2022-2023年銀行招聘之銀行招聘綜合知識自測模擬預測題庫(名校卷)

2022-2023年銀行招聘之銀行招聘綜合知識自測模擬預測題庫(名校卷)

單選題（共200題）1、2020年3月10日國家主席習近平專門赴湖北省武漢市考察疫情防控工作。他強調(diào)，經(jīng)過艱苦努力，湖北和武漢疫情防控形勢發(fā)生積極向好變化，取得階段性重要成果，但疫情防控任務(wù)依然艱巨繁重。越是在這個時候，越是要保持頭腦清醒，越是要慎終如始，越是要再接再厲、善作善成，繼續(xù)把（）作為當前頭等大事和最重要的工作。A.疫情防控B.疫情監(jiān)管C.疫情防治D.疫情管理【答案】A2、DNS服務(wù)是指（）。A.動態(tài)域名解析B.動態(tài)分配IP地址C.互聯(lián)網(wǎng)接入服務(wù)D.網(wǎng)絡(luò)安全架構(gòu)【答案】A3、某企業(yè)對以外幣結(jié)算的款項減少業(yè)務(wù)的核算，以前都按原入賬時的匯率作為賬面匯率，但從本年初起，經(jīng)董事會同意，改按加權(quán)平均法并已在會計報告中加以說明。對于上述會計方法的重要變動，如企業(yè)不再作出任何調(diào)整，注冊會計師應(yīng)出具（）。A.無保留意見審計報告B.保留意見審計報告C.否定意見審計報告D.無法表示意見審計報告【答案】A4、在“資源管理器”窗口中，用戶若要選定多個連續(xù)的文件或文件夾，須在鼠標單擊操作之前按下（）鍵。A.CtrlB.ShiftC.AltD.Tab【答案】B5、馬克思主義政治經(jīng)濟學研究的出發(fā)點是（）。A.生產(chǎn)力B.生產(chǎn)關(guān)系C.物質(zhì)資料生產(chǎn)活動D.經(jīng)濟規(guī)律【答案】C6、掠奪交易是指以強制手段為基礎(chǔ)、一方強迫另一方的利益轉(zhuǎn)移(包括其承載物的轉(zhuǎn)移>。下列不屬于掠奪交易的是(）。A.甲有一幅非常珍貴的古名畫，乙知道后千方百計想得到，就請甲的領(lǐng)導出面，用一幅現(xiàn)代名畫將乙的那幅畫換到手B.張某擺了一個雜貨攤點，一天，有一人來買塑料面盆，她拿出一元錢塞給張說：“我知道你賣三元一只，我們是鄰居，就一元賣給我吧?！闭f完就拿走了面盆C.小李家正搞裝潢，誰知預算失誤，少買了幾平米某名牌木地板，急需補上，經(jīng)銷商謊稱木地板漲價，必須加價，最終小李以三倍的價格買回所需地板D.小王和小章是兩位集郵愛好者，他們常常交換郵品，雖然有時用以交換的郵品價格懸殊，但雙方都非常樂意，毫無怨言【答案】D7、Passage2A.ItsconclusionsarebasedoncarefullycollecteddataB.ItisvulnerabletocriticismifthestatisticsarecloselyexaminedC.ItwillgiverisetoheateddiscussionsattheCopenhagenconferenceD.Itsroughestimatesaremeanttodrawtheattentionofworldleaders【答案】D8、2021年1月20日00時25分，我國在西昌衛(wèi)星發(fā)射中心用（）運載火箭，成功將天通一號03星發(fā)射升空。A.長征五號乙B.長征三號甲C.長征四號乙D.長征三號乙【答案】D9、資料：With55%ofconsumers'customerserviceinteractionsstartingonlineand63%ofadultsusingtheirsmartphoneseveraltimesamonthtoseekcustomerservice，yourmobilecustomerservicetacticsaremoreimportantthanever.A.ExpectantB.LettingthecustomerstodoC.UsedtoD.Payingcustomsduties【答案】C10、資料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.A.Lower-incomechildrenexperiencedloseinmathoverthesummerB.Middle-classchildrengainedinlearningoverthesummerC.Lower-incomechildrengainedinmathoverthesummerD.Middle-classchildrensufferedloseinmathoverthesummer【答案】B11、Israeliofficialsblamethesettlers,sayingtheyhaverefusedto____withthegovernment.A.directB.cooperateC.commentD.remind【答案】B12、下列關(guān)于我國的公司債說法錯誤的是（）。A.公司債的風險與公司本身的經(jīng)營狀況直接相關(guān)，風險比國債要高B.我國的公司債范圍是廣義上的，包括了企業(yè)債與金融債C.我國公司債的發(fā)行和交易依據(jù)《公司法》與《證券法》有關(guān)規(guī)定D.我國公司債發(fā)行和交易的監(jiān)管機構(gòu)為中國證監(jiān)會【答案】B13、Maryquicklyclosedthedoorofherroom（）herfathercouldreachittokeephimout.A.beforeB.whenC.asD.while【答案】A14、資料：Accordingtoourresearch,BestBuyinChinawasperceivedasbeingtooexpensive,withmanyoftheirproductspricedhigherthaninlocalmarkets.WhybuyaSonyDVDplayerorNokiaphoneatBestBuywhenyoucanpaylessfortheexactsameproductatalocalstore？Consumerswillonlybewillingtopaymore,likeattheApplestores,iftheyarebuyingsomethingtheycannotgetelsewhere.A.IllegalB.CondemnableC.RifeD.Common【答案】C15、Someprizesareawardedtotechnologythat,afterlaterreview,justdoesn’tseemto______well.A.turndownB.turnupC.turnoutD.turnin【答案】C16、按照《銀行業(yè)監(jiān)督管理法》的規(guī)定，銀行業(yè)金融機構(gòu)應(yīng)當嚴格遵守(）。A.資產(chǎn)負債比例管理B.庫存現(xiàn)金管理規(guī)定C.審慎經(jīng)營規(guī)則D.嚴格貸款審查【答案】C17、甲在商場柜臺邊撿到一個錢包，內(nèi)裝人民幣6000元，送交給該商場保衛(wèi)科負責人乙．乙將此款據(jù)為己有。乙的行為構(gòu)成（）。A.侵占罪B.挪用公款罪C.貪污罪D.巨額財產(chǎn)來源不明罪【答案】A18、船只利用聲納偵測魚的蹤跡，主要是利用聲波的（）。A.折射B.反射C.輻射D.共振【答案】B19、Whilethereasonsformassive，longer-burningwildfiresarecomplex，thereis______thatwildfireswilloccurmorefrequentlywithclimatechange。A.consensusB.conclusionC.recognitionD.compromise【答案】A20、中斷處理時，要求保留現(xiàn)場的原因是（）。A.為了保證不丟失數(shù)據(jù)B.為了保證原程序完整C.為了中斷結(jié)束時返回原程序執(zhí)行D.中斷處理時需要使用現(xiàn)場中的數(shù)據(jù)【答案】C21、金融遠期合約是一種（）。A.買賣標的資產(chǎn)的權(quán)利B.—定時期內(nèi)發(fā)生的一系列現(xiàn)金交易C.在集中場所交易的標準化合約D.無固定場所的非標準化合約【答案】D22、Anewbusiness,astartupcompany,isusuallyconsideredtoo________foraverageinvestors.A.riskB.riskyC.risksD.risking【答案】B23、Tocheckthe______oftheseresults,weperformtwodifferentempiricalexercises.A.integrityB.perfectionC.temperamentD.reliability【答案】D24、我國現(xiàn)階段的貨幣政策采用（）公式來考量M2增速是否適宜。A.M2增速=GDP增速+CPI+1%B.M2增速=GDP增速+CPI+2%C.M2=GDP增速+CPID.M2=GDP增速+CPI+1%至2%【答案】C25、國辦印發(fā)意見，要求2021年底前，各地相關(guān)政務(wù)服務(wù)便民熱線歸并統(tǒng)一為“（）政務(wù)服務(wù)便民熱線”。A.12304B.12345C.12045D.12205【答案】B26、資料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.A.TospecializeinaspecificindustryB.TostrengthentheunderstandingofbusinessstrategyandplanningC.TofindaninternshiporanassistantjobD.BothAandB【答案】C27、Passage7A.awakentheconscienceofofficialsB.guaranteefairplayinofficialaccessC.allowforcertainkindsoflobbyingD.inspirehopesinaveragepeople【答案】B28、Passage8A.TodiscussdifferentmethodsofpruningB.TointroducesomecommonknowledgeofpruningC.ToexplainhowtreesdevelopdiseaseD.Togivepracticalinstructionforpruningatree【答案】B29、Ihavebeenlooking____yourkindreply.A.outforB.downonC.inonD.forwardto【答案】D30、TheFIFAWorldCupsoccerchampionshipinRussiaisthemostcostlyeverheld。Now，expertsquestionwhethertherewillbeagood______fortheRussiantaxpayer。A.responseB.refundC.returnD.report【答案】C31、Theworldeconomydevelopsrapidly.Asaresult,longevityandlife______haveincreasedworldwide.A.expectedB.expectationC.expectingD.expectancy【答案】D32、Passage1A.optimisticB.pessimisticC.gloomyD.Objective【答案】A33、Theprojectwillnotbefinishedonscheduleiftimeisnoteffectively（）.A.managingB.managedC.manageD.manager【答案】B34、以下項目中，屬于資產(chǎn)負債表中流動負債項目的是（）。A.預計負債B.遞延所得稅負債C.一年內(nèi)到期的長期借款D.應(yīng)付債券【答案】C35、電能是用途最廣泛的能源之一，它屬于（）。A.二次能源B.—次能源C.不可再生能源D.可再生能源【答案】A36、根據(jù)《商業(yè)銀行法》的規(guī)定，商業(yè)銀行可以（）。A.從事信托投資和股票業(yè)務(wù)B.代辦保險C.向非銀行金融機構(gòu)和企業(yè)投資D.從事股票業(yè)務(wù)【答案】B37、某家庭2000年總收入為10萬元人民幣，2012年時，該家庭的總收入增加至38萬元人民幣，根據(jù)恩格爾定律，與2000年相比，2012年該家庭用于食品的支出在家庭總收入中的比重（）。A.保持不變B.將會下降C.將會增長D.無從判斷【答案】B38、資料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.A.CDisasafeinstrumentB.BankofIndiaissafeC.CDisinsuredD.Alloftheabove【答案】D39、計算機軟件系統(tǒng)主要包括（）。A.系統(tǒng)軟件和應(yīng)用軟件B.編輯軟件和應(yīng)用軟件C.數(shù)據(jù)庫軟件和工具軟件D.程序和數(shù)據(jù)【答案】A40、上海證券交易所上市交易的某只股票，2009年末的每股稅后利潤為0.2元，市場利率為2.5%。A.YXrB.Y/rC.r/YD.YX(1+r)【答案】B41、下列語句中，沒有語病的一項是（）。A.就如何應(yīng)對交通不暢導致供需矛盾的問題，公司領(lǐng)導討論和聽取了各車間主任提出的AB和C三套方案，并最終決定執(zhí)行A方案B.疫情期間，有關(guān)部門對部分不遵守隔離措施，蠻橫無禮甚至毆打醫(yī)生、護士的各類事件，進行了嚴肅的批評教育，對涉及刑事的，也處理得相當快速公正C.峽谷中的土域肥沃，加上晝夜溫差較大，較為適宣種植經(jīng)濟作物、柑橘，還適合種植煙草。D.中國哲學講究陰陽五行，凡事相克相生，飲茶也不例外，什么季節(jié)，什么氣候、什么體質(zhì)適合喝什么茶都有一番說道?！敬鸢浮緿42、以動產(chǎn)作為抵押的，辦理動產(chǎn)抵押時，向抵押人住所地的（）辦理抵押登記。A.工商行政管理部門B.證券登記結(jié)算機構(gòu)C.信貸征信機構(gòu)D.財政管理部門【答案】A43、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.A.Onthemainland,mobiledevicescostalotB.TextmessagesarelessexpensivethanmessagingappinAmericaC.ChinesepeoplelikemessagingappsmorethantextmessagesD.Americanmessagingappsarenotfree【答案】C44、資料：InternationalFederationforScientificResearchA.ToinvitearesearchertospeakataconventionB.TorecommendanacademicarticleC.ToencourageamembertoattendaconferenceD.ToaskascientisttopostresearchdatatoaWebsite【答案】C45、Thearticleopensandcloseswithdescriptionsoftwonewsreports,each___onemajorpointincontrastwiththeother.A.makesB.madeC.istomakeD.making【答案】D46、Therefore,individualsmayattendhighereducationtoavoidor______theirrequiredmilitaryservice.A.cancelB.postponeC.refuseD.display【答案】B47、（）基金，股份相對固定，一般不向投資者增發(fā)新股或贖回舊股。A.開放型B.契約型C.公司型D.封閉型【答案】D48、資料：（二）A.thewidowsarepressuredtolosetheirownnamesB.thewidowsmaybeforcedtoleavetheirhomesC.thewidowshavemisunderstoodthereversemortgageD.thewidowsdonotknowwhattheirlong-desiredthingsare【答案】B49、資料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.A.ComplainagainpolitelyB.ThreatentotakefurthermeasuresC.ComplaininarudewayD.Reportittothemanagementofthecompany【答案】B50、企業(yè)的法定盈余公積累計額已達到注冊資本的（）時可以不再提取。A.20%B.50%C.80%D.100%【答案】B51、某銀行因特殊情況集中辦理業(yè)務(wù)，導致窗口出現(xiàn)排隊現(xiàn)象。假定每分鐘來辦業(yè)務(wù)的顧客增長數(shù)量相等，粗略估計，要讓排隊現(xiàn)象消失，在同時開設(shè)4個窗口的情況下需要25分鐘，在同時開設(shè)6個窗口的情況下需要12.5分鐘。則如果需要在10分鐘內(nèi)讓排隊現(xiàn)象消失，則至少應(yīng)當開（）窗口。A.7B.8C.6D.5【答案】A52、關(guān)于X理論和Y理論，下列說法中正確的有（）。A.只有（1）和（2）B.只有（1）和（3）C.只有（2）和（3）D.三項觀點都正確【答案】D53、Thedifferences____thedifficultyofunderstandingwhatishappeningtotheeconomyatpresent.A.suggestB.understateC.criticizeD.underline【答案】D54、某企業(yè)對以外幣結(jié)算的款項減少業(yè)務(wù)的核算，以前都按原入賬時的匯率作為賬面匯率，但從本年初起，經(jīng)董事會同意，改按加權(quán)平均法并已在會計報告中加以說明。對于上述會計方法的重要變動，如企業(yè)不再作出任何調(diào)整，注冊會計師應(yīng)出具（）。A.無保留意見審計報告B.保留意見審計報告C.否定意見審計報告D.無法表示意見審計報告【答案】A55、Itwasthetraining（）Samhadatschool（）madehimanexcellentrunner.A.what;whatB.that;thatC.what;thatD.that;which【答案】B56、Passage3A.UnpackagedproductsareofbadqualityB.SupermarketscaremoreaboutpackagingC.OtherproductsarebetterpackagedthanfoodD.Itisimpropertojudgequalitybypackaging【答案】D57、Forcustomerconvenience，themanualisavailable______bothmicrofilmandbookforms.A.onB.toC.inD.for【答案】B58、資料：TencentHoldingsLtdhasannouncedthatitwillfullyopenupitsbigdataplatformandmachinelearningtechnologyinamovetobuilda"sharingeconomy"basedoncloudservices.EnterpriseswillbeabletouseasetofbigdataanalysistoolsdevelopedbyTencent,helpingthemgainabetterunderstandingoftheirclientsandimprovetheirproducts.A.NegativeB.NeutralC.EncouragingD.Positive【答案】B59、Evenifyoudon’tactuallycarryoutalltheactionsyousayyouwilltake,honeststudentswillappreciateknowingthatyoucareenoughaboutacademic______totakeprecautions.A.entiretyB.integrityC.unityD.reliability【答案】B60、資料：From:prorno@A.InstructionsforenteringacompetitionB.chancetotryanewproductC.AnapologyforanerrorD.Thanksforcompletingacustomersurvey【答案】B61、資料：Everyoneknowsairlinepricingisbasedonsupplyanddemand.FaresaremoreexpensiveduringpeaktravelseasonslikesummerandtoprimedestinationslikeEuropeancapitals.SoifaflighttoRomecostsmorethanaflighttoMilan,you'dthinkthatdemandforRomemustbehigherorsupplylower.A.therelationshipbetweencostanddemandB.peakseasonsandprimeattractionsC.therelationshipbetweensupplyanddemandD.travelseasonsanddestinations【答案】C62、按照審計的主體不同，審計可以分為（）。A.財務(wù)報表審計和合規(guī)性審計B.政府審計、內(nèi)部審計和注冊會計師審計C.詳細審計和資產(chǎn)負債表審計D.整體審計和局部審計【答案】B63、資料：Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothecontrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthatpromotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoinaconstructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonislistening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwassaid,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlisteningwasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”interaction.Thebestconversationswereactive.A.TellreaderstobegoodlistenersB.AnalyzethebehaviorofgoodlistenersC.ExplainwhatwouldhappenifspeakersareboringD.Encouragelistenerstohelptheotherpersontoseetheconversationinanewlight【答案】A64、資料：IntheUnitedStatesofAmerica,banksarecategorizedintothefederally-charteredbankwhichreceivedtheircharterfromtheOfficeoftheComptrolleroftheCurrency（OCC）;thesearereferredtoas“NationalBanks”;andalsothestates-charteredbankswhichreceivetheircharterfromthesuperintendenttoas“StateBanks”.Banksareallowedtoregistereitherwiththefederalorthestateauthority.LetusnowlookattheorganizationalstructureofCommercialBanks,whichincludeunitbanking,groupbankingandbranchbanking.A.FRAB.LawsofstatesC.FedD.OCC【答案】C65、2017年4月份，某省規(guī)模以上食品工業(yè)增加值同比增長15.0%，比全省規(guī)模工業(yè)平均水平高9.4個百分點。其中，農(nóng)副食品加工業(yè)增長14.0%，食品制造業(yè)增長18.6%，酒、飲料和精制茶制造業(yè)增長13.9%。1—4月，規(guī)模以上食品工業(yè)產(chǎn)值累計增長11.6%，增幅比全省規(guī)模工業(yè)平均水平高4.5個百分點。A.38.5%B.42.6%C.53.7%D.78.8%【答案】D66、剩余價值（）。A.在生產(chǎn)領(lǐng)域中產(chǎn)生，可以離開流通領(lǐng)域B.在流通領(lǐng)域中產(chǎn)生，但不能離開生產(chǎn)領(lǐng)域C.在生產(chǎn)領(lǐng)域中產(chǎn)生，通過流通領(lǐng)域來實現(xiàn)D.既在流通領(lǐng)域中產(chǎn)生，也在生產(chǎn)領(lǐng)域中產(chǎn)生【答案】C67、Itwasthetraining（）Samhadatschool（）madehimanexcellentrunner.A.what;whatB.that;thatC.what;thatD.that;which【答案】B68、資料：Business,academicandcivicleadersinCambridgehavewarnedthatoneofBritain’smajoreconomicgrowthcitiesisunderthreatunlessthegovernmentactsquicklytorestoretrustpost-Brexit.A.TocreatemorejobpositionsforforeigntalentsB.TocomfortexistingforeigntalentsC.ToattractnewtalentsD.Tostimulatelocaleconomy【答案】B69、股票是股份公司發(fā)給股東的人股憑證，購買股票后，股東成為（）。A.公司的債主B.企業(yè)的法人C.公司的所有者D.企業(yè)的經(jīng)營者【答案】C70、資料：There'sagoodchancethatspicycrunchytunarollyouorderedforlunchdoesn'tactuallycontainanytunaatall.A.ManysushirestaurantsrefusetoservesomefishbecauseoftheriskoffakefishB.PeoplehaveaccesstotracktheoriginsoffishsoldinsushishopsC.MostfishsoldinsushistoresismislabeledbutnewtechcanhelptofixtheproblemD.CitizensintheUSnolongertrustthefishsoldinsushivenues【答案】C71、IthinkIhadatleastabilliontests,including（）inwhichtheycutoutapieceofmusclefrommylegandlookedatitunderamicroscope.A.thatB.theoneC.itD.one【答案】D72、計算機的硬件主要包括中央處理器(CPU)、輸入設(shè)備、輸出設(shè)備和（）。A.鍵盤B.鼠標C.存儲器D.顯示器【答案】C73、目前我國上海和深圳證券交易所均實行（）的交割方式完成清算交易。A.T-1B.T+0C.T+1D.T+2【答案】C74、Passage6A.LessScreeningforMoreSafetyB.PreCheck–aBelatedSolutionC.GettingStuckinSecurityLinesD.UnderusedPreCheckLanes【答案】C75、與十六進制數(shù)CD等值的十進制數(shù)是（）。A.204B.205C.206D.203【答案】B76、下列證據(jù)中，既屬于間接證據(jù)又屬于原始證據(jù)的是（）。A.被告人認罪的供述B.證人聽到被害人哭泣的證言C.贓物的復制品D.鑒定結(jié)論的抄件【答案】B77、Passage10A.itiseasyforchildrentogetusedtoblankexpressionsB.verbalexpressionsareunnecessaryforemotionalexchangeC.childrenareinsensitivetochangesintheirparents'moodD.parentsneedtorespondtochildren'semotionalneeds【答案】D78、企業(yè)下列經(jīng)濟業(yè)務(wù)中，會影響其償債能力的是（）。A.企業(yè)向投資者分配股票股利B.企業(yè)提前支付某供應(yīng)商貨款C.企業(yè)用資本公積轉(zhuǎn)增資本D.企業(yè)用盈余公積彌補虧損【答案】B79、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.A.OtherGCCstateswillstarteconomicreforminthewayDubaihasdoneB.NegativeoutlookmightremainforGCCcountries’governmentfinancialconditionC.OilpricewillhardlyriseintheforeseeablefutureD.Oilrevenueaccountsfor85%ofQatar’sgovernmentincome【答案】B80、資料：Changingcareersisbecomingmorepopular.Notjustbecausetherearemorecareeroptionsavailable,butalsooutofnecessity.Asnewindustriesarise,othersdie.It'suptoyoutofigureoutifyourcareerisstillgoingtobearoundinthenext5-10years.Somestudiessaywecouldhaveasmanyasninecareersinourprofessionallifetime.Whichbegsthequestion:doyouknowwhatittakestosuccessfullychangecareerlanesrepeatedly?A.TobuildamarketingcampaignbycreatingabetterresumeB.TogivethelogicandpassionbehindyourcareerchangeC.TomakesureeveryoneknowsaboutyourintentionofchangingcareerD.Tohavemoreconversationsandconnectionswithinyournewcareerpath【答案】D81、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.A.LuolearnttomakelanternsfromhisfatherB.Luo’sfriendsadvisedhimtosellpaintingtoolsC.ThelossatthedressshoptaughtLuoalessonD.Luoborrowedmoneyfromthebanktoopenshops【答案】C82、按照承擔貸款風險的主體分類，貸款可分為自營貸款和（）。A.委托貸款B.擔保貸款C.單一貸款D.銀團貸款【答案】A83、2017年4月份，某省規(guī)模以上食品工業(yè)增加值同比增長15.0%，比全省規(guī)模工業(yè)平均水平高9.4個百分點。其中，農(nóng)副食品加工業(yè)增長14.0%，食品制造業(yè)增長18.6%，酒、飲料和精制茶制造業(yè)增長13.9%。1—4月，規(guī)模以上食品工業(yè)產(chǎn)值累計增長11.6%，增幅比全省規(guī)模工業(yè)平均水平高4.5個百分點。A.熟肉制品B.米制半成品C.冷凍蔬菜D.醬油【答案】B84、提出“師夷長技以制夷”主張的是（）。A.林則徐B.魏源C.左宗棠D.曾國藩【答案】B85、Passage2A.ThirdpartieswillhavetobuyfraudinsuranceB.RegulatorshavecomeupwithpromisingsolutionsC.Banks'defenseagainstcyberattacksisstrongD.Thirdpartieswillcheckclients’datamonthly【答案】B86、“電子匯兌往來”科目下設(shè)“往賬戶”和“來賬戶”，屬于（）科目，核算參加聯(lián)行的機構(gòu)之間的資金往來。A.負債類B.損益類C.資產(chǎn)負債共同類D.資產(chǎn)類【答案】C87、3+14+35+146+555+854+965+986+997=（）。A.3555B.5000C.4000D.4555【答案】D88、Inthepastmengenerallypreferredthattheirwives（）inthehouse。A.workedB.wouldworkC.workD.wereworking【答案】C89、甲有一手表，委托乙保管，乙擅自將手表賣給丙，丙又贈與女友丁，丁戴上3天后在街頭被戊搶走，戊后又遺失于街頭，為庚拾得。根據(jù)《物權(quán)法》的規(guī)定，對該手表享有所有權(quán)的是（）。A.甲B.丙C.丁D.庚【答案】C90、設(shè)a，b均為正整數(shù)，且有等式11a＋7b＝132成立，則a的值為？（）A.6B.4C.3D.5【答案】D91、Passage3A.thetendencyofcuttinghouseholdwasteB.theincreaseofpackagingrecyclingC.thefactofpackagingoveruseD.therapidgrowthofsupermarkets【答案】C92、資料：It’salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor（forshame！）onaFridayandsimplynotcheckyourworkemailagainuntilyoureturntheofficeduringnormalworkinghours。A.TheyareinconsistentabouttheattitudetowardafterhoursemailsB.TheybothpushtheemployeestobeavailableallthetimeC.TheyareconsistentabouttheattitudetowardsafterhoursemailsD.Theybothdon’tmeantostresstheemployeesout【答案】A93、以下屬于中國銀行業(yè)協(xié)會的會員單位的是（）。A.中國郵政儲蓄銀行B.證券公司C.金融控股公司D.財產(chǎn)保險公司【答案】A94、Passage1A.givingexamplesB.Byprovidingdata.BByraisingquestionsC.Bymakingcomparisons【答案】A95、晝?yōu)殛枺篂殛?，則上午為（）。A.陽中之陰B.陽中之陽C.辰D.陰中之陽【答案】B96、銀行會計科目可分為()。A.表內(nèi)科目和表外科目B.資產(chǎn)負債共同科目C.負債科目D.資產(chǎn)負債科目【答案】A97、資料：WhyisSaltBadforYou?A.hisfamilydoctorB.aheartspecialistC.researchscientistsD.anutritionexpert【答案】D98、款項移送中，移出行應(yīng)當進行核算的會計分錄為（）。A.借：分行轄內(nèi)往來貸：現(xiàn)金B(yǎng).借：現(xiàn)金貸：分行轄內(nèi)往來C.借：分行轄內(nèi)往來貸：銀行存款D.借：銀行存款貸：分行轄內(nèi)往來【答案】A99、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomiclosseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledbyAnnan,theformerUnitedNationssecretarygeneral.A.GlobaltemperaturesaffecttherateofeconomicdevelopmentB.RatesofdeathfromillnesseshaverisenduetoglobalwarmingC.MalnutritionhascausedserioushealthproblemsinpoorcountriesD.onomictrendshavetodowithpopulationandnaturaldisasters【答案】B100、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.A.UsersareincreasingtoformgroupsB.ItcausedpeopletosendmoneyinrandomamountsC.Thegift-givingprocessbecameanexcitinggameD.ItchangedthewayChinesepeoplesendeachothergifts【答案】D101、銀行的基本憑證有：現(xiàn)金付出傳票、()、轉(zhuǎn)賬借方傳票、轉(zhuǎn)賬貸方傳票、特種轉(zhuǎn)賬借方傳票、特種轉(zhuǎn)賬貸方傳票、表外科目借方傳票、表外等。A.現(xiàn)金支票B.現(xiàn)金收入傳票C.轉(zhuǎn)賬支票D.進賬單【答案】B102、遠期合約的最大功能是（）。A.方便交易B.增加收益C.增加交易量D.轉(zhuǎn)嫁風險【答案】D103、資料：歐洲的經(jīng)濟學家Mr.T首先跟你談了歐洲的一些優(yōu)勢，以及一些好的企業(yè)。請根據(jù)下列資料回答問題A.ZumodoesnotneedtochangeitsbrandnameB.ZumospaonlyproducessportsdrinksC.ZumoisavailableinEuropeandNorthAmericaD.SpanishidentityisnotsuitableforZumototapintoglobalmarket【答案】D104、對于吉芬物品，其替代效應(yīng)和收入效應(yīng)，分別與價格成（）變動。A.同向、同向B.同向、反向C.反向、同向D.反向、反向【答案】C105、資料：THOMASWILSONA.updateB.fixC.innovateD.furnish【答案】B106、Recently,XiangningstartedtocommunicatewithMike,thecontactpersonofMonsell.A.singleB.individualC.formerD.savings【答案】B107、由某一銀行集團成立股權(quán)公司，再由該公司控制或收購兩家以上的若干銀行而建立的一種銀行制度，屬于（）制度。A.持股公司制B.連鎖銀行制C.代理銀行制D.總分行制【答案】A108、公文辦理主要分為（）。A.收文和發(fā)文B.擬辦和承辦C.登記和分發(fā)D.整理與保管【答案】A109、Thisargumentsoundsreasonable,but（）it’sincorrect.A.fortunatelyB.actuallyC.naturallyD.obviously【答案】B110、資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishingandothermaritimetrades.Environmentalgroupswho’dbeenpushinganendangeredlistingsaidtheproposalwasa“turningpoint”theyhopewillleadtogreaterturtleprotections.A.NatureisquitefairregardingthesurvivalofturtlesB.TurtlesarebynatureindifferenttohumanactivitiesC.CourseofnaturewillnotbechangedbyhumaninterferenceD.Theturtlepopulationhasdecreasedinspiteofhumanprotection【答案】D111、資料：Didyourchild'sbrainshrinklastsummer?Probablynot,butitmayhaveshiftedintoreverse,accordingtoastudybyDr.HarrisCooper,professorofpsychologyattheUniversityofMissouri-Columbia.Thestudyfoundthatwhenstudentsreturntoschoolafteralongsummervacation,they'velostonetothreemonthsworthoflearning.A.AftersummervocationkidswillloseonetothreemonthsworthoflearningB.AftersummervocationkidswillloselearningcapabilityinreadingC.SummervocationmakeskidsloselearningskillsinmathD.Summervocationbringskidspsychologicalproblems【答案】A112、對于價值較低或極易損壞的低值易耗品，應(yīng)采用(）進行攤銷。A.使用次數(shù)攤銷法B.分次攤銷法C.一次轉(zhuǎn)銷法D.計劃成本法【答案】C113、美國的高盛公司、摩根·斯坦利公司、日本的野村證券等投資銀行的形式在世界范圍內(nèi)廣泛存在，并且它們都有各自擅長的專業(yè)方向。高盛公司、摩根·斯坦利公司等投資銀行屬于()類型的投資銀行。A.獨立的專業(yè)性銀行B.商人銀行C.全能性銀行D.財務(wù)公司【答案】A114、資料：FASTcarswhizzaround，mallsarefullofexpensiveluxuriesandcranesdominatetheskyline.ButscratchtheshimmeringsurfaceoftheGulfandyousoonfindcountrieshurtingfromthelowoilprice，currentlyaround$40abarrel.Growthisslowingandunemploymentisrising.Policymakersevendareutterathree-letter“t”worduntilrecentlytaboo：tax.A.LuxurylandmarksdominateGulfskylineB.OilpriceisboomingC.GulfauthoritiesrefusetoraisetaxesD.OilPriceisaround$40pergallon【答案】A115、Contrary（）thepopularopinion,highertaxesendupbenefitingthecitizensmorethanlowerones.A.forB.inC.toD.with【答案】C116、Passage5A.ThepossibilityofgovernmentsupportforsuchataskB.TheneedtoexploreUtahC.TheneedtoconnecttheeastcoastwiththewestD.Theneedtodeveloptherailroadindustryinthewest【答案】C117、資料：EarlyExperiencesA.Todeterminewhethertheproductisuser-friendlyB.ToseeiftheprocessissimpleenoughforuserstounderstandC.Tolearnaboutusers'perspectiveD.Tocancelaprocessornavigatetoaspecificfunctionorlocation【答案】D118、信用的基本特征是（）。A.平等的價值交換B.無條件的價值單方面讓渡C.以償還為條件的價值單方面轉(zhuǎn)移D.無償?shù)馁浥c或援助【答案】C119、近年來，我國取得了舉世矚目的成就。下列被稱作中國的：“新四大發(fā)明”的是：（）。A.蛟龍?zhí)煅勰尤斯ぶ悄蹷.天官支付寶網(wǎng)購共享單車C.高鐵網(wǎng)購移動支付共享單車D.大飛機高鐵悟空移動支付【答案】C120、The______tobuildupspacestationsontheMarsis,ifwecannotsayitisimpossible,atleastveryhardtofulfill.A.admirationB.ambitionC.administrationD.orientation【答案】B121、當某一社會處于經(jīng)濟周期的蕭條階段時（）。A.經(jīng)濟的生產(chǎn)能力增加，因而存貨增加B.總需求逐漸增長C.總需求少于總供給D.總需求超過總供給【答案】C122、Ihearmanyparentssayingthattheirteenagechildrenarerebellion.Iwishitwereso.Atyourageyououghttobegrowingawayfromyourparents.Youshouldbelearningtostandonyourowntwofeet.Buttakeagoodlookatthepresentrebellion.Itseemsthatteenagersarealltakingthesamewayofshowingthattheydegreewiththeirparents.Insteadofstrikingoutbravelyontheirown,mostofthemaretryingtoseizeatoneanother’shandsforsafety.A.readershowtobepopularintheworldB.parentshowtocontrolandguidetheirchildrenC.teenagershowtolearntodecidethingsforthemselvesD.peoplehowtounderstandandrespecteachother【答案】C123、Anewpowerstationwasset______inmyhometown.A.upB.outC.aboutD.forth【答案】A124、Therecurrentlyseemstobealarge____betweenthenumberofpeopleemployedinserviceindustries,andthoseemployedintheprimarysector.A.differentB.differentialC.discriminationD.discrepancy【答案】B125、1，9，35，91，189，（）A.361B.341C.321D.302【答案】B126、資料：ThemovementofconsumersfrompublicsocialmediatoprivatemessaginghasbeensorapidthatBusinessInsiderreportedthatthecombinedusageofthetopfourmessagingappsnowexceedsthecombinedusageofthetopfoursocialmediaapps。Fallingdataprices，cheaperdevices，andimprovedfeaturesarehelpingpropelthisgrowth。A.PeoplearetiredofsocialmediaB.App’simprovedfeaturesC.PeoplearedemandingforrealcommunicationD.Cheaperdataanddevices【答案】A127、資料：（一）A.onlyasmallproportionoftheinsuredsufferlossB.everyoneatsometimesufferslossC.nearlyeveryonesufferslossD.onlyinsuredpeoplesufferloss【答案】A128、商場以每件80元的價格購進了某品牌襯衫500件，并以每件120元的價格銷售了400件，要達到盈利45%的預期目標，剩下的襯衫最多可以降價？（）A.15元B.16元C.18元D.20元【答案】D129、Themonitorhas（）uso