheThirdParty.TheInsuredandtheInsurershallnotholdtheThirdPartyliableforanylossordamagethatexceedstheagreedscopeofservices.16.3.2IndemnificationTheInsuredandtheInsureragreetoindemnifytheThirdPartyagainstanyclaims,damages,orlossesarisingfromtheperformanceofservicesunderthisContract,totheextentsuchclaims,damages,orlossesarenotwithinthescopeoftheThirdParty'sliabilitylimitation.17.ThirdParty'sRelationshipwithOtherParties17.1CommunicationandCoordination17.2ThirdParty'sAccesstoInformationTheThirdPartyshallbegrantedaccesstosuchinformationasisnecessaryfortheperformanceofitsservices,butshallbeboundconfidentialityobligationstoprotecttheprivacyandconfidentialityoftheInsuredandtheInsurer.17.3ThirdParty'sIndependenceTheThirdPartyshallactindependentlyandshallnotbeinfluencedanyconflictofinterestthatcouldimpairitsabilitytoprovideservicesinthebestinterestoftheInsuredandtheInsurer.18.ModificationofContractforThirdPartyInvolvement18.1ContractualAmendmentsIntheeventofThirdPartyinvolvement,theInsuredandtheInsurermayagreetomodifythisContractadding,amending,ordeletingprovisionstoreflectthespecifictermsandconditionsoftherelationshipwiththeThirdParty.18.2AcceptanceofModifications19.TerminationofThirdPartyInvolvement19.1TerminationConditionsTheinvolvementofaThirdPartymaybeterminatedeithertheInsured,theInsurer,ortheThirdPartyitselfundercertainconditions,suchasbreachofcontract,insolvency,orwithdrawalofconsent.19.2TerminationNoticeUponterminationoftheinvolvementofaThirdParty,thepartiesshallprovidewrittennoticetoeachotherandtotheThirdParty,specifyingtheeffectivedateofterminationandanynecessarytransitionalarrangements.第三部分：其他補充性說明和解釋說明一：附件列表：1.PolicyCertificate詳細要求：包含保險合同的基本信息，如保險金額、保險期間、保險責(zé)任等。說明：這是保險合同的正式證明文件，應(yīng)由保險公司出具。2.RiskAssessmentReport詳細要求：由第三方風(fēng)險評估機構(gòu)提供的風(fēng)險評估報告，包括風(fēng)險評估結(jié)果和建議。說明：用于幫助保險公司評估和確定保險費率。3.BillofLading詳細要求：貨物運輸?shù)恼綉{證，記錄貨物的名稱、數(shù)量、起運地、目的地等。說明：作為保險索賠的重要依據(jù)。4.PackingList詳細要求：詳細列出貨物名稱、數(shù)量、規(guī)格、凈重、毛重等。說明：用于證明貨物價值和數(shù)量。5.Invoice詳細要求：銷售貨物的正式發(fā)票，包括貨物名稱、數(shù)量、單價、總價等。說明：用于證明貨物價值和交易金額。6.ClaimsDocumentation詳細要求：包括損失報告、事故調(diào)查報告、損失照片等。說明：在發(fā)生保險事故時，用于證明損失情況和索賠依據(jù)。7.PoliceReport詳細要求：在發(fā)生盜竊、搶劫等犯罪行為時，由警方出具的報案證明。說明：作為保險索賠的重要證據(jù)。8.CertificateofOrigin詳細要求：證明貨物原產(chǎn)地，用于某些特定保險產(chǎn)品的申請。說明：作為保險合同的一部分，可能需要提供。9.InsuranceEndorsements詳細要求：對保險合同的額外條款或條件的修改。說明：由保險公司出具，可能包括增加或減少保險責(zé)任。10.ConsenttoAssignment詳細要求：授權(quán)第三方代表甲方或乙方處理保險事宜的文件。說明：在甲方或乙方同意的情況下，由第三方代表進行操作。說明二：違約行為及責(zé)任認定：1.Insured'sFailuretoPayPremium違約行為：未按時支付保險費。責(zé)任認定：保險合同失效，保險公司不承擔(dān)保險責(zé)任。示例：甲方未在規(guī)定時間內(nèi)支付保險費，導(dǎo)致保險合同失效。2.Insurer'sFailuretoIssuePolicy違約行為：未在約定時間內(nèi)出具保險單。責(zé)任認定：保險公司應(yīng)承擔(dān)違約責(zé)任，賠償甲方因此遭受的損失。示例：保險公司未在規(guī)定時間內(nèi)出具保險單，導(dǎo)致甲方未能及時獲得保險保障。3.ThirdParty'sMisconduct違約行為：第三方在提供服務(wù)過程中出現(xiàn)重大失誤或違法行為。責(zé)任認定：第三方應(yīng)承擔(dān)違約責(zé)任，賠償甲方或乙方因此遭受的損失。示例：第三方在處理索賠過程中泄露甲方商業(yè)機密，造成甲方損失。4.FailuretoNotifyofChangeinRisk違約行為：保險期間內(nèi)，甲方未及時通知保險公司風(fēng)險變化。責(zé)任認定：保險公司有權(quán)拒絕承擔(dān)因未通知風(fēng)險變化而發(fā)生的損失。示例：甲方在運輸途中發(fā)現(xiàn)貨物存在安全隱患，但未及時通知保險公司。5.FailuretoProperlyHandleClaims違約行為：保險公司或第三方在處理索賠過程中出現(xiàn)延誤或錯誤。責(zé)任認定：違約方應(yīng)承擔(dān)違約責(zé)任，賠償受損方損失。示例：保險公司處理索賠過程中出現(xiàn)延誤，導(dǎo)致甲方遭受額外損失。全文完。2024版外貿(mào)貨物保險合同范本英文版1本合同目錄一覽1.ContractOverview1.1.ContractDuration1.2.ContractParties1.3.ScopeofCoverage2.DefinitionsandInterpretations2.1.TermsandConditions2.2.InsuranceDefinitions2.3.Interpretations3.InsuranceCoverage3.1.GeneralInsuranceConditions3.2.SpecificInsuranceConditions3.3.ExclusionsandLimitations4.PremiumandPayment4.1.PremiumCalculation4.2.PaymentTerms4.3.LatePaymentCharges5.ClaimProcedures5.1.NotificationofClaim5.2.ClaimDocumentation5.3.AdjustmentandPayment6.ExpiryandTermination6.1.ExpiryDate6.2.TerminationConditions6.3.NoticeofTermination7.LegalandDisputeResolution7.1.GoverningLaw7.2.DisputeResolutionMechanism7.3.Arbitration8.AdditionalProvisions8.1.AmendmentsandModifications8.2.Confidentiality8.3.ForceMajeure9.Miscellaneous9.1.EntireAgreement9.2.AssignmentandTransfer9.3.Severability10.InsuranceCertificateandPolicy10.1.InsuranceCertificate10.2.PolicyDetails10.3.CertificateofInsurance11.AmendmentsandAttachments11.1.AmendmentstoPolicy11.2.AttachmentstoPolicy11.3.EffectiveDate12.CancellationandNonRenewal12.1.CancellationRights12.2.NonRenewalConditions12.3.NoticeofCancellation13.InsuranceAdjustments13.1.AdjustmentstoCoverage13.2.ChangesinInsuranceConditions13.3.NotificationofAdjustments14.ContactInformation14.1.InsurerContactDetails14.2.PolicyholderContactDetails14.3.ClaimsContactDetails第一部分：合同如下：1.ContractOverview1.1.ContractDuration1.1.1.Thiscontractshallbeeffectivefrom[DateofCommencement]to[DateofExpiry].1.2.ContractParties1.2.1.Theinsurer,hereinreferredtoas"Insurer,"is[Insurer'sName].1.2.2.Thepolicyholder,hereinreferredtoas"Policyholder,"is[Policyholder'sName].1.3.ScopeofCoverage1.3.1.Thiscontractprovidesinsurancecoveragefor[Specifythegoodscovered]beingtransportedinternationally.1.3.2.ThecoverageshallapplytoallrisksaspertheInstituteCargoClauses(ICC)andtheInstituteWarClauses(IWC).2.DefinitionsandInterpretations2.1.TermsandConditions2.1.1.Thetermsandconditionsmentionedinthiscontractshallbedeemedtobefullyunderstoodandacceptedbothparties.2.2.InsuranceDefinitions2.2.1."Insurance"shallmeantheinsuranceprovidedtheInsurerunderthiscontract.2.2.2."Loss"shallmeananylossordamagetotheinsuredgoodsasdefinedinthepolicy.2.3.Interpretations2.3.1.Allinterpretationsofthiscontractshallbemadeinaccordancewiththelawsof[Jurisdiction].3.InsuranceCoverage3.1.GeneralInsuranceConditions3.1.1.TheinsurancecoverageshallbeasperthegeneralconditionsoftheInstituteCargoClauses(ICC).3.2.SpecificInsuranceConditions3.2.1.ThespecificconditionsforcoveragearedetailedintheattachedScheduleA.3.3.ExclusionsandLimitations3.3.1.Thepolicyexcludescoverageforlossesduetowar,strikes,andpoliticaldisturbancesaspertheInstituteWarClauses(IWC).3.3.2.Thepolicyhasalimitof[Amount]foreachlossordamageevent.4.PremiumandPayment4.1.PremiumCalculation4.1.1.Thepremiumshallbecalculatedbasedonthevalueoftheinsuredgoodsandtheapplicableratesaspertheinsurer'sschedule.4.2.PaymentTerms4.2.1.ThePolicyholdershallpaythepremiumwithin[NumberofDays]fromthedateofissuanceofthepolicy.4.3.LatePaymentCharges4.3.1.Incaseoflatepayment,thePolicyholdershallbeliabletopayalatepaymentchargeof[Percentage]ofthetotalpremium.5.ClaimProcedures5.1.NotificationofClaim5.1.1.ThePolicyholdershallnotifytheInsurerofanyclaimwithin[NumberofDays]fromthedateofdiscoveryofthelossordamage.5.2.ClaimDocumentation5.2.1.ThePolicyholdershallprovideallnecessarydocumentationtosupporttheclaim.5.3.AdjustmentandPayment5.3.1.TheInsurershalladjustandsettletheclaimwithin[NumberofDays]fromthedateofreceiptofallnecessarydocumentation.6.ExpiryandTermination6.1.ExpiryDate6.1.1.Thecontractshallautomaticallyexpireonthe[DateofExpiry].6.2.TerminationConditions6.2.1.Eitherpartymayterminatethiscontractgiving[NumberofDays]writtennoticetotheotherparty.6.3.NoticeofTermination6.3.1.Allnoticesofterminationshallbesenttotherespectiveaddressesasprovidedinthecontract.7.LegalandDisputeResolution7.1.GoverningLaw7.1.1.Thiscontractshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction].7.2.DisputeResolutionMechanism7.2.1.Anydisputesarisingoutoforinconnectionwiththiscontractshallberesolvedthrough[DisputeResolutionMechanism,e.g.,arbitration,litigation].7.3.Arbitration7.3.1.Ifthedisputeresolutionmechanismfails,thepartiesagreetosubmittoarbitrationin[City/Location]undertherulesof[ArbitrationInstitution].8.AdditionalProvisions8.1.AmendmentsandModifications8.1.1.Anyamendmentormodificationtothiscontractshallbeinwritingandsignedbothparties.8.2.Confidentiality8.2.1.Bothpartiesagreetokeepconfidentialanyinformationdisclosedtothemduringthecourseofthiscontract.8.3.ForceMajeure8.3.1.Neitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthiscontractduetocircumstancesbeyonditsreasonablecontrol.9.Miscellaneous9.1.EntireAgreement9.1.1.Thiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal.9.2.AssignmentandTransfer9.2.1.ThePolicyholdermaynotassignortransferthiscontractwithoutthepriorwrittenconsentoftheInsurer.9.3.Severability9.3.1.Ifanyprovisionofthiscontractisfoundtobeunenforceableorinvalid,theremainingprovisionsshallremaininfullforceandeffect.10.InsuranceCertificateandPolicy10.1.InsuranceCertificate10.1.1.TheInsurershallissueaninsurancecertificatetothePolicyholderupontheissuanceofthepolicy.10.2.PolicyDetails10.2.1.Thepolicydetails,includingthecoverage,premium,andtermsandconditions,shallbeclearlystatedintheinsurancecertificate.10.3.CertificateofInsurance10.3.1.Thecertificateofinsuranceshallbevalidforthedurationofthepolicyandshallbeproduceduponrequest.11.AmendmentsandAttachments11.1.AmendmentstoPolicy11.1.1.Anyamendmentstothepolicyshallbemadeinwritingandshallbedeemedpartofthiscontractuponexecutionbothparties.11.2.AttachmentstoPolicy11.2.1.Anyattachmentstothepolicy,suchasschedulesorendorsements,shallbedeemedintegraltothepolicyandshallbebindingonbothparties.11.3.EffectiveDate11.3.1.Anyamendmentsorattachmentstothepolicyshalltakeeffectfromthedateofexecutionandshallnotaffecttherightsandobligationsofthepartiespriortothatdate.12.CancellationandNonRenewal12.1.CancellationRights12.1.1.ThePolicyholdermaycancelthiscontractgiving[NumberofDays]writtennoticetotheInsurer.12.2.NonRenewalConditions12.2.1.TheInsurerreservestherighttononrenewthiscontractupon[SpecifyConditions],providedwrittennoticeisgiventothePolicyholder[NumberofDays]priortotheexpirydate.12.3.NoticeofCancellation12.3.1.Allnoticesofcancellationshallbesenttotherespectiveaddressesasprovidedinthecontract.13.InsuranceAdjustments13.1.AdjustmentstoCoverage13.1.1.TheInsurerreservestherighttoadjustthecoverageunderthiscontractupon[SpecifyConditions],providedwrittennoticeisgiventothePolicyholder.13.2.ChangesinInsuranceConditions13.2.1.Anychangesintheinsuranceconditionsshallbemadeinwritingandshallbebindingonbothparties.13.3.NotificationofAdjustments13.3.1.TheInsurershallnotifythePolicyholderofanyadjustmentstothecoverageorinsuranceconditionswithin[NumberofDays].14.ContactInformation14.1.InsurerContactDetails14.2.PolicyholderContactDetails14.3.ClaimsContactDetails第二部分：第三方介入后的修正1.第三方定義1.1.“第三方”指在本合同執(zhí)行過程中，因甲乙雙方協(xié)商一致或法律規(guī)定而介入本合同關(guān)系的任何個人、企業(yè)或其他組織，包括但不限于中介方、咨詢顧問、鑒定評估機構(gòu)、監(jiān)管機構(gòu)等。2.第三方介入的情形2.1.1.為解決合同爭議或糾紛；2.1.2.為提供專業(yè)咨詢或技術(shù)支持；2.1.3.為進行鑒定、評估或?qū)徲嫞?.1.4.法律或監(jiān)管機構(gòu)的要求。3.第三方責(zé)任限額3.1.第三方的責(zé)任限額應(yīng)根據(jù)其介入本合同的具體職責(zé)和風(fēng)險進行確定。3.2.第三方的責(zé)任限額應(yīng)在合同中明確約定，并在其提供的專業(yè)意見、鑒定報告或評估報告中予以體現(xiàn)。3.3.第三方的責(zé)任限額不得低于其專業(yè)領(lǐng)域內(nèi)的行業(yè)標準或監(jiān)管要求。4.第三方權(quán)利義務(wù)4.1.1.按照合同約定履行其職責(zé)；4.1.2.對其提供的服務(wù)或意見負責(zé)；4.1.3.對其介入過程中知悉的甲乙雙方商業(yè)秘密和隱私信息負有保密義務(wù)；4.1.4.因其過錯導(dǎo)致甲乙雙方損失時，應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任。5.第三方與其他各方的關(guān)系5.1.第三方介入本合同關(guān)系后，其與甲乙雙方的關(guān)系如下：5.1.1.第三方與甲乙雙方均為獨立主體，第三方不承擔(dān)甲乙雙方的權(quán)利義務(wù)；5.1.2.第三方在介入本合同關(guān)系過程中，應(yīng)保持中立，不得偏袒任何一方；5.1.3.第三方應(yīng)接受甲乙雙方的監(jiān)督，并對其提供的服務(wù)或意見進行說明。6.第三方介入的程序6.1.第三方介入本合同關(guān)系，應(yīng)經(jīng)甲乙雙方協(xié)商一致，并簽訂補充協(xié)議。6.2.1.第三方的介入目的、職責(zé)和權(quán)限；6.2.2.第三方的責(zé)任限額；6.2.3.第三方的權(quán)利義務(wù)；6.2.4.第三方介入的時間和方式；6.2.5.第三方介入的費用及支付方式。7.第三方介入的費用7.1.第三方介入本合同關(guān)系產(chǎn)生的費用，由甲乙雙方根據(jù)實際情況協(xié)商承擔(dān)。7.2.若合同中未明確費用承擔(dān)方式，則默認由請求第三方介入的一方承擔(dān)。8.第三方介入的終止8.1.1.第三方的報告或意見的效力；8.1.2.第三方介入過程中產(chǎn)生的費用結(jié)算；8.1.3.第三方介入過程中知悉的商業(yè)秘密和隱私信息的保密。9.第三方介入的法律責(zé)任9.1.第三方在介入本合同關(guān)系過程中，若因其過錯導(dǎo)致甲乙雙方損失，應(yīng)承擔(dān)相應(yīng)的法律責(zé)任。9.2.若第三方在介入過程中違反保密義務(wù)，應(yīng)承擔(dān)相應(yīng)的法律責(zé)任。10.第三方介入的爭議解決10.1.若第三方介入本合同關(guān)系過程中發(fā)生爭議，甲乙雙方應(yīng)友好協(xié)商解決。10.2.若協(xié)商不成，可提交仲裁或訴訟解決。第三部分：其他補充性說明和解釋說明一：附件列表：1.保險證書（InsuranceCertificate）詳細要求：包含保險合同的基本信息，如保險金額、保險期限、保險范圍等。說明：保險證書是證明保險合同有效性的重要文件。2.保險條款（InsuranceTermsandConditions）詳細要求：詳細列出保險合同的所有條款，包括保險責(zé)任、除外責(zé)任、賠償限額等。說明：保險條款是保險合同的核心內(nèi)容，明確了保險雙方的權(quán)利和義務(wù)。3.保險費明細表（InsurancePremiumSchedule）詳細要求：列出不同保險種類和保險金額對應(yīng)的保險費率。說明：保險費明細表用于計算保險費用。4.保險單（InsurancePolicy）詳細要求：包含保險合同的所有詳細信息，包括保險雙方信息、保險標的、保險金額、保險期限等。說明：保險單是保險合同的正式文件，具有法律效力。5.保險事故報告（InsuranceIncidentReport）詳細要求：在發(fā)生保險事故后，由受損方填寫的報告，包括事故發(fā)生的時間、地點、原因等。說明：保險事故報告是保險理賠的重要依據(jù)。6.保險理賠申請表（InsuranceClaimApplicationForm）詳細要求：由受損方填寫的申請表，用于申請保險理賠。說明：保險理賠申請表是啟動理賠程序的重要文件。7.保險理賠調(diào)查報告（InsuranceClaimInvestigationReport）詳細要求：由保險公司或其委托的第三方進行調(diào)查后形成的報告。說明：保險理賠調(diào)查報告用于評估理賠申請的真實性和合理性。8.保險理賠決定書（InsuranceClaimDecisionLetter）詳細要求：保險公司對理賠申請做出的決定，包括賠償金額、賠償方式等。說明：保險理賠決定書是保險理賠結(jié)果的正式通知。9.保險合同變更協(xié)議（InsuranceContractAmendmentAgreement）詳細要求：甲乙雙方就保險合同內(nèi)容變更達成的協(xié)議。說明：保險合同變更協(xié)議是修改保險合同內(nèi)容的有效文件。10.保險合同終止協(xié)議（InsuranceContractTerminationAgreement）詳細要求：甲乙雙方就保險合同終止達成的協(xié)議。說明：保險合同終止協(xié)議是終止保險合同關(guān)系的有效文件。說明二：違約行為及責(zé)任認定：1.違約行為：詳細要求：指合同一方未履行合同約定的義務(wù)或違反合同約定的行為。說明：違約行為可能導(dǎo)致合同另一方遭受損失。2.違約責(zé)任認定標準：詳細要求：根據(jù)合同約定和法律規(guī)定，對違約行為進行認定和追究責(zé)任的標準。說明：違約責(zé)任認定標準是確定違約責(zé)任的重要依據(jù)。3.違約責(zé)任認定示例：違約行為：甲乙雙方約定，甲方應(yīng)在合同簽訂后30日內(nèi)支付保險費，但甲方未按時支付。責(zé)任認定：甲方構(gòu)成違約，應(yīng)按照合同約定支付違約金，并賠償乙方因此遭受的損失。4.違約行為及責(zé)任認定示例：違約行為：乙方在保險事故發(fā)生后，未在規(guī)定時間內(nèi)提供保險事故報告。責(zé)任認定：乙方構(gòu)成違約，應(yīng)按照合同約定支付違約金，并賠償甲方因此遭受的損失。5.違約行為及責(zé)任認定示例：違約行為：第三方在介入本合同關(guān)系過程中，泄露了甲乙雙方的商業(yè)秘密。責(zé)任認定：第三方構(gòu)成違約，應(yīng)承擔(dān)相應(yīng)的法律責(zé)任，包括賠償甲乙雙方因此遭受的損失。全文完。2024版外貿(mào)貨物保險合同范本英文版2本合同目錄一覽1.定義和解釋1.1保險人1.2被保險人1.3保險標的1.4保險金額1.5保險費1.6保險責(zé)任1.7除外責(zé)任1.8保險期間1.9保險憑證1.10保險單1.11保險條款1.12保險費率1.13保險賠償1.14爭議解決2.保險范圍2.1地域范圍2.2貨物范圍2.3運輸方式2.4保險責(zé)任范圍2.5除外責(zé)任范圍3.保險費計算和支付3.1保險費率3.2保險費計算公式3.3保險費支付方式3.4保險費支付期限3.5保險費調(diào)整4.保險責(zé)任4.1自然災(zāi)害4.2運輸事故4.3竊盜和搶劫4.4其他保險責(zé)任5.除外責(zé)任5.1法律法規(guī)5.2故意行為5.3自然磨損5.4其他除外責(zé)任6.保險賠償6.1賠償金額6.2賠償方式6.3賠償期限6.4賠償程序6.5賠償證明7.保險憑證和保險單7.1保險憑證的簽發(fā)7.2保險單的簽發(fā)7.3保險憑證和保險單的效力7.4保險憑證和保險單的變更8.保險費率調(diào)整8.1調(diào)整原因8.2調(diào)整程序8.3調(diào)整通知9.保險條款的變更9.1變更原因9.2變更程序9.3變更通知10.保險合同解除10.1解除原因10.2解除程序10.3解除通知11.保險合同終止11.1終止原因11.2終止程序11.3終止通知12.爭議解決12.1爭議解決方式12.2爭議解決程序12.3爭議解決機構(gòu)13.法律適用和管轄13.1法律適用13.2管轄法院14.其他條款14.1通知14.2語言14.3不可抗力14.4整體性14.5合同生效第一部分：合同如下：1.定義和解釋1.1保險人：指在本合同中承擔(dān)保險責(zé)任的保險公司。1.2被保險人：指在本合同中購買保險并享有保險權(quán)益的貨物出口商或進口商。1.3保險標的：指被保險人在本合同中投保的貨物。1.4保險金額：指被保險人在本合同中投保的貨物價值。1.5保險費：指被保險人按照保險費率支付給保險人的費用。1.6保險責(zé)任：指保險人在約定的保險期間內(nèi)，對保險標的因保險事故發(fā)生而產(chǎn)生的損失承擔(dān)賠償責(zé)任。1.7除外責(zé)任：指保險人在約定的保險期間內(nèi)，對保險標的因下列原因造成的損失不承擔(dān)賠償責(zé)任：1.7.1法律法規(guī)規(guī)定的免責(zé)事項；1.7.2故意行為；1.7.3自然磨損；1.7.4其他保險條款中明確列出的除外責(zé)任。1.8保險期間：指本合同生效之日起至約定的保險期限屆滿之日止。1.9保險憑證：指保險人簽發(fā)的證明保險合同成立的文件。1.10保險單：指保險人簽發(fā)的詳細記載保險合同內(nèi)容的正式文件。1.11保險條款：指本合同中約定的保險責(zé)任、保險金額、保險費率、保險期間、保險憑證、保險單等內(nèi)容的總稱。1.12保險費率：指保險人根據(jù)保險責(zé)任、保險金額等因素確定的保險費比率。1.13保險賠償：指保險人在約定的保險期間內(nèi)，對保險標的因保險事故發(fā)生而產(chǎn)生的損失按照約定的賠償金額進行賠償。1.14爭議解決：指在本合同履行過程中，因合同條款解釋或履行發(fā)生的爭議，雙方應(yīng)友好協(xié)商解決；協(xié)商不成的，可以向有管轄權(quán)的人民法院提起訴訟。2.保險范圍2.1地域范圍：本保險適用于全球范圍內(nèi)的貨物運輸。2.2貨物范圍：本保險適用于被保險人在本合同中投保的所有貨物。2.3運輸方式：本保險適用于海運、陸運、空運等所有運輸方式。2.4.1因自然災(zāi)害造成的貨物損失；2.4.2因運輸事故造成的貨物損失；2.4.3因盜竊、搶劫造成的貨物損失；2.4.4其他約定的保險責(zé)任。2.5.1法律法規(guī)規(guī)定的免責(zé)事項；2.5.2故意行為；2.5.3自然磨損；2.5.4其他保險條款中明確列出的除外責(zé)任。3.保險費計算和支付3.1保險費率：本合同保險費率按照保險人規(guī)定的費率標準執(zhí)行。3.2保險費計算公式：保險費=保險金額×保險費率。3.3保險費支付方式：被保險人應(yīng)按照約定的支付方式，在保險期間內(nèi)一次性或分期支付保險費。3.4保險費支付期限：被保險人應(yīng)在約定的支付期限內(nèi)支付保險費。3.5保險費調(diào)整：保險費率如有變動，保險人應(yīng)提前通知被保險人，并按照新的保險費率執(zhí)行。4.保險責(zé)任4.1自然災(zāi)害：本保險承擔(dān)因洪水、地震、臺風(fēng)、火山爆發(fā)等自然災(zāi)害造成的貨物損失。4.2運輸事故：本保險承擔(dān)因碰撞、火災(zāi)、爆炸、沉沒等運輸事故造成的貨物損失。4.3竊盜和搶劫：本保險承擔(dān)因盜竊、搶劫造成的貨物損失。4.4其他保險責(zé)任：本保險承擔(dān)其他約定的保險責(zé)任。5.除外責(zé)任5.1法律法規(guī)：本保險不承擔(dān)因法律法規(guī)規(guī)定的免責(zé)事項造成的貨物損失。5.2故意行為：本保險不承擔(dān)因被保險人或其授權(quán)人的故意行為造成的貨物損失。5.3自然磨損：本保險不承擔(dān)因自然磨損造成的貨物損失。5.4其他除外責(zé)任：本保險不承擔(dān)其他保險條款中明確列出的除外責(zé)任。6.保險賠償6.1賠償金額：保險賠償金額以實際損失為限，不超過保險金額。6.2賠償方式：保險賠償以現(xiàn)金支付或根據(jù)保險條款約定的其他方式支付。6.3賠償期限：保險賠償應(yīng)在保險事故發(fā)生后30日內(nèi)支付。6.4賠償程序：被保險人應(yīng)在保險事故發(fā)生后及時通知保險人，并按照約定的程序申請賠償。6.5賠償證明：被保險人應(yīng)提供保險事故證明、損失證明等相關(guān)文件，以便保險人審核賠償申請。8.保險憑證和保險單8.1保險憑證的簽發(fā)：保險人應(yīng)在合同生效后及時向被保險人簽發(fā)保險憑證。8.2保險單的簽發(fā)：保險人應(yīng)在合同生效后10個工作日內(nèi)向被保險人簽發(fā)保險單。8.3保險憑證和保險單的效力：保險憑證和保險單是保險合同的正式文件，具有同等法律效力。8.4保險憑證和保險單的變更：如需變更保險憑證或保險單，雙方應(yīng)書面同意，并由保險人出具變更證明。9.保險費率調(diào)整9.1調(diào)整原因：保險費率調(diào)整可因市場變化、風(fēng)險狀況、保險人經(jīng)營策略等因素發(fā)生。9.2調(diào)整程序：保險費率調(diào)整應(yīng)提前30日通知被保險人，并說明調(diào)整原因和調(diào)整后的費率。9.3調(diào)整通知：保險費率調(diào)整通知應(yīng)以書面形式發(fā)送給被保險人。10.保險條款的變更10.1變更原因：保險條款變更可因法律法規(guī)的修改、保險人經(jīng)營需要、合同履行需要等因素發(fā)生。10.2變更程序：保險條款變更應(yīng)經(jīng)雙方書面同意，并由保險人出具變更通知。10.3變更通知：保險條款變更通知應(yīng)以書面形式發(fā)送給被保險人。11.保險合同解除11.1解除原因：保險合同可因被保險人違約、保險人依法解除、雙方協(xié)商一致等原因解除。11.2解除程序：保險合同解除應(yīng)提前