中英再保險詞匯

中英再保險詞匯張煒整理，馮京葆補充 1998年9月15日/1999年8月17日修訂acceptancepolicyaccountingperiodaggregatelimitaggregatedlossantiselectionART(AlternativeRiskTransfer)balancebarragescaptivepoolscatastropheceidingcompanycessionlimitclaim-proneclaimsassistancecleancutcoinsurancecommencementandterminationcovercoverdepositpremiumdestroyedearthcavesEPAeventlimitexgratiapaymentsexcesslossexclusionexposedareasfacultativereinsurancefaultzonefiniterisk

核保政策結算期累積限額累積損失逆選擇新型風險轉移所欠款項堰壩共保起訖承保責任額預付保費毀壞土壞房屋臨時分保斷層區(qū)有限制的風險flashfloodsfloodingofriversframestructurefullcoveragefullinsurancevaluefullliabilityGeophysicsInstituteGNPIhailstormheavydamagehollowbrickwallhourclausehurricaneindividuallossesinsurabilityinsuredlossesintensitylayeringlessexposedliabilitylightlineslipsloadinglossoccurrencelossoccurringlossparticipationlosssettlementmagnitudemaliciousdamagemoderatedamagemulti-storybuildingMunichRenetretainedlinesnetretainedlosses

全部責任總凈保費收入雹暴嚴重破壞小時條款颶風可保性烈度層次責任分保條附加費分擔損失損失賠付震級惡意損害中度破壞慕尼黑再凈自留額損失凈自賠額noprofitcommissionnon-proportionalreinsurancenotificationobjectobligatoryreinsuranceoriginaldeductiblesoriginalratepaid-upcapitalpeakacceleratorperilPICCReplacementPMLpolicyholderpoolportfolioentryportfoliooutgopremiumpreviousprioritypriorityproportionalreinsurancerainstormratingreinforcedconcretebuildingreinstatementreinsuredreinsurerretentionretentionareasreturnperiodrevokelicenseseaquakesecondeventcover

無純益風險告知標的固定分保原始費率已付資本危險安排保單持有者共保組合保費既往損失自付責任雨暴費率鋼筋混凝土建筑恢復保額分出公司再保險人自留額滯洪區(qū)重現(xiàn)期吊銷營業(yè)執(zhí)照海震第二事件承保securitizationseismicdamageset-offshearwallstructuresinglespreadlossstoplossstormsurgessusceptibilityofgoodstotariffTGtidalwavetopographicmaptornadototalsuminsuredtreaty-limitstubestructureunderwritingpolicywindstormwoodenframestructure

證券化震害抵銷險位超賠分散風險風暴潮費率表海嘯地形圖龍卷風總保額風暴木結構房屋TermsusedininsuranceindustryaccidentactuarialAdvanceLossProfits(ALOP)AdvancebrokerBusinessInterruptionInsurancecaptivecasualtycatastrophecedingcompanyclaimclaimsettlementcombinedratioConsequentialLoss(CL)Contractor'sAllRisks(CAR)coverDelayincompletionEEIengineeringinsuranceErectionAllRisks(EAR)excessoflosscoverEXLprotectionfacultativebusinessIBRNIBRNreserveindemnityperiod/limitinflatedclaiminsurancecapacityinsuredpropertyKobeLloydlong-tailLossofprofitMachinery(Breakdown)Insurancemail/sub-contractormaintenancemultipleclaimnon-lifeofficer&directorliabilityoutstandingclaimreservePCindustry

意外事故險精算法預期利潤損失險，利損險預期利潤經紀人自保公司巨災險索賠理賠綜合賠付率后果損失建筑工程一切險（建工險）保障完工延誤工程保險安裝工程一切險（安工險超額賠償超賠保障臨分保Incurredbutnotreportedlosses 報的損失IBRN賠期/期限超額索賠承保能力參保物業(yè)神戶勞合社長尾利損險機器（損壞〕險，機損險主/分承包商保證期多次（重復）非壽險雇主保險未決索賠準備金property&catastropheindustryperil 危險policy 保單pool 聯(lián)營possiblemaximumloss 可能的最大損失premium 保費primaryinsurancecompany 原保公司、主保險商principal/employer 業(yè)主professional 專業(yè)險profitmargin 利潤邊際property 財產險proportionalcover 比例分保punitivedamage 懲罰性損害rate 費率reinsurer 分保人（分保公司）reinsurer 再保人reserve 準備金retention 自留returnperiod （巨災）間隔期short-tail 短尾solvencymargin 賠償能力standingcharges 維持費用subjectinsured 風險標的suminsured 保額tarrifzone 險區(qū)ThirdPartyLiability(TPL) 第三者責任險treatiesbusiness 合同分保turnover 營業(yè)額underwriting 承保workingexpenses/cost 營業(yè)費用writing 承保TermsfromtheSeminarontheIssuanceofBankSubordinatedMarch28,2001 ByJamesFeng10step-up5AmortizationBaselAgreementoraccordBaselCommitteeBISBulletstructureCalloptionCalloptionCapitaladequacyrateCapitalratio

10年期5年進級結構攤銷巴塞爾協(xié)議一次性結構回購權回購權資本充足率資本率（同資本充足率）CapitaltreatmentCommonstock(equity)CouponDatedinstrumentHybridTierIInstrumentJurisdictionLossabsorptionLowerTierIINPLPermanentcapitalPerpetualinstrument（capital）PreferredstockSeniordebtSoundSPVStep-upstructureSubdebtSubordinatedbondsSyntheticmaturitySystemicriskTaxdeduc