銀行用語中英文對照

1、What kind of account did you have in your mind?你想開哪種帳戶 ?Do you like to open a current account?你想開一個活期存款帳戶嗎 ?A deposit or current account?定期還是活期 ?Please tell me how you would like to deposit your money. 請告訴我你想存何種戶頭 ?There's a service charge for the checking account but no charge for the savings.

2、支票戶頭要收服務(wù)費，現(xiàn)金戶頭不收。Our minimum deposit for a savings account is 100 dollars. 我們儲蓄存款的最低存款額是 100 美圓。Five yuan is the minimum original deposit.最低起存款額是 5 元。You can open a savings account at any time with an initial deposit of 50 dollars. 你可隨時以 50 美圓的起存額開立儲蓄帳戶。Even one yuan is all right.甚至一元也可以起存。Here is y

3、our pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it. 這是你的存折，存取款時請帶來。保管好存折，遺失請告訴我們。 I should like to open a current account. 我想開一個活期存款帳戶。I need a checking account so that I can pay my bill. 我需開個支票帳戶，這樣就能付帳。We'd li

4、ke to know how we open a checking-savings account. 我們想知道如何開一個支票儲蓄帳戶。I have a checking account here. 我在這里有一個支票存款帳戶。I think I'd like a deposit account. 我想要開個定期存款帳戶。Can I open a current account here? 我能否在這兒開個活期存款帳戶？I want to open a deposit account with you. 我要開個儲蓄帳戶。I'd like to open a deposit a

5、ccount with you.我想在你們這兒開個定期存款帳戶。Could you tell me the difference between a savings account and a checking account?請告訴我儲蓄存款與支票存款的區(qū)別好嗎？Please tell me the procedure for opening a savings account. 請告訴我開個儲蓄帳戶需要什么手續(xù)。Will 100 yuan be enough for a minimum deposit?100 元作最低存款額夠嗎？I'd like to know whether a

6、 200 yuan deposit will be enough for opening a checking account.我想知道開一個支票帳戶 200 元存款是否夠。Could you tell me how to operate this account? 請告訴我如何經(jīng)管這個帳戶好嗎？Is there any minimum for the first deposit? 第一次儲蓄有最低限額嗎？How much does each account cost? 每個帳戶要花多少錢？Useful Phrasescurrent deposit, current account 活期存款f

7、ixed deposit, fixed account定期存款joint account 聯(lián)名存款帳戶to open an account 開戶頭Board of Directors董事會President行長Executive Office經(jīng)理辦公室Personnel Dept.人事部General Affairs Dept.總務(wù)部Co-ordination & Planning Dept.綜合計劃部International Dept.國際業(yè)務(wù)部Overseas Branches Dept.海外部Foreign Exchange Dept.外匯資金部First Credit Dep

8、t.信貸一部Second Credit Dept.信貸二部Accounting Dept.財會部International Clearing Dept國際清算部Banking Dept.營業(yè)部Credit Card Dept.信用卡部General Auditing Dept.總稽核室Computer Center電腦部國際金融研究所信托咨詢公司Institute of International FinanceTrust and Consultation Co.請入收款人的戶號 account payee 請支付票款 advice to pay cheques 惠請通知該支票的經(jīng)過 advi

9、se fate 金額有錯誤 accounts differ 文字與數(shù)字所記載金額不同 words and figures differ 簽名有誤 | 印鑒不符 signatures differ 請明天再次提出為荷 present again tomorrow 保證付款 good for payment 請照會發(fā)票人 refer to drawee (R.D.) 無交易 no account 款額不足 | 存款不足 not sufficient (N.S.)|no sufficient funds (N.S.F.)已無存款 no funds如支票不獲兌現(xiàn)時 , 不必出具拒絕證書。notto b

10、e protested in case of dishonour|protest waived|no protest 需要出具拒絕證書 to be protested 沒有通知 no advice 未受指示 no orders 禁止轉(zhuǎn)讓 | 不可轉(zhuǎn)讓 non-transferable|not transferable 已付款received payment|payment received 上開價金已收到value received|for value received 上開價金系經(jīng)核算 value in account 上開金額與發(fā)票相同 value as per invoice 上開金額與

11、通知書相符 value as per advice 無追索權(quán) without recourse 有追索權(quán) | 償還請求權(quán) right of recourse 請求償還清單 | 清償帳戶 recourse account 償還準備金 recourse fund 拒絕償還 | 拒絕追索 recourse repudiation付款方法mode of payment現(xiàn)金付款payment by cash|cash payment|payment by ready cash以支票支付payment by cheque以匯票支付payment by bill以物品支付payment in kind付清|

12、 支付全部貨款payment in full|full payment支付部分貨款 | 分批付款payment in part|part payment|partial payment記帳付款 | 會計帳目內(nèi)付款payment on account定期付款payment on term年分期付款annual payment月分期付款monthly payment|monthly instalment延滯付款payment in arrear預(yù)付貨 | 先付payment in advance|prepayment延付貨款deferred payment立即付款prompt payment|im

13、mediate payment暫付款suspense payment延期付款delay in payment|extension of payment支付票據(jù)payment bill名譽支付 | 干與付款payment for honour|payment by intervention結(jié)帳| 清算| 支付settlement分期付款instalment滯付| 拖欠| 尾數(shù)款未付arrears特許拖延付款日days of grace保證付款del credere付款to pay|to make payment|to make effect payment結(jié)帳to settle|to make

14、settlement|to make effect settlement|to square|to balance支出| 付款to defray|to disburse結(jié)清to clear off|to pya off請求付款to ask for payment|to request payment懇求付帳to solicit payment拖延付款to defer payment|to delay payment付款被拖延to be in arrears with payment還債to discharge迅速付款to pay promptly付款相當迅速to pay moderately

15、well|to pay fairly well|to keep the engagements regularly付款相當慢to pay slowly|to take extended credit付款不好to pay badly|to be generally in arrear with payments付款頗為惡劣to pay very badly|to never pay unless forced拒絕付款to refuse payment|to refuse to pay|to dishonour a bill相信能收到款項We shall look to you for the p

16、ayment|We shall depend upon you for the payment |We expect payment from you惠請付款kindly pay the amount|please forward payment|please forward a cheque.我將不得不采取必要步驟運用法律手段收回該項貨款I(lǐng) shall be obliged to take the necessary steps to legally recover the amount. |I shall becompelled to take steps to enforce payme

17、nt.惠請寬限 let the matter stand over till then.|allow me a short extension of time. |Kindly postponethe time for payment a little longer.索取利息to charge interest附上利息to draw interest|to bear interest|to allow interest生息to yield interest生息 3%to yield 3%存款to deposit in a bank|to put in a bank|to place on de

18、posit|to make deposit在銀行存款to have money in a bank|to have a bank account|to have money on deposit向銀行提款to withdraw one's deposit from a bank換取現(xiàn)金to convert into money|to turn into cash|to realize折扣用語從價格打 10% 的折扣to make a discount of 10% off the price|to make 10% discount off the price打折扣購買to buy a

19、t a discount打折扣出售to sell at a discount打折扣 - 讓價to reduce|to make a reduction減價to deduct|to make a deduction回扣to rebate現(xiàn)金折扣cash discount貨到付款 | 現(xiàn)金提貨cash on deliver (C.O.D.)貨到付現(xiàn)款cash on arrival即時付款prompt cash凈價 | 最低價格付現(xiàn)net cash現(xiàn)金付款ready cash即期付款spot cash|cash down|cash on the nail憑單據(jù)付現(xiàn)款cash against docu

20、ments憑提單付現(xiàn)款cash against bills of lading承兌交單documents against acceptance (D/A)付款交單documents against payment (D/P)折扣例文除非另有說明 , 30 日后全額付現(xiàn) , 如有錯誤 , 請立即通知。Net cash 30 days unless specified otherwise. Advise promptly if incorrect.付款條件 : 30 日后全額付現(xiàn) , 10 日后付現(xiàn)打 2%折扣, 過期后付款時 , 加上利率為 6% 的利息。Terms, net cash 30 d

21、ays, or, less 2% 10 days. Interest charged at the rate of 6% aftermaturity.付款條件 : 月底后 10 日后付現(xiàn) 2%折扣 , 現(xiàn)在付現(xiàn) 3%折扣, 否則, 全額付現(xiàn)。Terms: 2%, 10 days E.O.M., or 3% cash, otherwise strictly net.匯款用語匯款| 寄錢to remit|to send money寄票供取款 | 支票支付to send a cheque for payment寄款人a remitter收款人a remittee匯票匯單用語國外匯票foreign B

22、ill國內(nèi)匯票inland Bill跟單匯票documentary bill空頭匯票 accommodation bill 原始匯票 original bill改寫| 換新票據(jù)renewed bill即期匯票sight bill|bill on demand日后付款月后付款. days after date|. days' after date . months after date|. months' after date .見票后 . 日付款. days' after sight|. days' sight見票后 . 月付款. months' aft

23、er sight|. months' sight同組票據(jù)set of bills單張匯票sola of exchange|sole of exchange遠期匯票usance bill|bill at usance長期匯票long bill短期匯票short bill逾期匯票overdue bill寬限日期days of grace電匯telegraphic transfer (T.T)郵匯postal order|postal note (Am.)|post office order|money order本票promissory note (P/N)押匯負責(zé)書 | 押匯保證書let

24、ter of hypothecation副保|抵押品 |付屬擔(dān)保物collateral security擔(dān)保書trust receipt|letter of indemnity承兌 | 認付acceptance單張承兌general acceptance有條件承兌qualified acceptance附條件認付conditional acceptance部分認付partial acceptance拒付| 退票dishonour拒絕承兌而退票dishonour by non-acceptance由于存款不足而退票dihonour by non-payment提交presentation背書en

25、dorsement|indorsement無記名背書general endorsement|blank endorsement記名式背書special endorsement|full endorsement附條件背書conditional endorsement限制性背書restrictive endorsement無追索權(quán)背書endorsement without recourse期滿| 到期maturity托收collection新匯票 | 再兌換匯票re-exchange|re-draft外匯交易exchange dealing|exchange deals匯兌合約exchange c

26、ontract匯兌合約預(yù)約forward exchange contract外匯行情exchange quotation交易行情表course of exchange|exchange table匯價 | 兌換率exchange rate|rate of exchange官方匯率official rate掛牌匯率 | 名義匯率nominal rate現(xiàn)匯匯率spot rate電匯匯率 | 電匯率 |T.T. rate|telegraphic transfer rate兌現(xiàn)率 | 兌現(xiàn)匯率demand rate長期匯率long rate私人匯票折扣率rate on a private bill遠

27、期匯票兌換率forward rate套價|套匯匯率 |裁定外匯行情cross rate付款匯率pence rate當日匯率 | 成交價currency rate套匯| 套價| 公斷交易率arbitrage匯票交割 | 匯票議付negotiation of draft交易人 | 議付人negotiator票據(jù)交割 | 讓與支票票據(jù)議付to negotiatie a bill折扣交割 | 票據(jù)折扣to discount a bill票據(jù)背書to endorse a bill應(yīng)付我差額 51,000 美元a balance due to us of $51,000|a balance in our

28、favour of $ 51,000收到匯款to receive remittance填寫收據(jù)to make out a receipt換錢Please tell me how much you want to change. 請告訴我你要換多少。How much of the remittance do you want to convert into Japanese yen? 你要把多少匯款換成日圓？What kind of currency do you want? 要哪種貨幣？What's it you wish to change? 你有什么要換的？What kind of

29、 currency do you want to change? 要換哪種貨幣？In what denominations?要什么面值的？Please tell me what note you want. 請告訴我要什么鈔票。Will seven tens be all right?7張10 元的可以嗎？Is it in traveler's cheques?換旅行支票嗎？I'd like to know how I shall give it to you. 我想知道如何付錢給你。How would you like it?你要什么面額的？Would you kindly

30、sign the exchange form, giving your name and address? 請在兌換單上簽字，寫出你的姓名和地址，好嗎？ Can you change me some money, please?能否請你給我兌換一些錢？Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders. 這些就是：一些法國法郎，瑞士法郎，美圓和一些荷蘭盾。fourWould you please give me seven five-pound notes, four p

31、ound notes and ten-shilling notes, and the rest in small change.請你給我 7 張5 鎊紙幣， 4 張1 鎊紙幣， 4張 10 先令紙幣，剩下的要零票。Would you mind giving me the six pence in coppers? 勞駕給我 6 便士的銅幣。I'd like to know if you could change this money back into U.S. dollars for me. 我想知道能否把這筆兌回成美圓。Could you change these French f

32、rancs for me? 能給我兌換這些法國法郎嗎？Can you give me 100 dollars in Swiss francs? 能否給我 100 美圓的瑞士法郎？I'd like to convert the full amount of the remittance into U.S. dollars. 我想把全部匯款換成美圓。I'd like some coins for this note. 我想把這張紙幣換成硬幣。I'd like to break this 50 dollar note. 我想把這張 50 美圓紙幣換開。Five twentie

33、s and ten singles, please.請給我 5 張 20 元和 10 張一元的。I need 300 dollars in 100-dollar cheques.我要 300 美圓票面為 100 美圓的支票。I hope you'll give me ten traveler's cheques of 100 dollars each. 我希望給我 10 張面額為 100 美圓的旅行支票。In fives, please.請給我 5 元票面的。Could you give me some small notes? 給我一些小票好嗎？Useful Words an

34、d Phrases currency, money 貨幣 money changing 兌換貨幣 an exchange form 兌換單 bank note 鈔票 note of large denomination 大票 note of small denomination 小票 small change 零錢 subsidiary money 輔幣 nickel piece 鎳幣 plastic currency notes 塑料鈔票 convertible money 可兌換（黃金）紙幣How much do you want to deposit with us? 你想在我們這存多少

35、？How much do you wish to pay into your account? 你希望在你的戶頭上存多少？How much money do you plan to keep in your account on a regular basis? 你計劃在你的戶頭上定期存放多少錢？How much cash do you plan to deposit in your account? 你有多少錢要存入呢？I think you may deposit your money with the bank, or leave it here for temporary safe-k

36、eeping.我認為你可把錢存入銀行，或留在銀行暫保管起來。Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?請?zhí)顝埓婵顔危瑢懨饕娴臄?shù)額以及你的姓名，地址和工作的單位，好嗎？I want to deposit 300 yuan in my account. 我想在我的戶頭上存 300 元。I want to deposit these cheques in

37、my account. 我想把這些支票存在我的戶頭上。I'd like to pay 200 yuan into my deposit account. 我想在在我的定期存款戶頭上存 200 元。I want to deposit my paycheck. 我想存入我的工資支票。I'd like to know whether I can cash a cheque here. 我想知道我能否在這兌換支票。Will you please cash this traveler's cheque? 請兌現(xiàn)這張旅行支票好嗎？I'd like to cash this

38、money order . 我想兌現(xiàn)這張匯款單。I want to cash the balance of a traveler's letter of credit. 我要把旅行信用證的結(jié)余兌現(xiàn)。Will you please tell me whether you charge for cheques? 請告訴我兌換支票收手續(xù)費嗎？Could you tell me how much the checks cost? 請告訴我這些支票要花多少錢？What if I overdraw? 如果透支了怎么辦？Please sign your name on the bottom line

39、 if you want to cash the check. 如果想兌支票，請在底線上簽名。Please write your account number on the back of the check. 請在支票背面寫上你的帳號。We honored the check as the overdraft was only 5 yuan. 我們承兌這張支票的透支額只有 5 元。Please endorse the cheque. 請背簽這張支票。The traveler's checks cost 1.5% of the total amount of purchase. 旅行支

40、票手續(xù)費是購買總額的 1.5% 。Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".這是一本支票簿，你郵寄支票時，注意要在支票上打叉線。但是如果你本人想開張兌現(xiàn) 支票，就不可打叉線。Each cheque you write will cost 2 dollars. 你每開一張支票將花 2 美圓。Useful Words an

41、d Phrases account number 帳目編號 depositor 存戶 pay-in slip 存款單 a deposit form 存款單 a banding machine 自動存取機 to deposit 存款deposit receipt 存款收據(jù) private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endor

42、ser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票 crossed cheque 橫線支票 blank cheque 空白支票 rubber cheque 空頭支票 cheque stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler's cheque 旅行支票 cheque for tran

43、sfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 Bandar's note 莊票，銀票account number 帳目編號 depositor 存戶 pay-in slip 存款單 a deposit form 存款單 a banding machine 自動存取機to deposit 存款 deposit receipt 存款收據(jù)private deposits 私人存款 certificate of deposit 存單 deposit book, passbook 存折 credi

44、t card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 雙簽 to endorse 背書 endorser 背書人 to cash 兌現(xiàn) to honor a cheque 兌付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 記名支票 bearer cheque 不記名支票crossed cheque 橫線支票blank cheque 空白支票rubber cheque 空頭支票cheque

45、 stub, counterfoil 票根 cash cheque 現(xiàn)金支票 traveler's cheque 旅行支票 cheque for transfer 轉(zhuǎn)帳支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 偽支票 Bandar's note 莊票，銀票 banker 銀行家 president 行長 savings bank 儲蓄銀行 Chase Bank 大通銀行National City Bank of New York 花旗銀行匯豐銀行麥加利銀行中央銀行Hongkong Shanghai

46、 Banking Corporation Chartered Bank of India, Australia and China Banque de I'IndoChine 東方匯理銀行central bank, national bank, banker's bank bank of issue, bank of circulation 發(fā)行幣銀行commercial bank 商業(yè)銀行，儲蓄信貸銀行member bank, credit bank 儲蓄信貸銀行discount bank 貼現(xiàn)銀行exchange bank 匯兌銀行requesting bank 委托開證銀

47、行issuing bank, opening bank 開證銀行advising bank, notifying bank 通知銀行negotiation bank 議付銀行confirming bank 保兌銀行paying bank 付款銀行associate banker of collection 代收銀行consigned banker of collection 委托銀行clearing bank 清算銀行l(wèi)ocal bank 本地銀行domestic bank 國內(nèi)銀行overseas bank 國外銀行unincorporated bank 錢莊branch bank 銀行分行

48、trustee savings bank 信托儲蓄銀行trust company 信托公司financial trust 金融信托公司unit trust 信托投資公司trust institution 銀行的信托部credit department 銀行的信用部commercial credit company(discount company)商業(yè)信貸公司(貼現(xiàn)公司)neighborhood savings bank, bank of deposit 街道儲蓄所credit union 合作銀行credit bureau 商業(yè)興信所self-service bank 無人銀行l(wèi)and ba

49、nk 土地銀行construction bank 建設(shè)銀行industrial and commercial bank工商銀行bank of communications 交通銀行mutual savings bank 互助儲蓄銀行post office savings bank 郵局儲蓄銀行mortgage bank, building society抵押銀行industrial bank 實業(yè)銀行home loan bank 家宅貸款銀行reserve bank 準備銀行chartered bank 特許銀行corresponding bank 往來銀行merchant bank, acc

50、epting bank承兌銀行investment bank 投資銀行import and export bank (EXIMBANK)進出口銀行joint venture bank 合資銀行money shop, native bank 錢莊credit cooperatives 信用社clearing house 票據(jù)交換所public accounting 公共會計business accounting 商業(yè)會計cost accounting 成本會計depreciation accounting 折舊會計computerized accounting 電腦化會計general ledg

51、er 總帳subsidiary ledger 分戶帳cash book 現(xiàn)金出納帳cash account 現(xiàn)金帳國際收支journal, day-book 日記帳，流水帳 bad debts 壞帳 investment 投資 surplus 結(jié)余 idle capital 游資 economic cycle 經(jīng)濟周期 economic boom 經(jīng)濟繁榮 economic recession 經(jīng)濟衰退 economic depression 經(jīng)濟蕭條 economic crisis 經(jīng)濟危機 economic recovery 經(jīng)濟復(fù)蘇 inflation 通貨膨脹 deflation 通貨

52、收縮 devaluation 貨幣貶值 revaluation 貨幣增值 international balance of payment favourable balance 順差adverse balance 逆差 hard currency 硬通貨soft currency 軟通貨international monetary system 國際貨幣制度 the purchasing power of money 貨幣購買力 money in circulation 貨幣流通量 note issue 紙幣發(fā)行量 national budget 國家預(yù)算 national gross pro

53、duct 國民生產(chǎn)總值 public bond 公債 stock, share 股票 debenture 債券 treasury bill 國庫券 debt chain 債務(wù)鏈 direct exchange 直接（對角）套匯 indirect exchange 間接（三角）套匯 cross rate, arbitrage rate 套匯匯率 foreign currency （exchange） reserve 外匯儲備 foreign exchange fluctuation 外匯波動foreign exchange crisis 外匯危機discount 貼現(xiàn)discount rate,

54、 bank rate 貼現(xiàn)率gold reserve 黃金儲備money (financial) market金融市場stock exchange 股票交易所broker 經(jīng)紀人commission 傭金bookkeeping 簿記bookkeeper 簿記員an application form 申請單bank statement 對帳單letter of credit 信用證strong room, vault 保險庫equitable tax system 等價稅則specimen signature 簽字式樣banking hours, business hours營業(yè)時間開戶What

55、 kind of account did you have in your mind?你想開哪種帳戶 ?Do you like to open a current account? 你想開一個活期存款帳戶嗎 ?A deposit or current account?定期還是活期 ?Please tell me how you would like to deposit your money. 請告訴我你想存何種戶頭 ?There's a service charge for the checking account but no charge for the savings. 支票戶

56、頭要收服務(wù)費，現(xiàn)金戶頭不收。Our minimum deposit for a savings account is 100 dollars. 我們儲蓄存款的最低存款額是 100 美圓。Five yuan is the minimum original deposit.最低起存款額是 5 元。You can open a savings account at any time with an initial deposit of 50 dollars. 你可隨時以 50 美圓的起存額開立儲蓄帳戶。Even one yuan is all right. 甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.這是你的存折，存取款時請帶來。保管好存折，遺失