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1、英語(yǔ)詞匯account number 帳號(hào)deitor 存戶pay-in slip 存款單a deit form 存款單a banding machine 自動(dòng)存取機(jī)to deit 存款deit receipt 存款收據(jù)private deits 私人存款of deit 存單deit book, passbookcredit cardprincipal 本金overdraft, overdraw 透支to counter sign 雙簽to endorse 背書(shū)endorser 背書(shū)人to cash 兌現(xiàn)to honor a cheque 兌付to dishonor a cheque 拒付to

2、 suspend payment 止付cheque,check 支票cheque book 支票本order cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blcheque 空白支票rubber cheque 空頭支票cheque stub, counterfoil 票根cash cheque 現(xiàn)金支票travelers cheque 旅行支票cheque for transfer 轉(zhuǎn)帳支票outstanding cheque 未付支票canceled cheque 已付支票fed cheque 偽支票Bandars note 莊票,銀票be

3、r家行長(zhǎng)savings b儲(chǔ)蓄Chase B大通Citib花旗Shanghai Bing Corporation匯豐Chartered Bof, Australia and China利Banque de IIndoChine 東方匯理central b, national b, bers bbof ie, bof circulation幣commerl b商業(yè),儲(chǔ)蓄信貸member b, credit b儲(chǔ)蓄信貸discount b貼現(xiàn)exchange b匯兌requesting b委托開(kāi)證iing b, opening b開(kāi)證advising b, notifying b通知negotia

4、tion b議付confirming b保兌paying b付款assote ber of collection 代收consigned ber of collection 委托clearing blocal b本地domestic b國(guó)內(nèi)overseas b國(guó)外unincorporated bbranch b分行trustee savings b儲(chǔ)蓄trust company公司finanl trust 金融公司unit trust投資公司trust institution的部credit department的信用部commerl credit company(discount compa

5、ny) 商業(yè)信貸公司(貼現(xiàn)公司)neighborhood savings b, bof deit街道儲(chǔ)蓄所credit union 合作credit bureau 商業(yè)興信所self-service b無(wú)人land b土地construction b建設(shè)industrial and commerl b工商bof communications 交通mutual savings b互助儲(chǔ)蓄t offiavings b郵局儲(chǔ)蓄mortgage b, building society 抵押industrial b實(shí)業(yè)home loan b家宅reserve b準(zhǔn)備chartered b特許corres

6、ponding b往來(lái)merchant b, accepting b承兌investment b投資import and export b(EXIMB)joventure b合資money shop, native bcredit cooperativesclearing house 票據(jù)交換所public accounting 公共會(huì)計(jì)business accounting 商業(yè)會(huì)計(jì)cost accounting 成本會(huì)計(jì)depretion accounting 折舊會(huì)計(jì)computerized accounting 電腦化會(huì)計(jì)general ledger 總帳subsidiary ledg

7、er 分戶帳cash book 現(xiàn)金出納帳cash account 現(xiàn)金帳journal, day-book帳,流水帳bad debts 壞帳investment 投資surplus 結(jié)余idle capital 游資economic cycle 經(jīng)濟(jì)周期economic boom 經(jīng)濟(jì)繁榮economic re經(jīng)濟(jì)economic depres經(jīng)濟(jì)economic crisis 經(jīng)濟(jì)economic recovery 經(jīng)濟(jì)復(fù)蘇inflation 通貨膨脹deflation 通貨收縮devaluation 貨幣貶值revaluation 貨幣增值ernational balance of pa

8、yment國(guó)際收支favourabalance 順差adverse balance 逆差hard currency 硬通貨soft currency 軟通貨ernational monetary system 國(guó)際貨幣制度the purchasinger of money 貨幣力money in circulation 貨幣流通量note ie量national budget 國(guó)家national gross product 國(guó)民生產(chǎn)總值public bond 公債stock, sharedebenture 債券treasury bill 國(guó)庫(kù)券debt chain鏈direct exchan

9、ge 直接(對(duì)角)套匯indirect exchange 間接(三角)套匯cross rate, arbitrage rate 套匯匯率foreign currency (exchange) reserve 外匯儲(chǔ)備foreign exchange fluctuation 外匯波動(dòng)foreign exchange crisis 外匯discount 貼現(xiàn)discount rate, brate 貼現(xiàn)率gold reserve 黃金儲(chǔ)備money (finanl) marketstock exchange交易所broker 經(jīng)紀(jì)人commis傭金bookkeng 簿記bookkeeper 簿記員

10、an application form 申請(qǐng)單bsement 對(duì)帳單letter of credit 信用證strong room, vault 保險(xiǎn)庫(kù)equitable tax system 等價(jià)稅則specimen signature 簽字式樣bing hours, business hours 營(yíng)業(yè)時(shí)間英語(yǔ)口語(yǔ)新開(kāi)帳戶What kind of account did you have in your mind?你想開(kāi)哪種帳戶?Do you like to open a current account?你想開(kāi)一個(gè)活期存款帳戶嗎?A deit or current account?定期還是活

11、期?Pleasel me how you would like to deit your money.請(qǐng)告訴我你想存何種戶頭?Theres a service charge for the checking account but no charge for the savings.支票戶頭要收服務(wù)費(fèi),現(xiàn)金戶頭不收。Our minimum deit for a savings account is 100 dollars.儲(chǔ)蓄存款的最低存款額是 100 美圓。Five yuan is the minimum original deit.最低起存款額是 5 元。You can open a sa

12、vings accounany time win initial deit of 50 dollars.你可隨時(shí)以 50 美圓的起存額開(kāi)立儲(chǔ)蓄帳戶。Even one yuan is.甚至一元也可以起存。Here is your pasbook. Please bring it back when you deit or withdraw money any time you like.Ket well and inform us whenever you lose it.這是你的,時(shí)請(qǐng)帶來(lái)。保管好,遺失請(qǐng)告訴。I should like to open a current account.開(kāi)一

13、個(gè)活期存款帳戶。I need a checking account sot I can pay my bill.我需開(kāi)個(gè)支票帳戶,這樣就能付帳。Wed like to know how we open a checking-savings account.想知道如何開(kāi)一個(gè)支票儲(chǔ)蓄帳戶。I have a checking account here.我在這里有一個(gè)支票存款帳戶。I think Id like a deit account.要開(kāi)個(gè)定期存款帳戶。Can I open a current account here?我能否在這兒開(kāi)個(gè)活期存款帳戶?I want to open a deit

14、account with you.我要開(kāi)個(gè)儲(chǔ)蓄帳戶。Id like to open a deit account with you.在這兒開(kāi)個(gè)定期存款帳戶。Could youl me the difference betn a savings account and a checking account?請(qǐng)告訴我儲(chǔ)蓄存款與支票存款的區(qū)別好嗎?Pleasel me the procedure for opening a savings account.請(qǐng)告訴我開(kāi)個(gè)儲(chǔ)蓄帳戶需要什么手續(xù)。Will 100 yuan be enough for a minimum deit?100 元作最低存款額夠嗎

15、?Id like to know whether a 200 yuan deit will be enough for opening a checking account.知道開(kāi)一個(gè)支票帳戶 200 元存款是否夠。Could youl me how to operate this account?請(qǐng)告訴我如何經(jīng)管這個(gè)帳戶好嗎?Is there any minimum for thedeit?第一次儲(chǔ)蓄有最低限額嗎?How much does each account cost?每個(gè)帳戶要花?Useful Phrasescurrent deit, current account 活期存款fix

16、ed deit, fixed account 定期存款fixed deit by installments 零存整取joaccount 存款帳戶to open an account頭英語(yǔ)口語(yǔ)存款How much do you want to deit with us?你想在這存多少?How much do you wish to payo your account?你希望在你的戶頭上存多少?How muoney do you plan to ken your account on a regular basis?你計(jì)劃在你的戶頭上定期存放?How much cash do you plan t

17、o deit in your account?你有要存入呢?I think you may deit your money with the b, or leave it here for temporary safe-keng.我認(rèn)為你可把錢(qián)存入,或留在暫保管起來(lái)。Would you please fillhe deiting form, giving the sum of money youre to deit as well asyour name, address and profesait?請(qǐng)?zhí)顝埓婵顔?,?xiě)明要存的數(shù)額以及你的,地址和工作的,好嗎?I want to deit 300

18、 yuany account.在戶頭上存 300 元。I want to deit these chequesy account.把這些支票存在戶頭上。Id like to pay 200 yuano my deit account.在在定期存款戶頭上存 200 元。I want to deit my paycheck.存入工資支票。Id like to know whether I can cash a cheque here.知道我能否在這兌換支票。Will you please cash this travelers cheque?請(qǐng)兌現(xiàn)這張旅行支票好嗎?Id like to cash

19、this money order.兌現(xiàn)這張匯款單。I want to cash the balance of a travelers letter of credit.我要把旅行信用證的結(jié)余兌現(xiàn)。Will you pleasel me whether you charge for cheques?請(qǐng)告訴我兌換支票收手續(xù)費(fèi)嗎?Could youl me how much the checks cost?請(qǐng)告訴我這些支票要花?What if I overdraw?如果透支了怎么辦?Please sign your name on the bottom line if you want to cas

20、h the check.如果想兌支票,請(qǐng)?jiān)谏虾灻?。Please write your account number on the back of the check.請(qǐng)?jiān)谥北趁鎸?xiě)上你的帳號(hào)。We honored the check as the overdraft was only 5 yuan.承兌這張支票的透支額只有 5 元。Please endorse the cheque.請(qǐng)背簽這張支票。The travelers checks cost 1.5% of the total amount of purchase.旅行支票手續(xù)費(fèi)是總額的 1.5%。Heres the cheque bo

21、ok. When you send a cheque bycash a cheque yourself, you must leave it open.t be careful to cross it, but if you wish to這是一本支票簿,你郵寄支票時(shí),注意要在支票上打叉線。但是如果你本人想開(kāi)張兌現(xiàn)支票,就不可打叉線。Each cheque you write will cost 2 dollars.你每開(kāi)一張支票將花 2 美圓。Useful Words and Phrasesaccount number 帳目deitor 存戶pay-in slip 存款單a deit for

22、m 存款單a banding machine 自動(dòng)存取機(jī)to deit 存款deit receipt 存款收據(jù)private deits 私人存款of deit 存單deit book, passbookcredit cardprincipal 本金overdraft, overdraw 透支to counter sign 雙簽to endorse 背書(shū)endorser 背書(shū)人to cash 兌現(xiàn)to honor a cheque 兌付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order

23、cheque 記名支票bearer cheque 不記名支票crossed cheque 橫線支票blcheque 空白支票rubber cheque 空頭支票cheque stub, counterfoil 票根cash cheque 現(xiàn)金支票travelers cheque 旅行支票cheque for transfer 轉(zhuǎn)帳支票outstanding cheque 未付支票canceled cheque 已付支票fed cheque 偽支票Bandars note 莊票,銀票英語(yǔ)口語(yǔ)取款、結(jié)余Id like to know if I can draw on my account for

24、payment of things I buyianjin.知道一下我是否能提取存款來(lái)支付購(gòu)物的費(fèi)用。I want to withdraw 200 dollars from my deit account.我要從定期存款中支取 200 美圓。I want to close my account with you.結(jié)束在這兒的帳戶。Id like to draw 100 yuan against this letter of credit.從這份信用證上提款 100 元。May I draw money against the letter of credit here?我可以在這兒用這份信用證

25、取錢(qián)嗎?Could youl me my balance?能否把存款結(jié)余金額告訴我?Please let me know my balance.請(qǐng)告訴我結(jié)余金額。I think you can draw on this account by cheque in payment of goods.我以為你可用支票提款支付購(gòu)物費(fèi)用。Your balance at the bis 300 yuan.你在本行的結(jié)余是 300 元。Your deit is exhausted.你的存款支凈了。Your letter of credit is used up.你的信用證用完了。Pleasel me how

26、 you wish to draw your money.請(qǐng)告訴我你希望怎樣支款。Fill our a withdrawal form, please.請(qǐng)?zhí)顚?xiě)取款單。The letter of credit is exhausted.信用證上的款子已提清。The letter at Counter 6 will pay you against your number slip.六號(hào)柜臺(tái)的出納員將根據(jù)你的號(hào)碼牌付給你錢(qián)。Useful Words and Phrasesto close an account, to clear an account 結(jié)清to draw money 取款drawin

27、g-out slip 取款單the number slip 號(hào)碼牌a withdrawal form 取款單to fillhe receipt in duplicate 一式兩份填這張收據(jù)ler, cashier 出納員英語(yǔ)口語(yǔ)兌換貨幣Pleasel me how much you want to change.請(qǐng)告訴我你要換多少。How much of the remittance do you want to converto Japayen?你要把多少匯款換成日?qǐng)A?What kind of currency do you want?要哪種貨幣?Whats it you wish to c

28、hange?你要換的?What kind of currency do you want to change?要換哪種貨幣?In what denominations?要什值的?Pleasel me what note you want.請(qǐng)告訴我要什么鈔票。Will seven tens be?7 張 10 元的可以嗎?Is itravelers cheques?換旅行支票嗎?Id like to know how I shall give it to you.知道如何付錢(qián)給你。How would you like it?你要什額的?Would you kindly sign the exch

29、ange form, giving your name and address?請(qǐng)?jiān)趦稉Q單上簽字,寫(xiě)出你的和地址,好嗎?Can you change me some money, please?能否請(qǐng)你給我兌換一些錢(qián)?Here it is, some French francs, Swiss francs, American dollars and a few Dh guilders.這些就是:一些法國(guó)法郎,法郎,美圓和一些荷蘭盾。Would you please give me seven five-pound notes, four pound notes and four ten-shi

30、lling notes,and the rest in small change.請(qǐng)你給我 7 張 5 鎊,4 張 1 鎊,4 張 10 先令,剩下的要零票。Would you mind giving me the six pence in coppers?勞駕給我 6 便士的銅幣。Id like to know if you could change this money backo U.S. dollars for me.知道能否把這筆兌回成美圓。Could you change these French francs for me?能給我兌換這些法國(guó)法郎嗎?Can you give me

31、 100 dollars in Swiss francs?能否給我 100 美圓的法郎?Id like to convert the full amount of the remittanceo U.S. dollars.把全部匯款換成美圓。Id like some coins for this note.把這張換成硬幣。Id like to break this 50 dollar note.把這張 50 美圓換開(kāi)。Five twenties and ten singles, please.請(qǐng)給我 5 張 20 元和 10的。I need 300 dollars in 100-dollar

32、cheques.我要 300 美圓票面為 100 美圓的支票。I hope youll give me ten travelers cheques of 100 dollars each.我希望給我 10 張面額為 100 美圓的旅行支票。In fives, please.請(qǐng)給我 5 元票面的。Could you give me some small notes?給我一些小票好嗎?Useful Words and Phrasescurrency, money 貨幣money changing 兌換貨幣an exchange form 兌換單bnote 鈔票note of large denom

33、ination 大票note of small denomination 小票small change 零錢(qián)subsidiary money 輔幣nickel piece 鎳幣plastic currency notes鈔票convertible money 可兌換(黃金)英語(yǔ)口語(yǔ)儲(chǔ)蓄存款利息Whats theerest rate for the savings account?儲(chǔ)蓄存款的利率是多少?Do you payerest on this account?這種存款付給利息嗎?Pleasel me what the annualerest rate is.請(qǐng)告訴我年利率是多少。erest

34、 is paid at the rate of 1% per annum at present.目前每年的利率是 1%。It allows you to earn a littleerest on your money.這可使你從存款中獲得一點(diǎn)利息。The account carrieserest of 4%.該存款有 4%的利息。Theerest is added to your account every year.每年的利息都加到你的存款中。Theerest rate for the savings account is 4%.儲(chǔ)蓄存款的利率是 4%。It varies from tim

35、e to time. At present it is 6%.(年息)每個(gè)時(shí)期都不同,現(xiàn)在是六厘。Useful Words and Phraseserest rate 利率*erest 單利compounderest 復(fù)利legalerest 法定利息prime rate 優(yōu)待利率payableerest 應(yīng)付利息lending rate利率usurythe subsidy rate for value-psavings 保值儲(chǔ)蓄補(bǔ)貼率英語(yǔ)口語(yǔ)外匯率l me the current rate for RMB, please.請(qǐng)告訴我的現(xiàn)價(jià)。Whats your selling rate for RMB yuan in notes today?今天現(xiàn)鈔的售價(jià)是多少?Whats the dollar going for today?美圓今天的售價(jià)是多少?Our buying rate for notes is 523 yuan for

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