版權(quán)說明:本文檔由用戶提供并上傳,收益歸屬內(nèi)容提供方,若內(nèi)容存在侵權(quán),請(qǐng)進(jìn)行舉報(bào)或認(rèn)領(lǐng)
文檔簡(jiǎn)介
不景氣slump〔衰退recession〕二板市場(chǎng)thesecondboardmarket中國(guó)創(chuàng)業(yè)板ChinaGrowthEnterpriseMarket首次上市IPOs(initialpublicoffering)市場(chǎng)資本總額marketcapitalization法人股institutionalshares內(nèi)部股(非上市招股〕privatecompanyshares牛市bullmarket法律風(fēng)險(xiǎn)legalrisk風(fēng)險(xiǎn)管理riskmanagement堅(jiān)持嚴(yán)格的貸款標(biāo)準(zhǔn)maintainstrongunderwritingstandards六大風(fēng)險(xiǎn)risksin6keyareas(U.S.FederalReservecriterion)信用風(fēng)險(xiǎn)creditrisk供給學(xué)派supply-sideeconomist第一產(chǎn)業(yè)(農(nóng)業(yè))agriculture(primaryindustry)第二產(chǎn)業(yè)(工業(yè)〕manufacturingindustry(secondaryindustry)第三產(chǎn)業(yè)〔效勞業(yè)〕serviceindustry(tertiaryindustry〕主要經(jīng)濟(jì)指標(biāo)majoreconomicindicators國(guó)內(nèi)生產(chǎn)總值GDPgrossdomesticproduct(商品和勞務(wù)幣值總和,不包括海外收入支出)國(guó)民生產(chǎn)總值GNPgrossnationalproduct(商品和勞務(wù)幣值總和,包括海外收入支出)人均國(guó)內(nèi)生產(chǎn)總值GDPpercapita宏觀經(jīng)濟(jì)macroeconomy互助基金mutualfund擴(kuò)大內(nèi)需expanddomesticdemand改善居民心理預(yù)期inspirethegeneralpublic'sconfidenceinthefuturenee(cuò)ds鼓勵(lì)增加即期消費(fèi)encouragemoreimmediateconsumption長(zhǎng)期國(guó)債long-termtreasurybonds支付國(guó)債利息toservicetreasurybonds財(cái)政赤字和債務(wù)deficitsandthenationaldebt按原口徑計(jì)算calculateonthebaseline按不變價(jià)格計(jì)算calculateatconstantprice按可比價(jià)格計(jì)算calculateatcomparableprice列入財(cái)政預(yù)算支出listedinthefiscalbudget結(jié)售匯制度thesystemofexchange,settlementandsales經(jīng)常工程順差favorablebalanceofcurrentaccount,surplusofcurrentaccount開辦人民幣業(yè)務(wù)engageinRenminbi(RMB)business出口退稅制度thesystemofrefundingtaxesonexportedgoods保證金臺(tái)帳制度Depositaccountsystemforprocessingtrade分期付款paybyinstallment保值儲(chǔ)蓄inflat(yī)ion-proofbanksavings抵押貸款collat(yī)eralisedloans住房抵押貸款residentialmortgageloan貨幣主義者monetarist方案經(jīng)濟(jì)plannedeconomy指令性方案mandatoryplan技術(shù)密集型technologyintensive大規(guī)模生產(chǎn)massproduction經(jīng)濟(jì)林cashtree跟蹤審計(jì)follow-upauditing流動(dòng)性風(fēng)險(xiǎn)liquidityrisk操作風(fēng)險(xiǎn)operationalrisk內(nèi)部審計(jì)internalaudit拋售bearsales配套政策supportingpolicies中國(guó)人民銀行〔中央銀行〕ThePeople’sBankofChina〔centralbank)四大國(guó)有商業(yè)銀行4majorstat(yī)e-ownedcommercialbanks中國(guó)銀行Bankofchina中國(guó)工商銀行IndustrialandCommercialBankofChina(〕and中國(guó)建立銀行ConstructionBankofChina中國(guó)農(nóng)業(yè)銀行AgriculturalBankofChina招商銀行ChinaMerchantsBank疲軟股票softstock配股allotmentofshares實(shí)際增長(zhǎng)率growthrateinrealterms年均增長(zhǎng)率averagegrowthrateperannum投資回報(bào)率rat(yī)eofreturnoninvestment外貿(mào)進(jìn)出口總額totalforeigntradevalue實(shí)際利用外資incomingoverseascapital(investment)inplace消費(fèi)價(jià)格指數(shù)consumerpriceindex〔CPI)零售價(jià)格指數(shù)retailpriceindex〔RPI〕生活費(fèi)用價(jià)格總指數(shù)totalpriceindexoflivingcost生活費(fèi)用incomeavailableforlivingexpenses扣除物價(jià)因素inrealterms/oninflation-adjustedbasis居民儲(chǔ)蓄存款residents’banksavingsdeposit恩格爾系數(shù)(食品開支占總支出的比例〕Engelcoefficient基尼系數(shù)(衡量地區(qū)差異)Ginicoefficient購置力平價(jià)法purchasingpowerparity(PPP〕(衡量使用不同貨幣的兩個(gè)國(guó)家或地區(qū)的經(jīng)濟(jì)水平、收入水平的一種計(jì)算法,用相等的匯率比較兩種貨幣各自的國(guó)內(nèi)購置力〕片面追求開展速度excessivepursuitofgrowth泡沫經(jīng)濟(jì)bubblee(cuò)conomy經(jīng)濟(jì)過熱overheatingofeconom通貨膨脹inflation實(shí)體經(jīng)濟(jì)therealeconomy經(jīng)濟(jì)規(guī)律lawsofeconomics市場(chǎng)調(diào)節(jié)marketregulat(yī)ion優(yōu)化資源配置optimizeallocationofresources規(guī)模經(jīng)營(yíng)優(yōu)勢(shì)advantageofeconomiesofscale勞動(dòng)密集型laborintensive市場(chǎng)風(fēng)險(xiǎn)marketrisk收緊銀根tightenupmonetarypolicy適度從緊的財(cái)政政策moderatelytightfiscalpolicy信用緊縮creditcrunch加強(qiáng)國(guó)有商業(yè)銀行內(nèi)部資金調(diào)度Instatecommercialbanks,internalcapitalallocationshouldbeimproved.合理劃分貸款審批權(quán)限Limitsofauthorityforexaminingandapprovingloansshouldberationallydefined.保證有市場(chǎng)、有效益、守信用企業(yè)的流動(dòng)資金貸款ensurefloatingcapitalloansforwell-performingandtrustworthyenterpriseswhichturnouttherightproductsfortherightmarkets啟動(dòng)民間投資attractinvestmentfromtheprivatesector適銷對(duì)路的產(chǎn)品therightproducts/readilymarketableproducts國(guó)有企業(yè)stat(yī)e-ownedenterprises(SOEs)集體企業(yè)collectively-owned〔partnership)enterprises私營(yíng)企業(yè)privat(yī)ebusinesses民營(yíng)企業(yè)privately-runbusinesses中小企業(yè)small-and-medium-sizedenterprises三資企業(yè)(中外合資、中外合作、外商獨(dú)資〕overseas-investedenterprises;foreign-investedenterprises(Chinese-overseasequityjointventures,Chinese-overseascontractualjointventures,whollyforeign-ownedenterprises〕存款保證金guarantymoneyfordeposits貨幣回籠withdrawalofcurrencyfromcirculat(yī)ion吸收游資absorbidlefund經(jīng)常性貸款commerciallending經(jīng)常性支出operat(yī)ingexpenses再貸款re-lending;subloan支持國(guó)有大型企業(yè)和高新技術(shù)企業(yè)上市融資supportlargestat(yī)e-ownedenterprisesandhighandinnovativetechnologycompaniesintheireffortstoseekfinancingbylistingonthestockmarket改制上市Anenterpriseisre-organizedaccordingtomoderncorporat(yī)esystemsothat(yī)itwillgetlistedonthestockmarket.進(jìn)一步標(biāo)準(zhǔn)和開展證券市場(chǎng)furtherstandardizeanddevelopthesecuritiesmarket增加直接融資比重increasetheproportionofdirectfinancing完善股票發(fā)行上市制度improvethesystemforIPOandlistingonstockmarkets中國(guó)證監(jiān)會(huì)ChinaSecuritiesRegulatoryCommission(CSRC)深圳證券交易所市ShenzhenStockExchange上海證券交易所ShanghaiStockExchange綜合指數(shù)compositeindex納斯達(dá)克〔高技術(shù)企業(yè)板〕NASDAQ〔NationalAssociationofSecuritiesDealersAutomat(yī)edQuotat(yī)ion主板市場(chǎng)themainboard通貨緊縮deflation中國(guó)現(xiàn)代化建立分三步走的戰(zhàn)略thethree-stepdevelopmentstrategyofChina’smodernizationdrive第一步,到1990年國(guó)民生產(chǎn)總值比1980年翻一番StepOne:GDPof1990doublesthatof1980.第二步,到2000年人均國(guó)民生產(chǎn)總值比1980年翻兩番,人民生活到達(dá)小康水平StepTwo:GDPof2000quadruplesthat(yī)of1980;peopleliveafairlycomfortablelife.第三步,到21世紀(jì)中期建國(guó)100周年時(shí),到達(dá)中等興旺國(guó)家水平StepThree:Bytheyear2049,the100thanniversaryoftheP.R.C.,China’slevelofdevelopmentisexpectedtobeonparwiththemid-rankingdevelopedcountries與世界經(jīng)濟(jì)的聯(lián)系將更加嚴(yán)密bemorecloselylinkedtotheworldeconomy中國(guó)巨大的市場(chǎng)潛力將逐步轉(zhuǎn)化為現(xiàn)實(shí)的購置力ThehugemarketpotentialthatChinaenjoyswillbeturnedintotangiblepurchasingpower.適應(yīng)市場(chǎng)經(jīng)濟(jì)需要的法律法規(guī)體系還不夠健全Theregulat(yī)oryandlegalsystemisnotwellestablishedastoadapttothedemandofmarketeconomy.經(jīng)濟(jì)管理體制可能會(huì)出現(xiàn)一些不適應(yīng)Thee(cuò)conomicmanagementsystemmaynotbereadilyadaptedtothechanges.一些行業(yè)和企業(yè)可能會(huì)受到?jīng)_擊Somesectorsofeconomyandsomebusinessesmaybeadverselyaffected.立足中國(guó)國(guó)情,發(fā)揮自身優(yōu)勢(shì)proceedfromnationalconditionsinChinaandbringouradvantagesintoplay揚(yáng)長(zhǎng)避短,趨利避害,迎接經(jīng)濟(jì)全球化的挑戰(zhàn)fosterstrengthsandcircumventweaknessesandrisetothechallengeofeconomicglobalizat(yī)ion瓶頸制約bottleneckconstraints放權(quán)讓利decentralizationandinterestconcessions(inlat(yī)e1980sandearly1990s)深化改革intensifyreform;deepenone’scommitmenttoreform配套改革supporting〔concomitant)reforms配套資金counterpartfunds;localfundingof提高經(jīng)濟(jì)效益improveeconomicperformance;increaseeconomicreturns講求社會(huì)效益valuecontributiontosociety;payat(yī)tentiontosocialeffect加速國(guó)民經(jīng)濟(jì)信息化developinformation-basedeconomyaccelerat(yī)eITapplicationineconomy拉動(dòng)經(jīng)濟(jì)增長(zhǎng)fueleconomicgrowth利改稅substitutionoftaxpaymentforprofitdelivery費(fèi)改稅transformadministrativefeesintotaxes債轉(zhuǎn)股debt-to-equityswap頭寸寬裕(頭寸緊缺〕inaneasyposition(tightposition)朝陽產(chǎn)業(yè)sunriseindustry招標(biāo)投標(biāo)制thesystemofpublicbiddingforproject充分發(fā)揮貨幣政策的作用givefullplaytotheroleofmonetarypolicy實(shí)施積極的財(cái)政政策followapro-activefiscalpolicy向銀行增發(fā)國(guó)債,擴(kuò)大投資Thegovernmentissuedadditionaltreasurybondstobankstoincreaseinvestment.再注資recapitalization放松銀根toeasemonetarypolicy信息經(jīng)濟(jì)ITeconomy外向型經(jīng)濟(jì)export-orientedeconomy信息時(shí)代informationage全球化globalization〔全球性globality〕信譽(yù)風(fēng)險(xiǎn)reputationalrisk風(fēng)險(xiǎn)評(píng)級(jí)riskrating到期不還貸defaultonaloan資不抵債insolvency;beinsolvent亞洲金融危機(jī)Asianfinancialcrisis(1997-98)投資〔貸款)組合investment(loan)portfolio外匯儲(chǔ)藏充足sufficientforeignexchangereserves中國(guó)金融業(yè)問題problemswithfinancialsectorinChina儲(chǔ)蓄比例過高theexcessivelylargeproportionofsavingsinthemoneysupply國(guó)有企業(yè)產(chǎn)負(fù)債率過高h(yuǎn)ighleverageratioofthestat(yī)e-ownedenterprises,國(guó)有獨(dú)資商業(yè)銀行不良資產(chǎn)比例過高h(yuǎn)ighratioofnon-performingloansofthestatecommercialbanks少數(shù)中小存款金融機(jī)構(gòu)不能支付到期債務(wù)insolvencyofahandfulofsmallandmedium-sizedfinancialinstitutions不良貸款non-performingloans防范和化解金融風(fēng)險(xiǎn)addressfinancialrisks提高企業(yè)借貸和行使民事責(zé)任的能力improveenterprises’creditworthinessandabilitytofulfiltheircivilliabilities監(jiān)事會(huì)supervisoryboard實(shí)行慎重會(huì)計(jì)制度adoptprudentialaccountingstandards五級(jí)分類法劃分貸款質(zhì)量thefive-categoryassetclassificationapproach金融資產(chǎn)管理公司financialassetmanagementcompanies別離和收回不良資產(chǎn)substantiallyreducetherat(yī)ioofnon-performingassets分業(yè)管理、規(guī)模經(jīng)營(yíng)businesssegregation,economyofscale標(biāo)準(zhǔn)金融機(jī)構(gòu)市場(chǎng)退出制度improvethemarketexitmechanismforfinancialinstitutions政策性銀行stat(yī)epolicy-relatedbank國(guó)家開展銀行StateDevelopmentBank知識(shí)經(jīng)濟(jì)knowledge-basedeconomy網(wǎng)絡(luò)經(jīng)濟(jì)Internet-basednetworkedeconomy指導(dǎo)性方案guidanceplan社會(huì)主義市場(chǎng)經(jīng)濟(jì)〔中國(guó)〕socialistmarketeconomy社會(huì)市場(chǎng)經(jīng)濟(jì)(德國(guó))socialmarketeconomy新經(jīng)濟(jì)(美國(guó))neweconomy中國(guó)光大銀行EverbrightBankofChina中國(guó)民聲銀行ChinaMinshengBankingCorporationLtd.中信實(shí)業(yè)銀行CITICIndustrialBank中國(guó)進(jìn)出口銀行ChinaEXIMBank匯豐銀行HongKongandShanghaiBankingCorporation(HKSBC)金融監(jiān)管financialsupervision中國(guó)人民銀行法LawofthePeople’sBankofChina商業(yè)銀行法LawofCommercialBanks保險(xiǎn)法LawofInsurance證券法LawofSecurities巴塞爾原那么BaselCorePrinciples監(jiān)管對(duì)象的行為有問題、管理機(jī)制不健全problemsofsupervisedentities’behaviorandtheunsoundinternalgovernancemechanism風(fēng)險(xiǎn)意識(shí)consciousnessofriskprevention事前監(jiān)管proactiveregulationandsupervisionaccountnumber帳目編號(hào)depositor存戶pay-inslip存款單adepositform存款單abandingmachine自動(dòng)存取機(jī)todeposit存款depositreceipt存款收據(jù)privatedeposits私人存款certificateofdeposit存單depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign雙簽toendorse背書endorser背書人tocash兌現(xiàn)tohonoracheck兌付todishonoracheck拒付tosuspendpayment止付check支票checkbook支票本ordercheck記名支票bearercheck不記名支票crossedcheck橫線支票blankcheck空白支票rubbercheck空頭支票checkstub,counterfoil票根cashcheck現(xiàn)金支票traveler'scheck旅行支票checkfortransfer轉(zhuǎn)帳支票outstandingcheck未付支票canceledcheck已付支票forgedcheck偽支票Bandar'snote莊票,銀票banker銀行家president行長(zhǎng)savingsbank儲(chǔ)蓄銀行ChaseBank大通銀行NationalCityBankofNewYork花旗銀行HongkongShanghaiBankingCorporation匯豐銀行CharteredBankofIndia,AustraliaandChina麥加利銀行BanquedeI'IndoChine東方匯理銀行centralbank,nationalbank,banker'sbank中央銀行bankofissue,bankofcirculation發(fā)行幣銀行commercialbank商業(yè)銀行,儲(chǔ)蓄信貸銀行memberbank,creditbank儲(chǔ)蓄信貸銀行discountbank貼現(xiàn)銀行exchangebank匯兌銀行requestingbank委托開證銀行issuingbank,openingbank開證銀行advisingbank,notifyingbank通知銀行negotiat(yī)ionbank議付銀行confirmingbank保兌銀行payingbank付款銀行associatebankerofcollection代收銀行consignedbankerofcollection委托銀行clearingbank清算銀行l(wèi)ocalbank本地銀行domesticbank國(guó)內(nèi)銀行overseasbank國(guó)外銀行unincorporatedbank錢莊branchbank銀行分行trusteesavingsbank信托儲(chǔ)蓄銀行trustcompany信托公司financialtrust金融信托公司unittrust信托投資公司trustinstitution銀行的信托部creditdepartment銀行的信用部commercialcreditcompany〔discountcompany)商業(yè)信貸公司〔貼現(xiàn)公司〕neighborhoodsavingsbank,bankofdeposit街道儲(chǔ)蓄所creditunion合作銀行creditbureau商業(yè)興信所self-servicebank無人銀行l(wèi)andbank土地銀行constructionbank建立銀行industrialandcommercialbank工商銀行bankofcommunications交通銀行mutualsavingsbank互助儲(chǔ)蓄銀行postofficesavingsbank郵局儲(chǔ)蓄銀行mortgagebank,buildingsociety抵押銀行industrialbank實(shí)業(yè)銀行homeloanbank家宅貸款銀行reservebank準(zhǔn)備銀行charteredbank特許銀行correspondingbank往來銀行merchantbank,acceptingbank承兌銀行investmentbank投資銀行importandexportbank(EXIMBANK〕進(jìn)出口銀行jointventurebank合資銀行moneyshop,nativebank錢莊creditcooperatives信用社clearinghouse票據(jù)交換所publicaccounting公共會(huì)計(jì)businessaccounting商業(yè)會(huì)計(jì)costaccounting本錢會(huì)計(jì)depreciat(yī)ionaccounting折舊會(huì)計(jì)computerizedaccounting電腦化會(huì)計(jì)generalledger總帳subsidiaryledger分戶帳cashbook現(xiàn)金出納帳cashaccount現(xiàn)金帳journal,day-book日記帳,流水帳baddebts壞帳investment投資surplus結(jié)余idlecapital游資economiccycle經(jīng)濟(jì)周期economicboom經(jīng)濟(jì)繁榮economicrecession經(jīng)濟(jì)衰退economicdepression經(jīng)濟(jì)蕭條economiccrisis經(jīng)濟(jì)危機(jī)economicrecovery經(jīng)濟(jì)復(fù)蘇inflation通貨膨脹deflation通貨收縮devaluation貨幣貶值revaluation貨幣增值internationalbalanceofpayment國(guó)際收支favorablebalance順差adversebalance逆差hardcurrency硬通貨softcurrency軟通貨internationalmonetarysystem國(guó)際貨幣制度thepurchasingpowerofmoney貨幣購置力moneyincirculation貨幣流通量noteissue紙幣發(fā)行量nationalbudget國(guó)家預(yù)算nat(yī)ionalgrossproduct國(guó)民生產(chǎn)總值publicbond公債stock,share股票debenture債券treasurybill國(guó)庫券debtchain債務(wù)鏈directexchange直接〔對(duì)角〕套匯indirectexchange間接(三角)套匯crossrate,arbitragerate套匯匯率foreigncurrency(exchange)reserve外匯儲(chǔ)藏foreignexchangefluctuation外匯波動(dòng)foreignexchangecrisis外匯危機(jī)discount貼現(xiàn)discountrate,bankrate貼現(xiàn)率goldreserve黃金儲(chǔ)藏money(financial)market金融市場(chǎng)stockexchange股票交易所broker經(jīng)紀(jì)人commission傭金bookkeeping簿記bookkeeper簿記員anapplicationform申請(qǐng)單bankstatement對(duì)帳單letterofcredit信用證strongroom,vault保險(xiǎn)庫equitabletaxsystem等價(jià)稅那么specimensignature簽字式樣bankinghours,businesshours營(yíng)業(yè)時(shí)間share,equity,stock股票、股權(quán)negotiableshare可流通股份treasury/governmentbond國(guó)庫券/政府債券closed-endsecuritiesinvestmentfund封閉式證券投資基
溫馨提示
- 1. 本站所有資源如無特殊說明,都需要本地電腦安裝OFFICE2007和PDF閱讀器。圖紙軟件為CAD,CAXA,PROE,UG,SolidWorks等.壓縮文件請(qǐng)下載最新的WinRAR軟件解壓。
- 2. 本站的文檔不包含任何第三方提供的附件圖紙等,如果需要附件,請(qǐng)聯(lián)系上傳者。文件的所有權(quán)益歸上傳用戶所有。
- 3. 本站RAR壓縮包中若帶圖紙,網(wǎng)頁內(nèi)容里面會(huì)有圖紙預(yù)覽,若沒有圖紙預(yù)覽就沒有圖紙。
- 4. 未經(jīng)權(quán)益所有人同意不得將文件中的內(nèi)容挪作商業(yè)或盈利用途。
- 5. 人人文庫網(wǎng)僅提供信息存儲(chǔ)空間,僅對(duì)用戶上傳內(nèi)容的表現(xiàn)方式做保護(hù)處理,對(duì)用戶上傳分享的文檔內(nèi)容本身不做任何修改或編輯,并不能對(duì)任何下載內(nèi)容負(fù)責(zé)。
- 6. 下載文件中如有侵權(quán)或不適當(dāng)內(nèi)容,請(qǐng)與我們聯(lián)系,我們立即糾正。
- 7. 本站不保證下載資源的準(zhǔn)確性、安全性和完整性, 同時(shí)也不承擔(dān)用戶因使用這些下載資源對(duì)自己和他人造成任何形式的傷害或損失。
最新文檔
- 2025年高科技企業(yè)應(yīng)收賬款質(zhì)押擔(dān)保合同樣本3篇
- 二零二五版高校學(xué)術(shù)期刊合作承包出版合同3篇
- 2025版衛(wèi)生院與鄉(xiāng)村醫(yī)生合作協(xié)議書3篇
- 二零二五版旅游導(dǎo)購人員派遣合同2篇
- 2025年度跨境電商進(jìn)口商品質(zhì)量擔(dān)保合同4篇
- 二零二五年車抵押貸款提前還款合同模板3篇
- 2025版無人配送機(jī)器人運(yùn)營(yíng)免責(zé)條款合同范本4篇
- 二零二五版企業(yè)班車租賃及節(jié)能減排服務(wù)合同3篇
- 二零二五年度透水混凝土工程市場(chǎng)營(yíng)銷合作協(xié)議2篇
- 第一人民醫(yī)院二零二五年度進(jìn)修人員醫(yī)療質(zhì)量管理與服務(wù)協(xié)議3篇
- 第1課 隋朝統(tǒng)一與滅亡 課件(26張)2024-2025學(xué)年部編版七年級(jí)歷史下冊(cè)
- 2025-2030年中國(guó)糖醇市場(chǎng)運(yùn)行狀況及投資前景趨勢(shì)分析報(bào)告
- 冬日暖陽健康守護(hù)
- 水處理藥劑采購項(xiàng)目技術(shù)方案(技術(shù)方案)
- 2024級(jí)高一上期期中測(cè)試數(shù)學(xué)試題含答案
- 山東省2024-2025學(xué)年高三上學(xué)期新高考聯(lián)合質(zhì)量測(cè)評(píng)10月聯(lián)考英語試題
- 不間斷電源UPS知識(shí)培訓(xùn)
- 三年級(jí)除法豎式300道題及答案
- 品學(xué)課堂新范式
- GB/T 1196-2023重熔用鋁錠
- 幼兒園教師培訓(xùn):計(jì)數(shù)(數(shù)數(shù))的核心經(jīng)驗(yàn)
評(píng)論
0/150
提交評(píng)論