銀行英語詞匯(各種銀行術(shù)語和句子全面介紹)

1、銀行英語詞匯account number帳號depositor存戶pay-in slip存款單adeposit form存款單a banding machine自動存取機(jī)todeposit存款deposit receipt存款收據(jù)private deposits私人存款certificate of deposit存單deposit book, passbook存折credit card信用卡principal本金overdraft, overdraw透支tocounter sign雙簽to endorse背書endorser背書人to cash兌現(xiàn)to honor a cheque兌付to d

2、ishonor a cheque拒付tosuspend payment止付cheque,check支票cheque book支票本order cheque記名支票bearer cheque不記名支票crossed cheque橫線支票blank cheque空白支票rubber cheque空頭支票cheque stub, counterfoil票根cash cheque現(xiàn)金支票travelers cheque旅行支票cheque for transfer轉(zhuǎn)帳支票outstanding cheque未付支票canceled cheque已付支票forged cheque偽支票Bandars n

3、ote莊票，銀票banker銀行家president行長savings bank儲蓄銀行Chase Bank大通銀行Citibank花旗銀行Hongkong Shanghai Banking Corporation匯豐銀行Chartered Bank of India, Australia and China麥加利銀行Banque de IIndoChine東方匯理銀行central bank, national bank, bankers bank中央銀行bank of issue, bank of circulation發(fā)行幣銀行commercial bank商業(yè)銀行，儲蓄信貸銀行memb

4、er bank, credit bank儲蓄信貸銀行discount bank貼現(xiàn)銀行exchangebank匯兌銀行requesting bank委托開證銀行issuing bank, opening bank開證銀行advising bank, notifying bank通知銀行negotiation bank議付銀行confirming bank保兌銀行paying bank付款銀行associate banker of collection代收銀行consignedbanker of collection委托銀行clearing bank清算銀行l(wèi)ocal bank本地銀行domes

5、ticbank國內(nèi)銀行overseas bank國外銀行unincorporated bank錢莊branch bank銀行分行trustee savings bank信托儲蓄銀行trust company信托公司financial trust金融信托公司unit trust信托投資公司trust institution銀行的信托部credit department銀行的信用部commercial credit company(discount company)商業(yè)信貸公司(貼現(xiàn)公司)neighborhood savings bank, bank of deposit街道儲蓄所credit u

6、nion合作銀行credit bureau商業(yè)興信所self-service bank無人銀行l(wèi)and bank土地銀行construction bank建設(shè)銀行industrial and commercial bank工商銀行bank of communications交通銀行mutual savings bank互助儲蓄銀行post office savings bank郵局儲蓄銀行mortgage bank, building society抵押銀行industrial bank實(shí)業(yè)銀行home loan bank家宅貸款銀行reserve bank準(zhǔn)備銀行chartered bank

7、特許銀行corresponding bank往來銀行merchant bank, accepting bank承兌銀行investment bank投資銀行import and export bank (EXIMBANK) joint venture bank合資銀行money shop,native bank錢莊credit cooperatives信用社clearing house票據(jù)交換所publicaccounting公共會計(jì)business accounting商業(yè)會計(jì)cost accounting成本會計(jì)depreciation accounting折舊會計(jì)computerized

8、 accounting電腦化會計(jì)generalledger總帳subsidiary ledger分戶帳cash book現(xiàn)金出納帳cash account現(xiàn)金帳journal, day-book日記帳，流水帳bad debts壞帳investment投資surplus結(jié)余idlecapital游資economic cycle經(jīng)濟(jì)周期economic boom經(jīng)濟(jì)繁榮economic recession經(jīng)濟(jì)衰退economic depression經(jīng)濟(jì)蕭條economic crisis經(jīng)濟(jì)危機(jī)economic recovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation通貨收縮deval

9、uation貨幣貶值revaluation貨幣增值international balance of payment國際收支favourable balance順差adversebalance逆差hard currency硬通貨soft currency軟通貨international monetary system國際貨幣制度the purchasing power of money貨幣購買力money in circulation貨幣流通量note issue紙幣發(fā)行量national budget國家預(yù)算national gross product國民生產(chǎn)總值public bond公債st

10、ock, share股票debenture債券treasury bill國庫券debt chain債務(wù)鏈進(jìn)出口銀行direct exchange直接(對角)套匯indirect exchange間接(三角)套匯cross rate,arbitrage rate套匯匯率foreign currency (exchange) reserve外匯儲備foreignexchange fluctuation外匯波動foreign exchange crisis外匯危機(jī)discount貼現(xiàn)discount rate, bank rate貼現(xiàn)率gold reserve黃金儲備money (financial

11、) market金融市場stock exchange股票交易所broker經(jīng)紀(jì)人commission傭金bookkeeping簿記bookkeeper簿記員an application form申請單bank statement對帳單letter of credit信用證strong room, vault保險(xiǎn)庫equitable tax system等價(jià)稅則specimen signature簽字式樣banking hours, business hours營業(yè)時(shí)間 銀行英語口語新開帳戶What kind of account did you have in your mind?你想開哪種帳

12、戶?Do you like to open a current account?你想開一個(gè)活期存款帳戶嗎?A deposit or current account?定期還是活期?Please tell me how you would like to deposit your money.請告訴我你想存何種戶頭?Theres a service charge for the checking account but no charge for the savings.支票戶頭要收服務(wù)費(fèi)，現(xiàn)金戶頭不收。Our minimum deposit for a savings account is 10

13、0 dollars.我們儲蓄存款的最低存款額是100美圓。Five yuan is the minimum original deposit.最低起存款額是5元。You can open a savings account at any time with an initial deposit of 50 dollars.你可隨時(shí)以50美圓的起存額開立儲蓄帳戶。Even one yuan is all right.甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any

14、 time you like.Keep it well and inform us whenever you lose it.這是你的存折，存取款時(shí)請帶來。保管好存折，遺失請告訴我們。I should like to open a current account.我想開一個(gè)活期存款帳戶。I need a checking account so that I can pay my bill.我需開個(gè)支票帳戶，這樣就能付帳。Wed like to know how we open a checking-savings account.我們想知道如何開一個(gè)支票儲蓄帳戶。I have a checki

15、ng account here.我在這里有一個(gè)支票存款帳戶。I think Id like a deposit account.我想要開個(gè)定期存款帳戶。Can I open a current account here?我能否在這兒開個(gè)活期存款帳戶？I want to open a deposit account with you.我要開個(gè)儲蓄帳戶。Id like to open a deposit account with you.我想在你們這兒開個(gè)定期存款帳戶。Could you tell me the difference between a savings account and a

16、checking account?請告訴我儲蓄存款與支票存款的區(qū)別好嗎？Please tell me the procedure for opening a savings account.請告訴我開個(gè)儲蓄帳戶需要什么手續(xù)。Will 100 yuan be enough for a minimum deposit?100元作最低存款額夠嗎？Id like to know whether a 200 yuan deposit will be enough for opening a checking account.我想知道開一個(gè)支票帳戶200元存款是否夠。Could you tell me h

17、ow to operate this account?請告訴我如何經(jīng)管這個(gè)帳戶好嗎？Is there any minimum for the first deposit?第一次儲蓄有最低限額嗎？How much does each account cost?每個(gè)帳戶要花多少錢？Useful Phrasescurrent deposit, current account活期存款fixed deposit, fixed account定期存款fixed deposit by installments零存整取joint account存款帳戶to open an account開戶頭銀行英語口語存款

18、How much do you want to deposit with us?你想在我們這存多少？How much do you wish to pay into your account?你希望在你的戶頭上存多少？How much money do you plan to keep in your account on a regular basis?你計(jì)劃在你的戶頭上定期存放多少錢？How much cash do you plan to deposit in your account?你有多少錢要存入呢？I think you may deposit your money with t

19、he bank, or leave it here for temporary safe-keeping.我認(rèn)為你可把錢存入銀行，或留在銀行暫保管起來。Would you please fill in the depositing form, giving the sum of money youre to deposit as well as yourname, address and professional unit?請?zhí)顝埓婵顔?，寫明要存的?shù)額以及你的姓名，地址和工作的單位，好嗎？I want to deposit 300 yuan in my account.我想在我的戶頭上存300

20、元。I want to deposit these cheques in my account.我想把這些支票存在我的戶頭上。Id like to pay 200 yuan into my deposit account.我想在在我的定期存款戶頭上存200元。I want to deposit my paycheck.我想存入我的工資支票。Id like to know whether I can cash a cheque here.我想知道我能否在這兌換支票。Will you please cash this travelers cheque?請兌現(xiàn)這張旅行支票好嗎？Id like to

21、cash this money order.我想兌現(xiàn)這張匯款單。I want to cash the balance of a travelers letter of credit.我要把旅行信用證的結(jié)余兌現(xiàn)。Will you please tell me whether you charge for cheques?請告訴我兌換支票收手續(xù)費(fèi)嗎？Could you tell me how much the checks cost?請告訴我這些支票要花多少錢？What if I overdraw?如果透支了怎么辦？Please sign your name on the bottom line

22、if you want to cash the check.如果想兌支票，請?jiān)诘拙€上簽名。Please write your account number on the back of the check.請?jiān)谥北趁鎸懮夏愕膸ぬ?。We honored the check as the overdraft was only 5 yuan.我們承兌這張支票的透支額只有5元。Please endorse the cheque.請背簽這張支票。The travelers checks cost 1.5% of the total amount of purchase.旅行支票手續(xù)費(fèi)是購買總額的1.5

23、%。Heres the cheque book. When you send a cheque by post be careful to cross it, but if you wish tocash a cheque yourself, you must leave it open.這是一本支票簿， 你郵寄支票時(shí)， 注意要在支票上打叉線。 但是如果你本人想開張兌現(xiàn)支票， 就不可打叉線。Each cheque you write will cost 2 dollars.你每開一張支票將花2美圓。Useful Words and Phrases account number帳目編號depos

24、itor存戶pay-in slip存款單a deposit form存款單a banding machine自動存取機(jī)to deposit存款deposit receipt存款收據(jù)private deposits私人存款certificate of deposit存單deposit book,passbook存折credit card信用卡principal本金overdraft, overdraw透支to counter sign雙簽toendorse背書endorser背書人to cash兌現(xiàn)to honor a cheque兌付to dishonor a cheque拒付tosuspen

25、d payment止付cheque,check支票cheque book支票本order cheque記名支票bearer cheque不記名支票crossed cheque橫線支票blank cheque空白支票rubber cheque空頭支票cheque stub, counterfoil票根cash cheque現(xiàn)金支票travelers cheque旅行支票cheque for transfer轉(zhuǎn)帳支票outstanding cheque未付支票canceled cheque已付支票forged cheque偽支票Bandarsnote莊票，銀票銀行英語口語取款、結(jié)余Id like

26、to know if I can draw on my account for payment of things I buy in Tianjin.我想知道一下我是否能提取存款來支付天津購物的費(fèi)用。I want to withdraw 200 dollars from my deposit account.我要從我的定期存款中支取200美圓。I want to close my account with you.我想結(jié)束在你們這兒的帳戶。Id like to draw 100 yuan against this letter of credit.我想從這份信用證上提款100元。May I d

27、raw money against the letter of credit here?我可以在這兒用這份信用證取錢嗎？Could you tell me my balance?能否把存款結(jié)余金額告訴我？Please let me know my balance.請告訴我結(jié)余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購物費(fèi)用。Your balance at the bank is 300 yuan.你在本行的結(jié)余是300元。Your deposit is exhausted

28、.你的存款支凈了。Your letter of credit is used up.你的信用證用完了。Please tell me how you wish to draw your money.請告訴我你希望怎樣支款。Fill our a withdrawal form, please.請?zhí)顚懭】顔?。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 will pay you against your number slip.六號柜臺的出納員將根據(jù)你的號碼牌付給你錢。Useful Words and Phr

29、asesto close an account, to clear an account結(jié)清to draw money取款drawing-out slip取款單the number slip號碼牌a withdrawal form取款單to fill in the receipt in duplicate一式兩份填這張收據(jù)teller, cashier出納員銀行英語口語兌換貨幣Please tell me how much you want to change.請告訴我你要換多少。How much of the remittance do you want to convert into Ja

30、panese yen?你要把多少匯款換成日圓？What kind of currency do you want?要哪種貨幣？Whats it you wish to change?你有什么要換的？What kind of currency do you want to change?要換哪種貨幣？In what denominations?要什么面值的？Please tell me what note you want.請告訴我要什么鈔票。Will seven tens be all right?7張10元的可以嗎？Is it in travelers cheques?換旅行支票嗎？Id l

31、ike to know how I shall give it to you.我想知道如何付錢給你。How would you like it?你要什么面額的？Would you kindly sign the exchange form, giving your name and address?請?jiān)趦稉Q單上簽字，寫出你的姓名和地址，好嗎？Can you change me some money, please?能否請你給我兌換一些錢？Here it is, some French francs, Swiss francs, American dollars and a few Dutch

32、guilders.這些就是：一些法國法郎，瑞士法郎，美圓和一些荷蘭盾。Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, andthe rest in small change.請你給我7張5鎊紙幣，4張1鎊紙幣，4張10先令紙幣，剩下的要零票。Would you mind giving me the six pence in coppers?勞駕給我6便士的銅幣。Id like to know if you could change this money

33、back into U.S. dollars for me.我想知道能否把這筆兌回成美圓。Could you change these French francs for me?能給我兌換這些法國法郎嗎？Can you give me 100 dollars in Swiss francs?能否給我100美圓的瑞士法郎？Id like to convert the full amount of the remittance into U.S. dollars.我想把全部匯款換成美圓。Id like some coins for this note.我想把這張紙幣換成硬幣。Id like to

34、break this 50 dollar note.我想把這張50美圓紙幣換開。Five twenties and ten singles, please.請給我5張20元和10張一元的。I need 300 dollars in 100-dollar cheques.我要300美圓票面為100美圓的支票。I hope youll give me ten travelers cheques of 100 dollars each.我希望給我10張面額為100美圓的旅行支票。In fives, please.請給我5元票面的。Could you give me some small notes?

35、給我一些小票好嗎？Useful Words and Phrasescurrency, money貨幣money changing兌換貨幣an exchange form兌換單bank note鈔票note of large denomination大票note of small denomination小票small change零錢subsidiary money輔幣nickel piece鎳幣plastic currency notes塑料鈔票convertible money可兌換（黃金）紙幣銀行英語口語儲蓄存款利息Whats the interest rate for the savi

36、ngs account?儲蓄存款的利率是多少？Do you pay interest on this account?這種存款付給利息嗎？Please tell me what the annual interest rate is.請告訴我年利率是多少。Interest is paid at the rate of 1% per annum at present.目前每年的利率是1%。It allows you to earn a little interest on your money.這可使你從存款中獲得一點(diǎn)利息。The account carries interest of 4%.該

37、存款有4%的利息。The interest is added to your account every year.每年的利息都加到你的存款中。The interest rate for the savings account is 4%.儲蓄存款的利率是4%。It varies from time to time. At present it is 6%.（年息）每個(gè)時(shí)期都不同，現(xiàn)在是六厘。Useful Words and Phrases interest rate利率* interest單利compound interest復(fù)利legal interest法定利息prime rate優(yōu)待利率payable interest應(yīng)付利息lending rate貸款利率usury高利貸the subsidy rate for value-preserved savings保值儲蓄補(bǔ)貼率銀行英語口語外匯率Tell me the current rate for RMB, please.請告訴我人民幣的現(xiàn)價(jià)。Whats your selling rate for RMB yuan in notes today?你們今天人民幣現(xiàn)鈔的售價(jià)是多少？Whats the dollar going for today?美圓今天的售