2024全新信用卡服務(wù)合同下載

2024全新信用卡服務(wù)合同合同編號：__________甲方（持卡人）：__________乙方（發(fā)卡機(jī)構(gòu)）：__________根據(jù)《中華人民共和國合同法》、《中華人民共和國信用卡管理?xiàng)l例》等法律法規(guī)的規(guī)定，甲乙雙方在平等、自愿、公平、誠實(shí)信用的原則基礎(chǔ)上，就甲方申請和使用乙方信用卡事宜，達(dá)成如下協(xié)議：第一條信用卡的申請與發(fā)放1.1甲方自愿向乙方申請信用卡，并承諾按照乙方信用卡申請要求提供真實(shí)、準(zhǔn)確、完整的個人信息及資料。1.2乙方有權(quán)審查甲方的申請資格，并根據(jù)甲方的信用狀況決定是否發(fā)放信用卡。1.3甲方同意乙方對申請資料進(jìn)行核實(shí)，包括但不限于信用調(diào)查、電話核實(shí)等。第二條信用卡的使用與權(quán)益2.1甲方持有效信用卡可在乙方指定的商戶進(jìn)行消費(fèi)、取現(xiàn)等交易。2.2甲方使用信用卡進(jìn)行交易時，應(yīng)遵守國家法律法規(guī)、乙方信用卡使用規(guī)定及商戶規(guī)定。2.3甲方同意按照約定的利率、手續(xù)費(fèi)等支付相關(guān)費(fèi)用。2.4甲方享有乙方提供的信用卡權(quán)益，包括但不限于積分兌換、優(yōu)惠活動等。第三條信用卡的還款與計(jì)息3.1甲方應(yīng)當(dāng)按照約定的還款日期、方式及金額還款。3.2甲方未按時還款的，乙方有權(quán)按照約定的利率計(jì)收利息、罰息等。3.3甲方對信用卡賬戶內(nèi)的欠款承擔(dān)連帶責(zé)任。第四條信用卡的安全與保密4.1甲方應(yīng)妥善保管信用卡及密碼，確保信用卡不被他人冒用。4.2甲方發(fā)現(xiàn)信用卡丟失、被盜或密碼泄露的，應(yīng)及時通知乙方辦理掛失或修改密碼。4.3甲方對因未按約定保管信用卡導(dǎo)致的損失承擔(dān)責(zé)任。第五條違約責(zé)任5.1甲方違反本合同約定的，乙方有權(quán)采取措施限制信用卡使用，并追究甲方違約責(zé)任。5.2乙方未按約定提供服務(wù)的，甲方有權(quán)要求乙方改正，并追究乙方違約責(zé)任。第六條爭議解決6.1甲乙雙方因本合同產(chǎn)生的爭議，應(yīng)通過友好協(xié)商解決；協(xié)商不成的，可以向乙方所在地的人民法院提起訴訟。第七條其他約定7.1本合同自甲乙雙方簽字（或蓋章）之日起生效，有效期為____年。7.2本合同未盡事宜，可由甲乙雙方另行簽訂補(bǔ)充協(xié)議。7.3本合同一式兩份，甲乙雙方各執(zhí)一份。甲方（持卡人）：__________乙方（發(fā)卡機(jī)構(gòu)）：__________簽訂日期：__________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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