I WANT TO DEPOSITE 銀行存取款用語課件

UNIT8IwanttodepositsomemoneyNewwordscurrency:thesystemofmoneythatacountryusesexchangerate;匯率，兌換率theexchangeratebetweenUSDandRMBdeposit:toputmoneyintoabankaccount

withdraw:

totakemoneyoutofabankaccountID:identify;identificationannual:relatingtoaperiodofoneyear

anannualincome/budget

monthly:paid,validorcalculatedforonemonth

quarterly:producedorhappeningeverythreemonthsbalance:

theamountthatisleftaftertakingnumbersormoneyawayfromatotal

accountbalance賬戶余額charge：(noun)

~(forsth)

theamountofmoneythatsbasksforgoodsandservicesfreeofcharge免費(fèi)(verb):~(sb/sth)forsth|~(sb)sth(forsth)

toaskanamountofmoneyforgoodsoraservice

receipt:

~(forsth)

(

salesslip)apieceofpaperthatshowsthatgoodsorserviceshavebeenpaidfor

我給她寫了一張收錢的收條Iwroteherareceiptforthemoney.請給我開個收據(jù)好嗎？CanIhaveareceipt,pleasebill:apieceofpaperthatshowshowmuchyouowesbforgoodsorservices

thetelephone/electricity/gasbillapieceofpapermoney

NorthAmericanEnglishthreeten-dollarbillsBritishEnglishafive-poundnotepassbook:銀行存折clerk:apersonwhosejobistokeeptherecordsoraccountsinanoffice,shop/storeetc.

client:

apersonwhousestheservicesoradviceofaprofessionalpersonororganizationcustomer:apersonoranorganizationthatbuyssthfromashop/storeorbusinessapplication:aformal(oftenwritten)requestforsth,suchasajob,permissiontodosthoraplaceatacollegeoruniversity

phrasescheckingaccount通用支票賬戶savingsaccount/currentaccount/currentdeposit/demanddeposit活期存款賬戶timedeposit/depositaccount/dateddepositfixeddeposit/termdeposit定期存款賬戶certificateofdepositC/D定期存單depositmoney/makeadeposit存錢withdrawmoney/makeawithdrawal取錢atwelve-monthterm十二個月期限

accountbalance賬戶余額interestrate/rateofinterest利率debitcard借記卡creditcard信用卡（overdraw,overdraft)ATM:AutomatedTellerMachineoutofbreath上氣不接下氣Wewereoutofbreathaftermerelyfive-minuterunning.Hesaidoutofbreaththathehadtoleaveatonce.shortofbreath呼吸困難，喘不過氣，氣急Shefeltshortofbreathbecauseofheartdisease.AskingaboutfeesHowmuchdoyouchargeforopeninganaccount/eachtransaction?Thereisnoservicechargeforopeningaccount.OpeninganaccountisfreeofchargeWewon’tchargeyouforopeninganaccount.Wewillchargeyou$3monthly./Itcostsyou$3everymonth.AskingaboutinterestrateWhatistheannual/monthlyinterestrate?Whatistherateofacurrentdeposit?Whatisthetermdepositrateforayear?Howabouttheinterestrate?Theinterestratevariesfromtimetotime.Theinterestratevariesaccordingtothegovernmentalpolicy.Atpresentitis1.5%foroneyear,and2.1%fortwo-year.Theinterestratevarieswiththetermofdeposit.WithdrawinginadvanceI’dliketomakeawithdrawalfrommycertificateofdeposit.WillIlosesomemoney/interestifIdecidetowithdrawonitnow?Yes,youwill.Youhavea2-yearC/Dwithus.I’msorrytotellyouthatwouldmeanlosing6monthsofinterestasapenaltyforwithdrawingbeforematurity.Thebankchargesyou5monthsofinterestasapenaltyifyouwithdrawonitnow.deadline:apointintimebywhichsth.mustbedoneThedeadlineforapplicationisApril30th.“sellby”date最后可售賣的日期

expiry/expiringdate過期時間Themilkhasexpiredbymorethan3months.

（productiondate生產(chǎn)日期）pre-decideddate到期日maturity到期日，成熟期ChangingsomemoneyI’dliketochangesomemoney./Iwanttodoacurrencyexchange.What’stheexchangerateofRMBtoUSdollarstoday/betweenUSdollarsandRMBtoday?It’s6.05yuanforonedollar.WouldyouliketochangesomeUSdollarsWell,Iwanttochange$500.Yes,howwouldyoulikeyourmoney?/Whatdenominationswouldyoulike?Pleasegivemethree100-dollarbillsandfour50-dollarbills./Pleasegiveme60dollarsinfives.dialogue開戶銀行職員：我能為你做什么嗎？顧客：我想要開個戶頭。銀行職員：你想要開什么類型的戶頭？顧客：我想要開一個活期存款賬戶。銀行職員：好的，你有證件嗎，比如說身份證或者護(hù)照？顧客：駕駛證怎么樣，可以嗎？銀行職員：是的，可以的。請?zhí)顚戇@張表格。我們會給你一張借記卡和一本存折。這些都是免費(fèi)的。你可以在柜臺取錢，也可以在ATM機(jī)取錢。顧客：好的，我填好表格就回來。（過了一會兒）顧客：這是我的駕照和填好的表格銀行職員：好的，請稍等?，F(xiàn)在你需要交納20美元初始存款。顧客：這是20美元，給你銀行職員：請?jiān)谶@里簽名。顧客：好的。銀行職員：這是你的卡和存折。還需要辦理其他業(yè)務(wù)嗎？顧客：不需要了，謝謝。銀行職員：不客氣Clerk:Oh,yes.Pleasefillinthisapplication.We’llgiveyouadebitcardandapassbook.Thereisnochargesonthem,youcanwithdrawmoneyeitherviatheATMoroverthecounter.Client:Allright,I’llfilloutthisformandcomerightback.(Afterawhile)Client:Hereismydriver’slicenseandthecompletedform.Clerk:Ok,pleasewaitaminute.Nowyouneedtomakeaninitialdepositof$20Client:Thisis$20,hereyouare.Clerk:Pleasesignyournamehere.Client:OkClerk:Hereisyourcardandpassbook.IsthereanythingelseIcandoforyou?Client:No,thanks.Clerk:You’rewelcome

（過了一會兒）顧客：這是填好的單子和錢。銀行職員：請給我你的身份證顧客：給你。銀行職員：都辦好了。這是存單和回執(zhí)。還要辦其他業(yè)務(wù)嗎。顧客：沒有了，謝謝銀行職員：不客氣depositClerk:HowcanIhelpyou?Client:Iwanttomakeadeposit.Clerk:howmuchdoyouwanttodeposit?Client:Iwannadeposit100,000yuan.Whatistheinterestrateoftimedeposit?Clerk:it’s1.5%forone-year,and2.1%fortwo-yearterm.Sowhatte